This is really useful information! It's great to know that even after turning 30, if you start a job in Germany, you might still be able to switch to public insurance. Appreciate you sharing this insight! It's a valuable tip for anyone planning their health coverage options!
Thank you so much... you can't imagine how much this is helped for me.. I had tried to search answers from the social media and other's platforms.. But in your vedio i get the all answers in one vedio thank you so much
Hello kaustav, As you said that you joined as a working student job after 5 months of landing in germany, so i would like to know as an individual with IT background what are the important things to remember before applying and how are the ways to apply for a working student job, it would be great if you could make a seperate video explaing the same
I heard that Mawista,Dr Walter,Feather Expat are more like glorified travel insurances, and they wont be of much help when its really needed. Is it possible to take real private insurances like Hansmerkur, Signa Iduna, Ottonava etc?
For people above 30, unfortunately the first option is the only option. It is also true that coverage is not so good, but in terms of employment or visa renewal, you won’t face any issues. The other options that you mentioned, honestly I haven’t heard of them. You can ask them directly.
with expatrio i also got dr walter health insurance. now i am in germany and received confirmation via email. but i have not received insurance card. what should i do ?
I am in the processing on enrolling to University. Uni portal is asking for 10 digit health insurance number. But in my Dr- Walter insurance document I see only application number. Is this health insurance number? Can this be used for enrollment
@@sinchanak.j9085 you need to provide the “versicherungsnummer” That’s the insurance number. But dr walter gives 7 digit number. I think only public insurance providers give 10 digit numbers
@@sinchanak.j9085 insurance number Germany aa kr milta hai. Uni application portal pr aik aur option bhi hoga examption wala apko wo select krna hai aur wahan info icon pr details b hogi
Hi Kaustav, Thanks for uploading the video. I had just one doubt, it's been a month for me in Germany and I have already been enrolled with my university. I received my dr Walter health Insurance but its says its an "incoming health insurance" and would cost me 59 euros per month for a year. So it's basically a travel insurance, my question is can I go ahead with it or do I need to get another provisit package which cost around 129-154 euros. If you could answer this it would be of great help. Thanks
Yeah I used that travel insurance 59 EUR for 3 years. But thankfully never had to go to the doctor, so cannot comment on that part. But legally, that is enough
@@bongingermany Thanks for your revert, actually I read some comments on reddit stating that you can get issues at the time of extending your visa but couldn’t find any law stating that.
hi i am above 30 student who came to germany after 30. So now for part time job or student job the employer is not giving job on private insurance that I have already. He wants me to switch to public first. On the other hand public insurance company is not giving me insurance with them. So what can I do > How can i do job as a student now >> Kinldy guide me. Thankyou
This is a situation that happened with many. Explain the German law to your employer about students above 30. Also, ask the insurance provider to give in writing why they cannot provide public insurance to you. Submit that to your employer.
@@bongingermany Yes but what steps exactly i need to follow now. What german law i need to get in writing exactly ?? I need to do job but insurance thing is very confusing. Which public insurance i need to talk now.
Hello Kaustav! Your video is very useful. I have obtained health insurance from Expatrio ( Dr-Walter), since I am over 30. I have a question. I am requested by the University that health insurance company must digitally notify to the University by M10. Do you know how I can contact Dr-Walter to ask this requirement ?, since Expatrio told me that They do not contact the University Thank you so much
You should ask TK health insurer to send M10 Notification to your university. They provide this help to all students. Send them all your details of university and Dr walter insurance and in 10 days they will send the notification directly. Remember TK do not believe in reverting to emails. But, they will do this work seamlessly.
I have applied to health insurance from epatrio Dr-walter , in the document provided I see application number . And it is also said that it will be activated once i reach germany. In this case uni is asking for 10 digit health insurance number. Can i use application number as health insurance number for enrollment?
Hello, Thanks for your informative videos. I want to know can we use Mawista private health insurance during job seeking visa after masters. Because i heard from mawista you can't do part time jobs with mawista . How we can insure ourselves during job seeking period while doing some odd jobs to look after ourselves. Kindly inform me about this thanks
Hello Kaustuv, thank you so much for creating this video. I'm over 30 and have been trying to find a job in sustainability without success. I'm considering pursuing a master's in data science to broaden my career options beyond the development sector. However, I'm apprehensive about venturing into something new and uncertain, fearing it might not yield financial gains and could potentially waste two years of my life at this stage. How did you decide to start afresh in Germany ? What is the job scenario there for data science ? Is it worth it ?
Hi, it’s Kaustav by the way. 🙂 If you really want to pursue a masters then Data Science is a really good field and has good potential. However, data science or any technical masters in Germany is quite difficult. So be prepared to put in a lot of effort. I had a very difficult time when I went back to student life after 7-8 years of work.
Hello Kaustav, hope that you would see this message. I am 30 years old and I will move to Germany for my Master's degree. My question is, if ı keep my DR Walters insurance, can I work as a Working Student? Expatrio informed me as I am not eligible for publich health insurance and that is ok. However they did not say anything about DR Walters, I have that insurance now but it is not active yet, it will be activated when ı arrive in Germany. I also found a Working Student job and the company expect me to start to work when I arrive in Germany. I am really confused on what to do :(
As a 30+ student, I have chosen Coracle for the block account, but for my health insurance, I want to choose Dr. Walter (provisit student). Now my question is: when I spoke to Dr. Walter, they assured me that their student package also includes travel insurance. But, they won't give me any additional documents except health insurance. In such a situation, can I give the German embassy a visa interview with this health insurance document (as it says international health insurance) or is it enough for the visa interview. Please let me know. Thank you very much.
Hi Kaustav, I am 35+ years and I have come to Germany to do my second master's. I am looking for part-time jobs, so I want to know if it is possible to get a part-time job as I 35+ years of age and have a private insurance? Kindly reply.
I have Bachelor's degree in Electronics and Instrumentation , 4 years of professional experience in Development.Found Computer Science interesting , would my work experience and LOR's suffice to apply for Master's in Computer Science?
I think it will work for you if you have studied enough relevant subjects during your bachelors course. Check what credits are required for the masters course of your choice
@@bongingermany The reason for me asking was the ECTS requirements for the course is not matching my credits in the Bachelor's. Would my work experience as a software developer be sufficient for the same? Subject is Computer Science /Data Science /AI. Thanks for the Information though.
@@pragnaurs6353 okay. Yeah that’s why I said check the requirements. So if you have already checked and it’s not matching, then you can try with a strong SOP letter, and multiple references from your workplace stating your expertise in this field. And say that this current professional experience has fueled your interest in the course and will help you get through it successfully
Now am in Germany, please help me which private insurance is best to take and i have heard that some private insurance will accepted for part time jobs. So please suggest which one is good
@@bongingermany I bought Dr Walter with the package from expartio blocked account as my health insurance, not travel insurance! , and because i am above 30 years old and a student, it had to be private health insurance.
Hey bro I am also above 30, planning to come in October. Just had a question, can I switch to public health ins provider even if I get a part- time job, or does it have to be full time only?
Thanks a lot you are the Only One TH-camr who helping 30 above Student coming to Germany. Please help me I am above 30 age coming from Pakistan. Please tell me which is the most economical and good Private Health Insurance to opt for as their are many Private Health Insurance provider and I am Confused as I am opening my Block Account from Coracle and they are not providing Private Health Insurance. I can't open Block Account with Expactrio as they are Slow in Response and charging more for Private Health Insurance. I want that Private Health Insurance which does not change their amounts frequently and are relaible. Please Help Thanks.
@@bongingermany bro i am from germany i need a public health insurance for part time job now i have private insurance so my question is which is best public health insurance for above 30 for job
This is really useful information! It's great to know that even after turning 30, if you start a job in Germany, you might still be able to switch to public insurance. Appreciate you sharing this insight! It's a valuable tip for anyone planning their health coverage options!
Thank you so much... you can't imagine how much this is helped for me..
I had tried to search answers from the social media and other's platforms..
But in your vedio i get the all answers in one vedio thank you so much
You’re most welcome. Happy to help
Hello kaustav, As you said that you joined as a working student job after 5 months of landing in germany, so i would like to know as an individual with IT background what are the important things to remember before applying and how are the ways to apply for a working student job, it would be great if you could make a seperate video explaing the same
As I am TH-camr it's very genuine abd point to point talk without wasting time
Thanks
I heard that Mawista,Dr Walter,Feather Expat are more like glorified travel insurances, and they wont be of much help when its really needed. Is it possible to take real private insurances like Hansmerkur, Signa Iduna, Ottonava etc?
For people above 30, unfortunately the first option is the only option. It is also true that coverage is not so good, but in terms of employment or visa renewal, you won’t face any issues. The other options that you mentioned, honestly I haven’t heard of them. You can ask them directly.
with expatrio i also got dr walter health insurance. now i am in germany and received confirmation via email. but i have not received insurance card. what should i do ?
Hi. I already answered your query on the other channel
I am in the processing on enrolling to University. Uni portal is asking for 10 digit health insurance number. But in my Dr- Walter insurance document I see only application number. Is this health insurance number? Can this be used for enrollment
@@sinchanak.j9085 you need to provide the “versicherungsnummer” That’s the insurance number. But dr walter gives 7 digit number. I think only public insurance providers give 10 digit numbers
@@sinchanak.j9085 insurance number Germany aa kr milta hai. Uni application portal pr aik aur option bhi hoga examption wala apko wo select krna hai aur wahan info icon pr details b hogi
Hi Kaustav, Thanks for uploading the video. I had just one doubt, it's been a month for me in Germany and I have already been enrolled with my university. I received my dr Walter health Insurance but its says its an "incoming health insurance" and would cost me 59 euros per month for a year. So it's basically a travel insurance, my question is can I go ahead with it or do I need to get another provisit package which cost around 129-154 euros. If you could answer this it would be of great help. Thanks
Yeah I used that travel insurance 59 EUR for 3 years. But thankfully never had to go to the doctor, so cannot comment on that part. But legally, that is enough
@@bongingermany Thanks for your revert, actually I read some comments on reddit stating that you can get issues at the time of extending your visa but couldn’t find any law stating that.
@@Technogypsy9 I have used that insurance for 3 years and 3 visa renewals. I never faced any issues.
@@bongingermany Thank you for sharing this, it helps :)
hi thanks for sharing, my I ask if the dr Walter’s insurance plan u used was Educare24 ?
Yes
hi i am above 30 student who came to germany after 30. So now for part time job or student job the employer is not giving job on private insurance that I have already. He wants me to switch to public first. On the other hand public insurance company is not giving me insurance with them. So what can I do > How can i do job as a student now >> Kinldy guide me. Thankyou
This is a situation that happened with many. Explain the German law to your employer about students above 30. Also, ask the insurance provider to give in writing why they cannot provide public insurance to you. Submit that to your employer.
@@bongingermany Yes but what steps exactly i need to follow now. What german law i need to get in writing exactly ?? I need to do job but insurance thing is very confusing. Which public insurance i need to talk now.
Now in expatrio it is ottonova health insurance(private), is it good...any idea?
yeah it is similar. so yes.
German language is mendotory?
Not mandatory for technical jobs, but for most non-technical jobs you need to know German
How much does Dr. Walter currently charge monthly for insurance as a student above 30?
They have multiple plans, check on their website
Hello Kaustav!
Your video is very useful. I have obtained health insurance from Expatrio ( Dr-Walter), since I am over 30. I have a question. I am requested by the University that health insurance company must digitally notify to the University by M10. Do you know how I can contact Dr-Walter to ask this requirement ?, since Expatrio told me that They do not contact the University
Thank you so much
You should speak about this “student above 30” problem with your university. Also contact educare / dr walter about this M10 things
You should ask TK health insurer to send M10 Notification to your university. They provide this help to all students.
Send them all your details of university and Dr walter insurance and in 10 days they will send the notification directly.
Remember TK do not believe in reverting to emails. But, they will do this work seamlessly.
I have applied to health insurance from epatrio Dr-walter , in the document provided I see application number . And it is also said that it will be activated once i reach germany. In this case uni is asking for 10 digit health insurance number. Can i use application number as health insurance number for enrollment?
I think for the moment you can use that since your insurance is still not activated. But if possible mention that in your application
Hello,
Thanks for your informative videos. I want to know can we use Mawista private health insurance during job seeking visa after masters. Because i heard from mawista you can't do part time jobs with mawista . How we can insure ourselves during job seeking period while doing some odd jobs to look after ourselves.
Kindly inform me about this thanks
While on job seeker visa, you are not a student anymore. So I think you can take public insurance during that time.
Hello Kaustuv, thank you so much for creating this video. I'm over 30 and have been trying to find a job in sustainability without success. I'm considering pursuing a master's in data science to broaden my career options beyond the development sector. However, I'm apprehensive about venturing into something new and uncertain, fearing it might not yield financial gains and could potentially waste two years of my life at this stage. How did you decide to start afresh in Germany ? What is the job scenario there for data science ? Is it worth it ?
Hi, it’s Kaustav by the way. 🙂 If you really want to pursue a masters then Data Science is a really good field and has good potential. However, data science or any technical masters in Germany is quite difficult. So be prepared to put in a lot of effort. I had a very difficult time when I went back to student life after 7-8 years of work.
Hello Kaustav, hope that you would see this message. I am 30 years old and I will move to Germany for my Master's degree. My question is, if ı keep my DR Walters insurance, can I work as a Working Student? Expatrio informed me as I am not eligible for publich health insurance and that is ok. However they did not say anything about DR Walters, I have that insurance now but it is not active yet, it will be activated when ı arrive in Germany. I also found a Working Student job and the company expect me to start to work when I arrive in Germany. I am really confused on what to do :(
I also took expatrio, i also had dr walters for 3 years, and I worked part time as well. So all good, don’t worry.
@@bongingermany Thank you so much!
@@storitelli you’re welcome
As a 30+ student, I have chosen Coracle for the block account, but for my health insurance, I want to choose Dr. Walter (provisit student). Now my question is: when I spoke to Dr. Walter, they assured me that their student package also includes travel insurance. But, they won't give me any additional documents except health insurance. In such a situation, can I give the German embassy a visa interview with this health insurance document (as it says international health insurance) or is it enough for the visa interview. Please let me know. Thank you very much.
Yes that is enough. That provisit student is just an extended travel/ private insurance. So it’s absolutely fine.
Hi Kaustav,
I am 35+ years and I have come to Germany to do my second master's. I am looking for part-time jobs, so I want to know if it is possible to get a part-time job as I 35+ years of age and have a private insurance?
Kindly reply.
Yes it’s possible. Maybe you will face some difficulties trying to convince your employer about your health insurance situation
I have Bachelor's degree in Electronics and Instrumentation , 4 years of professional experience in Development.Found Computer Science interesting , would my work experience and LOR's suffice to apply for Master's in Computer Science?
I think it will work for you if you have studied enough relevant subjects during your bachelors course. Check what credits are required for the masters course of your choice
@@bongingermany The reason for me asking was the ECTS requirements for the course is not matching my credits in the Bachelor's. Would my work experience as a software developer be sufficient for the same? Subject is Computer Science /Data Science /AI. Thanks for the Information though.
@@pragnaurs6353 okay. Yeah that’s why I said check the requirements. So if you have already checked and it’s not matching, then you can try with a strong SOP letter, and multiple references from your workplace stating your expertise in this field. And say that this current professional experience has fueled your interest in the course and will help you get through it successfully
@@bongingermany That's insightful! Thank you so much!
@@pragnaurs6353 you’re welcome
Now am in Germany, please help me which private insurance is best to take and i have heard that some private insurance will accepted for part time jobs. So please suggest which one is good
If you are above 30 yrs of age, you can go for Mawista or Educare (dr walter)
Hi, I am coning to Germany on Erasmus+ in 1october for 10 months. I will be 30 in January. which insurance I should get?
You can get dr walter insurance
Is the private health insurance bad or what? I am above 30 student and I got a private health insurance with Dr Walter !
It’s not bad, the coverage is less and it is not as accepted as public insurance
@@bongingermany really ?, but why then the private healthcare is more expensive?
@@bahaaworld this is not private healthcare. Dr walter is travel insurance, and only option for students above 30
@@bahaaworld the private insurance that you are saying is the one for employed people
@@bongingermany I bought Dr Walter with the package from expartio blocked account as my health insurance, not travel insurance! , and because i am above 30 years old and a student, it had to be private health insurance.
Hey bro I am also above 30, planning to come in October. Just had a question, can I switch to public health ins provider even if I get a part- time job, or does it have to be full time only?
No, you have to have a full time job. Only then your employer will pay half and you will pay half. So it has to be a 38 hours or more per week job.
Thanks a lot you are the Only One TH-camr who helping 30 above Student coming to Germany. Please help me I am above 30 age coming from Pakistan. Please tell me which is the most economical and good Private Health Insurance to opt for as their are many Private Health Insurance provider and I am Confused as I am opening my Block Account from Coracle and they are not providing Private Health Insurance. I can't open Block Account with Expactrio as they are Slow in Response and charging more for Private Health Insurance. I want that Private Health Insurance which does not change their amounts frequently and are relaible. Please Help Thanks.
You can go for Dr. Walter. It is cheap and has no fluctuating rates. I used it for 3 years myself.
@@bongingermany bro i am from germany i need a public health insurance for part time job now i have private insurance so my question is which is best public health insurance for above 30 for job
Can i pursue again bachelor's in Germany after completing with 60% bachelor's in India
Why do you want to do Bachelors course again? Instead you can learn German and try for ausbildung. Or you can pursue a masters course
@@bongingermany Due to low percentage. Is it possible to pursue masters with 60% in bachlors with no work experience
@@SahilGulia-mb9xj it’s difficult to get but possible. Maybe your university or course will not be the best.
Are you a bangali? 💝
Han