I Fell Back Into Debt... Again...

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  • เผยแพร่เมื่อ 2 ต.ค. 2024
  • I Fell Back Into Debt... Again...
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ความคิดเห็น • 180

  • @TheRamseyShow
    @TheRamseyShow  3 ปีที่แล้ว +2

    Nix the guesswork and scrolling. We’ll connect you with investment pros we trust: bit.ly/3hc6Pgt

  • @sallymerrell4491
    @sallymerrell4491 3 ปีที่แล้ว +44

    "It isn't how much you make, it's what you do with it." (Wisdom my mom told me when I was very young.)

  • @Jaguar7444
    @Jaguar7444 3 ปีที่แล้ว +73

    She's not being honest with them. I hope she at least learns to be honest with herself. Write out everything and get the full picture.

    • @nephetula
      @nephetula 3 ปีที่แล้ว +4

      I think you're right, she's dancing around every question they ask.

  • @YanilleCastillo
    @YanilleCastillo 3 ปีที่แล้ว +137

    When someone avoids a question not once twice or three times it’s a red flag 🚩 I don’t think we got her entire story

    • @Stormy_Dawn
      @Stormy_Dawn 3 ปีที่แล้ว +16

      Yup!!! She's skating around some bad habits.

    • @thomasorchard
      @thomasorchard 3 ปีที่แล้ว +32

      I found her to be incredibly difficult to listen to.

    • @laanierhae
      @laanierhae 3 ปีที่แล้ว +19

      I had trouble understanding the purpose of the call. She doesn't know how much debt she has, so is she in financial trouble or not? She makes $71K a year, her child will receive free in-state tuition, so what is the issue?

    • @YanilleCastillo
      @YanilleCastillo 3 ปีที่แล้ว +7

      @@thomasorchard I just discerned I don’t know if she was embarrassed or intimated of what anyone would think but I discerned she didn’t tell the entire truth .🙏🤷‍♀️maybe I’m wrong but that’s what it sounds like to me esp when u avoid questions back to back. I wish she would of because he could of helped her more if she was 💯 honest about entire situation. Maybe I’m wrong but that’s what I picked up

    • @musselmanmedia5236
      @musselmanmedia5236 3 ปีที่แล้ว +5

      @@thomasorchard most woman talk wayy tooo much

  • @matthewgardner2144
    @matthewgardner2144 3 ปีที่แล้ว +64

    John broke it down well with his statement about caller creating chaos.

  • @thinkmackay8954
    @thinkmackay8954 3 ปีที่แล้ว +57

    She should bring her children to every class. The result can be two young people growing up and never be stupid with money.

  • @2hrsToChooseThis
    @2hrsToChooseThis 3 ปีที่แล้ว +29

    The way she danced around the simple numbers questions indicates there’s a lack of accountability. You don’t call into The Ramsey show and not know the numbers off the top of your head. The age thing was a joke. Too bad she doesn’t have a punchline for the serious questions.

  • @minervagalvez4748
    @minervagalvez4748 3 ปีที่แล้ว +37

    She can benefit from a Financial Peace Coach Advisor...to give her guidance and accountability! Thank you for your Service to Our Country 🇺🇸🙏❤ You can do it!!! Focus on the NOW!!!

  • @SeanBaker
    @SeanBaker 3 ปีที่แล้ว +140

    Your kid being able to go to college in-state for free is a great thing.

    • @daveray6335
      @daveray6335 3 ปีที่แล้ว +4

      It is good for the recipient, bad for the bill payer(s) (when that payment is not voluntary).

    • @Originalman144
      @Originalman144 3 ปีที่แล้ว +3

      Absolutely right! Not sure why she down played it…

  • @Je.rone_
    @Je.rone_ 3 ปีที่แล้ว +22

    Videos like this remind me to be appreciative of good physical and mental health and work to improve it

  • @ONLY1KUDWE
    @ONLY1KUDWE 3 ปีที่แล้ว +28

    This is why I like the baby steps. They are so good, no matter where you are financially.

  • @drn13355
    @drn13355 3 ปีที่แล้ว +54

    This lady is totally discombobulated.

    • @thomasorchard
      @thomasorchard 3 ปีที่แล้ว +5

      Yes. Very hard to listen to.

    • @karimbennett5651
      @karimbennett5651 3 ปีที่แล้ว +8

      I don’t know if she knows how to use Microsoft Excel but she needs to get an Excel template and fill her financial life into the cells. Then, she will have a holistic picture of where she stands, and will not be so disorganized.

    • @tmusa2002
      @tmusa2002 3 ปีที่แล้ว +3

      Good news is that she’s not in terrible shape…as long as she wasn’t forgetting something.

  • @LetsTalkPersonalFinance
    @LetsTalkPersonalFinance 3 ปีที่แล้ว +30

    I think 🤔 there is more to why she keeps going into debt aside from not having work sometimes

  • @johnSmith-uz8nl
    @johnSmith-uz8nl 3 ปีที่แล้ว +5

    Financial peace university you know what they teach... LIVE BELOW YOUR MEANS AND SAVE!!!! There is NEVER a reason not to save... do you wan to be like this person, kids going to university and you have nothing. She makes $40K PLUS $31K... $71K per year and she can not save???!!!! I don't think she lost her focus, I think she does NOT live below her means... I bet she has a newish car and spends like crazy.... I don't think she spends her money on music lessons, tutors, sports for her kids, etc... STOP going to restaurants, get rid of cable, stop buying apple, leave your cell phone provider and go to mintsim... AGAIN, you need to live BELOW your means.

  • @randallanimal
    @randallanimal 3 ปีที่แล้ว +10

    Here before spammer Casey Burns? No. No I am not.

  • @DemetriPanici
    @DemetriPanici 3 ปีที่แล้ว +29

    *"It is not how much we have, but how much we enjoy, that makes happiness." Charles Spurgeon*

    • @aziz5556
      @aziz5556 3 ปีที่แล้ว +4

      Why are you spamming though

    • @Brian-hd4rb
      @Brian-hd4rb 3 ปีที่แล้ว

      yeah nobody asked

    • @KnowledgeIsComfort
      @KnowledgeIsComfort หลายเดือนก่อน

      Just some enjoy saving for retirement

  • @Stormy_Dawn
    @Stormy_Dawn 3 ปีที่แล้ว +24

    I think she told the truth when she said she was broke. She's spending her money but wasn't telling him the full truth.

  • @roythousand13
    @roythousand13 3 ปีที่แล้ว +2

    Some people are treating debt in the same way alcoholics treat liquor!

  • @charlotteboyett-napper4780
    @charlotteboyett-napper4780 3 ปีที่แล้ว +28

    I can finish listening to this call. She’s frustrating the heck out of me.

    • @Originalman144
      @Originalman144 3 ปีที่แล้ว +4

      Just imagine what the father of those kids went through 😂 she ran him away like a stray dog.

    • @Musicienne-DAB1995
      @Musicienne-DAB1995 3 ปีที่แล้ว +1

      @@Originalman144 Well, we don't know the situation there. Best not to use ad hominem for situations we don't know.

    • @Originalman144
      @Originalman144 2 ปีที่แล้ว +2

      @@Musicienne-DAB1995 I don’t need ad hominem, it’s called inference and decades of experience.

  • @karinef5720
    @karinef5720 3 ปีที่แล้ว +1

    Focus!!! Vision!! Focus!!

  • @tarekh0
    @tarekh0 3 ปีที่แล้ว +7

    This was frustrating to listen to. When you call in, you should have your numbers ready. She was all over the place the entire call

  • @randy944
    @randy944 3 ปีที่แล้ว +2

    Confusing call

  • @mecheckraise
    @mecheckraise 3 ปีที่แล้ว +32

    She sounds like a scammer trying to get her CHECK. She does not have focus.

  • @MansterBear
    @MansterBear 3 ปีที่แล้ว +28

    Don’t know how old you are or how much debt you have? Weird.

    • @santos-q3i
      @santos-q3i 3 ปีที่แล้ว +3

      May be she deosn't want to know😂

    • @karimbennett5651
      @karimbennett5651 3 ปีที่แล้ว +4

      Disorganized thinking. She’s still frazzled from her life experiences, it seems.

    • @FatMenace
      @FatMenace 3 ปีที่แล้ว +5

      The age thing was just a joke

  • @sheilayoung8007
    @sheilayoung8007 3 ปีที่แล้ว +5

    I hate when they hem ha around, they drive me nuts!!! It's hard to listen to her.

  • @kheengskustom7611
    @kheengskustom7611 3 ปีที่แล้ว +27

    I have been in financial mess, I have made terrible mistakes but I will follow your guide as if I am in the military because today, people like me win. Thank you sir

  • @Tr1Hard777
    @Tr1Hard777 2 ปีที่แล้ว +2

    I don't understand the urge to impress your family or neighbors with a cool car when you don't even own it. It just feels fake.

  • @kentondragon9263
    @kentondragon9263 3 ปีที่แล้ว +3

    Put the boys on the phone, they will tell the truth about what the mom is (not)doing😐

  • @unnamedchannel1237
    @unnamedchannel1237 3 ปีที่แล้ว +4

    What the heck atleast have the information written down before you phone

  • @joelk.2476
    @joelk.2476 3 ปีที่แล้ว +7

    Wish I knew what Dave was laughing at in the beginning. lol

    • @BeaBelfastVideos
      @BeaBelfastVideos 3 ปีที่แล้ว

      Looks like someone greeted him from behind the cameras.

  • @tequisaholloway1738
    @tequisaholloway1738 2 ปีที่แล้ว +2

    This lady is all over the place

  • @talyahr3302
    @talyahr3302 3 ปีที่แล้ว +1

    She needs to follow the simple debt snowball method ❄

  • @MillionaireMindsetClub
    @MillionaireMindsetClub 3 ปีที่แล้ว +29

    I had no idea disability pays that much..

    • @marbs8615
      @marbs8615 3 ปีที่แล้ว +3

      same!

    • @thomasorchard
      @thomasorchard 3 ปีที่แล้ว +4

      Me neither. I might try to get on disability too.

    • @Sizukun1
      @Sizukun1 3 ปีที่แล้ว +11

      Why work when you can make average income by claiming to be disabled.

    • @thomasorchard
      @thomasorchard 3 ปีที่แล้ว +6

      @@Sizukun1 Exactly. I feel like a sucker for working. I could get on disability instead.

    • @megalodon1726
      @megalodon1726 3 ปีที่แล้ว +7

      She's getting military disability. It's not the same as what civilians would get.

  • @AndyinMTL
    @AndyinMTL 3 ปีที่แล้ว +17

    That woman gave me a headache wow

  • @jimroscovius
    @jimroscovius 3 ปีที่แล้ว +3

    She needs to tell the truth. And the fact that she has nothing is her problem. Now she needs to fix it, so fix it. She knows what to do - she just doesn't do it.

  • @anthonyparker3713
    @anthonyparker3713 3 ปีที่แล้ว +14

    Her personality is awesome. Her immediate reaction was I lie about that number a lot. Lol I love it.

  • @freemarketspeople3514
    @freemarketspeople3514 3 ปีที่แล้ว +1

    She’s looking for another handout.

  • @AnnaSzabo
    @AnnaSzabo 6 หลายเดือนก่อน +1

    She said “I think I’m 44,” when she was asked how old she is.. she said she lies all the time,.. 😮

  • @BerserkPk
    @BerserkPk 3 ปีที่แล้ว +1

    She sounds like a habitual liar lol

  • @DemetriPanici
    @DemetriPanici 3 ปีที่แล้ว +6

    This is always sad to see, I hope they get out of it!

  • @LittleMopeHead
    @LittleMopeHead 3 ปีที่แล้ว +4

    She doesn't have a grasp on how old she is 😳

  • @butlerbees6639
    @butlerbees6639 6 หลายเดือนก่อน +1

    How can you claim full disability while working full time?

  • @TheRealMEEDABEE
    @TheRealMEEDABEE 3 ปีที่แล้ว +12

    I'm still curious what they were giggling about at the start XD

    • @lo1bo2
      @lo1bo2 3 ปีที่แล้ว +1

      I'm smiling to myself thinking of outrageous guesses that have zero chance of being true.

    • @insideoutsideupsidedown2218
      @insideoutsideupsidedown2218 3 ปีที่แล้ว +1

      Someone told a Dad joke, what else could it be?

    • @billiejoe413
      @billiejoe413 3 ปีที่แล้ว +5

      I’m guessing
      ….. in the lobby there was an adorable baby/toddler grinning ear to ear playing with his family. 😍

    • @James-vj5hz
      @James-vj5hz 3 ปีที่แล้ว +5

      Looks like they were waving at a kid

    • @tmusa2002
      @tmusa2002 3 ปีที่แล้ว +3

      Dave’s grandkid was in the building waving to him….

  • @pjgreene4118
    @pjgreene4118 2 ปีที่แล้ว +2

    I'm a permanently and totally disabled veteran too. To be able to have your kids go to school for free is incredible. Most people have to get student loan debt.

    • @KiLLED5639
      @KiLLED5639 6 หลายเดือนก่อน

      I had no idea that was a thing and I'm a P&T disabled veteran too.

  • @rogersoccer19
    @rogersoccer19 3 ปีที่แล้ว +1

    People, if you call the show please have some notes to keep it short and simple. These people calling and just going around in circles and rambling on isn't helping you or anyone

  • @neatneat9088
    @neatneat9088 3 ปีที่แล้ว +2

    How can you get disability and work full time and looking for another job?

    • @Casinogirl56
      @Casinogirl56 3 ปีที่แล้ว

      I was wondering that too.

  • @evalina98000
    @evalina98000 3 ปีที่แล้ว +3

    "Follow orders like you're in the military". Uncle Dave knows where to reach her 👍🏽

  • @christopherpaige406
    @christopherpaige406 3 ปีที่แล้ว +2

    So, what is the nature of the disability???🤔

  • @jeanbaillargeon7154
    @jeanbaillargeon7154 3 ปีที่แล้ว +2

    Dishonest money dwindles away, but whoever gathers money little by little makes it grow.

  • @yourgooglemeister6745
    @yourgooglemeister6745 3 ปีที่แล้ว +16

    Accountability is Kryptonite for women

    • @cataranneth8517
      @cataranneth8517 3 ปีที่แล้ว

      I am a female, first born and an accountant. Therefore, your statement is not accurate.

    • @yourgooglemeister6745
      @yourgooglemeister6745 3 ปีที่แล้ว

      @@cataranneth8517 great! I'll mark down for one unicorn

    • @Musicienne-DAB1995
      @Musicienne-DAB1995 3 ปีที่แล้ว

      What does this have to do with the call?

    • @yourgooglemeister6745
      @yourgooglemeister6745 3 ปีที่แล้ว

      @@Musicienne-DAB1995 she was blaming everyone except herself for he f-ups

    • @Musicienne-DAB1995
      @Musicienne-DAB1995 3 ปีที่แล้ว

      @@yourgooglemeister6745 Except when Dave told her she lost focus, she agreed.

  • @teresaevans4840
    @teresaevans4840 2 ปีที่แล้ว +2

    How do you not know how much debt you are in?

    • @KnowledgeIsComfort
      @KnowledgeIsComfort หลายเดือนก่อน

      That’s how they get in debt, no accountability from the get-go

  • @anthonykence9954
    @anthonykence9954 3 ปีที่แล้ว +11

    I dont know if this women is telling the truth. Shes all over the place.

    • @Musicienne-DAB1995
      @Musicienne-DAB1995 3 ปีที่แล้ว

      She's definitely omitting some information, which is sad, because Dave Ramsey is never critical without being encouraging.

  • @Casinogirl56
    @Casinogirl56 3 ปีที่แล้ว +1

    How do you collect that much disability PLUS a big income from a job?

  • @taahdaah3813
    @taahdaah3813 3 ปีที่แล้ว +2

    She's just not ready.

  • @SuperDannyrulez
    @SuperDannyrulez 3 ปีที่แล้ว +4

    Did I understand that she's still getting disability while working? Isn't the point of disability for when you cannot earn an income? I have a mom who literally cannot do any job because she's in so much pain and they deny her. She can't do a desk job because if she sits too much there is pain, she can't obviously do anything physical because her shoulders are torn and she has damage in her neck and spine and spurs in her feet.

    • @andreamichelle1
      @andreamichelle1 3 ปีที่แล้ว +5

      The caller gets the military service-connected disability.

    • @des711
      @des711 3 ปีที่แล้ว +2

      Disability, plus working full time, and saying she is looking for a 2nd job. I wonder how a disabled person can handle full time plus a 2nd job. She also receives a large amount for her disability

    • @SuperDannyrulez
      @SuperDannyrulez 3 ปีที่แล้ว +1

      @@andreamichelle1 oh that makes more sense. But still it does seem like a weird circumstance to get money for disability and then work. I guess the military has a different definition of disabled.

    • @andreamichelle1
      @andreamichelle1 3 ปีที่แล้ว +2

      @@SuperDannyrulez With the military, there are two types. One where you can work and one where you cannot. Also, some of the disability ratings are temporary, meaning when your injury or injuries are healed, you no longer qualify for disability. It's very different from the civilian sector. For instance, you go into the military and you develop sinusitis that causes you to have to frequently go to the doctor and be put on medication. Well, when you get out you can file disability. The rating is based on the severity of the issue that was documented while you were on Active Duty.

    • @megalodon1726
      @megalodon1726 3 ปีที่แล้ว +4

      @@SuperDannyrulez yes, the military has different criteria for disability. They compensate veterans for injuries and illnesses they picked up while serving, it's not just about providing money because of an inability to work. For example, a veteran can get disability benefits for losing their leg, even if they can walk and work with a prosthetic leg.

  • @TILLEYJS
    @TILLEYJS 3 ปีที่แล้ว +1

    I have 30k in the bank but I'm broke. Possible but unlikely. If you have the ability to save. You have the ability to pay off things. I don't buy her story.

  • @sharons5725
    @sharons5725 3 ปีที่แล้ว +2

    This spoke to me 😞

  • @tram2717
    @tram2717 3 ปีที่แล้ว +1

    Lol some women lie from the start smh.

  • @ErrorPagenotFound-ig1cy
    @ErrorPagenotFound-ig1cy 3 ปีที่แล้ว +3

    Shes scamming

  • @havuckofp
    @havuckofp 3 ปีที่แล้ว +6

    She is 100% rated for service connection. The VA benefits really help in these situations.

  • @sXePunkV2
    @sXePunkV2 3 ปีที่แล้ว +2

    I don't believe a word she says

  • @roolyfe
    @roolyfe 3 ปีที่แล้ว +9

    This call ☎️ gives me a headache 🤕

  • @Rashaadthegr8
    @Rashaadthegr8 2 ปีที่แล้ว +1

    I will never go back

  • @mosesleparker
    @mosesleparker 3 ปีที่แล้ว +2

    Spin Master!

  • @jeffreyedwards220
    @jeffreyedwards220 3 ปีที่แล้ว +4

    Where is the husband. She should be getting child support.

    • @christopherwilliams6746
      @christopherwilliams6746 3 ปีที่แล้ว +3

      She probably makes more than him (or he's passed) If he had gotten custody (which is more rare for father's) she'd be paying him child support 😂

  • @a87nomsirrah35
    @a87nomsirrah35 3 ปีที่แล้ว

    TBH listening to her ramble was chaotic to me.... Gosh!

  • @widescreen1272
    @widescreen1272 3 ปีที่แล้ว +3

    Dave is so sharp about his insights.

  • @jeanbaillargeon7154
    @jeanbaillargeon7154 3 ปีที่แล้ว +3

    500 Bible secrets to financial freedom. No degree needed!

    • @YanilleCastillo
      @YanilleCastillo 3 ปีที่แล้ว +1

      Common Jean you can’t lose when u put the kingdom of God first take care of Gods will and his kingdom principles and u can’t lose I’m preaching to my myself. 🙏🔥😅

    • @alp.9672
      @alp.9672 3 ปีที่แล้ว

      This a joke

    • @jeanbaillargeon7154
      @jeanbaillargeon7154 3 ปีที่แล้ว

      @@alp.9672 Dishonest money dwindles away, but whoever gathers money little by little makes it grow.

  • @CaseyBurnsInvesting
    @CaseyBurnsInvesting 3 ปีที่แล้ว +11

    Absolutely. Debt is a behavioral problem.

    • @achavez78
      @achavez78 3 ปีที่แล้ว

      Hope you're doing good Casey. Looking forward to some new content soon Sir!

    • @appleforever6664
      @appleforever6664 3 ปีที่แล้ว +6

      @@achavez78 - Casey the Spammer!

    • @appleforever6664
      @appleforever6664 3 ปีที่แล้ว +8

      Casey the Spammer works on a Sunday! 🤦‍♂️

    • @multistack1502
      @multistack1502 3 ปีที่แล้ว +4

      @@appleforever6664 Spamming and leeching off others is a 7 days a week job

    • @cam4short
      @cam4short 3 ปีที่แล้ว +1

      Dang, Casey, what did you do?? 😂🤦🏼‍♀️

  • @monicadhenderson8670
    @monicadhenderson8670 3 ปีที่แล้ว +1

    Yes how we talk to ourselves is important!!!

  • @Musicienne-DAB1995
    @Musicienne-DAB1995 3 ปีที่แล้ว

    I am glad this lady has served her country, and I am sorry for her physical and mental problems. Unfortunately, her habit of evading questions and not understanding her financial situation has contributed to her repeated failure with Financial Peace University. Honesty has to come first. I know from personal experience how easy it is to lie about financial habits and debt, but it can only entrench anxiety. For someone with a mental disability, like this lady, sucha combination can be debilitating. I really hope she changes.

  • @MichLingoes
    @MichLingoes 2 หลายเดือนก่อน

    Disability 40k job 30 k WTF

  • @matty2time
    @matty2time 3 ปีที่แล้ว

    Disability payments mhmmmm

  • @weav0642
    @weav0642 3 ปีที่แล้ว

    No lie, I trust Kelly from this show to pick up the phone more than anybody in my actual family to pick up the phone 😂… ol girl is the GOAT!

  • @Jajaky
    @Jajaky 3 ปีที่แล้ว +1

    that joke about her age was great

  • @3ofus135
    @3ofus135 หลายเดือนก่อน

    She doesn't know her age?

  • @nohandlebravo
    @nohandlebravo 3 ปีที่แล้ว +2

    Great advice Dave!!

  • @NYNC88
    @NYNC88 3 ปีที่แล้ว

    It didn't look like they were giving the caller their full attention. There was a lot of waving and smiling at people at the beginning of this video.

  • @mikebarton8671
    @mikebarton8671 3 ปีที่แล้ว

    100% disabled......

  • @Tyrisanders
    @Tyrisanders 3 ปีที่แล้ว +4

    Disability pays that much?? Had no idea.

    • @megalodon1726
      @megalodon1726 3 ปีที่แล้ว +4

      She's getting military disability benefits, not the same as what ordinary civilians would get.

  • @yarrdayarrdayarrda
    @yarrdayarrdayarrda 3 ปีที่แล้ว +3

    So this has turned into storytime with the hope of a free membership.

  • @sloth9669
    @sloth9669 3 ปีที่แล้ว

    Disabled vet with medical bills. Tell me again why single payer healthcare is so great? She should be in that position. The other stuff her fault but the VA should be covering her medical needs.

    • @Musicienne-DAB1995
      @Musicienne-DAB1995 3 ปีที่แล้ว

      Well, I have my criticisms of our NHS system in Britain. However, from what I can see, the American system is out of control. People should not be going broke for medical procedures.

  • @assalouie5401
    @assalouie5401 3 ปีที่แล้ว +2

    Jesus is your free gift to heaven when you believe in his death, burial and resurrection you are immediately saved.

    • @pinkiepie1656
      @pinkiepie1656 3 ปีที่แล้ว

      I guess I don't get the free gift, then:)

  • @screwdriver_bandit
    @screwdriver_bandit 3 ปีที่แล้ว +1

    Nononononononononononono

  • @michaelwoods4495
    @michaelwoods4495 3 ปีที่แล้ว +2

    If the disability is private insurance, good! You pay the premium and whatever the contract says, that's the benefit. But if it's public money, I object. She can work as shown by the fact that she is working. If she needs to improve her skills to make more, she can do it.

  • @D.E..
    @D.E.. 3 ปีที่แล้ว +3

    I pray that God will encourage her and strengthen her.

  • @alinatamashevich3354
    @alinatamashevich3354 3 ปีที่แล้ว

    Read the title, thought we had a good start for a country song.

  • @nnyv0040
    @nnyv0040 3 ปีที่แล้ว +2

    I just lost some brain cells listening to her. 🤦‍♀️

  • @budgetwithshelly
    @budgetwithshelly 3 ปีที่แล้ว +5

    Budgeting is key 🔑

    • @matthewgardner2144
      @matthewgardner2144 3 ปีที่แล้ว +2

      Wow, thanks for that insight, Shell!

    • @budgetwithshelly
      @budgetwithshelly 3 ปีที่แล้ว

      @@matthewgardner2144 you’re welcome ☺️

    • @GR-uc1gq
      @GR-uc1gq 2 ปีที่แล้ว +1

      Lol

  • @kylemckinney_22
    @kylemckinney_22 3 ปีที่แล้ว +1

    Loved the convocation talk at LU

  • @misaeltorres908
    @misaeltorres908 3 ปีที่แล้ว

    She’s funny

  • @Spaceysgurl
    @Spaceysgurl 3 ปีที่แล้ว

    "Hold on" 😅

  • @vladamirkb1
    @vladamirkb1 3 ปีที่แล้ว

    I love debt.

  • @johnmirbach2338
    @johnmirbach2338 3 ปีที่แล้ว

    😎👌👍✌🖖😁

  • @J0hnny0
    @J0hnny0 3 ปีที่แล้ว +5

    She sounds undisciplined and lazy. There is no hope for some people.

    • @cataranneth8517
      @cataranneth8517 3 ปีที่แล้ว +1

      I don't think someone who works a full time job and looking for another is lazy. However, she is undisciplined and living beyond her means. If you don't know how much debt you have.....then you are also...clueless.

    • @Musicienne-DAB1995
      @Musicienne-DAB1995 3 ปีที่แล้ว

      Well, she has been in the military, so I would not assume that she is undisciplined. Whatever this disability is, it has definitely affected her organisation. At least she called Dave to admit to some of her problems and get some advice, which is more than others have done.

  • @assalouie5401
    @assalouie5401 3 ปีที่แล้ว

    Jesus is your free gift to heaven when you believe in his death, burial and resurrection you are immediately saved.

  • @stevenporter863
    @stevenporter863 3 ปีที่แล้ว +1

    Great call! This is what Dave's show is for - not people calling in with non-financial related questions or to flex.