15 Personal Finance Lessons Everyone Wishes They Knew Sooner

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  • เผยแพร่เมื่อ 12 ม.ค. 2025

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  • @alux
    @alux  3 หลายเดือนก่อน +11

    Hello Aluxers! For number 16….what do YOU wish you’d learnt sooner?
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    • @Tiaffo
      @Tiaffo 3 หลายเดือนก่อน

      I wish I learned earlier the value of relationships and reputation.

    • @brianjohnson1804
      @brianjohnson1804 3 หลายเดือนก่อน

      excellent job. this should be a course.

    • @glennaa11
      @glennaa11 8 วันที่ผ่านมา

      how can there possibly be a "waitlist" when every TH-camr has a pass to skip the waiting list? I think these channels really harm their credibility by pushing this scam

  • @Javivantes
    @Javivantes 4 วันที่ผ่านมา +724

    I wish I learnt most of these principles about seven years ago. A lot of people have been trapped strongly in the matrix- - Go to school, get a job, and then slave your whole life. Many miss out on life changing information that could have great effect on their finances.

    • @HaleyOnella
      @HaleyOnella 4 วันที่ผ่านมา

      Even with all the information out there , nobody knows anything, you need to constantly acquire knowledge in order to create your own process, manage risk and stick to the plan, through thick or thin while also learning and improving.

    • @AllenkurtJ
      @AllenkurtJ 4 วันที่ผ่านมา

      This is true :: for instance, people are constantly chasing financial stability on a day job but fail to understand that corporations, firms and even banks are return-driven businesses. I never trusted the system. Instead, I invest with professional guidance, enjoy the benefits and actively save up for retirement.

    • @OllieQH
      @OllieQH 4 วันที่ผ่านมา

      @@AllenkurtJsame here

    • @OllieQH
      @OllieQH 4 วันที่ผ่านมา

      I’ve learnt not to trust corporations. Since 2022, I’ve been investing with a finance advisor and have had no major losses. I’m barely 25% short of my $2M goal after subsequent investments to date.

    • @KarenOpenda
      @KarenOpenda 4 วันที่ผ่านมา

      I’m aware that a lot of intricacies are involved when trying to change your financial trajectory positively and that market behavior can be complex and unpredictable. Mind if I ask you to recommend this particular advisor whom you have used his/her services?

  • @Aarrenrhonda3
    @Aarrenrhonda3 2 หลายเดือนก่อน +211

    Gaining more financial independence is probably the result of investing and understanding personal finances. People can save, spend, and invest their money wisely if they have a solid understanding of finance and investment. A trader in this recession-impacted market earned nearly $350,000.

    • @bobwright-90
      @bobwright-90 2 หลายเดือนก่อน +2

      Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are a-lot of wealth transfer in this downtime if you know where to look.

    • @jerrycampbell-ut9yf
      @jerrycampbell-ut9yf 2 หลายเดือนก่อน +2

      The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.

    • @Mrshuster
      @Mrshuster 2 หลายเดือนก่อน +1

      bravo! I appreciate the implementation of ideas and strategies that result to unmeasurable progress, thus the search for a reputable advisor, mind sharing info of this person guiding you please?

    • @jerrycampbell-ut9yf
      @jerrycampbell-ut9yf 2 หลายเดือนก่อน

      Her name is Annette Christine Conte can't divulge much. Most likely, the internet should have her basic info, you can research if you like

    • @Mrshuster
      @Mrshuster 2 หลายเดือนก่อน

      I am going to look her up, I have about $81k i want to start with, might be small but it's better than nothing though. Since the 08 crash is playing out again.

  • @ryanwilliams989
    @ryanwilliams989 2 หลายเดือนก่อน +697

    Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money. A trader made over $350k in this recession influenced market

    • @StellaMaris-lv2uq
      @StellaMaris-lv2uq 2 หลายเดือนก่อน +1

      Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are a-lot of wealth transfer in this downtime if you know where to look.

    • @hunter-bourke21
      @hunter-bourke21 2 หลายเดือนก่อน +3

      The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.

    • @maggysterling33254
      @maggysterling33254 2 หลายเดือนก่อน +1

      @@hunter-bourke21bravo! I appreciate the implementation of ideas and strategies that result to unmeasurable progress, thus the search for a reputable advisor, mind sharing info of this person guiding you please?

    • @hunter-bourke21
      @hunter-bourke21 2 หลายเดือนก่อน +1

      Definitely! All of this happened in less than a year after *Izella Annette Anderson* told me what to do. I started with less than $100,000, and now I'm about 17,000 short of having a quarter million dollars.

    • @TheresaAnderson-kf5xw
      @TheresaAnderson-kf5xw 2 หลายเดือนก่อน +1

      I am going to look her up, I have about $81k i want to start with, might be small but it's better than nothing though. Since the 08 crash is playing out again.

  • @Devanreavesrealty
    @Devanreavesrealty 3 หลายเดือนก่อน +29

    The partner you choose can be your greatest asset or your greatest liability

  • @JosephZerafa-l3g
    @JosephZerafa-l3g 3 หลายเดือนก่อน +69

    Hi! I'm excited to be here in your channel and I'm interested in learning more about investing and saving up for my retirement but am a little confused about the whole process. Any advice or tips to get me started up would be greatly appreciated.

    • @BruceRogers-t4q
      @BruceRogers-t4q 3 หลายเดือนก่อน +1

      Retirement is now more difficult than it was in the past. I've been saving for a long time instead of investing, and right now I only have about $400K. considering all the inflation, i'm thinking of investing in stocks, i don't just have idea on market strategies.

    • @SergioMartinez-i4n
      @SergioMartinez-i4n 3 หลายเดือนก่อน +2

      The increasing prices have impacted my plan to retire at 62, work part-time, and save for the future. I'm concerned about whether those who navigated the 2008 financial crisis had an easier time than I am currently experiencing. The combination of stock market volatility and a decrease in income is causing anxiety about whether I'll have sufficient funds for retirement.

    • @JakubKrempasky-f7h
      @JakubKrempasky-f7h 3 หลายเดือนก่อน +1

      This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800k

    • @RozaliaWelczak
      @RozaliaWelczak 3 หลายเดือนก่อน +1

      Mind if I ask you to recommend this particular coach you using their service?

    • @JakubKrempasky-f7h
      @JakubKrempasky-f7h 3 หลายเดือนก่อน +1

      ​@@RozaliaWelczakCaroline Suzan Olson
      Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.

  • @Russelbobby45
    @Russelbobby45 3 หลายเดือนก่อน +48

    The problem we have is because Most people always taught that " you only need a good job to become rich " . These billionaires are operating on a whole other playbook that many don't even know exists.

    • @AlbertWillie628
      @AlbertWillie628 3 หลายเดือนก่อน

      Money invested is far better than money saved , when you invest it gives you the opportunity to increase your financial worth.

    • @BradleyRaiph
      @BradleyRaiph 3 หลายเดือนก่อน

      It is remarkable how much long term
      advantage people like us have gotten by trying to be consistently not stupid,
      instead of trying to be very intelligent.

    • @TheresaDiana12
      @TheresaDiana12 3 หลายเดือนก่อน

      The wisest thing that should be on everyone mind currently should be to invest in different streams of income that doesn't depend on government paycheck, especially with the current economic crisis around the world. This is still a time to invest in Stocks, Forex and Digital currencies.

    • @RandyVincent808
      @RandyVincent808 3 หลายเดือนก่อน

      Many individuals report success in investing in stocks,fx, yet I continue to struggle.Can somebody help me out or advise me on what to do?

    • @AlanJuan52
      @AlanJuan52 3 หลายเดือนก่อน

      Even with the right technique and assets some investors would still make more than others. As an investor, you should've known that by now that nothing beats experience and that's final. Personally I had to reach out to a stock expert for guidance which is how I was able to grow my account close to $35k, withdraw my profit right before the correction and now I'm buying again.

  • @GillerHeston
    @GillerHeston 3 หลายเดือนก่อน +243

    Invest judiciously, keep a stop loss figure. Shuffle between debt and equity wherever the ratio goes too off your target. As for the target, I recommend a Ratio like this Debt % should be equal to your age in years. If you are 20, debt is 20%, reset in equity. If the market falls or rises drastically, your debt % will change, which you should rebalance to 20% and bring back equity to 80%. Thus you would have bought low or booked profit depending on if it was a crash or a bull run.

    • @rogerwheelers4322
      @rogerwheelers4322 3 หลายเดือนก่อน +4

      Effective personal finance management is more important than the amount of money saved, regardless of whether income is earned through job or investment. Individuals can seek counsel from a certified financial advisor to optimize financial outcomes, who can provide specialized advice and methods to decrease expenses and maximize income.

    • @joshbarney114
      @joshbarney114 3 หลายเดือนก่อน +4

      I completely agree; I am in my mid 40s, approaching retirement, and have approximately over 2million dollars in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, the Fin-advisor can only be neglected, not rejected. Just do your due diligence to identify a fiduciary one.

    • @FabioOdelega876
      @FabioOdelega876 3 หลายเดือนก่อน +2

      This is exactly how i wish to get my finances coordinated ahead of retirement. Can you recommend the financial advisor you used to get ahead?

    • @joshbarney114
      @joshbarney114 3 หลายเดือนก่อน +4

      Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Marisa Michelle Litwinsky’’ for about three years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.

    • @FabioOdelega876
      @FabioOdelega876 3 หลายเดือนก่อน +4

      Marisa has the appearance of being a great authority in her profession. I looked her up online and found her website, which I reviewed and went through to learn more about her credentials, academic background, and employment. She has a fiduciary duty to protect my best interests. I sent her an email outlining my objectives and also booked a session with her; thanks for sharing.

  • @Ellychannel79
    @Ellychannel79 3 หลายเดือนก่อน +37

    I wish I knew sooner that student loans were a huge mistake.

    • @thatswhatuthought
      @thatswhatuthought 3 หลายเดือนก่อน +2

      Me too!!!

    • @urimsylejmani4607
      @urimsylejmani4607 3 หลายเดือนก่อน +1

      If u would finish university in Kosovo you would have no student loans❤

    • @miguelangelramirezchavarri3801
      @miguelangelramirezchavarri3801 3 หลายเดือนก่อน +3

      I think it's a trap, because the jobs don't pay you back what you invested in your degree.

    • @Agentxile
      @Agentxile 3 หลายเดือนก่อน +1

      My first 'real job' was inside a bank's graduate student loan department. Seeing people borrow upwards of $200,000 (long ago) made me cringe. The fact that repayment was deferred made it obscene. I felt bad sending past due notices. I left after six months.

  • @Sumit-g1q
    @Sumit-g1q 3 หลายเดือนก่อน +13

    All rules are good. In addition to these rules I wanna add one more rule which I follow- ‘If you can’t buy it twice, Don’t buy it.’

    • @MoneyOverEmotions
      @MoneyOverEmotions 3 หลายเดือนก่อน +1

      I pointed that out in one of my videos. That's when you can AFFORD that purchase. 💯

    • @supremevision631
      @supremevision631 3 หลายเดือนก่อน +1

      I got one…just because you can afford it doesn’t justify buying it

  • @Master0fHyrule
    @Master0fHyrule 3 หลายเดือนก่อน +34

    Don't buy art. Stocks are safer.

    • @J.Available
      @J.Available 3 หลายเดือนก่อน +2

      this right here

    • @nayeemyt3299
      @nayeemyt3299 3 หลายเดือนก่อน +1

      agreed

  • @claralucas354
    @claralucas354 3 หลายเดือนก่อน +27

    I just have to applaud your content man, well done. I remember having a consultation with a trade analyst last September, and it was incredibly insightful, at least $150k---$1m profits. Can't say enough how helpful expert's in this field are.

    • @henrymark1379
      @henrymark1379 3 หลายเดือนก่อน

      Trading in Bitcoin now is the wisest thing to do now especially beginner....

    • @samuelroddy5382
      @samuelroddy5382 3 หลายเดือนก่อน

      Most people think, investing in crypto is all about buying coins and leaving it to rise, come on it takes much analysis to be a successful crypto trader.

    • @claralucas354
      @claralucas354 3 หลายเดือนก่อน

      Trading without professional guide...Huh I laugh you, because you will remain where you are or even make huge losses that will stop you from trading, this has been one of the biggest problem to new traders

    • @Patrickleo354
      @Patrickleo354 3 หลายเดือนก่อน

      Honestly I really need help learning to trade. Seeing my portfolio low makes me very sad.

    • @Michaellfred
      @Michaellfred 3 หลายเดือนก่อน

      You're right! I have lost a lot trading all by myself without a guide. It's been an uneasy ride for me. Who is your mentor please. how can i reach her i really need help in this bear market now?

  • @ClayneBanks
    @ClayneBanks 3 หลายเดือนก่อน +105

    Alux is the best!!
    Small lessons = big impacts !!!

    • @BarbaraPearson55
      @BarbaraPearson55 3 หลายเดือนก่อน

      I’m struggling to pay off debt, set up an emergency account and invest as don as possible.

    • @BarbaraPearson55
      @BarbaraPearson55 3 หลายเดือนก่อน

      Getting rich is difficult

    • @BendyChoy
      @BendyChoy 3 หลายเดือนก่อน

      Sharing is caring indeed!!
      My family got introduced to Joseph Nick Cahill as well,a financial consultant about four years before my dad retired. That was what changed things, and I think my retirement income will be on the right track, luxury cars and trips.

    • @rodgertim2881
      @rodgertim2881 3 หลายเดือนก่อน

      Joseph Nick Cahill has a really unique gift of being able to looking far ahead down the road to spot future investment portholes and possible major mishaps, so he helps me make the safest investments and also helps me hedge all my investments against possible future downturns .

    • @rodgertim2881
      @rodgertim2881 3 หลายเดือนก่อน

      I’m speaking from experience.

  • @TomTahk-fn6si
    @TomTahk-fn6si 3 หลายเดือนก่อน +43

    *Great video! I really do have a question. For someone with less than $10,000 to invest, how would you recommend we enter the crypto market? I am looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally. What’s your take on this approach?*

    • @Aldanelvillanueva530
      @Aldanelvillanueva530 3 หลายเดือนก่อน

      VENTURING into the trading world without the help of a professionals, trading and expecting profit is like turning water into wine you would need a miracle...

    • @LeslieDcobbs-of7ie
      @LeslieDcobbs-of7ie 3 หลายเดือนก่อน

      GOOD CONTENT !!! Very engaging right from the beginning These are tough times and frankly I appreciate how you discuss global finances in such a delicate way . Business and investment

    • @StevencrookRecovery
      @StevencrookRecovery 3 หลายเดือนก่อน

      Experted Judy Arianna was my hope during the 'bear summer' last year. I did so many mistakes but also learned so much from it, and of course from Judy Arianna.

    • @HeatherAnabelle
      @HeatherAnabelle 3 หลายเดือนก่อน

      The fact that I got to learn and earn from her program is everything to me think about it, it's a win-win for both ways.

    • @ChimaobiIkechukwu
      @ChimaobiIkechukwu 3 หลายเดือนก่อน

      Wow. I'm a bit perplexed seeing Judy Arianna. name been mentioned here also. Didn't know she has been good to so many people.

  • @cjrealestate-4159
    @cjrealestate-4159 3 หลายเดือนก่อน +2

    Number 16.
    Malachi 3:10- Bring back the 10% to God. Then the heaven will open to poured out more Blessings!

  • @flora8525-y6k
    @flora8525-y6k 3 หลายเดือนก่อน +527

    *Your explanations are clear and straight forward It's always a honor to have you here as a mentor, I appreciate you for the time being spent to educate us financially. Regardless of how bad it gets the economy, I still makeover $28K every single week. I truly value Mary, and her helpful guides.*

    • @flora8525-y6k
      @flora8525-y6k 3 หลายเดือนก่อน

      The first step to successful investment is figuring your goals and risk tolerance either on your own or with the help of a financial professional but it's very advisable you make use of professional.

    • @WillPerry-b7r
      @WillPerry-b7r 3 หลายเดือนก่อน

      Interesting! But I'm new here. How can I get to this person's guidelines??

    • @flora8525-y6k
      @flora8525-y6k 3 หลายเดือนก่อน

      She mostly interacts on Telegrams, using the user-name,

    • @flora8525-y6k
      @flora8525-y6k 3 หลายเดือนก่อน

      Marypete79💯..that's it

    • @MuchParrill
      @MuchParrill 3 หลายเดือนก่อน

      She's the best honestly I'm also a beneficiary. This inflation has taught people the importance of multiples income investment

  • @FredMeyer-no3ji
    @FredMeyer-no3ji 3 หลายเดือนก่อน +553

    Excellent video as always but here is my problem I have been making losses trying to make profit trading. I thought trading demo account is just like trading the real market... can anyone help me out or at least advise me on what to do

    • @David.ALeitch
      @David.ALeitch 3 หลายเดือนก่อน

      @TysonZayneYou're right! I have lost a lot trading all by myself without a guide. It's been an uneasy ride for me. Who is your mentor please. how can i reach her i really need help in this bear market now?

    • @AbdulazizMuhammad-c3i
      @AbdulazizMuhammad-c3i 3 หลายเดือนก่อน

      This could actually be a good time to buy more of your high conviction stocks or crypto on a discount.

    • @JeffMcCormick-l1n
      @JeffMcCormick-l1n 3 หลายเดือนก่อน

      Though I started with as low as $15,000 actually because it was my first time and it was successful, She's is a great personality in the state

    • @CariMaddie
      @CariMaddie 3 หลายเดือนก่อน

      She's always active on Whats~App...

    • @CariMaddie
      @CariMaddie 3 หลายเดือนก่อน

      785

  • @ChosenKhaza-
    @ChosenKhaza- 2 หลายเดือนก่อน +13

    I usually look up your videos for updates! Our government has no idea how people are suffering these days. I feel for people with disabilities not getting the help they deserve. Thank you Mrs Emily L Romano, imagine investing $12,000 and received $305,500.

    • @SarahGarbeth
      @SarahGarbeth 2 หลายเดือนก่อน

      You're correct!! I make a lot of money without relying on the government. Investing in stocks and digital currencies is beneficial at this moment

    • @ClintonFabian-j7u
      @ClintonFabian-j7u 2 หลายเดือนก่อน

      Mrs Emily L Romano was my hope during the 'bear summer' last year. I did so many mistakes but also learned so much from it, and of course from Emily L Romano.

    • @KyraFabulous
      @KyraFabulous 2 หลายเดือนก่อน

      She must be really dedicated and well trusted for people to talk much good about

    • @Preciouspeterson225
      @Preciouspeterson225 2 หลายเดือนก่อน

      I Started with $5,000 and Withdrew profits $89,000

    • @JeffJason-
      @JeffJason- 2 หลายเดือนก่อน

      I'm new to this and have heard that now is an excellent time to buy. However, I currently have cash sitting in my bank account that I would really like to put to good use because inflation is at an all-time high. Who is this coach that you mention, and how do i reach her

  • @NatalieFormor
    @NatalieFormor 3 หลายเดือนก่อน +615

    Net worth truly snowballs after $100k! Keep investing regularly and you'll be blown away how much it can change in a few short years. Here's to $1 million and to FIRE!

    • @ClaudiaSchreiber-b1p
      @ClaudiaSchreiber-b1p 3 หลายเดือนก่อน

      Safest approach i feel to tackle it is to diversify investments. By spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown.

    • @LejlaGöransson
      @LejlaGöransson 3 หลายเดือนก่อน

      A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

    • @DanielOrstein
      @DanielOrstein 3 หลายเดือนก่อน

      This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

    • @LejlaGöransson
      @LejlaGöransson 3 หลายเดือนก่อน

      Viviana Marisa Coelho is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets.

    • @Robbertskypes
      @Robbertskypes 3 หลายเดือนก่อน

      She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

  • @KhunShawn
    @KhunShawn 3 หลายเดือนก่อน

    18:12 That information like this is on the internet for FREE!

  • @adocuric9154
    @adocuric9154 3 หลายเดือนก่อน +1

    Funny. Some of people say save your money for bad times and if you do that other people say if you save your money it will lose his value later. If you invest and if other people who save their money don't buy anything you will not get wealthy. 😂

  • @dinisluis76
    @dinisluis76 3 หลายเดือนก่อน +51

    Fantastic video! I have incurred so much losses trading on my own....I trade well on demo but I think the real market is manipulated.... Can anyone help me out or at least tell me what I'm doing wrong??

    • @crystianadazi
      @crystianadazi 3 หลายเดือนก่อน +1

      Trading on a demo account can definitely feel similar to the real market, but there are some differences. It's important to remember that trading involves risks and it's normal to face looses sometimes. One piece of advice is to start small and gradually increase your investments as you gain more experience and confidence. It might also be helpful to seek guidance from experienced traders or do some research on different trading strategies.

    • @samuelowen-p5z
      @samuelowen-p5z 3 หลายเดือนก่อน

      If you are trading without a professional guide... Ah, I laugh, because you will stay where you are or even suffer huge losses that will prevent you from trading, this has been one of the biggest problems for new traders.

    • @porter-y8p
      @porter-y8p 3 หลายเดือนก่อน

      ​I think l'm blessed if not I wouldn't have met someone who is as spectacular as expert mrs Fenella..
      Highly recommended

    • @jackadalson
      @jackadalson 3 หลายเดือนก่อน

      Wow, I'm surprised to see Fenella mentioned here as well. I didn't know she had been kind to so many people

    • @madisonaaric
      @madisonaaric 3 หลายเดือนก่อน

      ​I'm also a huge beneficiary of her..
      I thought myself and my family were
      the only ones enjoying Fenella
      trade benefits

  • @codegreenie3429
    @codegreenie3429 3 หลายเดือนก่อน +6

    I got here SOONER to learn SOONER

  • @Everest-mp8wr
    @Everest-mp8wr 3 หลายเดือนก่อน +1

    Number 16 thanks to Rich Dad Poor Dad I wish that I had learned sooner that you don't have to be rich to escape the rat race, but only need enough money from assets to be equal or greater to cover your expenses. For instance if you make $20,000 a year and your annual expenses are $10,000 a year then your assets don't need to make you $20,000 or more, but just $10,000 a year or more.

  • @RamonRodriguez-hq7vn
    @RamonRodriguez-hq7vn 3 หลายเดือนก่อน +8

    1. Payoff debt, quickly as you can.
    2. Set up an emergency account. You can't set up an emergency account, if you're still struggling with debt.
    3. Start investing for your later years.
    That's what I did.

    • @themachine8009
      @themachine8009 3 หลายเดือนก่อน +1

      Do u buy ur own mutual funds online? I’m a beginner and I’m deciding which company to use?

    • @SandeepChetia
      @SandeepChetia 3 หลายเดือนก่อน

      🙏🏽

    • @mrcmid9132
      @mrcmid9132 2 หลายเดือนก่อน

      ​@themachine8009 start buying the s&p500 index with 10% of your paycheck or however much you can afford.

  • @slaughterking5625
    @slaughterking5625 3 หลายเดือนก่อน +1

    Alux are the best fingers crossed 🐋🤞🏻🤞🏻🤞🏻🤞🏻🤞🏻👌🏻👌🏻💯💯

  • @RubyOliverm5l
    @RubyOliverm5l 2 หลายเดือนก่อน +260

    Its worse here, our economy is like a flailing fish, fighting for its life. The normal state of the U.S. economy is actually very bad. Because of this it goes into convulsive spasms fighting to grow any way it can out of desperation. Tricks, gimmicks, rule changes try to stimulate the economy and prevent it from falling but they only bring temporary relief to people since, when you factor in inflation we are declining.

    • @SofiaJames9H
      @SofiaJames9H 2 หลายเดือนก่อน

      People believe their currency has the worth it does because they have no other option. Even in a hyperinflationary environment, individuals must continue to use their hyperinflationary currency since they likely have minimal access to other currencies or gold/silver coins.

    • @ElizabethElijah2g
      @ElizabethElijah2g 2 หลายเดือนก่อน

      Inflation is gradually going to become part of us and due to that fact any money you keep in cash or in a low-interest account declines in value each year. Investing is the only way to make your money grow and unless you have an exceptionally high income, investing is the only way most people will ever have enough money to retire.

    • @JulianBenjamin3d
      @JulianBenjamin3d 2 หลายเดือนก่อน

      I've tried investing in the stock market several times but always got discouraged by fluctuations of stock value. I would be happy if you could advise me based on how you went about yours, as I am ready to go the passive income path.!!

    • @ElizabethElijah2g
      @ElizabethElijah2g 2 หลายเดือนก่อน

      My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..

    • @JulianBenjamin3d
      @JulianBenjamin3d 2 หลายเดือนก่อน

      I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an email shortly.

  • @Agentxile
    @Agentxile 3 หลายเดือนก่อน +3

    I wish I knew how to purchase real estate right after college. I don't mean a general guide like, find a property, apply for a mortgage, and go to closing. I'm seeing way too many generalized books these days. I wanted information on the same level as if I was getting a real estate license.

  • @ronaldcambridge3126
    @ronaldcambridge3126 3 หลายเดือนก่อน

    As a "Boomer", I can genuinely say and acknowledge that if I only knew 1/10th of what I know now... Granted, most things seem to appear better in hindsight but there's real value in heeding what has transpired in relation to present and future experiences (especially from a financial perspective).

  • @andreipopleaca1608
    @andreipopleaca1608 3 หลายเดือนก่อน +3

    Never forget to enjoy life, you only got 1

  • @perla8888
    @perla8888 3 หลายเดือนก่อน +4

    I wish I had started a business sooner. I am currently in the process of starting my first business, and I am scared but super excited at the same time!

  • @DanielLaurencin
    @DanielLaurencin 3 หลายเดือนก่อน

    16 What I wish i learn sooner is
    never ever talk about your deepest self, with anyone. if you do that then they will like you now, but overtime they will look at you as a boring person that is not interesting anymore or they will look down towards you especially when you trying to open up it might feel like your reputation is affected, and it will be a little harder to move forward if everyone knows who you are.
    the truth is if you leave in a small country people will talk a lot witch is not good for anyone that is trying to keep they lifestyle a secret, as they are bettering they self secretly, in other to leave the life they dream of leaving in the future when they are moving forwards secretly. or they have a clear reason why they want to isolate they self from others badly

  • @lindaweedmark6025
    @lindaweedmark6025 3 หลายเดือนก่อน +2

    Please do one on pulling your life out of the fire at age 65. I need to know what is still good to do such as investing or opening a savings account.

  • @thakurtimmy8624
    @thakurtimmy8624 3 หลายเดือนก่อน +1

    Thanks aluxes lady u r awesome 👌 👏

  • @jdpearl7321
    @jdpearl7321 3 หลายเดือนก่อน +1

    I wish I came across Alux sooner😊

  • @ShiftingSands123
    @ShiftingSands123 3 หลายเดือนก่อน

    At 17 people told me I had time, that was a lie. Those same people didn’t help when I turned 27. At 30 years old I’m doing well but I wish I didn’t listen to those people, stuck with my gut and intuition, put my head down, and worked.

  • @charlesjohnson7458
    @charlesjohnson7458 3 หลายเดือนก่อน

    "You can lead a horse to water, but you can't make it drink." My quote: You can lead a person to knowledge, but you can't make them think."

  • @jobonzai
    @jobonzai 3 หลายเดือนก่อน +1

    I wish I learned about compounding interest

  • @duskcannysnap616
    @duskcannysnap616 3 หลายเดือนก่อน

    No 16 ?. Treat money like a stepping stone, learn about it, grow it, use it , invest it, master it , control it , benefit from it, do good with it ( The earlier the better ! )

  • @Jhustleakaimreddi
    @Jhustleakaimreddi 3 หลายเดือนก่อน

    Spending money in relationships!! WE NEED THAT TOPIC!! 🎯🎯🎯💯‼️‼️💯🚨🚨

  • @Typhon-onepoint34
    @Typhon-onepoint34 3 หลายเดือนก่อน +2

    What I learned to late is that opportunities not present themselves but instead you create them

  • @mysticaltyger2009
    @mysticaltyger2009 3 หลายเดือนก่อน

    10:00. I know several people like that 70 year old broke woman in shared housing and scraping by, both male and female. It's not a pretty picture.

  • @eggplantandpeach
    @eggplantandpeach 3 หลายเดือนก่อน +2

    Alux lady will never understand why men love their cars 😔

    • @beechoudhury8484
      @beechoudhury8484 3 หลายเดือนก่อน +1

      She did say, if you can afford it, buy it. But nobody else cares as much about your car as you do.

  • @kristianvepsalainen1746
    @kristianvepsalainen1746 3 หลายเดือนก่อน +1

    If your native language is small language (for me Finnish) learn two big language as fast as possible. In Finland, English is mandatory in school but other big languages like Spanish or Frensh are volantery.

    • @danielsz3281
      @danielsz3281 3 หลายเดือนก่อน

      It is not about what you learn, it's about what you do with that knowledge (how you monetize it)

  • @Bluthdon
    @Bluthdon 3 หลายเดือนก่อน

    #16 Follow the Gold and Rule (especially for younger investors)
    As long as you're not stupid with money buying meme stocks and shit coins, you can afford to buy the dips in blue chip stocks/ ETFs/ Index Funds and largely ignore them for X years

  • @jidennadibor
    @jidennadibor 3 หลายเดือนก่อน

    Hello, Alux. I'm a big fan of your channel and I've been follow up for years now. I have a slight problem... I signed up to masterworks and the minimum amount I'm allowed to invest is $500. I thought it's meant to be lower?...

  • @TataLinoNetwork
    @TataLinoNetwork 3 หลายเดือนก่อน +1

    I wish I knew how love works earlier in life. Now I'm stuck with a partner which I thought I love but is now just a liability.

  • @PaulProsperInvestments
    @PaulProsperInvestments 3 หลายเดือนก่อน +1

    Great video! I wish I knew that most of the people who I thought were rich were acting rich and really broke.

  • @JonathanBgx
    @JonathanBgx 3 หลายเดือนก่อน

    It's easier to appreciate entertainment content than educational content.🤔
    Nowadays, it seems like our brains need more effort to concentrate and enjoy good educational content on the internet, even if we know it will make us grow 😅 compare to watching entertainment and funny content.

  • @azintern2
    @azintern2 3 หลายเดือนก่อน

    Yeah, I’ve learned about not lending money to good friends unless you’re ok with them never paying it back. “ oh I’ll pay you back” yeah right. So I no longer lend money unless it’s a life or death situation

  • @patrickadams7120
    @patrickadams7120 3 หลายเดือนก่อน

    16......Getting completely out of debt.....it brings a level of peace you couldn't possibly imagine

  • @bishopdon3641
    @bishopdon3641 3 หลายเดือนก่อน +1

    i wish i knew sooner to work for a profit over working for wages

  • @jaypal3815
    @jaypal3815 3 หลายเดือนก่อน +1

    Love your voice

  • @rabilahaiwas5901
    @rabilahaiwas5901 3 หลายเดือนก่อน

    Magnificent

  • @marcussmith7534
    @marcussmith7534 3 หลายเดือนก่อน

    Alux lady is hilarious 💛

  • @Thelittlebirchhouse
    @Thelittlebirchhouse 3 หลายเดือนก่อน

    I wish I knew to create a baby or family fund when I was in my 20s. I’ve been a SAHM for 3 years now and I’m just getting by. I have a fantastic partner but I really wish I had put money aside for this period of life to take some of the strain (not in a position to return to work until next year)

  • @ruthosasah4272
    @ruthosasah4272 3 หลายเดือนก่อน

    I live for the collection. Wearable pieces ❤

  • @KrispinSakala
    @KrispinSakala 3 หลายเดือนก่อน

    I wish I have knew early that this up is the best ❤
    Zambia 🇿🇲

  • @scintillatingsheeba
    @scintillatingsheeba 3 หลายเดือนก่อน

    16:00 👍🏼 #1 💯% TRUE 👍🏼

  • @Krayzo093Bosspimp
    @Krayzo093Bosspimp 3 หลายเดือนก่อน

    The last one is right on point.Lesson learned.

  • @KláraMaškov_GardenFairy54
    @KláraMaškov_GardenFairy54 3 หลายเดือนก่อน

    While these personal finance lessons are worth considering, I wonder how many people actually apply them. It’s easy to say what we should do, but putting it into practice is another story. Which lesson do you think has the most impact?

  • @antoinesims4119
    @antoinesims4119 3 หลายเดือนก่อน

    16 bonus: The true value of physical precious metals. If I learned about this 20yrs ago, I would have alot more n feel more secure

  • @ObogheneAkpoarherhe
    @ObogheneAkpoarherhe 3 หลายเดือนก่อน

    This video came at the right time. I just blew 70k and learnt the hard way that I don’t have financial wisdom 🤧.

  • @careyamani117
    @careyamani117 3 หลายเดือนก่อน

    Great 👍🏾

  • @wlady4000
    @wlady4000 3 หลายเดือนก่อน

    mu bonus, think before you spend. As usual this has been ana amazing video Alux

  • @CryingHurts1
    @CryingHurts1 19 วันที่ผ่านมา +1

    Number 16: When comes to investing? Anything is better then nothing

  • @mrblue21974
    @mrblue21974 3 หลายเดือนก่อน

    Compound interest.

  • @DBragz
    @DBragz 3 หลายเดือนก่อน

    16. Always try to think outside the box

  • @gabrielchaong
    @gabrielchaong 3 หลายเดือนก่อน

    I am attracted to Master Work..

  • @Aajkabhikhari
    @Aajkabhikhari 3 หลายเดือนก่อน

    पिता के मिलकर अपनी पहली

  • @MGTOWmademeMillionaire777
    @MGTOWmademeMillionaire777 3 หลายเดือนก่อน

    #16- i wish i knew about mgtow younger.
    I'm 36 now, but i wish i knew it since school
    Luckyly im single and no kids ❤❤❤

  • @snowbum007
    @snowbum007 3 หลายเดือนก่อน

    I wish I knew about prenups earlier.

  • @AntonioPerez-bv7mk
    @AntonioPerez-bv7mk 3 หลายเดือนก่อน

    #16 - Wish i was provided resources in school to help at least learn about financial literacy from outside sources such as classes

  • @jedidiahwhite3604
    @jedidiahwhite3604 3 หลายเดือนก่อน

    I wish I knew sooner that life is a journey it's not about the destination it's more about the road you took to get there

  • @authentikqualitymerch747
    @authentikqualitymerch747 3 หลายเดือนก่อน

    UR Analogie$ & $rategie$ Are Amazing💍❤

  • @albertsimpkins6664
    @albertsimpkins6664 3 หลายเดือนก่อน

    How to say No !

  • @tombradykobebryant2179
    @tombradykobebryant2179 3 หลายเดือนก่อน

    I love your voice Ms queen...fuck who dont like it

  • @Particamuwowo
    @Particamuwowo 3 หลายเดือนก่อน +1

    Amazing content! I have been following your videos for sometime now, consistently kicking down Wall Street doors for two years now, I have over $320k in stocks. Currently, my portfolio is down by 15%. Wondering if they're any short term opportunities I can invest in

    • @JasonB.Chisolm
      @JasonB.Chisolm 3 หลายเดือนก่อน

      I agree that there are strategies that could be put in place for solid gains regardless of economy or market condition, but such executions are usually carried out by investment experts or advisors with experience

    • @manueldrum
      @manueldrum 3 หลายเดือนก่อน

      I stopped listening and taking financial advise from these TH-camrs, because at the end of the day, I end up with a bunch of confusing stocks without knowing when to take profit, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

    • @KarenJ.Mancia
      @KarenJ.Mancia 3 หลายเดือนก่อน

      Glad to have stumbled on this comment, Please who is the consultant that assist you and if you don't mind, how do I get in touch with them?

    • @manueldrum
      @manueldrum 3 หลายเดือนก่อน

      Stacy Lynn Staples is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

    • @CharlesT.Foster
      @CharlesT.Foster 3 หลายเดือนก่อน

      She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

  • @thriveatworkwithWaqasMalik
    @thriveatworkwithWaqasMalik 3 หลายเดือนก่อน

    Depend on yourself

  • @williampritchett6382
    @williampritchett6382 3 หลายเดือนก่อน

    First

  • @jet-productions1892
    @jet-productions1892 3 หลายเดือนก่อน

    Owwkk

  • @Helena-ou8ry
    @Helena-ou8ry 3 หลายเดือนก่อน

    You can lower your expenses drastically by sharing things, be it rent, a taxi, food costs or sports equipment.

  • @albertjanderson
    @albertjanderson 3 หลายเดือนก่อน

    How to save money and don't touch it.😅

  • @JSFGuy
    @JSFGuy 3 หลายเดือนก่อน

    What time

  • @emersonjustino3740
    @emersonjustino3740 2 หลายเดือนก่อน

    Loved hearing the Alux lady saying "Nah", so funny!

  • @DreamingGhost
    @DreamingGhost 3 หลายเดือนก่อน

    #15 should be "Borrow an amount of money that you are not afraid of losing."

  • @auro1986
    @auro1986 3 หลายเดือนก่อน

    narrator says you all need to personally watch 15 videos in alux channel daily so that wish of alux channel to increase finances become reality

  • @Michibella-art
    @Michibella-art 3 หลายเดือนก่อน

    That people’s patterns speak louder than their words. How you do something’s is often how you do everything.

  • @AlexisGomez-ym6cg
    @AlexisGomez-ym6cg 3 หลายเดือนก่อน

    ABOUT BANKS
    \

  • @delontewilliams4090
    @delontewilliams4090 3 หลายเดือนก่อน

    Checking(s) account

  • @senseity7477
    @senseity7477 3 หลายเดือนก่อน

    The cars attract investors

  • @camilomismo
    @camilomismo 3 หลายเดือนก่อน

    parents should have taught me about money rules when young

  • @cindyvan7570
    @cindyvan7570 3 หลายเดือนก่อน +2

    I wish I had learned to take better care of my health by managing stress better.

  • @manasseh00
    @manasseh00 3 หลายเดือนก่อน

    invest in Real estate,real estate and real estate .

  • @lilywood8266
    @lilywood8266 3 หลายเดือนก่อน

    Wish I knew earlier that it doesn't get easier to save in the future unless you are able to save from where you are right now.

  • @Z3ro42
    @Z3ro42 3 หลายเดือนก่อน

    Even best friends who promised to pay me yo no 15 was the only mistake I was a victim of numbers of time it was risky but now no longer

  • @javaidak4204
    @javaidak4204 3 หลายเดือนก่อน +1

    😂🎉 you have beautifully said it all ❤

  • @mahanteshgadag1386
    @mahanteshgadag1386 3 หลายเดือนก่อน

    Starting early, taking risk and investing in financial knowledge will make a huge difference in creating wealth

  • @Omonike88
    @Omonike88 3 หลายเดือนก่อน

    I wish I'd learned to become debtfree sooner.

  • @keithhager199
    @keithhager199 3 หลายเดือนก่อน

    Neither a borrower or lender be.