The Ramsey Show | October 10, 2024
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- เผยแพร่เมื่อ 12 ต.ค. 2024
- The Ramsey Show | October 10, 2024
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Here we go. A couple making 300K a year gets gifted 'Every Dollar'????
Jade, they don't need this gift. Gift it to someone that needs it. Good grief.
They do this a lot. Those that can afford to buy it, get it as a gift. Those who really need it don't get it gifted to them.
I agree and FPU
sour grapes eh?
I think is more as a thank you for calling in gift 😅
OH good, a couple earning $300k and the taxpayers get to pay their student debt. When I say taxpayers, I mean the couple earning $60k is paying their debt for the $300k couple.
Something like 70% of student debt is owned by the top 25% of income earners. I thing Forbes did an article on it years ago when Biden tried this crap
How dare US tax payer money benefit a US citizen that money could have went to another country…..
$300,000 yearly and shes looking at consolodation loans type! They live above means and need a realty check.They need to pay for every dollar , they can afford it.
And she got loan forgiveness 200k. And still waiting for 18 k wow
I find it hard to believe they have furniture loans and no car loan. I think there is more to the story pinching their budget.
She's a leech, making that kind of money and getting a loan forgiveness! Total BS!
@@rnarzu the $300k needs to be qualified to the area they live at. In some areas, a gallon of milk is $10-15, gas is $7-9/ gallon. With that kind of prices, $300k is not a high income as we can imagine in the Midwest.
They may still be living above their means but not as much as it appears. The family is just outside New York
These two are the BEST hosts!!
$300,000 a year and you can't live on that? Living too large.
😂pinching Pennies 😂
The more you make, the easier it is.
It's all relative.
Divorced woman now after divorce wants to protect herself in her new marriage, so she wont get screwed over like her Ex-husband did by her. Hope the boyfriend hears this and leaves her to enjoy his own life with someone without resentment towards him.
I don’t like the advice they gave her. Marriages end up in divorce. If I was in her shoes I would do the same thing. Protect my kids. Give them what I have and not the guy who didn’t bring anything. Especially that she mentioned he was not a saver. They give such advices like they don’t know how the world works. Later she will call them and ask for advice on how to get out of debt because of him. And they tell her to go all the way in. No way
Pour one out for dude that sold his boats and got nothing but more scorn
@@mbmhill4708I think a prenup is needed that will benefit both parties.
Shes not ready for a marriage
Why don’t they just sell that home and cover the proceeds with a prenup? Then they can start from scratch as a married couple?
Sophia's boyfriend...run!
The women who called who claims they make 300k a year but still had to pay for furniture with a credit card, and still has that balance is either a liar or a liar
First call - why are you offering free Every Dollar and FPU for people with that income? They need skin in the game and can pay for both themselves. If they won't, they don't want to get out of debt. They can also use the free version of Every Dollar. Save the giveaways for people who can't afford the products.
They offer it to everyone who calls! Unless they already have it!
No, they don’t.
@@TheYoungBakerno they don't.
She got loan forgiveness 200k. While her household income is around 400k. WOW what about other people? Why is she special ?
She worked at a public service job like a county or something. My job does that but I had already been so close to paying it off you need to make 10 years of payments while at the job.
@@laurab5849 I get it but it’s still unfair to all these people who paid it off themselves
Just because you work for the government doesn’t make you more deserving than any employee/taxpayer. First of all, most public sector employees already have low insurance and some of them have more laid back jobs than the private sector. Lots of them make over $100k so what makes them special? I think there are a lot of people who are struggling and are underpaid that are way more deserving! A Walmart employee paying for the student loan of someone who makes $400k is not fair.
@@weekenddiaries7975 it’s very frustrating
These are the effects of the policies put forward by this administration. They are taking care of their fellow college graduates that have been brainwashed into thinking democracy means killing your baby or taking peoples guns. This is why people who do trade jobs without a degree are so upset because it will be paid through their taxes. Vote accordingly.
I like Jada and George, best pairing
I came across your channel through this video-
case studies are incredibly valuable, and I'm eager
to see more in the future! Building wealth involves
establishing routines, like consistently setting aside
funds at regular intervals for smart investments.
You're correct. I think the smartest way to go is
to spread out your investments. By putting
your money into different asset classes like
bonds, real estate, and stocks from other
countries, you can lower the risk if one part of
the market goes bad.
That sounds like a good plan. In the past two
years, working closely with a financial market
specialist, I've built a six-figure diversified
stock portfolio. Now, I aim to diversify even
more this year.
I'm a newbie how can someone know a professional broker when legit once are hard to find this days.
Ms Martha Ann Hammerton was my hope during the
'bear summer lost year . I did so many
mistakes but also learned so much from it
I was skeptical at first till I decided to try. Its huge returns is awesome.
If you in debt wait until you debt free to date especially as a man. And if you're debt free and single just get someone who is debtfree and single. Trust me once you debt free people in debt become way less attractive.
Judge Jade 👏👏 Great advice! I wonder if the other five children went to college and if so, went to the one where the dad works. I hate the secret keeping about the loan. That was so wrong of her father.
Do the balance transfer and use the no interest period to pay it off. I did that with a credit card and saved about $4500 in interest and was able to pay it off in the 11 of the 12 months given at no 0%
I do not agree with the idea that once newly wed you should bail your spouse out if they are not on board with debt free-living. What better way to prove that they are all for debt free living than to pick up the hours and pay down their debt before marriage? Seeing is believing....I did pay off my spouse's debts upon marriage and they went straight back into debt and then filed divorce trying to get more $$$ in spousal support, child support, and 50% of my wealth.... needless to say the courts saw right through that gold-digging.... never again>>prenup or single
I look forward to these daily now thanks Dave and Team!
George now morphing into JD? I don't think Emma's Dad wanted to keep her as "Daddy's little girl." I think, being an educator, he wanted his daughter in a safe small Christian college with all the craziness going on in colleges in the last decade and likely did not realize how fast Parent Plus Loans can get away from someone who has a limited income. They have to be paid back starting immediately, not like the ones that are delayed until someone is out of college (or drops out.) They are absolutely the worst kind of loan. On the other hand, at least according to Emma's account, she wanted to go to a cheaper college and he made the decision for her. If that's true, it's on him to pay and the son-in-law is really immaterial.
sophia from DC needs pre marriage counseling and boyfriend needs FPU.
I like George, but lately he's been interrupting people as they are explaining their question and I think it takes the caller down a different path than why they called. Additionally, sometimes I this he is a bit condescending
How are you making over 300K and getting forgiven on your loan?
Public service Jobs for a certain amount of years
First Lady is nuts!!
Average NewYork woman for sure
😂
Haha George, I just ordered ‘Richie Rich’ for our boys and was looking to buy ‘Blank Check’ next; on list. Fun classics. Yes we still watch dvds,📀 buy the $5-$7 ones 👍 that’s our entertainment 📺
I was obsessed with Blank Check!
17:14 and 19:16 love, love, love how Jade referred to The Money Guy Show saying, "The Messy Middle." The RS personalities have been saying that more and more lately. They must listen to TMGS.😊
They probably do. There is clearly a mutual respect between TMGS and Ramsey. They have both appeared on each other's show before.
Just here for Dave to tell other people not to finance vehicles so I don’t do the same shit.
You do not have to refinance to put another person's (spouse's) name on the mortgage. You can have an attorney draw up a simple (and not expensive) Deed of Gift and make the other person a co-owner of the house.
Wrong, your mixing Mortgage and Deed, these are two different documents.
Goodness me, I don't think we needed Emma's entire life story
I think she spinning it too tho.
For Rae from Ohio, you can go to any hospital and they will hire you and train you such as a pharmacy tech, phlebotomist, you can do supply chain...
You guys just want to point out any mistake people make and bash them? Its honestly not a big deal.
The scenario was a budget issue so she offered them a budget solution. The other caller wasnt a budget issue.
They offer multiple things to multiple callers.
Does anyone have a link to the FB group mentioned at 1:08:19?
Lily from New York…. All of us listening already know how your story ends…
On paper on purpose every month, sinking fun'ds for it will happen, but I do not know when like car repairs, electronic breakages
Sometimes the interruption from the hosts (no matter who) just drives me NUTS when listening to these. If you ask a question, wait for the answer of the caller! Let people finish their thoughts! I know there is a time restraint, but the messiness of multiple people talking at once is like nails on a chalkboard!
I agree 100%. That goes for Dave as well. I know he’s seen these situations a million times but it’s a first time for the caller. Give them some of that Tennessee respect and let them finish where possible.
59:48 if I was dating someone who I had concerns about how they handle money, I definitely wouldn't be getting married to them. That's a recipe for disaster.
Telling people that their mortgage is stable and will not increase is the most misleading statement I’ve ever heard. While the mortgage note doesn’t change property tax and insurance it’s like a slap on the face without a warning, when I was renting I knew what my rent was increasing to so I can go look for something cheaper. Stop telling people that their mortgage won’t increase
Such increases are negligible compared to rental increases in any credible and sustainable economy.
Or repairs.
@@amireallythatgrumpy6508every situation is different. My mortgage payment went from 1194 to $1500 to $1800 due to property taxes and insurance. I went back to renting. I signed a 1 year lease and then when renewal came up my rent went DOWN $50. It honestly depends on what works best for you. Personally, owning a home was overrated for me. Renting works for me. If it gets too expensive I'll move. I also don't have a lot of stuff so moving is not a big deal to me lol
As a mortgage holder, you should know when there's an increase in taxes and insurance. Simply add more money to the escrow acct so the monthly payment remains the same.
Wrong, mortgage payment WONT increase if you have a fixed rate (vs an adjustable rate). If you’re ESCROWING your property taxes and home owner’s insurance your monthly escrow payment might increase. Too many people buy a house without understanding the “ghost” costs. Maintenance and assessments happen too.
Your. Debt. Is. A. Peeping. Tom. 17:28
When jade paid off her debt did she get hired at ramsay solutions right away
She did a debt free scream in 2017. Was hired in 2021 or 2022.
@@amireallythatgrumpy6508 ok cool she so good at her job 😀
Must be nice to make 300,000 plus a year and get every dollar and fpu for free 😅
1:06:22 well, Shelby in OKC, if you didn't tell family and friends how much you earn, along with other financial information that is none of their business, maybe they wouldn't be hating on you. Learn to zip your mouth and keep your private business to yourself.
What's wrong with you girl?😲 he's talking advantage of you. Sorry you sound desperate to have a man in your life that is so crazy 🙄 Come on lady, wake up, you're being used!!🤨🙄 why do you want a guy like this get yourself into therapy.
Oh brother, Mark from Augusta is a rambler. That guy deflects the conversation. Stay focused, Mark. Stay on topic and set down the beer. You’re a hot mess. Jade and George should have re-directed him or shut him down. Dave would have shut him down in the first 2 minutes.
Ikr
You have to trust in the ramsey personalities, because you can even see they are winning especially because Jade is looking tidy af, George meh yeah him too haha
Pretty sure George is rolling in the new $30 Banana Republic bomber jacket from Costco 😂 Well played.
I love Bruce Springsteen and I'm voting for Kamala Harris🎉
...good one...happy trolling...
Si hay alguien peor q Biden es Harris
@republicunited2183
0 seconds ago
I’m sorry. You can vote your way into communism, but you can’t vote your way out.
Lady leaving her house to her 3 year old because boyfriend "likes boating too much" is a psycho. Boyfriend needs to run FAST. This is why you dont date single moms
And if you do, own your own stuff. She wants him to change his life, help her build one, but him own 0 equity? Laughable lol
Emma should pay her Parent Plus loan
How is it that the people making $200,000+ call in and at the end of the call they get every dollar premium, FPU, and books and then people who call making $16 an hour get no assistance or tools to help them?
This happens in every show.
You personalities need to do a better job at distributing your resources fairly.
The best gift the hosts could give someone making $16 hr is to tell them to raise their income- which they do. Ken and George also gift the job assessment book and quiz.
Do NOT financially help a partner or bfriend WITHOUT FIRST making ut clear it is a strictly financial BIZ transaction To Help HIM, and him alone, to gain knowledge and control of HIS finances and HIS stability, and that it is NOT at all related to anything of the heart or other (ie. s..., or other non described gain for you) WHY ? Bc if you
1. Happen to split up. And you happen to want your "investement back". That will be treated differently, if it is not a gift. Which will be if you do not write up sn agreement to repay. Not it will be a partnership loss, for if either of you want more gain or biz, or taxes etc.
2. If you happen to marry. You can CHOOSE to keep that as a pre marriage loan, NOT PART OF your marriage, cuz as a single working person you're entitled to commingle or not, what your earned pre- marriage.. consider that your Mama "emergency back up" for if ever single and with kids ... Many men that are financially irresponsible more than 2x ..are a danger to have kids with in this and the last century...that's why many women don't want more than 1 or 2 kids... raising US kids =$$$$$.