Am 58 retiring next year but the thought of retirement gives me weakness. My apologies to everyone who have retired and filing social security during this time after putting in all those years of work just to lose everything to a problem you never imagined to happen. It’s so difficult for people who are retired and have no savings or loved ones to fall back on.
True, It has never been easier to understand how to build your money after retirement than it is right now with the inflation, when you may study and experience a completely variegated market passively by employing a successful portfolio-advisor. The impacts of the U.S. dollar's gain or fall on investments, in my opinion, are complex.
Even if you’re not skilled, it is still possible to hire one. I was a project manager and my personal portfolio of approximately $850k of my retirement pension took a big hit in April due to the crash. I quickly got in touch with a financial-planner that devised a defensive strategy to protect my funds and make profit from my portfolio this red season. I’ve made over $250k since then.
When ‘Carol Vivian Constable’ is trading, there's no nonsense and no excuses. She wins the trade and you win. Take the loss, I promise she'll take one with you.
I retired at 57 in 2018. I had planned on working until 60 but my narcissistic toxic boss put paid to that and to be honest, she did me a favour. I had time to enjoy before the pandemic hit. I did some part time work at first which I enjoyed but I haven't worked at all since 2020. And about money, it's amazing how much you don't really need to spend. Like the Chinese saying, "you know you're rich when you know you have enough". I researched about retirement and how to transition and one big tip was that it takes 5 years to learn how to "unstructure" from your previous work life into a new daily "structure" of retirement. It's not about having holidays and going away and keeping busy, busy, busy. It's about learning how to live a "slow" life, to live in the moment. I have my daily routine, up by 6.30 am (partly thanks to my cat who wants breakfast and playtime), followed by a complete reset of my home and cleaning routine. Then the gym by 10.30. I train 3 days on, one day off, repeat. I mix it up with cardio and resistance training, along with a good and healthy diet. I have exercised all my life but now at 62 feel like I did in my twenties. I have regular routines and set days for the main things like appointments and groceries. I also ensure I make day trips to museums, to downtown (I live in a major city), cafes and restaurants. I read and research on topics. I have always been a curious person and that keeps my mind sharp.The most challenging aspect is that I did retire relatively early and during the week people are at work. Also, I am on my own now since my partner passed early at age 56 (in 2013) and quite unexpectedly. But I intend to live out my life alone with my cat (and maybe future pets), live in the moment, enjoy all the books and movies and shows that I like. I intend to keep as healthy as possible, do some travelling and be at peace. This is how we are meant to live, in my opinion. Society and marketing experts want us to spend, spend, spend and be on the go all the time. I have never been a follower, thank goodness. So right now, I am off to the gym and to enjoy the lovely spring day!
To be at peace, we certainly like that. Sounds like you've got it down and it is working for you very well. Sorry to hear about your loss. Money certainly is not our priority, it never has been. We have what we need and we are very happy with the life we have. Thank you so much for watching.
Retired at 55. I'd had it with my abusive boss and toxic work place. I'm living on less money but expenses are way down. No more commute. No more wardrobe for work. Less electricity since I no longer work from home. The biggest thing is not having to do a job I have and work for a company that exploited me or a boss that daily tortured me. I take long walks, spend time in garden and take naps. Love retirement.😊
We are retiring next year at 56. It can be done. We've been tracking our spending for the past 6 years & it's doable. We are simple people & take pleasure in our nature walks, using our gym/community centre, we eat cheaply & healthy using discount apps, etc. Good for you! We'll join you soon. 😂
Retirees who struggle to meet their basic needs are the ones who could not accumulate enough money during their active years to meet their needs. Retirement choices determine a lot of things. My parents both spent same number of years in the civil service, but my mom was investing through a wealth manager, and my dad through the 401k.
This is true. I'm in my mid 50's now. My wife and I were following this same trajectory. Last two years, I pulled out my money and invested with her wealth manager. Not catching up with her profits over the years, but at least I earn more. I'm making money even before retiring, and my retirement fund has grown way more than it would have with just the 401(k). Haha.
Its unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $287k passively by just investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving; great wealth managers will always make returns.
So very important to have a financial plan prior to retirement. We stress to our son the importance of retirement planning and he is taking the advice and will be set up nicely when his time rolls around to retire.
Great Contents, I retired this past January, was very nervous to do it @ 62, but I'm ok, I still get up early in the morning to have my coffee, which is my favorite part of the day, I take my time to do the most simplest things, watering my grass/plants, clean when I want, do what ever I want, when I want, stress is down 95%, I love the feeling of not being RUSHED all the time, & when sunday night comes around, no more anxiety about Monday!
I know what you mean about Sunday's. It was amazing to me how much stress I had while working, but after retiring there was this calming factor, didn't know what that feeling was for a while. What it was, was no more working stress. Thanks for watching, have a great retirement.
A co-worker and I retired same day last year at this time so we have one year under our belts. One of the best things we discussed was Sunday evenings - no worry about Monday morning anymore. One of the best features!
I retired at 57 ! This December will be 3 years. Absolutely Love it . My only problem is forgetting what day of the week it it LOL. Enjoy fellow retirees !! We earned it !!
I just completed my first year of retirement and I don't know how I ever fit my job into my lifestyle! We are busy all the time. We have taken road trips, including one for 7 weeks, and couple mini getaway vacations. We meet friends for coffee at our local shop almost every morning. We go to the library, farmer's markets, free concerts in the park, and to visit our grandkids who live 1.5 hours away. We meal plan, shop for groceries and make nice meals almost every day, including themed meals. This week we did an Oktoberfest meal. Retirement is great!
You've got this down, way to go!!! Enjoy this chapter of your book of life. Sounds like you should be doing videos. Thanks for watching and your comment
I'm 56 and retired, and OMFG I'm happy beyond belief. Why I don't even know where to start. 1. No more putting up with crap from people. 2. I wear whatever I want. 3. I take naps whenever I want, and I play video games all night if I want to. 4. Wife loves seeing me home all the time, and she likes seeing me happy. 5. Living expenses plummeted. No more getting food for work, gas consumption dropped from 250 miles a week to about 60. 6. My stress level dropped to almost nothing. 7. I'm watching tons of movies on Amazon Prime, Netflix, and HBO. 8. No more stress eating. 9. There probably a lot more, but I'm drawing a blank right now lol.
@@blockmasterscottcongratulations, I can imagine how happy you are. I'm in vacation got about 3 weeks off and I'm feeling so free like a bird 😂😂. Don't even want to think about work one it😅. I'm only 35 so long way to go until retirement, however, I'm investing hard-core into my brokerage account that I'm considering to pull out the plug by 45. Enjoy your retirement 😅😅
I retire in December, at 55, and so looking forward to it. The things you have mentioned is my thoughts exactly. No more work rubbish and working with people that wind me up. My life is going to be World travel, gardening, watching films, reading books, cooking, Xbox and going to the gym
I believe the retirement crisis will get even worse. Many struggle to save due to low wages, rising prices, and exorbitant rents. With homeownership becoming unattainable for middle-class Americans, they may not have a home to rely on for retirement either.
Consider buying stocks when the economy is not doing well, like during a recession. It could be a chance to buy them at a lower price and sell later when prices go up. Just keep in mind, this isn't financial advice, but sometimes it's better than keeping a lot of cash.
I’m closing in on retirement, too, and I have benefitted so much from using a financial advisor. I didn’t start early, so I knew the compound interest of index fund investing would not work for me. Funny how I pulled in more profit than some of my peers who had been investing for many years.
I won't pretend to know everything, though. Her name is Amber Dawn Brummit but I won't say anything more. Most likely, you can find her basic information online; you are welcome to do further study.
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
Husband and I both retired in 2018 and moved to a small town in the foothills of NE Georgia. My husband’s health has declined over the last few years. He’s been through a below the knee amputation and most recently open heart surgery to replace two heart valves. Retirement has been different from what we planned but thankful we are retired. Can’t imagine going through the health problems and still working. I’m pretty much tied to home at this point caring for my husband but enjoy being at home. I enjoy working in the yard. I have a vegetable garden and flower gardens that keep me busy. Also enjoy watching the birds and other wildlife that visit. I also enjoy the time sent in my sewing room. We get up when we want to and go to bed when ever we want. Same for meals, eat when we want. And it’s nice to just do nothing.
I retired 10 years ago. For a while, I missed the routine of work and that can hit many people very hard. If you don't plan carefully, the stress & upheaval of retirement can actually kill you. I learnt this when I served on a voluntary pension advisory panel at a place I used to work. The number of employees with decent health records who suddenly snuffed it when they quit was quite noticeable. In my later years I was self-employed, so I went semi-retired for a couple of years first, giving myself time to adjust, before taking the complete plunge. The freedom to get up when you want, go out when and where you want, eat what and when you want, drink what and when you want, do pretty much whatever you want, and go to bed when you want, is almost utopian. If ever I'm on my deathbed, looking back, I think I'll miss retirement much more than I'll miss working or being young, fretting over career, ambition, relationships, peer pressure, accumulating possessions you really don't need, consumerism - indeed the the whole rat-race of life. I think retirement should be part of every school curriculum! It's the only thing really worth the effort...
I retired from a career in law enforcement, the last 8 years as a Sheriff. During the first couple months being retired, I felt guilty for not putting on the badge and going to work. But as the days passed and I found stress disappearing from my daily routine, I fully embraced the new life style. I agree with you, these years have been the best years of my life.
I retired over 3 years ago. I share your perspective and attitude concerning retirement. The freedom and peace I feel each day is awesome beyond words. I feel sorry for people who are restless and don't or simply can't enjoy retirement life.
I'm a bit of both - always saying to myself 'I should be doing something', which does take the peace out of the day and I'm busy, and other days I feel really relaxed and do very little! I'm very grateful to be able to not have to work at the moment.
Jamesgrinder2491 - totally agree with you, I also value the freedom & peace of retirement. I love it & have never thought "oh I have nothing to do " - every day is good & it has made me contented with what I have, no more mindless spending.
I'm guessing, most of you dropped the job, but, still live where you always have, your comfort zone, even though, you now have the time and money to explore the world, find a much better place to live out the rest of your life. I did, retired at 58yrs old, after using all my work vacation time to select a country (been to 40+ countries) best suited to my personality, beautiful natural scenery, bays, sea, high mountains, ancient 3000yr old structures, and huge man-made luxury marina resorts. Life couldn't be better. Absolute paradise!
Way to go!!! The day after I retired we moved across the country, from Kansas to Washington State. From the flat lands and prairie to the mountains and forests. From a land locked State to one on the Pacific Ocean. The Great Pacific Northwest, we love it here.
Retirement becomes truly fulfilling when you possess two essential elements: ample financial resources and a meaningful purpose in life. Make prudent investment choices to secure good returns and ensure a comfortable retirement. This is how it should be and I really want that have that comfortable life . Any advice on what to do ?
Donna, we had invested money through a financial advisor for nearly 30 years. The market had its ups and downs, but in the long run it did very well for us. With my pension, social security and the investments we are able to live comfortably. We are now able to fully enjoy our hobbies, travel, family and making new acquaintances. Thank you for watching and for your comment.
One lesson I've learnt from billionaires is to always put your money to work, and diversifying your investments. I'm planning to invest about $30k of my savings in stocks this year, and I hope I make profits.
Keep it simple, buy things you understand, take some risk but don't try to shoot the lights out. I currently have 75% SCHD and 25% ROTH IRA. Brokerage account is 40% VOO, 35% SCHD, 25% XLK. Combine balance ~$3.3m Less than 3 years until retirement.... I have about 400k in cash. My portfolio has yielded far more than I expected for my retirement. Kudos to my advisor.
@@BEAUTIFULDIANAFRANCIS Well it seems like a lot of your interest is riding on your source, I could really get well accustomed to your viewpoint, get me involved.
*MONICA AYAKO VOS* is the licensed advisor I use. can't divulge much. Most likely, the internet should have her basic info, you can research if you like.
I retired about 3 years ago due to chronic pain, rested and healed myself for 2 years, got bored and returned to work, but almost instantly regretted it but hung in for a year. I retired again 2 weeks ago and couldn’t be happier.
Retired at 58. It's OK. So happy I never got married 😊. One of the best decisions I ever made. Peace and freedom. Another great decision no kids. Like to travel. Like to do what I want. Love movies and love to sleep. Write books but not too many people buy them. 😢😢😢. Alot of people are over rated. Enjoy my alone time.😊😊😊😊😊
I retired about a year and a half ago and I love it. I ride my bike, I go for walks with my husband, I do my quilting, and occasionally I substitute teach at the local high school. I get to spend more time with my family too. I’m not rich, I have just enough to get by and that’s good enough for me.
we love the walks, and all the time that now belongs to us and not an employer. We are not rich either, but have enough to get by and be happy. In fact this time is the happiest we have ever been. Thanks for watching
I am pulling the pin later this year ; I'll be 62. Not loaded , but enough put away to be alright , and house/garage fully paid off , just regular bills and no CC debt. Staying busy will be a challenge , but the toxic job I have has to go. Keeping busy on my own time will be a lot less stressful than going to work , that's for sure. Simple things in life will take on more meaning , and spending time with friends and family will be most important. Thanks for the vid. Pete
I retired at 36 years old, few days back. I am loving it. Life is beautiful. No more burden, constraints. I never liked working. Retired life is what I dreamt of and finally I am here. Retirement rocks. Budget is tight but who cares. Retirement rocks.
wow, retired at 36, that's an accomplishment. I was 66 before I retired. If I was younger I could have done even more in these retirement years. Have a fantastic life!
I am 68 and retired (from IT) for the 3rd time a month ago, pretty much at moment's notice, I decided to stop the rush, the stress. With the demand for my skills I could have worked for another 5 years, at least, but why???? Very interesting, I stopped thinking about work and profession the next day (?!?!) :). My big personal insight is that 'at my age' the trick is to slow time down! Therefore I do everything slowly, do not get annoyed, and work on being as zen as possible! I try to extend my time every day as much as possible, and not cram as much as I can into a day. I still need to plan a lot of things, my life is very different now, but I'm not rushing :)
I spent my career in law enforcement, the last 8 years of it as Sheriff. After retiring it took me a month or so to not feel guilty for not putting on the badge and heading out to work. But what amazed me was how much stress was taken off my shoulders and how much more I appreciate life. Best of luck with your Zen and thank you for watching
This is my first stop on your channel. Man I'm so glad I watched. You're delightful! Both of you. I am officially retiring this year on Dec. 15 2023 as I turn 62 on Dec. 16. I have been partially retired for the better part of 2 years though. I am looking forward to spending my time for the rest of my life enjoying the beauty within the journey. My sweet wife and I both have enormous plans and we're just waiting for a couple of years and she will join me in retiring. I won't go into our deep plans but they're so exciting. That's what keeps me alive these days. Looking forward to the vision of what the future holds for us as we walk hand in hand into the lovely golden sunset of this brief yet joy filled life. I really love the way you two love each other. Dan
Dan, thank you so much for watching and your great comment. We certainly are enjoying this part of our journey and the days do take on a rapid speed, they end to quick. Karen retired when she was 62, I was in an elected position and had to wait till I was 66. But man oh man is this life ever so special. Enjoy, Dan, have a wonderful life.
I retired almost five years ago and loving every minute. I had bad health during my working years and on prescription drugs from the doctor. When I retired I focused on me, changed my diet, life style and all my medical problems from my tests are normal now and off all the pills...YEY!!! I relax more, have more time to learn, made new friends, working on projects around the house, I feel free as a bird and enjoying every minute of it. Kids are grown and on their own. Time goes fast, but I'm having fun. I wish my husband could enjoy the retirement like me but he passed away suddenly so I'm getting used to being strong, on my own and managing everything by myself and it's not that hard. Life is an adventure, a journey, an experience and it's so good to be alive.
So sorry for your loss. Stress adds a lot to bad health. I too found out once I retired, the stress was gone and my health improved. May your adventures and journey be fantastic
Hello..........My day is always great. We have to always think positive and create happy days around us. Like they say, if life gives you lemons, you make lemonade and that's how it goes. I hope you are having a great day also. God Bless!@@paulohlsson27
Just found your channel. I retired 2 years ago and my husband retired 1 1/2 years ago. We both LOVE it. We do what we want when we want and the best thing is Sunday night knowing we don't have to go to work on Monday! Also, the holiday and entertaining preparations are easier because you're not trying to work it around a workday and having to do everything on the weekends. We are home bodies so there are days we go no where. Thanks for this video!
do what you want, when you want! Yes, indeed! It"s funny what you said about Sundays, I always felt the same way. Enjoy your retirement and thanks for watching.
Just found this channel and by the looks of this video, I'll be looking forward to following your adventures. I've always been a housewife, but hubby is now retired 16 years and we are having a blast. We had so many people tell us he would be bored silly after 6 months. We're still waiting (ha!) for that. We walk 4 miles every morning after breakfast and then the day is ours. Today was antiquing, swinging on the swings at a local park, a picnic, birdwatching, and a nap. Perfect! I feel sorry for those that get bored. It's an incredible world out there.
Sue, sounds like you've got this retirement thing figured out. That's great! Karen walks four miles after breakfast, I'm a light weight, only manage to do 2 miles. We then do another walk after dinner. Can't say we have yet to be bored. Thanks for subscribing, you'll find our channel a little different then most. We are kind of all over the place, music, crafts, traveling, photography, just having fun and putting some of it on video
I'm retired two years now so I was almost 59. I am an artist so I can paint and sculpt any time I wish. It is so beautiful here in PA so I have lots of subject matter to inspire me. Normally each day is different. We have some coffee, do some exercise, do some chores and then venture out for errands, sightseeing or antiquing. I love to spend time with my grandson and my daughter and her husband so they come visit a lot or we go see them. We have things to do in our community either charity work or just fun things. You are right there is not enough time in the day! You think you'll need a job to occupy the days where there isn't anything going on but there is always something going on :) Tips: do not watch the news, do not sit around (bad for health), get involved in things that interest you, learn new skills (you have time to practice), spend time with family (life's too short)...oh ENJOY IT you worked your entire life, it's your turn to have some fun.
You've got it down. Super good tip, "Do Not Watch the News". I know a friend who went into therapy and the Therapist said "turn off the news and you'll feel much better" He did just that and it worked, he felt much better. Thanks for watching and thank you for your comment
Thank you for this video! I finally turned in my resignation TODAY, after 46+ years in the workforce - not including working in HS and all through college. My wife will retire in May 2025. We're looking forward to doing all kinds of fun things together in retirement! The little things you pointed out really hit home with me. I know it's going to take a bit of time to get used to NOT having to be available 8:30 to 5 for work calls everyday, but I think I will be able to handle it just fine!
super congratulations to you!! It took me a bit to get used to not being called at all hours of the early morning to go out and work crime scenes. But, I began to realize the stress that was going away from all of that became very rewarding, Now we enjoy each day and feel blessed for the enjoyment we share together. Thanks for watching and for your comment
@@EmbraceTheJourney WOW! No crime scenes for me... I have worked in computer software all my career, which became more and more stressful to make the sales numbers, but ultimately increasingly BORING at the same time. I'm glad to be finally hanging it up and entering retirement! We're going on what has become my "Retirement Cruise" with 4 of our 8 grandchildren in early March. I'm REALLY looking forward to that! You got a new sub for this video. Keep 'em coming!
@@EmbraceTheJourney I grew up through the 8th grade in the south part of Wichita! My dad worked for Boeing for 28 years after WWII, the last 10 of those years in Wichita.
I retired in March…worried and sad as I thought I wouldn’t know how to fill my day with meaningful things… and the worry and sad are over as I’d never want to return to that life strapped to my chair and desk for an eight hour work day at the computer. I live in Northern California and have siblings who live in Olympia (like you) and they take beautiful forest walks with their dogs, have lots of friends, hobbies, and travel. We’re one of the lucky ones as I know many of my age (66) who cannot afford to retire, so I am grateful and count my blessings.
I felt a bit guilty when i first retired for not going to work each day, that quickly passed. We moved here from Kansas and found this area so super beautiful. We love the forest walks, we call it taking a forest bath. We feel blessed to be living this extraordinary life. Thanks for watching
I like your style of retirement; I do the same thing. Others get bored. I’m like you two; time flies. It is so weird. I retired at fifty, I’m divorced and now sixty one. I like to solo travel. I’ve been to twenty nine countries in my life. Mostly, Chiang Mai, Thailand; twelve times in eleven years. Living the dream. Kudos to you and me. 🙏🏼
This is my first week in retirement. I’m 57 and loved my job and coworkers but really came to disliking the 2 hour daily commute. The main reason that I decided to retire was because I can make money but I can’t make time.
congratulations on your retirement. A 2 hour commute wouldn't be my cup of tea either. I really like your saying "I can make money, but I can't make time". Thanks for watching and thank you for your comment
At this point, (62), I just plan on working til I can’t anymore. Construction will naturally ween out its labor force. If they keep paying me big bucks to do what I do, I’ll keep showing up. The young folks I work around are uplifting to me. My wife don’t want me around during the day and I totally agree . Things will change but we’re satisfied now.😎
How much of your life are you willing to trade for fiat money, to buy more crap, that relatives will give away, sell for pennies on the dollar after you are gone. I know Anericans that did what you are doing, the money is good, I like doing my job, so when it came to retire at a early age, still healthy, they didn't. Now, old and their health is bad, there they sit, waiting to die. Tick, Tock!
Only in my mid 20's. Looking forward to a great happy retirement in the future/when the time comes. Well...I guess i'll just have to see how long my Publix Years last.
inspired content!! Every small contribution towards your retirement is like planting a seed. Nurture it wisely, and when the time comes, the tree of financial security will bear the sweetest fruits. spend more and invest less before your retirement.
I used to have a senior colleague at work who lived well but never had an investment, unfortunately his job was terminated so he went from living well to surviving with his family. If you had invested while you were still working, you would have had another source of income.
Investing is a prior decision to make for the future. If you are looking at this and don't have an investment, please make plans to invest so you don't end up like my main colleague at work.
My first experience with Mrs Theresa Cann gave me the assurance and confidence that has made me to invest without fear of losing, I really appreciate her efforts and transparency.
Thanks for sharing this, it really cheered me up. Now I know that the right step to take is to invest, but please how can I contact Ms.Theresa Cann to start investing in her company.
Last year, I found wonderful reviews like this on Ms. Theresa Cann, I contacted her because she needed multiple sources of income. My first investment was £2000 after 7 days, my accumulation of profits exceeded £11,095
I've seen many comments on people who were able to retire when they were in their 40's and 50's. I worked till I was 66 in a very stressful job, I was so glad to embrace the years of retirement. Sorry that you no longer enjoy retirement.
I retire in a few months. I'll be leaving a great job and leaving some great people that I work with but, my time has come to move on. I'll be moving to a warmer State (already own a home there) so, my routine will be going to the gym 5x's a week, doing house work, yard work, going for walks, fishing, golfing, photography, weekend trips, a large trip once or twice a year. Yeah, it's not going to suck !
Serving at my Catholic Church, helping my wife, daughters and granddaughter whatever they need, improving my English since Portuguese is my native language... sometimes I beg for some spare times to rest... I cannot step back otherwise I am sure I would not bear my life as retired... I wish I could travel more often but my girls don't have time to... there is another thing that I had not tought about before retirement, what I realised as retired, I have been going to burials more often, oh God!...
Been retired 22 years ago at 45. Always busy. I did spend 3 years on the couch watching TV...I mean clicking thru 500 channels and indeed there was nothing on. So I took apart my projection TV to see how it works. Many interesting parts in there. Got rid of my couch, cable TV. Next year selling my Phoenix house and moving to SE Asia. Should be some interesting places to explore. Being interested in things is sweet.
Amazing journey you are taking in your retirement years. Couldn't agree with your more, there are so many things in this life that are interesting, fun, and new. Exploring SE Asia sounds incredible. Thanks for watching and for you fantastic comment.
The first thing I thought when I watched your video was that's me and my husband. We do all sorts of things in a day that make us feel really alive and it doesn't take the amount of money that we were told. Continue to enjoy this blessing and I will be watching .
thanks for watching! Retirement has been a great adventure. I agree with you, many things can be done without spending vast amounts of money. Time certainly goes by faster then ever. Enjoy each minute.
@@EmbraceTheJourney Exactly, I moved to a low cost state and cut my expenses anywhere from 50 to 75%, I am now mortgage and debt free. On paper, I am considered poor/low income, but my life doesn't feel like it. I get to do more activities/trips now then when I was working. My physical and mental health have improved and that is priceless.
@@churchofpos2279 you figured it out and made a great plan to be debt free. Money certainly isn't everything, but happiness, mental and physical health surely is
I retired at 62 for family healthcare needs and was apprehensive about the financial burden when I did. “Fast” forward seven years and I could never be more peaceful about not having to go to work when it was beautiful outside. In fact, no matter the weather life is beautiful because you make your own time and choices without having to worry about juggling time off when others feel more entitled to the time off without the earned seniority. Off to take a well-deserved nap to greet another rewarding day in retirement…even if I go nowhere!
I retired at 50 and took a university program for a subject I love thinking I would make a semi retirement business out of it. My husband just retired at 58 at the end of 2022. I am re-thinking the semi retirement business now that he's retired and this summer we had a huge veggie garden, camped in our fairly new travel trailer and sort of got used to spending less money because we actually thought it would be more expensive to stop work. With inflation the way it is right now, we are doing OK. It's an experience we thought would be a lot different without making money from an employer. But we are loving it! Just keep calm, and carry on!
thanks for watching. Believe me, 1 1/2 years will pass and before you know it, you will be in the retirement phase of life. Enjoy the new chapter and make the best out of it that you can.
My husband and I have been retired for a few years. He as afraid of getting bored but afterwards found out he didn’t have time to get bored😂. We get up when we want, have our morning coffee, go for walks, play golf (his favorite) go to lunch or fix a quick lunch at home, run errands, get appointments out of the way, shopping, go visit family or friends, nap, watch TV , fix dinner etc. that is what we do if we are not traveling, camping, or at our lease on the river. He has taken up fishing, woodwork, reading, puzzles so many things he couldn’t do when he was working. He thinks he should have retired years ago.
That's how I am. I'm 56, and I NEVER get bored from retirement. Even being retired, there isn't enough time in the day to do all the fun things I want to do! Well, maybe taking naps all the time miiiight have something to do with it. 🤣🤣🤣
I hope you enjoy your retirement. Everyone is different. I've been retired 23 years and almost all that time has been taking care of my wife with MS which she had for 26 years. I was her carer for almost all that time which was a full time job. She has now passed and I am adjusting to living on my own. The main thing is not feeling lonely. Its a totally new thing for me to go out and do new things and meet new people. I am 77.
You are so very right, everyone's situation is very different. Since posting this I have had comments on people who retired in their 40's, 50's, 60's and 70's. Each had unique situations. I was 66 before I retired, I am 73 now. I applaud you for taking care of your wife and sorry for that whole situation. Hope you are able to meet new people and do new things. I appreciate your comment and for watching this video. Take care
I’m in my early 60’s, I tried an early retirement in my late 50’s and all I can say is retirement and leisure are grossly over rated. I went back into the work force after 3 years of retirement I’m now doing the most arduous, monotonous, routine work imaginable at minimum wage at that. I sold most of my crap, sold my car and walk to work every morning at 5:00 am, stop at the gym to work out, walk to work where I’m the first to arrive. Spend 6 to 8 hours a day on my feet prepping food, cooking, doing dishes, sweeping and mopping the floor. Most of the kids I work with are people who are young enough to be my grand children. I’ve had 4 unsolicited raises in a year and a half and have never missed one scheduled day of work. After, I walk home. I average about 25,000 steps a day and workout 5 days a week. The closest thing to the fountain of youth in my view is to continue to integrate and engage with the world, especially young people. Keep up hobbies and physical pursuits that challenge you. Keep your mind engaged in a myriad of subjects, give thanks and gratitude and put health as your number priority. I no longer look at retirement as an option. Embrace the uncomfortable option even though you don’t have to, it will make you appreciate those few leisurely moments even more. Be an example to the young people, give them words of encouragement, the World needs more mentors invested in the future of our children and generations to follow.
Jeffrey sounds like you don’t have inner peace to have to work and not slowing down to smell the roses. Good on you though if it makes you happy. Definitely can’t wait to retire next year at 59
I agree most people retire and within a year have gained a significant amount of weight, gotten depressed, and are shocked that no one cares "who" they are anymore. Big shock to many. I love working and don't plan to retire. All the extraverted socializing and white socks gross.
Thank you for sharing your inspirational story! Everyone choses different path in their lives. Nothing is one size fits all. The key is to find each own's purpose and what best suits him/her. I am glad to stumble across a different point of view here.
Thank you so very much for watching. Today marks another birthday for me, not getting any younger, but still kicking pretty good. Thanks for your comment
Take your cute doggie on your walks. So good for them and they love it. We have two that go with us everyday and it's their favorite thing to do. We meet up with other folks and their dogs and always have treats for the four legged ones.
I retired 7 years ago. Love every minute of it. You are right the days just fly by. It is wonderful to not be on a schedule. I picked up my painting and drawing and writing once again. Feels my days with joy. Also walk around in nature. Loved your video. So inspiring. ❤😊
thank you so much for watching. It's so nice to have the time to be creative. I can't paint or draw, wish I could, but I wouldn't mind trying to do some writing. Just have to find the time to do it. I'm sure you find that walking in nature brings inspiration as well.
Retirees who struggle to meet their basic needs are the ones who could not accumulate enough money during their active years to meet their needs. Retirement choices determine a lot of things. My parents both spent same number of years in the civil service, but my mom was investing through a wealth manager, and my dad through the 401k. My mom retired with about 4.2 million, but my dad retired with roughly 1.8 million.
`This is true. I'm in my mid 50's now. My wife and I were following this same trajectory. Last two years, I pulled out my money and invested with her wealth manager. Not catching up with her profits over the years, but at least I earn more. I'm making money even before retiring, and my retirement fund has grown way more than it would have with just the 401(k). Haha.
I really need professional aid because my portfolio is down over (15%) just in the past month alone. It's been that way for the majority of 2023. Could you please suggest one?
It would be good for the youth to be provided an education on retirement savings. Most are not aware of what they should be doing in order to have the needed funds it takes for a nice retirement.
What a great video! Being retired is pretty awesome. We used to live in Olympia and loved going to the waterfront and then to the farmer's market. Lots of great memories there when our kids were little. Thanks for a trip down memory lane and showing us a day in your retirement life.
@@travelingexpats thanks for watching and for your comment. Moved to Olympia from Kansas. What a beautiful area this is. We hardly miss a weekend without going to the farmers market then walking the docks. Right now the weather is splendid as I’m sure you remember when September arrives. Take care, enjoy.
Thank you for your sharing your day with us. As a retired person you gave me a bug push to enjoy every minute in our life. I hope to have a chance meeting and share our thoughts . All my best wishes to you and your family :) 😄
thank you for watching and your wonderful comment. Truly, at this time in life, we have to try to make the best of each day. Meeting and sharing thoughts is always fantastic
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I'm 35 and starting to take my retirement planning serious. Wish I would've started in my 20s but it's better now than even later. Glad I found this channel. It's relaxing to watch, congrats on retirement!
At 35, you will do nicely by putting some money into financial planning. Retirement has been spectacular for us, only wish we could have done it a lot earlier, thanks for watching and for your comment.
When I was in junior high, I remember getting a low grade on a quiz expounding George Bernard Shaw's famous line "Youth is wasted on the young." Then, I couldn't understand any word of it. I'm retired and now I know what they mean.
And it is as true as ever. If only I still had that youth when I hit retirement. So much to do, so little time to do it in. Thanks for watching, enjoy every moment of your retirement.
I often wonder how I had time for a FT job with all the normal maintenance and yard work I have to do during the warm months here in WI. Retirement allows you to ‘notice’ many things you took for granted or weren’t even aware of.
I'm retired but the wife is still slogging it out. For me, it's great to do whatever, whenever, and as others have pointed out, stress levels are way down. Unfortunately, we still have our two sons and grandchildren living at home with us, but they are all working toward getting homes of their own. Other than that, I can't complain. Just grateful I'm not living in an oppressive country like Russia where you live in fear everyday. Canada may not be perfect, but it's better than a lot of places on this globe.
Thanks so much for your wonderful comment. Karen and I do feel blessed to be where we are now. It was at times a struggle to get here, but isn't that how most journey's are. Thank you for watching and may you have a fantastic week! Tee
Retired expat from the US living in Thailand six years. Everything great here. Low cost of living, no inflation.. Great Thai partner. Earbout every day, travel every month. Havent missed the US for a moment.
On my second year of retirement and I’m still loving it. Less gas , less wear and tear on my car and myself, no wearing a uniform every day. I built raised garden beds, downsized years of accumulation, garden, mow lawn, walk, read, watch videos, workout at the pool ‘at the YMCA, ride my e-bike, camping, sitting by a fire with a glass of wine, hang out on my patio, craft with friends, cook, can food, watch the deer in my yard. No regrets! Oh and beer cheese on that pretzel!
I would absolutely absolutely love to retire early!! I worked in 2 toxic work environments which included toxic coworkers along with favorites. I'm looking forward to free days that I can travel, read books, take naps, spend more time with my child, and go on walking trails. I will be happy when I don't feel so tired every day from going to work Monday through Friday!! I'm ready for retirement!!! 🙃🙂
Anybody who gets weekends off from work already knows what retirement will look like. Anybody who takes vacations will already know what retirement will look like. Retirement is nothing more than endless week and vends and vacations. That's all there is. Your weeks are now filled with 6 Saturdays and 1 Sunday. The hardest part is remembering which Saturday it is.
My weekends are spent doing all the things I could not get done during the week because I am working. Its non stop from sunup to sundown. Never get any rest. I hope retirement is not like my weekends.
Terry, your weather sounds kind of like ours this year in the Pacific Northwest. I worked till I was 66 and then threw in the towel. I"m very happy I did. Thanks for watching and for your commnet.
As an 87 year old retiree who has been "retired' for 28 years, I can appreciate all that is displayed here. However, I find that all three aspects of our being need attention: body, mind and spirit. I didn't hear any mention of belonging to any organizations, particular 'tribes' of people with similar interests etc.. And the body needs more than just walking. What about the gym? Yoga stretches, aerobic exercises? Yes, I'm a great grandfather. Oh, and I've been married 63 years to the same little lady, but we go about our own lives to a great degree. Certainly, we don't walk for exercise together. But I could go on and on... One more thing. I, too, place videos on Retirement on TH-cam.
Yep, I belong to the YMCA. When the rainy season and winter hits in, I hit the gym. I belong to a camera club, great group of people, and I serve on a couple boards. I'll be heading over to you channel, thank you so much for watching.
Thanks for your video, It is SO inspiring. I immediately subscribed. My husband and I both are within a few years of retiring. A bit scary as we really don't have very much retirement savings so mainly would be relying on social security. My husband started working at 13 & I was 15 when I started. We've both worked hard full-time all our lives. So I'm in the info gathering state on retirement. Looking forward to seeing where you two go on your life journey.
Don't be nervous about the reduced income when you retire. We live on much less now & it's fine. You will spend less on so many things eg work clothes, convenience food & you'll be able to spend less on groceries with cooking creatively as you will have time & energy for it. It takes a little time to accept that there isn't the paycheck coming in every week but you will adjust & the wonderful freedom of retirement is pure happiness. It can actually be enjoyable to have a fun but frugal life.
I semi retired 2 years ago. I enjoyed my retirement time, bur also miss the blessings of working with special needs students 2-3 days/week. I love the relationships we have. It’s very fulfilling. And my husband says I’m earning vacations for us. It’s a win-win in my book!
@@pattypuser2459 both my wife and I worked with special needs children years ago. When I retired I got on a board of directors of a community action council to stay involved in the community. I certainly like your book!
so lovely to meet other retirees: we live in france and the time just goes so quickly; this week has been quiet so far; gym monday; shopping and french lessons for an english neighbour on tuesday; coffee with friends and then fish and chips in the evening yesterday; wednesday; today; thursday going out for lunch with a friend and tomorrow i am giving another english person french lessons. yep; how did i find time to workx
This life is full of activity. You are living it very well. Never been to France, but my son has, he told us it was beautiful. I'm somewhat of a history buff and Europe is plum full of historical places and stories. Thank you so much for finding us and watching our video. We put one out each week, never know what it may be about.
@@EmbraceTheJourney sure is: we live in the charante and yep loads of historical stuff here: in fact our village used to be a walled one, so history on our doorstepx
I just stumbled across your channels. I’ve been been binge watching Retirement videos. My hubby is 63 and he retired in March 2023 and I’m 54 and I retire in two weeks. Looking forward to joining him and you two look wonderful. If this is what Retirement life is like. I’m all for it. Lol I’m already planning my days. However, I know that may change when I’m actually retired. Lol.
I've got to say, we love being retired. So much to do and seems like not enough time to do it in. I enjoy photography and making these silly youtubes. Hope you have subscribed and see what all we are up to. May your retirement be full of fun and happiness. Enjoy the new chapter
Thanks for increasing my knowledge in personal finance, I recently subscribed to your channel. I want to give a big shout-out to all those working tirelessly to earn a living and build wealth during this recession. My husband and I are both retired and debt-free, and we're living smart and frugal with our money. Despite the recession, we're still earning passive income thanks to our savings and investments in the financial market. Investing lifestyle has enabled us to earn a steady monthly income through passive means, and we're grateful for it."
@franciscaedmond7706 No problem at all! If you're seeking to earn substantial profits from your investment, I would suggest determining your investment horizon and implementing a long-term plan. I worked with Claire Martha Magalhaes to create a long-term investment strategy, and she assisted me in managing my investments while I focused on my job without any concerns.
@franciscaedmond7706 I work with *CLAIRE MARTHA MAGALHAES* ,who is based in the United States. If you would like more information about her, you can conduct a search online.
@@MariaGarcia-gv8hj Working with a skilled financial planner can be compared to having a mentor in the field of finance. I used to struggle to invest on my own and ended up losing money, but things changed once I started working with Claire Martha Magalhaes. She played a pivotal role in helping me improve my financial situation. Previously, I relied solely on my job and salary for income, but now I have found ways to generate additional income with ease, which has allowed me to leave traditional employment. Nowadays, I believe that investing is not a choice, but a necessity for anyone who desires financial independence and a good quality of life.
@@MariaGarcia-gv8hj Thank you for telling me about your financial consultant. I will definitely look her up and try to get in touch with her. I have realized that relying solely on TH-cam videos and attempting to manage my finances on my own hasn't been very effective.
Both my wife and I worked from the time we were 13 years old until we were 66. Investment and retirement savings were very important to us. Because we invested early on in our careers it has made these years in retirement a quality time. Thank you for watching and subscribing and for your comment on how important it is to work hard and make good investiments
It's been pretty grey here too this winter. We are all looking forward to the spring, blue skies, fluffy clouds, and walks in the forests. Thanks for watching and your comment
I loved this--how it was filmed--the content and everything about it! Plus, I need such inspiration in my retirement. I'm solo, so a bit different, but still inspiring.
I'm retired but the friends that I made on my job are still working and not ready to retire yet and they're still focused on that daily grind, so their time is not their own just yet and they are not in the retirement mindset of having the time to do whatever they want in other words they are still clock watching. Thank goodness I moved into a retirement community and have made some new friends who are retired like me and we hang out at the clubhouse, enjoy the community festivities go for long walks, watch the wildlife by the lake but there's always the household chores to do that's not going anywhere.
thank you very much. Just got a teacup puppy a few weeks ago. She is providing us many smiles, laughs and joy in our retirement life. Thank you for watching and for your comment. Check out our video on Willow and you too can enjoy her cuteness.
Yes I am extremely fortunate to have my wife with me. There are times I can't imagine life without her. Thank you for watching and for this important comment.
What a great feeling , not having to get up to go to work , life is to short ,money might not be great after retiring but money is never enough , retirement is fantastic it gives you freedom , I don’t understand people who say they would get bored , I never have time to get bored , and you don’t have to spend a fortune , just meeting friends for a coffee .😊
Am 58 retiring next year but the thought of retirement gives me weakness. My apologies to everyone who have retired and filing social security during this time after putting in all those years of work just to lose everything to a problem you never imagined to happen. It’s so difficult for people who are retired and have no savings or loved ones to fall back on.
True, It has never been easier to understand how to build your money after retirement than it is right now with the inflation, when you may study and experience a completely variegated market passively by employing a successful portfolio-advisor. The impacts of the U.S. dollar's gain or fall on investments, in my opinion, are complex.
Even if you’re not skilled, it is still possible to hire one. I was a project manager and my personal portfolio of approximately $850k of my retirement pension took a big hit in April due to the crash. I quickly got in touch with a financial-planner that devised a defensive strategy to protect my funds and make profit from my portfolio this red season. I’ve made over $250k since then.
That's fascinating. How can I contact your Asset-coach as my portfolio is dwindling?
When ‘Carol Vivian Constable’ is trading, there's no nonsense and no excuses. She wins the trade and you win. Take the loss, I promise she'll take one with you.
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
I retired at 57 in 2018. I had planned on working until 60 but my narcissistic toxic boss put paid to that and to be honest, she did me a favour. I had time to enjoy before the pandemic hit. I did some part time work at first which I enjoyed but I haven't worked at all since 2020. And about money, it's amazing how much you don't really need to spend. Like the Chinese saying, "you know you're rich when you know you have enough". I researched about retirement and how to transition and one big tip was that it takes 5 years to learn how to "unstructure" from your previous work life into a new daily "structure" of retirement. It's not about having holidays and going away and keeping busy, busy, busy. It's about learning how to live a "slow" life, to live in the moment. I have my daily routine, up by 6.30 am (partly thanks to my cat who wants breakfast and playtime), followed by a complete reset of my home and cleaning routine. Then the gym by 10.30. I train 3 days on, one day off, repeat. I mix it up with cardio and resistance training, along with a good and healthy diet. I have exercised all my life but now at 62 feel like I did in my twenties. I have regular routines and set days for the main things like appointments and groceries. I also ensure I make day trips to museums, to downtown (I live in a major city), cafes and restaurants. I read and research on topics. I have always been a curious person and that keeps my mind sharp.The most challenging aspect is that I did retire relatively early and during the week people are at work. Also, I am on my own now since my partner passed early at age 56 (in 2013) and quite unexpectedly. But I intend to live out my life alone with my cat (and maybe future pets), live in the moment, enjoy all the books and movies and shows that I like. I intend to keep as healthy as possible, do some travelling and be at peace. This is how we are meant to live, in my opinion. Society and marketing experts want us to spend, spend, spend and be on the go all the time. I have never been a follower, thank goodness. So right now, I am off to the gym and to enjoy the lovely spring day!
To be at peace, we certainly like that. Sounds like you've got it down and it is working for you very well. Sorry to hear about your loss. Money certainly is not our priority, it never has been. We have what we need and we are very happy with the life we have. Thank you so much for watching.
& plenty of time to write a essay on u tube 😮
U r blessed!
Retired at 55. I'd had it with my abusive boss and toxic work place. I'm living on less money but expenses are way down. No more commute. No more wardrobe for work. Less electricity since I no longer work from home. The biggest thing is not having to do a job I have and work for a company that exploited me or a boss that daily tortured me. I take long walks, spend time in garden and take naps. Love retirement.😊
Excellent! keep finding the positive and enjoying your life
55. wow. on how much
I know exactly what you mean , enjoy your retirement , much better than that daily grind ,just making your boss rich.
I agree. Do not miss toxic workplace and dealing with co-workers and boss.
We are retiring next year at 56. It can be done. We've been tracking our spending for the past 6 years & it's doable. We are simple people & take pleasure in our nature walks, using our gym/community centre, we eat cheaply & healthy using discount apps, etc. Good for you! We'll join you soon. 😂
Retirees who struggle to meet their basic needs are the ones who could not accumulate enough money during their active years to meet their needs. Retirement choices determine a lot of things. My parents both spent same number of years in the civil service, but my mom was investing through a wealth manager, and my dad through the 401k.
This is true. I'm in my mid 50's now. My wife and I were following this same trajectory. Last two years, I pulled out my money and invested with her wealth manager. Not catching up with her profits over the years, but at least I earn more. I'm making money even before retiring, and my retirement fund has grown way more than it would have with just the 401(k). Haha.
Its unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $287k passively by just investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving; great wealth managers will always make returns.
@@hasede-lg9hj Could you kindly elaborate on the advisor's background and qualifications?
The advisor that guides me is Vivian Carol Gioia, most likely the internet is where to find her basic info, just search her name. She's established.
So very important to have a financial plan prior to retirement. We stress to our son the importance of retirement planning and he is taking the advice and will be set up nicely when his time rolls around to retire.
Great Contents, I retired this past January, was very nervous to do it @ 62, but I'm ok, I still get up early in the morning to have my coffee, which is my favorite part of the day, I take my time to do the most simplest things, watering my grass/plants, clean when I want, do what ever I want, when I want, stress is down 95%, I love the feeling of not being RUSHED all the time, & when sunday night comes around, no more anxiety about Monday!
I know what you mean about Sunday's. It was amazing to me how much stress I had while working, but after retiring there was this calming factor, didn't know what that feeling was for a while. What it was, was no more working stress. Thanks for watching, have a great retirement.
That's a wonderful feeling, isn't it?
@staceyford6733 yes indeed!
A co-worker and I retired same day last year at this time so we have one year under our belts. One of the best things we discussed was Sunday evenings - no worry about Monday morning anymore. One of the best features!
@@UnkleAL1962 Fabulous Feeling indeed!!!!
I retired at 57 ! This December will be 3 years. Absolutely Love it .
My only problem is forgetting what day of the week it it LOL.
Enjoy fellow retirees !! We earned it !!
Doug, I have the same problem. I once thought the entire day was Saturday when it was actually Friday. Oh well, didn't matter, life goes on
Im glad Im not the only one !! 👍@@EmbraceTheJourney
Me too. I sometimes forget what day it is.
I just completed my first year of retirement and I don't know how I ever fit my job into my lifestyle! We are busy all the time. We have taken road trips, including one for 7 weeks, and couple mini getaway vacations. We meet friends for coffee at our local shop almost every morning. We go to the library, farmer's markets, free concerts in the park, and to visit our grandkids who live 1.5 hours away. We meal plan, shop for groceries and make nice meals almost every day, including themed meals. This week we did an Oktoberfest meal. Retirement is great!
You've got this down, way to go!!! Enjoy this chapter of your book of life. Sounds like you should be doing videos. Thanks for watching and your comment
awesome
U r rockin it!
Hi Deborah, how's your day going with you?
I'm 56 and retired, and OMFG I'm happy beyond belief. Why I don't even know where to start.
1. No more putting up with crap from people.
2. I wear whatever I want.
3. I take naps whenever I want, and I play video games all night if I want to.
4. Wife loves seeing me home all the time, and she likes seeing me happy.
5. Living expenses plummeted. No more getting food for work, gas consumption dropped from 250 miles a week to about 60.
6. My stress level dropped to almost nothing.
7. I'm watching tons of movies on Amazon Prime, Netflix, and HBO.
8. No more stress eating.
9. There probably a lot more, but I'm drawing a blank right now lol.
And you are still young to appreciate what retirement offers you. the more the days go by, the more I enjoy the retired life.
You deserve every bit of that 🙏🏽
@@rand_-mk5lb Thanks!
@@blockmasterscottcongratulations, I can imagine how happy you are. I'm in vacation got about 3 weeks off and I'm feeling so free like a bird 😂😂. Don't even want to think about work one it😅. I'm only 35 so long way to go until retirement, however, I'm investing hard-core into my brokerage account that I'm considering to pull out the plug by 45.
Enjoy your retirement 😅😅
I retire in December, at 55, and so looking forward to it.
The things you have mentioned is my thoughts exactly.
No more work rubbish and working with people that wind me up.
My life is going to be World travel, gardening, watching films, reading books, cooking, Xbox and going to the gym
I believe the retirement crisis will get even worse. Many struggle to save due to low wages, rising prices, and exorbitant rents. With homeownership becoming unattainable for middle-class Americans, they may not have a home to rely on for retirement either.
Consider buying stocks when the economy is not doing well, like during a recession. It could be a chance to buy them at a lower price and sell later when prices go up. Just keep in mind, this isn't financial advice, but sometimes it's better than keeping a lot of cash.
I’m closing in on retirement, too, and I have benefitted so much from using a financial advisor. I didn’t start early, so I knew the compound interest of index fund investing would not work for me. Funny how I pulled in more profit than some of my peers who had been investing for many years.
How can I reach this adviser of yours? because I'm seeking for a more effective investment approach on my savings
I won't pretend to know everything, though. Her name is Amber Dawn Brummit but I won't say anything more. Most likely, you can find her basic information online; you are welcome to do further study.
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
Husband and I both retired in 2018 and moved to a small town in the foothills of NE Georgia. My husband’s health has declined over the last few years. He’s been through a below the knee amputation and most recently open heart surgery to replace two heart valves.
Retirement has been different from what we planned but thankful we are retired. Can’t imagine going through the health problems and still working. I’m pretty much tied to home at this point caring for my husband but enjoy being at home. I enjoy working in the yard. I have a vegetable garden and flower gardens that keep me busy. Also enjoy watching the birds and other wildlife that visit. I also enjoy the time sent in my sewing room.
We get up when we want to and go to bed when ever we want. Same for meals, eat when we want. And it’s nice to just do nothing.
Debbie, so sorry to hear about your husbands health problems. But stay strong and enjoy all the days you have together.
Hi Debbie, how's your day going with you?
I retired 10 years ago. For a while, I missed the routine of work and that can hit many people very hard. If you don't plan carefully, the stress & upheaval of retirement can actually kill you. I learnt this when I served on a voluntary pension advisory panel at a place I used to work. The number of employees with decent health records who suddenly snuffed it when they quit was quite noticeable. In my later years I was self-employed, so I went semi-retired for a couple of years first, giving myself time to adjust, before taking the complete plunge. The freedom to get up when you want, go out when and where you want, eat what and when you want, drink what and when you want, do pretty much whatever you want, and go to bed when you want, is almost utopian. If ever I'm on my deathbed, looking back, I think I'll miss retirement much more than I'll miss working or being young, fretting over career, ambition, relationships, peer pressure, accumulating possessions you really don't need, consumerism - indeed the the whole rat-race of life. I think retirement should be part of every school curriculum! It's the only thing really worth the effort...
I retired from a career in law enforcement, the last 8 years as a Sheriff. During the first couple months being retired, I felt guilty for not putting on the badge and going to work. But as the days passed and I found stress disappearing from my daily routine, I fully embraced the new life style. I agree with you, these years have been the best years of my life.
Well said😊
I retired over 3 years ago. I share your perspective and attitude concerning retirement. The freedom and peace I feel each day is awesome beyond words. I feel sorry for people who are restless and don't or simply can't enjoy retirement life.
James, glad to hear you are enjoying this chapter in your life. It is indeed a great time. Thanks for watching
I'm a bit of both - always saying to myself 'I should be doing something', which does take the peace out of the day and I'm busy, and other days I feel really relaxed and do very little! I'm very grateful to be able to not have to work at the moment.
@@jeansmith3367 It's a process and a life change, no doubt. Enjoy your life as best as you can
Jamesgrinder2491 - totally agree with you, I also value the freedom & peace of retirement. I love it & have never thought "oh I have nothing to do " - every day is good & it has made me contented with what I have, no more mindless spending.
I'm guessing, most of you dropped the job, but, still live where you always have, your comfort zone, even though, you now have the time and money to explore the world, find a much better place to live out the rest of your life. I did, retired at 58yrs old, after using all my work vacation time to select a country (been to 40+ countries) best suited to my personality, beautiful natural scenery, bays, sea, high mountains, ancient 3000yr old structures, and huge man-made luxury marina resorts. Life couldn't be better. Absolute paradise!
Way to go!!! The day after I retired we moved across the country, from Kansas to Washington State. From the flat lands and prairie to the mountains and forests. From a land locked State to one on the Pacific Ocean. The Great Pacific Northwest, we love it here.
Retirement becomes truly fulfilling when you possess two essential elements: ample financial resources and a meaningful purpose in life. Make prudent investment choices to secure good returns and ensure a comfortable retirement. This is how it should be and I really want that have that comfortable life . Any advice on what to do ?
Donna, we had invested money through a financial advisor for nearly 30 years. The market had its ups and downs, but in the long run it did very well for us. With my pension, social security and the investments we are able to live comfortably. We are now able to fully enjoy our hobbies, travel, family and making new acquaintances. Thank you for watching and for your comment.
One lesson I've learnt from billionaires is to always put your money to work, and diversifying your investments. I'm planning to invest about $30k of my savings in stocks this year, and I hope I make profits.
Keep it simple, buy things you understand, take some risk but don't try to shoot the lights out. I currently have 75% SCHD and 25% ROTH IRA. Brokerage account is 40% VOO, 35% SCHD, 25% XLK. Combine balance ~$3.3m Less than 3 years until retirement.... I have about 400k in cash. My portfolio has yielded far more than I expected for my retirement. Kudos to my advisor.
@@BEAUTIFULDIANAFRANCIS Well it seems like a lot of your interest is riding on your source, I could really get well accustomed to your viewpoint, get me involved.
*MONICA AYAKO VOS* is the licensed advisor I use. can't divulge much. Most likely, the internet should have her basic info, you can research if you like.
I retired about 3 years ago due to chronic pain, rested and healed myself for 2 years, got bored and returned to work, but almost instantly regretted it but hung in for a year. I retired again 2 weeks ago and couldn’t be happier.
Hopefully you will be able to settle in to the retirement you have earned.
Hi Susan, how's your day going with you?
Retired at 58. It's OK. So happy I never got married 😊. One of the best decisions I ever made. Peace and freedom. Another great decision no kids. Like to travel. Like to do what I want. Love movies and love to sleep. Write books but not too many people buy them. 😢😢😢. Alot of people are over rated. Enjoy my alone time.😊😊😊😊😊
Each to their own.
I agree! Childfree and so glad I'm not footing the bills of adult kids and grandkids (yuck)
I retired about a year and a half ago and I love it. I ride my bike, I go for walks with my husband, I do my quilting, and occasionally I substitute teach at the local high school. I get to spend more time with my family too. I’m not rich, I have just enough to get by and that’s good enough for me.
we love the walks, and all the time that now belongs to us and not an employer. We are not rich either, but have enough to get by and be happy. In fact this time is the happiest we have ever been. Thanks for watching
Hi Lori, how's your day going with you?
I am pulling the pin later this year ; I'll be 62. Not loaded , but enough put away to be alright , and house/garage fully paid off , just regular bills and no CC debt. Staying busy will be a challenge , but the toxic job I have has to go.
Keeping busy on my own time will be a lot less stressful than going to work , that's for sure. Simple things in life will take on more meaning , and spending time with friends and family will be most important. Thanks for the vid. Pete
I retired at 36 years old, few days back. I am loving it. Life is beautiful. No more burden, constraints. I never liked working. Retired life is what I dreamt of and finally I am here. Retirement rocks. Budget is tight but who cares. Retirement rocks.
wow, retired at 36, that's an accomplishment. I was 66 before I retired. If I was younger I could have done even more in these retirement years. Have a fantastic life!
@@EmbraceTheJourneyThank you so much. Wish you a happy retired life ahead too.
Congrats on retiring in your 30s. I feel like the only way to win at life is to be retired. Otherwise its just a rat race until the grave.
I am 68 and retired (from IT) for the 3rd time a month ago, pretty much at moment's notice, I decided to stop the rush, the stress. With the demand for my skills I could have worked for another 5 years, at least, but why???? Very interesting, I stopped thinking about work and profession the next day (?!?!) :).
My big personal insight is that 'at my age' the trick is to slow time down! Therefore I do everything slowly, do not get annoyed, and work on being as zen as possible! I try to extend my time every day as much as possible, and not cram as much as I can into a day.
I still need to plan a lot of things, my life is very different now, but I'm not rushing :)
I spent my career in law enforcement, the last 8 years of it as Sheriff. After retiring it took me a month or so to not feel guilty for not putting on the badge and heading out to work. But what amazed me was how much stress was taken off my shoulders and how much more I appreciate life. Best of luck with your Zen and thank you for watching
Hi Adriana, how's your day going with you?
This is my first stop on your channel. Man I'm so glad I watched. You're delightful! Both of you.
I am officially retiring this year on Dec. 15 2023 as I turn 62 on Dec. 16. I have been partially retired for the better part of 2 years though. I am looking forward to spending my time for the rest of my life enjoying the beauty within the journey. My sweet wife and I both have enormous plans and we're just waiting for a couple of years and she will join me in retiring.
I won't go into our deep plans but they're so exciting. That's what keeps me alive these days. Looking forward to the vision of what the future holds for us as we walk hand in hand into the lovely golden sunset of this brief yet joy filled life.
I really love the way you two love each other. Dan
Dan, thank you so much for watching and your great comment. We certainly are enjoying this part of our journey and the days do take on a rapid speed, they end to quick. Karen retired when she was 62, I was in an elected position and had to wait till I was 66. But man oh man is this life ever so special. Enjoy, Dan, have a wonderful life.
@@EmbraceTheJourney
I retired almost five years ago and loving every minute. I had bad health during my working years and on prescription drugs from the doctor. When I retired I focused on me, changed my diet, life style and all my medical problems from my tests are normal now and off all the pills...YEY!!! I relax more, have more time to learn, made new friends, working on projects around the house, I feel free as a bird and enjoying every minute of it. Kids are grown and on their own. Time goes fast, but I'm having fun. I wish my husband could enjoy the retirement like me but he passed away suddenly so I'm getting used to being strong, on my own and managing everything by myself and it's not that hard. Life is an adventure, a journey, an experience and it's so good to be alive.
So sorry for your loss. Stress adds a lot to bad health. I too found out once I retired, the stress was gone and my health improved. May your adventures and journey be fantastic
H😢Jeanette, how's your day going with you?
Hello..........My day is always great. We have to always think positive and create happy days around us. Like they say, if life gives you lemons, you make lemonade and that's how it goes. I hope you are having a great day also. God Bless!@@paulohlsson27
Thanks for the thumbs up, how are you spending your spare time?
What's happening, why are you not responding, is everything okay with you?
Just found your channel. I retired 2 years ago and my husband retired 1 1/2 years ago. We both LOVE it. We do what we want when we want and the best thing is Sunday night knowing we don't have to go to work on Monday! Also, the holiday and entertaining preparations are easier because you're not trying to work it around a workday and having to do everything on the weekends. We are home bodies so there are days we go no where. Thanks for this video!
do what you want, when you want! Yes, indeed! It"s funny what you said about Sundays, I always felt the same way. Enjoy your retirement and thanks for watching.
Me too, always hated getting up for work on a Monday morning!
"We can do anything... any time we want," she said. Heck, sign me up for that!
Mark, simply put your name on the dotted line. Thanks for watching and for your comment
Just found this channel and by the looks of this video, I'll be looking forward to following your adventures.
I've always been a housewife, but hubby is now retired 16 years and we are having a blast. We had so many people tell us he would be bored silly after 6 months. We're still waiting (ha!) for that.
We walk 4 miles every morning after breakfast and then the day is ours. Today was antiquing, swinging on the swings at a local park, a picnic, birdwatching, and a nap. Perfect!
I feel sorry for those that get bored. It's an incredible world out there.
Sue, sounds like you've got this retirement thing figured out. That's great! Karen walks four miles after breakfast, I'm a light weight, only manage to do 2 miles. We then do another walk after dinner. Can't say we have yet to be bored. Thanks for subscribing, you'll find our channel a little different then most. We are kind of all over the place, music, crafts, traveling, photography, just having fun and putting some of it on video
Hi Susan, how's your day going with you?
Really enjoyed this video. My husband and I are also retired and our daily routine in the UK is very similar to yours. I agree about time flying by!
Hi Anne, how's your day going with you?
THANK U FOR SHARING. U AND KAREN SEEM VERY RELAXED AND BLESSED.
Really like your idea of doing fun things every afternoon.
thank you for watching. We certainly enjoy or days together, only wish we could have done this much earlier
I'm retired two years now so I was almost 59. I am an artist so I can paint and sculpt any time I wish. It is so beautiful here in PA so I have lots of subject matter to inspire me. Normally each day is different. We have some coffee, do some exercise, do some chores and then venture out for errands, sightseeing or antiquing. I love to spend time with my grandson and my daughter and her husband so they come visit a lot or we go see them. We have things to do in our community either charity work or just fun things. You are right there is not enough time in the day! You think you'll need a job to occupy the days where there isn't anything going on but there is always something going on :) Tips: do not watch the news, do not sit around (bad for health), get involved in things that interest you, learn new skills (you have time to practice), spend time with family (life's too short)...oh ENJOY IT you worked your entire life, it's your turn to have some fun.
You've got it down. Super good tip, "Do Not Watch the News". I know a friend who went into therapy and the Therapist said "turn off the news and you'll feel much better" He did just that and it worked, he felt much better. Thanks for watching and thank you for your comment
@@EmbraceTheJourney i seriously think they want us all sick medicated and hiding in our homes
Thank you for this video! I finally turned in my resignation TODAY, after 46+ years in the workforce - not including working in HS and all through college. My wife will retire in May 2025.
We're looking forward to doing all kinds of fun things together in retirement! The little things you pointed out really hit home with me. I know it's going to take a bit of time to get used to NOT having to be available 8:30 to 5 for work calls everyday, but I think I will be able to handle it just fine!
super congratulations to you!! It took me a bit to get used to not being called at all hours of the early morning to go out and work crime scenes. But, I began to realize the stress that was going away from all of that became very rewarding, Now we enjoy each day and feel blessed for the enjoyment we share together. Thanks for watching and for your comment
@@EmbraceTheJourney WOW! No crime scenes for me... I have worked in computer software all my career, which became more and more stressful to make the sales numbers, but ultimately increasingly BORING at the same time. I'm glad to be finally hanging it up and entering retirement!
We're going on what has become my "Retirement Cruise" with 4 of our 8 grandchildren in early March. I'm REALLY looking forward to that!
You got a new sub for this video. Keep 'em coming!
@@kencarp57 Right after I retired, we moved from Kansas to Washington State so we could be close to our grandchildren. It has been a great experience.
@@EmbraceTheJourney I grew up through the 8th grade in the south part of Wichita! My dad worked for Boeing for 28 years after WWII, the last 10 of those years in Wichita.
@@kencarp57 I was the Sheriff of Harvey County, about 28 miles to the north of Wichita.
Damn guy, you’re really good at this. That last sequence with the car wash and the voiceover, that was really cool!
thanks so much for watching and for your outstanding comment
Yes! Nicely done. What song was that during the carwash?
I can't wait to be this busy! Doing things I want to do...
If you like to do things, then retirement is the time to be doing them. Thanks for watching
I retired in March…worried and sad as I thought I wouldn’t know how to fill my day with meaningful things… and the worry and sad are over as I’d never want to return to that life strapped to my chair and desk for an eight hour work day at the computer. I live in Northern California and have siblings who live in Olympia (like you) and they take beautiful forest walks with their dogs, have lots of friends, hobbies, and travel. We’re one of the lucky ones as I know many of my age (66) who cannot afford to retire, so I am grateful and count my blessings.
I felt a bit guilty when i first retired for not going to work each day, that quickly passed. We moved here from Kansas and found this area so super beautiful. We love the forest walks, we call it taking a forest bath. We feel blessed to be living this extraordinary life. Thanks for watching
I’m ramping down to retirement…..and there’s never a dull moment …. Always plenty to do… and keeping fit and active is key.
Indeed! Got to keep the body moving. Karen and I walk about 8 miles a day, it's not a chore, it's a pleasure
I like your style of retirement; I do the same thing. Others get bored. I’m like you two; time flies. It is so weird. I retired at fifty, I’m divorced and now sixty one. I like to solo travel. I’ve been to twenty nine countries in my life. Mostly, Chiang Mai, Thailand; twelve times in eleven years. Living the dream. Kudos to you and me. 🙏🏼
Way to go!!! Now if we could only get time to slow down a bit. Hey, thanks for watching
This is my first week in retirement.
I’m 57 and loved my job and coworkers but really came to disliking the 2 hour daily commute.
The main reason that I decided to retire was because I can make money but I can’t make time.
congratulations on your retirement. A 2 hour commute wouldn't be my cup of tea either. I really like your saying "I can make money, but I can't make time". Thanks for watching and thank you for your comment
At this point, (62), I just plan on working til I can’t anymore. Construction will naturally ween out its labor force. If they keep paying me big bucks to do what I do, I’ll keep showing up. The young folks I work around are uplifting to me. My wife don’t want me around during the day and I totally agree . Things will change but we’re satisfied now.😎
Joe, just keep doing what makes you happy. Thanks for watching and for you comment
How much of your life are you willing to trade for fiat money, to buy more crap, that relatives will give away, sell for pennies on the dollar after you are gone.
I know Anericans that did what you are doing, the money is good, I like doing my job, so when it came to retire at a early age, still healthy, they didn't. Now, old and their health is bad, there they sit, waiting to die.
Tick, Tock!
To each his own if you're happy all the power to ya.
Only in my mid 20's. Looking forward to a great happy retirement in the future/when the time comes. Well...I guess i'll just have to see how long my Publix Years last.
a long and hopefully wonderful life is ahead of you. Invest wisely, make financial plans for the future and totally enjoy your life
Hopefully everything will go accordingly as planned.
Wow!!! You guys are the bomb. Enjoy.
Thanks for watching! I can definitely say, some of our videos are bombs, but still fun to do. We put one out each week and never know what it will be.
I am retired since 5 years. Love it. Now my life is NATURAL......not " normal"😅😅😅hello from Austria.
I like that, "life is natural, not normal" thanks for watching
inspired content!! Every small contribution towards your retirement is like planting a seed. Nurture it wisely, and when the time comes, the tree of financial security will bear the sweetest fruits. spend more and invest less before your retirement.
I used to have a senior colleague at work who lived well but never had an investment, unfortunately his job was terminated so he went from living well to surviving with his family. If you had invested while you were still working, you would have had another source of income.
Investing is a prior decision to make for the future. If you are looking at this and don't have an investment, please make plans to invest so you don't end up like my main colleague at work.
My first experience with Mrs Theresa Cann gave me the assurance and confidence that has made me to invest without fear of losing, I really appreciate her efforts and transparency.
Thanks for sharing this, it really cheered me up. Now I know that the right step to take is to invest, but please how can I contact Ms.Theresa Cann to start investing in her company.
Last year, I found wonderful reviews like this on Ms. Theresa Cann, I contacted her because she needed multiple sources of income. My first investment was £2000 after 7 days, my accumulation of profits exceeded £11,095
I retired at forty two and at the time I was I was very young I loved it then I Hate it now
I've seen many comments on people who were able to retire when they were in their 40's and 50's. I worked till I was 66 in a very stressful job, I was so glad to embrace the years of retirement. Sorry that you no longer enjoy retirement.
I need to add - DO NOT apologise for doing NOTHING sometimes.
I like watching you tubes walking pray reading word of God spendibg time with my children and grandaughter
I retire in a few months. I'll be leaving a great job and leaving some great people that I work with but, my time has come to move on. I'll be moving to a warmer State (already own a home there) so, my routine will be going to the gym 5x's a week, doing house work, yard work, going for walks, fishing, golfing, photography, weekend trips, a large trip once or twice a year. Yeah, it's not going to suck !
Serving at my Catholic Church, helping my wife, daughters and granddaughter whatever they need, improving my English since Portuguese is my native language... sometimes I beg for some spare times to rest... I cannot step back otherwise I am sure I would not bear my life as retired... I wish I could travel more often but my girls don't have time to... there is another thing that I had not tought about before retirement, what I realised as retired, I have been going to burials more often, oh God!...
thank you for watching and for your comments. Life comes full circle, but enjoy the creation while we all take our journey's.
Been retired 22 years ago at 45. Always busy. I did spend 3 years on the couch watching TV...I mean clicking thru 500 channels and indeed there was nothing on. So I took apart my projection TV to see how it works. Many interesting parts in there. Got rid of my couch, cable TV.
Next year selling my Phoenix house and moving to SE Asia. Should be some interesting places to explore.
Being interested in things is sweet.
Amazing journey you are taking in your retirement years. Couldn't agree with your more, there are so many things in this life that are interesting, fun, and new. Exploring SE Asia sounds incredible. Thanks for watching and for you fantastic comment.
Thanks for sharing your day. My wife and I retired nearly 5 years ago and love every minute of it.
What a beautiful video. Thank you for sharing.
Thank you so much for watching
I retired at 56. Feels like I was born again!
The first thing I thought when I watched your video was that's me and my husband. We do all sorts of things in a day that make us feel really alive and it doesn't take the amount of money that we were told. Continue to enjoy this blessing and I will be watching .
thanks for watching! Retirement has been a great adventure. I agree with you, many things can be done without spending vast amounts of money. Time certainly goes by faster then ever. Enjoy each minute.
@@EmbraceTheJourney Exactly, I moved to a low cost state and cut my expenses anywhere from 50 to 75%, I am now mortgage and debt free.
On paper, I am considered poor/low income, but my life doesn't feel like it. I get to do more activities/trips now then when I was working. My physical and mental health have improved and that is priceless.
@@churchofpos2279 you figured it out and made a great plan to be debt free. Money certainly isn't everything, but happiness, mental and physical health surely is
I retired at 62 for family healthcare needs and was apprehensive about the financial burden when I did. “Fast” forward seven years and I could never be more peaceful about not having to go to work when it was beautiful outside. In fact, no matter the weather life is beautiful because you make your own time and choices without having to worry about juggling time off when others feel more entitled to the time off without the earned seniority. Off to take a well-deserved nap to greet another rewarding day in retirement…even if I go nowhere!
I retired at 50 and took a university program for a subject I love thinking I would make a semi retirement business out of it. My husband just retired at 58 at the end of 2022. I am re-thinking the semi retirement business now that he's retired and this summer we had a huge veggie garden, camped in our fairly new travel trailer and sort of got used to spending less money because we actually thought it would be more expensive to stop work. With inflation the way it is right now, we are doing OK. It's an experience we thought would be a lot different without making money from an employer. But we are loving it! Just keep calm, and carry on!
Good Job!!! Great advice too, "keep calm and carry on". thank you so very much for watching.
Hi Jacqui, how's your day going with you?
I have a little over 1 and a half years. Feels so far away. Thanks for the video.
thanks for watching. Believe me, 1 1/2 years will pass and before you know it, you will be in the retirement phase of life. Enjoy the new chapter and make the best out of it that you can.
My husband and I have been retired for a few years. He as afraid of getting bored but afterwards found out he didn’t have time to get bored😂. We get up when we want, have our morning coffee, go for walks, play golf (his favorite) go to lunch or fix a quick lunch at home, run errands, get appointments out of the way, shopping, go visit family or friends, nap, watch TV , fix dinner etc. that is what we do if we are not traveling, camping, or at our lease on the river. He has taken up fishing, woodwork, reading, puzzles so many things he couldn’t do when he was working. He thinks he should have retired years ago.
That's how I am. I'm 56, and I NEVER get bored from retirement. Even being retired, there isn't enough time in the day to do all the fun things I want to do!
Well, maybe taking naps all the time miiiight have something to do with it. 🤣🤣🤣
I hope you enjoy your retirement. Everyone is different. I've been retired 23 years and almost all that time has been taking care of my wife with MS which she had for 26 years. I was her carer for almost all that time which was a full time job. She has now passed and I am adjusting to living on my own. The main thing is not feeling lonely. Its a totally new thing for me to go out and do new things and meet new people. I am 77.
You are so very right, everyone's situation is very different. Since posting this I have had comments on people who retired in their 40's, 50's, 60's and 70's. Each had unique situations. I was 66 before I retired, I am 73 now. I applaud you for taking care of your wife and sorry for that whole situation. Hope you are able to meet new people and do new things. I appreciate your comment and for watching this video. Take care
I’m in my early 60’s, I tried an early retirement in my late 50’s and all I can say is retirement and leisure are grossly over rated. I went back into the work force after 3 years of retirement I’m now doing the most arduous, monotonous, routine work imaginable at minimum wage at that. I sold most of my crap, sold my car and walk to work every morning at 5:00 am, stop at the gym to work out, walk to work where I’m the first to arrive. Spend 6 to 8 hours a day on my feet prepping food, cooking, doing dishes, sweeping and mopping the floor. Most of the kids I work with are people who are young enough to be my grand children. I’ve had 4 unsolicited raises in a year and a half and have never missed one scheduled day of work. After, I walk home. I average about 25,000 steps a day and workout 5 days a week. The closest thing to the fountain of youth in my view is to continue to integrate and engage with the world, especially young people. Keep up hobbies and physical pursuits that challenge you. Keep your mind engaged in a myriad of subjects, give thanks and gratitude and put health as your number priority. I no longer look at retirement as an option. Embrace the uncomfortable option even though you don’t have to, it will make you appreciate those few leisurely moments even more. Be an example to the young people, give them words of encouragement, the World needs more mentors invested in the future of our children and generations to follow.
Jeffrey sounds like you don’t have inner peace to have to work and not slowing down to smell the roses. Good on you though if it makes you happy. Definitely can’t wait to retire next year at 59
I agree most people retire and within a year have gained a significant amount of weight, gotten depressed, and are shocked that no one cares "who" they are anymore. Big shock to many. I love working and don't plan to retire. All the extraverted socializing and white socks gross.
Thank you for sharing your inspirational story! Everyone choses different path in their lives. Nothing is one size fits all. The key is to find each own's purpose and what best suits him/her. I am glad to stumble across a different point of view here.
It’s utterly funny and cute, your wife tried to get into the picture ❤
Stay young, I saw hahaha
Thank you so very much for watching. Today marks another birthday for me, not getting any younger, but still kicking pretty good. Thanks for your comment
Take your cute doggie on your walks. So good for them and they love it. We have two that go with us everyday and it's their favorite thing to do. We meet up with other folks and their dogs and always have treats for the four legged ones.
I retired 7 years ago. Love every minute of it. You are right the days just fly by. It is wonderful to not be on a schedule. I picked up my painting and drawing and writing once again. Feels my days with joy. Also walk around in nature. Loved your video. So inspiring. ❤😊
thank you so much for watching. It's so nice to have the time to be creative. I can't paint or draw, wish I could, but I wouldn't mind trying to do some writing. Just have to find the time to do it. I'm sure you find that walking in nature brings inspiration as well.
My husband & I love to kayak & it fills our days
Retirees who struggle to meet their basic needs are the ones who could not accumulate enough money during their active years to meet their needs. Retirement choices determine a lot of things. My parents both spent same number of years in the civil service, but my mom was investing through a wealth manager, and my dad through the 401k. My mom retired with about 4.2 million, but my dad retired with roughly 1.8 million.
`This is true. I'm in my mid 50's now. My wife and I were following this same trajectory. Last two years, I pulled out my money and invested with her wealth manager. Not catching up with her profits over the years, but at least I earn more. I'm making money even before retiring, and my retirement fund has grown way more than it would have with just the 401(k). Haha.
I really need professional aid because my portfolio is down over (15%) just in the past month alone. It's been that way for the majority of 2023. Could you please suggest one?
I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an email shortly.
It would be good for the youth to be provided an education on retirement savings. Most are not aware of what they should be doing in order to have the needed funds it takes for a nice retirement.
What a great video! Being retired is pretty awesome. We used to live in Olympia and loved going to the waterfront and then to the farmer's market. Lots of great memories there when our kids were little. Thanks for a trip down memory lane and showing us a day in your retirement life.
@@travelingexpats thanks for watching and for your comment. Moved to Olympia from Kansas. What a beautiful area this is. We hardly miss a weekend without going to the farmers market then walking the docks. Right now the weather is splendid as I’m sure you remember when September arrives. Take care, enjoy.
Thank you for your sharing your day with us. As a retired person you gave me a bug push to enjoy every minute in our life. I hope to have a chance meeting and share our thoughts . All my best wishes to you and your family :)
😄
thank you for watching and your wonderful comment. Truly, at this time in life, we have to try to make the best of each day. Meeting and sharing thoughts is always fantastic
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I'm 35 and starting to take my retirement planning serious. Wish I would've started in my 20s but it's better now than even later. Glad I found this channel. It's relaxing to watch, congrats on retirement!
At 35, you will do nicely by putting some money into financial planning. Retirement has been spectacular for us, only wish we could have done it a lot earlier, thanks for watching and for your comment.
When I was in junior high, I remember getting a low grade on a quiz expounding George Bernard Shaw's famous line "Youth is wasted on the young." Then, I couldn't understand any word of it. I'm retired and now I know what they mean.
And it is as true as ever. If only I still had that youth when I hit retirement. So much to do, so little time to do it in. Thanks for watching, enjoy every moment of your retirement.
I often wonder how I had time for a FT job with all the normal maintenance and yard work I have to do during the warm months here in WI. Retirement allows you to ‘notice’ many things you took for granted or weren’t even aware of.
I'm retired but the wife is still slogging it out. For me, it's great to do whatever, whenever, and as others have pointed out, stress levels are way down. Unfortunately, we still have our two sons and grandchildren living at home with us, but they are all working toward getting homes of their own. Other than that, I can't complain. Just grateful I'm not living in an oppressive country like Russia where you live in fear everyday. Canada may not be perfect, but it's better than a lot of places on this globe.
Will be taking semi retirement in a couple of years and love this channel already ... greetings from Tanzania!
Thank you so much for watching. Hope all is well in Tanzania
I can see why this one went viral! It’s a good one for sure!
I love this video so much. You two are blessed!
Thanks so much for your wonderful comment. Karen and I do feel blessed to be where we are now. It was at times a struggle to get here, but isn't that how most journey's are. Thank you for watching and may you have a fantastic week! Tee
Retired expat from the US living in Thailand six years.
Everything great here. Low cost of living, no inflation..
Great Thai partner.
Earbout every day, travel every month.
Havent missed the US for a moment.
sounds like you have found a perfect retirement life for you. Congratulations. You are certainly embracing your journey
On my second year of retirement and I’m still loving it. Less gas , less wear and tear on my car and myself, no wearing a uniform every day. I built raised garden beds, downsized years of accumulation, garden, mow lawn, walk, read, watch videos, workout at the pool ‘at the YMCA, ride my e-bike, camping, sitting by a fire with a glass of wine, hang out on my patio, craft with friends, cook, can food, watch the deer in my yard. No regrets! Oh and beer cheese on that pretzel!
Deb, you have got this down. keep enjoying each and every day. Thank you for watching
I so enjoy the freedom of not being on someone else's time clock and an "employee". 😮 I like being able to do whatever I want when I want. 😊
That's the way to do it!!!
Looks like a life I’m looking forward to! Couple years!
Won't be long and you too will be on your retirement journey
I would absolutely absolutely love to retire early!! I worked in 2 toxic work environments which included toxic coworkers along with favorites. I'm looking forward to free days that I can travel, read books, take naps, spend more time with my child, and go on walking trails. I will be happy when I don't feel so tired every day from going to work Monday through Friday!! I'm ready for retirement!!! 🙃🙂
Anybody who gets weekends off from work already knows what retirement will look like. Anybody who takes vacations will already know what retirement will look like. Retirement is nothing more than endless week and vends and vacations. That's all there is. Your weeks are now filled with 6 Saturdays and 1 Sunday. The hardest part is remembering which Saturday it is.
very true, not sure what today is. Doesn't matter anymore. Life certainly has gotten better.
My weekends are spent doing all the things I could not get done during the week because I am working. Its non stop from sunup to sundown. Never get any rest. I hope retirement is not like my weekends.
@@johnd4348 It will be much better
Nice during summer. But here in the UK it’s winter and grey for 9 months of the year. So at 65 I keep working.
Terry, your weather sounds kind of like ours this year in the Pacific Northwest. I worked till I was 66 and then threw in the towel. I"m very happy I did. Thanks for watching and for your commnet.
Love your great video! I’m planning to retire in next 2 years. Looking forward to the happy retirement life like you. Thanks for sharing.
Two years will seem to take forever, but once you are retired, the time flies by. You will love it and wonder why we had to wait do long to retire.
your so right Im retired from the military and time does fly
thanks for your service and enjoy this chapter of your life fully.
As an 87 year old retiree who has been "retired' for 28 years, I can appreciate all that is displayed here. However, I find that all three aspects of our being need attention: body, mind and spirit. I didn't hear any mention of belonging to any organizations, particular 'tribes' of people with similar interests etc.. And the body needs more than just walking. What about the gym? Yoga stretches, aerobic exercises? Yes, I'm a great grandfather. Oh, and I've been married 63 years to the same little lady, but we go about our own lives to a great degree. Certainly, we don't walk for exercise together. But I could go on and on... One more thing. I, too, place videos on Retirement on TH-cam.
Yep, I belong to the YMCA. When the rainy season and winter hits in, I hit the gym. I belong to a camera club, great group of people, and I serve on a couple boards. I'll be heading over to you channel, thank you so much for watching.
Thanks for your video, It is SO inspiring. I immediately subscribed. My husband and I both are within a few years of retiring. A bit scary as we really don't have very much retirement savings so mainly would be relying on social security. My husband started working at 13 & I was 15 when I started. We've both worked hard full-time all our lives. So I'm in the info gathering state on retirement. Looking forward to seeing where you two go on your life journey.
Don't be nervous about the reduced income when you retire. We live on much less now & it's fine. You will spend less on so many things eg work clothes, convenience food & you'll be able to spend less on groceries with cooking creatively as you will have time & energy for it. It takes a little time to accept that there isn't the paycheck coming in every week but you will adjust & the wonderful freedom of retirement is pure happiness. It can actually be enjoyable to have a fun but frugal life.
It’s great to be out of the rat race. I love my life and being retired, feel so blessed to do nothing.
congratulations and you surely get it. Finally free of the rat race and living life as it should be
I semi retired 2 years ago. I enjoyed my retirement time, bur also miss the blessings of working with special needs students 2-3 days/week. I love the relationships we have. It’s very fulfilling. And my husband says I’m earning vacations for us. It’s a win-win in my book!
@@pattypuser2459 both my wife and I worked with special needs children years ago. When I retired I got on a board of directors of a community action council to stay involved in the community. I certainly like your book!
I can't sleep Sunday night's because I'm worrying about Monday. 5 more months until I retire.
Well that's only about 20 more Sundays. I never liked Sundays when I was working either.
so lovely to meet other retirees: we live in france and the time just goes so quickly; this week has been quiet so far; gym monday; shopping and french lessons for an english neighbour on tuesday; coffee with friends and then fish and chips in the evening yesterday; wednesday; today; thursday going out for lunch with a friend and tomorrow i am giving another english person french lessons. yep; how did i find time to workx
This life is full of activity. You are living it very well. Never been to France, but my son has, he told us it was beautiful. I'm somewhat of a history buff and Europe is plum full of historical places and stories. Thank you so much for finding us and watching our video. We put one out each week, never know what it may be about.
@@EmbraceTheJourney sure is: we live in the charante and yep loads of historical stuff here: in fact our village used to be a walled one, so history on our doorstepx
Hi Julie, how's your day going with you?
I just stumbled across your channels. I’ve been been binge watching Retirement videos. My hubby is 63 and he retired in March 2023 and I’m 54 and I retire in two weeks. Looking forward to joining him and you two look wonderful. If this is what Retirement life is like. I’m all for it. Lol I’m already planning my days. However, I know that may change when I’m actually retired. Lol.
I've got to say, we love being retired. So much to do and seems like not enough time to do it in. I enjoy photography and making these silly youtubes. Hope you have subscribed and see what all we are up to. May your retirement be full of fun and happiness. Enjoy the new chapter
@@EmbraceTheJourney yes. I subscribed and thank you.
Im planning to retire in 4 years so experiences like yours are very interesting..thanks from Ireland...great relaxing video
four years will pass quickly, doesn't seem like it when you are counting down the days, but it does.
thank you so much for your time!
I’ve just found your channel , it’s great , I’m in the uk , this is gonna be fun❤
Glad you were able to find us! Thank you so much for watching.
I just subscribed to your channel. I just retired this month and I'm loving it.
You will find the hours fly by quicker then you can imagine. This is a new chapter in the book of life for you. Enjoy! thanks for subscribing
Hi Linda, how's your day going with you?
I retired about 1 ago, still adjusting, just loved your video, your home is lovely, gave me a few ideas too. You guys are adorable
Thanks for increasing my knowledge in personal finance, I recently subscribed to your channel. I want to give a big shout-out to all those working tirelessly to earn a living and build wealth during this recession. My husband and I are both retired and debt-free, and we're living smart and frugal with our money. Despite the recession, we're still earning passive income thanks to our savings and investments in the financial market. Investing lifestyle has enabled us to earn a steady monthly income through passive means, and we're grateful for it."
@franciscaedmond7706 No problem at all! If you're seeking to earn substantial profits from your investment, I would suggest determining your investment horizon and implementing a long-term plan. I worked with Claire Martha Magalhaes to create a long-term investment strategy, and she assisted me in managing my investments while I focused on my job without any concerns.
@franciscaedmond7706 I work with *CLAIRE MARTHA MAGALHAES* ,who is based in the United States. If you would like more information about her, you can conduct a search online.
@@MariaGarcia-gv8hj Working with a skilled financial planner can be compared to having a mentor in the field of finance. I used to struggle to invest on my own and ended up losing money, but things changed once I started working with Claire Martha Magalhaes. She played a pivotal role in helping me improve my financial situation. Previously, I relied solely on my job and salary for income, but now I have found ways to generate additional income with ease, which has allowed me to leave traditional employment. Nowadays, I believe that investing is not a choice, but a necessity for anyone who desires financial independence and a good quality of life.
@@MariaGarcia-gv8hj Thank you for telling me about your financial consultant. I will definitely look her up and try to get in touch with her. I have realized that relying solely on TH-cam videos and attempting to manage my finances on my own hasn't been very effective.
Both my wife and I worked from the time we were 13 years old until we were 66. Investment and retirement savings were very important to us. Because we invested early on in our careers it has made these years in retirement a quality time. Thank you for watching and subscribing and for your comment on how important it is to work hard and make good investiments
I wish the weather in the UK wasn't so constantly grey and raining as your life is so lovely outdoors ❤
It's been pretty grey here too this winter. We are all looking forward to the spring, blue skies, fluffy clouds, and walks in the forests. Thanks for watching and your comment
Congratulations on your retirement story. Really, good to hear.
thank you! It will be 7 years into retirement come this January. That went by way to fast
I loved this--how it was filmed--the content and everything about it! Plus, I need such inspiration in my retirement. I'm solo, so a bit different, but still inspiring.
thank you and thanks for watching.
I'm retired but the friends that I made on my job are still working and not ready to retire yet and they're still focused on that daily grind, so their time is not their own just yet and they are not in the retirement mindset of having the time to do whatever they want in other words they are still clock watching. Thank goodness I moved into a retirement community and have made some new friends who are retired like me and we hang out at the clubhouse, enjoy the community festivities go for long walks, watch the wildlife by the lake but there's always the household chores to do that's not going anywhere.
so true, some things we can't escape like household chores. Glad your retirement is working out for you, great to be out of the grind
❤@@EmbraceTheJourney
I’m 60 and I’ve been retired for about a month. I love it!
welcome to the new chapter in your life. Thanks for watching
Hi Lynette, how's your day going with you?
Living your best life with the ones you love!
so much truth in your comment, Kim.
I love it!! May God continue to bless you both in your retirement years🙏
thank you very much. Just got a teacup puppy a few weeks ago. She is providing us many smiles, laughs and joy in our retirement life. Thank you for watching and for your comment. Check out our video on Willow and you too can enjoy her cuteness.
You’re fortunate to have someone to retire and be with. Many of us retirees don’t have that. 😕
Yes I am extremely fortunate to have my wife with me. There are times I can't imagine life without her. Thank you for watching and for this important comment.
What a great feeling , not having to get up to go to work , life is to short ,money might not be great after retiring but money is never enough , retirement is fantastic it gives you freedom , I don’t understand people who say they would get bored , I never have time to get bored , and you don’t have to spend a fortune , just meeting friends for a coffee .😊
the old saying "money isn't everything" certainly is true. I agree with you, no time to get bored.
the tomatoes at the fresh market looked really good. chop those up and put in chili
They are good and we use them for all kinds of things, chili included