Purchasing a stock may seem straightforward, but selecting the correct stock without a proven strategy can be exceedingly challenging. I've been working on expanding my $210K portfolio for a while, and my primary obstacle is the lack of clear entry and exit strategies. Any advice on this matter would be greatly appreciated.
The strategies are quite rigorous for the regular. They are mostly successfully carried out by pros who have had a great deal of skills/knowledge to pull such trades off.
@@WaleraSchildhauer I agree. Based on personal experience working with an investment advisor, I currently have $480k in a well-diversified portfolio that has experienced exponential growth. It's not only about having money to invest in stocks; you also need to be knowledgeable, persistent and have strong hands to back it up.
@@MercuriosBakers There are many independent advisors to choose from. But I work with MARGARET MOLLI ALVEY and we've been working together for almost four years and she's fantastic. You could pursue her if she meets your requirements. I agree with her.
You got no idea, how appreciative anyone after finding your channel! AMAZING content for those investing in US stocks! Happy to know a Malaysian TH-camr are very much educating people on finances! Not forgetting Financial Faiz.... Thank you very much, Ziet!
Many -ve investing in us ETF.. 1. Forex risk 2. Dividend tax 3. Estate tax ( cannot time our life span) End of day.. your gain might not cover all the above
Great video. Just sharing... There's no capital gain tax in Malaysia but it's still very subjective. The authority can label individual investor as trader meaning you trade for a living and tax you
Good info Ziet. May I ask 4:30 indicates that just pay taxes accordingly, but mentioned earlier we only pay tax for dividend gain but not capital gain, mind asking if your pay taxes accordingly is based on the money we earn from working but not from capital gain? Hope to get a clearer explanation on paying taxes accordingly mentioned in the video. Thanks Ziet!
Hi there, as far as i know Ireland don't impose estate taxes on Malaysians (non-irish residents), can read further here: www.bogleheads.org/wiki/Nonresident_alien_investors_and_Ireland_domiciled_ETFs#US_estate_tax_considerations
Hi Ziet... just to clarify and confirm some points that I understood... So if I invest into VOO or CYPX in Interactive Brokers.. the capital gains after I decided to sell in the next N years will not be tax by either US nor Malaysian Gov?
Hi, let me try to read more into that! I can't guarantee yet coz I know very little about the taxation stuffs in SG :x (but i really appreciate your request!)
It is not possible to open a moomoo account in malaysia. It is in the trial stage. There is no information when this trial will end. Unfortunately the big shout out is a small one only. Lah. 😄
Helo Ziet, I'm really new to investment and know little about taxes. Regarding the section 5.2 you mentioned, tax is only exempted until 31 December 2026, does that mean we malaysians have to pay Foreign Income Received taxes after that?
Before that date arrives, i believe they will have a clearer structure on that is constituted as foreign sourced income, whether or not it includes stuffs like capital gains, options income etc which are not clearly defined today…so, we can only just wait and see!
If Im not wrong its they often make the law for the 5 next years. Probably at the end of 2025 they will change to 2031… I bet Malaysian politicians and billionaire get too much money from US markets they will not change that rule easily!
@@anthony.L Spot on with that observation anthony, they have been extending that for quite a bit because it's hard to regulate all of these when they are just booming (and they evolve so quickly), so the best bet is looking at neighbouring countries like Singapore, if they implement certain rules around this field, then we can sort of get a feel of what the local authority might take a page off :P
Good info again Ziet, if u dont mind me asking, how does one usually invest big sum of money perhaps RM1mil in US stocks, if using IBKR, to fund it through wise would be troublesome right since it's only rm20k?
Hmmm usually at that sum one would get the help of a premier banking manager’s help to get the fund moved (at 1 mil one should already have a banking RM)
capital gains...just declare the gains n everything will be fine as long as u can proof it not money laundering. if unable to proof the money is capital gains then good luck. up down left right...south north west east everywhere u need to go just to proof the gains legal.
Hi ziet, i work in bank branches department i would like to talk on the so call suspicious or amla triggering amount. It actually set by Bank negara, yes it is RM25k per day actually. On top i would like to ask on behalf of myself Which broker to buy foreign option is better? Or website to study more of options trading. Does profit from options also subject to tax?
Thanks for confirming! Though it's a pretty sensitive topic so I don't want to get into any trouble for that 😂 Re your question - better is subjective because different brokers offer different features and pricing, moomoo could be a good place to start though you can only trade with it later this year when they are fully licensed by SC Malaysia - and i would expect options trading rolling out soon after their launch. Are profits from options subjected to tax? Honestly I don't know because I can't find anywhere that details that, at least not from the official docs, so it's a grey area in my opinion - but best check with a tax accountant!
hi,a nice video,how about ADR ?also will be tax 30%,some said that will receive full amount like BTI ADR....where can we check from official source???thx
Greetings! I’m glad to learn more from this video yet if we as Malaysians only taxed for the dividends, do you think that buying brk is a good move? Since as far as I know it doesn’t pay dividends
Hi jack! I'm not invested in BRK but if the assets are what you want to have exposure on (which Buffett mentioned they beat S&P500 for the past couple of decades) - why not?!
Hi Ziet, I found your youtube channel very inspiring. I had been using IBKR for a long time since i first found your channel on investing in US stocks particularly in IBKR. I had invested around 10k into it, learn about stock market and i never touch it since. Bought some stocks and just leave it there for the dividends. I wonder if one day I decided to sell my stocks and withdraw back into my malaysia bank account, will it trigger an alert with the authorities. What do you think it's the best way to safeguard my investment?
Thank you for the insightful video. Could you please confirm whether or not foreigner can invest in stocks market of Malaysia if he’s on working pass category 1 ?
Hi Khalid, if i remember correctly, yes, foreigners can invest in the Malaysian stock market, even if they are on a working pass Category 1. You just need to open a trading account with a licensed broker in Malaysia.
Hey Ziet, in 2027, assuming the exemption for FSI/Dividends for retail investors has ended, would accumulating type ETFs be subjected to tax? I understand distributing types would be but unsure about the accumulating
Gray area, if you call LHDN then they will tell you declare all of it under "Dan lain-lain" which will then increase your total taxable income. Technically it doesn't make sense to declare those so best keep your statement for audit purpose. > Do consult a tax advisor for the best opinion!
I wonder if you have covered tax from other countries - like HK and SG - when we invest in there through, say, IBKR. My understanding is there is no withholding tax. But, I have no personal experience on this, yet.
Hello Ziet, please make video on how to research for stock if it falls in PTP category or not... How can one avoid wrong stock selection while intraday trading... Thanks in advance
Hi, if using IBKR - is it better to buy S&P 500 ETFs in US (higher dividend taxes but lower transaction cost) or UK/Ireland (lower dividend taxes 15% but higher transaction cost) ?
Can this taxation be avoided if you invest from a tax free country like Switzerland or the Cayman Islands and your profits earned are stored by a holding company in these places?
@@ZietInvests thanks a lot for replying, I am actually from Pakistan and I earn from multiple without face channels and I am planning to move to Malaysia but my biggest concern is how much tax will I have to pay if I become resident of Malaysia And if I keep my income in my UAE company still will I have to pay taxes on that in Malaysia or only for income which I withdraw to Malaysia banks? Its a big factor in considering to move to Malaysia or not 2nd option is UAE where there is no personal income TAX
If I open Business/Trust United States LLC Company Account at Interactive Broker how much tax will be charged on its dividends? Stock like Coca cola Apple Microsoft Company etc 15 % 30% Now i am from pakistan If i open LLC IN UNITED STATES
If you open a Business/Trust United States LLC and hold U.S. stocks in the company account, the U.S. typically withholds 30% on dividends for foreign entities. However, tax treaties between the U.S. and other countries might reduce this rate. As far as i know, Pakistan and the U.S. do not have a tax treaty. This means that if you open an LLC in the U.S. and the LLC receives dividends from U.S. stocks, the withholding tax rate would likely be 30%. But best - check with an accountant from your country for the most accurate answer!
Hi Sherman, at this moment moomoo received Approval-In-Principle (AIP) for the Capital Markets Services License (CMSL) from the Securities Commission Malaysia (SC), so if they successfully secured the full license by mid/late Q4 this year then yes, they would be fully regulated by Malaysian government by then! technode.global/2023/05/17/futu-launches-trading-platform-moomoo-in-malaysia/
Hi ziet, thanks for good video. One question, i wish to invest QQQ and holding for long term, say more than 10 years. For this type of ETF, annual dividend will be credited into share account. I look at the USA tax, it’s quite high. May i know any way to avoid/ reduce the dividend tax?
Can look at Ireland-domiciled ones for the lower percentage! Check it out here for S&P 500 ones th-cam.com/video/VIM1fczQdAE/w-d-xo.html&ab_channel=ZietInvests
Question, does profit from forex trading or CFDs considered as capital gains? Would that mean they are exempted from tax? Or do the previous rules apply (trade frequency, main source of income, unemployed).
Assuming ETF s&p 500 annualized return is around 10% give and take, with the us tax 30% in place and minus the broker fee, can we safely assume the annual rates we get is less than 7% give and take
![[LIVE] : ONE ลุมพินี 89 | คู่เอก "ยอดไอคิว vs คิริลล์"](http://i.ytimg.com/vi/Z3vYkHJ_5Ig/mqdefault.jpg)
🟠 𝗦𝘁𝗮𝗿𝘁 𝗜𝗻𝘃𝗲𝘀𝘁𝗶𝗻𝗴 𝘄𝗶𝘁𝗵 𝗺𝗼𝗼𝗺𝗼𝗼 ➡ j.moomoo.com/00JRcf
is Moomoo applicable for Malaysia accounts already?
Purchasing a stock may seem straightforward, but selecting the correct stock without a proven strategy can be exceedingly challenging. I've been working on expanding my $210K portfolio for a while, and my primary obstacle is the lack of clear entry and exit strategies. Any advice on this matter would be greatly appreciated.
The strategies are quite rigorous for the regular. They are mostly successfully carried out by pros who have had a great deal of skills/knowledge to pull such trades off.
@@WaleraSchildhauer I agree. Based on personal experience working with an investment advisor, I currently have $480k in a well-diversified portfolio that has experienced exponential growth. It's not only about having money to invest in stocks; you also need to be knowledgeable, persistent and have strong hands to back it up.
@@SorensensHiersas Please can you leave the information of your investment advisor here? I'm in dire need of one.
@@MercuriosBakers There are many independent advisors to choose from. But I work with MARGARET MOLLI ALVEY and we've been working together for almost four years and she's fantastic. You could pursue her if she meets your requirements. I agree with her.
@@SorensensHiersas Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible.
You got no idea, how appreciative anyone after finding your channel! AMAZING content for those investing in US stocks! Happy to know a Malaysian TH-camr are very much educating people on finances! Not forgetting Financial Faiz.... Thank you very much, Ziet!
Thank you so much!! This means a lot to me 😍😍
Thanks Ziet, this is a very important information on tax to know. Had this question lingering in my head for a while now and you answered it!
Glad it was helpful!
Many -ve investing in us ETF..
1. Forex risk
2. Dividend tax
3. Estate tax ( cannot time our life span)
End of day.. your gain might not cover all the above
Great video.
Just sharing...
There's no capital gain tax in Malaysia but it's still very subjective.
The authority can label individual investor as trader meaning you trade for a living and tax you
very useful content. The tax things can get so very confusing sometimes
glad it helped! ill keep everyone updated!
Thank you very much. Keep up with the quality contents.
Thanks, will do!
Nice information. It sure helps a lot. Thank
Glad it was helpful!😄
Great video Ziet. If I may, it's 'for' buying (not 'from' buying). I'm a copywriter, thought I'd point it out since its the title.
Thank you so much for the correction! I have since updated the title! 🥰
Thanks for blessing us with these knowledge sir.
you're most welcome!!
Thanks Ziet lots of info here, please do a new video if there is a change in the tax system
Will do! Thanks for the lovely comment!
Good info Ziet. May I ask 4:30 indicates that just pay taxes accordingly, but mentioned earlier we only pay tax for dividend gain but not capital gain, mind asking if your pay taxes accordingly is based on the money we earn from working but not from capital gain? Hope to get a clearer explanation on paying taxes accordingly mentioned in the video. Thanks Ziet!
Hopefully u can update this every year bro, thanks for the video 🎉
for sure!
Thanks, Ziet!
you're most welcome!
Thanks ziet
What about holding etfs ucits Ireland will you still be under the estate tax since this funds are not in the us
Hi there, as far as i know Ireland don't impose estate taxes on Malaysians (non-irish residents), can read further here: www.bogleheads.org/wiki/Nonresident_alien_investors_and_Ireland_domiciled_ETFs#US_estate_tax_considerations
Hi Ziet... just to clarify and confirm some points that I understood... So if I invest into VOO or CYPX in Interactive Brokers.. the capital gains after I decided to sell in the next N years will not be tax by either US nor Malaysian Gov?
Hi Ziet, can you do 1 of this video but SG version please?
Hi, let me try to read more into that! I can't guarantee yet coz I know very little about the taxation stuffs in SG :x (but i really appreciate your request!)
Would you happen to have a video tutorial on how to transfer one's stock from TD Ameritrade to IBKR or Moomoo broker? Thanks
Uploading it for 7pm tonight!
It is not possible to open a moomoo account in malaysia. It is in the trial stage. There is no information when this trial will end. Unfortunately the big shout out is a small one only. Lah. 😄
Hello Ziet, awesome and informative videos as always! On a side note, do we have to pay tax for the interests earned via Versa, KDI Save etc?
Hi there, as far as i know those MMF interest income are not taxable ya
Helo Ziet, I'm really new to investment and know little about taxes. Regarding the section 5.2 you mentioned, tax is only exempted until 31 December 2026, does that mean we malaysians have to pay Foreign Income Received taxes after that?
Before that date arrives, i believe they will have a clearer structure on that is constituted as foreign sourced income, whether or not it includes stuffs like capital gains, options income etc which are not clearly defined today…so, we can only just wait and see!
If Im not wrong its they often make the law for the 5 next years. Probably at the end of 2025 they will change to 2031… I bet Malaysian politicians and billionaire get too much money from US markets they will not change that rule easily!
@@anthony.L Spot on with that observation anthony, they have been extending that for quite a bit because it's hard to regulate all of these when they are just booming (and they evolve so quickly), so the best bet is looking at neighbouring countries like Singapore, if they implement certain rules around this field, then we can sort of get a feel of what the local authority might take a page off :P
You didnt cover the avoidance of estate taxes by putting your stocks and properties in a Trust.
Good info again Ziet, if u dont mind me asking, how does one usually invest big sum of money perhaps RM1mil in US stocks, if using IBKR, to fund it through wise would be troublesome right since it's only rm20k?
Hmmm usually at that sum one would get the help of a premier banking manager’s help to get the fund moved (at 1 mil one should already have a banking RM)
capital gains...just declare the gains n everything will be fine as long as u can proof it not money laundering. if unable to proof the money is capital gains then good luck. up down left right...south north west east everywhere u need to go just to proof the gains legal.
Hi ziet, i work in bank branches department i would like to talk on the so call suspicious or amla triggering amount. It actually set by Bank negara, yes it is RM25k per day actually.
On top i would like to ask on behalf of myself
Which broker to buy foreign option is better? Or website to study more of options trading. Does profit from options also subject to tax?
Thanks for confirming! Though it's a pretty sensitive topic so I don't want to get into any trouble for that 😂
Re your question - better is subjective because different brokers offer different features and pricing, moomoo could be a good place to start though you can only trade with it later this year when they are fully licensed by SC Malaysia - and i would expect options trading rolling out soon after their launch.
Are profits from options subjected to tax? Honestly I don't know because I can't find anywhere that details that, at least not from the official docs, so it's a grey area in my opinion - but best check with a tax accountant!
I have the same concern as well. Any updates?
hi,a nice video,how about ADR ?also will be tax 30%,some said that will receive full amount like BTI ADR....where can we check from official source???thx
Greetings! I’m glad to learn more from this video yet if we as Malaysians only taxed for the dividends, do you think that buying brk is a good move? Since as far as I know it doesn’t pay dividends
Hi jack! I'm not invested in BRK but if the assets are what you want to have exposure on (which Buffett mentioned they beat S&P500 for the past couple of decades) - why not?!
Hi Ziet, how about investing in China, France or Hong Kong stock? Are they the same as US, no capital gains tax?
Thank you so much
You're most welcome buddy!
Hi Ziet, I found your youtube channel very inspiring. I had been using IBKR for a long time since i first found your channel on investing in US stocks particularly in IBKR. I had invested around 10k into it, learn about stock market and i never touch it since. Bought some stocks and just leave it there for the dividends. I wonder if one day I decided to sell my stocks and withdraw back into my malaysia bank account, will it trigger an alert with the authorities. What do you think it's the best way to safeguard my investment?
Hi.. Can u tell me which broker let us hold real shares of us stocks..not nominee accounts..just like we hold real shares from company listed in bursa
You're amazing, Ziet. This gives me confidence to continue with moomoo😅
Thank you for the insightful video.
Could you please confirm whether or not foreigner can invest in stocks market of Malaysia if he’s on working pass category 1 ?
Hi Khalid, if i remember correctly, yes, foreigners can invest in the Malaysian stock market, even if they are on a working pass Category 1. You just need to open a trading account with a licensed broker in Malaysia.
So if I am an investor in ETFs only, the best is to choose “capital gain ETFs” from US and “dividends ETFs” from Ireland right?
I would think so yes!
I am a Malaysian and a newbie to taxes, etc. Does anybody know how to claim back 30% Withholding taxes from U.S. dividends origin?
Hey Ziet, in 2027, assuming the exemption for FSI/Dividends for retail investors has ended, would accumulating type ETFs be subjected to tax? I understand distributing types would be but unsure about the accumulating
Do we need to declare foreign income(dividend/capital gain) in our annual tax declare?
Gray area, if you call LHDN then they will tell you declare all of it under "Dan lain-lain" which will then increase your total taxable income. Technically it doesn't make sense to declare those so best keep your statement for audit purpose.
> Do consult a tax advisor for the best opinion!
If I am mistaken you don't need too because you are already being taxed in US
I wonder if you have covered tax from other countries - like HK and SG - when we invest in there through, say, IBKR. My understanding is there is no withholding tax. But, I have no personal experience on this, yet.
Currently i used Etoro so when i draw back all money will i get tax from Msia?? Same goes to moomoo platform will need to pay tax ?
Hello Ziet, please make video on how to research for stock if it falls in PTP category or not... How can one avoid wrong stock selection while intraday trading... Thanks in advance
We'll look into it! Thank you for the comment!
If I bought a US dividend stocks in Moomo, will it also being cut 30% tax before I even receive the money??? 😢
Hi ziet, can you advise on the US estate tax for non-US resident? Anyway to avoid it?
Hi, if using IBKR - is it better to buy S&P 500 ETFs in US (higher dividend taxes but lower transaction cost) or UK/Ireland (lower dividend taxes 15% but higher transaction cost) ?
Depends on your own preference actually! I'd go with Ireland-domiciled ones for the lower dividend taxes.
Can this taxation be avoided if you invest from a tax free country like Switzerland or the Cayman Islands and your profits earned are stored by a holding company in these places?
Quite tricky, not something that i have experience to provide any input tho
Awas most companies in those unregulated countries are… unregulated! Aka scams and suddenly they declare bankrupt and goodbye money!
can you give some thoughts about ARM Holdings IPO going live this month?
How much tax do you pay in Malaysia for your income from TH-cam?
Let's just say... alot😂 (taxed at sole prop last year, and sdn bhd level this year)
@@ZietInvests thanks a lot for replying, I am actually from Pakistan and I earn from multiple without face channels and I am planning to move to Malaysia but my biggest concern is how much tax will I have to pay if I become resident of Malaysia
And if I keep my income in my UAE company still will I have to pay taxes on that in Malaysia or only for income which I withdraw to Malaysia banks?
Its a big factor in considering to move to Malaysia or not
2nd option is UAE where there is no personal income TAX
Thanks bro
Welcome!
Wah Uncle Sam likes to tax so much!
🤣🤣 consider very good for us edi lor dont have capital gains tax
How else to fund so many wars
When will i be able to buy us stock through the moomoo app in Malaysia?
Yes, soon! When they obtain their full license later this year ☺️
If I open Business/Trust United States LLC Company Account at Interactive Broker
how much tax will be charged on its dividends?
Stock like Coca cola Apple Microsoft Company etc
15 % 30%
Now i am from pakistan If i open LLC IN UNITED STATES
If you open a Business/Trust United States LLC and hold U.S. stocks in the company account, the U.S. typically withholds 30% on dividends for foreign entities. However, tax treaties between the U.S. and other countries might reduce this rate.
As far as i know, Pakistan and the U.S. do not have a tax treaty. This means that if you open an LLC in the U.S. and the LLC receives dividends from U.S. stocks, the withholding tax rate would likely be 30%.
But best - check with an accountant from your country for the most accurate answer!
Hi , would like to ask means transfering back from US broker like IBKR to malaysia will advise to be rm25k and below each time right ? 😂
Hi Jake, there is no clear cut rules on this one...but i heard that's the case lah...i heard only kay :P (please dont quote me, not i say one)
@@ZietInvests haha ok, but have u tried transferring back big amount before ? Or your Fren tried like 25k usd +-.
Good bro
If buy stocks n lost money, can claim from LHDN?
Nope you can't for capital losses!
Is Moomoo regulated by Malaysia government?
Hi Sherman, at this moment moomoo received Approval-In-Principle (AIP) for the Capital Markets Services License (CMSL) from the Securities Commission Malaysia (SC), so if they successfully secured the full license by mid/late Q4 this year then yes, they would be fully regulated by Malaysian government by then!
technode.global/2023/05/17/futu-launches-trading-platform-moomoo-in-malaysia/
Hi Ziet, is the tax exempt is for real?
As far as my understanding goes - yes!
Tax exempt aside, we still need to declare the money..... right? Or not?
❤️
🥰
Hi ziet, thanks for good video. One question, i wish to invest QQQ and holding for long term, say more than 10 years. For this type of ETF, annual dividend will be credited into share account. I look at the USA tax, it’s quite high. May i know any way to avoid/ reduce the dividend tax?
Can look at Ireland-domiciled ones for the lower percentage! Check it out here for S&P 500 ones th-cam.com/video/VIM1fczQdAE/w-d-xo.html&ab_channel=ZietInvests
Question, does profit from forex trading or CFDs considered as capital gains? Would that mean they are exempted from tax? Or do the previous rules apply (trade frequency, main source of income, unemployed).
If it's your primary income as a trader, it could be taxable. But best to check with a tax accountant for this!
I was invited to an investment whatsapp group and i want to confirm is that really ur group and having assistant called Erin.
Nope! Scammer there TT
Assuming ETF s&p 500 annualized return is around 10% give and take, with the us tax 30% in place and minus the broker fee, can we safely assume the annual rates we get is less than 7% give and take
It depends on what kind of returns you're getting - are they capital gains/ dividends?
@@ZietInvests dividends
Hi, any idea about crypto trading? I see alot online about crypto, but not on-chain trading (NFTs, memecoins) etc
Thank you so much
You're most welcome buddy!