YNAB Budget With Me | October 11, 2024

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  • เผยแพร่เมื่อ 12 พ.ย. 2024

ความคิดเห็น • 42

  • @justfinance3362
    @justfinance3362  หลายเดือนก่อน

    We have the goal to hit 1,000 subscribers in 2024, so please like, Subscribe, and comment! We are SO SO CLOSE, and any money made from monetizing this channel is going right to….you guessed it…..the student loans!!
    Ways to support the channel:
    If you want to help support our student loan or TH-cam journey financially, the website “Buy Me A Coffee” is the easiest way (and we are always eternally grateful!): www.buymeacoffee.com/justfinance
    Marcus by Goldman Sachs is the High Yield Savings Account I use for all things long term savings- it has served me well over the years! If you are in the market for a new HYSA, we can both get a boosted interest rate if you sign up with my referral link:
    www.marcus.com/share/KAY-3V2-2PB7
    YNAB (You Need A Budget) has truly changed my financial future. If you like what you’re seeing and want to give it a try, sign up with my referral link and we both get a month free if you subscribe after your 34 day free trial: ynab.com/referral/?ref=CFR0kB_H7k_-9Jai&sponsor_name=Kay&
    Thank you for watching!

  • @QTARUBA
    @QTARUBA หลายเดือนก่อน +7

    Oh gosh... and me screaming after rent, Wyatt!!!!!!!

    • @justfinance3362
      @justfinance3362  หลายเดือนก่อน +1

      Hahahaha WE CANT STOP. We just spent so much time with him too 😂😂

  • @simplifinance5154
    @simplifinance5154 หลายเดือนก่อน +7

    "a pair of jeans I don't hate" is so relatable🤣

    • @justfinance3362
      @justfinance3362  หลายเดือนก่อน +1

      It's an ongoing journey.....Shea has one pair she found (and had to hem still) recently....but I'm leaving it on the wish list because I feel that is not the end of this battle 🤣

  • @kriannnne
    @kriannnne หลายเดือนก่อน +4

    I 100% support the cat intro lol. And yay health check in! Gotta do the health journey along with the finance journey!

    • @justfinance3362
      @justfinance3362  หลายเดือนก่อน +1

      Exactly! No point in becoming financially independent if I'm not around to enjoy it!

  • @hollygriglio5722
    @hollygriglio5722 หลายเดือนก่อน +5

    Yay for under $25k! Have to take all the little wins you can!

    • @justfinance3362
      @justfinance3362  หลายเดือนก่อน

      The little milestones really help break up the big number :)

  • @adamfrank66
    @adamfrank66 หลายเดือนก่อน

    I've been using YNAB for 1 year now and it's been a game changer! Seeing this video let me see new ways to use YNAB. Thank you.

    • @justfinance3362
      @justfinance3362  หลายเดือนก่อน +1

      That is amazing! Thanks for watching!!

  • @MindyTunnell
    @MindyTunnell หลายเดือนก่อน +3

    Dammit. My comment didn't take. 😭
    Let's go! Y'all got me hooked.
    Also, in a perfect world, ynab would say you'd have NO overspending, cause you'd go into the budget, move the money, then buy the window shades.
    But that's not always how it works.
    Also, I love the way y'all have your wishlists set up 💪

    • @justfinance3362
      @justfinance3362  หลายเดือนก่อน +2

      You are ABSOLUTELY correct!!! We are impulse spenders in recovery so I'm calling this baby steps-- we are already much better about having conversations BEFORE we spend but obviously still something we are working on :)

    • @MindyTunnell
      @MindyTunnell หลายเดือนก่อน

      @@justfinance3362 oh me too. 😂 Me too.

  • @libbysworld7649
    @libbysworld7649 หลายเดือนก่อน

    Hello my budgeting friends. My daughter got married yesterday and it took me until now to watch your Friday video. I still need to watch Becky. LOL It was a beautiful wedding. My daughter was glowing with beauty more so than usual and my hubby and I clean up rather well.
    Wyatt was repeating in my head the whole time you were both be boppin along. LOL What about a recurring debit, every Friday for $9? Is that not as much fun? LOL
    Great video. Have a fantastic week and hope your street fair was fun today.

    • @justfinance3362
      @justfinance3362  หลายเดือนก่อน

      Congratulations to your daughter!! How wonderful!! I am sure that was just the most fun :) the street fair was so fun and we had a lovely time exploring in our own neighborhood and looking at the Halloween decorations on the way there!!

  • @emissjayiss
    @emissjayiss หลายเดือนก่อน +1

    Gittin there every week!
    Love the cat into
    Love the health check in - I'll be inspired with you!

    • @justfinance3362
      @justfinance3362  หลายเดือนก่อน

      Heck yes!! The more we get a handle on our finances the more connected everything seems!!

  • @JimBobe
    @JimBobe หลายเดือนก่อน

    Just subbed, love y'alls content!

    • @justfinance3362
      @justfinance3362  หลายเดือนก่อน

      Thank you so much! Glad to have you with us!

  • @Esti89dec
    @Esti89dec 22 วันที่ผ่านมา

    I really like how you do the wish farm. I’m changing mine around instead of putting money towards many.

    • @justfinance3362
      @justfinance3362  21 วันที่ผ่านมา

      It’s really working out so well for us! We love it!

  • @TheGoodMidlifeCrisis
    @TheGoodMidlifeCrisis 24 วันที่ผ่านมา

    Lol, the Wyatt reaction 😅 I love watching y'all be wacky on camera!
    You're less than 50 away from 1,000!!

    • @justfinance3362
      @justfinance3362  23 วันที่ผ่านมา

      Can’t believe how close we are!!!!

  • @martharobinson1603
    @martharobinson1603 หลายเดือนก่อน

    Congratulations on a great discussion about budgeting!

    • @justfinance3362
      @justfinance3362  หลายเดือนก่อน

      Thank you!! I’m so lucky to have found a partner who helped push me out of my comfort zone….just a little bit at a time :)

  • @tracymiller9390
    @tracymiller9390 หลายเดือนก่อน

    Cat 🐈‍⬛ intro! Yes please❤

  • @NanetteLoves2Budget
    @NanetteLoves2Budget หลายเดือนก่อน

    Look how close! How many subscribers did you pick up this week? I wonder if you’ll hit 1k by EO. Great video!

    • @justfinance3362
      @justfinance3362  หลายเดือนก่อน +1

      We are up like ~30 this month so far!! I can’t even believe it! At first I was shocked that we might hit 1k by end of the year….now it could even be before Thanksgiving! I can’t process it 🤯

    • @NanetteLoves2Budget
      @NanetteLoves2Budget หลายเดือนก่อน

      @@justfinance3362 this makes me soooo happy!

  • @ChiaraBells
    @ChiaraBells 29 วันที่ผ่านมา

    Have you considered putting all the money you want to throw at your student loans into your HYSA while there is an interest forebearance? I would be interested in your thoughts on this. It seems like a smart plan to let it accrue interest while you aren't paying any interest on your debt.

    • @justfinance3362
      @justfinance3362  29 วันที่ผ่านมา +1

      Absolutely! That is what we did when the Covid interest forbearance was ongoing and we saved up over $17k for that big first payment! This time around I’m not sure when this forbearance is going to end, and I’ve been VERY motivated seeing that number go down on the actual loan-but absolutely something to consider if it looks like it’s going to go on for a while!

  • @OurRetireEarlyJourney
    @OurRetireEarlyJourney หลายเดือนก่อน

    Crush those loans! 😊

  • @YourRav
    @YourRav หลายเดือนก่อน

    As a fellow pet lover (I have 2 dogs), I’d love a cats intro lol

    • @justfinance3362
      @justfinance3362  หลายเดือนก่อน

      I can talk about these goofballs all DAY

  • @monchichi4545
    @monchichi4545 หลายเดือนก่อน

    Costco is good for batteries!

    • @justfinance3362
      @justfinance3362  หลายเดือนก่อน

      We will have to check them out when we do our Costco run! Thanks!

  • @lesleybirch1414
    @lesleybirch1414 หลายเดือนก่อน

    Please do a cat intro video!

    • @justfinance3362
      @justfinance3362  หลายเดือนก่อน +1

      Heard and word!! We’ll put it on the to do list :)

    • @lesleybirch1414
      @lesleybirch1414 หลายเดือนก่อน

      @@justfinance3362 My cats look at the TV when yours miaow! Love your videos - the health one is a great idea too.