Return to India after 9 years in Netherlands : Career, Finance Planning Insights for the Move
ฝัง
- เผยแพร่เมื่อ 4 ต.ค. 2024
- Ankita and Anshuman went to the Netherlands in 2015 and after staying for 9 years, they decided to move back to India. They talk about their background, reasons to move to the Netherlands. They talk about life in the Netherlands, why it took them 9 years to be back in India even though they planned it for a short duration. They talk about the planning of the move, work life between different countries, finance/investment planning, cost of living, etc.,. One of the interesting conversations that you don't want to miss.
Chapters:
3:21 Background
4:53 Why did it take 9 years to move back to India? 30% rule that made a difference
8:02 Life in Netherlands
10:21 Has the thought of staying in the Netherlands ever occurred?
15:09 Timing of the move and Healthcare in Netherlands
21:15 Career and financial planning
26:10 Immigration and Career transition for Ankita
31:41 Work life in India vs Netherlands
36:59 Investment planning
39:53 How is life in India and kids education
48:28 What are things that you don't like in India
50:35 Advice for future aspirants
Credit to pexels and freepiks for the stock images and videos
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Cute couple ! Thanks for insights!!
There is a high sense of giving-up in their story!! If they were frustrated about Netherland, why did they end up having citizenship - I'm lost in their story. Wanting kid to grow up in India with Indian values but foreign citizenship will leave them nowhere other than a confused state of mind!
A lot of people (general observation outside this video) use the excuse of parents, culture to justify their R2Is - while in (some) cases, its the inability to live-up to one's own expectations (career growth, lifestyle, money, cars etc.).
Teaching grit to kids is an important aspect no matter where one resides!
Irony is people who ame back for relatives ,will go back due to relatives .
100% True
It's just a Mechanical life in abroad
Forgot about Healthcare
You have to wait months to get a specialist doctor appointment
You pay good amount every month for health insurance but when you get diagnosed with any disease you will get a fat bill to pay from hospital as insurance pays only some part
Thank you for sharing your experience.
Moving to western countries could be very challenging after a certain age, specially when you are planning a family. Its a very planned life, less chaotic, a challenging weather which needs a mindset to adapt, also with kids it could be extremely difficult.Overall i think its a good experience for them to have a perspective of the life style.
Very valid points. Thanks
Thank you for sharing this . The last part is the main reason that I have been thinking for few months now, its about our own life too and not just kids life.
Ankita mentioned in last few minutes of the video that they made sure to secure finances for their son. I would love to hear how & where they achieved it.(Netherlands/India)
Thank you for watching and sharing your thoughts
I know them personally, excellent people , perspective very nicely articulated
Yes very honest conversation. Thanks for watching
parents being employed/on pension not dependent is the biggest advantage to NRI who travel abroad for work. Otherwise sending them money every month with this high taxes in europe , it becomes bit difficult. All government retired parents are best
Thats one happy family. 🎉🎉 congratulations guys
Yes they are. Thanks for watching the videos regularly. Hope things are all good on your end.
very positive overview of things and I really appreciate that they spoken so openly..
Yes very well spoken couple. Thanks for the feedback
Very happy to hear the experince. I was also considering to move back and the way Ankita was happy about her kid is mother love :).
I will get married soon but I want by kid to be happy and grow the way we did.
Thanks for watching and glad you liked it.
I agree .. with kids experience is totally different 😢 here in abroad
Life changes for sure
Bit over simplification of the decision-making process. All about spending time in traffic/unprofessional services vs. spending time with chores/mundane things. Former goes back, and the latter stays.
Its all about convenience and feel good factor you get in India vs health benefits abroad. There are multiple factors example Getting stuck in traffic in an ola/uber can still be productive :) as you can read books to enhance career than the later where you cant read while you are washing dishes or cooking and if you listen or see tv then a 20 min job will become 1 hour job :). One will only know this when you do it for years and years after you are out of the honeymoon period (say 5 years) that its such a boring stuff and at the end you are not progressing in life and sacrificing plus taking risks by doing mundane work thinking this place is better for kids but infact you are getting trapped into a cycle that can be broken by wise choice,
@@australiatruelyasia6825 Getting into risk by doing mundane things? But being productive staying in a cab. Very different approach and though process towards life. No wonder the multitasking in cabs leads to exertion and motion sickness . Add pollution purified air to that if the driver agrees.
Such a postive video!!!...Work life balance part was like exactly describing my life in germany! I dont understand this great work life balance comment about EU.. i feel am working always..either at home or work or kids..we never got a chance to sip a coffee in peace...totally like wat she described..
But curious to ask the couple- has this improved once in india? I sometimes domt understand if we life is so hectic because of kids or because of living here ...does it get better when u are in india?
Thanks for watching and sharing your thoughts
Indeed life changes drastically after kids, but in our case we are finding it better here with help available around that we are able to take out enough time for ourselves.Very grateful for that! As far as work is considered, if you get into good product based company here then it's a big advantage. Plan it wisely wherever /if you plan 🙂
@@ankitacs7 thanks a lot..this reply really helps!
Such clarity of thoughts 👍
Yes indeed.
Plzz share Abt salary package difference too
The range is quite wide based on your skill, niche and employer needs etc., As a general rule guidance it can be anywhere from 30-60% of US salary. There will be outliers
How can we find job opportunities in the Netherlands? Could you please suggest? This will really help me.
Hi Ankita and Anshuman! Congrats on the move. Is it not possible to move the pension to the pension a/c in India? Thanks
Thanks. You can send a note to info @ desireturn .com so I can provide contact info of Ankita and Anshuman so that they might be able to answer the question.
No. You will get it only at the retirement age, which is 69 years for NL
@@ankitacs7*67
You will get monthly payment in installments after 69 I guess.. not the whole amount
Hai can you Do an other video for the challenges you faced for schooling when they have Dutch passport. Does schools charge heavily for NRI ?
No extra charges in school. But colleges are different for OcI holders
@@DesiReturnThanks for your Response.
great videos 😄
Thank you!!
Hey Avinash brilliant podcast.
Do you know why my previous comment was removed ? I don't see it anymore
Thank you! Not sure is that a reply to someones comment or main comment? I dont know.
Yes reply to someone, maybe not sure what happened all good thanks
Guests shared all details and perfect length of podcast 50 mins
What is this 30% such big deal? Every country has some standard deduction amount, which will be non taxed amount. How that make such big decisions to not come back
Just google the netherland tax slabs, they have tax for all income earners. Hence for expats 30% exempt was a big difference. Also I dont think both of them returned to India because of this rule, it is combination of factors not just 30% rule . I guess they mainly returned because it is difficult to look after kids without help/support abroad. I can relate to this couple.
Netherlands taxes at 49.5%...
Tax rate is much higher than india
You got Citizenship and then came to INDIA. You should have given the citizenship back. You people are always feeling grass is greener on the other side.
Nothing wrong with getting citizenship if you have option
Hi Ankita, could you please help me with company name in india. Am also looking to relocate to India, i hava data engineering background as well
Please share your linkedin profile. I will share the details over there
Could you share there LinkedIn profiles or full names so that one can understand their career journey on LinkedIn
Please send a note to info @ desireturn .com so we can put you in touch with guests or details.
Best decision to save, get passport and great decision is to not let our children to grow there. Wheras education is concerned then we all with indian education are working there..
Thanks for sharing your thoughts
Everything was fine, until she mentioned citizenship and OCI. What hypocrites! They say they dont want their kids to get into Dutch school and culture. But they are okay with changing their passport to Dutch? So unka culture nahi chahiye, but passport chahiye?
Getting a passport gives them a good opportunity to work not only in Netherlands but also throughout Europe/World easily as Netherlands rank quite high as passport strength is concerned.
Getting back indian citizenship is possible after 5years
It’s their decision if you are in a country for so many years and you are getting citizenship it makes sense to Take it later on they can decline it too
School culture and higher education is different things. Schools are good in India and higher education is best in west
There is nothing hypocritical. They paid so much taxes and insurance in Netherland for so many years. Why not take advantage of that? The very fact that they are working, living and contributing in India is enough.
Most the of people who went to Europe/Australia/Canada just about 10 years ago have a European/Australian/Canadian passport. If u analyze, most interviews from people who lives in these countries have an Indian OCI. On the other hand, those who went to USA and there for 15 years don't even have a green card. Now coming to the point you make. Indians cannot integrate even within India, for e.g. in my city in chennai, we have an area filled with Gujarathi and Marwadi, none of these folks integrate into Tamil culture, they just live like how they would have lived in Rajasthan or Gujarat. But for most of their businesses their customers are Tamil people. There are now millions of Indians with european passports, but they live an unintegrated and disconnected life. Inside their house then have one culture outside the door is a different culture. I bet these two can't even speak a single word of Dutch but they are having a passport.
Akshat Srivathsava ka khumb mele mein pichda bhai