I met with a financial advisor yesterday. Finding your channel and seeing a retired friend living in poverty opened my eyes. He said Idbe all set to retire and I'm 50.
I have been watching your channel for about a month now and I'm glad to see there are like-minded people on the internet when it comes to finances. I currently have about 5k saved in a high-yield savings account. Last year after finishing college I started investing but was too scared to invest a lot of my money and just left it in a BoA savings account tracking how many pennies I got each month. I've now got my parents putting their money in a HYSA and am placing 60% of my money into different investing platforms. I hope that more people find your videos and that your channel grows because I have a lot of friends who want to spend their money and live while they are young.
One of my friends who lives this lifestyle, and who once said I dressed poor, struggles financially all the time and she’s in her60’s. The materialism has not improved her happiness. My older sister lives the luxury lifestyle too, but like my friend, she’s broke and borrows thousands from me. I’m pretty content with living a humble lifestyle bc my happiness comes from my dogs and FREEDOM from debts.
Thank you for such a wonderful video. I am from Taiwan too! I moved here at my 47 and didn’t find your video two weeks ago. I am a housewife now but i do have investments on stocks and ETF in my country! I was fortunate to have a good life in Taiwan because I started investment early. But I want to learn more about investment here ! I appreciate if you can provide any suggestions or any video you have . It is never too late to start.
Should you focus on paying off debt like credit cards before saving and investing? My husband and I are 51, self-employed, and have 0 in retirement. We both just opened a Roth IRA.
Very good video! Congrats! Keep it real! I liked the way you started the video. Usually I see videos where the person keeps delaying saying what is important. Most likely for more views.Anyway, Congrats!
Steve shares from his wisdom for financial freedom! I learned more from this short video than I ever did watching Suzanne Orman - for Years! For baby boomers like me the proof is in the pudding.
Well I feel called out a bit but I don’t have luxury anything but I do have the latest phone every time they come out w one. I have a 6 figure net worth and I don’t go out to eat that often or do anything w my money but blow it on a new iPhone every year so I think I am good. I earn okay amount, higher than 70k
I am 65 , I will reach full retirement age December 2025, I have very little retirement fund. Can you make a video on saving as much as you can to enhance your retirement account, Please and thank you.
Personally rather than having the expensive car and the overpriced house to be happy knowing that no matter what happens I'll always be able to pay my bills makes me happy another thing that amazes me is that the same person that shows off his new car or house an can talk for hours about his possession is the same person that will look at you like your scrooge mcduck jumping into pools filled with gold coins if you tell them I just bought 100 shares of tesla
@@CalltoLeapbetterment actually has an emergency fund that people can invest in. It's a mixture of bonds and stocks. You can set it to take out money from your checking account.
Yep we didn't start paying attention to our savings until our mid 30's. So true, now we have to save invest around 100K to catch up and to have good retirement 🙄 love your message..
The fact that he gave us the 3 tips up front lets me know he’s a solid guy who really wants to help. No click bait. ❤
Haha thanks! ;) I know everyone has busy schedules.
Luv that you put the main topics at the beginning.. u get a 👍 from me
I appreciate that!!
I met with a financial advisor yesterday. Finding your channel and seeing a retired friend living in poverty opened my eyes. He said Idbe all set to retire and I'm 50.
I have been watching your channel for about a month now and I'm glad to see there are like-minded people on the internet when it comes to finances. I currently have about 5k saved in a high-yield savings account. Last year after finishing college I started investing but was too scared to invest a lot of my money and just left it in a BoA savings account tracking how many pennies I got each month. I've now got my parents putting their money in a HYSA and am placing 60% of my money into different investing platforms. I hope that more people find your videos and that your channel grows because I have a lot of friends who want to spend their money and live while they are young.
Aww thanks Eddie! Means a lot! You are doing great!!!
Steve! Our family loves your videos. Our kids benefit from watching your content.
Aww thank you! I'm glad you guys like them!
We should have learned this in high school
I know right! There should be a test to take for students to graduate. Adulting without a financial education is hard :(
@CalltoLeap yeah and honestly, it would give kids in high school a head start on life when they move from their parents house
Right. But ….
Also about mgtow
@@Gamerboy-b7g That's a no-no in a venue that trains future 9-5 workers.
One of my friends who lives this lifestyle, and who once said I dressed poor, struggles financially all the time and she’s in her60’s. The materialism has not improved her happiness. My older sister lives the luxury lifestyle too, but like my friend, she’s broke and borrows thousands from me. I’m pretty content with living a humble lifestyle bc my happiness comes from my dogs and FREEDOM from debts.
It would be great to see a video on the asset protection. Once you have a million in your account, how can you protect it from possible lawsuits.
Outstanding financial advice. Thanks.
Thanks Damion!
I am very grateful that I stumbled upon this channel.
Hi, really enjoy your channel, thanks for this video!
Thank you!!! Glad you enjoy my channel
You are really good with a lot of financial sense.
Thank you for such a wonderful video. I am from Taiwan too! I moved here at my 47 and didn’t find your video two weeks ago. I am a housewife now but i do have investments on stocks and ETF in my country! I was fortunate to have a good life in Taiwan because I started investment early. But I want to learn more about investment here ! I appreciate if you can provide any suggestions or any video you have . It is never too late to start.
I'm glad to see other Taiwanese people! Feel free to explore my channel! Thank you for the support! :)
Can you make a video on how to select a mortgage lender? Thank you.
Your video is honestly and highly educational. Thank you!
Should you focus on paying off debt like credit cards before saving and investing? My husband and I are 51, self-employed, and have 0 in retirement. We both just opened a Roth IRA.
Do you have advice that aren’t for retirement? I want money now not when I am old and tired and falling asleep everywhere, if I get to live that long
Just get lots of credit cards and loans enjoy your life now and then pay then off whenever you get older.
That would be called gambling
Very good video! Congrats! Keep it real! I liked the way you started the video. Usually I see videos where the person keeps delaying saying what is important. Most likely for more views.Anyway, Congrats!
Aww thank you!
Very good information, sir
Glad it helped!
Thank you.
Thank you!
Steve shares from his wisdom for financial freedom! I learned more from this short video than I ever did watching Suzanne Orman - for Years! For baby boomers like me the proof is in the pudding.
Thank you! Proof is in the pudding! :)
Really informative
Glad you think so!
Guilty as charged. I'm waiting for my new android phone to replace the broken one. Then I will stay away from all tech reviews lmao.
最高素晴らしいかった👍👍👍
Steve,, what do think about AI investing..?
Ignacio
One of my teachers told me, "You should enjoy life." Meaning, go have fun.
I think it's possible to be financially responsible and have fun at the same time :)
Well I feel called out a bit but I don’t have luxury anything but I do have the latest phone every time they come out w one. I have a 6 figure net worth and I don’t go out to eat that often or do anything w my money but blow it on a new iPhone every year so I think I am good. I earn okay amount, higher than 70k
Ah nice! As long as you're taking the steps to getting there, you should be proud of yourself! :)
I guarantee that people who need this advice will not watch this video, unfortunately. And if you try to share with them, they will get so mad at you.
I know what you mean. It's okay, we can try our best to help encourage people little by little. :)
Buying things that you do not need is the same as steeling from yourself.
I am 65 , I will reach full retirement age December 2025, I have very little retirement fund. Can you make a video on saving as much as you can to enhance your retirement account, Please and thank you.
Personally rather than having the expensive car and the overpriced house to be happy knowing that no matter what happens I'll always be able to pay my bills makes me happy another thing that amazes me is that the same person that shows off his new car or house an can talk for hours about his possession is the same person that will look at you like your scrooge mcduck jumping into pools filled with gold coins if you tell them I just bought 100 shares of tesla
So robinhood a no go?
❤❤
Very few people can pull out 100k out of their bank acc. Even the ones making over 100k
❤
:)
The scambaiting community might argue that google search results are more reliant on revenue than legitimacy.
As a student should I invest in ETFs or put on HYSA?
I would focus on building an emergency fund and increasing your skills as quickly as possible. You want to focus on increasing your income first.
@@CalltoLeap Alright thank you so much!
@@CalltoLeapbetterment actually has an emergency fund that people can invest in. It's a mixture of bonds and stocks. You can set it to take out money from your checking account.
Yep we didn't start paying attention to our savings until our mid 30's. So true, now we have to save invest around 100K to catch up and to have good retirement 🙄 love your message..
Too many adds on this video. 😅
Eesh sorry. It's TH-cam.
They go on trips around the world and wear expensive clothes on credit 🤣