Lets Get It Lets Go|Saved $38,700 in 18 weeks $100K Savings Challenge|Cash Envelope|Saving Challenge
ฝัง
- เผยแพร่เมื่อ 8 ก.ย. 2024
- Racing to Retirement
In this video, I am stuffing my 100K challenge! I hope to accomplish the 100K challenge in less than 2 years. I will also save for sinking funds for 2023 and 2024 and 100 envelope challenge. i am a physical therapist working multiple jobs. The money in the video is money that I have earned. i have a 2 income house with my husband.
I would love for you to follow my journey and hope to inspire you to save and also motivate me as well!
hit the subscribe button and leave a comment
#cashenvelopes #cashstuffing #savings #savingschallenges #daveramsey #retirementplanning #retirement #cash envelope
savings #debtfree #debt to Retirement
Amen to that!!!! I told ppl I wanted to buy my house flat cash and thought I was crazy. I started to travel as a Certified Sterile Processing Technician and saved all my money, thanks to my husband, and now I’m ready to go shopping for a $500,000 home to buy flat cash. I will continue to work for my closing cost money and then I for sure will not need a mortgage!!!
May I ask how long it took you to save? Also, is part of that $500k all from you or your husband's income as well?
That is Amazing!!! You are awesome!! When you don't follow the pack everyone think you're crazy until you accomplish what you set out to do!! House shopping here you go!! 🥰🥰🥰 Wonderful
@@MyFunSizeBudget what kind of tea's do you drink because I want more herbal drinks
Congratulations, I don't know you but I am proud of you.
Congratulations! You are phenomenal! 💃🏽
This is awesome! Im saving now also. Wife and i paid our house off at 33 years old, 100% debt free, cars and all. No credit cards. Finally got our net worth to $330,000. Now saving cash and im excited. After 6 month emergency fund, we have $25,000
This is so Fantastic!!!! Yall are weird as Dave would say!!! Dang that's wonderful!! Changing your family tree. Debt gone and now Savings Train, here you come🤑🤑🤑
Awesome job
@@MyFunSizeBudget i love your videos
I hope you put in stocks or mutual fund. I’m a savings you’re losing money to inflation. 😐
We are on the Saving Train . No one is going to stop us and you all rock. Your Mom is amazing 🤩
Savings Train, WOO WOOO. NO ONE
Ebony Lewis, great profile photo! ❤
Everyone just a heads up to be careful, friends can turn against you and rob you. If you tell or show your kids, they are too naive and may mention your savings at school or to other family members and that may raise some scheming from others. I personally would either have another "dummy" safe where theres like $2000 in there in case some robbers come asking where its at, or come up with a diff plan. Stay safe.
Good idea. I have taken everything to the bank and definitely don't show my kids. 🥰
if u can save an average person's entire year's wage in 4 months, ur kids definitely aint going to no ghetto public school where the people find it a necessity to rob u of $40k.
I hope you don't stop this great work sis! This is inspiring thanks for sharing, Living below your means" adjust your lifest, be frugal, budget, save and invest. This helped me out as a 6 figure earner. I've grown half a million in retirement savings with this method
Yes it really is that simple!! When I tell people they are shocked or disappointed. It's not a magic pill! Congratulations on making 6 figures and your awesomely gigantic savings. That's what im talking about 🥳🥳
Congratulations ma'am so happy for you, I'm trying to get started I know it takes consistency to be successful. It's really so hilarious. Sadly there's actually people still living paycheck to paycheck
Great accomplishment keep it going 💯 You said it all right there!
Sonia TX, 32. I Just started at my six figure job after being in and out of the poverty line. I really hope I don't end up like this. I'm scared really scared!!!
Don't panic, start out easy, don't buy things you don't need, budget every money, always save a portion of your pay atleast 5%, Invest from your pay check; it grows and helps you accumulate wealth easily.
Thats awesome! I just found this channel. I just paid off $70k of debt (student loans, my car and 1 credit card), took me 2.5 years. Now I am working to save up all of my money again. I am debt free (besides my mortgage), but I will get there again.
That is sooo Awesome. I love when i hear this. Taking control of your money and having peace of mind. Keep going. You got this
Congrats!
Very inspirational! Anyone can do anything with hard work and dedication. You have shown proof of that. Your mama raised a very smart woman. Great job
Thank you so much!!
I love your Mom’s story! I was a single mom who was also told over and over I couldn’t do this and that- ha! We can do it! Glad I found you! 💛💛💛
Aww thank you!! Yes we can do whatever we put our minds too. I believe that 100%
literally was told this given the fact that i have "single mom status"
Wow this blew my mind. I just started a job where I’m able to get the most money I ever had. I was able to save 5k in a month and I want to stay on that track to get 60j in a year in savings. I survive off 200$ a week and put rest in savings after bills. I tri to do 1k a week but I’m not able to all the time so for the checks I get over the amount I make up for it 😊. I’m so happy I was able to save my first 5k n its only the start. Now I’m going on my third month at the company and I’m loving it!. First month I was not able to save anything due to catching up on previous bills but now it’s going good for me and my family.
That is awesome!! Now you can save a lot and get ahead 🥰🥰
congrats keep it up
@@HEC892 thank you I definitely will 😊
Wow you have no idea how this inspired me. I think about giving up all the time, but then I see videos like this and keep pushing. Thank you!
Thank you. Im leaning on you too because im ready to quit one of my two jobs every week🥴🥴. Two jobs are only temporary. We got this
I can feel on the audit thing. They are trying to get us to go cash free but just swiping can get you in trouble especially with credit card. I like the cash system because when its gone I can't spend unless I grab from other envelope. So it does definitely hold you accountable. Love the cash stuffing definitely helps me stay on point.
Yes i love cash envelopes for personal things because years ago I ran my cc up to $20,000. Never again
I am about to get my first job and i am growing up in a family where there is debt and there is not really room for savings. I have been watching your videos so that i can be on the right path and help towards my college. I am about to make my first little budgeting plan and i am actually soo exited. Doing this makes saving so much easier and a lot more fun so thanks 😊
Omg that is soo wonderful!!! So proud of you. Save,Invest if you can. I believe in you and cheering for you on your savings journey 🥰🥰
I love your moms story. What an inspiring woman!! She was so determined. What a great woman to have as a roll model.
Thank you!! She really is my inspiration
Wow this is amazing! I’m challenging myself to save 40k by December, it’s been a struggle due to my love for perfume & purses. I’m retired at 52 with the federal government so I do have a strong mindset, to set fourth my goal. Thank You For Sharing ❤this is dedication and motivation. 😊
Great goal!! You will be able to save $40,000 by December!!! Oh that was my struggle too years ago. But then i got tired of buying luxury and never wearing it
I love this. I graduated as an LPN in feb.2023 and bridged back in June 2023. I graduate in July 2024. I can't wait to start paying off debt then start saving. This is such an inspiration.❤
Yesss so proud of you!!! Keep living on less and save. Congratulations 🥰🥰
@@MyFunSizeBudget Thank you!
Wow girl look at you!! You had 777 subs a month ago!!! I can relate with you, sometimes I feel like quitting but then again we can’t put our energy listening to the negative comments!! Good for you I’m happy you kept going ❤❤❤
I know!! The Subscribers were just jumping. I'm so happy. Right nothing negative will dim our progress!!
Sometimes the only thing holding you back, is yourself.
exactly!!
You should be so proud of yourself and your mama! I am so glad that I found your channel. I love your positivity and this is great motivation for me to keep going. The small amount I am setting aside will grow and am so excited!!!
Yes, I am very proud of her!! And myself. Inam so happy help motivates you in your savings and your kind words have also motivated me as well! A little over time is a lot!! Consistency is key. You got this
😊
Your Mom was smart to keep the property. I messed up and purchased 3 and sold them after remodeling. I also messed up and put others on 2 of the deeds so I had to sell those because they wanted their profits right away. Now Im back to zero in 10 years and prices are nothing like they were in 2012 when I started.
Oh my goodness. I sold 2 of my properties too and wish i hadn't.. there were great deals then.
As someone who loves to save money, this channel warmed my heart. You have a new subscriber.
Awww thank you so much for the kind words. Im really appreciative ♥️
You and your mom are huge inspirations. I’m working on my funds now so I can be like y’all when I grow up
Awww thank you!! You got it💕💕💕💕
Me 2!
That's my goal....build my homedebt free. Thank you for encouragement. Congratulations to your mom. Everything is impossible until it's DONE.
Thank you so much. Yes mom is a rockstar!! You definitely can build a home debt free but I never even thought of that being a possibility for us regular people until My mom did. So that is a goal for me too!!
And I know your debt free home will be amazing 🥰
You are saving so much! I gotta get back on my grind. Congrats on 1K Subscribers... you did it!
Thank you so much🥰🥰❤️
Thank you for this video I wish you the best this motivated me 😊
You are so welcome!
Congrats to your mom!! You are your mother's daughter, because your discipline is through the roof! Hopefully your channel rubs off on me and mine.
Thank you so much! Sending prayers for health and financial blessings
You work hard by saving this money. You motivate me. I need to save 30,000 to pay off my last credit card. Congratulations to you. ❤❤❤
You got it. Make that budget and throw everything at the CC. You got this dont let anyone distract you with things you don't need🎉🎉. Lets Go
@@MyFunSizeBudget are you on Facebook?
GIIIIRLLLL!!!!! I love seeing all of your money!!!!!! Now I am motivated!!!!!!!! I rarely get motivated watching others in the way I am right now.
Yay!! So happy that I can motivate you!! Awesome. All the kind words motivate me as well🥰🥰
I hope you don’t stop!!! This is very inspirational.. I hope you interview your mom soon. I’d love to hear her story on real estate tax sales.
Thank you so much !! I wont stop. I may bring her on camera once this challenge is over and take this money back to the bank
Girl I feel you, we have a small channel and people get crazy in the comments, take it all with a grain of salt
Lol, right! But have all these ideas for your money🥴
Sheesh ! In abundance to the fullest until it overflows!
🙏🏾🙏🏾🙌🏾
You are so very inspiring! Keep up the great work! Impressive! ❤️
Thank you so much!!
Hello 🤗 I'm new to your channel and I really enjoyed your content, someone people hate on your progress to reach your goal. Because they don't believe in their own method to do the same. Bless you for keeping a positive attitude and know when someone hate on you, you are doing things the right way.
Thank you for joining and yes the internet can be a negative place but thank you to all of the positive people in the world!! 🥰🥰 Savings train!! Lets Go
@@MyFunSizeBudget You are welcome 😁
You are so motivating and encouraging! Thanks for your channel.
Awww thank you so much 🥰🥰🥰
I'm so glad you continued cash stuffing and making videos. You are amazing! Prosperous budgeting!
Thank you so much🥰🥰🥰
I love seeing motivational videos like these to help me budget more. I have not in a few months, but back on track today. I believe people say negative things, due to them not having what someone has. If they spent their time doing money saving challenges, they wound not have time to write hateful comments. I agree with a commenter. It is good to keep at least $400 at home. We were stationed in Misawa, Japan in 2011 and the earthquake happened. No atms we’re available to take money out, commissary was only accepting cash, and my husband and I were saving and took money out to put into our bank overseas., so we had about 600 at home. We’re in Okinawa, Japan now and we do the same thing. I don’t blame you, I rather deposit at the atm. USAA doesn’t have any atm overseas, so we do Navy Federal.
Oh yes you definitely have to keep some cash on hand! Definitely agree with you on the negative comments. Also when people's minds limit them period. They cant see themselves doing it so they are negative towards you🥰🥰 thank you for watching
Just found your channel and I’m inspired all over again! Last month was the first time I like, legit started budgeting and writing down my finances in a lined notebook instead of just constantly checking my account, after a few expenses that went over what I wanted (I had sinking funds I could pull from to keep me green but never again) I realized that I really need to do cash envelopes to keep me accountable! I bought a cute set from Amazon for $6 and it’s gonna come in a few days. I set up my budget and adjusted based on my expenses last month and I still have money to save and to pay down my loans heavily. So I’m excited to see where I end up a year from now! It’s kinda fun when you get it all balanced and the math ends up mathing lol.✨
It sure is fun!!! Budget and don't spend on unnecessary things for convenience!! You got this
You inspire me. I’m hoping to get to this goal one day.
Awww thank you!!
I had to get out a lot of money for an expense one day, and the bank asked me a ton of questions before finally giving me my money. I really did not like that. Even though you’re told not to do this, I prefer having cash at home in a secure location.
They are so nosey!!! I cashed a check a few yrs ago for approximately 9000 for my paid maternity leave and had a ton of questions for me as well. I will be taking this back to the bank soon but only $9000 at a time and deposit most into the atm
Just tell the cashier it's none of her business, but I do like your idea of keeping some cash in the house.
Tellers are not nosey. They don’t care. They’re just doing their job. Lots of money laundering and scam’s happening and more so since Covid.
It sucks to be questioned but they have to have a paper trail of money coming in and going out. Federal regulations can cause a bank to have to pay tons of fees if they allow unlawful things to happen with customers accounts. Those penalties can go into the millions, better safe than sorry.
God bless you and yours. Keep on going on. Don't let other people and their negative thoughts and negativity affect you and your motivation. Thank you for sharing.
Thank you for the encouragement 🥰🥰
That’s a boss lady right there !! I had faith in saving my little change until I seen this notice how she dosent have quarters or change she has real money !!
Thank you Boss man.. a little over a period of time adds up..so save the coins and whatever you have💓
thank you for the message in the beginning and for sharing your mother's testimony. I needed this right at this moment! congratulations
Thank you so much!!
Over $38, in 4 and half months? Wow! That’s amazing girl🙌🏽💃🏽🙌🏽💃🏽🙌🏽💃🏽🙌🏽💃🏽
Im trying!! 🥳🥳
Question is how ?
2 fulltime jobs.
@@nancygodsey8312 lol, thanks Nancy🥰
I paid off a 10,000 Car in 2yrs. Yup anyone can do it...
That's amazing to pay off your car!! What's your next goal?
YEESSSS!!!!!!!!! YOU ARE DOING AMAZING AND KEEP GOING!!!!!
Woohoo, thank you so much
wow, your doing what is hard for most to do. you make saving look fun.
Lol, thank you
I love this even with all the money I make this helped me with management and organization God bless you sister 💯💪🏽
Yes, thank you so much!! Continue to prosper 🙏🏾🙏🏾♥️🥰
Love your channel and your sweet attitude!!!! You’re soooo encouraging
Awww thank you so much!! And thanks for watching!
God bless you and keep prospering you. Thank you God for the wisdom you have given her to bestow on us. Keep up the good-hard work and keep the videos coming.
Thank you, I will
It’s crazy that no matter what you do that’s good some people will still try to out. Negative big in your ear and most of the time it from who closest to you but I love that for you mom and I love that for you!! Keep going new subbie here
Exactly... That's why you can't listen to negative people..all they know is negativity. That is a miserable way to live. Praying for abundance in spiritual, mental, financial and physical
Wow, your mum is amazing VERY well done to her!!!! and to you ♥ thank for great content and support.
Thank you so much for the kind words and thank you for watching
@@MyFunSizeBudget ♥♥♥
Great video, I really enjoyed it😀. Thank you for sharing. Congratulations to you and your mom🎉.
Thank you so much🥰🥰
Cash stuffing is a great way to learn how to save and discipline yourself to stay on a budget. I no longer use the cash stuffing method but I keep my money separated into 4 banking accounts, income, spending, savings, and investing.
Also, if you want to accelerate your savings you can add 5% or so to whatever you spend.
For an example, if I buy a cup of coffee for $3 I'll add 5% on top to bring the total to $3.15 then I'll move the $0.15 into my savings account. This method forces you to save because it's incorporated into your spending.
Thank you for stopping by!! I do have a high yield savings that is separate from my normal bank just so it's harder to access my funds and not spend it. I am a natural spender so, lol. I love the idea of putting an extra 5% to whatever I spend. Great idea!! Love the idea of 4 different bank accounts.
Is it with capital one or another bank
@@MyFunSizeBudget It can be with any bank, personally for me, I use bank of America and I have all my accounts with them (with the exception of my brokerage account) so it's quick and easy to transfer cash between accounts.
I am a spender as well so what helps me is by treating my savings as an expense. If you are really bad with spending you can just take out the cash you need for the week and leave your cards home.
Love it ❤ Very inspiring. Keep up the amazing work 😊
Thank you so much!!
This is the result of saving without stopping.
Exactly saving consistency and not stopping!!
This is so inspiring !!! Thank you for sharing this was motivating to watch !! 💕💕
Just found your channel, I'm a PT too!! just graduated last year with 6 figure loans so I'm trying to pay them off aggressively so I can do this next!
Yes i had 6 figure student loans and it kept me up at night so i worked for 23 months with probably less than 10 days off and paid it off during that time. I lived like i was broke and threw every dime at my loans. I cried when i made the last payment. This was in 2014-2016. You definitely can do it. At the time i was married and had 2 kids. All days i worked weren't full days. Sometimes i would just see.a few patients. I worked multiple jobs in home health setting and or prn
i always tell everyone expecialy my kids that you can do anything you put your mind to .
That's exactly right🥰🥰🥰
Lol... congratulations again! The bank teller will look at you crazy with all that money.
Lol, probably!!
Hey everyone. I'm new to the channel and feel extremely motivated. Also congratulations on your current success. It's my first video-watching. I hope I find some tips on how you have achieved this success.
Welcome, Welcome!!! Thank you for stopping by! I hope my journey inspires you on your journey and vice versa
You’re so positive! I love that.❤
😊 thank you
Loved your peace! And your the highest money challenge I’ve seen! very inspirational! ❤
Aww thank you so much!!! So glad that i could inspire you🥰🥰🙏🏾. Thank you for watching
Wow! 18 weeks! Great Insparation.
Thank you so much for watching!! 🥰
Look at YOUUUUUU!!!! You are TRULY MOTIVATION in human form. Right now you’re encouraging my daughter and I to start saving up our money. I’m a addicted to your videos. Never get discouraged from what people are saying. Stay Blessed hun!! Oan: What kind of work do you do?
Thank you so much. All of the kind words are really a motivation for me too. I am a physical therapist and i work multiple jobs as a physical therapist. I mostly do home health
♥️♥️♥️🎉🎉🎉🎉 waiting for this to dropppp! So happy and love following your journey
Thank you for always cheering me on!!! 🙏🏾
Thank you inspire me to saving even more.... to be honest I start saving when I saw you challenges videos... thank you don't stop... ❤
You are so welcome! So glad you are saving🥰🥰
First time coming across your videos. You're so animated and I love it!!! 😂
Your savings is amazing. Great job! Can't wait to see more videos.
,🤣🤣😆 Im animated because i have kids, my patients love , and it's just who I am. Lol. Thank you for stopping by
This was right on time.
Woohoo, thank you for watching!! Hope you find it motivating
Your mom had a great success story as well!!
Thank you so much🥰
New subbie here! You are very inspiring, so keep it up. Love it
Thank you so much
I love this!!! Im on my $50K journey!! This is so motivating 😊
That's awesome!! Lets prepare and start saving
Yess girl yess!!! ❤❤❤❤❤ I lovvvveee this new subbie for sure and I love the story about your mom, she was a force ❤❤❤
Thank you so much!! Oh yes she definitely is🥰🥰🥰thann you for supporting
YOU GO,, I’m trying to find someone to motivate me, your great thank you !!!!
Thank you for watching!!! What's your goal?!!
Wow, this is so inspiring. Great job.
Thank you so much 🥰🥰
Thank you for your channel. This is awesome to see that you have money management skills. We can all learn good habits such as this. Kudos to you!!!
Thank you so much!! Save now and retire early 🥰 thank you for watching!!
New sub here. I agree. I worry too much about what everybody else thinks. I have to overcome that. LOL
yes, we are shutting all of the negative out
Love the channel name The Cash Stuffing Realtor. I should rename my channel The Cash Stuffing Gambler when I start my cash stuffing journey 😊😁
Keep going in the right way and invest it in real state. God bless you
Yes i also have real estate and sold a property last year. Thank you for watching
@@MyFunSizeBudgetYou are amazing, one in a million lucky your husband
Congratulations 🎉🎊 newly subscribed to your channel. I am going to get back on my grind. Thank you for your inspiration!!! Saving for my new home in 2024🙏🏽 God bless and keep you and your family🙏🏽❤️⭐️
Yay on your new house!!! How much are you saving for it?
Dang, I wish my mom made financial descisions like your mom. Geesh. She's 64 and literally has nothing. So much grief growing up with her.
I see a lot of my patients in the same situation and it's sad. And most expect their kids to help with all expenses and caregiving. And the kids are overwhelmed with their own bills.
Changing your family tree can start with you!! You got this
Great video! And love the positive vibes!🎉🎉🎉🎉
Thanks so much and thank you for watching 🥰
I’m so proud of you young lady! This is amazing
Thank you so much🥰🥰🥰
Thank you for the inspiring message in the intro!! Was really nice to hear :)
Thank you so much!! Thank you for watching
I really enjoyed your video what I have learned is consists from my experience.
Yes consistency is the key🥰🥰
This is very risky as anyone can steal your cash, or it can burn in a fire, you can misplace it etc... best to put it in a HYS account like Ally where you earn 3-4% interest. If you have $100k in savings you will make over $300 a month just to have your money in that account...
I have addressed this in every video. I already know this
Yeah and you have to pay the IRS on what you made on interest. On money that we already paid taxes on. They don't leave us alone. Very hard to get anywhere in this country.
I keep $100 cash in my wallet, the rest is in checking and a HYS wit synchrony at 4.8% right now
So glad I found this page.
I'm glad to have you 🥰
Thank you for sharing this video! You are an inspiration! ❤❤❤
You are so welcome! Thank you for watching 🥰
There's always haters no matter what you do. We don't all agree in the world and we won't because we are all individuals.
Right and some people on the internet say some mean things to people they don't even know. I just keep being positive and enjoying life
Oh wowwwww
Wow your mama is a great example for all of us!
Wow thank you for the kind comment!!
Yes to the goals. Your mom did that-debt free home. New subbie
Thank you sooo much!! 💕💕
Lot of money😮😮😮😮
This why I don't say anything. Just work on you and your goals. Shocking the doubters is more fun anyway.
I am not saying anything to people I know. I wanted to make this journey for myself and to inspire others. I didn't think of the negative people this would attract just by counting money. I will just stay positive and keep moving. Thank you for watching but you are right
Great advice and great content. New viewer here. Wishing you tremendous success 🍀 🍀
Thank you so much!! 🥰
Hello there, new subbie here. 🙋🏻♀️
You did great, such an inspiration.
Love your cherry 🍒 cup.
Enjoyed your video ❤
Aww thank you so much
I am LOVING what you have going on!
Im trying to work it 🥰🥰
So glad I found your channel
Yayyyy, thank you for stopping by💕💕💕
Omg i love the cherries!! 🍒
THIS WAS SUCH AN AWESOME VIDEO. THE TRANSPARENCY SHARED. THANK YOU. NEW SUBBIE.
Yes ma'am!! Thank you so much for watching 🥰🥰
Amen to that.
Thank you Amen
@@MyFunSizeBudget you’re welcome! 🙏🏾
Run it up Queen! I love it!
Thank you so much🥰
Hello I’m a new subscriber watching from Lake Los Angeles California.Enjoyed your Video
Thank you for watching!! 🥰🥰🥰