Went through... no possibility for discounts and cost for insurance is wildly high. Cost for a surgery $3000? Well damn but the cost to insure my puppy looks like $220/month + a $900 deductible. Already started a puppy fund a few months ago and have $800 saved. Unless he literally needs surgery in the first few months I cannot fathom how I would save on pet insurance. And it goes up as they age.
One procedure can cost $10,000. Pet insurance is the way to go. You likely will not save enough on your own even if you put the $220 per mo. in the bank. This is why pet insurance is sooo important.
@@kristinzimmerman6415 I'm now at $2800 saved with interest in our dog fund. Our puppy had one issue I had to take him to an emergency vet for (he swallowed a rag). The cost to get them to make him vomit was $350. No insurance would have covered this and the deductible, again, would have been hundreds more. You need to realize that for every 1 person that needs pet insurance there's 20+ that don't, otherwise the insurance companies don't make money.
@@rometimed1382 Until you realize that a dog can live 20 years. I have had two that lived to be 18 yrs old. The care of a senior dog becomes expensive quickly. And then, for all the dogs I have owned my 56 yrs on earth, I now have an 8 yr old with heart issues. She has vet bills that average over $5,000 per year. You just can't anticipate what if or what could happen. Most can't afford $5,000 a year for basic care. I have a great plan that was less than $200 a month for two dogs. Maybe shop around for the best plan. If she lives to be 18 yrs old like my last two, it would have been too expensive to keep her alive. I NEVER want to say that. So I advocate for pet heath insurance. I can't imagine anyone not insuring their human baby. So my dogs are as much a part of my family as my two human children and four human grandchildren. They are all insured.
That seems high, are you here in the US or in another country? All the plans I looked at including the ones I mentioned in the video were anywhere from $29-50 per month. Does your pup have a pre-existing condition? Did you add more than 1 dog onto the plan?
It all depends on the pets age, the deductible, and the level of plan. I have an 11 year old that is coming in at that rate as well. Our puppy with a whole wellness plan is coming in at about 80/mo with a 250 annual deductible, no limit plan.
@@rajkin I live in Canada and will be getting my new puppy in 2 weeks. Im also seeing minimum 80-150$ per month for basic plans that dont include dental or preventative care. Its insane!
@@HowToTrainADreamDog Yeah, I am SO GLAD I found your channel again before getting the puppy. I just watched your hour training on 30 days to Puppy Perfection. I realize there is A LOT of re-training/training my brain to do and this is a huge (and very rewarding) undertaking. Definitely looking forward to Pro level. But I’m not on Facebook. 🫤🤔
Oh you will love the course and the PRO level! We use FB a lot for PRO. That's where our students upload training or behavior videos for feedback, we have monthly challenges, students ask questions in between Zoom calls and you can read what other people are working on (and see all the other cute puppies!). I know FB isn't perfect but it's the best platform we've got for right now. Some people create a FB account for their dog with no identifying information and participate that way. We will never share your information or SPAM you. Give it a thought. We'd love to help you!
We love when pet owners are proactive! This is the perfect time to get a head start on training, too. Check out our course, 30 Days to Puppy Perfection: howtotrainadreamdog.com/puppy-perfection-course/ where you'll find over 50+ videos, worksheets, charts, checklists, and tons of other resources to help you with all your puppy’s training.
After I watch so many videos on Puppy training, I definitely love yours, make a lot sense, very straightforward guides,I could understand your English very well (I am Foreign ) without translation or reading the captions . Thank you so very much! I made a lot notes to training “Mon Petit Prunella” Thanks a million. God bless you🙏🏽
While searching for breeders, I noticed some send the pups home with, for example, a 6 week trial of insurance. Do insurance companies offer discounts if you sign up early (obviously there shouldn't be any pre-existing conditions at 8 weeks!)? Also, if for example the parents have health clearances does that get taken into account?
This is the perfect time to get a head start on training. Check out our course, 30 Days to Puppy Perfection: howtotrainadreamdog.com/puppy-perfection-course/ where you'll find over 50+ videos, worksheets, charts, checklists, and tons of other resources to help you with all your puppy’s training.
Thank you Michelle for the video, this was something that my wife and I were discussing and I feel this video is helpful. We just received our new family member two weeks ago (12 week old Pomeranian).
Thank you so much for all your tips which I found extremely helpful. I am about to get a cockapoo puppy and am so excited. I live in beautiful Shrewsbury in the UK.
I work in pet insurance, let me know if you have questions. It's best to start the policy as a puppy before things become pre-existing. You can't wait until something happens. As a whole the preventive coverage sucks. Plan to have those costs out of pocket (vaccines, spay neuter, etc.) The preventive loses you money if you don't understand it. My top brands are spot/aspca/pumpkin and nationwide. They are the top two competing companies.
Thanks for this video. I was beginning to look into this for our puppy that came home about a week ago. She'll be going to the vet tomorrow for her 2nd set of shots so going to ask them while I'm there. We're in London, Ontario Canada
Hi I'm from Lakeland FL and we are getting a Beagle puppy 🐶 boy from a breeder that I have been talking to about a year. He mainly breeds show dogs and he has visited our home. And recommended stuff for us to do before we get the puppy witch we have name Snooper
Thanks for the video and the different tips you share according to your experience, I'm about to get a Weimaraner puppy this fall after almost 15 years since the last time I got a puppy and I know it is a great responsibility, sometimes this makes me feel uneasy and bit anxious but at least your tips and recommendations according to your experience makes me feel more reassure and confident into what to expect, I guess this confidence will get better with time, right?. Ohh by the way, I'm watching from Montreal 🇨🇦. Cheers
We're so glad you are finding our videos helpful. You're exactly right, a puppy is a lot of responsibility. Check out this video on what to expect with your new puppy: th-cam.com/video/wpHz3fcnugg/w-d-xo.html
We live in western Michigan and have a 4 month old Weimaraner. We think maybe we need to not only insure her but I cease our health insurance because her favorite chew toys are our hands 😱
Me again😂 choosing between lemonade and pets best for my 2 month old golden doodle. I was quoted for $30-$40 usd a month. I want to get dental as well, some do not offer that.
Most companies have a minimum age requirement to receive a quote. You may have to wait until you bring the puppy home, but we recommend you check it out with the insurance company.
Me too! I get to bring my puppy home the second week of June. I have everything all ready except for checking on insurance. I wasn’t sure if I needed insurance but I suspect I will.
After crunching the numbers I think I'll just create a Pet Emergency account that I deposit money into bi-weekly instead. If by fate my guy requires any medical surgery/treatment before having $1,000-3,000 put away I'll deplete that fund and offset the difference with a Vet no interest payment plan (usually 6 months)
I have it and it’s been easy submitting a claim on my phone. I got Trupanion for my pup right away and I just ran through a 6 week bladder infection with 3 different types of antibiotics and going to the vet every two weeks for urine cultures and follow ups. It took us 6 weeks to finally get better and almost $1400 in vet bills, Trupanion reimbursed me about 6-700 of it. It’s been worth it for me and something like a bladder infection can just happen.
I Am Getting A Rough Collie (lassie type) And Im Not Sure If I Should Get A Martingale Collar , Flat Collar , Or Harness. Please Let Me Know Which One You Reccomend. :D
Check out this video! th-cam.com/video/DMazc8Kw4-o/w-d-xo.html. For more specific questions regarding training, we recommend you post your questions in the Puppy Training with Michele Lennon Facebook group: howtotrainadreamdog.com/FB-group
Thanks for watching "Should I Get Pet Insurance A Must Have For New Dog Owners Or A Waste Of Money." Do you have pet insurance for your puppy?
hmmm i plan on it!
Our plan with Nationwide just went live. Have heard great things, but haven't had to use it yet!
Kosmo and Cricket
Went through... no possibility for discounts and cost for insurance is wildly high. Cost for a surgery $3000? Well damn but the cost to insure my puppy looks like $220/month + a $900 deductible. Already started a puppy fund a few months ago and have $800 saved. Unless he literally needs surgery in the first few months I cannot fathom how I would save on pet insurance. And it goes up as they age.
Puppies (dogs!) are expensive! Its great you're looking into pet insurance.
One procedure can cost $10,000. Pet insurance is the way to go. You likely will not save enough on your own even if you put the $220 per mo. in the bank. This is why pet insurance is sooo important.
@@kristinzimmerman6415 I'm now at $2800 saved with interest in our dog fund.
Our puppy had one issue I had to take him to an emergency vet for (he swallowed a rag). The cost to get them to make him vomit was $350. No insurance would have covered this and the deductible, again, would have been hundreds more.
You need to realize that for every 1 person that needs pet insurance there's 20+ that don't, otherwise the insurance companies don't make money.
@@rometimed1382 Until you realize that a dog can live 20 years. I have had two that lived to be 18 yrs old. The care of a senior dog becomes expensive quickly. And then, for all the dogs I have owned my 56 yrs on earth, I now have an 8 yr old with heart issues. She has vet bills that average over $5,000 per year. You just can't anticipate what if or what could happen. Most can't afford $5,000 a year for basic care. I have a great plan that was less than $200 a month for two dogs. Maybe shop around for the best plan. If she lives to be 18 yrs old like my last two, it would have been too expensive to keep her alive. I NEVER want to say that. So I advocate for pet heath insurance. I can't imagine anyone not insuring their human baby. So my dogs are as much a part of my family as my two human children and four human grandchildren. They are all insured.
I am getting quotes of 150 to $200 a month. That is an insane amount of money for a household pet.
That seems high, are you here in the US or in another country? All the plans I looked at including the ones I mentioned in the video were anywhere from $29-50 per month. Does your pup have a pre-existing condition? Did you add more than 1 dog onto the plan?
It all depends on the pets age, the deductible, and the level of plan. I have an 11 year old that is coming in at that rate as well. Our puppy with a whole wellness plan is coming in at about 80/mo with a 250 annual deductible, no limit plan.
@@rajkin I live in Canada and will be getting my new puppy in 2 weeks. Im also seeing minimum 80-150$ per month for basic plans that dont include dental or preventative care. Its insane!
Researching for the future - potentially a Cavalier King Charles puppy. I am from DFW area of Texas.
It's great that you're doing puppy training research before getting a puppy!
@@HowToTrainADreamDog
Yeah, I am SO GLAD I found your channel again before getting the puppy. I just watched your hour training on 30 days to Puppy Perfection. I realize there is A LOT of re-training/training my brain to do and this is a huge (and very rewarding) undertaking. Definitely looking forward to Pro level. But I’m not on Facebook. 🫤🤔
Oh you will love the course and the PRO level! We use FB a lot for PRO. That's where our students upload training or behavior videos for feedback, we have monthly challenges, students ask questions in between Zoom calls and you can read what other people are working on (and see all the other cute puppies!). I know FB isn't perfect but it's the best platform we've got for right now. Some people create a FB account for their dog with no identifying information and participate that way. We will never share your information or SPAM you. Give it a thought. We'd love to help you!
Your my one stop shop!! 🙏🏽🙏🏽
Desi and Bongo from Tampa, FL
Researching before I get my puppy. So helpful to have advice when there are so many questions. Watching from Jackson, MI.
We love when pet owners are proactive! This is the perfect time to get a head start on training, too. Check out our course, 30 Days to Puppy Perfection:
howtotrainadreamdog.com/puppy-perfection-course/ where you'll find over 50+ videos, worksheets, charts, checklists, and tons of other resources to help you with all your puppy’s training.
Yes, insurance is definitely a need for a new puppy. It will save you lots of worries and worries.
After I watch so many videos on Puppy training, I definitely love yours, make a lot sense, very straightforward guides,I could understand your English very well (I am Foreign ) without translation or reading the captions . Thank you so very much! I made a lot notes to training “Mon Petit Prunella” Thanks a million. God bless you🙏🏽
I am in Southern California . My puppy is coming home in two weeks. I want to have the perfect puppy or at least try.
While searching for breeders, I noticed some send the pups home with, for example, a 6 week trial of insurance. Do insurance companies offer discounts if you sign up early (obviously there shouldn't be any pre-existing conditions at 8 weeks!)? Also, if for example the parents have health clearances does that get taken into account?
It really depends on the insurance company. I encourage you to check with your insurance company for this question.
I live in Houston and waiting for my Havanese puppy....hopefully by June.
This is the perfect time to get a head start on training. Check out our course, 30 Days to Puppy Perfection:
howtotrainadreamdog.com/puppy-perfection-course/ where you'll find over 50+ videos, worksheets, charts, checklists, and tons of other resources to help you with all your puppy’s training.
I am coming from Iowa with a brand new 11 week old miniature schnauzer. I would love some tips on how to keep her from nipping us.
Thank you Michelle for the video, this was something that my wife and I were discussing and I feel this video is helpful. We just received our new family member two weeks ago (12 week old Pomeranian).
Cute keithe I love those digs🥰🥰🥰☺️☺️
Cute keithe I love those digs🥰🥰🥰☺️☺️
I'm in the UK and getting my adorable German Shepherd puppy in 4 weeks. Thank you Michelle, for your really useful advice, I love your channel ❤️.
Glad it was helpful!
Thank you so much for all your tips which I found extremely helpful. I am about to get a cockapoo puppy and am so excited. I live in beautiful Shrewsbury in the UK.
I work in pet insurance, let me know if you have questions.
It's best to start the policy as a puppy before things become pre-existing. You can't wait until something happens.
As a whole the preventive coverage sucks. Plan to have those costs out of pocket (vaccines, spay neuter, etc.) The preventive loses you money if you don't understand it.
My top brands are spot/aspca/pumpkin and nationwide. They are the top two competing companies.
Love your vid😍
Thanks for this video. I was beginning to look into this for our puppy that came home about a week ago. She'll be going to the vet tomorrow for her 2nd set of shots so going to ask them while I'm there. We're in London, Ontario Canada
Hi I'm from Lakeland FL and we are getting a Beagle puppy 🐶 boy from a breeder that I have been talking to about a year. He mainly breeds show dogs and he has visited our home. And recommended stuff for us to do before we get the puppy witch we have name Snooper
Congrats on your new pup! Here is a video that you may find helpful (Preparing for a new puppy) th-cam.com/video/wpHz3fcnugg/w-d-xo.html
HealthyPaws !
Meh
Nineveh Indiana
Thanks for the video and the different tips you share according to your experience, I'm about to get a Weimaraner puppy this fall after almost 15 years since the last time I got a puppy and I know it is a great responsibility, sometimes this makes me feel uneasy and bit anxious but at least your tips and recommendations according to your experience makes me feel more reassure and confident into what to expect, I guess this confidence will get better with time, right?. Ohh by the way, I'm watching from Montreal 🇨🇦. Cheers
We're so glad you are finding our videos helpful. You're exactly right, a puppy is a lot of responsibility. Check out this video on what to expect with your new puppy: th-cam.com/video/wpHz3fcnugg/w-d-xo.html
We live in western Michigan and have a 4 month old Weimaraner. We think maybe we need to not only insure her but I cease our health insurance because her favorite chew toys are our hands 😱
That biting state gets intense during teething. Have you seen this video all about biting? th-cam.com/video/bujm1GZFOjY/w-d-xo.html
Me again😂 choosing between lemonade and pets best for my 2 month old golden doodle. I was quoted for $30-$40 usd a month. I want to get dental as well, some do not offer that.
Thanks for watching! Hopefully we gave you some good questions to ask as you are doing your research.
Try Embrace Pet Insurance. My dog have one cleaning a year covered.
@@kristinzimmerman6415I actually did go with them at the time of that post. 😊
Tuning in from Rialto, California and love your advice!
Thanks for tuning in. So happy you ejoyed the tips!
Thank You!!!!
I’m getting ready to welcome a puppy home this June. How long before the puppy comes is the best time to purchase an insurance plan?
Most companies have a minimum age requirement to receive a quote. You may have to wait until you bring the puppy home, but we recommend you check it out with the insurance company.
Me too! I get to bring my puppy home the second week of June. I have everything all ready except for checking on insurance. I wasn’t sure if I needed insurance but I suspect I will.
After crunching the numbers I think I'll just create a Pet Emergency account that I deposit money into bi-weekly instead. If by fate my guy requires any medical surgery/treatment before having $1,000-3,000 put away I'll deplete that fund and offset the difference with a Vet no interest payment plan (usually 6 months)
We love that you're planning ahead!
Really like your show
Thanks for watching! Stay tuned!
Thank you this is exactly what I was going to ask you about Michele. I'm looking at Trupanion
I have it and it’s been easy submitting a claim on my phone. I got Trupanion for my pup right away and I just ran through a 6 week bladder infection with 3 different types of antibiotics and going to the vet every two weeks for urine cultures and follow ups. It took us 6 weeks to finally get better and almost $1400 in vet bills, Trupanion reimbursed me about 6-700 of it. It’s been worth it for me and something like a bladder infection can just happen.
Trupanion sucks. They have a per incident deductible.... They're one if the worst companies.
I Am Getting A Rough Collie (lassie type) And Im Not Sure If I Should Get A Martingale Collar , Flat Collar , Or Harness. Please Let Me Know Which One You Reccomend. :D
Check out this video! th-cam.com/video/DMazc8Kw4-o/w-d-xo.html. For more specific questions regarding training, we recommend you post your questions in the Puppy Training with Michele Lennon Facebook group: howtotrainadreamdog.com/FB-group
So the moral of this story is, if you’re hurt in America, go to the vets, it’s cheaper than a hospital!
It does seem that way, doesn't it! :-)