Pasalo House! Things you need to know about Pasalo? | Broker Janice
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- เผยแพร่เมื่อ 19 ก.ย. 2024
- In this videos i will show show the things needed in buying Pasalo house. Is it safe to get Pasalo house? What is the pros and cons of getting Pasalo house?
Don't forget po yung Special Power of Attorney coupled with interest po. Stating po na kahit patay napo ang Owner or yung original borrower may karapatan po kayo kunin ang Copy ng Tittle po. Yan po ang pinaka problema kapag na fully paid ninyo then patay na ang original borrower from pag ibig/bank. Sana hindi pa po ito huli 😊
Salamat po ..sa npka importante na share nyo..sa mga wants ng pasalo..god bless po🥰🥰🥰❤️❤️❤️
Thank you so much po God bless dkn po inyo ❤️
Parang sa jade residence imus ung place nio ma'am..super informative po ng video nio❤❤❤
Eto ung kailangan kong mga info.about sa bahay, Pasalo or pre selling,or even installment thru pag ibig...
Well appreciated ur video mam..
Thank you so much po.
Salamat po madam sa informative vlog
Super informative it spike my confidence to the roof😊 One thing maam do u need to inform pag-ibig or bank about ur agreement with the seller? or u can proceed with the pasalo without there acknowledgement?
For me we didnt inform them po eh. Saka may procedure po silang ginagawa both the bank and pagibig pero . But as I mentioned they dont know you po kasi as far as the loan is concerned so that why pumapasok po yung SPA.
Salamat sis sa bagong bahay mas comportable na tirhan kesa sa umuupa. God bless you and your family. Walang sawa talaga tumulong yang kapatid ko na yan. Ingat kayo lagi labyu and miss you.
You're welcome, Pi. Love you all ♥️😍 Hintayin mo ang 3 storey ng bahay natin. Hehe ♥️
Very informative. Thank you
Salamat po.
God bless you to your new house en Gods grace ay sumainyo
Thank you po God bless ❤️
subscribed po! Sobrang kaylangan ko po itong info na to! Thank you!
Thank you so much.
Thank you so much po mam ❤️ nabuhayan po ako ng loob kc kakukuha ko lng din po ng pasalo na bahay dahil antagal na po nmin nag uupa bale 10yrs po kmi nag uupa kya nag decide na po ako kumuha ng pasalong bahay sa Cavite din po khit nasanay na po kmi ng anak ko mamuhay sa Caloocan,,thank you po tlaga mam nag subscribe na rin po ako syo mam🥰❤️
Thank you so much Ms Mary Jane ♥️
@@brokerjanice ❤️❤️
Very informative. Just subscribed to your channel. Thank you
Thank you so much po 😊
Highly imfomativr po yung topic nyo... slamat po...
Thank you so much po. God bless.
Hello po Ms Tanya Garcia. Thank God po nahanap niyo na PAGIBIG nyo.
Wow galing ateh! More realestate vlog!
Thank you bro. To follow yan bro hehehe…
please make a video po about sa update niyo pasalo house like if nagka prob po or natapos niyo na, waiting po for updates 🙏
So far Im still on the monthly paying I am hoping by God’s grace i fully paid ko na cya.
Hello po! Thanks for the very detailed explanation. Very helpful kasi takot din ako kumuha ng pasalo kasi yun nga po. Madaming pwde mangyari in 20 to 30 years. Meron po ba kayong mairerefer na trusted lawyer? Sa cavite ko din po plan kumuha ng pasalo
Hi po sorry for late message. Marami naan pong mag lawyer sa cavite. Yung sa amin po kasi taga Imus. Marami po są Imus area.
Thank you sa video na ito very helpful! Thank you sa Pag share and sa Pag educate! May question po ako na sana masagot nyo,
If kukuha po ako ng condo pasalo before turnover and Wala pa sa bank ang Loan, can I also add yung open ended deed of sale sa seller
As part of the documents?
Usually po some developer only do waivers of rights then may babayaran lang pong transfer fee para sa inyo napo nakapangalan agad ung condo.
Hello po
May buyer na po ako sa pinapasalo kong bahay
Si buyer gusto na ifull payment yung bayad sa Pagibig.
Paano po process nun at mga requirements na need ipresent? Need pa din po ba maypaattorney?
Appreciate your answers po
What I can recommend po is to go straight to pagibig on the process need to be done po.
Mam thank u.. Kumuha kase ako ng pasalo at medyo natatakot ako kase ang dami ko nababasang negative comments s mga pasalo.. Pero dahil sayo nawala po ang takot ko kase syempre madami pong ppwedeng mangyari sa loob ng 30yrs..plus meron din po ako tulad ng mga documents na hawak mo at notarized po.. Plan ko din po hindi paabutin ng 30yrs..6years or 7years in God's will(isa po akong ofw) 🙏matapos ko po agad..
Thank u po tlga mam sa mga sinabi niyo base na po sa experienced niyo more power😘😘😘😘Godbless u mam
Si dinami dami ng vlogs na napanood ko about pasalo sayo lang ako nabuhayan ng loob at nawala ang pangamba..
Thank you so much po for your very nice comment. May God bless you continually and may the good Lord protect you and your family. Let's dream big 😊
Maam pwede patulong
Hi Broker Janice tanong ko lang kung kailangan ba na sa Deed of absolute sale or sa Deed of Assumption of Mortgage is nandun yung TCT? TRANSFER CERTIFICATE of TITLE number? Before mo pirmahan at bayaran yung seller?
Ah ineng ang problema ay hindi ngayon, dahil after 30yrs sasakit ang ulo mo kapag na fully paid mo ang loan mo sa pasalo dahil hahanapan ka uli ng pag ibig ng latest spa para matransfer ang titulo sa iyo. kulang ang impormasyon netong si aruray!!!
Hello po Miss Janice, ask ko lang po internal agreement po ba yan ginawa nyo? May nag alok po kasi samen ng bahay, assume din po pero ituloy namen cia under the sellers name padin po, pero po nasa developer padin po yun property. Anu po yun mga documents na kailangan?
Salamat po sa sagot. And congratulations po sa new house nyo 😊
Thank you for your message. Still the same documents that i mentioned here po except i believed deed of sale kasi nasa developer pa ung name nung property. You still need to execute deed of sale with assumption of mortgage and Special Power of Attorney. Its also better if you go to pagibiga for some due diliegence just ask the owner to give authorization to check their house loan detail.
God bless.
Hi, Ma'am! I'm a new subscriber po sa channel nyo and I would like to thank you for the insights you shared to us in acquiring a property. :)
Question po, ano po ang complete list of documents needed if mag avail si buyer ng pasalo house via Internal Agreement?
At yung selling price po ba na ilalagay sa Deed of Sale with Assumption of Mortgage is yung pasalo price ni seller (cashout) or yung mismong TCP ng house? Maraming salamat po and God bless you! 😇😇😇
Hi thank you for subscribing and to your message. What I stated in the videos is what I have as documents.
Here's the lists I have
1. Deed of Sale with Assumption of Mortgage
2. Special Power of Attorney
3. Open-ended Deed of Sale (Pasalo Price ) since binayaran mo naman un full price sa pag-ibig
4. Waiver of Rights also sign by the wife (Marital Conformity)
Hope this answers help you po. God bless.
@@brokerjanice thank you so much po! Just to clarify, sa Deed of Sale with Assumption of Mortgage ang ilalagay po na price is yung pasalo price ni seller, right? What if Internal Agreement po ang set up, anong price po ilalagay sa Deed of Absolute Sale? TCP po ng unit or loanable amount na binayaran sa bank?
God bless po! 😇
@@jehdamateja4379 hi po. Sa Assumption of mortgage is yes pasalo price. For the Deed of Sale we also indicate sa pasalo price.
@@brokerjanice thank you Maam. Saan po kayo nag process and notarized ng docs for pasalo? Can you recommend a law office in Cavite?
🥰🥰🥰
Good day ma'am Janice, yung proseso po na ginawa niyo ng pag salo ay internal agreement between you and the 1st owner na nag pasalo. in the future at mabayaran niyo na ang total balance ng bahay under parin sa account ni original owner saka pa lang ninyo aasikasuhin sa registry of deed and BIR and transfer ng title?
salamat po sa isasagot niyo.
Yes po. Once the titled is released from Pagibig that thenonly time po na maproprocess ko po ung deed of sale.
..God bless your good heart ;)
Thank you po ❤️
Hi Mam good day... Wer in same suitation... Maari ko bang malaman kung sino sino ang naka sign in every deed's? Thank you mam god bless
Owner na nakalagay sa title and if married nakasign din si spouse then the buyer/buyers
Di po ba naeexpire ung special power of attorney mam pagkatapos ng 30yrs ng paghuhulog mo
As per the law po
The validity ceases once:
the transaction is over;
either the principal or the Attorney-in-Fact dies that results to the extinguishment of the agreement;
or one or both parties revoke/s the agreement, with a revocation letter.
Yun lang po ang medyo talaga nakakatakot. If this things happened.
May napanood po kc ako na vlogger na lawyer sa utube na nagkaproblema daw po sa spa nung natapos na nia hulugan ung bahay pero pinapaupdate daw po ung spa nia ung humingi ng payo sa lawyer na d daw alam nung pagibig kung buhay pa ung owner oh hnd na..kya d daw po tatanggapin kung hnd updated ung spa pra daw po malaman ang status nung seller..d po ba kau pinayuhan nung lawyer po sa notary public about po ba dian mam..curious lng po kc ako tlg mam..salamat sa masasagot nio po
@@ToLitS_26 bago palang po ako na kumuha ng pasalo and hoping to pay it soon and not to wait for 30 years. Or better yet do the pasalo sa pagibig mismo with the current owner pwede naman po yon bago kayo magdecide or magbayad sa owner ng kukunin nyo.
@@brokerjanice update po kau mam kung sakali maaga nio matapos ung sinalo nio pong bahay..pra malaman ko po kung ipapaupdate po sa inyo ung spa nio po..salamat po sa mga sagot😊
@@ToLitS_26 noted po. I will make new vlog for that po.
What about deed of absolute with assumption of mortgage?
Question po sa pasalo condo.
Meron po akong nakuha na pasalo na condo 1.2m ang balance sa PAGIBIG, 28 years to pay.
Siguro po kaya kong i-fully paid ng 7-9 years, including na po ang interest.
Ano po kaya ang mas maganda na gawin?
I-fully paid ko hangang ma-transfer sa may-ari ang title para ang babayaran ko na lang ay ang transfer of title sa Pagibig at capital gains tax?
Kasi kung ipapa-transfer ko yung loan sa pangalan ko, may pinapabayaran pa na transfer of title sa developer na P100k daw sabi ng nakausap ko sa developer side.
May nakakaalam po ba nito?
Or kahit hintayin ko na ma-transfer yung title sa original owner, may babayaran pa rin ako sa developer?
Malaking halaga din po kasi yung 100k.
Hi po Ma'am, Ask ko lang po, gusto kong bumili ng bahay na pasalo, kaso natatakot kami ma-scam. Paano po namin malalaman kung legit yung Agent since nakita namin na madaming Agent na nagpost sa Fb yung binebentang bahay pero magkakaiba sila ng details and computation? Same bahay lang po binebenta nila pero magkakaiba ng years left to pay and amount for downpayment. And what if gusto namen ichange yung term ng mas maikli, ano po process? Sana makita nyo po yung post ko. Maraming salamat po. 🙂🙏
Hi thank you for your message. We actually have RESA (Real Estate Service Act) Law of 2009 which passed to professionalized the real estate industry. You need to ask their Broker or their PRC ID as registered salesperson but unfortunately there is a lot of unlicensed broker or salesagent around, i have nothing against them but they are everywhere, actually they are the masipag one and they have plenty of listings, the best thing to do is to check their legally but if they are not legal and you really want the house their selling you need to check the house the legality of the papers or even maybe demand to meet the owner of the house. As much as you want to deal with licensed broker or registered salesperson unfortunately the law of real estate still not as strong to penalized them. And as i mentioned they have lots of listing you can choose from so as a buyer just check the legality of the paper, go to pagibig to check if the house is updated to their loan and meet the owner. For the terms in pagibig. Once you done all the papers i said in this video. It will be then between you and pagibig already and you can ask all teh questions in your mine. Hope i help you in this matter. God bless.
Ma'am just want to ask if ever the time nag assume ako is single sa buyer? At now kasal na? Need nabang mag execute ng marital conformity po?
Hii po! Need pa ba ng deed of sale, mortgage docs, SPA, if mg assume ng house na preselling plg? Bali hndi pa na applyan sa bank po..will be paying lg yung dp ng owner then kmi na mg apply..need pba yun? Or need lg yan kung may napatayo na nbahay? Ksi sa amin under construction pa
Question lng po, how much is the estimated fees na binayad nyo po for the atty? May pasalo dn po kc na inooffer sakin pero sagot ko yung legal fees. Appreciate if you can answer po.🙂 Thank you!
Actually po notarial fee lang po cya. Since isa lang po yung inonotarized which is the deed of sale with assumption of mortgage. I believed nasa 500 po un. Kasi ako napo ung nagdraft ng contract kung sila po ang magddraft my additional fee po.
pano pag pasalo kumpleto documents ung sumalo na nagbabayad monthly pero nkapangalan pa sa dating owner sa pagibig. sino makakagamit ng insurance?
Thats actually a very good questions. But i cant anwer it po i need to do some research pa po about it.
Hello mam thank you sa video mo. ask ko lang po kung internal agreement po ba kayo ni seller ? if yes po ito po ba lahat ng mga documents na need kong kunin sa sasaluhin kong bahay mam sa seller ? thank you po godbless po 🙂
Yes po yan po kasi din ang sabi ng lawyer.
Panu no malaman kung binenta na pala nila sa iba mam na ndi nila sinabi?
amg pasalo halimbawa un unit na nakuja ko 2yrs ko na nahulugan 500k lang nakuha ko.paano kwenta nun yun hinulog mo mg 2yrs kwekwentahin mo pd mo pa dagdagan bukod sa 2yrs mo bayad? 144k na nahulig ko sa 500k na nakuha mo unit mgkano pd ipatong or ipasalo? pls answer i need ur help
Sell it po sa amount na gusto ninyo na alam nyong nakabawi ho kayo.
@@brokerjanice 999k pala ang kuha ko.up and down dko nga alam kunh paupahan na lng para un nall lng ibayad sa pagibig e.pagdating ng araw tataas na price nun
Hi, yung documents na yan sa Atty. na gagawin yan po? or dapat meron na kayo accomplished forms na yan before going to Atty for Notary? Thanks!
The lawyer can do it po naman but with extra charge compare kung meron napo kayo na ready documents.
@@brokerjanice thank you! Last, pwede iprocess to even di pa turned-over ang bahay? If so, anong pwede ibigay na additional documentations since wala pang keys na ibibigay sa buyer?
@@larryfied i think better to wait until the house been turn over sa kanila which include the key po. Also ask for necessary documentation na sila talaga ang may ari.
Hello po mam, kamusta po yung pasalong bahay na nakuha nyo, mauyos po ba regarding sa mga papers wala naman po naging prob? Planningnto get a pasalong bahay too.
Thank you for your message. So far ok naman po i continue paying the house sa pagibig, i even paid the amilyar already then send a copy to pagibig.
Hi Po,kanino/sino Po gagawa or magpprovide ng LAHAT ng mga papers? Sino Po gagastos s pagpagawa ng docs?
thank you Po!
Thank you for your message. Usapan nyo napo ng owner. Minsan hati po sa gastos. As a buyer po you need to make sure na maayos ang lahat ng documents before you pay.
Hi Ms Janice , lahat po ba ng documents na yan lawyer dapat gumawa? Or pwede rin copy and paste and change details lang?
Thanks
My standard copy naman po na pwedeng gayahin or the lawyer usually have it napo and yes they just change names and infomations of the house.
Pano ma notarized Ang deed of absolute sale kung later on di n Makita original buyer. Valid ba ung di notarized?
Hello mam janice tanong ko lng po s lahat po b ng docs n pnakita nyo is need po lahaty sign ng former owner
Yes po need signature lahat.
Sino po mag bayad ng cgt pag paid mona ang loan?
Hello po ma'am.. recently po naka bili kami ng internal agreement pasalo,tanong ko lang po sana kung what if yung house wife po nya walang valid id? Ok lang po ba na pirma nyalang kasama mister nya? Kc nung una po kc nag kasundo kami yung lalaki lang nandon at nag ka pirmahan,d2 ko lang nakita need din pala yung asawa nung tinanong ko ang sabi nya wala daw po syang valid na id, pina pipirma ko nalang sana sya sa papel at may id nya kaso walandaw syang id pano po kaya yun? Tapos hindi pa naka indicate ang asawa nya dun sa SPA bale yung lalaki lang po naka sulat
Question po sir mam. If ever ako po ay sasalo ng property at ako mag tutuloy sa Pag ibig siempre Hindi pa nasa akin yung title what if mamatay yung first owner ng property at hindi pa fully paid ang property at nasa pangalan nya pa papaano po kaya yun. Gusto kung sumalo ng property iniisip ko ganito scenario po kasi Hindi kaya mag ka problema po ako ? Salamat sa information in advance.
Actually where on the same boat. I also think the same thing. There are procedure where you and the owner can go to pagibig to process yung paglipat sayo ng bahay. If you feel uncomfortable with pasalo i suggest you do that. In my case kasi im hoping by God's grace to pay the loan soonest not to wait for 30 years.
Cge mam kasi ganon din smin may ipasalo eh wala me alam tongkol don
Pano po kya yon mam yong may asa ngyon pangalawa n sya ipasalo sa amin pero hnd po sya makalakad na stroke po sa knya po kasi nakapangan gosto sa pag ibig kmi magpermahan pano po un
Mam Janice pano po kung hindi n makontak Ang 1st owner, tpos bawat hulog ko sa knya pa din pangalan, San ko po Kya i update yun pra alam n ako na Ang may Ari ng Bahay, pasalo din po kc Ang nkuha ko, thanks po
May mga documents po ba kayong pinirmahan?
Hi mam Janice, Meron po lhat po ng documents Meron po ako
Hello, paano po sa side ng seller, bibigyan ba ng pag-ibig ang seller na document na hindi na sya ang borrower?
Hi thank you for your message. Thay something i never asked Pagibig yey po maam. Pero as a seller naman po you also need to be careful na nagbabayad yung nagsalo po ng house nyo kasi as far pagibig is concern ikaw parin po ang barrower nila.
Hello mam, sana po gawa kayo vlog after nyo po ma fully paid sa pag ibig and ano po mga naecounter nyo na problem kung meron man. And needed documents in claiming it. Thanks po. God bless. Hope na mapansin nyo po to. ❤️
I will po just need to pay lang po muna in full praying na mabayaran ko po agad. Thank you po God bless ❤️
@@brokerjanice thanks po sa reply. Kaya po yan mam, god bless you po. Have a good day po.🙂
@@jccodera443 amen to that po..your welcome po ❤️
maam need ba iparrgister sa deed of registry ung deed of sale with asumption of mortgage?
Hello mam.. ask ko lang po meron kc akong iaasume na bahay.. ang balance nya ay nasa 700+ tapos 400ang cashout.. pag sa pag ibig po ba kapag nag fullypaid ka ng assumr balance ay magkakaroon po ng discount?, Salamat po sa sagot
Hi po thank you for your message. As per my friend that working in pag-ibig, they dont give discount, whatever the outstanding balance is what you will pay po.
may kinuha ako pasalo SPA lng hawak ko at transfer mortgage. pro found out kasal pala ang first owner wala ako hawak na marital conformity. requirements pba yan sa pag ibig o panigurado lng na hindi mag habol ang asawa nya..
Hi po. I think po if you can do it soon since you have communication yet with the owner. We cant say din po kasi huwag naman po sanang maghabol since pag married po conjugal lahat ng property. But maybe you can also ask pagibig kung ok lang po yun. Actually po ang lawyer na ngnotarized po ng mga documents namin yung nagsabi po sa amin regading the marital conformity.
thank you po.. yun lang naman po para mka sigurado na walang habol ang asawa. khit po sa contract loan ng owner wala pong conformity ang asawa ( walang pirma.) dahil daw matagal na pala silang hiwalay . anyway salamat po ulit..
@@ariesromingquit5660 your welcome po Sir.
Hi, Ma'am. Ask ko lang po, pano kapag natapos mo na ang hulog then namatay na si first owner. Pano po ang transfer ng ownership po? Thank you. God bless po.
To be honest po, worry ko rin po yan. Pero I believe, since may spa ka naman, I think mahohonor naman. And if you need to pay estate taxs ng nabili mo, I think you should pay.
@@brokerjanice maraming salamat po, Ma'am. 😊 God bless po. 🙏🏻
@Chloe Perez You're welcome, po.
@@brokerjanice mam na eexpire daw po ung special power of attorney pagsobrang tagal at kailangan daw po ng updated spa after matapos mahulugan after 30yrs..ang problema po kung sakali d na makontak c seller oh may nangyaring d maganda sa kanya.. ano po bang magandang spa na d na eexpire na iaaccept ni pagibig after 30yrs pra makuha ung title?pra d napo kailangan ang presensya nia oh pirma nia sa pagkuha ng title pra d nrin po magpagawa uli ng panibagong spa kung d na cya makontak oh may mangyari man sa kanya.?salamat po sa masasagot nio po mam.
@@ToLitS_26
The validity ceases once:
the transaction is over;
either the principal or the Attorney-in-Fact dies that results to the extinguishment of the agreement;
or one or both parties revoke/s the agreement, with a revocation letter.
While we done the documentation process the lawyer we use po also ask us to make an open ended deed of sale para po once paid pwede napong inotarized and present to pagibig.
Hello po mam thank you for sharing :) plan dn nmin kumuha po ng pasalo. Ask ko lng po, need pa po ba pumunta ng 1st owner sa Pagibig pra sabhn na kayo npo ang sasalo? Salamt po
Better i believed to do it that way. So youll know the procedure. In my case kasi i very busy to go through the procedure.
Pano po process if papattransfer ko sana skin ung sa pasalo ako po mgttuloy ng monthly nya
Need din po b mag keep ng ids ng former owner??
Thank you for your message. Yes po importante po ang mga ID ng owners.
Hello po mam, good day may tanung po ako meron po kasi akong nagustuhan na bahay somewhere in batangas pasalo din po sya. Under bank loan ni seller, ask ko po if same documents din po ba ang need. Katulad ng mga sinabi nyo na galing sa lawyer? Thank you very much mam
Hi Kath thank you for your message. Bank have different ways of doing it. In my experienced. I had a client na bumili ng property na nakaloan sa bank. What happen is she need to pay first the bank to release the title then deed of sale between the borrower ng loan and yung new buyer. Pano kung walang pangbayad si new buyer? She can then ask to re-loan it this time in her name, in my client case she use other bank so what she did after all the necessary documnets to approved her from the loan the bank now then release letter of guarantee to the bank nung binilhin nya, so once the title is release then as i said the old owner and the buyer will execute deed of sale then once the title is name to the buyer then kylangan nyang ibigay yun sa bank (there is broker that the bank use which is me, ako lang ung nakahawak ng title nayon and i gave it to the bank manager) since nagloan cya sa bank na yon to pay the other bank. Mas mahirap ung documentation ng bank kasi their very careful who to lend the money. Hope its help ❤
Hello po mam. Janice salamat po sa pagsagot, bali ang mangyayari po sana dun sa property na gusto namin iassume naka bank loan po kasi yun sa ucpb under sa name ng owner bali kami na po magtutuloy ng hulog as is sa name nya. May question po ako pwede po ma kami ma recognize ng bank na kami na ang naghuhulog at kami na ang may responsibility kung anu man ang mga babayadan sa bank at later on mapupunta ang title. Tapos po regarding sa documentation ng atty / papers pagdating sa legality ( deed of sale etc..) si seller po ang may sagot po ba ng lahat nun? Pasensya na po at napadami ang tanung ko. Kasi 1st time lang po kami sa ganitong assume balance/ pasalo. Thank you in advance po. God bless po sa inyo at sa inyong buong pamilya. ❤️❤️
@@dot-dl6lj hi Ms Kath. Iba kasi sa bank. I dont think yung assumption of mortgage is enough already. I believed you first need to ask the bank kung anong procedure nila. Pero hindi po cya katulad ng pag-ibig pasalo.
How much did you pay for the attorneys mam?
Mam...ask ko po..pno po yon gagawin..sasaluhin po ng sister ko yong house ng owner pero po si owner nsa abroad po...pno po kya..pa help nmn po...please..salamat po..🥰🥰🙏
Pwede po cyang magexecute ng special power of attorney ng dito sa pinas to sign in her behalf po.
You mean po mam..pwede po yong pinsan nya daw pipirma..kc ala din po kmi tlga alm ehh..kya salamat po sa pag sagot...npklaking tulong po...bgo kmiag kuha..kc nag uusap na sila...
@@margiecervantes1853 better po sana talaga if owner mag sisign better po if thats the case maginquire din po kayo sa pagibig kung pwedeng doon nalang magpirmahan para safe din po sa transfer in the future.
Hi maam, baka pwede naman po ako makahingi ng template ng SPA na inexecute nyo po at affidavit of waiver and quitclaim
Lawyer po kasi yung gumawa non kaya wala po ang soft copy. Sa lawyer nyo nalang po.
Ma'am for panu Kong Ang sasalo Ng Bahay ay Kapatid . Anu kailangang requirements Ng sasalo tapos magkano daw Ang bayad sa pag transfer Ng name sa sasalo?
Same procedure din po kahit kapatid. For documents si lawyer po ang gagawa and they will charge you for notarization. Hindi po agad mattransfer sa name ng kapatid nyo since nasa pagibig pa ang loan.
Good day po, ask ko lang if need muna ng mga complete documents bago po bayadan ang cash out ng seller. Thanks
Kaliwaan mo yan. After signing payment po then notary.
Yes po kaliwaan po yan after signing, payment then notary.
Ang sabi po ng broker mam wala daw pong ganyan kasi Change of ownership lang daw po at equity palang ang nababayad ng first owner, sa office ng developer daw po mag pipirmahan at mag babayad, do you have any idea po duon?
@@georgierojas3302 if direct kayo sa developer or pagibig yes. Kahit walang deed of sale since maybe nag default yung dating may ari na magbayad ng obligasyon nya, yung developer or pagibig already took the property from the default payment to be sell to the new owner.
safe naman po if sa office kami ng developer po no? ang problem ko lang din po kasi is paano maapproved kay pag ibig since 5months palang po ako employed
Do you assist buyer ng condo pasalo?
Hi mam, can I ask po kung sino nag bayad sa Notary fee ng inassume nyo na property? Kayo po ba or yung seller? Thank you.
Notary po is usually paid by the seller.
@@brokerjanice thank you sa response Mam, very helpful po video nyo, Im the Seller po, at ginawa ko lang guide yung vlog nyo pra di nako kumuha agent,..attorney nalang hahanapin ko pra sa pag gawa docs. Kaya ko naman pla. Buti nakita q po video nyo andali lang intindihin. Thanks.
@@aprilrosecapracio9884 Thank you so much po. God bless po.
Magkano pagawa ng mga yan
Hi Mam I have a question..di po ako active pagibig member and I want to buy a house before ako mag abroad for work..makakakuha kaya ako?if yes in what way po kaya?thank you!
Thank you for your message. I believed makakakuha ka po definitely. Pero the best way to do po is to go to the nearest pagibig branch for inquiry.
@@brokerjanice thanks Mam!
@@samr2c854 your welcome po.
Need help po re lawyer na nag-prepare ng mga docs ninyo. Approx amount po ang binayad ninyo sa lawyer sa mga documents?
New subscriber po ako. Appreciate ko mga tips at meron din po kasi plan yung relative ko sa binibili nya na pasalo na mag-advance payment sa principal sa Pag-IBIG. Bababa po ba monthly amortization kapag ganon? Gusto nya yung open dated Deed of Sale...
Or meron po ba pwedeng gamitin na template para sa Deed of Absolute Sale?
Hi mam
Maam need pa po ba si 1st owner khit nabenta na property ky second owner
As much as possible sana but if hindi nyo na cya mahanap i believed keeping all documents from the owner passed to different buyers is good enough pero cyempre dapat lahat ng documents original and notarized. Im not a lawyer po ha and expert to this. But thats my honest opinion.
mam di ba po nagadvance kayo ng pagawa ng deed of absolute sale na wala pa notary pero may sign nio ni buyer at seller? pano po date nun.. wala pa? mag aabroad po kasi ung seller baka may need pa doc kung papatransfer ko na po ung title sa pangalan ko?.. pls paadvice po
Wala pong date kasi po open ended ung contract.
@@brokerjanice question mam.. of ever matapos na bale ikaw na po pupunta sa attorney pra lagyan ng date at pa-otary since may pirma niu na ni seller ung deed of absolute.. then mam dun papasok ung cgt po dba na bayarin? Pano po agreement niu dun ni seller ,pinabayad niu na po ba sha-tataas po value nun dba if ever? Sorry very confusing.. salamat po sa sagot at sa informative ng videos mo 😊 🙏
Hello po ma'am janice 🙂 ask ko lang po kukuha din po ako ng pasalo na bahay.
Bale ako daw po ang 1st owner at Hindi na daw po kilangan ng deed of sale Bali ako na po ang magpapasa ng mga requirements sa pagibig.
Hindi ko na po ba kailngan ng deed of sale ?
Salamt I hope masagot po.
From Pagibig po ba? Kasi pag word na pasalo po may unang may ari po nyan. If foreclose po from pagibig alam ko din po may mga procedure din.
Sabi po is reservation pa lng po ang nakapangalan don sa bahay na kumuha.
Kaya no need na daw po ng deed of sale.
@@marriiee pero direct po kayong nakikipagusap sa pag-ibig?
@@brokerjanice okay po maraming salamt po big help po ito sa Amin God bless po 🙂
@@marriiee your welcome po. Basta po make sure din po na makipagusap kayo sa pagibig para sure po kayo sa bibilhin nyong product.
what if po mamatay ang 1st owner my habol po ba ang mga beneficiary nla..
Kung nakapag deed of sale nano kayo bago pa cya mamatay pano po sila hahabol.
Hi ask ko lng kng same lng pag nagassume k s bank
Pag sa bank po iba ang procedure nila. Pag may letter of guarantee napo kayo or approved bank loan, you will need to have deed of sale between the owner nung niloloan nyong property and you. Kaylangan po kasi yung title nasa pangalan nyo, then once you have the title, yun po ung ibibigay kay bank and then you will continue the loan again.
And I have a question po pala, since the ung title po na hawak ni owner is under pa po ni developer since naginhouse po siya and then tska nilipat kay pagibig, and ngaun palang niya aasikasuhin ung sa amelyar at ung mga iba like title verification po or check sa registry of deeds, and kame po ung mag aassume nun. Binigyan naman po kame ng copy ng title at maayos naman po kausap si owner po. Okay lang po ba yun, wala ba magiging problema in the future kahit na under pa ni developer sa ngaun ung titulo?
Also ung mga contracts po sino po ang magddraft/gagawa if ever?
Bayad napo ba lahat sa pag-ibig?
@@brokerjanice hindi pa po, may 5 yrs pa na remaining po na kame na magaassume.
@@makeit1403 even if it is still in the name of pag-ibig (developer) you can still do the same procedure like what i did with same documentations.
@@brokerjanice sobrang big help po ung replies niyo. need pa po ba ng consent ng pagibig?
@@makeit1403 no po. Pero do some due diligence din po with pagibig kung sila po talaga ung may ari ska baka po may arrears sila or kulang sa hulog. Just to be sure lang din po.
hi mam yung all the documents need to be process po ba ay yung buyer ang mag aasikaso or si seller and also the expense of processing documnents. hiihi plan ko pa po kasing kumuha ng pasalo and i want to assure na tama yung proseso
Yun din ang question ko kay mam janice, planning din akong kumuha ng pasalo,
Hi Ms Jennifer. In my case po kasi si seller yung nagbayad ng mga notaryo. Although yung paggawa po ng document ako po ang gumawa. Like the deed of sale, deed of assumption of mortgage and SPA. Pero nasa paguusap din po ninyo ng Seller if sharing kayo or not.
@@brokerjanice mam ala po akong spa ok lng ba kahit ala Na yang spa?
@@marilynsantander2839 kaylangan po kasi pano po kayo iaasist sa pag-ibig kung wala po kayong authorization from them?
Mam di ako e nadviced ng atorny na kumuha nyan meron na akong dead of sale
Maam saan po kkuha ng affidavit of waiver
Sa lawyer din po.
hi mam janice un affidavit of waiver n deed of assignment is same lng po,?thank you
@@liwaypuyawan3942 magkaiba po sila deed of assignment
A Deed of Assignment and Transfer of Rights is a legal document used when a person or a company who originally was a party to a contract (also known as the assignor or transferor) transfers his or its rights under the contract to another party (the assignee or transferee).
www.signedmarco.com/deed-assignment-transfer-rights-parts-template/
Transfer of rights in the property rights is one of the foundations of property ownership rights. It's possible for a property owner to give away some rights but still hold onto ownership. One example of this is when a property owner gives someone an easement to get to another piece of property. Transferring ownership entirely is another option, and it means giving up all basic rights, such as the right of possession, usage, and exclusion.
www.upcounsel.com/transfer-of-rights-in-the-property
When it comes to sale po as far as my experience as a Broker is concern, we only use assignment if the property is just a leasehold rights. If your buying a pasalo it should be deed of sale and transfer of rights. Hope it's help po
@@liwaypuyawan3942 affidavit of waiver po can be indicated in the Deed of Sale with Assumption of Mortgage.
Mam ask ko lang po if need pa po ang open doas sa pasalo under pag ibig?
Yes. Nasa vlog ko po yun.
Kasi po di dw po ngbibigy yung law office n pinuntahan namin ng open doas kya po yun yung problema ko po.
Bka po pwede nyo po ako matulungan khit sa format lng po mam, hanggat accessible p po si seller
@Bhelle Antonio You can try po the lawyer. Meron po silang copy. And marami po sa Online. Usually po seller ang nagawa ng doas.
@@brokerjanice wla po ksing alam si seller, syabpo kasi ang direct owner kya po akong buyer ang masigasig po sa mga documents dhil ayaw ko din nmn po masayang yung pinag ipunan nmin...
Please pa add nmn po ako sa fb may mga tanong lang po ako