As an active duty member, the more rewards is an exceptional card. I applied back in 2020 with a 20,000 CL, I’ve gotten about 2,000 every 6 months. I’m currently at 30,000 CL.
when I joined, I had all the documentation that my grandfather was in a military branch and I was shocked when they didn't even ask me to send in any of the proof
I wish they would roll out a better intro offer. Currently, they are only offering low apr on balance transfers. While a majority of other lenders are doing 0% intro apr on purchases, AND balance transfers for at least a year if not longer.
Video makes no sense. Beginners have Zero hard credits. Beginners have zero balance. Beginners do not have bad credit. Most importantly...the fact that you got a $25K credit limit from NF does NOT guarantee your viewers will get the same credit limit.
Even if you got a hard pull it is worth it because you got approved for 20K ! That’s the way I see it. I got a hard pull before on my flagship but it is worth it 24K
If I get a high credit limit and borrow a lot of money, that means I have to start making payments every month until I pay all that money back. Why would I want to do that? I like getting to keep more of my paycheck.
Great topic as always, Now days, the are reporting card as Dormant if you pay before statements closing date, have noticed this for about a year now, Started with Experian and now TU is doing it too, not sure about EQF. Oh, whats a "debt card pending" on NFCU mean ?
As an active duty member, the more rewards is an exceptional card. I applied back in 2020 with a 20,000 CL, I’ve gotten about 2,000 every 6 months. I’m currently at 30,000 CL.
Nice work.
when I joined, I had all the documentation that my grandfather was in a military branch and I was shocked when they didn't even ask me to send in any of the proof
Excellent video & info thanks
Glad it was helpful!
This vid was helpful, thanks.
Glad to hear it!
I wish they would roll out a better intro offer. Currently, they are only offering low apr on balance transfers. While a majority of other lenders are doing 0% intro apr on purchases, AND balance transfers for at least a year if not longer.
Thanks appreciate all the great videos they are so accurate and on point
Appreciate it!
Can you make a video on removing/updating personal information i.e phone numbers, address, jobs, etc…
Video makes no sense. Beginners have Zero hard credits. Beginners have zero balance. Beginners do not have bad credit. Most importantly...the fact that you got a $25K credit limit from NF does NOT guarantee your viewers will get the same credit limit.
Bro watch the video is a step by step process. If you don’t get it right away, there are other routes to take.
Makes no sense for newbies
You have to start somewhere and this is the perfect place as a beginner. Even if you aren't not one.
I called the reconsider line... Was approved for $10,000 cash rewards
How long was your relationship with nfcu?
That’s awesome!
What reconsideration phone number ? I got approved for $7100 been with them for 3 weeks with 700 fico
Need help on my closed AMEX card😢 on NFCU
If you start out with the secured card and it graduated does that count as one of your 3 nfcu cards you can only have in the future?
How to get more credit or increase credit lines?
Request
I wasn’t a member that long 8 months applied for flagship got approved for 20k. Wait which is a hard pull right? I applied on the app.
Even if you got a hard pull it is worth it because you got approved for 20K ! That’s the way I see it. I got a hard pull before on my flagship but it is worth it 24K
Ok, thank you so much.
If you have more than one officer do both have to guarantee or only one?
If I get a high credit limit and borrow a lot of money, that means I have to start making payments every month until I pay all that money back. Why would I want to do that? I like getting to keep more of my paycheck.
It’s about credit building. If you don’t care about credit then don’t use it
Once you apply for a card & receive a hard inquiry can you apply multiple times for different cards as 1 hard pull?
No they have to be at the same time
My nephew is in the amry I am eligible to join as his uncle?
yes
💪💪💪
Great topic as always, Now days, the are reporting card as Dormant if you pay before statements closing date, have noticed this for about a year now, Started with Experian and now TU is doing it too, not sure about EQF. Oh, whats a "debt card pending" on NFCU mean ?
Oh wow! I have heard of this data point yet. I’ve had no spend on my cards for months, and still report positive info.
If you had good credit but with a thin profile, 3 credit card revolving. Which 2 installment tradeline would you suggest?