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Just Finance
เข้าร่วมเมื่อ 18 ต.ค. 2021
We are a couple living in NYC trying to tackle a 6 figure student loan mountain one day at a time.
If you want to help support our student loan journey, you can here: www.buymeacoffee.com/justfinance
If you want to help support our student loan journey, you can here: www.buymeacoffee.com/justfinance
My Health and Fitness Journey | November 10, 2024 Check In
Every Sunday I check in about my health journey, and this week we have made more progress! Let me know how your week went if you are on a similar journey :)
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YNAB Budget With Me | November 8, 2024
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November is throwing curveballs at us left and right and we are catching them SO FAR! Feeling a small amount of overwhelm but also extremely grateful at the work we have done this year to set ourselves up for success!
The 1,000 Subscriber Q+A Special!!
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We collected questions for a Q A for when we hit one thousand subscribers, and the time is NOW! Thank you all for all your support of this channel, it means more to us than words could ever express. The FIRST JustFinance video ever: th-cam.com/video/3av9UnVwHGQ/w-d-xo.html Our first Q A: th-cam.com/video/6VC868eZTUE/w-d-xo.html
My Health and Weight Loss Journey | November 3, 2024
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In every long journey there are speed bumps and pot holes.....this week I had quite a few!! Talking through how I handled those and how I'm feeling after a long and emotional Halloween week.
YNAB Budget With Me | November 1, 2024
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I cannot believe it is November already!!! 2024 is flying by and I think a lot of it has to do with how much FUN we are having this year! A sleepy early morning budget with me, there's so much going on around us but having this channel to anchor us in our budgeting routine has been so incredibly helpful. Thanks for being here!!
Worth It: Meowbox Cat Subscription Box
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We have been using Meowbox for years and really love them! If you want to try it for yourself, you can check it out with our referral link: www.meowbox.com/a/refer-a-friend/redeem/hpwrhu8lzezxtj5qpcuuelarkbhtjoiugko0hh1r/10511 If you were here early and saw the accidental post of the unedited version.....no you didn't 🤣
My Health Journey | October 27, 2024 Check In
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Officially one pound down and keeping it going!!
YNAB Budget With Me | October 25, 2024
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I am beginning to think there's never not a busy season in our lives......last paychecks in October and we needed to make some tough decisions about where our money was going to go!
Meet the Kitty Committee!!
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Introducing you all to our 3 cats! They are our whole world, because there's so dang many of them but also LOOK AT THEM!!
My Health Journey | October 20, 2024 Check In
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Wrapping up week 1 of trying to make better choices and take care of my body! Being out and about with family makes it a lot harder to track my calories, but I am proud of myself for keeping up with it the best I can!
YNAB Budget With Me | October 18, 2024
มุมมอง 1K21 วันที่ผ่านมา
Midway through October and closing in on 1,000 subscribers!! Budgeting our weekly paycheck and planning for the week ahead, also planning for how to start getting a month ahead in YNAB! If you have any tips on how you track your month ahead, drop them in the comments below!
Our Journey to FIRE: The Beginning | October 2024
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We are on a (long) journey to Financial Independence......and this is where we are starting. 'Starting' as in documenting.....we have been working on getting our financial life in order for a while, but this is the beginning of tracking it on youtube in this way :) Our decision to focus on student loans: th-cam.com/video/aWH0sy-wB0U/w-d-xo.html ChooseFI: th-cam.com/video/GydO0ZN0M6o/w-d-xo.html...
My Journey to Physical Health.....day 1
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Taking the leap and making my first baby step into true physical health is scary....but as I get older it is not going to get any easier. Here is my outlook and vision for the future as I begin this difficult but exciting journey!
YNAB Budget With Me | October 11, 2024
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Back from California and into the home stretch of 2024! Wrapping up a few overspent categories and planning for a (hopefully quiet) week ahead. Budgeting Starts: 03:45
Travel Rewards: How using YNAB and credit cards got us from NYC to California (and back) for $23!
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Using travel rewards has absolutely changed what is possible in our lives as far as our travel budget and what is possible! If you want to check out our current daily spender, we are all about the Chase Sapphire Preferred card right now! Limited-time offer - $300 Chase Travel℠ credit 60,000 bonus points with Chase Sapphire Preferred. I can be rewarded if you apply here and are approved for the ...
Spending Recap + Goals Check-in | September 2024
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Spending Recap Goals Check-in | September 2024
YNAB Budget With Me | September 27, 2024
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YNAB Budget With Me | September 27, 2024
Worth It: Universal Yums September 2024
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Worth It: Universal Yums September 2024
YNAB Budget With Me | September 20, 2024
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YNAB Budget With Me | September 20, 2024
How to make our budget match reality.....
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How to make our budget match reality.....
YNAB Budget With Me | September 13, 2024
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YNAB Budget With Me | September 13, 2024
Annual Goals + Challenge | August 2024
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Annual Goals Challenge | August 2024
YNAB Budget With Me | September 6, 2024
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YNAB Budget With Me | September 6, 2024
Budget Recipes: Coughlin-Jacobs Chili
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Budget Recipes: Coughlin-Jacobs Chili
YNAB Budget With Me | August 30, 2024
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YNAB Budget With Me | August 30, 2024
YNAB Budget With Me | August 23, 2024
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YNAB Budget With Me | August 23, 2024
How we fit a Costco Haul into our Grocery Budget in NYC
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How we fit a Costco Haul into our Grocery Budget in NYC
I think you're doing great considering everything going on! Keep going!!
Thank you so much! I will!!
Great job Kayleigh! Sometimes you need a day of doing a whole lot of nothing. Even though it brought your average down, it may have had other physical and emotional benefits that aren’t quite as tangible. What a great week! Kudos on all the wins!
Soooo true, it was a very calming day for my brain and it was well enjoyed!! Thank you for the encouragement :)
What a week - even from the other side of the world! Sorry to hear about your sister. You are really showing that consistency with little steps pays off. P.S. Harvey is AWESOME!
what. a. week. to be sure!! Harvey is the FREAKIN BEST! He's a great guy to have around in tough times.
@@justfinance3362 My big ginger boy Sid is awesome in tough times - he just sits on me and purrs!
This week was a doozy. Sorry for your sister 😭 I overate. Absolutely. Got a Seattle trip coming up this weekend and I can't wait. Gonna lock in after this weekend. Let's go!
My sister is a real trooper, she is handling this transition like a champ!! Have so much fun in Seattle! I'm supposed to be out there for work early next year sometime.
This week was most definitely a rollercoaster... I didn't overeat as much as I thought I would've but I definitely indulged in some emotional/impulsive spending so I'll be having fun YNABing this 😅
Oh I definitely had some emotional spending as well.....luckily not as much as it could have been by far.
1. That cat is fantastic. And i didn't realize how huge cats are 2. How fantastic was that chiefs game??? Wooooo 3. Great job.
To be fair that cat in particular is a BIG BOY!! The ending of that Chiefs game was INSANITY, I couldn't even believe it. We had to watch the replay twice to even understand what happened.
I started my health journey on the 1st and my calories have been up and down as well but at least I have been drinking one full water bottle and mine is 24oz and my steps let’s not talk about trying to do 5,000 a day.
Some steps are better than none!! I believe in you!
Thanks for the transparency. It's hard. This week was a doozey for sure! Sorry about your sister. That's got to be disappointing. Hopes that your bro will find a new place soon. Congrats on consistently getting the water down! Good deal. Just breathe, dear! 🙂 As for me, you did much better than me. That's all we're going to say about that. LOL. Seriously though, I have a yoga class this coming week. My first one in years. Should be interesting. Wish me luck! LOL Have a great week and see you Tuesday.
It is disappointing but I am so proud of how she's tackling this life change head on! My brother is in the other room finalizing his new lease as we speak, and he will be right down the road from us, which makes us happy :) Best of luck with your yoga class!!
One thing about your channel truly disappoints me: although the quality of your videos is excellent, the number of views is significantly lower than what would be expected given the content. I think you'd get a lot more views on your videos if they were properly search engine optimized.
Our views have been growing as our sub count grows, but the amount definitely varies depending on the subject matter! We will have to look into how to optimize the TH-cam algorithm :) Thanks for watching!
I really wish my boyfriend and I could be in good relationship like you guys
It’s all about communication and aligning in your values and goals!! We sit down every single week about talk about how we can be better partners to each other, and things that are on our minds with our budget, our schedule, and our calendar!
🎉🎉🎉🎉🎉🎉 Congratulations!! Lol "And then they had to come to our wedding" ❤
It was our biggest prank of them all 😂
Yay for family living close...but not too close 😅 Awesome job on the month ahead! I guess I missed last week's video, I'm going to have to go back and watch it!
Hahahaaha close but NOT TOO CLOSE is exactly it. We are slowly beginning our mission to get all our friends and family to move to our neighborhood 😂
I wish YNAB had the bi-weekly option… especially when I’m setting targets for my car payments or mortgage payments.
Absolutely! I used to get paid biweekly and having to set weekly targets was a pain because it didn’t line up exactly right
I bought my dog an advent calendar too! I can’t resist when it comes to spoiling the baby 😂
They deserve it for how much joy they bring us!!! It took everything in us to not buy one for each of them 😂
That month ahead business is a game changer! Glad to see it happening!
It is so freaking cool!! I totally get why everyone was pushing for us to start it now 😂
Oooh I love the shift+z! I am grateful for that shortcut, I hate snoozing everything individually!
Right?? Major life hack
I know you prefer more long form videos, but you could always do some shorts for things like the whitening experiment or when the kittens are extra cute or when we hound you about a chili recipe.
I’ve been thinking about doing more shorts for sure!! I have to get better at editing them, we just talk too much 😂
So sorry to hear the past week has been heavy, hopefully things are on the up soon 🙏 I was so excited about the snooze shortcut too lol 😆 I forget there’s a whole drop down menu of short cuts now
things are looking up for sure!! my brother had to stay with us and he gets keys to his new place on Monday!
@ that’s awesome 🤩 maybe he’ll make some surprise appearances every once in awhile 😆
@@angeljuarez93 he is going to be literally a one minute walk away from us, and he VOLUNTEERED to make a budgeting video for the channel!!! hoping to get that recorded soon!! I am so pumped hahaha
@ Wow that’s awesome!!! 🤩 Tell him I said THANK YOU for more budgeting videos 😊🥰 Can’t wait to
Radiator season but also somehow summer again this week lol. Long time fan here!
isn't it messed up?!
Yes cocktails in Australia are expensive too. Not surprised about extra booze money! Hope the student loan forbearance lasts as long as possible.
those kind of prices are the reason we don't often go out for cocktails anymore!! i'm keeping my fingers crossed that the forbearance continues a little longer and the income based repayment options stay in reach for people!!
I think if I saw two drinks for $50 I would have walked out and bought some wine to enjoy at home. Yikes! 😮
lol unfortunately in NYC that is the pricing at cocktail bars more often than not!!! a special occasion stop for sure.
I must know if that whitening powder stuff works.
oh we will let you all know for sure!!
Firstly, no judgement spending should be expected on November 6th! 😏 Also, it's Kyle from "I Suck at Budgeting" . Love his channel. He's a cool guy. Great video. Have a stellar weekend.
He is a very cool guy!! Rooting for him on his journey! And truly, it's been a long week in so many ways, I am grateful it was sub $100 lol
I too love a good keyboard shortcut. They have a list of all of them in the menu dropdown. 🤯
THEY WHAT!! Thank you for that!!!
OMG! Thanks for the Snooze shortcut!!!
All credit to Kyle at I Suck at Budgeting!! I'm so hype about it lol
IYKYK. More alcohol consumed this week than in the previous year entirely. How're you guys dealing? It's legit affecting my mental health. I know I'll swing back, but man is it tough right now.
💙🇨🇦💙
We have also had so much family stuff going on so it has been a VERY heavy week, that is why we took the time to go to a nice cocktail bar and just hang out and spend some time together and let our brains breathe. I hope you are doing nice things for yourself this week too!
Happy friday!
Not the happiest of Fridays, but friday nonetheless!
I made it here first!!! 🎉🎉🎉🎉 Yes!
First!!!
We are so so grateful to be up and over the 1,000 subscriber mark, and are officially monetized! Any money made from monetizing this channel is going right to….you guessed it…..the student loans!! Ways to support the channel: If you want to help support our student loan or TH-cam journey financially, the website “Buy Me A Coffee” is the easiest way (and we are always eternally grateful!): www.buymeacoffee.com/justfinance YNAB (You Need A Budget) has truly changed my financial future. If you like what you’re seeing and want to give it a try, sign up with my referral link and we both get a month free if you subscribe after your 34 day free trial: ynab.com/referral/?ref=CFR0kB_H7k_-9Jai&sponsor_name=Kay& Thank you for watching!
Not sure how you both feel about your current phone plan(s), but Mint Mobile is great for people who fully own their phones and they often sponsor and partner with channels to promote their product. It's $360 a year for unlimited everything including a hotspot. Something to consider as you start this next income stream. 🙂
"Congratulations on hitting 1,000 subscribers! 🎉🎉 This Q&A was so fun and insightful-thanks for taking the time to connect with us. Here’s to many more milestones ahead!"
Thank you so much!!
Congratulations! 🎉🎉🎉
Thank you so much!!!
Loved this video!
I’m so glad! They’re so fun to record :)
Love the costume idea!
Thanks, it was a last minute decision but I think Shea really nailed it!!
Congrats! So fun to have been watching since the start and to see all your growth 🎉 and so cool to hear your career progression Kayleigh! What’s your favorite theater in NYC??
Thank you so much!! It really means the world to have you along for the ride! :) That is such a hard question because there are so many that are so stunning!! I love Circle in the Square because I love to see shows in the round, I also really love what they did with the Lyric Theater for Harry Potter and the Cursed Child, because it made the experience so immersive and involved from the moment you walk on the BLOCK. But I am never disappointed when I walk into a Broadway theater, the decor and styling is always so beautiful :)
I just wanted to say thank you guys so much for answering my question it means so much to me that I am not alone in my trust issues and yes I agree we need sub categories in YNAB!
Of course!!! We are rooting for you :)
Also Just Finance team, throw the ladies $5 for making these videos we like so much. What better holiday gift than helping the ladies pay down those pesky student loans :)
You’re too kind!! Thank you so much ❤️
Congrats again on the 1000 subs and sorry I didn't put the question in before the video was made. My wife and I are going to NYC right after Xmas and want to see a show but not wanting to spend tons on broadway tickets. Do you have a recommendation for an off Broadway show or something similar that is good value for money and super fun?
Oooohhh there is SO much good stuff playing right now! I say check out the app TodayTix, they have the best prices on both broadway and off-broadway! They also have something amazing called “Broadway roulette” where you can let the wheel spin and it will give you tickets at random for $49 each! (You can take 3 off the list if there’s some that are just not your vibe) We are actually so behind on seeing things this season with all the different financial priorities we’ve been juggling, and there are so so many options it’s hard to recommend just one thing! I had the most fun when I saw Drunk Shakespeare a few years ago, and I am desperate to see Sunset Boulevard. I know that’s kind of all over the place but I hope it at least gets you started!
Great job, ladies. Let’s keep the momentum going, 1.5K, LFG!
Oh man, I couldn't even wrap my head around actually getting to 1k this year, it's almost hard to imagine any more!!!
Yassssssssssssssss the goal was made! Congrats!
Thank you so much!! So exciting :)
I think theater is different than tv and movies also. A completely different experience. I really enjoyed your thoughts on money, power, and shared finances.
I’m so glad you enjoyed the thoughts on money and power, it was something I hadn’t really thought about before we really started talking. Shea has a great way of phrasing things that just gets my brain turning!
YNAB if you're watching - another vote for sub categories!
I believe we will get there.....one day......
And from me!
I have categories for everybody's birthdays! Is it extra? 🤣
Lol if I could get Shea on board with it I would also have a category for every birthday!!
We are so so grateful to be up and over the 1,000 subscriber mark, and are officially monetized! Any money made from monetizing this channel is going right to….you guessed it…..the student loans!! Ways to support the channel: If you want to help support our student loan or TH-cam journey financially, the website “Buy Me A Coffee” is the easiest way (and we are always eternally grateful!): www.buymeacoffee.com/justfinance YNAB (You Need A Budget) has truly changed my financial future. If you like what you’re seeing and want to give it a try, sign up with my referral link and we both get a month free if you subscribe after your 34 day free trial: ynab.com/referral/?ref=CFR0kB_H7k_-9Jai&sponsor_name=Kay& Thank you for watching!
Your health and weight loss journey is truly inspiring! 🌟 It’s amazing to see your progress and dedication, especially as you share each step. Thank you for being so open and motivating-this is exactly the encouragement many of us need. Keep going strong! 💪❤
Thank you so much!! Having these videos to check in and keep myself on track is so motivating!
What counts as a step? Is it a normal walking step, or a certain distance?
This is a good question, because I did not know! I had to do some research hahaha. Apple apparently uses an accelerometer to measure a specific step, regardless of distance, by noticing the shift of a phone in your pocket! I did not know that. I think in 2025 I will do more distance based physical goals but for now steps are my starting point :)
I operate under half your weight in oz for water intake. So, for example, if someone is 200 lbs. then they should drink 100 oz of water per day.
Oooohhh that’s a good one to track by!!
I'm really enjoying these videos/ this series! I've been working with a dietitian and man yeah, it's so crazy how so much of our eating is emotional. I wasn't where I wanted to be this week either... thanks for the reminder to show myself grace.
I’m so glad you’re enjoying them! It has been really nice to have a moment of reflection and accountability built in to my routine :)
I really struggle when I'm out of my routine. Last weekend I was staying at someone else's house watching their dog and I just ate out the entire time. I got back on track though and that's what matters. Rooting for you!
Sooooo much the same! And it’s extra tough right now because I’m figuring out a new work routine while Shea is starting a whole new phase of seasonal work routine and it’s all happening at the same time 😂 we got this!!
Seems like Coach Kaleigh has really dialed in the inner dialogue. I believe that was my favorite part of this video! With the attitude you have, there is no way to lose on your health journey. You’re gaining insights from each decision whether it was within your plan or not. Kudos on the net loss overall. You are definitely moving in the right direction!
Thank you so much!! Feeling better about my body in my own mind is my biggest motivator, so documenting what feels good (and bad) to my brain is super helpful!
❤️🧡💛💚💙 Great reflecting
Thank you ❤️