Real Estate Vs Stock Market| Ft.
ฝัง
- เผยแพร่เมื่อ 16 ก.ย. 2024
- Real Estate Vs Stock Market| Ft. @pranjal kamra | Raj Shamani #Shorts
Subscribe to the channel: bit.ly/RajShama...
Enjoyed watching this video? Check out these too:
Making Money in Your 20s: • Making money in your 2...
How I Invest My Money: • REVEALING MY INVESTMEN...
How to Start Earning in College: • 7 ways to BECOME RICH ...
How I Started Making Money: • How did I start making...
Kunal Shah on Startups, Indian Billionaires and Credit Cards: • The SECRET Of Creating...
Follow me and my content on other social media handles:
Instagram: /
LinkedIn: /
Twitter: / rajshamani
Facebook: / shamaniraj
Raj Shamani is a business content creator, an entrepreneur, an investor, and a renowned keynote speaker. He is a businessman at heart.
Raj helps businesses and startups become recognized brands and influential leaders through various marketing and business tactics. He is the driving force behind several top brands’ 360-degree brand-building approach.
Besides, Raj is also an active angel investor and is particularly interested in crazy minds who are creating a sensation in the Fintech, FMCG, and passion economy space.
Pheli bar itna perfect answer suna hai . Literally mere maan ki bat boli hai
खुद के घर में पैदा होते हैं सब, कोई कोई होता है जो किराए के घर में पैदा होता है
After woking for 12 years, i purchased a land and built a house. Best feeling. What we missed on rent: neighbourly attitude, invitation from society to functions, tension of shifting, some items always got destroyed white shifting, peace of mind. Aap kahi bhi raho duniya me, you know you have a permanent place to stay.
Inshallah acha lga sunkr bhai❤
Not just that. In times of dire economic crisis Irs only real estate that will save youe ass.
@@ankushmukherjee3219 yes brother 🙏
@carachana.7802pp pp p pp
Same here. Awesome feeling and a sense of security, belonging and achievement. After building my house now i bought another plot, no return but the feeling is great, aur appreciation to hai hi. No risk, no time investment and i can devote my time to my job, improve skills and get promotion, increment. Later my boys can build their own house if the need, so tgey are covered too😊
Roasted Ankur Warikoo 😂. Har cheez excel sheet se nahi calculate kar sakte 😂😂😂
2 things in India will always be an emotional drive. A. owning your own house where you can sleep peacefully without having to worry about anything, B. Your car which makes you feel proud of your hardwork and probable gift to the aging parents.
Renting car concept is only for entrepreneurs and not for regular people who just want to work hard and leave a happy peaceful life.
Owning a house is more than a emotional decision because
1) sense of achievement
2) the sense of inner satisfaction and security as in difficult times you know that you have a house where you can go and live without anybody's permission.
3) you are the king of your own house. No outsider can restrict you to anything in your house. Neither he can say anything to you. 👍
Absolutely!!
The reason Pranjal kamra will always be one of the most reliable advisor. His voice and way of expressing is just amazing.
I so relate to what Pranjal said. Life is more than just financial numbers.
So true i have spent my childhood with my siblings and mother in a single room of rent as my father was in Army.. and now we have our own house with separate room and everything that we dreamed but in the we all come together in a single hall as we were not used too of that western culture 😝😝
Alag alag room ka western culture se kya lena 🤦.
Or agar western culture ki baat he kr rahe ho toh western culture may room alag nai ghar he alag hote h...
PS: god bless your family ✨🤞
Isme western culture kaha se ageya vai 😂😂
@@lazy_wolf_unofficial bhai waha har member ka room alag hota hai , bass yahi keh rha hai apne Bharat mein 1bhk mein poora pariwar reh leta hai
@@avinashsuwal Majboori bolte hai usse
That's why it's called a living room. Bedroom is just for sleeping
Rent ka ghar bhaad me jaye, apna ghar apna hota hai ❤️
❤
True 👌🏻👌🏻😌
P
A home is not just a place we pay for living...its the one where we create memories and owning a house gives that satisfaction and sense of freedom that nothing can give...
Clearly Explained...
Absolutely correct and valuable word
Mental achivement is biggest achievement and millon dollar line for me this talk is
Apna gher apna hi hota h
Best logical explanation till date..man ki shanti is more important
Perfect reply for all those financial guru's who jst talk numbers always .
A very wise and balanced statement.
Few things are not for profit but for satisfaction
So nicely put the emotional quotient.. the most logical answer in real estate
Mere khyaal se real state me bhi agar acche se invest karen to profit zyada hota hai
For example i bought a plot for 7 lakhs and not it values over 25 lakhs just in 2 years we got this cheap because we were the first coustomer of coloniser
Investing 7 lac is huge for many...they can start from stocks
@@prateekgupta1635 home loan ka naam suna hai with pm schemes of subsidy.
Ok chalo Income tax walo ko batatu hu.
@@dhruvpatel3877 property upto 30 lakhs is out of IT department radar
Juth bol rha h , mujhe bta location konsi jegah h jo itna appreciate kar gayi
Perfect answer! Always economist advocate rental property as better though they themselves own huge investment in real estate
It takes a lot of investment for real estate , but for stocks it's very very less to begin with.. It's emotional and personal decision irrespective of financial sense... Stocks are much more miraculous than real estate in modern times.
Real estate investment is for those who have big capital,but in stocks anybody can invest
Very clearly put into perspective.
As simple as that...Very well explained
Khud ka ghar hona jaroori hai, sirf aapke liye nahi, aapke baccho ke liye. Kal ko kuch bhi bura ho jayega par sar ke upar chatt to rahegi. Rental apartment me freedom nahi hoti, aap kuch bade changes nahi kar sakte. Poori life rent pe rahne ke baad aaj jab apna ghar hai to lagta hai ki mere bacche apna Bachpan full freedom ke sath apne ghar me enjoy kar payenge, kisi bhi wall pe bina darr ke nishan laga payenge, full freedom ke sath uchal kood kar payenge
True, western family concept is another reason why rental property works in the west but in India there is still family responsibilities which gets higher priority in most people's life ...
@@HailStonE999 Yes, their concepts can't be directly inherited in our country.
Finally some good discussion about finicial decision, profit / loss, gain and security are thrown around without considering human emotional value of owning things
Kudos to the man, thanks for giving an honest answer
Financial wise also excel sheet wise also real estate is better than stocks ..i have always invested in both that's why came.to.the conclusion
Log paise kamate he isliye ki wo apne इच्छाएं puri kar sake
Usmai se ek apana ghar hona ek bahot badi peace of mind hai.
It's informative
you just need to own one house
rent throughout most of your job life
Use your inheritance or sell off ancestral property to pay for New House Emi - you NEED the HOME LOAN to save taxes
dont burn your salary in slow moving real estate
(single childs are lucky in this aspect)
Damn. Never have I ever heard such a beautiful answer. Before I listened to it and just looked at the title, I thought the guy will straight away suggest investing in stocks.
Sense of Achievement point is what I agree but I differ with him.
Real Estate is much more an emotionally frustrating decision when your money is blocked and can't take back due to some wrong investment decision. Here the stock market wins because of the easy liquidity option in case of wrong investment decision,you can atleast identify that you made wrong and can recover the capital to some extent 😅
So true for me house gives me mental peace ✌️ 👌
Perfectly said
Most people can't buy a home and all buy it via home loan, home loan means a liability on your family if you die one day.
Home is not yours until you pay home loan completely.
And A person who works in a job which has a transfer policy of every 3 years, they have to keep their family in a rental home till childrens become major or atleast 14-15 yrs old. For them I would suggest to invest in a mid/small cap fund which has already given returns more than any govt or society home.
Both are great investments
Both has its pros and cons ..
If you talk about stocks you can lose everything if some big event happens like ww3 etc or if suppose there is a fall of internet era if not you can acquire whole world's wealth infront of you ...
Real estate you can keep it like that forever if your property if on prestige locations. But real estate cannot make a average person wealth like stocks can do (guy just have to search a company and have to hold it forever)
But if you ask me I will do both and trying to do both.. both have potential in future
Pranjal Kamra is all theory. Jinko share market samjh ata hai woh jhunjhunwala aur damani bnte hai. Jinko theory hi ati hai woh youtube pe channel kholte hain.
Scarcity principle is gonna be there in real estate 9/10 times. Jab tak urban migration hai, development hai, city m job creation hai tab tak real estate cannot ever die. Recession sabme ata hai par demand for housing and land cannot ever go down as land has limited supply and high demand 9/10 times.
Awwwesomeeee!!👍👍
Best thing for a middle income family is to have a house in developing town where property isnt that much expensive plus have a rented home in city for work purpose
Real Estate is a more stable growth investment type. While stocks can be volatile but can give massive returns
yaar Shamani sir, u r fab yaar, ur content n quality of interviews is just outstanding 👌👌keep it up brother
Beautifully answered
Isse jyada honest bnda youtube pr kbhi nhi dekha
Agar rehne ke liye ghar chahiye to its the best decision to buy the house provided one has stable income to sustain that loan and home maintenance..
But investment ke liye lete ho aur woh bhi loan pe, then sabse bakwaas decision hai. Jahan stocks and mutual fund on an 10 year average 25% and 18% ka return diya hai wohi real estate ne only 7% return diya hai, agar loan hai to -2%. In some cases when you want to sell the house in emergency you wont be able to sell it also..Rental income is peanuts compared to the principal paid. One can get better returns in fd also..
Finally finally they are in one frame😌
Making home as you want is just an another level of satisfaction. Life is not always about percentage and spread sheet. Because at the end Apna Ghar apana hota hai.
Home is not real estate. Home is home. Real estate means the property you buy, expecting it would appreciate in future.
Real estate always beats stocks.
Awesome contents, Raj Sir . love you
Best answer i ever heard on internet perfect words
But for example if solar flare destroy our every electronic items then how stocks will be managed. People will loss everything. If they have home atleast they have some place to live for permanent and if they have many land then they can sell that lands.
perfect!
Buying a home with home loan is it advisable , even if we beat the inflation we will only give the returns to the interest
Yeah I have also always questioned my father about the use of so many houses and that he should instead invest in stock market. But he gives the same answer as that guy, in real estate even if the profit after years is null and void, the sense of security with that amount of money is still there. Whereas stock market is not for everyone
The problem with the financial influencers convincing peiple to rent instead of buying are comfortably sitting in their own houses. This guy is right
Real estate is not only buying a land and build a home. Its a business where we provide value to the property to convert it into an asset
Real estate investment in europe and usa is good. Its an asset financed by bank and the emi paid by tenant and you always in positive cash flow.
It also depends on cost of property... Like in Mumbai where home prices are exorbitant then this may be applicable but in other cities this condition can be ignored. Also in West there is multiple mortgage on same property & refinancing schemes to lure homebuyers to trap in debt. In India people usually take only one loan for home buying & do not move around their lenders much till tenure is complete....
Another angle he didnt talk about is level of discpline and deducation needed in stock market vs real estate. Many many people are able to invest 60% or more of their earnings into real estate but a miniscule percetage of people are able to do that in stocks or mutual funds. Due to this its not a comparison between 100 spent on real eastate vs 100 invested in mutual funds. Its 100 invested in real estate vs 50 invested in mutual funds and 50 spent on things you dont need.
All the sip calculators make you feel like you can retire rich by investing 20k every month so thats what people invest and enjoy life. However, same people are forced to buy a house for 2cr and pay 1.5L emi.
Lastly its super easy to remove your money from mutual funds so ppl dip into that for various reasons like funding a car, funding a vaccation, funding a medical emergency. Real eatate is not that liquid so ppl dont sell it unless they are really forced to sell it. Vaccation and car you cant afford gets postponed or downgraded. Medical emergency is paid through a personal loan which is repaid by cutting into other expenses. Your invesyment remains untouched.
buying a house is not investment. its emotion. its dream. Dont confuse house with real estate investment
Relatable bhai ❤️ .
Perfect answer!
If the land is scarce, urban migration is at its peak, housing demand is surging, corporations are moving to that location. Then beleive me, that real estate investment can never fail. Plus the satisfaction that it comes. Real estate gets stable within a year after every crisis. It never goes in devaluation mode. Because land always is scarce.
Real estate is more secure than stocks at any time and the same time, you can earn rental/leased income as well, plus value appreciation is a main part
And usko rental k liye taiyaar krna is much more expensive... For an example if u talk about our house ....
M from gurgaon and from the main.... Centre of gurgaon ...
Rent yahape jo le rhe h hum .. it is approximately 10k pm
But obviously... Ghr h toh renovation, maintenance cost toh add krni hi pdegi ..
Everytime jab ghr p vapis .. painting vgerah hoyegi .. uski cost m hi approx 1 saal ka rent chla jata h .... Toh .. actual rent aana shuru hota h after 1 year ... And obviously.... Hrr 4-6 saal m painting .. putty ki requirement ho hi jati h .. if u wanna maintain your house as good as it was when new.
+ Uske alawa beech beechme electrical works etc.... Sooo ... Overall .. it's approximately same wthr it's stocks or soil .... For peace of mind ... You can in property... For the sake of your pocket .. you should choose market ... Like eventhough market abhi down h .. still m getting approx 59% returns from my portfolio..... It's all about your perspective
Real estate beats inflation
real estate is generational wealth. it's always better to invest in real estate compared to rental property
This guy PK is my real motivation 🔥🔥
real state and commericla property + gold give more interest 😊 even real state se jayda toh aaj kal gold main fayda hai😂😂 sona itna mahenga ho gaya ki pata nhi ankhe kholte 1lakh per chale jaygee .
So satisfying ❤️❤️
Nah, it is not just a emotional decision.. It's about essence of owning a property..
A property which pays monthly rent, value increase year by year, 100% guaranty of selling it at a higher rate.
Also a businessman can look it as future planning for any new business, not now but after 5 or 10 years, if that place gets demand then I won't sell it, I will be looking for the business at that place, now I have my own property, so there won't be any headaches of rent and all.....
Best answer 👍🏻
Also lot of constant parameters including like you will never have a health risk , and you will never stop earning so it's not bad to own things sometimes
Real estate in Growing more than stocks
People need to understand what is money and how it can be generated for themselves.. stocks is a portfolio(captain gains) it's high rewarding and high risk totally depending on the market where as real estate is an asset which can generate passive income on regular basis which then helps one to take loans on those properties to gain more properties
Went through a hell of a succession after father passed away. Every bad you can imagine happened to me . From mother dying due to lack of money to auctioneers trying to sell the properties. Fought hard to and retained majority of the property. Today sister is aboard while I just bought a house for over 1.5cr cash . Because property isn't easily disposable it helps tame decisions . Invest wisely
pure answer❤️
So true same applies for car..
People - ola uber sasti padti h in long run
But bhai jo status car ka h woh ola ka thode..
Wahh last main kya line boli hain!!!🔥🔥🔥
Life is not just about %. Awesome feeling to build ur own house , gives a sense of security, belonging and achievement. After building my house now i bought another plot, no return but the feeling is great, aur appreciation to hai hi. No risk, no time investment and i can devote my time to my job, improve skills and get promotion, increment. Later my boys can build their own house if they need, so they are covered too😊
Life mein peace bhi chahiye!!!
Stock ,business trading sab try krliya and failed badly with loss of 30 lakh but only real estate keep me going.
Ye baat hui dill and dimag se
Real estate in Pune has given a yoy yield of only 0.78 %
Pranjal Kamra.. We. Love you. Guru.. Ji
I am sure he was referring to Mr Ankur Warikoo when he mentioned Excel
Well said SIR
Emotional + Practical is Balanced decision
Purelyyyyyyyyyyyyyy
Best advice one can get..
Finally some intelligence in finance!
Well said...sab kuch financial mein weigh nahi kar sakte and usko hawa deke misguide karna bandh karo logo ko
Very well said
Mere uncle 24 -25 lack ka ghar lete hai or usse 2 -3 saal me 30-35 lack me bech dete h thoda sa kam karake to sir rental kaise acha hua . Real state to bhut profitable business h
25 lakh nahi hai mere paas
real state prices have increased drastically in past that doesn't mean it will increase in future also
Kyoki Average me Stock Market zada Return deta hai. Aur 50 Lakh ki Real Estate Property ko beechna zada mushkil hai 50 Lakh ke Stock beechne se. Kyoki Real Estate me Buyer dhundna padta hai. Aur Real Estate me Direct Investment karne ke liya Paisa zada chahiye.
Bro profitable h pr kafi mushkil bhi h bohot log real estate ke chakkar meh na Jane kitna loan sar pr lekr baithe my father being one of them 😢
@@anantmittal8232 Sahi kaha bhai. Ek Bania Business ke bare me acche se jaanta hai😅
Ankur wariko was not harmed 😂
Having money is biggest mental peace if you buy house on emi then so much risk about continuity of your job and there's risk with house also because if any calamity happens you will run from pillar to tye post for reselling it😂
Real estate is still the best
👍👍👍But sir " Pranjal Kamra" is (10/10 ) in terms of financial advisor.👍👍😄😄
What a answer
Same case with govt job
Ab 10 saal aur ruko government job milna lagbhag band he ho jayenge.
@@surge5240 why bro?
@@ayushmishra3758 privatisation
Sir, sirf sense of security hi nhi, sense of achievement, social status, financial statement jiske wajah se market me kabhi kabhi apka credit bahut zyada bad jaata he. Antilia ke baad Mukesh Ambani barbaad nhi hue.
Bro don't add background music
Apki Baat sun-te-sun te agr music bich aaye to irritation hota hai
Baat sunne ya music 💢💢