Best Credit Cards for International Students 101 | $250 bonus, miles and bonuses | No SSN Required
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- เผยแพร่เมื่อ 1 ธ.ค. 2024
- Learn everything about Studying in the United States 🇺🇸 in India’s biggest study tour. I am coming to the following cities.
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P.S. We are also welcoming parents this time. Please register for your parent if they plan to join you Apply for new credit card here with or without SSN and get $250 bonus- bit.ly/3yi3ljJ
How to apply (A PDF guide to $250 reward)- bit.ly/3rPpzIB
➡️ A credit history is important because it helps you get better access to credit products at better terms
➡️ Using and managing a U.S. credit card is the easiest way to start building a U.S. credit card
➡️ Plus, using many credit cards in the U.S. will give you great rewards like cashback, points, etc.
➡️ You can apply for credit cards in the U.S. using your Indian credit history using Nova Credit to get great cards with great rewards from day one
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If you're an international student in the US, having a credit card can be very helpful for building credit history and managing expenses. However, it can be challenging to know where to start. In this video, we simplify the process for you by explaining the different types of credit cards available and their requirements.
First, we discuss secured credit cards, which are a great option for international students who are new to the US credit system or have a limited credit history. We explain how secured credit cards work and how they differ from traditional credit cards. We also cover the pros and cons of secured credit cards and their requirements.
Next, we talk about student credit cards, which are designed specifically for college students. We explain the benefits of student credit cards, such as cash back rewards and lower interest rates. We also discuss the credit score requirements for student credit cards and how to qualify for one.
We also cover the importance of building credit history and how a credit card can be a great tool if used responsibly. We go over the best practices for using your credit card and how to avoid common pitfalls, such as missing payments or maxing out your credit limit.
Additionally, we provide tips for international students who want to build their credit history in the US. We explain how to establish credit, maintain a good credit score, and how credit scores are calculated. We also discuss the benefits of having a good credit score, such as lower interest rates, better loan terms, and easier approval for other types of credit.
By the end of this video, you'll have a better understanding of the credit card options available to international students in the US and how to choose the right one for your needs. You'll also have a clearer idea of how to build and maintain your credit history, which is essential for your financial future.
Don't forget to hit the like button and subscribe to our channel for more informative videos on personal finance and credit! Thanks for watching!
wasted my time watching it. They require ITIN instead of SSN, which is nowhere mentioned in the video
did you find any workaround for this?
Nah, complete bullshit video tbh!
The way parth explains everything is just wow 🔥
What if I have the student loan from my parent’s account and I don’t personally have a credit card in India. I’m planning to go to the US in December for Spring intake. I have to apply for the card in the US only? Can I do it from India and then come?
Bro become a US Credit card agent 😭
Still he must be earning more than a typical bank manager in India 😂
You can no longer apply for Blue cash without SSN
I wouldn't recommend Nova credit anymore. Since Discover accepts credit cards without any Credit Score if it's done with a referral. On top you get$ 100 if referred.
This was really helpful Parth, thank you so much!
love your videos Parth ! Can you please make a video for students interested in MS Business Analytics?
The American Express website is not letting me go any further without entering my SSN or ITIN even after ticking the "I have had a Credit Card..." option.
Same issue
same pls help
Fast forward 2023 is ending within 4 months. Now what would you suggest????
Thank you Parth for these insights 🙏🙏🙏
Would love to see more videos like these. ✌️
Sure thing
firstly, Sir, you are a wizard I feel so positive and loving (brotherly) by just watching your videos, I love you a lot sir (fraternal), and would love to meet you some day, secondly yes I would like to know about rest of your credit cards and please do let us know the RANGE they offer if you can't disclose an actual amount.
The Amex application for credit cards is not going through without SSN now, any update?
Yeah it’s not going without SSN, do you have any alternative which will give us intro offer?
Great video!
How is the Zolve Classic Credit Card for a 1st year PhD student in the USA?
Amex refuses to proceed without an SSN or ITIN. Please help me with this
Apply for ITIN, you can do it with your F1 visa
Hey Parth, could you tell around what minimum cibil score can help in nova credit?
Hey Parth, I tried to apply for the Amex Blue Cash Everyday card but it asks for ITIN later. Can you explain how to get the ITIN?
How can we get ITIN number?
Please suggest, Which GRE score to report? 1st attempt - verbal 155 quant 161, total 316, AWA 3.5; 2nd attempt verbal -149 quants-165,total 314, AWA-3.5? intended for electrical engineering MS in the US.
1
Hey parth! They're asking for SSN or ITIN Number while I'm applying for Amex every day card!
Seems it is not in the list of a credit card without SSN!
did you find any other way to get it?
When I'm entering my pan details i accidentally click back i lost all the details and filled with form again but it showing thanks for application we inform you when decision made, help me out
Tq u r the only one giving a genuine suggestions all others were just saying about zolve as a paid promoting
Is Zolve worth it for just a starter when I'm arriving in US?
For starters, YES! you can deactivate it after getting a job offer
does Zolve offer a credit card even when you're not employed? also whats the maximum one can get?@@sakethb9972
I have a loan from India, and I also have a SSN, what is the best option in this case? Do I still go with showing my loan from India or do I just put my SSN in? Can I do both?
Hey Parth, It keeps asking for SSN or ITIN Continuously
What should be done??
How can we get ITIN number? I dont have ssn though
Please what is the starting credit score for a new international student. Without any prior record in the US
How about all these cards without nova credit for someone who’s not from India?
Hi did you find any card for non Indian students?
Thanks for sharing all the videos on your channel, Parth. I believe, in general, that your videos are very helpful for students coming to the US. However, this video is extremely misleading and wasting time and resources of the very same students you are trying to help. Like many others in the comments, I tried doing the same process as shown in the video and your drive link. The portal is not allowing to proceed without putting SSN/ITIN number. I also checked with Amex customer care, and they provided that one cannot apply with Nova without SSN/ITIN. Not questioning your intent, and I’m not sure if they have changed their rules now, but I think as a responsible TH-camr you must keep the content updated and/or take videos like these down which can be misleading to many. Have a good one!
Hey Parth, could you tell what address should I put while applying for Amex Blue cash everyday card if I am as of now placed in India. Does this has to be US address?
Hi I applied through your link and I also received decision on my email. but to view the decision it is asking for SSN. plz help asap. ty.
Same facing issue. @parth can you please help me for that ?
Same issue
Same issue. Do anyone apply without ssn?
I have multiple credit cards, over time I didn’t realized that my credit card was being getting hard credits, how would you over the time clear that credit hit?
I want to know from you. I am from India but doing PhD at Taiwan. I didn’t have any kind of loan history & also don't have any idea about credit history. I am getting scholarship here but do not have payslip. May I get any credit card anyway from Taiwan? I need because, I am facing problem whenever I travel USA for conference.
Sir which card should I take from India
What credit cards can we apply with out ssn?
I actually found one a working one.. Look at the name. I got mine.
Hey sir! I want to study in us for my post graduation (may 2023 intake) but i don't know the procedure, universities like nothing...can u please guide me ..i really need your help
Bro,
How much we should mention the income and all, as a student (no ssn) we wouldn’t be getting much or anything. Can you help regarding this please
Can one stem opt be used for two different master's degree ,like one after ms and one after mba?
Bro i have zolve credit card but am unable to transfer money through my zolve app ??
I applied but I didn't get any kind of offer or any Amazon gift card for that from gradicle too
if i dont link my ssn to a credi card, do my credit history increase on usage???
Nova Credit works for brazilians too?
does American express blue cash everyday card need credit history?
With everyone saying recession being right around the corner, do you think it's worth the risk to take a loan out n come to USA for masters? Or is better to wait out a year?
Good thoughts was thinking the same. Any guidance please???
hey parth i was looking to come to US in jan, but regarding this credit card i really like the everyday card better than blue cash, can i get one of those, you said it in your earlier video that your wife got one with a high credit limit, can you help?
It’s asking ITIN number, what to do??
Thanks for sharing
I have quick question if i did my master and i got admitted in another master program if i reach university and after some time if i want to convert into phd program is this is possible or not?
I have been here in the US for like a month now. How long does it take to get a credit score? I mean a month, two or six? I am using my credit cards regularly
You only get a credit score after six months of you getting a credit card.
Thanks. That cleared a lot of things for me 😅.
Which card you applied for
Bro for nova card lounge access is there or not?
Hey , Can we change the source of funding after getting I-20? If I submit the loan sanction letter for I-20 and later show (personal funds + loan sanction letter + scholarships ) during VISA interview, Will there be any concern during the VISA Interview?
Yes , i think
You will be fine
bro can you tell about gre waved off universities for fall 2023, please help me out
Any credit card that i can apply to if i do not have a credit history in india?
Hey Parth, Can a H1b holder apply for chase ink business for sign up bonus TIA
For Form 4506-C it is asking for ssn what should i do?
This dude is only yapping dip out and save time from this bs 💀
They are asking for Form 4506-C
Did you find any solution for this
He’s the agent on the phone 😂
You get 200 if you get in debt for 2k. And I believe you will be able to bay 2k by the end of the month. Hahaha
How do we get credit history from India ? I’m clueless help please 🙏🏻
In india if you hVe any kind of loan or credit card, you can get credit history in India
@@ParthVijayvergiya thanks for quick reply. I don’t have any no loan n credit card. So then how do I get it ?
Hey @parth i am getting error while applying amex blue cash everyday card without ssn. Could you please help me over here it will be highly appreciated.
Thanks