How To Buy A Motorcycle & NOT Get Screwed!
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- เผยแพร่เมื่อ 6 ก.พ. 2025
- Buying your first motorcycle can be a stressful process but there are some really easy things you can do to not get screwed and making sound decisions is easy if you know what to do and look for.
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Extra Pro tips from owning over many motorcycles over the years (plus in the past I worked at a car dealership too);
BTW, You had some great points. Sounds like you lived and learn, just like I have and so I share my past and current experiances to help others.
One big thing is SHOP around. Many places may offer their local dealer discounts on top of the manufacturers promo. I have seen up to $8k off brand new motorcycles whereas other dealerships only offered $2k manufacturer's promo discount. Also never tell them you are 'paying cash', but wait until the final financing sit down time.
There are so many dealerships out there, so always test ride that motorcycle or wait for the DEMO days where you ride with others. Only sitting on the motorcycle inside is WAY Different then actually riding the motorcycle for 10+ minutes. If that dealership does not let you test ride the motorcycle YOU want, then go somewhere else, period. Do NOT get in the foolish mindset of "Well I love this dealership and they are my buds" as that's how they know they can screw you over. Remember you will be the one making those monthly payments and not them. Let's be honest it is not like you are buying a $150k sports car but a simple little motorcycle that costs under 30k (for most). Oh, some dealerships may have you sign a waiver before riding motorcycle.
Remember also that different dealerships offer different interest from different banks. I have seen bank interest loan rates range from 3.9% to 14.9% (even with good credit) by just going to different dealerships and getting different bank offers. Note: buying a brand new motorcycle will always get better rates then a used motorcycle. Never except interest over 15% as you will almost pay twice as much for the motorcycle if the loan is for 84 months, ouch!
Another big thing is watch out for those dealers extra fees and always read every line of your sales contract to see what they are charging you for on the total loan number. After the initial sales negotiation is done, then you talk to the Finance team as they will always try to sneak in overpriced items like prep fees, destination charge (shipping fees), non tax fees, extended warranty, tire and wheel coverage, Pre-paid maintenance, GAP and whatever else tickles their fancy. Most of all of that is negotiable and many items you do NOT need. NEVER except "That's the way it is" or "This has to be on there", like NEVER and always negotiate!! ...say it with me "NEVER except 1st numbers". Anyway, it is not a good idea to add gear to your loan as the motorcycle loses value as soon as you drive home and gear is NOT refundable. If you do add any extra 'optional' motorcycle items like an extended warranty, pre-paid maintenance, wheel and tire coverage, or GAP, then realize if you sell your motorcycle or trade it in then YOU can get that money back, yes YOU. Realize You have to do the paperwork from the original dealership you bought the motorcycle from in the past. All of these could easily total over $5,000 so get that money back to you if it was unused and not expired as many do not do this easy step.
Always remember, jsut like he siad if the deal does not feel right then WALK AWAY as there are other dealerships and there are many otehr motorcycles at other places. NEVER get pressured into doing it right now. Also, if the place is far away then yes you can do the deal over the phone, even if trading in your motorcycle. I have done many deals over the phone, as they just need your information. Just remember YOU are the one stuck with a monthly payment so think "Is this truly the motorcycle I want?"
I've walked away from a dealership that said the prep fees and doc fees were non-negotiable.
Harley was sued back in 2019 over this nonsense.
They are reimbursed for breath fees from the manufacturer.
I'm on my third Harley Davidson. One thing I learned is to pay a little extra every month. It saves at the end of the loan. Even if it is only a month or two.
Please keep buying new bikes I need a lot of choices when I get my next used bike.
I never buy an extended warranty up front. I usually wait just before the factory 2 years expire and then decide if I want one. Most people do t realize that’s an option and the dealer certainly isn’t gonna tell you that
I never brought an extended warranty, BUT when I brought my 2019 RGS I decided too, so glad I did.
I needed an engine rebuild at 40,000 miles, new heads, pistons and jugs...then on the last day of my extended warranty my 3rd gear started jumping (58,000 miles) resulting in a transmission rebuild, finally I had added the tire & wheel package and the amount of tires I had replaced made the whole deal very worth while, I think my warranty was about an extra $2,700, however I guess I got about $12,000 in warranty claims out of it...
What is a Harley that it had so many problems
@@theanimanga1744 just unlucky I guess, I do not ride it hard and service it regularly
Going to get my MT09 soon. Did plenty of research and financial planning for rainy days while financing half the bike. Appreciate the info.
Totally agree with you but I am a all season full time rider- I prefer riding than stuck in a tin can - now this is only my take on it - definitely buy with cash if you can, depreciation is a lot less than what you loose on a car. I always turn over my bikes every 2 years , maintenance on a bike is a lot less than a car , my biggest expense is keeping my riding gear upto top condition ( just know I ride a ton of miles in all seasons ). The most important piece of advice other than what is being said in this vlog is don’t get pushed into a bike that is way above your personal experience. Stay safe and upright.
So glad to subscribe to this channel good information and unbiased as far as I can tell, genuine guy right here I like it
Excellent INFO!! I purchased an Indian Roadmaster. It's a Touring bike for when I ride long distance. BUT in town I take off the trunk, now it is a Bagger.. 2 bikes in 1... Never finance goodies with the bike i.e. jackets, exhausts, tunes etc. Do this after the sale.
This is good info. I’m starting to change my mind and like this channel again.
Good info for 1st tyme bike buyers, But good for us others as well. Your point about being willing to 'walk away' was well demonstrated (comically). That is important if it just doesn't click, if one is not comfortable with the deal. I know what you said about dealers who will not let you do a demo ride. I had a dealer who did not allow me to do a demo ride on a new Springfield which is the model I'm going for. Instead they said take this used Chieftain since it's close to what you want. As of the moment I did not bite the bullet and waiting for the market to get better if that's even possible. I will say though, I saw in February a 2024 with a $4000. oo discount when only in December they were offering a $1000.oo discount. So what the You Tubers are saying about a motorcycle market crash must be somewhat true. The manufacturers are anxious to dump those last years or less popular models and the local dealers were slow to pass on these incentives.
I just had catastrophic failure on a 22’ Road Glide limited. I am very happy that I don’t have to face the bill for the repair.
What happened to the bike?
@@jfundora8583 the cam bearing failed and then all kinds of metal bits went through the motor.
I finianced my Fat Bob through Harley. It was the 1st new vehicle I had ever bought. under msrp, 2k down. 4.49% for 60months. If i was buying another one, i would atleast check with them.
I will always recommend the extended warranty, especially on a used bike. I purchased a 2014 UL, put a stage 4 110 kit on, and when they were doing the work, they found the bottom end needed to be rebuilt. That was covered, so was a bunch of other stuff. Now I have the SE warranty and my bike is covered until 2029. Get the warranty.
Good gear makes a huge difference. Seen motorcycle videos that have surprised me that people walk away.
Should I get a warranty for a new Bonneville T120? I feel like that bike has reliability.
Walked out of a dealer a couple of hours ago. Had told them two days ago I was interested in a particular bike and that I had a dealer quote me $25819 OTD.... OTD!! (I am thinking that does not mean what it used to) They told me "No problem! We can match it!" I should also mention that I was already pre-approved and gave them the rates. When I got to the dealer, they did a credit run anyway to see if they could get me a better rate. I again showed them the email from the other dealer showing the OTD> They came back with $30,500 OTD. Oh, yeah. They also wanted 9300 down. Politely shook their hand and got up to walk out. They were chasing me out in the parking lot saying they could do 26, 500. Told them to put it in an email. Wondering if that OTD will stand if I don't do Harley financing.
I bought 1200 over 883 because the difference in price was less than 1200 kit for 883 and it was the best choice I made so glad I started on the 1200
I think the most important ability I need from a bike is providing passenger comfort. If my wife and I didn’t love riding together, I probably would not have a touring frame. I’d much rather have a lighter, more agile softail. I’ve gone back and forth between the two families (including Dyna’s) and found my realistic “choices” limited to baggers.
11:07 one of my buddies bought a used 06 streetglide, with the 88, ended up with stator going bad, got metal shavings in his motor, cuz of his extended warranty he got a brand new motor for $100 always worth having
Super solid advice on so many angles! U r the FN Man!💪🏼💪🏼💪🏼💯
I never considered what others are riding 😊
Is there an issue with buying a HD ultra with 110k miles? Bike looks to be well cared for.. thx
Awe puppy! Schnauzer mom here 😆 he should be a regular in the videos. 👍🏼
Fellow Schnauzer pop here as well! They are truly the greatest breed, in my humble bias opinion of course 😂
lol its easy to not get screwed. its as simple as staying out of the Harley dealership lol
What do you think about prepaid service. I just bought a 2024 pursuit dark horse. I bought the extended warranty. They offered me the prepaid service which includes 6 oil changes and maintenance checks. So the first 20k miles at a cost of $1600. Is that it?
As always what a great video. I want a road glide3, however I refuse to pay high interest rate and finance anything no more than 48 months.
My Harley dealer offered me 8 yr financing at 7.9 apr
I lol my ass off and walked out
So many people seem to operate on the assumption they’re promised tomorrow. I don’t care what I spend on my bike because it’s what keeps me sane.
Don't let harley davidson screw you over
Tips to buying anything from a dealer… 1. Know what the Manufacturers MSRP is, including all of the stuff that you want. 2. Know your Credit Score, are you a member of Experian Credit Reporting service (FREE), know your number Score 8 is what they show and is typically 20-30 points lower than your Score 9 that the dealer uses. 3. Shop around, Shop around do your research by getting quotes from dealers 50-100 miles from home, if you can get a written price have it with you. 4. Always assume that you can get that bike OTD at MSRP all in. So, if the bikes MSRP is 33900, then you can usually buy the bike for 33000 out the door taxes, tags, fees everything included.
😂 they will.
@@BugManRides”get the price in writing” Harley told me giving me anything in writing is against company policy.
Buy from a individual, get. Local financing go 2 a private shop 4 maintenance save a fortune!😊
I almost bought a 23 RG - went with the challenger and love it. I wouldn’t be happy now if I went with the RG due to the new models for less $
I'll have to try it out
My local HD dealership definitely pushed HD finance. They simply couldn't understand I had £20K on the hip, plus another £5K for clothing and bike upgrades.
one important thing is health issues as well needs to be seriously thought about when buying a bike. As for many that have asked how I ended up starting out on a trike it was 2 fold really. The first me knowing in time I'd be ending up on one more than likely than not so being as expensive as they are decided to go with it first while I'm still working. The second is the issues i have with my legs which yes i can support 2s for the most part but due to them at random times just doing their own thing I wouldn't e able to support a big heavy bike for sure. Lately though been looking and test riding during rallies the lighter bikes to find a comfortable bike weight wise that if i need to can easily support with just one leg if i need to and hope both legs don't give me issues at the same time. So there is that aspect that those buying a bike really need to be brutally honest with themselves being I've seen a bunch of people as of late that have dropped a bike or end up having issues because they got a bike that was just to heavy for them and their health and physically able to control the bike for a year or more depending on how long they plan on keeping the bike. I know its not a popular subject to admit that there may be a health related issue that could eventually cause issues but its really something that could keep yourself and your passenger safe though if you're being completely honest with yourself when getting a bike.
so many used bikes for sale by private sellers and usually mods most likely one would do that not having to pay for. my last bike bought last yr is used, 2011 CVO RG 24k miles. has a few little things need fixing. i don't think i would have bought it at a dealership, probably would have been 10k more than i paid. say where ya located, looks like lot of wi?
dealer: which extended warranty do you want?
me: none
Dealer: Oh, you're a gambler?
Me: That's not a ringing endorsement of your product. But, No. If this bike can't make it 2,3 years without breaking down, I will dump it, cut my losses, and I'll be done with HDs
almost 6 years, no repairs needed
Step one, buy cash. Don't finance a toy 👍
I know many don’t want to hear this, if you can’t pay cash, you can’t afford to purchase that toy. That said, if you can pawn enough of your wife’s jewelry to pay cash, go for it!
I somewhat agree but I won’t make it past 60 so there’s that. I have a bad hip already at 36 might as well ride now before I can’t.
@@RetNavyChiefBTCyeah speak for yourself. I could have bought 10 of my 22 BMW 1250gs adventure. I financed every penny of it. I finance all of my toys and use my cash for assets that pay for that payment of the toy. That way when the toy is paid for I still have the income from that asset and most of the time got my cash back twice over in the time the toy was being paid for.
I can get money for toys all day long and they usually are easy to sell as well. Assets can be different. They are usually harder to get money for. I usually have to have cash ready quickly to get good deals and usually that’s hard to do with banks.
@@redman2751 my apologies, you are clearly a financial wizard!
If it's a toy to you, don't buy it at all. Two, some people can't afford or refuse to pay the amount of a motorcycle, so they should have one!? Makes no sense. Don't have the money for a house? Then you shouldn't have one cause you can't afford it.
Great information
Cheers,good advice🤟🇮🇪
I wont road glide am 63 tall there's not
many bikes that can fit a tall person.
Watch out for that reconditioning fee. It could be $1k-$2k even on an almost new bike
Do your research and make sure that the service department actually cares about service after the sell. I paid $300 more for the same bike so that I could buy local. I screwed up and bought local and now choosing to not do business with them ever again. They obviously forgot how real customer service works.
I love my 2015 RG but I should've waited and could've got a 16 and newer for the same price now all because I was determined two get rid of 2 bikes to have one bike and my very first Harley. Another thing, I should've done was go through my credit union instead of HD but the interest rate was not much different.
Skip the Harley dealer and buy used. Let someone else be the sucker and screwed over by the dealer.
Good content, but I disagree about the part with the loud pipes. As a motorcyclist and car driver, I can't tell you how many times I've heard the LOUD PIPES BEFORE I actually saw the motorcycle. The loud pipes alerted me of their presence which stopped me just before doing something careless like an un-signaled lane chain.
On the other side of that, I can't tell you how many times I was about to make a signaled lane change and a quiet sports bike shot by me kind of startling me mid action. How disastrous would that have been....🤔
Loud pipes annoy are intended to annoy and for attention, they always say it saves lives...perhaps, and I do see your point.
@2:22 Will my wife "allow me" to have this much time away from the house?😂😂 I got rid of that problem in 2015, and because of that, I was able to retire early. I'm no longer poor because of a money and soul sucking female. My whole house is a "man cave." I now have money in the bank, and I own several Harleys and one Ural sidecar rig all paid for. Happily divorced with no regrets. I do what the f*** I want when I want.
Excellent
Best way not to get screwed. Tell em what youre willing to pay. If they dont like it, leave. These are accesories for our lives not needs.
1st bike wasn't all that stressful to be honest. $1500 down on a $12k 2019 Fury for $220/mo, just like the one in your video. Id rather see that than $600-$1k/mo like i see a lot of guys do when buying a harley. Just saying🤷. As far as gear goes, all of my gear is from cycle gear, regardless of bike. Even if I did own a harley or an Indian my gear would not come from either brand. As afar as extra stuff offered that they want tacked on, I dont need. I also never trade unless I have a title in hand for a different bike. This is where a lot of buyers don't think about, nobody has a pragmatic mindset in every aspect when it comes to financing a bike, warranties included. I've been done dirty multiple times by a particular HD dealership, it only took 1 time to catch on to how HD dealerships work, sell sell sell sell sell and refuse to negotiate for anything with an honest buyer looking at a bike that the buyer really wants. People can take my experience and put whatever twist they want on it, but that's my experience in staying away from HD dealers for quite some time. That's when it becomes discouraging is when dealerships/sales reps pressure the crap out of customers that they don't want to buy it, more so to never come back. Sitting on a bike no matter how long you sit on a bike, doesn't do enough justice to dictate if its the bike for you, regardless what type of bike it is. Its better to ride it for better gauge if it's the one for you or not, sitting on it on a sales floor doesn't really do anything. Only loop hole to that is prior test rides on that specific bike before. Demo rides will give the best judgment if its the one or not. Some dealers won't allow demo rides unless you set up an appointment or arrive on a demo date to ride it, like Indians, dealerships selling Indians won't allow a on the spot demo ride to regain miles to retain the price of the bike
WEPA!🔥🔥🔥
😂 Impossible. Just like a boat.
The life-style IS pricey.
Ask yourself this, do I want lay down a brand new 10k dollar bike, or a used 2k dollar bike.
Paying 32,000 dollars cash for a majority of people just not going to happen. Test rides advised, in my part of the country you have to have your endorsement to do so. But if you buy new the dealers here will get you into the msf with your purchase.
If your poor by a Honda Rebel. Nice bikes and cheap
also super reliable
When I sold mine if you want a test ride it's money in hand crash it you bought it.
$10k harley? Where?
Always get factory extended warranty for as long as your payment are at least. All 6 of my RAM1500’s and my last two bikes have used the warranty for much more that the money I paid for it. My 23 Indian has issues now even and will be going in to shop this winter for warranty work. Just my two cents but for me , the 50 grand or more that Iv paid in warranties has paid back many fold. And get bumper to bumper and always factory warranty
C-ya!!!
Look at the statistics. Participating in the Isle of Mann TT race is only twice as dangerous as riding a motorcycle in USA. Get a car or emigrate to India. Riding motorcycles in India is twice as save as riding in USA. Riding in the EU is 3 times as save as India.
The have "Designated Sheeting Streets"
@@Justen1980Can y'all translate for a SE Looziana man?
Oh I get it "watch out fer dem slick spots"
I would never buy new, let the others take the big hit! :P
Gear ... lol except you don't ride with gear, at least you wear a full helmer, you know those tattoo's will be removed from road rash ... just sayin
Crooks
Buy a Harley and get a free pride flag... na I'll pass. INDIAN