I ❤Jade. She is so awesome. Love the way she talks, just straight. I was $320k in debt, we started Dave baby steps at the beginning of the pandemic, and now we are $60k left. We are exhausted, happy, emotional, and proud of our hard work.
@MarriageKidsandMoney We are planning a trip to Alaska and watch the Northern lights. After we finish the debt, we will continue living within budget and planning for purchases, trips, and house renovations. Most of our snowball is going to investments and retirement.
denying yourself things and waiting for them actually can increase the enjoyment. As Jade said: she hustled and sacrificed for 7 years, and then it felt so good to enjoy Black Friday and shopping (within a budget - but they made it high). She still remembers and she still feels the joy. It lasts longer !
The first time I saw Jade I literally thought she was a college intern sitting next to Dave Ramsey, just so jovial and yet so very knowledgeable. When she said she remembered the crash of 2008 I was like 🤨?? until I realized this was a grown woman who had worked her butt off to obtain financial freedom!! Such a motivator for me
I'm happy for her. She's quite lucky because having that much consumer debt often destroys a marriage. I wish them the best. Nobody should ever carry a balance on a credit card or take on a personal loan. Car financing shouldn't ever be longer than the warranty period (3-4 years), with the overall payment being
@@judithgrace9850why do you think Dave is a hypocrite? He knows what it is like to be living paycheck to paycheck but also to be financially stable. I remember he went from wealthy to losing it all at one point.
@@judithgrace9850please explain the hypocrite part. Strong word with no basis in fact . That would imply they actually have debt and do not live the Baby steps.
Another great interview! I think I started watching you around 2k subs. Great to watch you grow. I feel like you’re about to explode! Keep giving us great, inspiring content.
JADE is such a "breath-of-fresh-air". She is MULTI talented and she has a rich and vibrant personality that draws people to her like a magnet. A wonderful, wholesome, strong and bright individual who gives very sound financial and Life advice. Always a joy to watch her. Looking forward to viewing some of her musical talents as well. Thanks for sharing your most interesting life story. Greetings from Ontario, Canada.
People need to give their teenagers the truth that they must make financially responsible choices about education. Don’t tell them that they should just follow their dreams and hope that the government will someday relieve them of their debt. Tell them to say no to the immense greed of the universities. Find a better way to get the degree. You don’t need to live on a campus and party and drink for four years for $200K. No. Use the community colleges and online courses, work full time for companies that reimburse tuition. Say no to the usery.
Jade is a great example of how fighting the good fight, going from deep debt to saving for the future and financial freedom changes a person or couple and installs a confidence that even those with high incomes but big debt...lack.
I was paying 0% on a loan for a year and a half. I still had more than year left to pay it off but paid it off a few months ago. Sure I could invest the money, but I just got tired of paying debt.
Her story is encouraging; however, I thought she and her husband heard of Dave Ramsey while driving in the car with her brother and they became interested. That's the story he told 5 yrs ago. I just saw the video. Weirdly she and her husband's story never line up. It happened on a Dave Ramsey episode recently when her husband was a guest. They may need to get their stories straightened out before being interviewed.
@@BloomByCC I understand that completely, but in these two instances the stories were very different. Someone was flat out lying 😄. I got second-hand embarrassment during the 1st incident on Dave Ramsey .
It doesn't matter how they heard about Dave Ramsey. 10 people could watch an incident happen and all ten would have different stories. What is relevant is how they got out of debt.
Not that it matters one bit, but yes we heard Dave on the radio in 2007 Together. Jade gave a quick answer - seems you missed the point of the interview here.
That's honestly why I started watching. I need to be able to relate to who I'm watching. Jade & George are my favorite personalities. And I miss Kristina Ellis. He needs more POCs
Well no you know better yourself people cant think their way into something without a mathematical way of getting there!!! I know because you commented to me making 200K a year "helped" you reach 1 million. Well by my math 200K is about 2 million dollars! So exactly how is someone making 50K doing to reach 460K without taking 10 years at minimum. You yourself must understand math has a lot of way of not working out because it is math!!!!
I ❤Jade. She is so awesome. Love the way she talks, just straight. I was $320k in debt, we started Dave baby steps at the beginning of the pandemic, and now we are $60k left. We are exhausted, happy, emotional, and proud of our hard work.
That's incredible progress! How are you going to celebrate? What will be different for you when you're debt free?
@MarriageKidsandMoney We are planning a trip to Alaska and watch the Northern lights. After we finish the debt, we will continue living within budget and planning for purchases, trips, and house renovations. Most of our snowball is going to investments and retirement.
@@mariorta5017 Love your plans!
Wow 😅
Wow great job!!
denying yourself things and waiting for them actually can increase the enjoyment. As Jade said: she hustled and sacrificed for 7 years, and then it felt so good to enjoy Black Friday and shopping (within a budget - but they made it high). She still remembers and she still feels the joy. It lasts longer !
Great point!
Jade is absolutely BEAUTIFUL! Beautiful skin, smile…etc! 💓❤️💕🥰😍 Love her quick thinking & her outgoing personality! 💕💓❤️
So proud of you Jade 💚👏🙏
Isn't she inspiring!?
Beautiful story Jade! Thank you for the motivation!
She's an inspiration for sure!
The first time I saw Jade I literally thought she was a college intern sitting next to Dave Ramsey, just so jovial and yet so very knowledgeable. When she said she remembered the crash of 2008 I was like 🤨?? until I realized this was a grown woman who had worked her butt off to obtain financial freedom!! Such a motivator for me
I'm happy for her. She's quite lucky because having that much consumer debt often destroys a marriage. I wish them the best. Nobody should ever carry a balance on a credit card or take on a personal loan. Car financing shouldn't ever be longer than the warranty period (3-4 years), with the overall payment being
Great video , thank you for sharing. I just love Jade😀. I really enjoyed watching this video 😀.
She’s an incredible example for all of us!
@@MarriageKidsandMoney She sure is😀
When I see Jade Warshaw, I immediately click. She’s the real deal.
She absolutely is!!
Fine AF too.
She reminds me of Karyn Parsons
Great story! But many times people just want what they can't afford and the banks make it so easy to get loans or credit cards.
Absolutely. It's a major problem for many.
What do you think of the advice from Jade Warshaw?
I do not like her. And feel she is a side piece of hypocrite Dave.
@@judithgrace9850 You don't like her or you don't like her advice?
There's a big difference.
@@judithgrace9850Why is Dave a hypocrite, please?
@@judithgrace9850why do you think Dave is a hypocrite? He knows what it is like to be living paycheck to paycheck but also to be financially stable. I remember he went from wealthy to losing it all at one point.
@@judithgrace9850please explain the hypocrite part. Strong word with no basis in fact . That would imply they actually have debt and do not live the Baby steps.
"You cannot blame your way to a better life" ... such wisdom.
Agreed!
Another great interview! I think I started watching you around 2k subs. Great to watch you grow. I feel like you’re about to explode! Keep giving us great, inspiring content.
Thanks for being a subscriber for so long! I'm happy you're enjoying the videos and getting inspired! :)
I want to be out of debt. I know the pain of over $230,000 in student loans. I am going to listen and make the steps they did. Wish me luck!!
You've got this!
JADE is such a "breath-of-fresh-air". She is MULTI talented and she has a rich and vibrant personality that draws people to her like a magnet. A wonderful, wholesome, strong and bright individual who gives very sound financial and Life advice. Always a joy to watch her. Looking forward to viewing some of her musical talents as well. Thanks for sharing your most interesting life story. Greetings from Ontario, Canada.
Absolutely! Jade is inspiring us all to win!
Such a great interview from both sides. Thoughtful leading questions and enlightening insights and answers!,
Great compliment! THank you!
Awesome interview Andy. To me Jade seems like the most relatable of the Ramsey personalities 👏
Jade brought me back for a short time then Dave lost me again.
Jade is dynamic, personable and FUN!
@@theadamblocklol😂😂
Amazing video, Andy. I liked Jade first time I seen her on the Ramsey Show. It's so Amazing what they went through to pay off a huge amount of $$$
Jade and Sam are inspiring! Thank you for watching!
Great interview, and so motivating.
Glad to hear it!
People need to give their teenagers the truth that they must make financially responsible choices about education. Don’t tell them that they should just follow their dreams and hope that the government will someday relieve them of their debt. Tell them to say no to the immense greed of the universities. Find a better way to get the degree. You don’t need to live on a campus and party and drink for four years for $200K. No. Use the community colleges and online courses, work full time for companies that reimburse tuition. Say no to the usery.
Absolutely!
I love Jade! And that tee… man, it rocks!
She's inspiring for sure!
I would like to know if their degrees truly helped them. This was a lot of money to spend if you play in a band.
That is a huge amount of money to spend to be a musician
Andy, criminal that you only have 9k subs at this point. I think your subs will snowball pretty quickly though at some point and take you over 100k
Too kind! I’m too stubborn to stop so you’ll keep seeing more of me in your feed 😂
Jade is a great example of how fighting the good fight, going from deep debt to saving for the future and financial freedom changes a person or couple and installs a confidence that even those with high incomes but big debt...lack.
Absolutely! Jade is very inspiring!
She has a bubbly personality
@@kenypacheco7757 absolutely! Lovely to interview her and learn from her!
Phenomenal 👏🏽 ❤ Jade!
Isn't she inspiring!?
I'm excited to see how she takes off with the Ramsey crew
Beautiful lady!
With a beautiful message too!
She's a Gem! 💎💖
For sure!
Would like to know how they did it. Of course you need to take ownership before you start.
Check out 3:48 -- it's all about increasing income (for her it was business ownership) and decreasing expenses
I was paying 0% on a loan for a year and a half. I still had more than year left to pay it off but paid it off a few months ago.
Sure I could invest the money, but I just got tired of paying debt.
Love the dedication ❤
$280,000 in student loans wow 😮
5:01
Great points made there by Jade!
"If you want to be effective in leadrship, you have to learn how to multiply and duplicate yourself." 🤔🤔🤔
Sage wisdom right there!
Her story is encouraging; however, I thought she and her husband heard of Dave Ramsey while driving in the car with her brother and they became interested. That's the story he told 5 yrs ago. I just saw the video. Weirdly she and her husband's story never line up. It happened on a Dave Ramsey episode recently when her husband was a guest. They may need to get their stories straightened out before being interviewed.
Couples remember events differently ALL THE TIME… all the time…
@@BloomByCC I understand that completely, but in these two instances the stories were very different. Someone was flat out lying 😄. I got second-hand embarrassment during the 1st incident on Dave Ramsey .
It doesn't matter how they heard about Dave Ramsey. 10 people could watch an incident happen and all ten would have different stories. What is relevant is how they got out of debt.
@@gonzaga45377 it matters to me, which is why I mentioned it. Thanks for sharing and have a nice day.
Not that it matters one bit, but yes we heard Dave on the radio in 2007
Together. Jade gave a quick answer - seems you missed the point of the interview here.
Love Jade!! She’s so dope and FINE 😍😍😍😍😍
Agreed!
Student loans $280k
To earn a cumulative income of $30k
Wait…..
What🤔❓❗️
Yes! I wish high school seniors were taught return on investment by their counselors
❤❤❤
Thank you!!
She looks like a younger Whitney Houston.
She sings like one too! An incredibly talented woman all around.
She looks like Karyn Parsons
It was saying no to oatmeal 😅😅😅
that look like a movie !!
Glad you enjoyed it!
I like how Ramsay is hiring POCs
That's honestly why I started watching. I need to be able to relate to who I'm watching. Jade & George are my favorite personalities. And I miss Kristina Ellis. He needs more POCs
I knew her husband would be
She so beautiful
How to pay off 460k : get a high paying job at ramsey
Well no you know better yourself people cant think their way into something without a mathematical way of getting there!!! I know because you commented to me making 200K a year "helped" you reach 1 million. Well by my math 200K is about 2 million dollars! So exactly how is someone making 50K doing to reach 460K without taking 10 years at minimum. You yourself must understand math has a lot of way of not working out because it is math!!!!
Haha. I thought Jade had a channel. I immediately subscribed then realized she was a guest.
She's on a Ramsey team! So you can find her there too :)
Yesss, Jade needs her own channel ❤❤
She’s NOT wearing a Wedding Ring 💍…hope she didn’t sell that to be one Debt Free….😳😮😕
I sold mines. We are still married and live and respect and carry ourselves as a married couple.
Who cares? I'm married, and my wedding ring is in my safe at home (I never wear it). Some women don't like jewelry
Receipt 🧾 or it’s all show 🎭