These Simple CREDIT HACKS Hides Your CREDIT UTILIZATION
ฝัง
- เผยแพร่เมื่อ 8 ก.พ. 2025
- If you're stuck with high credit utilization, you know how much it drags down on your credit score. In this video I will show simple hacks, the hide your credit utilization that will increase your credit score!
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Great video, but it's like a catch 22, loan companies won't approve if you have high utilization and credit card companies with balance transfer cards won't approve you either. So how is it even possible with such circumstances ?
Thanks appreciate the credit wisdom you're always on point
🙌🏽
Great vid. I think some references to debt consolidation companies who aren't harsh towards high utilization would be valuable.
Hi sir, thanku so much about your videos, it is really fabulous video. Thanku about showing so many options, which are helpful. Thanku again about this video.
Welcome!
ANOTHER DREAM VIDEO
It's important to note that while most business credit cards do not report to personal, The majority of Capital One Business cards do report to personal as well as TD Bank business cards...so stay away from both of those issuers if your goal is to not have the business credit report to personal.
Thank God I found you
Thank You ❤
Welcome!
I'd say if your utilization is over 10% than you're not doing it right...
Facts, but life happens
Good Content 🫡
How can I get a business credit without using my personal credit to co-sign? I’ve had my Llc and EIN for 2 years now.
I'm trying to do the same.. I've had my EIN for 4 years
You need to to build the paydex score or have liquidity
What's the point of having credit if you only using 1 to 6% , I can see 20 to 30% and I understand using that low of percentage can raise your credit , But Imo the reason you work so hard to build up your credit so that you have credit cards that you can use especially in today's inflation economy..
It's not about using only 1-6%. That helps to optimize to get more credit. Credit is about cycles. There are seasons to grow and build and seasons to use.
That 1-6% is relative to your available credit . 1-6 percent of an overall credit of 100,000 is different than 1-6 percent of 10,000 and it’s not only that you’re using 1-6 percent you want to make sure your cards are only reporting 1-6 percent . It’s timing when to pay down your account .
For those of us who use credit wisely having a utilization rate less than 10 percent is not routinely necessary. We know how to lower the utilization when we anticipate allying for new credit.
You're literally playing all of these games for the privilege of paying 25% interest. Get out of debt and stay out.
Which Utilization is the best?
I know it’s not 0%
Credit limit= 1000 Dollars
Spend 10 Dollars - 1%
Spend 1 Dollar - 0.10%
Spend 10 Cent - 0.01%
Spend 1 Cent - 0.001%
1-6%
It is 0%
As always, on point my good sir! 🔥🫡 looking fresh.
Appreciate it!