I thoroughly enjoy all lectures and seminars from Coast2Coast Signings. They are very informative and very helpful. I always recommend them to my Colleagues. “They’re Great”
I cannot tell you how long I have been wanting this type of training!!!! I have done signings and studied my docs but this helps me put everything into a flow. "Hand them the entire document with the signature page separately." Genius. Of course that would speed things up vs going over each individual page when some pages are instructions, etc. I have had readers on my last two. I like how you explained for the borrower to review what was in bold on the first or first and second page and sign when you're ready. I will be implementing this immediately. Thank you so much.
So helpful! Thank you for taking the time of showing each document, explaining its functions, and how to properly notarize. This is awesome and crucial training.
This is just what I needed to see and understand. Studying the docs is one thing but actualy having them explained throughly is another. Thank you from a new signer!
These are really great videos and I very much appreciate them. I have the NNA certification and the LSS Certification as well, however I still find great value in your training videos. Thank you
Awesome! I love that this training is more current. Thank you for being so detailed. I want to be knowledgeable and confident when going on my assignment.
thank you 🙏 for doing these loan doc package walkthroughs and pointing out areas and inserting comments of possible gotchas! You really add value to this training. EXPERIENCE is the best trainer & leverage learning & sharing possible outcomes or consequences to others if you fail to do it. I will definitely remember to check those docs carefully. :) Please keep up the sharing the experience is caring and make the business grow honestly! 😁 loving it! Like everyone else this training & others like gives confidence when on assignment. A+.
I appreciate you all taking the time to do this. I only had one specific question but when I found it I stayed for the rest because I loved her energy!
We are so happy you watched! We host a live class every Friday. If you would like to join email training@c2csignings.com and we will add you to invite list :)
Great training! I am a new notary really thinking about becoming a LSA. This is the best training that I have seen thus far. Not only going thru the packet bur it looks as though you have some great technology working for you and the signers. As a new notary would you recommend going thru the packet before the signing and flagging the areas that need to be signed. I know this also takes time but for a new person I think it would work great to ensure nothing is missed. After the signing is complete on the double/triple check before leaving the flags could be removed. Just a thought.
Wow, this was amazing! Thank you for making this video, I feel so much more confident now doing my signings. I am saving to my favorites and watching all the rest of your videos as well.
Thank you so much. You have given a full class of valuable prominent information for FREE. I appreciate this. I couldn't see the form's but I was listening. I love it. I'm a newbie.
This was an excellent review for me. My last signing was Jan 2022 and like many, I stopped signing because of high interest rates do have other paying jobs. I am ready to start again. Thank you for the review.
I am so happy you are ready to start again. Hopefully next year rates will lower a bit and work will pick up, but until then there is still work to be done :)
Very helpful. I just watched the whole video and I love the way you teach compared to the course that I purchased to learn how to be a loan signing agent. I am subscribing to learn more, Thank you!!!
This means so much! Thank you so much for watching. If you ever want to join our live classes, email training@c2csignings.com and we will add you to our live classes.
You are an excellent teacher, you don't know how much this has helped me thank you. unlike other Notaries, I can not afford to take additional training at this time so I am trying to obtain all of the help I can to become the best Notary I can be.
Natalie, thank you so much for your kind words. You do not need those training programs, watch our videos and you will be good to go! Also, feel free to email me and I can help you, virginia@c2csignings.com
Your video was awesome, can't wait to get started, I feel like I can take on anything because of you. However, I am in the state of Texas and we are not required to use fingerprints in the journal, any comments.
Hi. I’m just getting back in the game as a California notary and signing agent after 13 years absence and of my last notarized signing assignment. Wow. Lots of new things to know and new details to do. I was old school notary back 2003 to 2007 and all I got was a VHS video notary training. ;) love your trainings and best practices! I like to attend zoom training on April 23 at 1100am PST. Do I need an invite or any sample docs to follow along?
Hey T. Greco! Yes, its a different world than back then! That was the Wild West of loans haha! But the experience you have will be great. Here is the zoom meeting info, us02web.zoom.us/j/83486580575 Meeting ID: 834 8658 0575. Also, if you want to be on our mailing list, email training@c2csignings.com.
Thank you so much Coast2Coast for the training videos I have learned so much. The videos are very helpful i'm a new notary on a budget from Austin Tx and now feel ready to take on my next signing. Hope to get the opportunity to work with your company soon. Great videos
Great video! I am a new notary, LSA and am getting all the info I can before I start taking work. For the E&O, I take it that it does not need a stamp? I'm in TX, by the way. Thanks so much!
Hi 👋 Just want to see if my understanding is correct: 1. If there is only one copy of the Notice of Right to Cancel in the package, you take the signer’s copy and fill that out…since the signer is required to receive 2 copies, both copies stay with the signer? 2. If we happen to notice while printing and preparing the docs that there is only one copy, can we print additional ones? 3. Ideally, we are able to give the signer 2 “signed” copies, and return at least 1 “signed” copy with the rest of the completed docs? Thanks in advance! Love your training videos - sooooo helpful! ❤️
Hi there! So according to federal regulation, the signer must receive two copies of the completed Right to Cancel. If in the set of docs, there is only one copy, then yes you can absolutelty use the NORTC in the borrower's copies of docs. Or you can print multiple copies when you print the docs. Then return one completed copy back to the lender/escrow.
I have my Brother printer settings exactly as they have been recommended (Actual page size, fit to page and Auto) and it will print Legal and Letter but I was noticing the legal documents weren't printing at the top of the page and was shifting the print to the middle and down to the bottom. So they space was at the top instead of at the bottom. In this situation, one of the documents kept getting the page number cut off , so I had to print it separate from the rest to get it to print correctly. I ended up printing 25 pages at a time instead of them all at once. which is risky and possible to miss pages as well as more time consuming verifying all pages were printed. Id love to know how to make my printer stop doing this when printing large sets of documents.
Is every notarization recorded by the County,or is just the Deed of Trust recorded, because I was told that I didn't need to make an attachment like on the errors and omissions because it doesn't have that box over it for CA.?
Not every notarization is recorded with the county. Only Deeds of Trust, Mortgages and other Deeds (GRANT DEED, QUIT CLAIM, WARRANTY), Subordinations and Affidavit of Death of trustee, are forms recorded with the county. So on forms like E &O technically if the CA box is not present it usually does not present a problem.
@@coast2coast-notaryuniversity Thanks, because I was following what Mark Wills said in the class,but Escrow said I didn't need to make all my attachments.This is very good to know.Thanks so much.
Thank you so much for the video. It's so helpful. I do have a question about recording the signer's address from the ID. What if the signer has a different address on the ID than the one on the documents? Which address would you record?
So I always put the address that is shown on the ID. If you want to additionally add the property address on the line item, that is not a bad idea either. But ultimately that is up to you, as the address if not required in your journal entry.
If there is only one person signing on the notarization forms, should the Notary cross out the following lines? Thank you so much for these trainings! They are so helpful!
Im not sure what lines you are talking about, But if there are other signatures lines on the docs, and you are only signing with 1 of the parties on the docs, do not cross out the other signature lines as this may be a split or 2 part signing and they other party will still need to sign their portion using the same set of docs, thank you.
Virginia regarding the form instructions for funds due to the borrower should the routing number always be the FED Wire # or the routing # on their checkbook ? Thanks
Thank you for the training extremely helpful nonetheless. Is it one if the borrowers fill out the PATRIOT Act? Can they signed the form ; provided the LSA verifies the information.
Just an FYI... For the ID, only these components are necessary: What type of satisfactory evidence was used to identify the signer, such as “U.S. Passport” (California does not allow Notaries to identify signers through personal knowledge), along with the ID's issuing agency, ID serial number, and issuing or expiration date. She mentioned taking down the DOB, but that's optional
Thank you for these awesome trainings. Question: Some packets have a Signature Name Affidavit AND a Name Affidavit/AKA Statement. Do you only sign as the listed variation on the AKA statement or do you do it on both?
Always sign the variations as they show on the doc, only if they were ever known as them, if there areno listed AKA's then none would be filled out or signed. Hope this is what your question was. thank you
I have a question, what if we receive the assignment late at night and sometimes it’s 10pm east coast time, I usually wait till the next morning to call signer by 8am, any suggestion, is that okay?
If you are receiving an order that late and it is requested by the Lender and Escrow to sign that evening, Usually the signing company or the order will state NEEDS TO SIGN TONIGHT. This will most likely be do to month end and the loan needs to close for funding to avoid rate locks. Otherwise if it is just an assignment that is sent over late and does not state that it has to sign that day, then yes it would be best to call during normal Business hours. Always communicate with the signing company and ask questions.
I am from a rural area and I dropped documents at a Walgreens but they send a tracking number to my phone they didn`t provide me with a physical receipt. I pull the tracking number on the order .
Rural areas are tough for shipping, if you obtain a receipt or at least confirmation it was scanned and in their possession that will work. Asking them how often picks up is also helpful that way we know if there might be a delay. Do you have a scanner? For rural areas where shipping is not always daily, scanning can be helpful as well.
If the borrower is receiving money, but there’s a Cash to Close form in the packet, can it be left blank? Or write “no money due from borrower” on it? TIA!
Even if nothing is due to the signer, I always have the borrower's fill it out (and select the option for the check to be mailed) in the case at the end of escrow there is an overage, which sometimes happens.
Two questions: 1) what's to stop a dishonest signer from claiming you did not give them two copies of the RTC, if you did? 2) I'm a new LSA and had a refi this week with a POA Correction Agreement. I did not know that there could be two notary certificates on one document and only filled out one of them. This was on Wednesday 4/14. Would this be easily fixable by emailing the agreement to me to fill out the second certificate? I have not heard back from the signing service. TIA.
1) We cannot stop someone from being dishonest but we can cover our backs, right? So always provide them two copies of the filled out rtc that come from the set of docs you used for signing. Placed the signed copies at the top of the borrower's copy of the loan docs that you give to them. Before you leave, make sure to tell the signer that you have left their two copies at the top of their copy of loan docs. If you do that consistently at every signing, you should not have a problem. 2) If there are two certificates, its probably in case there are multiple borrower's that signed the one page. But if you only used the one and put both of the signer names then you are fine!!!
@@coast2coast-notaryuniversity I really appreciate your responding to my questions but reading it again, I don't think I explained #2 correctly. I should have said that there were two certificates on one page, both an acknowledgement and a jurat.
@@coast2coast-notaryuniversity I love this answer regarding RTC. I had been having them sign their copy along with signing the original copies. I think the way you have stated is a best practice which I will incorporate to my signings. Thank you for all the good nuggets!
It was my understanding that we are only a Notary Public if we are executing a Notary act such as Ack, Jurats etc. For everything else we signing agents. We are not notaries public if we are only witnessing the borrower sign.
I was just watching another video and it said we (NP) aren't able to fill out any forms or tell them how to fill them out. Is this not true or does this not apply in this case? specifically speaking able the patriot act form portion of the video.
the other video was speaking specifically about notary public and this is notary signing agent. Which is where the difference in information is coming from I think. But thank you for the video.
That generally works. However sometimes the docs say the borrower is not getting money back but at funding the figures change and they are then owed money back to them. So it is not a bad idea to have this filled out if the borrower would prefer any funds coming to them to go into their bank account. If they do not fill this out, a check will be sent to the signer.
@@coast2coast-notaryuniversity Thanks, because that's what I do.I had a client that was missing there lender credit,and after confirming the cash to close may change,so I have them sign anyway.Thanks again.
Hello great info. So im a bit confused. Do we need to have a journal entry for all jurats and acknowledgement in the loan package, because you just did one journal entry and at the beginning. I usually have to do it towards the end so i know all journal entries example: occupancy affidavit, aka, deed of trust etc,and usually get finger prints for all..The other day i literally had like 10 different journal entries..So is one enough for the whole set of docs for each signer involved?
This is quite literally the most helpful training on loan docs for signing agents I've come across thus far. Thank you so very much!
What a huge compliment! We really appreciate you checking out our videos :) We are so happy to share what we know :)
same! more explanatory and comprehensive than the course I paid for!
Love Coast2Coast Signing training. I have learned so much as a new LSA thank you.
This is so great to hear! We are here for you :)
❤🔥❤🔥❤🔥❤🔥❤🔥❤🔥❤🔥❤
I thoroughly enjoy all lectures and seminars from Coast2Coast Signings. They are very informative and very helpful. I always recommend them to my Colleagues. “They’re Great”
I just realized, today, how important that little follow up note can be. Thanks for that 411.
I cannot tell you how long I have been wanting this type of training!!!! I have done signings and studied my docs but this helps me put everything into a flow. "Hand them the entire document with the signature page separately." Genius. Of course that would speed things up vs going over each individual page when some pages are instructions, etc. I have had readers on my last two. I like how you explained for the borrower to review what was in bold on the first or first and second page and sign when you're ready. I will be implementing this immediately. Thank you so much.
I am so happy you find our training helpful!
This is a must watch video for all beginners. Save...save..save! Thank you for the very detailed step by step instructions.
Thank you so much! This means a lot! Share with your Notary friends :)
OMG... this is probably the best training video ever. The instructor was to the point and very knowledgeable.
Wow thats a huge compliment! Thank you so much!
So helpful! Thank you for taking the time of showing each document, explaining its functions, and how to properly notarize. This is awesome and crucial training.
Wow! learned more in one video than any of my "paid" trainings!! Must be the instructor ! :) Thank you!
Wow! What a wonderful compliment! Thank you :)
I agree!
I have my second refi on Friday and this has made me feel much more confident moving forward!!! Thank You!! 😊
You are so welcome!
This is just what I needed to see and understand. Studying the docs is one thing but actualy having them explained throughly is another. Thank you from a new signer!
I am so happy our videos are helpful!
By far, the BEST notary training I received today. Extremely thorough. Much appreciated!!!!!
That mean sos much! I am glad you enjoy our training and find it helpful :)
This is way better than the loan signing system tutorial. Love this channel
Glad you think so!
I agree! Really thorough explanation of each doc for sure..
Thank you for this FREE training l. It’s greatly appreciated ❤
This video was amazing! I am very appreciative you are offering this for free.
That means a lot, thank you so much for letting us know! This info needs to be made available to agents.
I'm watching to refresh on stuff I know already. Also to be a better signing agent.
That is wonderful!
These are really great videos and I very much appreciate them. I have the NNA certification and the LSS Certification as well, however I still find great value in your training videos. Thank you
Glad you like them!
Same here
Same here
How did you get those certifications??? If you don't mind sharing
I saved this video so I can watch it as many times as I need too, thank you so much for taking time to do this!
I am so glad you enjoy our video and find it helpful!
I’m just getting my notary commission but my goal is to loan signing .. this is a great video from start to finish.
You can do it!!!
Thank you, thank you. Your information is everything I wanted at hand.
That is wonderful to hear!
This is a great video! I can go back to listen again and again, thank you!
I am so happy you think so!
Awesome! I love that this training is more current. Thank you for being so detailed. I want to be knowledgeable and confident when going on my assignment.
So happy to hear!
Thorough and easy to understand. Thank you so much for uploading this training!
Glad you enjoyed it!
Great job keep these videos coming I feel better knowing what you guys expect of us notaries thanks 😊
More to come!
Love it . This is what some of us are lookong for and i have found the right video !!
That is wonderful :)
Excellent presentation. Thank you!
Glad it was helpful!
Greetings, I'd like to suggest that you enlarge the page size for the presentation. Thank you for the free training.
Great information thank you for sharing!🤩🤩
This was an awesome training especially for a new NSA, thank you and now I feel more ready to conduct my first signing!!
Woo hoo!
Thanks for this video! It gave me a good insight of how to go over the loan docs and what each one means :)..
I am so happy you find it helpful :)
thank you 🙏 for doing these loan doc package walkthroughs and pointing out areas and inserting comments of possible gotchas! You really add value to this training. EXPERIENCE is the best trainer & leverage learning & sharing possible outcomes or consequences to others if you fail to do it. I will definitely remember to check those docs carefully. :) Please keep up the sharing the experience is caring and make the business grow honestly! 😁 loving it! Like everyone else this training & others like gives confidence when on assignment. A+.
I am so happy you get it! Experience is the best teacher and we do not want you guys to make the same mistakes we have! :)
Yes! Always include city and state. I've had lots of issues cleared up just by mentioning g that. Great tidbit.
I appreciate you all taking the time to do this. I only had one specific question but when I found it I stayed for the rest because I loved her energy!
We are so happy you watched! We host a live class every Friday. If you would like to join email training@c2csignings.com and we will add you to invite list :)
Great training! I am a new notary really thinking about becoming a LSA. This is the best training that I have seen thus far. Not only going thru the packet bur it looks as though you have some great technology working for you and the signers. As a new notary would you recommend going thru the packet before the signing and flagging the areas that need to be signed. I know this also takes time but for a new person I think it would work great to ensure nothing is missed. After the signing is complete on the double/triple check before leaving the flags could be removed. Just a thought.
This was another great training! Thanks
You're so welcome!
on the Patriot Act from I was told to put My Name/Signing Agent and that was all. I haven't had a problem with that. It works!!!
Excellent Video...!!!
Same here this seems to vary from SS to SS. I called my states index department to get their input or standard of practice.
Its is really going to be up to the Lender and Escrow, But your actual title is Notary Public.
Thank you for this excellent training video. This is very helpful.
Thank you so much Sharon!
Wow, this was amazing! Thank you for making this video, I feel so much more confident now doing my signings. I am saving to my favorites and watching all the rest of your videos as well.
You are so welcome! Thank you for watching :)
Thank you so much. You have given a full class of valuable prominent information for FREE. I appreciate this. I couldn't see the form's but I was listening. I love it. I'm a newbie.
Feel free to email us and we will provide the PDF copies of our classes, training@c2csignings.com
This info is AWESOME...love the presentation. Thank you
Thank you so much for saying that!
This was an excellent review for me. My last signing was Jan 2022 and like many, I stopped signing because of high interest rates do have other paying jobs. I am ready to start again.
Thank you for the review.
I am so happy you are ready to start again. Hopefully next year rates will lower a bit and work will pick up, but until then there is still work to be done :)
By far the best content I've come by! Thank you for being so thorough.
Wow, thank you! Your encouragement means so much!
Thank youuuu so much for the information and sharing ❤❤❤
You are so welcome!
This is really good - thanks so much for this.
I am so glad you like the videos!
Very helpful. I just watched the whole video and I love the way you teach compared to the course that I purchased to learn how to be a loan signing agent. I am subscribing to learn more, Thank you!!!
This means so much! Thank you so much for watching. If you ever want to join our live classes, email training@c2csignings.com and we will add you to our live classes.
Another great video! Thank you
Glad you enjoyed it!
Thank you, I look forward to these trainings!
Our pleasure!
You are an excellent teacher, you don't know how much this has helped me thank you. unlike other Notaries, I can not afford to take additional training at this time so I am trying to obtain all of the help I can to become the best Notary I can be.
Natalie, thank you so much for your kind words. You do not need those training programs, watch our videos and you will be good to go! Also, feel free to email me and I can help you, virginia@c2csignings.com
@@coast2coast-notaryuniversity Thank you so much I will do that.
Great training
Thanks 👍
Thank you so much for this information!
You are so welcome! Thank you for watching :)
This was a great video. Well thought out and covered everything needed to know. I might have to watch this one again. Well done.
Thank you so much Debbie!
Thank you for offering these trainings. All are very informative.
This is the most amazing explanation, thank you 🙏
This means so much to us! Thank you for watching :)
Your video was awesome, can't wait to get started, I feel like I can take on anything because of you. However, I am in the state of Texas and we are not required to use fingerprints in the journal, any comments.
Linda, that is so awesome! You can take on anything! And we are here to help you :) if you need any guidance, email virginia@c2csignings.com
Hi. I’m just getting back in the game as a California notary and signing agent after 13 years absence and of my last notarized signing assignment. Wow. Lots of new things to know and new details to do. I was old school notary back 2003 to 2007 and all I got was a VHS video notary training. ;) love your trainings and best practices! I like to attend zoom training on April 23 at 1100am PST. Do I need an invite or any sample docs to follow along?
Hey T. Greco! Yes, its a different world than back then! That was the Wild West of loans haha! But the experience you have will be great. Here is the zoom meeting info, us02web.zoom.us/j/83486580575
Meeting ID: 834 8658 0575. Also, if you want to be on our mailing list, email training@c2csignings.com.
That was amazing
Thank you so much!!!
Fantastic intro tune
This was great info, thanks for taking the time to do this. I feel so much more confident with this knowledge.
That is so wonderful to hear!!!
I love these videos, I'm in my 3rd month and this gives me more confidence
That is so wonderful to hear!
@@coast2coast-notaryuniversity is
There a document with a brief description of the different type of forms?
Another helpful presentation, thankyou so much for your dedication to perfect signings❤
You are so welcome. I am so glad you like them!
Great video 🎉
Thanks for the visit
your enthusiasm about g2 pens :)
They are the best!
Thank you for the information, lots of helpful information
Glad it was helpful!
Thank you so much for this video!!!!
You are so welcome!
This is so helpful, thank you!
You are so welcome! Glad you think this is informative!
Great info!!
Glad it was helpful!
Thank you so much Coast2Coast for the training videos I have learned so much. The videos are very helpful i'm a new notary on a budget from Austin Tx and now feel ready to take on my next signing. Hope to get the opportunity to work with your company soon. Great videos
I am so glad to hear that these videos are helpful to you. I wish you the best and look forward to working together!
Great video! I am a new notary, LSA and am getting all the info I can before I start taking work. For the E&O, I take it that it does not need a stamp? I'm in TX, by the way. Thanks so much!
E & O is a form that is typically notarized, in which case, yes you could need to stamp :)
Thank you so much for your trainings. They are greatly helpful 👍🏻
Happy to hear that!
Great content!!!! Learned alot.
So happy to hear :)
wow I learned so much, thank you
I'm so glad!
Thank you so much for this training.
It is our pleasure!
Hi 👋 Just want to see if my understanding is correct:
1. If there is only one copy of the Notice of Right to Cancel in the package, you take the signer’s copy and fill that out…since the signer is required to receive 2 copies, both copies stay with the signer?
2. If we happen to notice while printing and preparing the docs that there is only one copy, can we print additional ones?
3. Ideally, we are able to give the signer 2 “signed” copies, and return at least 1 “signed” copy with the rest of the completed docs?
Thanks in advance! Love your training videos - sooooo helpful! ❤️
Hi there! So according to federal regulation, the signer must receive two copies of the completed Right to Cancel. If in the set of docs, there is only one copy, then yes you can absolutelty use the NORTC in the borrower's copies of docs. Or you can print multiple copies when you print the docs. Then return one completed copy back to the lender/escrow.
@@coast2coast-notaryuniversity Thank you so much for answering my questions!
I have my Brother printer settings exactly as they have been recommended (Actual page size, fit to page and Auto) and it will print Legal and Letter but I was noticing the legal documents weren't printing at the top of the page and was shifting the print to the middle and down to the bottom. So they space was at the top instead of at the bottom. In this situation, one of the documents kept getting the page number cut off , so I had to print it separate from the rest to get it to print correctly. I ended up printing 25 pages at a time instead of them all at once. which is risky and possible to miss pages as well as more time consuming verifying all pages were printed. Id love to know how to make my printer stop doing this when printing large sets of documents.
Email me at virginia@c2csignings.com and we can fix it together :)
Thank you, I'm so motivated to become a singing agent
You can totally do it! Being a signing agent is so fun!
Please add closed captioning to all your videos. Thank you!
Done!
Great video. Thank you!
You are welcome!
Thanks very much
You are welcome- thank you for watching our video!
Is every notarization recorded by the County,or is just the Deed of Trust recorded, because I was told that I didn't need to make an attachment like on the errors and omissions because it doesn't have that box over it for CA.?
Not every notarization is recorded with the county. Only Deeds of Trust, Mortgages and other Deeds (GRANT DEED, QUIT CLAIM, WARRANTY), Subordinations and Affidavit of Death of trustee, are forms recorded with the county. So on forms like E &O technically if the CA box is not present it usually does not present a problem.
@@coast2coast-notaryuniversity Thanks, because I was following what Mark Wills said in the class,but Escrow said I didn't need to make all my attachments.This is very good to know.Thanks so much.
Thank you so much for the video. It's so helpful. I do have a question about recording the signer's address from the ID. What if the signer has a different address on the ID than the one on the documents? Which address would you record?
So I always put the address that is shown on the ID. If you want to additionally add the property address on the line item, that is not a bad idea either. But ultimately that is up to you, as the address if not required in your journal entry.
If there is only one person signing on the notarization forms, should the Notary cross out the following lines?
Thank you so much for these trainings! They are so helpful!
Im not sure what lines you are talking about, But if there are other signatures lines on the docs, and you are only signing with 1 of the parties on the docs, do not cross out the other signature lines as this may be a split or 2 part signing and they other party will still need to sign their portion using the same set of docs, thank you.
Virginia regarding the form instructions for funds due to the borrower should the routing number always be the FED Wire # or the routing # on their checkbook ? Thanks
Routing number on their check book :)
Thank you as a new notary signing agent this helps a lot. I look forward to working with you. Pam Waters (S.O.E.L. Advantage Mobile Notary)
We look forward to working with you as well!
Thank you for the training extremely helpful nonetheless. Is it one if the borrowers fill out the PATRIOT Act? Can they signed the form ; provided the LSA verifies the information.
Hello, only one lender I know request the borrower to sign the Patriot Act. This form is for you(Signing Agent Notary) to fill in closing :)
Just an FYI... For the ID, only these components are necessary:
What type of satisfactory evidence was used to identify the signer, such as “U.S. Passport” (California does not allow Notaries to identify signers through personal knowledge), along with the ID's issuing agency, ID serial number, and issuing or expiration date.
She mentioned taking down the DOB, but that's optional
Hi Angel! You are absolutely right. I always suggest to include as much information from the ID as possible to protect yourself as a notary :)
I love ❤️ your informational trainings! Does Coast2Coast use online notaries?
Right now, none of our clients are asking for RON notaries. We do RIN signing. But we will let all know if that changes :)
Do I need separate training to complete a RIN signing?
Thank you for these awesome trainings. Question: Some packets have a Signature Name Affidavit AND a Name Affidavit/AKA Statement. Do you only sign as the listed variation on the AKA statement or do you do it on both?
Always sign the variations as they show on the doc, only if they were ever known as them, if there areno listed AKA's then none would be filled out or signed. Hope this is what your question was. thank you
Thank you 🙏
You’re welcome 😊
I have a question, what if we receive the assignment late at night and sometimes it’s 10pm east coast time, I usually wait till the next morning to call signer by 8am, any suggestion, is that okay?
Good question
I always call during work hours so between 8am-6pm for me
If you are receiving an order that late and it is requested by the Lender and Escrow to sign that evening, Usually the signing company or the order will state NEEDS TO SIGN TONIGHT. This will most likely be do to month end and the loan needs to close for funding to avoid rate locks.
Otherwise if it is just an assignment that is sent over late and does not state that it has to sign that day, then yes it would be best to call during normal Business hours. Always communicate with the signing company and ask questions.
@@coast2coast-notaryuniversity thank you,
I am from a rural area and I dropped documents at a Walgreens but they send a tracking number to my phone they didn`t provide me with a physical receipt. I pull the tracking number on the order .
Rural areas are tough for shipping, if you obtain a receipt or at least confirmation it was scanned and in their possession that will work. Asking them how often picks up is also helpful that way we know if there might be a delay. Do you have a scanner? For rural areas where shipping is not always daily, scanning can be helpful as well.
If the borrower is receiving money, but there’s a Cash to Close form in the packet, can it be left blank? Or write “no money due from borrower” on it? TIA!
Even if nothing is due to the signer, I always have the borrower's fill it out (and select the option for the check to be mailed) in the case at the end of escrow there is an overage, which sometimes happens.
Do you use a staple or paper clip to attach a loose leaf certificate such as an ack or jurat for a loan signing or for gnw?
Never staple! You should simply paper clips the forms together :)
In the case that the borrower is due a check where would this check come from? Also, do all loan signings require thumbprints?
It depends on the state you are in. In CA a thumbprint is required when a transfer of real property is taking place (DOT, Deeds)
@@coast2coast-notaryuniversity I'm in Pennsylvania
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On the VA Report and Certification form does the non-borrowing spouse need to sign. I have been told yes and no, so looking for confirmation.
If they are on the documents (title or the loan) yes they would sign :)
Question is that journal ok to use in California.... we are told not to abbreviate and i see that somethings are in the journal
This is the journal I use, there is a section where you can write out the full name of the document and notarization type as well.
Two questions:
1) what's to stop a dishonest signer from claiming you did not give them two copies of the RTC, if you did?
2) I'm a new LSA and had a refi this week with a POA Correction Agreement. I did not know that there could be two notary certificates on one document and only filled out one of them. This was on Wednesday 4/14. Would this be easily fixable by emailing the agreement to me to fill out the second certificate? I have not heard back from the signing service. TIA.
1) We cannot stop someone from being dishonest but we can cover our backs, right? So always provide them two copies of the filled out rtc that come from the set of docs you used for signing. Placed the signed copies at the top of the borrower's copy of the loan docs that you give to them. Before you leave, make sure to tell the signer that you have left their two copies at the top of their copy of loan docs. If you do that consistently at every signing, you should not have a problem.
2) If there are two certificates, its probably in case there are multiple borrower's that signed the one page. But if you only used the one and put both of the signer names then you are fine!!!
@@coast2coast-notaryuniversity I really appreciate your responding to my questions but reading it again, I don't think I explained #2 correctly. I should have said that there were two certificates on one page, both an acknowledgement and a jurat.
@@coast2coast-notaryuniversity I love this answer regarding RTC. I had been having them sign their copy along with signing the original copies. I think the way you have stated is a best practice which I will incorporate to my signings. Thank you for all the good nuggets!
It was my understanding that we are only a Notary Public if we are executing a Notary act such as Ack, Jurats etc. For everything else we signing agents. We are not notaries public if we are only witnessing the borrower sign.
When handling loan signings your official title is Notary Public.
I was just watching another video and it said we (NP) aren't able to fill out any forms or tell them how to fill them out. Is this not true or does this not apply in this case? specifically speaking able the patriot act form portion of the video.
The Patriot Act is your responsibility to complete! If it comes back incomplete, escrow/lender will consider this a notary error.
the other video was speaking specifically about notary public and this is notary signing agent. Which is where the difference in information is coming from I think. But thank you for the video.
If the borrower owes money, should the Disbursement of Proceeds still be signed and dated without banking info.?
That generally works. However sometimes the docs say the borrower is not getting money back but at funding the figures change and they are then owed money back to them. So it is not a bad idea to have this filled out if the borrower would prefer any funds coming to them to go into their bank account. If they do not fill this out, a check will be sent to the signer.
@@coast2coast-notaryuniversity Thanks, because that's what I do.I had a client that was missing there lender credit,and after confirming the cash to close may change,so I have them sign anyway.Thanks again.
Hello great info. So im a bit confused. Do we need to have a journal entry for all jurats and acknowledgement in the loan package, because you just did one journal entry and at the beginning. I usually have to do it towards the end so i know all journal entries example: occupancy affidavit, aka, deed of trust etc,and usually get finger prints for all..The other day i literally had like 10 different journal entries..So is one enough for the whole set of docs for each signer involved?
Hi Gil, what state are you in?
@@coast2coast-notaryuniversity California Santa Clarita. Thought you were ignoring me lol. Afraid to have reached out again..