How to Save $100,000 Cash in 3 Years

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  • เผยแพร่เมื่อ 5 พ.ค. 2024
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    About this episode:
    In today’s video, find out some real ways to save a bunch of money fast that don’t have anything to do with joining an MLM or cutting avocado toast out of your budget. You’re welcome.
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ความคิดเห็น • 934

  • @CarlosMijo
    @CarlosMijo วันที่ผ่านมา +1489

    With markets tumbling, inflation soaring, the Fed imposing large interest-rate hike, while treasury yields are rising rapidly-which means more red ink for portfolios this quarter. How can I profit from the current volatile market, I'm still at a crossroads deciding if to liquidate my $125k bond/stocck portfoli0

    • @ThelmaGreese
      @ThelmaGreese วันที่ผ่านมา

      Right, I've been in constant touch with a fiinancial-analyst since covid . You know these days it's really easy to buy into trending stock`s, but the task is determining when to buy or sell . My advisorr decides entry and exit commands on my portfoliio, I've accrued over $300k from an initially stagnant reserve of $150K.

    • @KarimRazaak
      @KarimRazaak วันที่ผ่านมา

      please I want to invest but I don't know any F/A that can help me, can you leave behind the info of the lady you just mentioned?

    • @KarimRazaak
      @KarimRazaak วันที่ผ่านมา

      She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing

    • @BrendaWheels
      @BrendaWheels วันที่ผ่านมา

      Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.

  • @SlParkerlee
    @SlParkerlee 6 วันที่ผ่านมา +1682

    80% equities 20% cash. I plan to take advantage of the s&p 500 as leading indicators predict above 10% rise by this year, my only issue is how to properly allocate a large stock/bond portfolio for substantial gains at minimum risk.

    • @SaintYvess
      @SaintYvess 6 วันที่ผ่านมา +1

      It’s important to do your own research and consult with a financial advisor before making any investment decisions.

    • @hullbruce
      @hullbruce 6 วันที่ผ่านมา +2

      I agree, having a brokerage advisor for investing is genius! Amidst the financial crisis in 2008, I was really having investing nightmare prior touching base with a advisor. In a nutshell, i've accrued over $850,000 with the help of my advisor from an initial $150,000 investment.

    • @Emily-le2op
      @Emily-le2op 6 วันที่ผ่านมา +1

      Who is this person guiding you and how can i reach he/she?

    • @hullbruce
      @hullbruce 6 วันที่ผ่านมา +1

      My advisor is a lady and goes by the name Melissa Jean Talingda I suggest you look her up. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.

    • @hullbruce
      @hullbruce 6 วันที่ผ่านมา +1

      My advisor is a lady and goes by the name Melissa Jean Talingda I suggest you look her up. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.

  • @mohican-jx6fx
    @mohican-jx6fx 3 วันที่ผ่านมา +1766

    I'm a total beginner but it's hard for me to build confidence. I want to invest 70k over a one month span, but I want to be strategic about doing it. Any stock suggestions?

    • @albacus2400BC
      @albacus2400BC 3 วันที่ผ่านมา +4

      This is really not as difficult as many people presume it to be. It requires a certain level of diligence, which ordinary investors lack, so a financial advisor often comes in very handy. That is how make huge profits in the market.

    • @cloudyblaze7916
      @cloudyblaze7916 3 วันที่ผ่านมา +2

      I agree. There's a lot of potential in the market. My friend introduced me to a financial advisor in 2021, and even though I was skeptical, I went on. I finally was making enough monthly dividend to quit my soulless job and pursue my dream to start a restaurant in New Jersey.

    • @FeelMyTruth
      @FeelMyTruth 3 วันที่ผ่านมา +2

      That's really great. I've tried doing some research myself to hire a financial advisor, but it's really overwhelming. Could you recommend who you work with, please?

    • @cloudyblaze7916
      @cloudyblaze7916 3 วันที่ผ่านมา +1

      Sharon Lynne Hart is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment.

    • @gregorywhem
      @gregorywhem 3 วันที่ผ่านมา

      Thank you for the recommendation. I'll check her out, and I hope I'm able to reach her.

  • @champhallier8468
    @champhallier8468 6 วันที่ผ่านมา +1747

    I sometimes wonder how successful investors manage to accumulate enormous wealth from their investment endeavours because I am an avid investor. I currently have equity from a recent house sale that exceeds $545K, but I'm not sure what to do with my money next. Is now the right moment to buy stocks, or should I wait for a better opportunity?

    • @ChristopherDavies_
      @ChristopherDavies_ 6 วันที่ผ่านมา +6

      Just because there are opportunities in the market doesn’t mean you should go in blindly. To understand the potential factors that contribute to your financial growth, I'll advise you to seek the help of a professional.

    • @EthanBrown_23
      @EthanBrown_23 2 วันที่ผ่านมา +2

      Undeniably factual. Despite my absence of prior investing acumen, I ventured into investments pre-pandemic and managed to amass a profit of about $450k within that year. Essentially, I solely relied on professional counsel.

    • @SarahTaylor_
      @SarahTaylor_ 2 วันที่ผ่านมา +2

      Please who is this consultant ?

    • @EthanBrown_23
      @EthanBrown_23 2 วันที่ผ่านมา +2

      'Laurelyn Gross Pohlmeier' is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

    • @RobertBrown..
      @RobertBrown.. 2 วันที่ผ่านมา +1

      I searched for her complete name on the internet and located her page. I then sent an email and scheduled a meeting to converse with her; now, I'm awaiting her response.

  • @bernadofelix
    @bernadofelix 16 วันที่ผ่านมา +1554

    In these uncertain times, it's more important than ever to have a solid understanding of how to manage your finances, invest wisely and navigate economic downturns. But my primary concern is how to grow my reserve of $240k which has been sitting duck since forever with zero to no gains, sure I'm all in on the long term game, but with my savings are lying waste to inflation and my portfolio losing gains everyday, I need a remedy.

    • @Hectorkante
      @Hectorkante 16 วันที่ผ่านมา +5

      If you need advice, consider speaking with a financial advisor. Don't get me wrong, you can do it on your own, but financial advisors have a lot more knowledge and expertise in this area.

    • @KarenLavia
      @KarenLavia 16 วันที่ผ่านมา +3

      you are completely right, Advisors have information and paths that are not disclosed to the public.. I profited £560k in 2022 under the tutelage of my Fiduciary-counselor. Am I selling? Absolutely not.. I am going to sit back and observe how this all plays out.

    • @jones9-
      @jones9- 16 วันที่ผ่านมา +3

      That's impressive! I could really use the expertise of this manager for my dwindling portfolio. Who’s the professional guiding you?

    • @KarenLavia
      @KarenLavia 16 วันที่ผ่านมา +2

      Finding financial advisors like Melissa Terri Swayne who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

    • @EddyAgnes-vy4kp
      @EddyAgnes-vy4kp 16 วันที่ผ่านมา +2

      I checked Melissa up out of curiosity and i must say i am impressed by her Credentials. i emailed her already, waiting on her response.

  • @AminaCasazza
    @AminaCasazza 27 วันที่ผ่านมา +1481

    I'm 49 and earn about £2M ($2.5M) per year and save about 30% in HYSA's. I've been reading a lot of articles mentioning how w0rthless 'cash savings' are in this current unstable economy. D0 you suggest I invst in real estate, stocks or Gold?

    • @KateEngdahl
      @KateEngdahl 27 วันที่ผ่านมา +3

      A consistent 5% return from the bank and US securities sounds better to me than worrying about losing your money if the stock market falls. Also consider financial advisory with the size of your budget.

    • @GabrielZi-xr6zc
      @GabrielZi-xr6zc 27 วันที่ผ่านมา +2

      The issue is most people have the "I want to do it myself mentality" but not equipped enough for a crash, hence get burnt, no offense. In general, Financial Consultants are ideal reps for investing jobs, and at firsthand encounter, since Jan.2020, amidst covid outbreak, my portfolio has yielded massively in ROI, summing up to 7-figures as of today.

    • @HilaryPhan
      @HilaryPhan 27 วันที่ผ่านมา +2

      Please can you leave the info of your lnvestment advsor here? I’m in dire need for one

    • @GabrielZi-xr6zc
      @GabrielZi-xr6zc 27 วันที่ผ่านมา +2

      She goes by ‘’Marisa breton Dollard ” I suggest you look her up. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.

    • @HilaryPhan
      @HilaryPhan 27 วันที่ผ่านมา +2

      Thank you for sharing, I must say, Marisa breton Dollard appears to be quite knowledgeable. After coming across her web page, I went through her resume and it was quite impressive. I reached out and scheduled a call

  • @AartFiona
    @AartFiona 6 วันที่ผ่านมา +185

    I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Charlotte Miller.

    • @fameswap-dq5eo
      @fameswap-dq5eo 6 วันที่ผ่านมา +2

      She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states

    • @GrozaGroza-ko7fn
      @GrozaGroza-ko7fn 6 วันที่ผ่านมา +2

      I'm surprised that you just mentioned and recommended Charlotte Miller, I met her at a conference in 2018 and we have been working together ever since.

    • @ambinelson
      @ambinelson 6 วันที่ผ่านมา +2

      I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills

    • @SaadmaanShohid
      @SaadmaanShohid 6 วันที่ผ่านมา +1

      I'm new at this, please how can I reach her?

    • @ValentinAntonio-wo3vb
      @ValentinAntonio-wo3vb 6 วันที่ผ่านมา +1

      The very first time we tried, we invested $1000 and after a week, we received $5500. That really helped us a lot to pay up our bills.

  • @Baldwin321
    @Baldwin321 24 วันที่ผ่านมา +514

    I believe investors should focus on under-the-radar stocks, especially given the present rollercoaster nature of the stock market. 35% of my $270,000 portfolio consists of collapsing stocks that were previously respected, and I don't know where to go from here.

    • @Alden457
      @Alden457 24 วันที่ผ่านมา

      Safest approach i feel to tackle it is to diversify investments. By spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown. its important to seek the guidance of an expert

    • @Christian67337
      @Christian67337 24 วันที่ผ่านมา

      It's true that many people underestimate the importance of advisers until their own feelings burn them out. A few summers ago, following an ongoing divorce, I needed a significant push to keep my company afloat. I looked for licensed advisors and found someone with outstanding qualifications. She has contributed to my reserve increasing from $275k to $850k regardless of inflation.

    • @Annie56427
      @Annie56427 24 วันที่ผ่านมา

      How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?

    • @Christian67337
      @Christian67337 24 วันที่ผ่านมา

      @@Annie56427 ‘Marisa Michelle Litwinsky’ is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

    • @Annie56427
      @Annie56427 24 วันที่ผ่านมา

      Litwinsky has the appearance of being a great authority in her profession. I looked her up online and found her website, which I reviewed and went through to learn more about her credentials, academic background, and employment. She has a fiduciary duty to protect my best interests. I sent her an email outlining my objectives and also booked a session with her; thanks for sharing.

  • @Doracox22
    @Doracox22 หลายเดือนก่อน +1257

    Net worth truly snowballs after $100k! Keep investing regularly and you'll be blown away how much it can change in a few short years. Here's to $1 million and to FIRE!

    • @skitakaujou
      @skitakaujou หลายเดือนก่อน

      @thelooseseal In Korea, if you have $700k, you can invest it in stocks and receive about 2,000 dollars for living expenses after retire. But as far as I know living in the US is very expensive. How much minimum retirement savings do Americans need to be safe?

    • @UpYourArsenal
      @UpYourArsenal หลายเดือนก่อน

      ​@@skitakaujouThis is a bot scammer account. Don't engage

  • @EliWesley.0
    @EliWesley.0 17 วันที่ผ่านมา +25

    I Hit 110k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started last month 2024. Financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject. thanks to Louise O'Brien for helping me achieve this ..

    • @Alfredtaffa
      @Alfredtaffa 17 วันที่ผ่านมา +1

      I've heard a lot about her. Please how do I contact Louise O'Brien?

    • @EliWesley.0
      @EliWesley.0 17 วันที่ผ่านมา +2

      SHE IS ON TELE GRAM.

    • @EliWesley.0
      @EliWesley.0 17 วันที่ผ่านมา +2

      She communicates on telegram..

    • @EliWesley.0
      @EliWesley.0 17 วันที่ผ่านมา +3

      @ATLouise55 ..that's it .

    • @EliWesley.0
      @EliWesley.0 17 วันที่ผ่านมา +2

      That’s her user-name

  • @bobbymainz1160
    @bobbymainz1160 หลายเดือนก่อน +1197

    Financial management is a vital subject that many avoid, often leading to future regrets.

    • @alexyoung3126
      @alexyoung3126 หลายเดือนก่อน +5

      Absolutely, financial management is crucial for long-term stability and peace of mind. Avoiding it can lead to missed opportunities and financial difficulties. It's never too late to start managing your finances wisely and securing your future.

    • @jameswood9772
      @jameswood9772 หลายเดือนก่อน +1

      Financial management is crucial for long-term stability and peace of mind. Avoiding it can lead to missed opportunities and financial difficulties. Working with a financial adviser has really helped me get on the right track and secure my future.

    • @johnlennon232
      @johnlennon232 หลายเดือนก่อน +2

      It's great to hear how beneficial working with a financial adviser has been for you! I'm definitely interested in working with a financial adviser myself to better manage my finances and secure my future.

    • @jameswood9772
      @jameswood9772 หลายเดือนก่อน +5

      Finding financial advisors like Rachel Sarah Parrish who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

    • @johnlennon232
      @johnlennon232 หลายเดือนก่อน +1

      Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.

  • @WillieNickell
    @WillieNickell 28 วันที่ผ่านมา +313

    In these turbulent times, understanding how to effectively handle finances, make astute investments, and navigate economic challenges is paramount. Yet, my primary concern lies in augmenting my stagnant reserve of $240k, which has remained dormant for an extended period without any significant gains. While I'm dedicated to a long-term strategy, the persistent threat of inflation depleting my savings and the continuous decline of my portfolio necessitate urgent action and resolution.

    • @AllenNichol
      @AllenNichol 28 วันที่ผ่านมา +3

      The present market conditions could offer chances to enhance earnings quickly, yet to implement such a plan, expertise is essential.

    • @SteveDutton-v
      @SteveDutton-v 28 วันที่ผ่านมา +2

      Undeniably factual. Despite my absence of prior investing acumen, I ventured into investments pre-pandemic and managed to amass a profit of about $450k within that year. Essentially, I solely relied on professional counsel.

    • @SeanTalkoff
      @SeanTalkoff 28 วันที่ผ่านมา +2

      Lately, I've been researching advisors, but the market updates I've encountered haven't been very positive. Who's your guide?

    • @SteveDutton-v
      @SteveDutton-v 28 วันที่ผ่านมา +1

      'Vivian Carol Gioia' is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

    • @SeanTalkoff
      @SeanTalkoff 28 วันที่ผ่านมา

      Thank you for this Pointer. It was easy to find her handler, She seems very proficient and flexible. I booked a call session with her.

  • @JimmyA.Alvarez
    @JimmyA.Alvarez หลายเดือนก่อน +1237

    Scholars who study the stock market’s historical performance estimate that over time, the payment (and reinvestment, and compounding) of dividends have contributed anywhere from 30% to 90% of the S&P 500’s total returns. I want to spread across $400k into profit yielding dividend equities but unsure of which to get into.

    • @Erickruiz562
      @Erickruiz562 หลายเดือนก่อน +1

      I stopped listening and taking financial advise from these TH-camrs, because at the end of the day, I end up with a bunch of confusing stocks without knowing when to take profit, In reality, all I needed was professional advice to take advantage and make profits.

    • @DeannaMurray-zv
      @DeannaMurray-zv หลายเดือนก่อน

      True. Having the right financial planner is invaluable. My portfolio is well-matched for every season of the market and recently hit 90% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, though this could take till Q3 2024.

    • @BeverleeR.Ziegler
      @BeverleeR.Ziegler หลายเดือนก่อน

      I'm sitting on some significant money ready to toss it into VOO, but I'm kinda hoping that price drops a bit. I know we only want to see the stock rise, but being heavily liquid, I'd rather not reinvent the wheel, thus the search for a reputable advisor, mind sharing info of this person guiding you please?

    • @DeannaMurray-zv
      @DeannaMurray-zv หลายเดือนก่อน

      Finding financial advisors like Jennifer Lea Jenson who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

    • @WyattSmith-v
      @WyattSmith-v หลายเดือนก่อน

      thank you for sharing; I just looked up the broker you recommended on Google and was really impressed with her qualifications. I will immediately send her an email.

  • @ThomasLSilva2
    @ThomasLSilva2 5 วันที่ผ่านมา +175

    Honestly speaking this video content is perfect for newbies. I don't see any other perfect time for one to invest in crypto and trade than now. I don’t think that buy and hold is a valid investment strategy anymore but trading is worth it and you make more money when you trade correctly. just made my first $100,000 in crypto and I barely know how to express how happy and excited I am right now. Its all about knowing what strategy to apply and when.

    • @GreywatsonL
      @GreywatsonL 5 วันที่ผ่านมา

      Honestly I really need help learning to trade. Seeing my portfolio low makes me very sad.

    • @JoyceRLavigne
      @JoyceRLavigne 5 วันที่ผ่านมา

      As a beginner what do I need to do? How can I invest, on which platform? If you know any please share.

    • @ThomasLSilva2
      @ThomasLSilva2 5 วันที่ผ่านมา

      As a beginner investor, it’s essential for you to have a mentor to keep you accountable.
      Antonio Alex is my trade analyst, he has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.

    • @TimothyM.Hopkins
      @TimothyM.Hopkins 5 วันที่ผ่านมา

      I've come across this name before, is he really reliable?

    • @RooseveltDDunn
      @RooseveltDDunn 5 วันที่ผ่านมา

      Yeah Alex was my hope during the 'bear summer' last year. I did so many mistakes but also learned so much from it, and of course from Alex Antonio. He is my number one source when it comes to crypto and TA.

  • @simonbad
    @simonbad หลายเดือนก่อน +841

    I began my investment journey at the age of 38, primarily through hard work and dedication. Now at the age of 42, I am thrilled to share that my passive income exceeded $100k in a single month for the first time. This success reinforces the importance of the advice mentioned earlier. It is not about achieving quick wealth, but rather ensuring long-term financial prosperity.

    • @LarsBergstrom-uh2eu
      @LarsBergstrom-uh2eu หลายเดือนก่อน +4

      Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.

    • @AstaKristjan
      @AstaKristjan หลายเดือนก่อน

      This is superb! Information, as a noob it gets quite difficult to handle all of this and staying informed is a major cause, how do you go about this are you a pro investor?

    • @user-sb6po3yj7d
      @user-sb6po3yj7d หลายเดือนก่อน +3

      I am 61 single no kids, I had an advisor that had me living on only Soc Sec and Pension whole she had my IRA Grow to $2 Million and I thought WHY wud I want to eat gruel like scrooge w $2 million in the bank! I want to Travel a0nd enjoy Retirement I worked hard for this money!

    • @Andrian-ch3on
      @Andrian-ch3on หลายเดือนก่อน +1

      @@user-sb6po3yj7d You are lucky to have a disciplined advisor. Now that his/her job is done I guess you're free to go blow the money however you please. I wish to get half as lucky and would appreciate if you can share more info on the advisor

    • @AstaKristjan
      @AstaKristjan หลายเดือนก่อน +1

      You were so damn lucky!Any info on the F.A would be well appreciated

  • @Jocov187
    @Jocov187 25 วันที่ผ่านมา +105

    *I was homeless, got into drug's went to prison and then I got to know Jesus and he changed my life...Heaven came through for me in my finances too, getting $50,000 in 2months . I can support God's work and give back to my community. God is absolutely more than enough! Now I have a new identity and a child of God*

    • @BrendaWong-yr2tf
      @BrendaWong-yr2tf 25 วันที่ผ่านมา

      Hello how do you make such monthly ?? I'm a born Christian and sometimes I feel so down of myself because of low finance but I still believe in God.

    • @JakobLarsen3
      @JakobLarsen3 25 วันที่ผ่านมา

      What a testimony!!! 🙏🙏🙏I'm genuinely curious to know how you earn that much monthly

    • @BrielleSmith-in5fd
      @BrielleSmith-in5fd 25 วันที่ผ่านมา

      I work at a restaurant here in Houston Texas. Things have been really difficult as I'm a single mom and trying my best to pay bills and take care of my daughters.

    • @Jocov187
      @Jocov187 25 วันที่ผ่านมา

      I started pretty low $2000 investing in forex. Thereabouts. The returns came massive. Joey is in school doing well, telling me of new friends he's meeting in school. Ava Brenda Harry you're a miracle

    • @DanielSaunders-ni8bh
      @DanielSaunders-ni8bh 25 วันที่ผ่านมา

      Can I also do it??? My life is facing lots of challenges lately

  • @brianwhitehawker1756
    @brianwhitehawker1756 หลายเดือนก่อน +1789

    As an investing enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?

    • @Jadechurch-ql3do
      @Jadechurch-ql3do หลายเดือนก่อน

      the strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.

    • @yeslahykcim
      @yeslahykcim หลายเดือนก่อน

      Even with the right strategies and appropriate assets, investment returns can differ among investors. Recognizing the vital role of experience in investment success is crucial. Personally, I understood this significance and sought guidance from a market analyst, significantly growing my account to nearly a million. Strategically withdrawing profits just before the market correction, I'm now seizing buying opportunities once again.

    • @Tonyham198
      @Tonyham198 หลายเดือนก่อน

      Please can you leave the info of your lnvestment advsor here? I’m in dire need for one

    • @yeslahykcim
      @yeslahykcim หลายเดือนก่อน

      Laila artine kassardjian' is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.

    • @lucaswilliams9992
      @lucaswilliams9992 หลายเดือนก่อน

      Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.

  • @TeresaFroster
    @TeresaFroster 17 วันที่ผ่านมา +16

    _I'm 50 years old and living in Canada Alberta 🇨🇦I'm willing to retire at 55 if things keep going the way I planned bought my first house last month I'm glad I made a productive decision that has changed my life forever can't be more proud that I'm right now*

    • @_Michel477
      @_Michel477 17 วันที่ผ่านมา

      Congratulations you are really doing well at your age im 45 and my finance are in rally in mess right now and great tip will really go along way in shaping my life im open for idea

    • @PamelaArmstrong-zc4ik
      @PamelaArmstrong-zc4ik 17 วันที่ผ่านมา

      I work at a restaurant here in Houston Texas. Things have been really difficult as I'm a single mom and trying my best to pay bills and take care of my daughters.

    • @ArthurJenkins-cy9ty
      @ArthurJenkins-cy9ty 17 วันที่ผ่านมา

      What a testimony!!! 🙏🙏🙏I'm genuinely curious to know how you earn that much monthly

    • @TeresaFroster
      @TeresaFroster 17 วันที่ผ่านมา

      I started pretty low investing in forex though with $2000 thereabouts. The returns came massive. Joey is in school doing well, telling me of new friends he's meeting in school. Ava Brenda Harry is a Blessing to my life

    • @AdrianBarbier
      @AdrianBarbier 17 วันที่ผ่านมา

      I know this lady just mentioned here . She's really good with and on her job. She's helped a couple of families and individuals' finances

  • @Andre-Go45363mes
    @Andre-Go45363mes หลายเดือนก่อน +1075

    *I'm favoured, $63K every week! I can now give back to the locals in my community and also support God's work and the church. God bless America🇺🇸.*

    • @Andre-Go45363mes
      @Andre-Go45363mes หลายเดือนก่อน

      A lot of people still make massive profit from the crypto market, all you really need is a relevant information and some

    • @Andre-Go45363mes
      @Andre-Go45363mes หลายเดือนก่อน

      Thanks to Sarah Martinez, she helped me reach this milestone.

    • @Andre-Go45363mes
      @Andre-Go45363mes หลายเดือนก่อน

      She's a licensed broker here in the states.

    • @Costa-jl6nl
      @Costa-jl6nl หลายเดือนก่อน

      It's a miracle and I would testify, 110K bucks every 4weeks! I now have a big mansion and can now afford anything and also support God's work and the church.

    • @Costa-jl6nl
      @Costa-jl6nl หลายเดือนก่อน

      Thank you so much for your invaluable advice and guidance on my investments. I couldn't have done it without you Sarah Martinez .

  • @Bum_Hip
    @Bum_Hip หลายเดือนก่อน +96

    An important thing to consider is that saving, and investing is NOT a zero sum game. If, at the end of 3 years you come up short, you did not fail. If you end up with 50k, or 60k you still have a nice start. I think many people get intimidated by the goal, and think they can’t do it, so why even try. Any savings is better than no savings

    • @pete5691
      @pete5691 หลายเดือนก่อน +4

      Good point. I think that affects younger people who see retirement as something infinitely far away when in actuality the closer you get the more it looms over you.

    • @billibarou
      @billibarou หลายเดือนก่อน +2

      Totally agree. The key for me was to get to the mindset to start an account that I always put money into and never take out of. Once you start doing that even if you are literally only putting in a penny at a time. You get into the savings mindset. I found that just putting money in I didn't expect to get added up very quickly. Like you get a small refund from something for say $20. Put it in the account. Tax refund. Anything like that put it into the account. Once you get to 100k it gets so much easier to save large sums of money because your money grows tremendously if invested. It's amazing what compound interest can do.

    • @Fe26man
      @Fe26man หลายเดือนก่อน +3

      I started investing myself (just a little on the side, it isn’t an impressive amount of money or anything), and I almost pulled out after the 1st month, because it took a little while to start making my numbers go up. I was so close to just cashing it out, right away, because I kept imagining the stock plummeting and losing it all. I ended the year at over 16%, so I’m happy I didn’t pull it out in full, when it went down right away!

    • @Bum_Hip
      @Bum_Hip หลายเดือนก่อน +1

      It’s so cliche, but time is your greatest asset, followed closely by diligent saving habits. I’d say it’s more important to religiously save a portion from every check than the amount you save. Of course more is better, but you can only do what you can do.

    • @pete5691
      @pete5691 หลายเดือนก่อน

      @@Bum_Hip It’s a shame but most in our generation won’t be doing what they need to do in order to retire comfortably.

  • @mikemuoio2340
    @mikemuoio2340 หลายเดือนก่อน +146

    Hot tip: stop eating out. Cook your own food at home. It tastes better, its more affordable, and its really fun!

    • @CharlyCD93
      @CharlyCD93 หลายเดือนก่อน +2

      🙌🏼 how much would you say a days worth of food costs you? I’m at around $15isg

    • @nobeliefisok9174
      @nobeliefisok9174 หลายเดือนก่อน +7

      All of the lifestyle savings he mentions only get you to $5,640 a year. The other $27,693.33 comes from earnings from work

    • @Shopgirl1
      @Shopgirl1 หลายเดือนก่อน +5

      My income doesn’t even come to that amount a year..you can’t save over $33k a year when u don’t even make that..I think if we made $100k a year I could easily save $50-$60k a year😂😂

    • @nobeliefisok9174
      @nobeliefisok9174 หลายเดือนก่อน +4

      @@Shopgirl1 And you still need to get a second job that pays another $20.50 an hour for 20 hours a week!

    • @nilsalmgren4492
      @nilsalmgren4492 หลายเดือนก่อน +3

      ​@@nobeliefisok9174 What happens if you already do that stuff?

  • @stevensmiddlemass2072
    @stevensmiddlemass2072 หลายเดือนก่อน +815

    I was advised to diversify my portfolio among several assets such as stocks and bonds since this can protect my portfolio for retirement. I'm seeking to invest $200K across markets but don't know where to start.

    • @traviswes7082
      @traviswes7082 หลายเดือนก่อน +2

      Look for stocks that have paid steady, increasing dividends for years (or decades), and have not cut their dividends even during recessions. Alternatively speaking to a certified market strategist can help with pointers on equities to acquire

    • @chrisbluebird5037
      @chrisbluebird5037 หลายเดือนก่อน +2

      True. Having the right financial planner is invaluable. My portfolio is well-matched for every season of the market and recently hit 90% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, though this could take till Q3 2024

    • @lucasanderson8993
      @lucasanderson8993 หลายเดือนก่อน

      I’ve been down a ton, I’m only holding on so I can recoup, I really need help, who is this investment-adviser that guides you

    • @chrisbluebird5037
      @chrisbluebird5037 หลายเดือนก่อน +3

      'Lauren Marie Ehlers' is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment

    • @lucasanderson8993
      @lucasanderson8993 หลายเดือนก่อน +1

      Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.

  • @RichardMoore-jg5tl
    @RichardMoore-jg5tl หลายเดือนก่อน +606

    It's sad how difficult things have become in the present generation. I was wondering how to utilise some money I had. I used some of it for e-commerce business, but that sank. I'm thinking of how to use what's left to invest, but I don't really know which way to go.

    • @RusuSilva
      @RusuSilva หลายเดือนก่อน +2

      Yeah, things may be hard right now, but I've come to realize both bear and bull market, recessions and economic boom, all provide opportunities to make high gains, I used to call bluff on folks that bragged about making a fortune from such down-markets until I happened to do so myself

    • @FusunTumsavas-cq7tp
      @FusunTumsavas-cq7tp หลายเดือนก่อน +2

      I agree. I've been working with a financial advisor since 2020, and I return up to 15k every month, and I don't even have to lift a finger. Although I also think the reason I make this much is because I started with significant capital.

    • @RossiPopa
      @RossiPopa หลายเดือนก่อน +2

      That makes a lot of sense. To be on the safer side and not second guess your market decisions, I’d suggest you reach out to a proper investment adviser for guidance, they’re better equipped at understanding market patterns/movements and adjusting portfolio to match up with these market trends

    • @FusunTumsavas-cq7tp
      @FusunTumsavas-cq7tp หลายเดือนก่อน +3

      Monica Shawn Marti is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment

    • @RossiPopa
      @RossiPopa หลายเดือนก่อน +1

      I appreciate it. After searching her name online and reviewing her credentials, I'm quite impressed. I've contacted her as I could use all the help I can get. A call has been scheduled.

  • @Riggsnic_co
    @Riggsnic_co หลายเดือนก่อน +1793

    To my understanding this just proves how much we need an edge as investors because playing the market like everyone else just isn’t good enough. I've been quite unsure about investing in this current market and at the same time I feel it's the best time to get started on the market, what are your thoughts?

    • @JacquelinePerrira
      @JacquelinePerrira หลายเดือนก่อน +6

      Since the crash, I've been in the red. I’m playing the long term game, so I'm not too worried but Jim Cramer mentioned there are still a lot of great opportunities, though stocks has been down a lot. I also heard news of a guy that made $250k from about $110k since the crash and I would really look to know how to go about this.

    • @Jamessmith-12
      @Jamessmith-12 หลายเดือนก่อน +4

      There are actually a lot of ways to make high yields in a crisis, but such trades are best done under the supervision of Financial advisor.

    • @kevinmarten
      @kevinmarten หลายเดือนก่อน +3

      Thats true, I've been getting assisted by a FA for almost a year now, I started out with less than $200K and I'm just $19,000 short of half a million in profit.

    • @JacquelinePerrira
      @JacquelinePerrira หลายเดือนก่อน +3

      Impressive can you share more info?

    • @kevinmarten
      @kevinmarten หลายเดือนก่อน +3

      Credits to 'Carol Vivian Constable' she has a web presence, so you can simply

  • @nicholasmartinez6043
    @nicholasmartinez6043 หลายเดือนก่อน +138

    Save 33,333.33 dollars per year. You’re welcome

    • @BadBad
      @BadBad หลายเดือนก่อน +23

      The math is mathin

    • @JB-kx9bx
      @JB-kx9bx หลายเดือนก่อน +4

      😂

    • @ethanwilliams8212
      @ethanwilliams8212 หลายเดือนก่อน +11

      Actually if you save it in an HYSA at 5% you will have more than $100,000 at the end of 3 years. You're welcome.

    • @rosedewittbukater5763
      @rosedewittbukater5763 หลายเดือนก่อน +23

      riiiiight because everyone has an extra 33,333 in their income 🙄

    • @mannymotta3314
      @mannymotta3314 หลายเดือนก่อน +15

      Still short a penny

  • @mtb4657
    @mtb4657 หลายเดือนก่อน +66

    It took me 7 years to save up $100k. It was hard bc WHILE I was doing that AT The SAME TIME I was paying off my mortgage and saving up to buy a car. I also had a great side hustle, but that meant I had to work 7 days a week basically 52 weeks a year! I didn’t go out with friends but now I have over 100K, my mgt is paid off and I have a new to me luxury car with the title so no car note. I have no cc debt. I did all this on my own with NO help bc i was determined to meet my own goals after going through a divorce. I did it! My net worth is now a beautiful thing to sit back and look at the zeros in my accounts and investments.
    🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉!

    • @nobeliefisok9174
      @nobeliefisok9174 หลายเดือนก่อน +1

      Congrats to you, and I am glad for you! 😃 Your diligence to get it done is the most important thing. But you were only able to do on this timeframe by having well above average income. By definition of "average", most will not be able to no matter their diligence. Maybe they could achieve what you have in 12 years, or maybe 20. It depends.

    • @zyzzuschrist3410
      @zyzzuschrist3410 หลายเดือนก่อน

      @@nobeliefisok9174so its his fault he earned more money than the average? Should he have taken a pay cut just to keep things even?

    • @ericar.6370
      @ericar.6370 หลายเดือนก่อน +1

      This sounds a bit like my scenario. Do you mind sharing more about your side hustle?

    • @nobeliefisok9174
      @nobeliefisok9174 หลายเดือนก่อน +1

      @@zyzzuschrist3410 What? Where does this come from? I congratulated the guy, stated clearly I was glad for his successes and used a happy face. Where do you get I was wishing him ill? So negative for no reason!

    • @UpYourArsenal
      @UpYourArsenal หลายเดือนก่อน

      ​@@nobeliefisok9174The negativity comes from expecting you to be just another bot scammer posting the same fake successes.
      The comment section is overblown with blatant scams that TH-cam refuses to stop.

  • @VictorB.Henrickson
    @VictorB.Henrickson หลายเดือนก่อน +170

    I had initially planned to retire at 62, work part-time, and save money, but the impact of high prices on various goods and services has significantly disrupted my retirement plan. I'm worried about whether those who experienced the 2008 financial crisis had it easier than I currently am. The volatility of the stock market is a concern as my income has decreased, and I fear that I won't be able to contribute as much as before, potentially jeopardizing my retirement savings.

    • @Henry-hp3kl
      @Henry-hp3kl หลายเดือนก่อน

      The increasing prices have impacted my plan to retire at 62, work part-time, and save for the future. I'm concerned about whether those who navigated the 2008 financial crisis had an easier time than I am currently experiencing. The combination of stock market volatility and a decrease in income is causing anxiety about whether I'll have sufficient funds for retirement.

    • @KateShawn-jv6wh
      @KateShawn-jv6wh หลายเดือนก่อน

      This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000.

    • @user-ko1xu4ow4w
      @user-ko1xu4ow4w หลายเดือนก่อน

      Mind if I ask you to recommend this particular coach to you using their service?

    • @KateShawn-jv6wh
      @KateShawn-jv6wh หลายเดือนก่อน

      Leticia Zavala Perkins, a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

    • @LoseMike-og9in
      @LoseMike-og9in หลายเดือนก่อน

      Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

  • @TeresaFroster
    @TeresaFroster หลายเดือนก่อน +45

    🌹I'm 51 and feel bad for younger generations. They wants so much - a big house, new car, vacations, designers clothes etc.. and feel deprive whenthey have to sacrifice. I was the same way but some things changed as I got olderI stopped wanting all that stuff and just feel content having a big stack of cash saved and invested to help me stay afloat through retirement

    • @Clatha17
      @Clatha17 หลายเดือนก่อน

      Success depends on the actions or steps you take to achieve it. Building wealth involves developing good habits, such as regularly setting aside money for sound investment...

    • @JakobLarsen3
      @JakobLarsen3 หลายเดือนก่อน

      Money invested is far better than money saved, when you invest it gives you an opportunity to increase your financial worth

    • @BrielleSmith-in5fd
      @BrielleSmith-in5fd หลายเดือนก่อน

      It's remarkable how long term advantage people like us have gotten trying to be consistently not stupid, instead of trying to be very intelligent

    • @JanetOrtega-th6se
      @JanetOrtega-th6se หลายเดือนก่อน

      The wisest thing that should be on everyone's mind currently should be to invest in different streams of income that doesn't depend on government paycheck. Especially with the current economic crisis around the world , this is still a time to invest in Stocks, Forex and Digital currencies

    • @AlamamaJinoto
      @AlamamaJinoto หลายเดือนก่อน

      Even with the right technique and assets some investors would still make more than others.. As an investor, you should've known by now nothing beats experience and that's final. Personally i had to reach out to a financial adviso (Ava Brenda Harry) for guidance which is how i was able to grow my losing account back to $125k , withdraw my profile right before the corrections and now I'm buying again.

  • @brayanscott3295
    @brayanscott3295 หลายเดือนก่อน +43

    *I didn't become financially independent until I was in my late 40's, and I'm still in my 40's. In addition to having purchased my second home and earning money on a monthly basis through passive income, I've also achieved three out of five goals. I just hope this inspires someone to realize that it doesn't matter if you don't have any of these things yet, you can start today no matter your age. Change your future by investing! I made a rather big decision by investing in the financial market.*

    • @Elimoore_jk67
      @Elimoore_jk67 หลายเดือนก่อน +3

      Investing in many sources of income that are independent on government paychecks is the prudent thing that everyone should be thinking about right now, especially given the global economic crisis. Stocks, forex, and digital currencies are still good investments at this time.

    • @Namja_66
      @Namja_66 หลายเดือนก่อน +1

      Sure, investing is essential for maintaining your financial stability, but making any kind of legitimate investment without the correct advice of a professional can result in a significant loss as well.

    • @RichieFund-yp4mt
      @RichieFund-yp4mt หลายเดือนก่อน

      It's really not easy investing or trading the financial market. I read a lot of books, tried to study, watch some tutorial videos, did a little demo before funding my account and I still lost a lot. The financial market could be very tricky

    • @OscarWells-qy4fe
      @OscarWells-qy4fe หลายเดือนก่อน

      Yeah I have same issue also, sometimes I feel like the market is being manupulated

    • @catlinbrayan9404
      @catlinbrayan9404 หลายเดือนก่อน +1

      Trading under the guidance of an expert is the best strategy for beginners.

  • @MariaGonzalez52775
    @MariaGonzalez52775 25 วันที่ผ่านมา +37

    *DONALD NATHAN SCOTT.*

  • @guhreenskittles
    @guhreenskittles หลายเดือนก่อน +2

    Thank you for this video. I cancelled my $130 studio membership, changed my withholdings and plan to reduce my take out food budget to reach 100k in 5 years for house down payment. I didn’t realize how lifestyle creep has creeped up!

  • @FairBeautyEssentials
    @FairBeautyEssentials หลายเดือนก่อน +10

    Thank you. I really like this goal and I definitely want to strive to aim for in 3 to 4 years. I do have a full-time job earning $60k annually (I work in HR), I have two teenagers (age 16 & 13), and there’s no way I have room for a second job. But I can, however, have plenty room for a side hustle. I love to sew and I am seriously considering sewing prom/party dresses. Sewing, it is something I enjoy doing.

  • @ashlyn-marie
    @ashlyn-marie หลายเดือนก่อน +9

    The Lexii comment got me 😂 currently saving for a down payment on our first home, as well as putting my husband through a graduate degree without any debt. Looking forward to reaching our first $100k in a few years!

  • @TheCamBeard
    @TheCamBeard หลายเดือนก่อน +20

    Using "super easy, barely an inconvenience" in this was TIGHT!

  • @Juanw5ayne
    @Juanw5ayne หลายเดือนก่อน +99

    Most rich people stay rich by spending like the poor and investing without stopping then most poor people stay poor by spending like the rich yet not investing like the rich but impressing them

    • @KaylaRussell77
      @KaylaRussell77 หลายเดือนก่อน +3

      Exactly! My grandparents were so frugal but they had a TON of money on both sides. I remember my grandfather telling me "you want to make money while you sleep." And I guess that attitude passed down to my dad (RIP), because I remember going to his house one day and I had bought something I really liked, so I wanted to show it to him. So I said "Look at this!
      Isn't it cute? It was on sale...I saved 50%!" My dad replied "Well, if you're spending, you're not saving." Obviously I had no retort, and that has always stuck with me.

    • @MarieRandy438
      @MarieRandy438 หลายเดือนก่อน

      Saving and investing wisely while prioritizing necessities and a few small luxuries in relation to one's total assets is a great approach. It helps ensure financial stability and I my for the enjoyment of life's little pleasures without compromising long-term financial goals. It's all about finding a balance that works for you!

    • @AlexanderHernandezhj
      @AlexanderHernandezhj หลายเดือนก่อน

      very true, a huge part of my portfolio growth has come during this bear market. I've been able to scale from $180K to $572K in a short period of time.

    • @PaulaAdrian721
      @PaulaAdrian721 หลายเดือนก่อน

      How do you do that? I'm interested

    • @AlexanderHernandezhj
      @AlexanderHernandezhj หลายเดือนก่อน

      After I raised up to 325k trading with her l bought a new House and a car here in the states 🇺🇸 🇺🇸
      E also paid for my son's surgery (Andy).
      Glory to God.shalom.

  • @dianaP14
    @dianaP14 หลายเดือนก่อน +128

    I’ve been diligently working, saving and contributing towards early retirement and financial independence, but since covid outbreak, the economy so far has caused my portfolio to underperform, do I keep contributing to my 401k or look at alternative sectors to meet my goals?

    • @dianaP14
      @dianaP14 หลายเดือนก่อน

      mind blowing! could you please share info of the adviser guiding you? love to stick it on my own but its been hard to make significant gains lately, figured its best to discuss with a finance expert

    • @dianaP14
      @dianaP14 หลายเดือนก่อน

      mind blowing! could you please share info of the adviser guiding you? love to stick it on my own but its been hard to make significant gains lately, figured its best to discuss with a finance expert

    • @dianaP14
      @dianaP14 หลายเดือนก่อน

      striking! could you be kind enough with more info please? been looking at financial advisory for a while now

    • @kendrabernad
      @kendrabernad หลายเดือนก่อน

      thanks for sharing, spotted her site immediately after putting her full name on my browser, she seems impeccable..

    • @kendrabernad
      @kendrabernad หลายเดือนก่อน

      excellent share, just copied and pasted katherine nance dietz on the internet, spotted her consulting page ranked top and was able to schedule a call session. I've seen commentaries about advisors but not one looks this phenomenal

  • @EcomCarl
    @EcomCarl หลายเดือนก่อน +34

    Breaking down a $100k goal into manageable steps is a game-changer! Focusing on debt elimination and smart budgeting are key moves to reach it. 🌟

    • @nobeliefisok9174
      @nobeliefisok9174 หลายเดือนก่อน +1

      Really?
      All of the lifestyle savings he mentions only get you to $5,640 a year. The other $27,693.33 comes from earnings from work. His manageable step to earn that extra money is work a second job at $20.50 an hour for 20 hours a week on top of earning $75,000 in your regular job.

    • @soapa4279
      @soapa4279 หลายเดือนก่อน +3

      What manageable steps? All he did was basically say you need to save $2700 a month. Then proceeded to use someone making $75K as an example. After tax, that's like $4300 a month. So take out $2700 a month and you're left with $1600 for expenses. Then proceeded to suggest to do side jobs and hustles (which is ironic that means you need to make more than $75K gross)

    • @EcomCarl
      @EcomCarl หลายเดือนก่อน

      @@soapa4279 Implementation is what matters, watching youtube is only a temp guide.

  • @clarks2001
    @clarks2001 หลายเดือนก่อน +16

    $2,700/mo is more than one of my paychecks.

  • @LeahRoberts618
    @LeahRoberts618 หลายเดือนก่อน +42

    I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Kimberly Smith.

    • @CliffordBaldowski
      @CliffordBaldowski หลายเดือนก่อน

      I'm surprised that this name is being mentioned here, I stumbled upon one of her clients testimonies on CNBC news last week...

    • @RussellSanders832
      @RussellSanders832 หลายเดือนก่อน

      She is my family's personal Broker and also a personal Broker to many families in the United states, she is a licensed broker and a FINRA AGENT in the United States.

    • @ViktoriaFilip-zj2fd
      @ViktoriaFilip-zj2fd หลายเดือนก่อน

      You trade with Kimberly Smith too? Wow that woman has been a blessing to me and my family.

    • @ChristophAdelbert
      @ChristophAdelbert หลายเดือนก่อน

      The first time we had tried, we invested $1400 and after a week we received $5,230. That really helped us a lot to pay our bills.

    • @LeahRoberts618
      @LeahRoberts618 หลายเดือนก่อน

      she's mostly on Telegrams, with the user name.

  • @dariandalsen2792
    @dariandalsen2792 หลายเดือนก่อน +29

    If you make $75,000 a year you make before taxes $2,884 a paycheck. The goal in this video is to save $2,700 a month. According to the video you're $1,300 short and have to get a part time job to make up the $1,300. If you're saving $100,000 and putting 20% down that means the home costs $500,000. I'm all for saving and reducing unnecessary expenses but you don't save this amount of money in 36 months by nit buying your coffee, eliminating a streaming service or gym membership. What about living on less than you make & having reasonable savings & retirement goals?

    • @leejohnson3270
      @leejohnson3270 หลายเดือนก่อน

      You getting payed every 2 weeks? I get payed every week, also accounting for a pay check every 2 weeks if you save up that amount of money your close to 210,000 if your saving that 2,700 amount from your paycheck for 36 months (or three years, 52 weeks in a year or in this calculation 26 paychecks in the year) were are you getting your numbers because I don't thing doubling them is good practice for anything financial (especially because any fool with a calculator can make you a fool) [edit I'm the fool, btw are you saying that it's not practical for you to save up just under half of your income a month? If so you need to leave your city and check your bought because that's what I'm doing making less than the 75000 number you used for a yearly estimate ]

    • @edwardlouis3428
      @edwardlouis3428 หลายเดือนก่อน +1

      This goal is unrealistic

    • @jared19882
      @jared19882 หลายเดือนก่อน +2

      If you make 74k a year you take home around 4,650 a month after taxes. That leaves you with 1950 to spend on rent, food, gas, etc. It's doable without a second job.

    • @josiahallenswife6899
      @josiahallenswife6899 หลายเดือนก่อน +2

      How do you spend less than 2k on rent food and gas?????

    • @dariandalsen2792
      @dariandalsen2792 หลายเดือนก่อน

      @@jared19882 it's dependent upon your location. The area I live in rent for a 1 bedroom apartment is $1,400-$1,800 a month.

  • @85transam
    @85transam หลายเดือนก่อน +12

    I can’t get past pausing retirement

  • @kaitlyncranwick
    @kaitlyncranwick หลายเดือนก่อน +4

    Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money. A trader made over $350k in this recession influenced market

    • @BiancaSherly-qt6sb
      @BiancaSherly-qt6sb หลายเดือนก่อน +2

      Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are a-lot of wealth transfer in this downtime if you know where to look.

    • @maryHenokNft
      @maryHenokNft หลายเดือนก่อน +1

      The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.

    • @maggysterling33254
      @maggysterling33254 หลายเดือนก่อน +1

      @@maryHenokNftKudos on the effective execution of innovative ideas and tactics that lead to significant advancement. As I seek guidance from a trustworthy advisor, would you be willing to share details about the individual assisting you?

    • @maryHenokNft
      @maryHenokNft หลายเดือนก่อน +1

      The decision on when to pick an Adviser is a very personal one. I take guidance from *Gertrude Margaret Quinto* to meet my growth goals and avoid mistakes, she's well-qualified and her page can be easily found on the net.

    • @StellaMaris-lv2uq
      @StellaMaris-lv2uq หลายเดือนก่อน +1

      My needs are kind of unique and complex. I'll contact her nonetheless, and I hope I'm able to make something out of it.

  • @christylee6790
    @christylee6790 หลายเดือนก่อน +5

    Blinker fluid!!! 😂😂😂 I remember when you told Rachel that and she was trying to figure out how 🤣🤣🤣

  • @DP2004
    @DP2004 หลายเดือนก่อน +12

    Agree with almost everything. I don’t think you should completely stop investing in your 401k. You should at a minimum get the employer match. That’s easily a 50 to 100% return on your money. Not even accounting for compounding. Which the younger you are the more those dollars are worth!

    • @pete5691
      @pete5691 หลายเดือนก่อน +4

      Agree completely.

    • @Drewkhat
      @Drewkhat หลายเดือนก่อน

      yeah but that would prolong how long it takes to get out of debt which means it prolongs debt payments which ciould be going toward the 401k. Get out of debt first, then invest in 401k

    • @DP2004
      @DP2004 หลายเดือนก่อน +4

      I get the paying off debt but if you get a dollar for dollar match from your employer, you’re missing out on 100% rate of return. At least get the match amount. Even if you’re paying 30%+ APR you will be making 70% more on the match.

  • @cassb4678
    @cassb4678 หลายเดือนก่อน +33

    I love the Ramsey plan, but the one thing I have a hard time subscribing to is how lax you guys are on retirement savings. Pausing contributions for 3 years is huge and an easy way to lose 100k

    • @nobeliefisok9174
      @nobeliefisok9174 หลายเดือนก่อน +5

      Its one of the reasons why I mock them in my comments. The Ramsey team consistently ignores the usefulness of debt, and the value of investing early. Its not how much you invest, but how long you do it that matters the most. They harp on and on about paying off debt, and ignore the debt you have to yourself. Saving for a house is a worse investment than savings in a tax advantaged account like an IRA, 401k, or Roth

    • @pete5691
      @pete5691 หลายเดือนก่อน

      @@nobeliefisok9174 Just do the math. If your debt has an interest rate of 7% and you invest instead of paying it off you invest you are only technically making the amount you make over the 7% interest rate.

    • @jordanmadden7388
      @jordanmadden7388 หลายเดือนก่อน

      If you have no debt, they don’t make you pause anything before saving. They only have you pause to pay off consumer debt which should not take 3 years. And I’d bet a majority of people that don’t eliminate their consumer debt end up taking out more debt via 401k loans anyways. If the average 20 year old did listened to this advice and started investing at 25 vs say 22 it will not make any material difference. They can retire with $15M on one hand or $20M on the other hand. Who cares, they are rich either way. And one way was safer.

    • @jordanmadden7388
      @jordanmadden7388 หลายเดือนก่อน +1

      Sorry I commented before watching this video. I guess in the context of this video he is referring to pausing investing to save up for a house sometimes referred to as baby step 3b. Point taken.

    • @nobeliefisok9174
      @nobeliefisok9174 หลายเดือนก่อน

      @@jordanmadden7388 An extra point as well, if a person starts saving the identical monthly amounts exactly three years earlier, then they can retire almost three years earlier. (not quite three, since social security and Medicare have fixed ages. Let call it 2 years and 9 months)

  • @helenr4300
    @helenr4300 หลายเดือนก่อน +5

    It is easy to challenge people over reaching their available funds - give up X or Y etc. But many people are already running their budget without any fat to shed. When there is no spare after rent and basic foods, already home cook, never eat out or buy a starbucks - then there is nothing that can be saved. I grew up in that home. My parents avoided debt but we were hand to mouth with zero stuff to 'trim'. Investing for retirement? only the state pension.
    And side hustles? the gig economy was not as it is now. The options were Avon and Tupperware - mum tried both and like all mlms there was no win there.

  • @JulieHudson-ht1wx
    @JulieHudson-ht1wx วันที่ผ่านมา +1

    It’s precisely at times like these that investors need to be on guard against the next certainty. You don’t have to act on every forecast, hence i will suggest you get yourself a financial-advisor that can provide you with entry and exit points on the shares/ETF you focus on.

  • @topdog19945
    @topdog19945 หลายเดือนก่อน +17

    Saving up for a new car! Well, new to me anyways. Should have it in a couple months!

    • @francesmelendez1303
      @francesmelendez1303 หลายเดือนก่อน

      Same thing, but it will take me a while for that new to me 🚗

  • @Penlandadam
    @Penlandadam หลายเดือนก่อน +5

    Having a savings goal of a hundred thousand is nice, but it would take you doing this weekly:
    3 years is $641.03 weekly
    4 years is $480.77 weekly
    5 years is $384.62 weekly
    6 years is $320.51 weekly
    7 years is $274.73 weekly
    Not included with interest. With interest would get you there faster. Just use this as a branch mark.

    • @stevenewsome5306
      @stevenewsome5306 หลายเดือนก่อน

      That’s assuming 0 gain. I saved 103,000
      In 2.5 years after paying off all debt in 1.5 years first. I invested heavily and now have 95k invested and 8k cash. 28500 is gains.

  • @randyravis8413
    @randyravis8413 หลายเดือนก่อน +37

    I’m pretty sure I don’t make 100k in 3 years lol 😂

    • @ioNissues
      @ioNissues หลายเดือนก่อน +6

      Sounds like a skill problem

    • @randyravis8413
      @randyravis8413 หลายเดือนก่อน

      @@ioNissues I got a GED, my house will be paid off in November. Cash is king and if it never hits the bank it doesn’t exist.

  • @user-strength10
    @user-strength10 หลายเดือนก่อน

    Congrat's on the quick channel growth George, i'm an OG subscriber from when you started (which in terms of youtube wasn't long ago) and now you over 200K sub's (and duel sponsorships)

  • @Leeandemma88
    @Leeandemma88 หลายเดือนก่อน +1

    In 2020 I had about £5,000 in my bank account.
    Ditching the finances cars, motorbikes, expensive phone contracts, unused subscriptions etc I have managed to amass £250,000 in liquid stocks and cash.
    Wish I’d been doing this since I was 20 rather than starting at 33.

  • @rpm2day
    @rpm2day หลายเดือนก่อน +29

    Yes, please tell me how to save 100k when my salary is 50k and bills are 40k. Let me jump right on it…

    • @JCtheComicGeek
      @JCtheComicGeek หลายเดือนก่อน +5

      I KNOW, RIGHT!😅

    • @TommyGunzzz
      @TommyGunzzz หลายเดือนก่อน +7

      Change your lifestyle and thus your bills. Next question?

    • @iz1907
      @iz1907 หลายเดือนก่อน +6

      That's what he is literally telling you in the video, lol

    • @zyzzuschrist3410
      @zyzzuschrist3410 หลายเดือนก่อน

      Get your bread up, brokie. Instead of whining on TH-cam comments.

    • @Drewkhat
      @Drewkhat หลายเดือนก่อน +3

      lower expenses and increase your income

  • @zyzzking31
    @zyzzking31 หลายเดือนก่อน +5

    Me and my wife saved $100,000 in 2 years. We are 31 years old ,in the next year we will hit $144,000 goal. We are planning on paying cash for our first house .It’s really not that hard, just keep working hard, keep being consistent, don’t spend on stupid things 😊

    • @jordantaibi4910
      @jordantaibi4910 หลายเดือนก่อน +1

      And make sure to never invest for retirement...

  • @jasonmelanconjm
    @jasonmelanconjm 24 วันที่ผ่านมา +2

    None of the “savings” ideas are applicable to me. Thanks, but not thanks. I cannot spare $2700 per month.

  • @AmberRen
    @AmberRen หลายเดือนก่อน +2

    The Emperor’s New Groove opening 🤣🤣 Y’all are having too much fun editing these videos 👏🏽

  • @punisher6659
    @punisher6659 หลายเดือนก่อน +7

    Thanks for your content.

  • @emilyturnbough1754
    @emilyturnbough1754 หลายเดือนก่อน +6

    Thanks for the great info, I love how you break it down in easy steps! ❤

  • @MKF1205
    @MKF1205 หลายเดือนก่อน +1

    First thing is to have an acceptable income. If the income barely covers the expenses. Then, saving $100k will be a mission impossible.

  • @davidpare295
    @davidpare295 หลายเดือนก่อน +2

    Its possible if you are willing to grind ! I cleared my debt 3 years ago, and with a 90k salary + 25k of side hustling annually, I managed to save my 25k of side husseling every year and now 1 year from the 100k goal !

  • @joea9222
    @joea9222 หลายเดือนก่อน +3

    Why'd you have to mention blinker fluid? Brought back hazing memories of the military lol

  • @maxm2656
    @maxm2656 หลายเดือนก่อน +5

    I’m from a state with ridiculous income tax and for me this isn’t feasible. I make 75k a year, live at home, pay 1k rent, take my gf out once a month, fill up gas once a month, take the bus to work, and help pay for groceries and utilities. This isn’t viable for me but I’m still doing my best to save as much as I can. I’m at 22k rn saved in cash with other money in retirement accounts

  • @adririficlife4884
    @adririficlife4884 หลายเดือนก่อน +2

    My wife and I are saving towards a down payment for a mortgage. Our goal for this year is JMD 2 million. Doubt we will find a house in that price range but sticking to that goal until we see what the market is like at the end of the year.

  • @andrewwhite5856
    @andrewwhite5856 หลายเดือนก่อน +2

    2 and 5 Americans have a side hustle because we HAVE NO CHOICE. WE ARE POOR

  • @ecPaname
    @ecPaname หลายเดือนก่อน +17

    Saving $2700 when I don’t even make that much a month lol. Basically save all my money and don’t spend a single penny for 3 years

    • @dirtybloodyheart
      @dirtybloodyheart หลายเดือนก่อน +5

      Fr this video is for high income people who dont know how to budget.

    • @beth3535
      @beth3535 หลายเดือนก่อน

      Stop. Follow the directions. Figure out how you’re spending your money. Set some goals and make some changes. Capture the savings and put it in a savings account. You’ll get better at it over time.

    • @ecPaname
      @ecPaname หลายเดือนก่อน

      @@beth353580% of my money is already being allocated towards retirement or saving for a condo. Never been in debt and imo I don’t have a spending problem, it’s an income problem which is the whole point of my comment. If I made $75k a year then I would agree with the video.

    • @godsgirl8751
      @godsgirl8751 หลายเดือนก่อน +1

      I’m a single mom with 2 kids. Budgeting at any income is something. Find a side hustle like he suggested.

  • @sallyprzybil2404
    @sallyprzybil2404 หลายเดือนก่อน +31

    Great video, George! The first $100,000 invested was amazing. But when you hit $300,000 it’s like smashing the glass ceiling! I cried.

    • @Joenzinator
      @Joenzinator หลายเดือนก่อน +8

      And when you hit a million, it’s very anti-climatic. Just preparing you lol

    • @soapa4279
      @soapa4279 หลายเดือนก่อน +2

      And once you hit $100 Million, you elevate into god status

    • @DsiakMondala
      @DsiakMondala หลายเดือนก่อน

      @@soapa4279 At 100 bi you just overflow back into ameba

    • @CharlyCD93
      @CharlyCD93 หลายเดือนก่อน

      Wait till you reach 10 million then you’ll hit 100 million in the blink of an eye!

    • @BigJohnM
      @BigJohnM หลายเดือนก่อน +3

      I completely agree with you! My first 100k took a long time and wasn't that special to be honest with you. Once I hit 300K that is the game changer in my opinion. At this point my money is basically making me a pretty good yearly salary. When I go to sleep at night I know my money is making decent money.

  • @mariacorretge6615
    @mariacorretge6615 หลายเดือนก่อน +1

    I'm in BS 4/5/6 and saving is a big one for me. Thanks for the encouragement!

  • @user-bw9cv7zr1z
    @user-bw9cv7zr1z หลายเดือนก่อน

    WORDS ARE NOT ENOUGH TO EXPRESS MY GRATITUDE TOWARDS YOUR KINDNESS TO OUR FAMILY mr. WILLIAM DORSEY WE ALL SAY THANKS YOU VERY MUCH MAAM, your online classes are top notch and one of the best instructor out there…

  • @TheAppleBias
    @TheAppleBias หลายเดือนก่อน +5

    is someone seriously paying 185/mo on a gym membership? Thats an insane amount unless you get a trainer with that at least some of the time.

    • @johnsyler8580
      @johnsyler8580 หลายเดือนก่อน

      My membership with a military discount is$10 per month.

  • @shanehayes9164
    @shanehayes9164 หลายเดือนก่อน +4

    78 percent of Americans live paycheck to paycheck GOODLUCK

  • @ig1996w
    @ig1996w หลายเดือนก่อน +2

    lol @crossfit membership!! I just cancelled mine - ridiculous prices when there’s so many other options for cheaper.

  • @jade-oh5wn
    @jade-oh5wn หลายเดือนก่อน

    i have scoliosis too. From junior high to high school, they wanted me to wear a back brace, but I refused. I am 50 years old now & I still regret not wearing it. I don't have back pain, but it has affected my walk. People think I am twisting or shaking my hips or think I am trying to walk sexy or cute. This is ruined my self esteem & I live as a hermit. I could have lived out my dreams earlier, but was ashamed of my appearance, but now I want to live my dreams, but the world has changed so I must tweak my dreams with the times.

  • @hugoisaacalvarengabernal7976
    @hugoisaacalvarengabernal7976 หลายเดือนก่อน +38

    People who live in the United States make me laugh and they say they can't progress. Being here in Central America, I invest in the United States stock market.❤❤

    • @lateshachurney5965
      @lateshachurney5965 หลายเดือนก่อน +11

      It’s all about their choices

    • @timsans1170
      @timsans1170 หลายเดือนก่อน

      ​@@lateshachurney5965
      Their poor choices that keep them Poor!

    • @jowill76
      @jowill76 หลายเดือนก่อน

      You send your money to another country? 🤷‍♂️

    • @hugoisaacalvarengabernal7976
      @hugoisaacalvarengabernal7976 หลายเดือนก่อน

      @@jowill76 obviously through Brokers... I follow the main indices through ETFs

    • @cristinadallavalle1712
      @cristinadallavalle1712 หลายเดือนก่อน

      ​@@jowill76 do you live outside the USA, say in a developing country?

  • @napoleonwilson3912
    @napoleonwilson3912 หลายเดือนก่อน +10

    "George Kamel is tight!"

  • @Fe26man
    @Fe26man หลายเดือนก่อน +1

    I had to pay in to taxes this year. Over $500, and I’m W2, and already had paid thousands in all year. I claim 0 dependents, even though I (1 person) do depend on the income. I was in tears after getting my taxes done this year. I’ve gotten over a thousand back every other year. One year I got over $7K back! What the heck?! I had to dip into my savings for that, and haven’t been able to catch up and replace that money. It set my year off going downhill and I need to change this around ASAP.

    • @jared19882
      @jared19882 หลายเดือนก่อน

      The government did a revamp of how taxes are withheld with the intention to be more realistic. Their goal was to get it to where you get back/owe $0-$500. It works out quite well because if you've seen Dave or George videos them owing you a bunch is bad. The money you were paying extra previously was just being paid to you directly now, so make sure to start saving and it will make taxes better, even owing.

  • @maxrice6990
    @maxrice6990 หลายเดือนก่อน

    Thanks, George. This was inspiring and humorous as always

  • @DrMuffins354
    @DrMuffins354 หลายเดือนก่อน +4

    CrossFit costs $185 a month? Y’all, there’s way cheaper ways to hurt yourself and do cardio

    • @andreavandekleut6379
      @andreavandekleut6379 หลายเดือนก่อน

      and where do all these people live in a tent on wall street rents are at least 1200 p,m, utilities 150 , taxes , food thats it! the money is gone not sure how i;ll fill up the car come Monday OH wait let me put 2800 in a savings account , real quick

    • @ericar.6370
      @ericar.6370 หลายเดือนก่อน

      😂

    • @ericar.6370
      @ericar.6370 หลายเดือนก่อน

      @@andreavandekleut6379you’d have to get a second job. He says this in the video.

  • @ACpoker
    @ACpoker หลายเดือนก่อน +20

    Lmao at the Pitch Meeting clip “super easy barely an inconvenience” 😂😂

    • @latimer442
      @latimer442 หลายเดือนก่อน +5

      Referencing the Pitch Meeting is tight!

  • @TheJonOrtiz
    @TheJonOrtiz 27 วันที่ผ่านมา +2

    Why don’t you use a more realistic income? Like the average American income for these numbers and examples

  • @RoniHuongLy
    @RoniHuongLy หลายเดือนก่อน

    Your content is so much more genuine and trustworthy and it would help us immensely.

  • @c2s2942
    @c2s2942 หลายเดือนก่อน +10

    Considering that the average household income is around 75k and the average housing cost is around 2k per month, and people have other expenses and need to eat food, this is extremely unrealistic.

    • @jared19882
      @jared19882 หลายเดือนก่อน

      He is telling you to NOT BE AVERAGE. Get a second job...

    • @autobotdiva9268
      @autobotdiva9268 หลายเดือนก่อน

      is that $75k with 2 jobs? because thats not realistic

    • @beth3535
      @beth3535 หลายเดือนก่อน

      These replies are excuses.

  • @FaithAndrada-xo9ou
    @FaithAndrada-xo9ou 18 วันที่ผ่านมา +7

    A crash and bullish market provides equal high-yield potential, it's all about information and strategy application, I've seen folks make huge 7figure profit in a crashing market and pull it off much easily in a bull market Unequivocally the crash/recession is getting somebody somewhere rich.

    • @Raymondcraw1967RaymondCrawley
      @Raymondcraw1967RaymondCrawley 18 วันที่ผ่านมา

      On occasion you can beat the market with blind luck, but I wouldn't depend on it. Having a science background there is a saying, 'Luck favors the informed', I've found it to be true, allowed me in great part to retire early

    • @AndersonFair-cy2bb
      @AndersonFair-cy2bb 18 วันที่ผ่านมา

      No doubt, having the right plan is invaluable, my portfolio is well-matched for every season of the market and recently hit 100% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, tho this could take till Q3 2024.

    • @AndersonFair-cy2bb
      @AndersonFair-cy2bb 18 วันที่ผ่านมา +5

      *Whitney Kay Stacy* is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.

    • @AndersonFair-cy2bb
      @AndersonFair-cy2bb 18 วันที่ผ่านมา

      Thank you for this tip. It was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her resume.

    • @VanessaWilliams-pu8vt
      @VanessaWilliams-pu8vt 18 วันที่ผ่านมา

      I will give contact her soon.

  • @AnnaVirginiadr
    @AnnaVirginiadr หลายเดือนก่อน +2

    WORDS ARE NOT ENOUGH TO EXPRESS MY GRATITUDE TOWARDS YOUR KINDNESS TO OUR FAMILY mr. *WILLIAM DORSEY CRYPT* WE ALL SAY THANKS YOU VERY MUCH MAAM, your online classes are top notch and one of the best instructor out there…

  • @CalebTheodored
    @CalebTheodored หลายเดือนก่อน +2

    Hey so I’m extremely new to trading but I’m trying to learn as much as I can now and just set up my account and wallet and everything. How did you learn how to actually use the platforms? Like it’s so confusing and I need someone to go over every single thing and explain what they mean. How did you get through this part. Like what everything means and how to actually place a trade and what wallet to use and all that super basic info. No one is covering this kind of stuff. What trading platform would you recommend for small accounts? there was a time I used *WILLIAM DORSEY CRYPT* and its a 20% ROI

  • @johnsyler8580
    @johnsyler8580 หลายเดือนก่อน +33

    I clicked on this to see how unreasonable and unworkable this would be. I was not disappointed.

    • @nobeliefisok9174
      @nobeliefisok9174 หลายเดือนก่อน +8

      I watch his videos to see how bad the advice is too. He's just working (TH-cam videos) to make a buck. Hopefully everyone realizes the advice is woefully inadequate

    • @MSFighter07
      @MSFighter07 หลายเดือนก่อน

      @@nobeliefisok9174 Says the broke people.

    • @soapa4279
      @soapa4279 หลายเดือนก่อน

      @@nobeliefisok9174 Yup. I think if the goal was something like $25K, or even $50K. It might be more doable and worth a watch.

    • @pete5691
      @pete5691 หลายเดือนก่อน

      😂

    • @beth3535
      @beth3535 หลายเดือนก่อน

      @@nobeliefisok9174No worries. Watching channels like these and readings has helped me manage what I have and build a muck more secure financial life. House is paid off. Car is paid off. Zero-based monthly budgeting. Even my part-time job increases my 401K balance. What you do with what you have is what is important.

  • @user-ws5tu6wu6t
    @user-ws5tu6wu6t หลายเดือนก่อน +3

    Not paying tax on the side hustle income?!

  • @ciscoshibler3214
    @ciscoshibler3214 หลายเดือนก่อน +2

    Currently saving for a visit from Murphy 😂 i know he will be calling soon

  • @chucalissa9231
    @chucalissa9231 หลายเดือนก่อน +18

    How about people that make 40k a year that sounds more realistic,"Your audience is average. What s with the the 75k a year ' Maybe you Right ?🤨

    • @CharlyCD93
      @CharlyCD93 หลายเดือนก่อน +2

      40k single, married, kids? It depends.

    • @TheSnappyo
      @TheSnappyo หลายเดือนก่อน +6

      The median US household income is $74,580 according to 2022 census data. It’s been hovering around $75k for the last several years. Of course, everyone’s situation is different and won’t always directly apply.

    • @nobeliefisok9174
      @nobeliefisok9174 หลายเดือนก่อน +3

      Your income according to George needs to be about $95,526.31 a year to save $33,333.33 a year. This is calculated directly from his video numbers, I'm not looking up anything extra except taxes on the second job.

    • @CYCO1631
      @CYCO1631 หลายเดือนก่อน +2

      On baby steps 4-6... that said... agreed... need to be more realistic here. 100k is more than our take home pay for 2.5 years. Saving to 20 k and keeping it there took us 5 years.

    • @chucalissa9231
      @chucalissa9231 หลายเดือนก่อน

      @@CharlyCD93 /SINGLE

  • @Deathwigems100
    @Deathwigems100 หลายเดือนก่อน +7

    This is ssuming someone makes 100,000 gross household? Avg is like 70000 let alone the median.

    • @nicholasgutierrez9940
      @nicholasgutierrez9940 หลายเดือนก่อน +4

      The Ramsay group basically want you to work 80 hrs a week forever and yell at you if you disagree. It’s not grounded in reality but their advice is still solid.

    • @thisisnotmyname91
      @thisisnotmyname91 หลายเดือนก่อน

      @@nicholasgutierrez9940 @deathwigems100 neither of you watched the video or listened to a word of what he said.

    • @donaldlyons17
      @donaldlyons17 หลายเดือนก่อน

      @@nicholasgutierrez9940 how does an idea not in reality yet the advice make sense NOT Possible

  • @danieljohnson4418
    @danieljohnson4418 หลายเดือนก่อน

    I practice inverse saving by using my credit card and not paying off the balance each month. Best of all, the bank contributes to my inverse savings by imposing a monthly interest charge. 😎

  • @cesarvalentinramieezvala-lp7qz
    @cesarvalentinramieezvala-lp7qz หลายเดือนก่อน

    Once again, I appreciate this video and I might even see you in the discord.

  • @chaselesser3191
    @chaselesser3191 หลายเดือนก่อน +13

    Autozone doesn’t not Pay $75k. It’s more like $10-$15 for majority, maybe manager make that. But they use to cycle thru them like crazy.
    I knew so many people that said the lost a manager position b/c of b/s rules. I understand it’s rules. But it’s like if you missed a deposit 1 day b/c you had zero coverage.

    • @pdxmusl1510
      @pdxmusl1510 หลายเดือนก่อน +1

      Its a joke.

    • @chaselesser3191
      @chaselesser3191 หลายเดือนก่อน

      @@pdxmusl1510 I hope so. Lol.

  • @zekewatson6489
    @zekewatson6489 หลายเดือนก่อน +5

    Save $33 k a year

  • @ghostmane2643
    @ghostmane2643 หลายเดือนก่อน

    The best side hustle I have found is positive EV sports betting. I make ~$10k/month doing it. It is a grind though so if you can't be by a computer/phone while you work your main job it will be much tougher though.

  • @alexpietsch7997
    @alexpietsch7997 หลายเดือนก่อน

    My wife and i just got three months emergency fund saved last month.
    She's working a few hours every Monday during the off season of her job and I'm holding onto my second job to stack cash for a house.
    I net 12 bucks an hour at the second job and i realized for every hour i work I earn 4 cents monthly in perpetuity from the interest until i reach that house down payment

  • @untouchable360x
    @untouchable360x หลายเดือนก่อน +9

    I stopped doing cocaine and I saved $100k in 3 months.

  • @kevincross1240
    @kevincross1240 หลายเดือนก่อน +10

    I was excited about the title but I only make $2,700 a month so guess I won't be involved in this deal.

    • @soapa4279
      @soapa4279 หลายเดือนก่อน +4

      Easy just invest 100% of your income, forget eating, sleeping, and living. -George

    • @jared19882
      @jared19882 หลายเดือนก่อน

      What are you doing only making that in a month in 2024??? Part time?

  • @CaoThanhTra
    @CaoThanhTra หลายเดือนก่อน

    You mentioned at the end to let you know if we had an epiphany and yes I did.

  • @cristinadallavalle1712
    @cristinadallavalle1712 หลายเดือนก่อน +1

    I just wish this was doable in Argentina. Using the same numbers in the local currency is achievable, but it's so fluctuating that we need to convert, and getting to 100K USD is kinda extreme...

  • @AbdulraheemMaiduguumar
    @AbdulraheemMaiduguumar 27 วันที่ผ่านมา +1

    I'm favoured, $60K every week! I can now give back to the locals in my community and also support God's work and the church. God bless America,,

    • @Ameenpina
      @Ameenpina 27 วันที่ผ่านมา

      Thank you Lord Jesus for the gift of life and blessings to me and my family $14, 120.47 weekly profit Our lord Jesus have lifted up my Life!!! A. V

    • @Figueiredo45445
      @Figueiredo45445 27 วันที่ผ่านมา

      Since meeting Expert Rita Davis , I now agree that
      an expert managing your portfolio, the
      rate of profit is high, with less risk.

    • @Garcia00990
      @Garcia00990 27 วันที่ผ่านมา

      AS!! I know it's possible, I'd appreciate it if you showed me how to do it.

    • @isabulamakyari5044
      @isabulamakyari5044 27 วันที่ผ่านมา

      So you guys know her too?...
      she made my husband and l have our own house and car.
      She is good! 👌

    • @JanMcgovern
      @JanMcgovern 27 วันที่ผ่านมา

      I hearing a lot about Ms. Rita Davis she must be really good