American Express Serve Free Reloads 2023 | Best Prepaid Debit Card for Cash Reloads | Amex Serve

American Express offers three different types of Serve cards, the American Express Serve®, the American Express Serve® FREE Reloads and the American Express Serve® Cash Back. All three cards can take the place of a traditional bank account, giving customers alternate options for handling their money.
For the purposes of this review, we will be solely focusing on the basic American Express Serve® card. This is the only one of the three that can be used without incurring a monthly fee if you meet the direct deposit requirements, so it is the best option for someone who is trying to reduce the amount of bank fees that they are paying.
If you plan to do a large number of cash reloads on your Serve account each month or you think that you will be able to earn more in cash back than you pay for the monthly fee, it may be worth it for you to look at the other Serve card options.
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Is there a cash limit?