The other day I baked a whole chicken. Had chicken dinner for two. Used bones and some of the chicken to make soup which was another two servings for two people. Next day used leftovers with mayo on salad for two. Finally the little bit left was used in a pasta salad. With a little creativity you can stretch your food dollars.
Brilliant! I want to do the same. I'm doing meals for 1 Can I keep the chicken for long time or do I have to use it within 4 days. When I've tried before to "stretch" it I'm having to have it morning noon and night! I'm not sure about freezing it..
@HelplessHawk freezing works fine. Also. Pack it portions BEFORE the first meal in clean GLASS containers. Then it's still hot and this packs cleaner so it keeps longer. Use mason jars. Use left over and cleaned jam/fruit/veg jars.
You sound like my mum! She talked a lot of sense. I despair when I see others wasting their money whilst at the same time complaining they have no money. Great video!
I have a small group of friends and we get together at each others houses twice a month. We watch movies together, play board games and card games and have a potluck. Its a ton of fun and and a whole lot less expensive than eating out.
I love your advice about teacher gifts. Every year when I start to see articles about how to create really cheap teacher gifts, I think, "Oh, those poor teachers." How many apple emblazoned / apple shaped items do they need? I wish teachers would band together and say, "Just give me the $3 you would spend putting together the cheap coffee mug, hot chocolate mix, and peppermint stick and save yourself the trouble." How demoralizing it must be to know you are getting a token based on the cheapest item they could find on Pinterest. We should give teachers respect, support, help, and thanks-not cheap trinkets to clutter their lives-or cash or a gift card they can actually use. ❤️
Here in New Zealand, we don't give teachers a gift, in our culture we see that teachers are paid to teach. ( Be it not very well) Buts just not common practice
As a teacher, we love to get a handwritten card with something meaningful written in it. I have a kept all of mine over the years. I love going back through them and reading them sometimes.
I love Jane’s hair! Soooo jealous 😁 ! I look better with my hair short. But it’s a nuisance having to get it cut every 7 weeks or so. (It used to be every 5 weeks but … $$$.) I can’t cut it myself because I have two very strong whorls in my hair and I would end up with a couple of impossible-to-manage “cowlicks!” Plus since retirement and C-19; I really dislike leaving the house at all anymore - probably to the point it’s a little unhealthy. But that’s another story.
Well now Jane that is probably the most frank video you have done yet but we all need to hear it. I think just about everyone could do a better job with saying no and cutting back. My husband and I have had some big changes in our life in the past 3 weeks. He became ill and was in hospital for 4 days. Long story short he has been diagnosed with a blood cancer (myeloma). The doctor put him on a low sodium diet because he is having kidney issues as well. Thankfully I had a sinking fund fully stocked with cash for emergency food. We were able to go to the grocery apart from our regular shop and buy the low sodium items I needed to prepare meals at home. The doctor said NO fast food. So we are kind of forced into giving up our weekly fast food. Thank goodness I had a good sinking fund put back for extras. Thank you! You and Mike will never know how much your advice helps.
You will save money by not having that fast food take away! So you will rebuild your emergency fund! Take one of Jayne's other tips on board, though - plan in some meals with minimal cooking and washing up, to give yourself a break. So sorry to hear of the diagnosis, take care.
About saying "no"- when you say "no" stop right there. Don"t give reasons or excuses! This simply provides a wedge for people to try to change your mind. Saying a definite no leaves no room for argument! As always, I think your advice is sound- Mrs. G
When my children were in school (PK-12), a couple of parents in my kids’ classes would organize a cash gift at Christmas/holiday time for the teacher from the parents in the classroom. It was done anonymously so if someone could not give, they would not feel forced to contribute. There were donations in all amounts from $5.00 and more from those who could afford it. The teachers appreciated whatever amount they received. They did not need anymore trinkets, coffee mugs or the like. Teachers in the US are underpaid, and they always appreciated the cash gift.
If you constantly say no to people wanting to meet up, they don’t ask again! That’s how I ended up with no friends and extremely lonely with very poor mental health.
Sorry to hear they dropped you like that… Regarding saying no though, you can also come up with an alternative (free) suggestion. Instead of going to the cinema, watch a film at home and get some snacks. Instead of going out, meet at home or in a park or whatever. A ”No” can have a comma and a ”but” following it!
@@akmevans1613 she said “when you constantly say no.” And it’s true. Friendship is reciprocal. People may understand for a while that you’re dealing with things, but if they get the message all of the time that you aren’t ever available, relationships fall away. Balance is key.
Thank you, Jane! I am so blessed with two friends who like to meet for walks. As for gifts, one time I received a small, beautiful notebook with my first initial on it. It was useful and meaningful. The key to giving good gifts is listening! People talk about what they like. We eat all our meals at home. This is a huge money saver even with buying quality food.
We're finding that "Saturday fridge soup" saves a lot. It's satisfying to use up the veggies and other leftovers in the fridge, and make soup. I put in some spices and it's satisfying. We tend to stay home that day- saves $50 - 100 from flying out of our pocket💸💸. Good luck to us all! ✨😊👍✨
Throwback Thursday could do this in. Put it in the lineup with Taco Tuesday and Pizza Friday. Sat is Spaghetti Saturday!Cooks all day till ur about to lose ur mind lol
As a retired teacher I absolutely agree with the teacher gift thing. Best gift I ever received was an ice cream tub of strawberries from someone's garden but I did receive many expensive gifts that just made me cringe because I felt my salary was payment enough for my job and I felt it was a privilege to have a job where I felt appreciated and well treated as not everyone I'd trained with had been so fortunate. As for the rest of your tips Jane, they are fabulous! I need to watch this video once a week every week until I can trust myself to say no every time I should but since subscribing to your channel I am getting better and have nailed many of them thanks to you. Great video! ❤❤
My daughter always used to make gifts for her teachers. One of my good friends was a teacher all her life until COVID retired her, and she said that the home made gifts were the most special to her because the students were showcasing what they have learnt throughout the year. If the kids enjoyed being in their class, they would want to make something for them, if they didn't enjoy their time, then a gift is not needed.
@@FrugalQueeninFrancemy friend was a special education teacher, she spoke from the heart, my daughter was mainstream but loved making her teachers gifts if she enjoyed the year with them. My friend was not her teacher.
As a person living on my own who doesn't (shouldn't) eat that much, I now tend to buy good, well prepared ready-made meals to which I add extra frozen veg and fruit. I hate the waste of fresh food going bad because I cannot eat it fast enough.
A very good way to enjoy cooking at home is to think about all the corners you have to cut to be able to afford to buy food, then just imagine the corners restaurants and fast food places cut to be able to afford that same food and rent and staff, etc.... it makes me shudder to think of the quality of that food.
Hi Jane, last weekend my husband an i sat down with our children. We had written down our income and the fixspendings. We did this the first time with the kids. It helped a lot. They aren`t complainig about the food anymore. They even came up with controlling the daily use of water and energy to lower the bill. 😉
I did that with mine, too. My boys are now in their late 30s - not in debt and have savings. Now they are more settled in jobs they are saving for a house deposit each.
@@SandraM4972My sons 34 now. He told me I stopped asking for things because I realised you didn’t have a lot of money. Heart breaking but they understand when they are old enough to
Your hair looks fantastic by the way!! I’m still working on reducing my food budget without sacrificing quality- but I’ve nailed cooking from home! I’ve done that for many years mostly because I love my own cooking and it’s healthier. But now when I see the cost of meals and drinks out, holy moly, I don’t know how anyone could save money eating takeout.
I won’t shop without a list. I have trained myself not to impulse buy . I can’t afford to stockpile. I have one in use one in storage. So I don’t run out of. It works. When I open my one in storage the item goes on the list . If it’s not on the list it doesn’t get bought. Good video ❤
Merci Jane pour tes supers conseils! J'aime regarder ta chaîne qui me permet également d'améliorer ma compréhension en anglais. Nous étions de passage à Huelgoat cet été. C'est vraiment un lieu féérique! Les petits dont je m’occupe m'ont offert de beaux dessins et des flapjacks faits-maison, pour mon anniversaire, cela m'a fait très plaisir!
A creative way to meet up with people without spending money is doing it at a park for a walk. At a river for a swim. At their house or your house for coffee and a neighborhood stroll. I do it all the time and I even tell people I can't do anything that isn't free. People totally understand. They even text me when it's the free entry day to a museum ;)
Saying “no” is hard. So ease into it. I say “yes” twice and then a “no”. They never catch on….they are grateful I say “yes” and understand when I say “no”. When I gained more confidence I change the ratio to more “no” and less “yes”. It gives me control of how I want to spend my time and money. Good job Jane.
I have a tradition with one of my best friends, we always have a theme dinner at home at Halloween, i do deserts, she does the appetizers or vice versa, this years we cooked the main dish together and it was so much fun 😊
I don't miss the constant collections at work. I began contributing selectively as they were for anything and everything. Thankfully that no longer happens since retiring. I have a smaller circle of friends now which works out fine for me financially. We are of a similar mindset and meet up as and when. Your hair looks nice Jane. Like the long layers. 😃👌🥰
Gift givers have it the worst. It's always someone's birthday or a holiday and the shopping never ends. They actually don't like to be on the receiving end.
I like home cooked food so much more than eating out and we live 15 miles from a take away outlet. So, we spend three days, twice a year staying in a little hotel belonging to friends. Their food is home cooked, delicious and for six days a year, I don't cook or wash dishes. Luxu ry! As a teacher, the things I kept were the little cards, or more usually the folded piece of paper, with a picture and , often funny little message the child had drawn by themselves. Ten years after retiring, I still have lots of them!
I worked out that my SIL was spending around £50 not taking a packed lunch to work. I challenged him to take one and he agreed at the end of a month that it had saved him at least £200 and the food was in the house anyway as our family had always taken packed food to work. Love your hair!
Every two year old discovers that no is a very powerful word, and then we somehow forget. It took me a few decades, 😂, but its a great and powerful word again, used thoughtfully to make my life fit with my true goals. 😊
Sorry, for another comment, Jane! I appreciate that you realize not everyone has the time, facilities, or inclination to cook everything from scratch. As you say, a frozen pizza at home is still cheaper than take out. I just absolutely loved your recent video about helping the viewer who had issues stretching her food budget to the entire month.
I agree it's hard cooking dinner from scratch after a working day. When I was working (now retired) I used to cook a lot of staples at the weekend and keep them in individual servings in the freezer. Pasta sauces, stews and curries, quiches, homemade bread, etc. It made life so easy. If I didn't do it I would always be tempted to buy takeaways on the way home.
Same - I am gluten free and it has meant that I have had to learn to cook properly and make more things from scratch. I meal prep / batch cook on Sunday so there’s always something in the freezer if I get home late from work or the gym and don’t feel like cooking. Ordering in food or takeaway is something I just don’t do. There are a couple of places I like to eat out at occasionally but when I do I use my EatClub app and always get at least 15% off.
When my children would ask for sometjing to est and I knew they were full, Id tell them to drink a nuce glass of cold water, some peopke interpet im thirsty as hungry!, I had 1 child who always wanted to eat when bored,at times lonely too,,Id ask her if she was really hungry, reminding her that she just ate, why dont you go read, walk your dog, ect. Shed find something to do& forget about esting!😊
When my children were in school, I always gave their teachers gifts, but they were very thoughtful, useful gifts, I knew they would want and use. For my young adult children over the last several years, they mostly want cash or gift cards that I get for free from my credit card points each year. For my siblings, we decided years ago to not exchange gifts. So I only buy for my children, a neighbor and a close friend. I recently gave up our Direct TV which was $124.99 a month. We have free tv with a lot of channels from an antenna. We do host Christmas at our home, and love it. I start buying for it months in advance. Have a lovely day !
Jane, I’m right with you on all of what you discussed today. Especially with respect to careful usage of sales at my local food stores..it’s like a fun puzzle to solve weekly! Also, Hope from Under the Median gave you a shout out in her last video. I hope it sends some more people here. All the best to you, Mike and the pups❤
I couldn’t finish my pickling jalapeños because I didn’t have enough garlic. I did 4 jars and have enough for 2 more. I’ll pick up some fresh garlic on my way home from work tomorrow. In the southern US it’s like the peppers know winter is coming and they start making like crazy at the end of the season. I agree and understand everything you said. It’s all about priorities and unfortunately most people want their cake and eat it too. Most are not willing to be disciplined enough to sacrifice in one area to gain advantage in another. Just this morning my husband and I were discussing Christmas. All your advice today was perfect timing for me!
I couldn’t agree more. I had a colleague/friend who always complained of being broke but she would buy the most extravagant gifts as thank yous for the smallest things you did for her. She probably thought me a miser but I inherited my father’s money sense (even though I like to splurge at times). My being retired now means that I have to be even more careful with money, and I can say that I generally live within my means.
Your content is spot on. Thank you🙂 Totally agree. Decide on the goal, make the sacrifices if that means getting ahead financially. People act like they are so hard up. While this may be true for some, in reality, we all have items in our budgets that are not necessities. (certain foods, streaming services, whatever…..)
I subscribed because of this video Jane. Thank you for such a frank and absolutely direct video. It is refreshing, especially in a day and age where direct talk is considered mean. I appreciate this. Your hair is gorgeous as well.
After 15 years of going to the Christmas meal at work I said no thanks the first year my colleagues were ‘why aren’t you coming etc’ 5 years on they all just except I don’t go no problem and I am very happy to stay later so they can all get away to go and iam very happy to hear how their evening went, this change came about when I decided to cut back on everything so I could cut back on my working hours it’s amazing how much I saved and I don’t feel that I am missing out on anything if anything I am much happier I don’t feel the pressure anymore to say yes when I would rather say no.thanks Jane and Mike
Absolutely love the new hair style! My daughter and I go over our monthly budgets together. Since we live in the same house she knows what the utility bills are and helps with lowering those costs if possible. We have always used drying racks for about 3/4 of the laundry and now it will be 100% as our 4 year old new dryer bit the dust and is not worth repairing (they make them so cheap now a days). If we have to dry something really bulky we will go to the laundromat and pay the $2 to dry a load.
Hi Jane and Mike, I wanted to let you know I've been watching TH-cam on my TV recently and i don't know how to like and comment there. So I'm at my computer and will be liking and commenting on videos your system may not show I've watched. I think you've been making some of your most important videos ever. I actually did like all the advice in this one, especially that people have to act like adults if they want to make financial progress. I have experienced myself and/or witnessed in some ppl close to me the damage created by impulse spending, "i want it NOW" and "i deserve". Your videos are so helpful. Thank you as always. And congrats on reaching 35K!
My gosh, the hair!! So lovely. Re: your point about not eating out. I very rarely eat out and have not eaten in my college cafeteria for years, because it is exorbitant. Yesterday, due to a few miscalculations, I arrived at school hungry, went to said cafeteria, and got two eggs, about a cup of potato covered in seasoned salt, and a cup of coffee. This meal cost 15 dollars. Fifteen. Dollars.A brutal reminder not to grab 'n go!
Spot on! I haven't had a take-away for about 25 years. Much easier to stick to a budget and say 'no' in a single household though. I think people often say 'yes' to things to keep the peace in a busy household. One thing I love doing is going to the supermarket with my list (I make all my meals) and resist all the tempting items that are there to catch you at every turn, don't forget the supermarket is engineered to make you buy things "eye level = buy level". It is a great feeling if you go to browse in a shop and leave not having bought anything - it is elating! Frugal doesn't mean being unhappy - it is liberating!
My family don't do gifts but we instead give each household / each other a single Christmas tree ornament. It means so much more, and you have the reminders to come out every year. I do needle felring and people love small personalised felted gifts - the felted tree decorations are welcone too.
As a former teacher, I agree. There is so many little junkie gifts that are disposed of. I liked a letter or a note in a Christmas card to express appreciation for teaching their child. One thing I did like was a Visa gift card. I use them for items for my class. I have stopped gifts except for the 6 immediate family members. I have cut way back on mailing Christmas cards, too. No new decorations either. Reusing what we have.
I approached this video with "I'm probably not going to like it but I'll listen to it". I LOVED IT. I agree with you 100%. I have always been like that. The only thing I could add it that home cooking is also much, much healthier than ordering takeaways or eating out. Taking good care of your health will also save you a lot of money in the long run.
At my granddaughters old school they would have list of what to get the teachers for Christmas and most of them were for gift cards for coffee or restaurants. It was getting out of hand
I think the part about you being responsible for your own budget is really vital. If everyone would understand that no one SHOULD care more about your own money than YOU - not a business, not a therapist or financial advisor, etc. Also saying no. It is so unpopular in this day and age to not be a "team player" that people feel like they have no control - and thus the first part - where you are responsible for your own spending, etc is vital to remember and tell yourself daily.
I love to go shopping with one of my friends, but that doesn’t mean that I’m going to buy anything. I always take my drink with me so that I don’t have to get that at a restaurant. My friends know about my financial situation so we either do things that are free or if they want to do things that costs money they will pay for me. I do go to the theater once in awhile but I will either save up for it or get the ticket for my birthday and if I eat out it’s always a very cheap meal like chips or a sandwich, nothing fancy.
My husband and I have two grown daughters, with their families there are nine of us here at Christmas. All adults. This year we drew names, just one name each and are getting stocking stuffers for that person. Historically we always ended up with a living room filled with gifts. Hopefully this newer approach will take the stress of off everyone ! Our rip roaring Holiday family game night seems to give more Joy than gifts!! Mrs Wm.
I agree. Living in Dubai it is astonishing how much money people fritter all.the.time. Being gluten-free has forced my hand to learn how to properly cook. We have a nominal takeaway amount. Our friends and peers can't believe we dont drop money on a daily coffee or weekly brunch. I am happy to say no but suggest an alternative - a picnic at the beach or a hike in the mountains or a desert sunset bbq. All possible. All very low cost. Also, as a teacher, I totally agree about the trinkets. A nice email, a thoughtful card or a postcard sent from a student on a gap year, those matter most. The trinkets are kind and appreciated but the words mean more. I've just turned 40 and I feel like when I look in the mirror, I have more confidence to speak my mind and not rollover with things I dont like or want to do. I'm not a child. I'm a full-adult. I decide, we decide as a couple and family. Thank you for the straight words, they are always appreciated
Do all the things mentioned and yes i have a friend like you said. Quotes i hear often is " if you cant decide get both!", " i dont know how you do it im always broke", and "well i just dont think that way".
Nice hair! I lived like that all my life. Not happy with this situation but that is the way my life is. Once I have made peace with this it became actually nice.
Couldn't agree more with your advice to be organized with your spending! The place I get my hair cut shares a building with my supermarket. My supermarket receipt always has a coupon on the back of it for 15% off a hair cut, so I always plan to go grocery shopping the same day that I also plan to get my haircut. These little tricks add up over the year and can really help us save a lot of money. Always appreciate your gentle - but straight forward - advice.
Great video! When I think how much stuff I bought in the past because I did'nt say no😢. Since some years now I do say no🎉. For example, there is a new book I really would love to read, but it costs 30 Euros🙈, that is crazy. In the past I would bought it without thinking. Now I am waiting to borrow it in the library. The library costs me 20 Euros a year.
What you said was hard-hitting & all true ! Fortunately I have no trouble saying " No ", specially when I add that I can't afford it. No arguing with that. I loved your sheep comment. Yes, we should be individuals & not sheep. I couldn't really cook when I got married but I could read & simply followed recipes. How hard is that ?
I had a lovely, talented, artistic, and exceptionally kind co-worker who was convinced that she “couldn’t cook.” I told her that the biggest difference between a good cook and a struggling one is that the “good” cook has a dozen or so well-practiced recipes in her repertoire; and that the recipes needn’t be difficult, time consuming, or overly complicated. We chatted a bit about the sorts of things she and her family liked to eat, and I gave her a half-dozen or so of my favourites to get her started. Every time she made one for the first time she was absolutely thrilled that “I can do it!” I still consider that episode to be one of the most worthwhile things I did at (if not for!) that job. PS I’m not a great cook either. Just a methodical one, who learned by doing; and gradually got better and a bit more creative over time.
Best and most helpful video I have seen in last months here. Some points hit hard 😅 but I like the style! I should play it always again, when I didn’t say no or buy some unnecessary stuff.
We have cut down eating out by 80 - 90% (the 2 or 3 places that really deserve it remain on our list- mom and pop places). Avoids the "tipping culture" of staff wanting 25 - 30%. We'll tip ourselves with our savings. Good luck to us all! ✨😊👍✨
Yeah I double the tax as the tip “That’s all, folks!” I look at tips as just another tax. So eating out, I’m taxed 3x instead of 1x like at the grocery. I will maybe get a take out from somewhere twice a yr but not sit down there (almost everyone does take out now). Can’t afford triple taxes. Already paying triple for the small bit of food!
Just wanted to say that I absolutely agree, and the affirmation that personally I like to think I’m assertive and confident enough to say ‘No’ when I feel the need! Caring, kindness and empathy is one thing, but in this world of consumerism and over indulgence, it really isn’t necessary to overspend to our financial detriment, - and to hell with what anyone else thinks! 😉
Dear Jane, maybe you have talked about this subject before but I have missed it… Would it be possible for you to make a video regarding how to ”think different” when you have small kids. I have a 4 year old and would love your feedback in a video on how to save more and be creative to keep the costs down and spend less. I think that we are many who would love some tips and inspiration from your own life and what you used to do when your children was younger/small. Love from Sweden.
I sooooo thoroughly enjoyed this video today. You are absolutely spot-on with this advice. I agree with you 100%, and I don't understand why others don't have this basic common sense. On a different point, you were so entertaining today! Soooo funny in your words and expressions! And also, your hair is gorgeous today!! You look so good!! 😊
I bulk buy and bulk cook all the time , portion it up into single serve meal for the freezer , all I have to do is take out a couple meal and put them in the fridge in the morning and reheat at tea time . We have only stopped buying adults gifts in about the last few years and now only give gifts to the grandchildren until the age of 18 ,
I moved into my own house in 1996 , have moved several times since, but have never ever had a takeaway. We eat out once or twice a year at the most, usually for my son's birthday and this year for a combined silver anniversary and my birthday, both this month. I think saying "no" is a key one. I remember the first time there was a mum's night out and I really couldn't afford to go, found myself making excuses why I couldn't make it, worried that I might be judged in some way. After that time, it became easier and I no longer have any trouble saying no and don't, in most cases, feel the need to justify or explain my decision. Let people judge if they want. It's having the confidence to say no that first time or two.
Jane you are so intelligent. I admire your diligence. I suffer from killer headaches and it causes to not be able organized. Since having chemotherapy I have lost my taste on so many foods.
The other day I baked a whole chicken. Had chicken dinner for two. Used bones and some of the chicken to make soup which
was another two servings for two people. Next day used leftovers with mayo on salad for two. Finally the little bit left was used in a pasta salad. With a little creativity you can stretch your food dollars.
😀😀
Hi bookmagicroe- yes, it's amazing, isn't it. Great idea! Thanks for the reminder. 😊
Totally! I eat the same way.
Brilliant! I want to do the same. I'm doing meals for 1
Can I keep the chicken for long time or do I have to use it within 4 days. When I've tried before to "stretch" it I'm having to have it morning noon and night! I'm not sure about freezing it..
@HelplessHawk freezing works fine.
Also. Pack it portions BEFORE the first meal in clean GLASS containers. Then it's still hot and this packs cleaner so it keeps longer.
Use mason jars. Use left over and cleaned jam/fruit/veg jars.
You sound like my mum! She talked a lot of sense. I despair when I see others wasting their money whilst at the same time complaining they have no money. Great video!
I have a small group of friends and we get together at each others houses twice a month. We watch movies together, play board games and card games and have a potluck. Its a ton of fun and and a whole lot less expensive than eating out.
@@Cleaningfairy1970 I love that
I love your advice about teacher gifts. Every year when I start to see articles about how to create really cheap teacher gifts, I think, "Oh, those poor teachers." How many apple emblazoned / apple shaped items do they need? I wish teachers would band together and say, "Just give me the $3 you would spend putting together the cheap coffee mug, hot chocolate mix, and peppermint stick and save yourself the trouble." How demoralizing it must be to know you are getting a token based on the cheapest item they could find on Pinterest. We should give teachers respect, support, help, and thanks-not cheap trinkets to clutter their lives-or cash or a gift card they can actually use. ❤️
It's mostly junk that gets thrown away
Here in New Zealand, we don't give teachers a gift, in our culture we see that teachers are paid to teach. ( Be it not very well) Buts just not common practice
Yes! Junk gifts are a burden to the recipient! It's just filling the landfills.
As a teacher, we love to get a handwritten card with something meaningful written in it. I have a kept all of mine over the years. I love going back through them and reading them sometimes.
@ I'm retired and I still have every handwritten note and card from pupils and parents.
As a teacher I totally agree with no gifts I have a box full of cards made by the kids and love that.
As a teacher: a card is a LOT better than a trinket or chocolate!
Jane, I actually think this was your best chat ever. FULL of honesty, truth and humour.
Thanks 😊
Thanks 😊
This video was so on point for these frugal times. Jane your hair looks amazing!
Oh thank you!
I love Jane’s hair! Soooo jealous 😁 !
I look better with my hair short. But it’s a nuisance having to get it cut every 7 weeks or so. (It used to be every 5 weeks but … $$$.)
I can’t cut it myself because I have two very strong whorls in my hair and I would end up with a couple of impossible-to-manage “cowlicks!”
Plus since retirement and C-19; I really dislike leaving the house at all anymore - probably to the point it’s a little unhealthy. But that’s another story.
French hairdressers are the best!
I wish more people would tell people the truth and how it works in the real world. Thank you Jane and Mike. Bless you both.
Thanks for your reply
Jane your hair looks fabulous, I love it parted on the side too ❤❤❤
Thanks so much
It is especially important in today’s economy to be very frugal .
As a teacher, a hand written note from a student would bring me joy! ❤ Please, no trinkets. They only end up in the bin.
@@farmerwife8412 We used to pick dandelions for our teacher.
Well now Jane that is probably the most frank video you have done yet but we all need to hear it. I think just about everyone could do a better job with saying no and cutting back. My husband and I have had some big changes in our life in the past 3 weeks. He became ill and was in hospital for 4 days. Long story short he has been diagnosed with a blood cancer (myeloma). The doctor put him on a low sodium diet because he is having kidney issues as well. Thankfully I had a sinking fund fully stocked with cash for emergency food. We were able to go to the grocery apart from our regular shop and buy the low sodium items I needed to prepare meals at home. The doctor said NO fast food. So we are kind of forced into giving up our weekly fast food. Thank goodness I had a good sinking fund put back for extras. Thank you! You and Mike will never know how much your advice helps.
Thanks for watching
You will save money by not having that fast food take away! So you will rebuild your emergency fund! Take one of Jayne's other tips on board, though - plan in some meals with minimal cooking and washing up, to give yourself a break. So sorry to hear of the diagnosis, take care.
@@susanjacks8830 I am so sorry about your husband's diagnosis, I hope you all pull through this. All the best.
About saying "no"- when you say "no" stop right there. Don"t give reasons or excuses! This simply provides a wedge for people to try to change your mind. Saying a definite no leaves no room for argument! As always, I think your advice is sound- Mrs. G
Well said!
💯 “No” is a complete sentence
Being Dutch. Saying no is just honest.
When my children were in school (PK-12), a couple of parents in my kids’ classes would organize a cash gift at Christmas/holiday time for the teacher from the parents in the classroom. It was done anonymously so if someone could not give, they would not feel forced to contribute. There were donations in all amounts from $5.00 and more from those who could afford it. The teachers appreciated whatever amount they received. They did not need anymore trinkets, coffee mugs or the like. Teachers in the US are underpaid, and they always appreciated the cash gift.
Teachers are underpaid every where. Most countries really don't deserve them
If you constantly say no to people wanting to meet up, they don’t ask again! That’s how I ended up with no friends and extremely lonely with very poor mental health.
Just be selective. I do maybe a brunch or a HH once a month
They weren't your friends, they were acquaintances. Real friends keep your company
What a good reminder that it is never too late to be an adult. We do need to take responsibility for our decisions.
Sorry to hear they dropped you like that… Regarding saying no though, you can also come up with an alternative (free) suggestion. Instead of going to the cinema, watch a film at home and get some snacks. Instead of going out, meet at home or in a park or whatever. A ”No” can have a comma and a ”but” following it!
@@akmevans1613 she said “when you constantly say no.” And it’s true. Friendship is reciprocal. People may understand for a while that you’re dealing with things, but if they get the message all of the time that you aren’t ever available, relationships fall away. Balance is key.
Thank you, Jane!
I am so blessed with two friends who like to meet for walks.
As for gifts, one time I received a small, beautiful notebook with my first initial on it. It was useful and meaningful. The key to giving good gifts is listening! People talk about what they like.
We eat all our meals at home. This is a huge money saver even with buying quality food.
Wonderful!
We're finding that "Saturday fridge soup" saves a lot. It's satisfying to use up the veggies and other leftovers in the fridge, and make soup. I put in some spices and it's satisfying. We tend to stay home that day- saves $50 - 100 from flying out of our pocket💸💸. Good luck to us all! ✨😊👍✨
Throwback Thursday could do this in. Put it in the lineup with Taco Tuesday and Pizza Friday.
Sat is Spaghetti Saturday!Cooks all day till ur about to lose ur mind lol
As a retired teacher I absolutely agree with the teacher gift thing. Best gift I ever received was an ice cream tub of strawberries from someone's garden but I did receive many expensive gifts that just made me cringe because I felt my salary was payment enough for my job and I felt it was a privilege to have a job where I felt appreciated and well treated as not everyone I'd trained with had been so fortunate. As for the rest of your tips Jane, they are fabulous! I need to watch this video once a week every week until I can trust myself to say no every time I should but since subscribing to your channel I am getting better and have nailed many of them thanks to you. Great video! ❤❤
@@Vera-y8m thanks for watching
My daughter always used to make gifts for her teachers. One of my good friends was a teacher all her life until COVID retired her, and she said that the home made gifts were the most special to her because the students were showcasing what they have learnt throughout the year. If the kids enjoyed being in their class, they would want to make something for them, if they didn't enjoy their time, then a gift is not needed.
I can promise you, as a teacher, we wouldn’t say anything else……..even if it ended up in the bin.
@@FrugalQueeninFrancemy friend was a special education teacher, she spoke from the heart, my daughter was mainstream but loved making her teachers gifts if she enjoyed the year with them. My friend was not her teacher.
spot on Jane, but the first thing I noticed... 35000 subscribers!!! - another amazing milestone - well done both, on one of the best channels on YT 🙂
Yes! Thank you!
As a person living on my own who doesn't (shouldn't) eat that much, I now tend to buy good, well prepared ready-made meals to which I add extra frozen veg and fruit. I hate the waste of fresh food going bad because I cannot eat it fast enough.
A very good way to enjoy cooking at home is to think about all the corners you have to cut to be able to afford to buy food, then just imagine the corners restaurants and fast food places cut to be able to afford that same food and rent and staff, etc.... it makes me shudder to think of the quality of that food.
Yes, you are right
Oh my gosh! I love your vibe! I'm definately feeling the "new assertive me" emerging! My resolution for this year! Thanks!
I only gift to my close friends, and sometimes it's a used book or some of my nice jewelry since I'm 73.
Hi Jane, last weekend my husband an i sat down with our children. We had written down our income and the fixspendings. We did this the first time with the kids. It helped a lot. They aren`t complainig about the food anymore. They even came up with controlling the daily use of water and energy to lower the bill. 😉
I did that with mine, too. My boys are now in their late 30s - not in debt and have savings. Now they are more settled in jobs they are saving for a house deposit each.
That is awesome!
@@SandraM4972My sons 34 now. He told me I stopped asking for things because I realised you didn’t have a lot of money.
Heart breaking but they understand when they are old enough to
What wonderful young people you and your husband are growing. They will do well in all aspects of their lives.
What ages are they?
Yesterday I made lentils with farro using homemade bone broth, leftover lamb broth and also used some leftover pasta sauce
Sounds yummy!
What is farro?
Your hair looks fantastic by the way!! I’m still working on reducing my food budget without sacrificing quality- but I’ve nailed cooking from home! I’ve done that for many years mostly because I love my own cooking and it’s healthier. But now when I see the cost of meals and drinks out, holy moly, I don’t know how anyone could save money eating takeout.
You can do it!
I won’t shop without a list.
I have trained myself not to impulse buy . I can’t afford to stockpile. I have one in use one in storage. So I don’t run out of. It works. When I open my one in storage the item goes on the list . If it’s not on the list it doesn’t get bought. Good video ❤
Merci Jane pour tes supers conseils! J'aime regarder ta chaîne qui me permet également d'améliorer ma compréhension en anglais. Nous étions de passage à Huelgoat cet été. C'est vraiment un lieu féérique! Les petits dont je m’occupe m'ont offert de beaux dessins et des flapjacks faits-maison, pour mon anniversaire, cela m'a fait très plaisir!
Je vous en prie
Very good tips especially saying no. Once you say no a few times it gets easier. Also your hair is lovely.
Thank you so much!
A creative way to meet up with people without spending money is doing it at a park for a walk. At a river for a swim. At their house or your house for coffee and a neighborhood stroll. I do it all the time and I even tell people I can't do anything that isn't free. People totally understand. They even text me when it's the free entry day to a museum ;)
Saying “no” is hard. So ease into it. I say “yes” twice and then a “no”. They never catch on….they are grateful I say “yes” and understand when I say “no”. When I gained more confidence I change the ratio to more “no” and less “yes”. It gives me control of how I want to spend my time and money. Good job Jane.
You'll get there
I have a tradition with one of my best friends, we always have a theme dinner at home at Halloween, i do deserts, she does the appetizers or vice versa, this years we cooked the main dish together and it was so much fun 😊
I don't miss the constant collections at work. I began contributing selectively as they were for anything and everything. Thankfully that no longer happens since retiring. I have a smaller circle of friends now which works out fine for me financially. We are of a similar mindset and meet up as and when. Your hair looks nice Jane. Like the long layers. 😃👌🥰
Thanks
Very well explained, you are responsible for your own financial path, no one else to blame, end of story. A very hard truth for some people.
😀
Gift givers have it the worst. It's always someone's birthday or a holiday and the shopping never ends. They actually don't like to be on the receiving end.
I like home cooked food so much more than eating out and we live 15 miles from a take away outlet. So, we spend three days, twice a year staying in a little hotel belonging to friends. Their food is home cooked, delicious and for six days a year, I don't cook or wash dishes. Luxu ry!
As a teacher, the things I kept were the little cards, or more usually the folded piece of paper, with a picture and , often funny little message the child had drawn by themselves. Ten years after retiring, I still have lots of them!
Exactly, I can still remember the phone calls, letters and cards saying thank you
I worked out that my SIL was spending around £50 not taking a packed lunch to work. I challenged him to take one and he agreed at the end of a month that it had saved him at least £200 and the food was in the house anyway as our family had always taken packed food to work. Love your hair!
It really adds up
Every two year old discovers that no is a very powerful word, and then we somehow forget. It took me a few decades, 😂, but its a great and powerful word again, used thoughtfully to make my life fit with my true goals. 😊
Love that!
Sorry, for another comment, Jane! I appreciate that you realize not everyone has the time, facilities, or inclination to cook everything from scratch. As you say, a frozen pizza at home is still cheaper than take out. I just absolutely loved your recent video about helping the viewer who had issues stretching her food budget to the entire month.
Thanks for your feedback
I agree it's hard cooking dinner from scratch after a working day. When I was working (now retired) I used to cook a lot of staples at the weekend and keep them in individual servings in the freezer. Pasta sauces, stews and curries, quiches, homemade bread, etc. It made life so easy. If I didn't do it I would always be tempted to buy takeaways on the way home.
Same - I am gluten free and it has meant that I have had to learn to cook properly and make more things from scratch. I meal prep / batch cook on Sunday so there’s always something in the freezer if I get home late from work or the gym and don’t feel like cooking. Ordering in food or takeaway is something I just don’t do. There are a couple of places I like to eat out at occasionally but when I do I use my EatClub app and always get at least 15% off.
When my children would ask for sometjing to est and I knew they were full, Id tell them to drink a nuce glass of cold water, some peopke interpet im thirsty as hungry!, I had 1 child who always wanted to eat when bored,at times lonely too,,Id ask her if she was really hungry, reminding her that she just ate, why dont you go read, walk your dog, ect. Shed find something to do& forget about esting!😊
Well. Said
When my children were in school, I always gave their teachers gifts, but they were very thoughtful, useful gifts, I knew they would want and use. For my young adult children over the last several years, they mostly want cash or gift cards that I get for free from my credit card points each year. For my siblings, we decided years ago to not exchange gifts. So I only buy for my children, a neighbor and a close friend. I recently gave up our Direct TV which was $124.99 a month. We have free tv with a lot of channels from an antenna. We do host Christmas at our home, and love it. I start buying for it months in advance. Have a lovely day !
Thanks for watching
Jane, I’m right with you on all of what you discussed today. Especially with respect to careful usage of sales at my local food stores..it’s like a fun puzzle to solve weekly! Also, Hope from Under the Median gave you a shout out in her last video. I hope it sends some more people here. All the best to you, Mike and the pups❤
Thanks 😊
I couldn’t finish my pickling jalapeños because I didn’t have enough garlic. I did 4 jars and have enough for 2 more. I’ll pick up some fresh garlic on my way home from work tomorrow. In the southern US it’s like the peppers know winter is coming and they start making like crazy at the end of the season. I agree and understand everything you said. It’s all about priorities and unfortunately most people want their cake and eat it too. Most are not willing to be disciplined enough to sacrifice in one area to gain advantage in another. Just this morning my husband and I were discussing Christmas. All your advice today was perfect timing for me!
Happy pickling
Don't use the garlic with the peppers...they'll be fine. Save time and money by using what you have on hand and not going out to get more.
I couldn’t agree more. I had a colleague/friend who always complained of being broke but she would buy the most extravagant gifts as thank yous for the smallest things you did for her. She probably thought me a miser but I inherited my father’s money sense (even though I like to splurge at times). My being retired now means that I have to be even more careful with money, and I can say that I generally live within my means.
Like I said, gift giving is a selfish act to make the giver feel good
Sometimes you need a bump on the road to see clear, well said.
Your content is spot on. Thank you🙂
Totally agree. Decide on the goal, make the sacrifices if that means getting ahead financially.
People act like they are so hard up. While this may be true for some, in reality, we all have items in our budgets that are not necessities. (certain foods, streaming services, whatever…..)
Absolutely!
I subscribed because of this video Jane. Thank you for such a frank and absolutely direct video. It is refreshing, especially in a day and age where direct talk is considered mean. I appreciate this. Your hair is gorgeous as well.
Thanks for subbing!
@FrugalQueeninFrance You're welcome.
Very good that you at times “take us by the ear” and remind us what responsible adult behaviour is. Sound suggestions as always❤
Thanks for the reply
After 15 years of going to the Christmas meal at work I said no thanks the first year my colleagues were ‘why aren’t you coming etc’ 5 years on they all just except I don’t go no problem and I am very happy to stay later so they can all get away to go and iam very happy to hear how their evening went, this change came about when I decided to cut back on everything so I could cut back on my working hours it’s amazing how much I saved and I don’t feel that I am missing out on anything if anything I am much happier I don’t feel the pressure anymore to say yes when I would rather say no.thanks Jane and Mike
🥰
Love your new haircut xx
Thank you!!
Absolutely love the new hair style! My daughter and I go over our monthly budgets together. Since we live in the same house she knows what the utility bills are and helps with lowering those costs if possible. We have always used drying racks for about 3/4 of the laundry and now it will be 100% as our 4 year old new dryer bit the dust and is not worth repairing (they make them so cheap now a days). If we have to dry something really bulky we will go to the laundromat and pay the $2 to dry a load.
Great idea!!
Buy used old dryers. They last forever and ppl get rid of them simply to get a new one.
I want one no more than 15 young (made before 2009).
Hi Jane and Mike, I wanted to let you know I've been watching TH-cam on my TV recently and i don't know how to like and comment there. So I'm at my computer and will be liking and commenting on videos your system may not show I've watched. I think you've been making some of your most important videos ever. I actually did like all the advice in this one, especially that people have to act like adults if they want to make financial progress. I have experienced myself and/or witnessed in some ppl close to me the damage created by impulse spending, "i want it NOW" and "i deserve". Your videos are so helpful. Thank you as always. And congrats on reaching 35K!
Thank you so much
My gosh, the hair!! So lovely. Re: your point about not eating out. I very rarely eat out and have not eaten in my college cafeteria for years, because it is exorbitant. Yesterday, due to a few miscalculations, I arrived at school hungry, went to said cafeteria, and got two eggs, about a cup of potato covered in seasoned salt, and a cup of coffee. This meal cost 15 dollars. Fifteen. Dollars.A brutal reminder not to grab 'n go!
Exactly!!
That's crazy! My son is head chef at a college Cafe and they are all you can eat for $7.
I like and appreciate your straight forwardness! 😊💜
You're welcome
Spot on! I haven't had a take-away for about 25 years. Much easier to stick to a budget and say 'no' in a single household though. I think people often say 'yes' to things to keep the peace in a busy household. One thing I love doing is going to the supermarket with my list (I make all my meals) and resist all the tempting items that are there to catch you at every turn, don't forget the supermarket is engineered to make you buy things "eye level = buy level". It is a great feeling if you go to browse in a shop and leave not having bought anything - it is elating! Frugal doesn't mean being unhappy - it is liberating!
@joannagriffiths948 great tips, thank you
I feel very frugal now- I had no idea people gave so many gifts! Ive only ever given to close friends and family.
My family don't do gifts but we instead give each household / each other a single Christmas tree ornament. It means so much more, and you have the reminders to come out every year.
I do needle felring and people love small personalised felted gifts - the felted tree decorations are welcone too.
PS I forgot - get the tree decorations in post- Xmas sales for the next year !
That's meaningful
What a wonderful idea ,
Thanks for sharing
Bravo Jane👏
Great points and lots of common sense, you are a breath of fresh air.
Thanks for these reminders and all the videos you make😊
You are so welcome!
As a former teacher, I agree. There is so many little junkie gifts that are disposed of. I liked a letter or a note in a Christmas card to express appreciation for teaching their child. One thing I did like was a Visa gift card. I use them for items for my class.
I have stopped gifts except for the 6 immediate family members. I have cut way back on mailing Christmas cards, too. No new decorations either. Reusing what we have.
Well said
Well said
Yup I stopped sending cards
N I stopped getting them lol
Oh well
I sent prob 50 a yr. How silly of me. No one actually cared about me.
I approached this video with "I'm probably not going to like it but I'll listen to it". I LOVED IT. I agree with you 100%. I have always been like that. The only thing I could add it that home cooking is also much, much healthier than ordering takeaways or eating out. Taking good care of your health will also save you a lot of money in the long run.
Thanks
Your hair is so pretty! Love the cut. Not giving presents and getting organized are difficult ones for me.
You can do it!
Oh I've made the potato cheese and bacon bake every day the last 5 days. It's so nice 🎉
At my granddaughters old school they would have list of what to get the teachers for Christmas and most of them were for gift cards for coffee or restaurants. It was getting out of hand
I think the part about you being responsible for your own budget is really vital. If everyone would understand that no one SHOULD care more about your own money than YOU - not a business, not a therapist or financial advisor, etc. Also saying no. It is so unpopular in this day and age to not be a "team player" that people feel like they have no control - and thus the first part - where you are responsible for your own spending, etc is vital to remember and tell yourself daily.
Well said
Just what I needed to hear! Thank you! ❤
I love to go shopping with one of my friends, but that doesn’t mean that I’m going to buy anything. I always take my drink with me so that I don’t have to get that at a restaurant. My friends know about my financial situation so we either do things that are free or if they want to do things that costs money they will pay for me. I do go to the theater once in awhile but I will either save up for it or get the ticket for my birthday and if I eat out it’s always a very cheap meal like chips or a sandwich, nothing fancy.
Thanks for your reply
You're right - that was tough, but necessary. The always lovely Fluff Girls at the end did much to soften the message. ❤️🐾❤️🐾😉
Thanks so much
My husband and I have two grown daughters, with their families there are nine of us here at Christmas. All adults. This year we drew names, just one name each and are getting stocking stuffers for that person. Historically we always ended up with a living room filled with gifts. Hopefully this newer approach will take the stress of off everyone ! Our rip roaring Holiday family game night seems to give more Joy than gifts!!
Mrs Wm.
Thanks
I agree. Living in Dubai it is astonishing how much money people fritter all.the.time. Being gluten-free has forced my hand to learn how to properly cook. We have a nominal takeaway amount. Our friends and peers can't believe we dont drop money on a daily coffee or weekly brunch. I am happy to say no but suggest an alternative - a picnic at the beach or a hike in the mountains or a desert sunset bbq. All possible. All very low cost. Also, as a teacher, I totally agree about the trinkets. A nice email, a thoughtful card or a postcard sent from a student on a gap year, those matter most. The trinkets are kind and appreciated but the words mean more. I've just turned 40 and I feel like when I look in the mirror, I have more confidence to speak my mind and not rollover with things I dont like or want to do. I'm not a child. I'm a full-adult. I decide, we decide as a couple and family. Thank you for the straight words, they are always appreciated
Thank you
Do all the things mentioned and yes i have a friend like you said. Quotes i hear often is " if you cant decide get both!", " i dont know how you do it im always broke", and "well i just dont think that way".
They walk amongst us
Nice hair! I lived like that all my life. Not happy with this situation but that is the way my life is. Once I have made peace with this it became actually nice.
Thanks
Great stuff! Thanks for the reality check!
Our pleasure!
Good straightforward ideas. We so often get into a bind financially or otherwise becauce we dont say no
Thanks
Couldn't agree more with your advice to be organized with your spending! The place I get my hair cut shares a building with my supermarket. My supermarket receipt always has a coupon on the back of it for 15% off a hair cut, so I always plan to go grocery shopping the same day that I also plan to get my haircut. These little tricks add up over the year and can really help us save a lot of money. Always appreciate your gentle - but straight forward - advice.
Thank you 😊
Thank you Jane! Excellent information
Another great video Jane and Mike!
Glad you enjoyed it
Great video! When I think how much stuff I bought in the past because I did'nt say no😢. Since some years now I do say no🎉. For example, there is a new book I really would love to read, but it costs 30 Euros🙈, that is crazy. In the past I would bought it without thinking. Now I am waiting to borrow it in the library. The library costs me 20 Euros a year.
Thanks for sharing!!
What you said was hard-hitting & all true ! Fortunately I have no trouble saying " No ", specially when I add that I can't afford it. No arguing with that.
I loved your sheep comment. Yes, we should be individuals & not sheep. I couldn't really cook when I got married but I could read & simply followed
recipes. How hard is that ?
I had a lovely, talented, artistic, and exceptionally kind co-worker who was convinced that she “couldn’t cook.” I told her that the biggest difference between a good cook and a struggling one is that the “good” cook has a dozen or so well-practiced recipes in her repertoire; and that the recipes needn’t be difficult, time consuming, or overly complicated.
We chatted a bit about the sorts of things she and her family liked to eat, and I gave her a half-dozen or so of my favourites to get her started. Every time she made one for the first time she was absolutely thrilled that “I can do it!”
I still consider that episode to be one of the most worthwhile things I did at (if not for!) that job.
PS I’m not a great cook either. Just a methodical one, who learned by doing; and gradually got better and a bit more creative over time.
🥰
Best and most helpful video I have seen in last months here. Some points hit hard 😅 but I like the style! I should play it always again, when I didn’t say no or buy some unnecessary stuff.
Thank you
Excellent! I'm pretty much doing all of this now.
Love your ombré hair, it looks amazing. 🥰
You can do it!
You can do it!
Hi Jane and Mike...great video as always.
Thanks so much
Excellent advice and reminders!
Glad it was helpful!
We have cut down eating out by 80 - 90% (the 2 or 3 places that really deserve it remain on our list- mom and pop places). Avoids the "tipping culture" of staff wanting 25 - 30%. We'll tip ourselves with our savings. Good luck to us all! ✨😊👍✨
That is awesome!
Yeah I double the tax as the tip
“That’s all, folks!”
I look at tips as just another tax. So eating out, I’m taxed 3x instead of 1x like at the grocery.
I will maybe get a take out from somewhere twice a yr but not sit down there (almost everyone does take out now). Can’t afford triple taxes. Already paying triple for the small bit of food!
Hi Jane, ur hair looks terrific. Hi to all including Mike n the puppies. I always shop then cook at home. 😊🤗🙏🏻🇺🇸
Thanks so much
Just wanted to say that I absolutely agree, and the affirmation that personally I like to think I’m assertive and confident enough to say ‘No’ when I feel the need!
Caring, kindness and empathy is one thing, but in this world of consumerism and over indulgence, it really isn’t necessary to overspend to our financial detriment, - and to hell with what anyone else thinks! 😉
Thanks for your reply
Dear Jane, maybe you have talked about this subject before but I have missed it…
Would it be possible for you to make a video regarding how to ”think different” when you have small kids. I have a 4 year old and would love your feedback in a video on how to save more and be creative to keep the costs down and spend less. I think that we are many who would love some tips and inspiration from your own life and what you used to do when your children was younger/small. Love from Sweden.
Great suggestion!
Great suggestion and teens too!
You are truly honest..thank you ❤
I sooooo thoroughly enjoyed this video today. You are absolutely spot-on with this advice. I agree with you 100%, and I don't understand why others don't have this basic common sense.
On a different point, you were so entertaining today! Soooo funny in your words and expressions! And also, your hair is gorgeous today!! You look so good!! 😊
Thanks so much
Excellent video, thank you so much and God Bless your common sense advice xx
@@kaelaleedaley thank you
I bulk buy and bulk cook all the time , portion it up into single serve meal for the freezer , all I have to do is take out a couple meal and put them in the fridge in the morning and reheat at tea time . We have only stopped buying adults gifts in about the last few years and now only give gifts to the grandchildren until the age of 18 ,
Thanks so much for commenting
Loved this video! I just smiled the whole time. 😊
So glad!
Great video! Even when we are already frugal it helps to hear these words again. It keeps us on track. Love you hair too!
@@connietroxell1575 thank you for watching
I moved into my own house in 1996 , have moved several times since, but have never ever had a takeaway. We eat out once or twice a year at the most, usually for my son's birthday and this year for a combined silver anniversary and my birthday, both this month. I think saying "no" is a key one. I remember the first time there was a mum's night out and I really couldn't afford to go, found myself making excuses why I couldn't make it, worried that I might be judged in some way. After that time, it became easier and I no longer have any trouble saying no and don't, in most cases, feel the need to justify or explain my decision. Let people judge if they want. It's having the confidence to say no that first time or two.
Good for you
Jane, you are so beautiful. Thank you for these tips. We eat from home most of the time.
You are so welcome!
You are so welcome!
I am implementing a few of these,.thank you.
You're so welcome!
Jane you are so intelligent. I admire your diligence.
I suffer from killer headaches and it causes to not be able organized. Since having chemotherapy I have lost my taste on so many foods.
Thanks
Loving the pep talk 😂 Most of it I agree. Looking forward to more 😂
You are not a sheep! 🐑 Repeat after me: "I am not a sheep"👍 love it 😅
I completely agree, well said Jane, I've had to contribute to a gift for my boss in the past, peer pressure, not anymore