Do the opposite when ever market falls. Invest even more (with long term intention ofcourse). Every fall is an opportunity cause its always momentary and things will eventully grow in future. Long term is the key.
THIS only works on nifty50 etf or mutual fund , dont do this in Individual stock , because you never know when a company might be gone next day for any thousand of reasons.
@@ben4wisdom not necessarily. Everyone's salary increases 5 percent every year. So market should go up by 5 percent every year without anyones loss. Not necessary that it happens.
@@Odia_bhaina the majority of Indian population don't get hike every year. It's a very very tiny percentage. The sarkaari naukri people and IT crowd only. Other streams don't get fixed hikes or hikes at all every year.
@@ppsaha1994 price increases every year. If chai costs 7 rs instead of 5 rs, some part of that price hike goes to the chai wala as well. He doesn't participate in the stock market directly but you get my point u hope.
Informative video, loved the way how missions are overlayed on the tool. Questions inside the mission were really well made, enjoyed answering them. Scored 50/60! Thanks for the effort team, great work! 👍
Thanks for sharing this video on when to exit mutual fund investments! Knowing the right time to make a move can make a big difference in our financial journey. It's all about balancing goals, performance, and fees. Great insights to consider before making any decisions!
When the goal is near, reduce or stop your SIP's. Start withdrawing through SWP's over a period of 1 to 3 years. Larger the corpus , longer should be the duration of with drawal. You also get to save taxes by utilising exemption of upto one lakh on long term capital gains ( on Equity funds of course) Park your withdrawn funds in a safe debt instrument such as RD, Liquid fund or Short term debt fund till final withdrawal.
Instead of taking it out slowly why can't I just stop investing whatever I was going to invest and put it in a recurring deposit? Planned expenses should always be done with planned savings in RD, not taking out from MF.
If you have invested in MF for some goal, you will need to take it out when that goal approaches. We are discussing about how to do it systematically. Ideally for long term goals you should start withdrawing or moving to debt funds 2-3 years before the actual goal deadline.
I traded well on my Demo account but when I invested in to my main account i lost all my funds. Please i need an expert to assist me with my trading. It's frustrating how people loss funds in this trading, I really feel so bad.
I think.Its really needful for beginners not to settle for videos alone or they will see themselves losing all their money just like me when I newly started trading with this videos here on TH-cam.
Hi, can you make a video on international funds? I heard that the Japanese market has been in a bear trend for three decades. How did the index funds and other funds perform during that period?
Instead of withdrawing why can't we take the loan against mutual fund , and stop the sip till the loan gets payoff . The benefits we get are - compounding time increases - expenses get cover without selling the mutual fund - attractive returns over the time - 10-11% interest If i am wrong any where please correct me...
what about the taxes id have to pay every month during the swp, wont i be loosing a bit on money . im new to the world of finance so im sorry if this is a stupid question
Hey, how can one take the term insurance at the age of 18? What are the supporting documents required of the insurer. I didn't find any single vdo on this, please.
Awesome video guys! keep it up!! But I have a genuine question. Is there any calculator or excel sheet that will show me trend lines on when is a good time to exit a mutual fund. It's from the sole purpose to get the best exit point without a SWP. and to reinvest the corpus.
I think our SWP amount should be less than the return percentage so that the remaining fund can grow in that basic time period. For example : i had 50lakh in my mutual fund or index fund or any other funds…and it is growing on average @15% per year so suppose if i have a SWP of 4% which means 2lakh/12= 16,666…. I can withdraw 16000 per month and still my portfolio keep growing despite withdrawal…. It’s a good idea ? 😅
I stopped watching this video halfway through. Nowadays investors are becoming smarter. Investors are waiting for such market crashes of 50% to bulk buy assets such as stocks, ETFs, Index funds. They are like Black Friday Sale. Those who still panic in market crashes are going to lose money. As long as there is nothing fundamentally wrong with the investments there is no need to panic sell and also to grab such market crash opportunities to bulk buy.
Selling now might lock in your losses. Markets go up and down, and by staying invested, you have a chance to recover when the market improves. how can this be the right answer , it's impulse decision!
I have one question. I started investing in mutual funds without having a goal after my first job. What do you guys in that situation? Which mutual funds should I exit from? Most profitable, most loss making or from all? I hope you get my point.
Are the sip payments of mutual funds integrated?. I.e would it matter if I do a monthly payment of 5k per month for first 6 months through my bank's mutual fund payment slide and the next month through an external app such as Zerodha/Groww?
Sir thank u for the explanation 🎉, But jus one DOUBT !! if my mutual fund matures to be a total corpus of 5cr aftr disciplined investment for 30 years, how much taxes should i pay out of this total corpus of 5cr? (Expense Ratio, LTCG, cess, surcharge, income tax slab)?
Do SIP for Luxury items like Phone, Car, etc And Book FD for necesaary stuff like marriage, education, etc. I can compromise for Iphone 13 instead of Iphone 15 but I cannot postpone my marriage just because market is not moving up for a year.
I have started sip 1 year back but now market is going to crash about in 6 months may be 30% dip do i have sell all sip done and invest again in when it is 30 dip ?? Pls comment
The answer is you don't exit your MF. Think of it as a piece of land that your grand father bought and was passed on to you. Now ask the question when should I sell my land. The answer is the same for both.
Hi! Thanks for writing to us! Our team would like to connect with you to discuss this further. Could you please share your contact details on hello@zero1byzerodha.com?
Every single thing is awesomely made, just leave abhishek, i mean the acting is just crappy and doesn't really deserve a place in sensible thought process
You can exit equity and move them to debt when goal is nearing and finally remove debt completely
And give tax 2 times😂
@@sud2954 For shorter periods like 1 year in debt funds the tax is negligible. Your main corpus is intact and that is what matters.
Not everyone is as disciplined as you. That's the whole point.
@@Thepunemh12 if not don't do it. If it's essential it's your laziness is killing you.
@@sud2954 Far better than losing sleep over an unexpected market fall when you are close to reaching your goal
Content is good but editing is next level. Your video editor is one of the best it seems
❤️❤️
Do the opposite when ever market falls. Invest even more (with long term intention ofcourse). Every fall is an opportunity cause its always momentary and things will eventully grow in future. Long term is the key.
TRUE! I did this in Yes Bank's stock price drop
Partially wrong, partially correct Watch Et money video on it.
Well, not if there's a problem in the company. Then DON'T accumulate more. I've done that mistake so I know....
Correct right now I withdrawn my some profit from stock market and invested in some sector NFO that I feel going to boom in future
THIS only works on nifty50 etf or mutual fund , dont do this in Individual stock , because you never know when a company might be gone next day for any thousand of reasons.
If no one withdraws in a dip,there won't be a dip
if everybody was smart, stock market system would collapse ;) One makes money when the other loses. This is how it works.
Pledging of Shares for Options trading must be banned because they use your pledged shares for Options buying and make the shares to fall.
@@ben4wisdom not necessarily. Everyone's salary increases 5 percent every year. So market should go up by 5 percent every year without anyones loss. Not necessary that it happens.
@@Odia_bhaina the majority of Indian population don't get hike every year. It's a very very tiny percentage. The sarkaari naukri people and IT crowd only. Other streams don't get fixed hikes or hikes at all every year.
@@ppsaha1994 price increases every year. If chai costs 7 rs instead of 5 rs, some part of that price hike goes to the chai wala as well. He doesn't participate in the stock market directly but you get my point u hope.
Informative video, loved the way how missions are overlayed on the tool. Questions inside the mission were really well made, enjoyed answering them. Scored 50/60! Thanks for the effort team, great work! 👍
Never exits, always rebalance them.. what is learnt till date.
say that to a japanese investor from 90s
learn from the past. Talk to you in 20years.
@@jishnu18why compare to Japanese ? Weird logic and equally bad comment
@@jishnu18please stop now this excuse think new excuses india is developing country ❤❤❤❤
This two way conversation style is so gripping and easy to understand that I watch them without any loss of attention. Great work zerodha.
Thanks for sharing this video on when to exit mutual fund investments! Knowing the right time to make a move can make a big difference in our financial journey. It's all about balancing goals, performance, and fees. Great insights to consider before making any decisions!
When the goal is near, reduce or stop your SIP's. Start withdrawing through SWP's over a period of 1 to 3 years. Larger the corpus , longer should be the duration of with
drawal. You also get to save taxes by utilising exemption of upto one lakh on long term capital gains ( on Equity funds of course) Park your withdrawn funds in a safe debt instrument such as RD, Liquid fund or Short term debt fund till final withdrawal.
Won’t the tax is applicable if I withdraw funds from MF to move them to liquid or debt funds? And again tax when I withdraw from debt funda
Instead of taking it out slowly why can't I just stop investing whatever I was going to invest and put it in a recurring deposit? Planned expenses should always be done with planned savings in RD, not taking out from MF.
If you have invested in MF for some goal, you will need to take it out when that goal approaches. We are discussing about how to do it systematically. Ideally for long term goals you should start withdrawing or moving to debt funds 2-3 years before the actual goal deadline.
@@ben4wisdom understood.
You’re way of easy explaining and the animations and yor comedy in btw was literally fantastic 🎉
Thank you so much 😀
@@Zero1byZerodha Hi where can i get that swp calculator sheet which you used to explain?
I traded well on my Demo account but when I invested in to my main account i lost all my funds. Please i need an expert to assist me with my trading. It's frustrating how people loss funds in this trading, I really feel so bad.
It's very obvious that forex and crypto trading is one of the profitable money exchange services that elevates investors and their financial status.
But It's a great idea to have a conversation with
financial advisors like Emily Jason to reshape you
portfolio.
I agree with you, I'm not here to converse for her but to testify just for what I'm sure of, she's trust worthy and best option ever seen..
I think.Its really needful for beginners not to settle for videos alone or they will see themselves losing all their money just like me when I newly started trading with this videos here on TH-cam.
She's really a good investment advisor. I was privileged to attend some of her seminars. That is how I started my crypto investment 👏
Hi, can you make a video on international funds? I heard that the Japanese market has been in a bear trend for three decades. How did the index funds and other funds perform during that period?
Very good editing in beginning 5 min... wonderful keep going ❤❤❤
Amazing video as always, really love the fact that you guys talked about panic selling and systematic withdrawals!
Awesome 👍 keep it up guys. You're doing excellent work here. Thanks
Instead of withdrawing why can't we take the loan against mutual fund , and stop the sip till the loan gets payoff . The benefits we get are
- compounding time increases
- expenses get cover without selling the mutual fund
- attractive returns over the time
- 10-11% interest
If i am wrong any where please correct me...
Enjoying the series, keep these videos coming!
How should we manage our NPS tier 1 portfolio. Which portfolio to choose
Appreciate the storytelling 🎉🎉
What a presentation! amazing, this is inspiring
Thanks for adding subtitles. I m from south side... Can't able to understand hindi Or other languages..
what about the taxes id have to pay every month during the swp, wont i be loosing a bit on money . im new to the world of finance so im sorry if this is a stupid question
It is smart question
Till 1.25lkh its tax free (ltcg)
After that 12.5 %
Amazing .... editing !!! lots of fun
Excellent Presentation 🔥
Hey, how can one take the term insurance at the age of 18? What are the supporting documents required of the insurer. I didn't find any single vdo on this, please.
Awesome video guys! keep it up!! But I have a genuine question. Is there any calculator or excel sheet that will show me trend lines on when is a good time to exit a mutual fund. It's from the sole purpose to get the best exit point without a SWP.
and to reinvest the corpus.
When covid hit i stocked up on stocks.. companies like sbi, tata were all peanuts.
I think our SWP amount should be less than the return percentage so that the remaining fund can grow in that basic time period. For example : i had 50lakh in my mutual fund or index fund or any other funds…and it is growing on average @15% per year so suppose if i have a SWP of 4% which means 2lakh/12= 16,666…. I can withdraw 16000 per month and still my portfolio keep growing despite withdrawal…. It’s a good idea ? 😅
quality content :chef's kiss:
I was about to exit my 8 yr SIP after that budget announcement. Lol
I really enjoyed this video, Love it 💗
Very nice prentation by very nice people 👏
mich needed video, answers a lot of my doubts
How can I do swp in kite application ? Can you guide ?
Informative 🎉 presentation was smart and funny 😂
Very good information sir
Or move it to arbitrage fund with STP , you will be average out and get FD return on withdrawal amount
Taxation is 10-15% on arbitrage fund upar se, better than FD
I stopped watching this video halfway through. Nowadays investors are becoming smarter. Investors are waiting for such market crashes of 50% to bulk buy assets such as stocks, ETFs, Index funds. They are like Black Friday Sale. Those who still panic in market crashes are going to lose money. As long as there is nothing fundamentally wrong with the investments there is no need to panic sell and also to grab such market crash opportunities to bulk buy.
Thank you ❤🎉
Selling now might lock in your losses. Markets go up and down, and by staying invested, you have a chance to recover when the market improves.
how can this be the right answer , it's impulse decision!
Kindly explain on withdrawa tax in case of SWP
you guys are best😂
Abhishek, is one of the top performing fund , irrespective of Market Crashes 😅😅
Abhishek kar ?
liked your video, very informative
I have one question. I started investing in mutual funds without having a goal after my first job. What do you guys in that situation? Which mutual funds should I exit from? Most profitable, most loss making or from all? I hope you get my point.
Don't exit if you don't have any goal associated, consider retirement as your goal
@@atul7173 Bhai what about life events? Us time loan lena padega phir.
@@harshinredzone build emergency fund for that. Life events k liye.
Awesome ❤🎉
Very good information
Are the sip payments of mutual funds integrated?. I.e would it matter if I do a monthly payment of 5k per month for first 6 months through my bank's mutual fund payment slide and the next month through an external app such as Zerodha/Groww?
Yes
6:59 best part 😅
Chilla chilla ke sabko buy on dip wali scheme bata de😂😂😂
Sir thank u for the explanation 🎉, But jus one DOUBT !! if my mutual fund matures to be a total corpus of 5cr aftr disciplined investment for 30 years, how much taxes should i pay out of this total corpus of 5cr? (Expense Ratio, LTCG, cess, surcharge, income tax slab)?
And the 'OScar goes to Abhishek & Prateek!
Excellent video
Please tell about taxation on mutual funds according to the new tax regime.
how to do investment of SWP then. What if I invest 50 lacs and market falls by 20%
Do SIP for Luxury items like Phone, Car, etc
And Book FD for necesaary stuff like marriage, education, etc.
I can compromise for Iphone 13 instead of Iphone 15 but I cannot postpone my marriage just because market is not moving up for a year.
What happens to the Exit load and other expenses ?
Iske bare me koi baat nhi bol Raha hai. Har baar nikalenge paisa to tax nhi dena padega kya??
Exit log 1 sal bad nahi lagta and 80% fund me exit load nahi hota.. First research @@Rs-vi6uh
When will I get Learnapp membership
It was really helpful for me. I learnt a new lesson
Can someone explain how fund's underperformance is a green flag
Good to see frustrated Abhishek is back rofl
Khatta meetha scene😂
Please do video on tax harvesting
I have started sip 1 year back but now market is going to crash about in 6 months may be 30% dip do i have sell all sip done and invest again in when it is 30 dip ?? Pls comment
Market drops 30% invest everything you have
Why bride’s T-shirt said D SQUAD
I invested in COVID time in MF. And I got 2.5 returns after 1.5 yrs
Shadhi nahi hothe tho bache kaise hothe. Valid poitn
Why is the guy carrying Modiji with him all the time?
After nine long years only 1lakh is return is waste of time
It was just an example 😂
The answer is you don't exit your MF. Think of it as a piece of land that your grand father bought and was passed on to you. Now ask the question when should I sell my land. The answer is the same for both.
The right answer is “Never”
Legends take loan on mutual funds rather than banks
Never
❤
Please make it in hindi also
Tax harvesting pr video chahiye
❤❤❤
First on the video
हिन्दी में भी बनाए तोड़ा बेहतर और बाकी लोगों को भी समझ आएगा.
Hi! Thanks for writing to us! Our team would like to connect with you to discuss this further. Could you please share your contact details on hello@zero1byzerodha.com?
SIP mat tod, shadi tod de 😅
Bloopers 😂😂😂
Equity is a zero sum game, you make money if someone else loses it
No.... trading is a zero sum game..not equity investment.
Too much story and buildup
1 lakh return 1 mahine mein bana du
tax harvesting
Every single thing is awesomely made, just leave abhishek, i mean the acting is just crappy and doesn't really deserve a place in sensible thought process
Full total in English.......
It would be better if conversation should be in hindi little bit
No English is necessary in current market.
Why you want to invest if you don't know English?
Everything is in English.
Nicely explained
Thank you 🙌