DO YOU WANT MORE MONEY? STOP THESE 12 HABITS! LIVE BELOW YOUR MEANS!

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  • เผยแพร่เมื่อ 27 พ.ย. 2024

ความคิดเห็น • 363

  • @KimSmith-b9v
    @KimSmith-b9v หลายเดือนก่อน +61

    My beloved mother wanted to sell a guest bed. A buyer came over to look at the bed and he said: it is embarrassing to buy a bed second hand. My mother answered: no one thinks it is embarrasing to sleep in a hotel bed where hundreds of people have already slept in. The man bought her bed. 👍

    • @FrugalMoneySaver
      @FrugalMoneySaver  หลายเดือนก่อน +5

      YES! Love that!!

    • @JLD1960
      @JLD1960 หลายเดือนก่อน +5

      thats so true i had no bed im,70 had to sleep on the floor of made sure my grandson had a bed! my neighbor had put a matress set and fram on her lawn with a free sign on it we drug it home a and guys i felt lke a million bucks i was sore sleeping on the floor id actaully cry sonetimes cuz i hurt so much i talked to her afte i took it and i told herhow grateful i was for her bed and she was happy she can help others anyway rheres not one thing using a second hand bed. its better than sleeping on the floor ,!!😅

  • @joyswenson7941
    @joyswenson7941 หลายเดือนก่อน +35

    Back in 2021, we bought a van- it was a need with our growing family. We paid nearly half as a down payment, and then paid a few months. Then my grandma died and I got a $10,000 check in the mail. We paid off our van and had a few thousand leftover in the bank. Not having that debt hanging over our heads was amazing.

    • @FrugalMoneySaver
      @FrugalMoneySaver  หลายเดือนก่อน +4

      Yes, that's the way to do it!

    • @glendaschilder3048
      @glendaschilder3048 25 วันที่ผ่านมา

      I don't drive,but if I could I'd buy a second hand van,turn it into a camper..road trips..

  • @crystalrockcrochet2487
    @crystalrockcrochet2487 หลายเดือนก่อน +27

    I just got a kitchen aid counter top mixer on Facebook for $ 80.00! It's red! and it matches my kitchen! I have been waiting YEARS because I can't afford and don't want to pay the full price for a new on😊

    • @FrugalMoneySaver
      @FrugalMoneySaver  หลายเดือนก่อน +1

      YAY! How wonderful! Good for you!

    • @tanjacavlovic8053
      @tanjacavlovic8053 หลายเดือนก่อน +1

      Wow, that was luck!! A wink from heaven!

  • @elizabethlangheim7214
    @elizabethlangheim7214 หลายเดือนก่อน +44

    Hubby and I lucked out two days ago. I wanted him to order pizza because we didn’t have one in the freezer. We planned on splurging by getting a two liter of soda and cookies. They had got rid of their delivery drivers and there were no DoorDashers signed up for our area so they couldn’t take our order. Saved us $40 and I ended up cooking a freezer meal.

    • @singerjo5791
      @singerjo5791 หลายเดือนก่อน +1

      I always go through the drive thru if I order I which is rarely.

    • @utopicconfections5257
      @utopicconfections5257 หลายเดือนก่อน +4

      Homemade pizza costs a fraction of buying. Homemade cookies - you mean having your whole house smell like chocolate and buttery-sugar? No comparison to store bought. Food for thought.

    • @FrugalMoneySaver
      @FrugalMoneySaver  หลายเดือนก่อน +2

      YAY!!!! Now, that's the way to do it! Good for you!

  • @VirginiaLawson-k4t
    @VirginiaLawson-k4t หลายเดือนก่อน +7

    Another great video. My fondest memories are traveling from NYC to Fl with my mom on the Seaboard train in the 50s. She always packed pepper, onion and egg sandwiches. We couldn't afford the dining car. Just survived Hurricane Milton, lost about half my freezer of food. We're alive 130 mph wind and 20 in of rain. I was prepared ahead with plenty of cans, pasta etc.

    • @FrugalMoneySaver
      @FrugalMoneySaver  หลายเดือนก่อน +3

      So happy you are safe! Thank you!

    • @adognamedmoose
      @adognamedmoose 24 วันที่ผ่านมา

      Happy you are safe. What kind-of pepper? Those sandwiches sound really good!

  • @bambicrosby120
    @bambicrosby120 หลายเดือนก่อน +29

    in our family we brag about how cheap we got got our stuff. my grandfather one time picked a fancy winebottle out of the trash, and then sold it for $10.00.he was a realsellar before that was a thing.37 years ago. love the videos

  • @DS-mw8yu
    @DS-mw8yu หลายเดือนก่อน +19

    Oh wow thank you for telling people about second hand. I live in a relatively affluent city, so i get almost everything from thrift stores or from various FB upcycle groups because all the affluent people are giving their things away and im scooping up whatever i need for pennies.
    Recently got a brand new Instant Pot for free from the upcycle site.
    I spend a little extra on groceries but the core is with clearance shopping, plus i belong to a FB helping hands page, people with extra food or stuff they can't use, put it onto helping hands and i get free food!
    Along time ago i was "keeping up with the Jones" type person, no more and i am actually saving money!

    • @FrugalMoneySaver
      @FrugalMoneySaver  หลายเดือนก่อน +2

      That's so wonderful! Good for you!

  • @ginadowd1713
    @ginadowd1713 หลายเดือนก่อน +24

    We are ao excited that even with our power cost per unit climbing, we've managed to reduce our power bill by $60/month. We have budget billing, so we pay the same amount monthly. I almost did a cartwheel in the den when I got the notice that our bill was going DOWN effective next month🎉. Thank you Lord for the slow cooker and toaster oven.

    • @LauraMacMillan-el2kc
      @LauraMacMillan-el2kc หลายเดือนก่อน +5

      And the instant pot! If you have one.
      It costs about 10% the amount to cook the same meal in the instant pot as in the big oven. Crock pots and toaster ovens fall somewhere in between, so you’re right; they are a great money savers, too! Utilities are real budget breakers in a lot of households now.

    • @FrugalMoneySaver
      @FrugalMoneySaver  หลายเดือนก่อน +2

      That's so wonderful! Good for you!

  • @lindakeays3608
    @lindakeays3608 หลายเดือนก่อน +6

    I love how respectful you and Paul are to everyone. You give out great ideas and information, but respect that all of it may not work for everyone. Your approach is so kind and heartfelt. Thanks!

    • @FrugalMoneySaver
      @FrugalMoneySaver  หลายเดือนก่อน +2

      Linda, thank you! That means a lot!

  • @pammentzer3584
    @pammentzer3584 หลายเดือนก่อน +21

    Great points, Emmy! One side note...I once ordered a dress online from an overseas company. The price was very affordable, but I forgot to check on their return policy. When it arrived, my "dress" had become a very tacky looking swim suit! There was NO return address provided either. Lesson learned! From now on, I will only buy online from within the states and make sure that the return policy is clearly stated on the website.

    • @susanf4857
      @susanf4857 หลายเดือนก่อน +1

      Yes! I ordered a clothing item from Amazon and it didn't fit. When I went to return it I realized it had to be sent back to China! Costs was too much to send it back so I will just sell on eBay. Now I rarely buy any clothes on Amazon.

    • @dorawedlock3969
      @dorawedlock3969 หลายเดือนก่อน

      @@pammentzer3584 bet it was Temu. I would never order from them.

    • @FrugalMoneySaver
      @FrugalMoneySaver  หลายเดือนก่อน +2

      YES! Shop here in America! Love that!

    • @joycewright5386
      @joycewright5386 หลายเดือนก่อน +1

      Yes I did the same thing. Many sites especially on Facebook say the item comes from within the states when in reality it is coming from China. They send it to a distribution center in the states but there is no way to do a return.

    • @dorawedlock3969
      @dorawedlock3969 หลายเดือนก่อน

      @@pammentzer3584 and you gave all your information to China. Very dangerous.

  • @elizabethlangheim7214
    @elizabethlangheim7214 หลายเดือนก่อน +15

    I’ve seen friends family members buy flat screen televisions when they first come out and were extremely expensive and then cry to parents they don’t have money for milk or diapers. They go on vacation then ask for house payment money. So they’ll blow their own money and then ask for money for necessities. It’s ugly blackmail because the friends don’t want their grandkids to not have milk or diapers.

  • @trishdonley945
    @trishdonley945 หลายเดือนก่อน +20

    Thank you for another wonderful video Emmie and Paul. Regarding gift giving: this is something I struggle with. I really hate the obligation to give gifts for holidays. As I've gone through a several years long decluttering journey, I've had a difficult time letting go of things that people have bought for me or made for me, but that I've never liked or used. I appreciate the gesture much more than the gift. I've struggled with how to bring up the subject of "no gifts", or "gifts of experience only". I don't need any more things. If I need something, I save for it and if I still want it, I buy it. I used to shop all year for little thoughtful gifts for people and noticed that they weren't used or needed or wanted. And then I left those people with a burden of decluttering🙃. In our family, we've tried various things: drawing names, doing something as a family, donating in a person's name to a charity, etc. But we've got people in our family whose love language is giving gifts. It's really difficult. I really dread this time of year for that reason😕

    • @LauraMacMillan-el2kc
      @LauraMacMillan-el2kc หลายเดือนก่อน

      Can you return them for cash?
      It sounds a big ungrateful maybe, I admit. But being burdened with possessions that you don’t want, can’t use, and have to caretake for the rest of your natural life doesn’t sound like it’s generating much gratitude either.

    • @LauraMacMillan-el2kc
      @LauraMacMillan-el2kc หลายเดือนก่อน +1

      “… a *bit* ungrateful” I meant to say.

    • @patriciacerwin6266
      @patriciacerwin6266 หลายเดือนก่อน

      @@trishdonley945 perhaps tell them with everything going on in the world, you really have no need and would prefer no gifts this year. If they insist, then tell them to make a donation to a charity of their choice. We all have too much stuff and a lot of people are in need after all these storms.

    • @michellemybelle22
      @michellemybelle22 หลายเดือนก่อน

      I do too!

    • @joculp-yq3qh
      @joculp-yq3qh หลายเดือนก่อน

      Oh how I understand your dilemma!

  • @patriciacerwin6266
    @patriciacerwin6266 9 วันที่ผ่านมา

    Second time watching, how did they build such beautiful buildings in those days. Absolutely beautiful and still standing. Homes today are so cookie cutter in appearance and certainly won't be standing 100 years from now.

    • @FrugalMoneySaver
      @FrugalMoneySaver  5 วันที่ผ่านมา

      So true! It was such a magical little island!

  • @VeronicaBohnert
    @VeronicaBohnert หลายเดือนก่อน +16

    Hi Emmy and Paul. Thank you for sharing your frugal tips. I would like to mention something that just happened less than an hour ago. I was buying a few groceries and thought my bill was more than I expected, and it turns out I was overcharged $14.05 for a small bag of bulk spices; the correct cost came to .45 cents. Thankfully I checked my receipt before leaving the parking lot and staff were quick to fix the error.

    • @juliatepe5760
      @juliatepe5760 หลายเดือนก่อน +1

      I've learned to check my receipt before leaving any store.

    • @allisonmodaff5635
      @allisonmodaff5635 หลายเดือนก่อน +1

      I was once charged $109.00 for an item that actually cost $1.09! YES, check those receipts!

    • @FrugalMoneySaver
      @FrugalMoneySaver  หลายเดือนก่อน

      Good catch! That happens so often!

  • @jeannel1065
    @jeannel1065 หลายเดือนก่อน +11

    Bannerman Island trip sounded so fun. Wow-what a castle! I just read up on the history. I love learning something new.

  •  หลายเดือนก่อน +2

    This year I got for free immersion blender, hoover, juicer, steamer, double bed wooden frame, 6 floor cushions for improve my sofa. I am so grateful for those people who give things away for free instead of dumping them.

  • @katieheidinger4635
    @katieheidinger4635 20 วันที่ผ่านมา

    Im here from Kate Kaden! New subscriber.

    • @FrugalMoneySaver
      @FrugalMoneySaver  17 วันที่ผ่านมา

      Welcome!! so happy you joined us! Thank you!

  • @dianecender9606
    @dianecender9606 หลายเดือนก่อน +4

    Em.... Im always looking for weird ways to preserve food so I tried this today and it worked awesome. I bought so many potatoes on sale at shop rite , so what i did was i made fresh mashed potatoes and put it in the frig over night till its very cold. I put saran wrap on the bottom tray. I used a hamburger press to mold them gently in place. Flipped them onto the tray and covered it with saran wrap and popped it in the freezer. This way they are well portioned out too 😀😀😀

    • @ElenaPendell
      @ElenaPendell หลายเดือนก่อน +2

      What a great way to make potato patties.

    • @FrugalMoneySaver
      @FrugalMoneySaver  หลายเดือนก่อน +2

      So smart, Diane! Thanks for sharing!

  • @CreamPuff-ek8fd
    @CreamPuff-ek8fd หลายเดือนก่อน +1

    I cooked the last 2 zucchini from the garden with some shallots and a red pepper I had frozen along with some Henry’s from the garden. It was a fantastic side to a roasted chicken leg.

    • @FrugalMoneySaver
      @FrugalMoneySaver  หลายเดือนก่อน

      Sounds wonderful! What are Henrys?

    • @CreamPuff-ek8fd
      @CreamPuff-ek8fd หลายเดือนก่อน

      @ Herbs🤣🤣I did not check for typos!,

  • @VampExpress
    @VampExpress หลายเดือนก่อน +9

    Excellent words of wisdom sprinkled with your lovely humour, as usual x Whilst I am here please can I express my thoughts and prayers for all of the people caught up in the recent events of the hurricane? I watched in disbelief from my side of the world and I was devastated for them all. I pray they find the strength to rebuild. Thank you Emmy and Paul ..see you next week! xx

    • @FrugalMoneySaver
      @FrugalMoneySaver  หลายเดือนก่อน +1

      Absolutely! We pray for them always!

  • @susan06860
    @susan06860 หลายเดือนก่อน +10

    I love forward to your videos every week. Your canisters and fall bowls behind you are beautiful ❤

  • @katherinerichardson1767
    @katherinerichardson1767 หลายเดือนก่อน +12

    The Veggie sandwiches look yummy! But I do miss the "Paul approve" segment you use to do. Great boat ride. Thanks for sharing.

    • @christophervogt7456
      @christophervogt7456 หลายเดือนก่อน +1

      @katherinerichardson1767 I agree! I love it when he says "Paul approved" . I wonder who came up with that, Emmy or Paul?

    • @FrugalMoneySaver
      @FrugalMoneySaver  หลายเดือนก่อน +1

      LOL! Thank you! I will remind Paul he needs to taste test more!

    • @FrugalMoneySaver
      @FrugalMoneySaver  หลายเดือนก่อน +1

      BHAHAHA!!! Neither, Chris! It was a dear friend of ours that suggested it...wink wink

  • @Karie419
    @Karie419 หลายเดือนก่อน +7

    I started cooking when I was 12 or 13. Mostly following my mother’s directions which was 10 to 12 servings. There was 7 people in our family. It took me almost 25 years to stop cooking for a small army.

    • @FrugalMoneySaver
      @FrugalMoneySaver  หลายเดือนก่อน +1

      Oh goodness! I can understand!

  • @mazcontrol3589
    @mazcontrol3589 หลายเดือนก่อน +1

    All brilliant tips, I follow quite a few of these and certainly they are effective. I stick to a strict budget and it works for me. yep. good works.

  • @annelisewhite6244
    @annelisewhite6244 หลายเดือนก่อน +9

    With ingrained British politeness I don't think I've ever been able to complain about a meal I didn't like 🤦

    • @annelisewhite6244
      @annelisewhite6244 หลายเดือนก่อน

      I also agree with number 8. My husbands uncle is a retired, childless bachelor. He buys us very expensive Christmas gifts. I used to feel guilty that we couldn't reciprocate. Now I realise we have different financial obligations and circumstances and that's ok.

    • @FrugalMoneySaver
      @FrugalMoneySaver  หลายเดือนก่อน +1

      Not that you didn't like it but that it was not cooked the way you asked. I understand though...

  • @janetstonerook4552
    @janetstonerook4552 หลายเดือนก่อน +5

    I've learned to tighten down after months when I have had to spend heavily. I bought a newer car last month with cash after my mechanic advised me my old one was a danger to drive. With that and fall household repairs, having to buy a new wash machine, having had house guests, and unexpected vet bills for my cats, my monthly budget is shot! I paid all my bills but my checking account is really low. No problem...I just won't spend anything for the rest of the month! Other than buying gas for my car ( which I can cover by only driving the absolute minimum) I won't be spending any money...period! I have a well-stocked pantry and freezer so I won't even tempt myself by going to the store. I will focus on other fun household projects using what I have on hand. I don't see it as a hardship but as a fun challenge! I accomplished a lot and now have a reliable car, a house ready for winter weather, clean laundry, healthy kitties and had great visits with my overnight house guests! It was well worth a little belt tightening for the next 16 days!😊❤ I feel blessed!

    • @FrugalMoneySaver
      @FrugalMoneySaver  หลายเดือนก่อน +1

      Janet, what a wonderful positive attitude! Love it!

  • @Nicole-zv7ee
    @Nicole-zv7ee หลายเดือนก่อน +6

    I love how you usually add a cooking tutorial, to each of your videos! Todays video gave me some new ideas, for cooking, frugally. As always, thank you!

    • @FrugalMoneySaver
      @FrugalMoneySaver  หลายเดือนก่อน

      So glad the video was helpful!

  • @georgekibblin9924
    @georgekibblin9924 18 ชั่วโมงที่ผ่านมา

    I live 5 minutes from Bannerman's Island! Such a cool place.

  • @GretchenBostrom
    @GretchenBostrom หลายเดือนก่อน

    Wonderful reminders for saving $. What a cool day trip for your son’s belated birthday! How fun! What a great idea. Experiences are better than things any day.

  • @patriciacerwin6266
    @patriciacerwin6266 หลายเดือนก่อน +6

    What a unique home. Can you imagine living there years ago, how beautiful the views. I want my own island now! Guess that falls into one of your 12 things not to do, covet!

  • @Vmarigold
    @Vmarigold หลายเดือนก่อน +1

    Love your kitchen background Thank you 👍

  • @yvonnehill3954
    @yvonnehill3954 หลายเดือนก่อน +1

    What a wonderful video from start to finish Emmy and Paul! Thank you for always blessing everyone with such wise advice each week. I also loved what you did with all those veggies and mozzarella.......how delicious and a great idea. Finally, thank you so much for sharing some clips from your family outing at the end. The Hudson river really did look so beautiful and I was so happy to have been able to see such marvellous views. You both are so thoughtful and your videos are such a joy.
    Have a wonderful week and may God greatly bless you both too.❤

    • @FrugalMoneySaver
      @FrugalMoneySaver  หลายเดือนก่อน +1

      Yvonne, you are always so generous with your kindness! Thank you and God Bless you too!

  • @pd2330
    @pd2330 หลายเดือนก่อน +6

    OMG!!!! THOSE SANDWICHES ARE OUTSTANDING!!!!!!!! I could almost taste them!!!! Thank you for that recipe! So glad you enjoyed Bannerman's Island! Its an awesome place!! Enjoy this gorgeous weather!
    Mrs. D. Hudson Valley

    • @FrugalMoneySaver
      @FrugalMoneySaver  หลายเดือนก่อน +1

      YAY! Glad you thought so! Thanks for watching, Mrs. D!

  • @carolynb2457
    @carolynb2457 หลายเดือนก่อน +3

    Watching that movie under the stars on that island- I would surely love that. The scenery is beautiful and that was truly a wonderful birthday gift for your son. He will remember this special birthday always. And that sandwich looks so yummy!

    • @FrugalMoneySaver
      @FrugalMoneySaver  หลายเดือนก่อน

      Yes, we had such a wonderful time!

  • @margiesoapyhairbillian4754
    @margiesoapyhairbillian4754 หลายเดือนก่อน +14

    I only want to go to thrift shops! I love supporting local charities.

    • @kkgoof123
      @kkgoof123 หลายเดือนก่อน

      Me too! And actually, my favourite things are items I have bought there!

    • @FrugalMoneySaver
      @FrugalMoneySaver  หลายเดือนก่อน

      We do too!

  • @tugboatgirl1296
    @tugboatgirl1296 หลายเดือนก่อน +1

    What a fun birthday experience!!!
    Yes, experiences and making memories are the best gifts!
    Thanks for sharing 😊

    • @FrugalMoneySaver
      @FrugalMoneySaver  หลายเดือนก่อน +2

      Thanks for watching, Sheryl!

  • @nancyyoung9972
    @nancyyoung9972 หลายเดือนก่อน +10

    Hi Emmy & Paul from Nancy in Hatboro,Pa. I just wanted to say u got me with that copycat thing. It’s a little embarrassing. I saw all the beautiful shirts Emmy wears and jewelry so I went a little nuts wanting to buy 5 . I did calm down and bought one shirt. I love it & get compliments. I really couldn’t afford it. I paid on debit card which is good Bad part I paid 30$ for shirt on amazon. Better I found necklace for 3$ at 2nd hand store in town here. I also like to add I have no car and use public transportation. Bus to left of my bldg. Train to right both about a block away walking. I walk to stores here. I picked place I live bc I can walk to stores.produce junction,ezmart,PO,hardware store etc.friend also drives me sometimes. I try and be careful of electric use & cut out paper plates and use way less paper towels. I have rag instead in kitchen. Very good I feel. Cooking one of ur crockpot meals today.Thanks for sharing your experience big help. Big hugs 😊

    • @michellemybelle22
      @michellemybelle22 หลายเดือนก่อน +2

      Paper towels are so expensive! A 6 pack of Bounty triple rolls is $27.66 at Walmart in Massachusetts!

    • @FrugalMoneySaver
      @FrugalMoneySaver  หลายเดือนก่อน +1

      Big Hug right back, Nancy! Thank you for the compliment!

  • @soniasegermercedes7408
    @soniasegermercedes7408 28 วันที่ผ่านมา

    Thank you very much for the work and wisdom you share with us in your videos!

  • @cltinturkey
    @cltinturkey หลายเดือนก่อน +4

    Beautiful sunset on the island. That is a great gift idea.

    • @FrugalMoneySaver
      @FrugalMoneySaver  หลายเดือนก่อน

      Yes it was! We all enjoyed it!

  • @JudithMcPheron-pb9lv
    @JudithMcPheron-pb9lv หลายเดือนก่อน

    Thanks Emmy!

  • @tisherbug27
    @tisherbug27 หลายเดือนก่อน +1

    I made this sandwich today for lunch. So yummy!!! TFS!!

    • @FrugalMoneySaver
      @FrugalMoneySaver  หลายเดือนก่อน

      Wonderful! So happy you enjoyed it!

  • @TeresaS-q7x
    @TeresaS-q7x หลายเดือนก่อน +4

    That veggie sandwich looked sooooo good!! Who says you need meat for a great tasting sandwich.
    Nice boat ride, sunset pics!

  • @tinac945
    @tinac945 หลายเดือนก่อน

    Thank you, Emmy, for sharing the Ciabatta Bread recipe! Can't wait to make it! ❤

  • @bethbeckermeyer1732
    @bethbeckermeyer1732 หลายเดือนก่อน +5

    The sandwich looks delicious! The boat trip was fun!

  • @Brattyanne1231
    @Brattyanne1231 หลายเดือนก่อน +5

    Can you do some frugal gift basket ideas for the holidays?

    • @FrugalMoneySaver
      @FrugalMoneySaver  หลายเดือนก่อน +5

      That's a fun idea!

    • @nesser1352
      @nesser1352 หลายเดือนก่อน +1

      I would love to see this too!

    • @Mewmewzoey1994
      @Mewmewzoey1994 หลายเดือนก่อน

      Yes! I want to see that!

  • @aroseykitchen
    @aroseykitchen 23 วันที่ผ่านมา

    The sandwich looks good. Thanks for sharing!

  • @dorawedlock3969
    @dorawedlock3969 หลายเดือนก่อน +4

    You have such pretty dishes. Those two over your left shoulder look so pretty. Yellow and orange I think. Always check out your tablecloths to. Yep, I’m nosy.

    • @FrugalMoneySaver
      @FrugalMoneySaver  หลายเดือนก่อน +1

      Dora, thank you! It's okay to be nosy LOL!

  • @juliemoore6957
    @juliemoore6957 หลายเดือนก่อน +4

    What a fun birthday celebration! It looks gorgeous 😍.

  • @CreamPuff-ek8fd
    @CreamPuff-ek8fd หลายเดือนก่อน

    Loved using trains to get from one area to another when I was in Europe. Wished we had easier access in North America. I am lucky to have great public transport in my area and I use it to go downtown instead of paying 30$ in parking and getting frustrated at the traffic!

  • @CCS1780
    @CCS1780 หลายเดือนก่อน

    Emmy, this was a great video and v timely given the cost of living crisis. A few good reminders in there esp just before Christmas. You are a great presenter - and a great source of information.

  • @eileenpalumbo6578
    @eileenpalumbo6578 หลายเดือนก่อน +3

    Your adventure sounds so fun! What a great birthday gift.

  • @judymc4213
    @judymc4213 หลายเดือนก่อน +9

    I bike, my husband walks and I use public transportation. Yes, we have cars, but my tax dollars support public transit. Win win!

  • @Cherisse-lj7zf
    @Cherisse-lj7zf หลายเดือนก่อน +3

    I am vegan so the recipe for the veggie sandwiches with vegan cheese is BOMB! Thanks for the idea!

  • @cltinturkey
    @cltinturkey หลายเดือนก่อน +3

    Gorgeous sandwich and great idea. Thank you!

  • @SlowLivingWithAutism
    @SlowLivingWithAutism หลายเดือนก่อน

    YUM! The veg sandwich looks wonderful.

  • @juliatepe5760
    @juliatepe5760 หลายเดือนก่อน +3

    Wow, what a packed video. Thank you!

    • @FrugalMoneySaver
      @FrugalMoneySaver  หลายเดือนก่อน

      So welcome! Thanks for watching!

  • @hello-vs4me
    @hello-vs4me หลายเดือนก่อน +19

    Only buy meat or fruit or vegetables when on sale

    • @FrugalMoneySaver
      @FrugalMoneySaver  หลายเดือนก่อน +5

      So smart!

    • @joyswenson7941
      @joyswenson7941 หลายเดือนก่อน

      @@hello-vs4me we shop the loss leaders in the grocery ads. We’ve found chicken breast for $1/lb, a dozen eggs for $1.50, and fruit- oh the fruit! Lately grapes have been on sale for 87 cents/lb. I usually get 5-6 lbs, and at the register, I love watching the price go from the initial $16-$18 down to less than $6. 😆

  • @teresaeidson7262
    @teresaeidson7262 หลายเดือนก่อน

    The sandwiches look delish ❤ thank you!!

  • @allisonspeer649
    @allisonspeer649 หลายเดือนก่อน +3

    100% stopped being an ATM machine for family members. Also love thrift stores but have to be very careful to not buy things I just don't need. What a cool trip. We once went into a Government area where there is an abandoned Lodge (old stone mansion) that they open up once a year for by historical society. I just love things like this.

  • @crystalrockcrochet2487
    @crystalrockcrochet2487 หลายเดือนก่อน +4

    A few months ago I needed some dried rosemary, but instead of going to Safeway which is in walking distance from house because I would have paid almost $ 8.00 for a small bottle, I took the bus, spent $ 1.40 for the ticket and got the dry rosemary in bulk for $ 0.20. I got even more than what I would have got at Safeway. This week, again I took the bus, paid $ 1.40 for the ticket (I am senior) and got a food saver for $ 10.00 after you talking so much about it, because I just don't want to waste any food anymore and my money 😊

    • @FrugalMoneySaver
      @FrugalMoneySaver  หลายเดือนก่อน +1

      That is wonderful! Good for you!

  • @christophervogt7456
    @christophervogt7456 หลายเดือนก่อน +2

    I'm so glad I was able to join your live today. I had fun "chatting" with you as usual! ❤

    • @FrugalMoneySaver
      @FrugalMoneySaver  หลายเดือนก่อน +1

      Always so fun when you show up Chris! Thank you!

  • @EstherWillinski
    @EstherWillinski หลายเดือนก่อน +4

    The copycat purchases are spot on. I normally don't copy from friends or family, but here comes in the sneaky and repeated ads on Instagram and you end up wanting to buy it. So I got rid of Instagram. No more copycat needless wants. That sandwich looks scrumptious!

  • @kayeh6186
    @kayeh6186 หลายเดือนก่อน +1

    I’m home alone this weekend. I made your yummy sandwich for my dinner. I did add bacon to mine and it was delicious.

  • @vamos-adestrozarlareceta
    @vamos-adestrozarlareceta หลายเดือนก่อน +3

    I always love your recipes please do more 😊

    • @FrugalMoneySaver
      @FrugalMoneySaver  หลายเดือนก่อน

      We have 100's and 100's of recipes on our home page on TH-cam at Frugal Money Saver.

  • @melma5910
    @melma5910 หลายเดือนก่อน +54

    I'll never forget the time my sis in law called asking for money because they over spent on Christmas gifts. We rarely, maybe once a year, heard from them. On top of this she knew about a week before we lost our baby. Others have called us to pay for funerals and weddings. 🤦‍♀️

    • @RR-fn6dm
      @RR-fn6dm หลายเดือนก่อน +21

      Oh wow. I’m sorry 😞
      I make it a rule to not lend any money. Unfortunately people sometimes treat others as their bank instead of living within their means

    • @FrugalMoneySaver
      @FrugalMoneySaver  หลายเดือนก่อน +31

      Oh my goodness I am so sorry for your loss 😢

    • @phyltorkelsonp9268
      @phyltorkelsonp9268 หลายเดือนก่อน +21

      We also have had relatives ask to “borrow” money from us in the past, and we would most times help them out….only to never get paid back. We finally decided to just put a stop to it….we started telling them we had our own grandchildren now, we’re saving it for them! People need to learn to live within their means.

    • @elizabethlangheim7214
      @elizabethlangheim7214 หลายเดือนก่อน +20

      Sorry for your loss. It’s unbelievable family could be so insensitive.

    • @janetbusch6517
      @janetbusch6517 หลายเดือนก่อน +18

      I'm so sorry for the loss of your baby. My never heard from sister sent me a letter right after my child was born..it said " I'm pregnant and getting married. Send money to address below" entire letter. I guess we all have " one of those" relatives!

  • @conniechuha3113
    @conniechuha3113 หลายเดือนก่อน +4

    You gave me an idea for supper tonight. Thanks 😊

    • @FrugalMoneySaver
      @FrugalMoneySaver  หลายเดือนก่อน

      Wonderful! Thanks for watching!

  • @rena4220
    @rena4220 หลายเดือนก่อน

    Lovely sunset at the end. Thank you for sharing your trip. Will have to put this on my girls trip list. Making memories is the best gift. For my older grandchildren, I give them a birthday coupon good for a movie night with Mema.
    It reminds me of Boldt Castle in Alex Bay. it is on Heart Island in the St. Lawrence River. They are slowly restoring it. Always amazes me to think of them hauling all the building materials and furnishings across the river. Even in the winter.

    • @FrugalMoneySaver
      @FrugalMoneySaver  หลายเดือนก่อน

      Isn't that the truth! Must have been tough!

  • @LL-pq5uo
    @LL-pq5uo หลายเดือนก่อน +1

    I love your unique elevated sandwich idea -- thanks for sharing! 🙂

  • @dawncierelli1510
    @dawncierelli1510 หลายเดือนก่อน +3

    Nice picture of you two..thank you for the nice video

  • @catgodfrey6451
    @catgodfrey6451 หลายเดือนก่อน

    Great tips. The sandwich looks so good 😊❤😊 The experience looks so awesome. I ❤ gifting experiences & receiving them

    • @FrugalMoneySaver
      @FrugalMoneySaver  หลายเดือนก่อน

      We feel the same! Thanks, Cat!

  • @carolyneastman6095
    @carolyneastman6095 หลายเดือนก่อน

    Great ideas…..yummy sandwich and a beautiful excursion….thanks!

  • @robinmeier6048
    @robinmeier6048 หลายเดือนก่อน +4

    Love your videos!❤

    • @FrugalMoneySaver
      @FrugalMoneySaver  หลายเดือนก่อน

      Robin, thank you for your kindness!

  • @blackfootdaisy
    @blackfootdaisy หลายเดือนก่อน +2

    Oh my, those sandwiches looked SO delicious! Your trip to the island was such a great idea. It looks quite mystical. I'm sure there's an interesting story there. I'll have to check that out.

  • @serendipitysue3255
    @serendipitysue3255 หลายเดือนก่อน +6

    I bought a bus ticket recently. I qualify for senior rates. Round trip is just 2$. I will be saving money on gas and parking. Both of those together are more than 2$.

    • @FrugalMoneySaver
      @FrugalMoneySaver  หลายเดือนก่อน +1

      That's wonderful! Pleases be safe!

    • @serendipitysue3255
      @serendipitysue3255 หลายเดือนก่อน

      @@FrugalMoneySaver thank you.

  • @hello-vs4me
    @hello-vs4me หลายเดือนก่อน +10

    I do all my Christmas shopping the day after Thanksgiving walmart clothes 50 percent off 200 for Christmas and birthday if see any thing cheap will stock up got t-shirts for 1 doll got 40 tshirts. Got enough t-shirts for 3 to 4 years for 40 dollats

  • @SuperKathio
    @SuperKathio หลายเดือนก่อน

    I really appreciate your hard work on your videos.

    • @FrugalMoneySaver
      @FrugalMoneySaver  หลายเดือนก่อน

      Thank you for the encouragement!

  • @Daysjourneywa
    @Daysjourneywa หลายเดือนก่อน

    Loved your outing video ❤ I take any extra money, raises, extra hours, tax returns, etc. and apply them to our mortgage principle in an effort to 1) pay down our house faster and 2) keep my budget low.

  • @AWitchAndACat
    @AWitchAndACat หลายเดือนก่อน +3

    I used Amazon prime day to get a few things I have been needing. They are things that I will use all year long, like medication, hand sanitizer, etc. Got it for a fraction of the price. I will do the same thing with cyber Monday and other times of year, where sales are prevalent.

  • @janekrieger8162
    @janekrieger8162 หลายเดือนก่อน

    Thank you for this great video. Positive message and good reminders! As a former lifetime resident of the Hudson Valley, I was blessed with seeing the Hudson River and Bannerman's Island daily. It is a beautiful area! I appreciate and enjoy your excellent videos. Thank you for sharing!

    • @FrugalMoneySaver
      @FrugalMoneySaver  หลายเดือนก่อน

      Thank you for the lovely comment! Yes, it is a beautiful area indeed!

  • @kayemiller3093
    @kayemiller3093 หลายเดือนก่อน +3

    Wonderful video!! I love how the two of you carefully curate your life together. Is that Paul's guitar playing at the end?? It's very nice.

  • @sheliamaynus9869
    @sheliamaynus9869 หลายเดือนก่อน +2

    What a yummy looking sandwich!

  • @sunrae1531
    @sunrae1531 หลายเดือนก่อน

    Great video. Those sandwiches look delish.

  • @tinastone2458
    @tinastone2458 หลายเดือนก่อน +1

    I’ve never heard of this place. I wish you could share more. That was really a tease! Thanks for the sandwich idea. How I wish I had some of my summer vegetables to make one now! And I had to laugh about spending money to impress someone. I’m impressed when YOU DONT SPEND MONEY! 🤣

    • @FrugalMoneySaver
      @FrugalMoneySaver  หลายเดือนก่อน +1

      We are impressed when people spend less too lol!

  • @michellebradshaw3574
    @michellebradshaw3574 หลายเดือนก่อน +1

    I think you guys do such a great job. I really take your tips to heart.

    • @FrugalMoneySaver
      @FrugalMoneySaver  หลายเดือนก่อน

      Michelle, that means a lot to us!

  • @slovenika9108
    @slovenika9108 หลายเดือนก่อน

    fantastic video!! Real, life-changing advise,

  • @hotfoodonaplate3306
    @hotfoodonaplate3306 หลายเดือนก่อน

    We always have plenty of good pasta, good olive oil. Tomatoes of different varieties. We have lithium
    batteries, solar panel for our portable freezer. Where we keep our meats that we use for later. All our staples are in water tight containers. We also use both our seperate cards for specials at the food stores.

  • @cindypatrick785
    @cindypatrick785 หลายเดือนก่อน +11

    My husband and I recently went through all our monthly expenses and shopped for lower prices on everything.
    We switched our cell phone carrier, eliminated an extended warranty plan on 2 newer appliances, I switched to husband’s health insurance carrier and we each got 10% discount, lowered our car insurance and got better coverage for our home too, we made real effort to cut our electric bill and last month it was 32% lower than last year!
    Our highest electric bill this Summer was $260.
    We have acclimated ourselves to thermostat setting of 79 by using stand up fan and ceiling fan and we run a dehumidifier all Summer.
    It keeps the air feeling more comfortable on our skin.
    We were able to apply and get approved for a foundation with Bristol Meyers that pays for my husband’s Eliquis ( saved $1700 a year).
    I grew up in a family of 7 and learned all about shopping second hand stores, raised my 2 children same way.
    Thanks for all your suggestions 🙂 8:43

    • @FrugalMoneySaver
      @FrugalMoneySaver  หลายเดือนก่อน +1

      Wonderful! There are always ways to save! Good for you!

  • @ruthannstrauch7002
    @ruthannstrauch7002 หลายเดือนก่อน +1

    I did the Bannerman Island tour a few years ago. It was great. I did not get to see Hocus Pocus though. What fun you guys had.

  • @francinehogsett3065
    @francinehogsett3065 หลายเดือนก่อน

    Beautiful….that sandwich is something I would love 😊❤️

  • @thebusybees2006
    @thebusybees2006 หลายเดือนก่อน

    Thank you for the video

  • @cindybeatty5872
    @cindybeatty5872 หลายเดือนก่อน

    What a beautiful island you got to experience! ❤

  • @CRE-w3x
    @CRE-w3x หลายเดือนก่อน +2

    I intentionally cook extra so we can have leftovers. Saves time and energy

    • @FrugalMoneySaver
      @FrugalMoneySaver  หลายเดือนก่อน

      Yes, that's smart and what I call intended leftovers!

  • @jillhogan2611
    @jillhogan2611 หลายเดือนก่อน

    Loved your video of the island excursion. It looked to be a beautiful day and lovely site seeing ❤

  • @BellaCooks396
    @BellaCooks396 หลายเดือนก่อน +3

    Rave reviews on the sandwich - all of it. Thank you.

  • @rhondavigil795
    @rhondavigil795 หลายเดือนก่อน +3

    I appreciate your advice.
    Can you speak about savings goals, long-term and short-term goal setting.

  • @RR-fn6dm
    @RR-fn6dm หลายเดือนก่อน +2

    Great advice!!! ❤❤

  • @theresaegbuniwe5808
    @theresaegbuniwe5808 หลายเดือนก่อน

    Really great words of wisdom!

  • @Crochetlady3-l1o
    @Crochetlady3-l1o หลายเดือนก่อน

    Emmy that sandwich looked so very good! We cannot eat red peppers, though we love them , so I would substitute portabello mushrooms. Delicious! Hi from MB, SC.😊💕🏝️

  • @rebacarmack8335
    @rebacarmack8335 หลายเดือนก่อน +1

    Yum- my kind of sandwich!

  • @patriciasweet151
    @patriciasweet151 หลายเดือนก่อน +3

    Hello loved the ending. Try n buy Mears n vegetables when on sale but our Lost Leader buys are far n few between bargains. Did find a butt roast bone on for 1.79 lb. More than I wanted to pay for over 6lbs but getting 3 meals out of it. Butt way cheaper than I have seen in 4 years

    • @FrugalMoneySaver
      @FrugalMoneySaver  หลายเดือนก่อน

      Yes, it's almost like we are searching for bargains these days.