I Told My Boss To Shove it & I Retired With $17K In Savings & Started A New Life Overseas
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- เผยแพร่เมื่อ 2 ต.ค. 2024
- I jumped off the hamster wheel and retired at age 55 with 17K dollars in savings and 1900/monthly. Sounds crazy, right? Here's how I did it. Thanks for watching!
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#philippines #retirement #expat #america - บันเทิง
![[UNCUT] “บอสณวัฒน์” ลากไส้!! ใครหนุนหลัง "แม่ตั๊ก ป๋าเบียร์" I คนดังนั่งเคลียร์ I 30 ก.ย. 67](http://i.ytimg.com/vi/QlD7mU2KKRk/mqdefault.jpg)
My uncle came there with a plane ticket 1 way 3000 cash and 1500 a month disability lived there til he died living a great life for 6 years
I'm 63 and get $1500mo SS and have $175k in cash and I'm ready to come over and I'm extremely frugal and not looking to marry just to enjoy the paradise and cycling in location that has a large valley and active volcano but of course pinay are beautiful I'd like to date a few 30yr olds but no serious relation and don't drink smoke or drugs just push ups..cycling and chin ups
I'm 38 and I already see this whole system is a big ass scam. I'm already planning to get out of the matrix asap
Do it!! Seize your dream!!
Facts I’m 39 and want to leave America also I’m planning to make my exit route
Maybe it's me being a frugal person my whole life but $17,000 in savings and $1,900 a month sounds like more than enough money to survive off of in the Philippines. I wouldn't have been nervous at all.
I live on about $1500 a month here and 30 K in the bank. I don;t think am cheating myself out of anything I feel is important. Been here almost 7 yrs now. $1900 is plenty. You do have to have some discipline to stay on budget. You can't go blow money on 5 star vacations with your hot 23 yr old girlfriend lmfao.
You need more than money. You're missing the point. It goes against conventional wisdom in the West. Damned if I do and damned if I don't. You guys will never be satisfied. Take care. Let me see you do it.
It goes against conventional wisdom in the west. When I do a positive video you guys push back. When I tell the truth I'm angry. Just keep scrolling.
@@calroach1 Brah I didn't mean no harm I was just speaking for me. I wish you nothing but the best in the Philippines my brother.
@bigmack-oq1nt sorry. It's the atmosphere here. These clowns always try to discourage people from living their life. Take care.
I made that jump last year after recovering from cancer surgery. Life is short, be happy. Although the Philippines is difficult to cone to terms with at tines, retiring at 49 is the best thing i've done.
I’m getting ready to make that Jump I’m 63
Man do it if calvin can do it anybody can this guy changed my life I went to Philippines last year I cried dam near at the Airport when I had to leave to go back to the Bs in America
I'm gonna take the chance earlier than that.
@@BillyTimes-dw7vs if you don’t mind saying, why did you have to go back?
@@scottbaird5674 I have a home still in America 🇺🇸 I'm not fully retired yet.
I came here 13 months ago . Bet thing I did. I am married to a beautiful lady with no kids and she is 41 and doesn’t want kids. When I met here at airport I said to myself. Thank you lord for bringing me here. I have 2 great pensions but you have to be disciplined on what ever money you have because pesos spend so easily but it is so great being here.
I’ve heard it’s not starting over, it’s starting from experience, keep the enlightenment coming.
Wow I like it!
Calvin, this is pure gold and by far one of the best motivational videos yet 💪🏾 ✌🏾
Thanks Robert I'm glad you enjoyed it.
IF THIS AINT MOTIVATION......thank you calvin you are appreciated been to wl salvador ans Nicaragua.....the jump is here
Sounds like me. I met my filipina wife in the end of 2017 and we got married 2020 and will be retiring and moving to the Philippines in 5 years when I'm 55 years old on a $5000 per month pension and hopefully close to $100,000 in the bank and hope to live debt free and happy in the Philippines just like you
$5000 a month is a great penison.. what do you do?
Nice.
"You can do it. But its going to take some courage." I started watching your channel during the lock down. And you have encouraged me to take steps. I now have my business up and running. Like you said, there are ups and downs but I'm going to reach my goals. You're a true hero uncle Cal, I mean that. I was in a bad place and your talks always helped. But these, "get off your ass and do something" videos get me going everytime. Can't wait til I reach my goals and meet you and shake your hand. I appreciate your transparency. Thanks, uncle Cal!!
Your words inspire change. Keep on keeping on!
When it comes to international living, whether part time or fully, you really have to want it. Do whatever it takes to get there. If you're under 50, you have the time but no excuse. But for those 50+, you really can't play around.
Thank you!!
I listened to your shows before I came over to PH,,, now 2 years later I am happily married and living fulltime in PH.. Loving life, growing, and more loved than I ever have been. Thank you SSS for your honest guidance!
Wow congratulations and thanks for your support!
Your video was a major eye opener. I’m that guy that you’ve been describing complaining and not doing anything about it. This gave me major food for thought. Great motivational discussion. Thank you.
Moved to Peru 18 years ago...Lived for 6 years....Moved to the US...Time to go again....Going to the coffee region in Colombia...Love the latinas lol...64 years old here time is flying by...If not now...When?
I feel you. I came a few years ago and built a house. I'm working on my businesses now. But if you're in a province and can bring in $1000 a month, you will be good.
@@119jle I own two houses and lease a third and I have two motorcycles in the Philippines so I know first hand how much bills costs. Having one residence for one person can be done on $1000. I am not in Angeles giving all my money to bar girls who say they love me. So no I am NOT delusional one bit.
PEACE AND PROSPERITY BROTHER CALVIN 🙏 💯 LOVE YOUR CHANNEL MY BROTHER !!!
You made the right move. My family thought I was crazy also just going there for 3 months. You have to live for yourself! Im proud of you to making the life changing choice. Life is short. You made a commitment .
You can go with 1k passive income but I recommend 1500 to be comfortable.
hahahahahahaha....a quote by Malcom X.....or was it Fred Sanford🤣. I think that's the funniest thing you have ever said😂
🤣🤣🤣 hilarious
Wow....thanks for this! sometimes we all have to hear something like this to keep us going! I'm one of those watching at home, feeling stuck and feeling encouraged to keep planning and working toward a new life. Just turned 60 and making some changes. Have a good one!🙂
It all boils down to how bad you want it? You want something bad enough you will find a way.
.... and if you don't.......
You'll find an excuse!
Thanks Brother Calvin for this motivating video content because it’s very difficult to break way from the Matrix 💪
Very Inspirational Message Calvin!!! Stay Blessed My Brother🙏 Salamat 4 Paving The Way for Others Like Me👍👍👍👍👍
Have to be a challenger to succeed in life. Lucky is hanging in there!! Nice thumbnail by the way Calvin.
Thanks brother. That's in Angeles City - little Heaven 😂🎉
You speak from the heart sir 😊
I found myself over spending, especially on food. So for me, it is about controlling my expenses.
The illusion of its cheap to live here can get out of hand easily.
Other things, stay safe and healthy.
Another hall of fame quote. Was that Malcom X or Fred Sanford?
LOL
Hey Calvin, I watch lots of your videos. I am 64 and really thinking about making the move. Thanks for your guidance my man. The matrix and racism in the US is real.
Trying to follow in your footsteps brother. Keep it up
Calvin.....you are talking to ME!!! I'm coming. I already bought my tickets for my 2nd trip. You are like my measuring stick . I'm trying my best to use smart advice to have options once I get there.
I love your channel.
Thank you
That’s what I’ll always respect from a man; determination and integrity. Now, I understand why you say you’re not moving back. It’s not just about how the US is, it’s more about not taking the easy way out when the going gets tough and putting in the work!
Salute!
Im not going to lie, ive just turned 56 last month, and i have $56k, ive been to the ph only once a few months ago for a few weeks, i saw what i needed to see and thats for me to wait a few more years b4 i feel confident enough to be there full time..
👍🏾🇺🇲🇵🇭
Anyone makin’ $1,500 in the Philippines are well set. and I’m heading back before end of may to retire.
I'll be there in February for the first time, I can't. Wait to. Start. Exploring the Philippines
Great and brave testimony Brother Calvin. Thanks for sharing.
From what you’ve said, the $1,900 comes from insurance renewals. I’ve wondered if I could get into life insurance and sell policies but not sure what it would take to build that kind of residual income or how long it would take. Because the only way I could leave is if I had that to fall back on.
Good inspiration! Thanks for sharing your story. You give many of us comfort in following our own dreams.
I think the passive income was a large part of the key to your success more than the savings. And young enough still to not have a ton of medical issues etc. the stubbornness or willfulness to not give up also probably benefited a lot as you refused to quit and found a way to make it work. Good job 👍
The 1900 monthly shrank each year as did the 17K. It's outside of conventional Western thinking to retire with such little money. But there are some things bigger than money.
Yeah that’s still very impressive. Most “experts” as you call them would recommend over 100k+ in savings easily. Even a 10% dividend (which isn’t exactly safe) would give you 10k a year or about $700-800 a month. 5% dividend would be much safer but that would require $200k for the same amount. Or 400k savings for $1.6k a month. No wonder so many people never visit or make it there. And that’s not even counting a lot of the best dividend stocks safety wise only give 1-3%.
You brought up a great point about never being ready, some people over plan everything and set up huge unrealistic goals. My ex wife was like that. I told her we would never have kids bc we’d quote never be able to afford it according to her mindset. But lots of people had kids way poorer than us. It’s all about mentality. Now still have a plan and some money but you’re right a lot of these experts say you need way more than you really do.
My math shows 400,000 * .06 (a middling dividend and principle draw range) = $24,000 * .88 (federal tax) =21,000 /12 months= $1760. That's how I understand it while paying around 12% federal tax, and somehow not paying any state retirement taxes. I like your post because I like to play with numbers and scenarios. Of course if you change the starting savings or drawdown rate everything changes. Nobody really knows what a safe drawdown rate is. Dave Ramsey lit up the internet when he recently said an 8% drawdown on retirement accounts was fine.@@marksjourneytothephilippin9574
I'm proud of you Brother. You did it. Take control of your life and believe in yourself and get off the never ending merry-go-round. Keep living your life
Badass i hope this video reaches more fellas that are in a similar situation. Just go for it guys , cal shows you can do it
You have made me a better person; can't wait to come to 1 of your meet & greet. Keeping it real!
I’m 48 and my husband is 50+ we are both retired Army vets and we are definitely coming to the PH.
$1900/mo isn't crazy at all. So happy for you. I'm moving there on the 18th. I'll be bringing a little more money but will have a little less pension/mo. And about your age.
Hell yeah Calvin. You are an inspiration to us men who are tired of this American lifestyle and want to go to a different culture where women will actually appreciate us good men who find value in the relationship and goodness between men and women. Truthfully my eyes were on Thailand but the Philippines isn't sounding too bad right now but I'd like to travel more in SE Asia to find my place.
Hey brother Calvin... I'm turning 55 next month and retiring the end of March. I'll be boots on the ground in Manila the end of May. Life is too short to work yourself to death. New life chapter for my wife and I to help children suffering extreme poverty. God bless you and your family.
Great stuff Calvin, thank you for the video.
I would love to catch up with you. When I get over there. I'm in Cebu for a night or two and in Mindanao. For a few weeks
Bob Marley: Everybody wants to go to heaven but nobody wants to die. Equal Rights, Justice song.
Thank you, brother, for being an inspiration to us all!!!!
Don’t Complain, Do something about it! I just wrote it down! Thank you for sharing your personal life challenges
This is good advice and very motivating.. I'm sure this will reach someone. Thank you for this. I have hope for the future elderly me now. I will remain strong, brother.
Hey Brother Calvin. I ENJOY YOUR HONESTY. YOU MAKE IT PLAIN.
I PLAN ON COMING IN MARCH .I HOPE TO MEET YOU..IM 69 YEARS YOUNG.
Calvin, we are the same age and since I've subscribed to your channel. I realized that I had to be truthful about where I am and the things that I have to do. As of January 2024 I'm two classes away from completing my degree program🎉 I'm feeling overwelmed with joy and I know my mom would be proud of me. I lossed her in 2019 to cancer but I feel her presence continuing to guide me. I'm still planing on visiting the Philippines, Thailand and Japan. 2024 is the year for doing...I agree that we shouldn't put things off because we don't know how much time is left.
1900 a month at 55 is pretty nice, many do not have 1900 a month at age 55. What advice would you give to those that do not have a steady check at that age?
Save save save
The 1st hermetic principle states: All is Mind. The Universe is Mental. Calvin, you created your reality through thought/your mind, which overrides logic 😊
Look at Him Now 👍!
I have a question po - I am 27 single Filipina Canadian American. 3 years in the Army now I decided to move back to my mother’s home country Philippines. Can I retire with $100,000 in saving my mom left me and some investment about $60,000.
I just started my channel, hopefully getting 1000 subscribers soon, so I can get few extra incomes. Any idea on passive income-Your advice will be appreciated. Thank you Po.
Hello. 160k is a lot of money here and it all depends on your lifestyle. Coming from the West you're probably looking at 2000 dollars per month, but that's just a guess. Is your money in an interest bearing account? I would try to find a job that would allow you to work remotely. Depending on your content, a TH-cam channel could generate some money. You also need 4000 watch time hours which is more difficult to accumulate than 1000 subs. 27 is very young. Do you plan to remain single? Sharing expenses with a partner or roommate will save money too. Good luck with your decisions going forward.
@@calroach1 my money is $60,000 in Crypto and NY stock exchange. And 100k saving account which only gave me $50 to $70 monthly compounded.
Boyfriend nooo been there done that, maybe magically later on.- my mind is not to that at all po.
Ok 4000 hours I didn’t know about that 🤞 it will be done. Thank you Po. Have a blessed weekend.
Invest it or at the very least put it in a high interest savings account and then go for a holiday first. At 27 you have lots of time to see the lay of the land as we say and to decide if it is for you. If you love it then you can start to make permanent plans. Just be sure that you have more than enough to stay forever, it really sucks to run out of money and have to start over. Sounds like you have family there so you would do better than most expats on expenses. Income required is always very specific to you, some people can live very comfortable on $500 a month (me) other seem to need THOUSANDS. Go there and live "your comfortable" for a month and keep a spread sheet of everything you spend. (exclude the I am on holiday items) :)
Good message Calvin.
Stopped by to say hello. I have watched a few of your videos and others from Philippines. I am Australian, similar age as you and similar story some 30 years ago for me. I am at a stage now of wanting a change for all the reasons, so working my way to a visit soon. I would love a way to chat that wasn't via the comments section.
Yes Sir my beautiful black brother. My name is Hassan Muhammad and I’d like to congratulate you on your beautiful spirit to get things done. I made an identical move at 50 years old & now plan to do it again @ 64 years. Whatever the worst situation there in the Philippines is,….it’s better than all the bullshit in the USA… May God continue to bless you & I wish you and your family good fortune. As Salaam Alainkum (peace be unto you).
Wow what a brave man
Straight Up, Calvin... Awesome message!
Good luck been here 2yers now living the dream work hard all my life never going back 💪 got new life now love the Philippines 🇵🇭 ❤️ 😊
😮😮
$1,900.00 a month is good money to travel with.
It's not a pension.
@@calroach1 Yes, I know. Still, a nice income wherever it comes from 🙂
@@calroach1 You're inspirational 🫡
Malcolm X or Fred. Lol!
🤣🤣🤣
Let's go!!!!
I will say this again, that fence turned out nice . I sure do but she is married. Didn't her brother build the fence? God Bless
Thanks. Yes he did a great job.
I have the retirement income. $9600 monthly and a little over 25000 in the bank. My regret is not being able to retire to PH at 50-55 years old. I am not sure if I will retire to PH at age 65. Damn!
I don't understand, why can't you retire on $9,600/mo??
Do it. You won't regret it especially with 25k
He wants a well insulated coffin. @@scottgoulette8900
This was great motivational talk Mr. Sunshine, thank you for your words of encouragement and guidance.
Good Morning, Mr. Calvin....Cute Story....☺️... Coffee? Destiny and Fate....keep your guard up....life changing events can flip things over without notice...
Yes but I'm ready. Positive energy 💪🏾
I appreciate the insight, you’re helping a lot of brothers out here. I’m late 40s and planning my exit. One of the things I’m concerned about is health insurance. If something was to happen and I get sick, I would want to know that I would get appropriate medical care.
So the $1,900 is a pension for life ? Hearing this puts things into perspective for me. I plan on moving to my land but this just backs up my thoughts.
i retired at 53 last year, started a YT channel & moved to Thailand, now thinking of a change & move to cebu
Wow..glad you made the life you want..but I would be scared to death..even in the Philippines to retire with only 17k dollars and only 1900 a month....but glad you made it and are happy...I always watch your video's. I've been to the Philippines 4 times now and going back this April for another visit for a bit. I have 2 years til retirement and plan on staying in the Philippines when Im finally free for a bit to spend time with my girlfriend there....but I won't live there and will marry my girlfriend in the U.S. I love the U.S. and my home too much to leave, but I really enjoy the Philippines when I'm there.
Will you ever have enough money? There's something bigger than finances and I'm living proof.
@@calroach1 yes I'm happy for you that you found happiness in a place where you want to live, have a nice home and family..you are very blessed.
I am 54 years old now I retired back in 2016 I really want to get out get out of USA and move somewhere else
What are you waiting for? Don't die waiting!
hi calvin im the same age as you and i agree with what you say ive been watching your Chanele for years now and man your words are wisdom great channel and more power to you calvin.
good posting, if you're in the fourth quarter then I'm in overtime.
here's a little advice that is worth a grain of salt, if I find a fishing hole where the fish are biting constantly and I start telling everybody what a great spot it is, next time I go there it will be crowded and no fish.
I’m exactly right at your starting point …. I got my Pinay and I’m the same path The universe has spoken drop 🎤
What did the house cost. In my area in the states, a 3 bedroom. 2 bath house is 499k.
1 million pesos or about 18K dollars in today's exchange rate.
Lucky you are not in California...That house would probably be over one million...🌴🌴🌴
@@calroach1nice.
I moved from CA to TX and bought a nice little home for $23k cash.
So blessed
Retired expat livjng jn Thailand 5 1/2 years.
Every day great. Would NEVER go back to the US.
Happy New Year to everyone!!
That was a great video.
My take away was it's as much about your willingness to take the the well researched leap as it is about money.
$1900 good income stream 17k savings maybe last 2 years. Good advice don't move to Philippines with no income stream.
I’ve been in for living in the Philippines for 2 years. No savings but 1,800 per month income. My wife is building our house out there while I’m working in the states to pay for it. We also have her sari shop just started. I’ll be on my one way trip to join you once the house is done. 😊
Thank you for the encouragement Sir! I'm working on getting that new life. Take care
You're welcome.
Keep inspiring brother! …. Grateful,
Your trip is approaching soon.
$1900 USD a month is MORE than enough to live in philippines, anyone who couldn't do it EASILY is a bit stupid
“January 5, 2024”. Love your work, as always brother. Take care and a happy new year to you and your loved ones. From New Zealand
Happy New Year! you are doing gods work in your way god bless you
Calvin what's the 1900 income from?
insurance renewal residuals
Your encouraging man! I'll give it some deep thought! Thanks for sharing.
Thank you Brother Calvin. This one hit home.
You're welcome. Thanks for watching.
7:57 😊
Time is not running out but your life is
I used to listen to Les brown back in the day in the 90s
You walk the walk and talk the talk brotherman.
What's up out in Frisco brother!
you are doing very well with your life...I know a lots of people in state have good job, nice house nice car but they are not happy, no girl friend, no good wife
yup i am 29 and i have same mind set, gonna work as a travel nurse and stack up that cash since i can make over 100k a year, i'm gonna stack that up and hopefully retire there with over 300k in my bank account before i hit 40.
Once you set a determined mental, spiritual goal, burn the boats that you came with, put it out in the universal and get out of the way, the universal order ( along with your own blood, sweat and tears) will start to take over and lead you on the path that you desire. Its as simple as that. Ive experienced the magic many times in my life.
I plan on coming out and living there. I bought a house I'm moving out soon to rent it out till I get other stuff taken care of. I got 25k in credit cards I'm gonna pay off. Also I need to figure out to get a business online to make enough to live abroad. I'm a trucker. I want to.make the move as soon as I can.