Easy Savings Challenges To Try In 2024 (SAVE $1,000 TO $20,000)
ฝัง
- เผยแพร่เมื่อ 30 พ.ค. 2024
- 💰 Savings Challenge Bundle ➝ shop.penniesnotperfection.com...
💰 Save $20,000 In One Year ➝ shop.penniesnotperfection.com...
💰 Impulse Spending Tracker ➝ shop.penniesnotperfection.com...
💰 Money Printables Library (ALL Printables) ➝ shop.penniesnotperfection.com...
Savings challenges can make saving money easier and more fun. It's one of the best way to hit all your savings goals and actually achieve the amount of money you want to save. Keeping your goals visual and having these challenges in front of you guarantees you will hit your savings goals.
Savings challenges discussed:
- Save $1,000 In 30 Days
- 52 Week Savings Challenge
- 52 Week $20 Savings Challenge
- Save $10,000 In One Year
- Save $20,000 In One Year
➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝
FREE MONEY*!
SAVINGS:
⭐️ Rakuten (Cash back app - $30 BONUS) ➝ penniesnotperfection.com/Rakuten
⭐️ Fetch Rewards (Receipt scans app, $2 referral code, MV7RR) ➝ bit.ly/2G0vEtZ
INVESTING:
⭐️ M1 Finance (Investing, $30 BONUS) ➝ penniesnotperfection.com/M1Re...
⭐️ Cash App (Send money & invest, $5 BONUS) ➝ cash.app/app/MGVXTLR
CREDIT CARDS:
⭐️ The credit card I am using now ($800 BONUS) ➝ penniesnotperfection.com/CCSa...
⭐️ The credit card I normally use ($200 BONUS) ➝ penniesnotperfection.com/CCFr...
➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝
CONTACT ME:
🔹 Website: penniesnotperfection.com
🔹 Shop: penniesnotperfection.com/shop/
🔹 Buy Me A Coffee: www.buymeacoffee.com/youtubep...
🔹 Instagram: / penniesnotperfection
Mary
P.O. Box 240981
Memphis, TN 38124
➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝
**The information provided should not be relied upon as investment advice or recommendations, does not constitute a solicitation to buy or sell securities and should not be considered specific legal, investment or tax advice. Investing entails risk, including the possible loss of principal, and there is no assurance that the investment will provide positive performance over any period of time. I am not a professional and this channel is for entertainment purposes only. Do your own research!!
*Affiliate links. I get commissions for purchases you make through links shown here. It doesn't affect your purchase in any way and the commissions help support this channel. I only recommend items I personally use and appreciate the opportunity to share.
How much money do you want to save in 2022??
💰 Savings Challenge Bundle ➝ shop.penniesnotperfection.com/products/saving-challenges-trackers-printable-bundle
💰 Save $20,000 In One Year ➝ shop.penniesnotperfection.com/products/20000-dollar-savings-challenge-tracker-printable
💰 Money Printables Library ➝ shop.penniesnotperfection.com/products/money-printables-shop-bundle
1 million😅 but i can go for the $20,000 ☺️
$1000 for an emergency fund and $10 000 for a car.
I’m doing the 20,000$ challenge
i want 100k in the bank this year.
I want a few thousand... I'll take $2k but shoot for 10k
My sister and I just completed a 10K saving challenge. YAY US!!! We're doing it again for 2022, but this I'm shooting for 13K! Wish me BLESSING!
Amazing!
Much blessings to you
Can you share the 10k savings plan?
Please share the 10k savings
@@MD-sv2fy sure. Just Google 10K saving challenge and there will be plenty of challenges that you can choose from. Choose one that works best for your finances or situation. I printed one that fit my situation, made my weekly installments faithfully an in end the end I had saved ten!
Using smaller challenges to fund larger has been a game changer for me.
A few decades ago, I read an article about a couple who wanted to curb their spending, especially impulse buying. This was before cell phones, iPad's, etc., so they got a 50 cent little notebook to carry around with them. Every time they resisted an impulse buy, they wrote the amount of it in the little notebook. It could be big or little....they counted all. At the end of the year, they added up the total of all they had resisted buying. It came to $25,000. That was hard to believe, so I decided to check it for myself. I did the same thing, with a little notebook, keeping track of all impulse purchases I resisted. At 6 months in, I counted up all I had NOT spent. It was $6500. So, by the end of the year, it was at the same amount: $25,000.
So, of course, I love your savings tracker for not spending. It's genius!
It's crazy right?!?! Most of us don't pay attention to the impulse purchases and they drastically add up.
👌🏾
I love the $10,000 in a year because electing to put away a small amount when you don’t have very much is considerate. I’m going to try it.
Yay!
Just a suggestion - I think a "$1,000 in ___ Days" would be great too, as it would me more inclusive of people who may not be able to save $1000 in *30* days. Having that line to let someone fill it in themselves with however many days could be fun!
Good idea! I will add that one!
Like me I have less than 1000 a month to cover everything 😂
I created a version of this here: shop.penniesnotperfection.com/products/1-000-money-savings-challenge-tracker
Thanks for the suggestion! :)
@@PenniesNotPerfection thanks so much for taking my suggestion! I'll be buying a copy soon :)
Save 450 -100 a week!!! Daaaang ..I'll need a savings challenge for that saving challenge
I'm doing a $6,000 challenge for 2022. $500 a month is going to be hard, specifically since my student loans go back into repayment in February. But I'm going to work on building up my side hustles to help accomplish that goal.
Nice! I'm going to be doing a $6,000 one for my Roth IRA! I didn't include that in the video since I'll be showing it in like every video for months lol.
So excited! I ordered a $20,000 savings challenge as we are trying to save up for a down payment on a new home thank you so much for your creativity!
Yay!!!
Yay!!!
Loving this new year perspective! My daughter turns 18 at the end of May so my goal is for her to start, and max out a Roth IRA. Imagine how wealthy we would all be if we had done that? Cheers to all our goals! Fresh start. :)
I have devised an unique savings plan, and that is to save 100 notes of every money denomination.
So 100 of the ones, 100 of the fives and so on. By the time you do every denominations, you'll
wind up with $18,600. I just started and all I have so far is 100 of the ones, and 24 of the fives.
Next pay, I'll be getting a bunch more of the fives to add to the stack. Then once I accumulated
100 notes of a particular denomination, I'll put a money label around it. Can't wait to save. It's
addictive.
I've been doing this for a while, and it has come in handy. I have been able to cover several car repairs. I'm back to starting my tens.
$20 per week for 52 weeks sounds great. I kinda wanna do it for 2022 - until next Christmas. But I really need to stop spending impulsively
It can be hard to break the impulse spending habit!
I definitely need to curb my impulse spending. It tends to get me in trouble easily. Love the different style trackers!
Love the $20 a week challenge!!!🙌🏾
I've just started saving for my forever home. My avg household income is 2400/wk I've consolidated all my bills, personal spending, and sinking funds to less than 900/wk for our family of 7. In 2 weeks I've put back almost $3100. Really hoping to be able to just make a lump sum payment so I wont have debt when I buy a house. Wish me luck!
This is my first time saving. I'm going to challenge myself this year to save $20,000. Thank You So much!
I want the ‘wanted to spend’ challenge because lawd knows my urges this time of year is expensive
Same!!! That’s originally why I created that… cause I’m the problem! 🤣
I'm a student but I'm going for that 10k saving challenge for 3 months only. I will come back in January to update you all❤️
Thank you
Excellent. Thank you!
Thank you 😊
I love all of these challenges you have created 🤩🙏🏾
Thank you!
love love love this! so inspirational! 🙌 saving has been stressing me out so much lately, nevertheless i kept my autotransfer going and luckily am still saving about 41% of my after tax income. 🙌 trying so hard to improve. thank you for providing so much motivation and making it flexible for ANY income level! 🙌🙏 hope you and the family are well! happy holidays! 🙌🙌
Great challenges! Love the idea of tracking the impulse spending. 💚😊
Where do you get your challenge paper
Thank u this actually helped🙏
Oh my goodness thank you so much for taking the time to create these worksheets and share this video! I will be using these to encourage my savings habits
You are so welcome!
@@PenniesNotPerfection so far I was able to save 4 weeks worth and then had unexpected vehicle repairs to make. I am so thankful I watched your video and used your worksheets
Love all of your challenges!
Thank you!
Just made my purchases for your saving challenges. I’m enjoying watching your progress and mine on our financial journeys. Hope you had a wonderful Thanksgiving and that you have a really great Saint Nicholas day this weekend. I know not everyone celebrates it. But he’s really fun to do with little kids in your daughters age. They put their shoe out the night before and in the morning they wake up to a special treat from St. Nicholas.
Oh that's cute! I've celebrated it in the past with giving/donation type activities. I like the shoe one, penny would love that. Thank you for getting the challenges! I hope they help you!
This is awesome! Thank you! Please keep coming up with different ways like this 👍🏽🤙🏽
I will! Let me know if you have specific requests! 😊
I love these challenges!
They are so fun!
Thanks
this helped a lot thx
I am looking to start one of these this jan 2022. I an so happy that /I found your channel! I am almost done paying off some debt, and need some challenges to motivate me! :)
Yay!! So glad you are here.
I’ve never watched these type of videos on the assumption they don’t work. But all your advice looks realistically helpful. I’ve lost a lot recently towards the end of this year and may try one of these challenges when 2023 comes. Thanks so much:)
I'm so glad!
Love the savings challenges 😍.
Thank you Just purchased a $20,000 one
Hi Mary! What a great idea!! I am going to go for the $20,000 for the year. I want to pay cash for a new electric car…. Probably in 2 years (or less). Thank you for making this fun! Merry Christmas to you and your family. 🎄🎁🤗
Great idea! I want an electric bike.
Love this idea!
I started the 52 week challenge to see if I can do it. Never did cash stuffing before but I did order a system from Amazon. I'm also going to do a 90-day challenge to save $1500 for a trip later this year to visit my family. Love your vids. Have viewed others but this one really I really like - subscriber now - thank you!
You can do it!
awesome! 🔥
Im going for the 20k challenge!!! Ill update whenever i can
Thank you soo much ☺️☺️☺️🎉🎉🎉🎉
I'm so ready for this year I was just thinking about doing a 20 dollar challenge
Great video and challenge, I'm about to start a long-term challenge myself
I wàtched a lot of videos añd your video out of all videos was very helpful I can't wait to start in shaa Allah
So glad I found your channel your advice seems fun and great can’t wait to pick a savings challenge 👍🏾
Welcome! So excited to have you!
Brilliant Mary 👍👏⭐
Thank you!
Great options and great video! Thank you!
Thanks!
Great video, I want to try the 10k challenge.
These are some really really good saving challenges $1000 in a month would be really challenging here to do but I see where you’re coming from on that especially somebody Hass to save up extremely quickly that is amazing but I like all of them
For sure! Some people can do it and others can’t. That’s why I try to create a range. Saving $1,000 in a year is good too. It’s all about figuring out a way to save that fits your ability and needs.
Thanks for increasing my knowledge in personal finance, I recently subscribed to your channel. I want to give a big shout-out to all those working tirelessly to earn a living and build wealth during this recession. My husband and I are both retired and debt-free, and we're living smart and frugal with our money. Despite the recession, we're still earning passive income thanks to our savings and investments in the financial market. Investing lifestyle has enabled us to earn a steady monthly income through passive means, and we're grateful for it!!!
Another point to savings challenges. You have to make more money than you want to save. Some people wanting to save a huge amount of money are forgetting that they need to earn that much to begin with. In order to save 1K in a month, you need to have that much money free to put aside in a month. It's obvious to some of us, but I just had this conversation with some coworkers and you'd be surprised to see how many people didn't put those two together.
Live this ill do these
One of these charts is definitely going to be my Christmas present to myself!
Hope you enjoy it!
❤ this!
Just subscribed. My guy and I have a bet (stakes are servant for a week) over who can save more for 2022. Your channel is helping me win. Thanks for the tips
Thanks for the sub! That's a really fun bet, maybe I could get my husband to do that cause we are both soo competitive!
@@PenniesNotPerfection Fun if I win lol. Its all in fun but I sure will put him to work ;) Do you think your husband would agree to such a bet?
Thank you for your video am going to do this challenge am going to check out your website
Wow 🤩 that’s great 😃 idea .
I am just waiting on my envelope so I can get started. Great video.
Great suggestions! Never heard of the impulse buy one, that sounds really interesting!
It's so good! It really works for me!
Great video!!
Thanks!
This is a great channel you are scaling, I enjoyed the content here. It is so important for someone's mindset to change before they really begin their financial journey. Then once saving becomes the norm, investing is PARAMOUNT... For example, simply saving in today's market will actually kill your hard work...
Love ❤️ it
This is so awesome. I’m gonna use this to build up my luxury purchases fund!
Hello, I am a new follower. I am listening while at work! I love saving challenges but can only do 2 right now cause we are on the debt-free journey.
Welcome!!
I appreciate your approach to teaching.. To my understanding this just proves how much we need an edge as investors because playing the market like everyone else just isn’t good enough, we just need to hold onto our hopes and wait to see how things turn out because market movements are almost always unpredictable. In my portfolio, I'm noticing more red than green.
I Like Your Saving Challenge Videos..
The "This week I wanted to buy" challenge is so clever!!
It’s one of my favorites to do during a season when I spend too much hah
When rent cos 97% of my income, I rely on people to offer me food to eat now days, don't know how to save when I don't even get money for food. Lol.... I pay all my bills and rent before my own wants. And now I'm wasting away
Hey im looking to buy this and will print it can i change the size of the paper to make it fit a smaller binder like the a6 binder ? 8.5x11 is fairly big sheets
Cool
Great video ♥️
Thank you!!
I love money challenges. I get paid biweekly so i have to do a 26 week chart
I really like it alot ☺💕🙏
Very nice 👍
Thank you! Cheers!
I love, love, LOVE the “I wanted to spend $___ this week savings challenge! This makes being focused and disciplined much easier and gives me very tangible, obvious rewards that instant gratification when saving. Such a great idea! Thank you for sharing!!!
You are so welcome!
Oh the impulse challenge!
It’s one of the hardest!
Omg why have you not been in my feed forever. Catching up on all your recent viddddss hope you’re well!
Thank you! Yeah TH-cam has changed the algorithm some and even people you want to see don’t show up… a few of my fellow creators have the same issue and I don’t know why. So glad to see your comment tho! ❤️❤️
I'm definitely going to do the 52 💪week challenge!
Woohoo!!! Do it!
New subbie 😊 Here watching and loving it🎉❤
Welcome!!
I love this video 💪 👏💛
Thank you!!
Just started the 1000 dollar challenge! I need to make it a month or 2 maximum. When I will succeed, I will work on the 10000, it’s hard!
You can do it!
I'm gonna attempt the 1k in 30 days for a starter emergency fund :) Except I'm giving myself 60 days because I'm only working part time due to school. Thanks for this great idea!
Great plan! Having any level of emergency fund is a great goal to work on.
We will save the child support from the gouverment and 2 euros and 5 euros each week. And we will save the money we get from foodshopping each week. We have a goal with renovating our home and save money for my daughters future. I dont know how much it will be but we will see. I have learned we dont know what it will be at the end of the year be i know it will be a nice amount. My husband has an own company in gardening and we dont know how busy it will get the upcoming year so. I will be saving what i can.
I am currently doing the basic 52 week challenge to rebuild my savings and I have it set up to where the weeks ammount automatically goes into my savings so that I don't have to worry about having cash on hand and so it will build some interest and to get more dividens I will be supplmenting that with a 30 day money challenge which I will have 500 at the end if it which will be more spread out so I don't spread myself thin so I have set a goal to have half of that 30 day challenge done by the end of the quarter since my bank compounds interest quarterly and then complete the other half of the 30 day challenge by the end of the second quarter and I will of course supplement with other side deposits or combine challenges like I am now.
Smart!!
Any saving challenges for semi-monthly pay periods (24 checks/yr)?
Not currently but you can always double up and do two circles per pay period
treat right
I really want to find a challange that's in dollars but save it in Mexican Pesos. But 150$ is 3,000, a lot more than what i make in a week :(
Trying to understand the 52 weeks challenge u save 1 the 2 5hen u keep moving up
I'm really into this and looking into more.. think you can do one for 15k? Also I love your enthusiasm and the energy, send me a message and maybe a story on what helped you start this for yourself?
I have some for $15k!
Here's the weekly: shop.penniesnotperfection.com/products/15000-biweekly-savings-challenge
Here's the biweekly: shop.penniesnotperfection.com/products/15-000-in-one-year-savings-challenge-tracker-printable
Are these challenges for weekly for biweekly pay
They can be for either! The 52 week ones are based on weekly amounts but if you want to adjust to biweekly you could do two at a time.
Wgere u get the cards
Hello I don't know If those saving challenge can work to people with low income?
Some of the lower ones do! Maybe you aim to save $1,000 for the year instead of the bigger numbers. Or you can even just stretch out the goal if you need to. Any amount saved is good.
I purchased your saving bundle. Maybe I’m slow but I’m not sure how it works. If I want to save 5,000 and I doing a daily contribution specified on the sheet?
They have a line at the bottom of each sheet that says how to use them, for example the $5,000 one year savings challenge says "pick a circle each week: save the amount and color in the circle." Most of them are set up to be weekly contribution for a whole year! The only daily contribution ones are the 30 day challenges which are more EXTREME than all the others. On weekly contribution ones, some people get paid biweekly and just do two per paycheck. Hope that helps!! I can add some more videos on how to do them as well.
Thank you for your response I’m very grateful. There were no instructions on mine. But thanks so much for your help, I LOVE you videos, thanks for sharing your knowledge 🙏🏽
Do you have printable that are for biweekly
You can do any of these biweekly by doing two at a time. But I’m going to make some biweekly in the new year since people have been asking. ❤️
I get paid biweekly so how will it work with me
How do you do the daily if you're paid biweekly?
You mean the weekly? You do 2 per paycheck. But I’m also about to share biweekly versions this week!
@@PenniesNotPerfection Like the 1000 in 30 days challenge. Do you have tips on that if you're paid biweekly?
How do I get these sheets?
They are available at shop.penniesnotperfection.com
Do you have a bi-weekly plan? My husband and I split the savings per paycheck.
Yes! This video shows the biweekly ones BIWEEKLY Savings Challenges For 2023 (Save $1,000 to $30,000 In 1 Year)
th-cam.com/video/oP1zwqrUVZM/w-d-xo.html
How on earth do you save money per day?? Like I only get paid once a week and buy the time budget for gas and food, nothing else I don't have any left over to do these challenges. I am on a strict budget.
The only ones that are per day are just 30 day challenges. They are a CHALLENGE and not something most people do continually. Almost all of these are set up as weekly savings challenges to do over on year. If you don't have extra to do savings challenges that's ok too! They aren't necessary. As long as you have savings in your budget you are doing great!
What app is this where I can color how much I saved it
It’s my printables being used in GoodNotes app!