Govt.employee ko choose kerne ki choot nahi hoti kyunki noukri lagte waqt n.p.s. ki Puri jankari nahi hoti to form fill clerk dwara ker diya jata hai, sabka ek jaisa , portfolio Banta hai, 60%tax free nahi hota usme tax lagta hai bhai, govt.servent ki baat ker rha hun
Can we now select different fund managers for different asset classes in NPS? Say HDFC for equity and LIC for debt? Is there any official circular about this?
Nice video you made. I am contributing 50 k per year as it is in tier 2 no comany contribution, my self contribution. As on March, 24 current value 5.0 lac I am 52. So 8 more years to invest 50*8 4.0 lac. So what pension I will get on 40% annuity
Is there any ANNUITY PLAN which takes into account the inflation & how it will reduce our pension value overtime. I mean, if you are getting ₹50k today, and you are still getting ₹50k pension after 15-20 years, that would be nothing.
Paritosh, very good explanation. I have a question. At the age of 60, I can withdraw 60% and rest will be invested in annuity. Now, will the POP invests this amount to annuity or we have to do it as per our choice? What happens to my annuity amount of 40%? Will I get it back after some years or how does it work. please clarify this doubt of mine.
The POP will invest it on their own, and the amount will be returned after your death or the death of your spouse, but that will depend on your annuity plan.
Jab annuity select kroge toh usme options hote ki kaunse type ki annuity lena hai. usme select kr lena after death annuity ka jitna b hota hai Sab nominee ko.milega
20 saal k baad 40 lack sirf 50 Hajaar k saman hoga koi value nahi rehegi 40 lack ki Man lo aaj k jamane me 2 bhk 35 se 40 lack me mil jata hai vahi 20 saal k baad same rate rahegi kya? Kya milega 20 saal k baad 40 lack me?
40% blockage for Annuity is the most disgusting part, because you get only 6-7% return on that annuity. After 30-40 years from now, 6-7% will be just worthless because of inflation. The day this norms changes NPS will be better investment than PPF also
Bhai apka nps calculator hi galat hai 5000 se 15 saal ke liye 9lakh hota hai 15 lakh kaha se aur corpus 64 lakh kaha se hoga 14 years 8 months toh mera nps me huwa rs 5000 per month abhi mera nps corpus 17 lakh 29000 hai kaise 4 mahine me yeh 64lakh - 17 lakh = 47 lakh bargaya 1 saal me 47 lakh isko detail me samjao jhumla hai yeh jhumla NPS se bache
Hi Sir, very well explained 👍 I have opened a zerodha account through your invite link and mailed the details but no response received. Please add me in your passive income group 🙏
Govt.employee ko choose kerne ki choot nahi hoti kyunki noukri lagte waqt n.p.s. ki Puri jankari nahi hoti to form fill clerk dwara ker diya jata hai, sabka ek jaisa , portfolio Banta hai, 60%tax free nahi hota usme tax lagta hai bhai, govt.servent ki baat ker rha hun
Thank you for this video... Waiting long for this video.. thank you sir.
Very clear and detailed explanation
We demand only OPS
We demand no pension
Very informative & useful video!
Thank you!
Salute to your effort paritosh ji
Sir Aaj say 60 sal baad 15000 ke value 2000 ka braber hoge koy fyda nhi esa tho acha senior citizens pansaion ha
Very good explanation sirji requesting you to make same video for government nps employees
Can we now select different fund managers for different asset classes in NPS?
Say HDFC for equity and LIC for debt?
Is there any official circular about this?
Sabse badhiya finance creator ho aap
Nice video you made. I am contributing 50 k per year as it is in tier 2 no comany contribution, my self contribution. As on March, 24 current value 5.0 lac I am 52. So 8 more years to invest 50*8 4.0 lac. So what pension I will get on 40% annuity
Is there any ANNUITY PLAN which takes into account the inflation & how it will reduce our pension value overtime.
I mean, if you are getting ₹50k today, and you are still getting ₹50k pension after 15-20 years, that would be nothing.
Nice video. One question if a person Dies around 62 then what about remaining annuity ?
1crore paney key liye NPS mey kitney ki sip karni hogi meri age 54 sal hey 2023
After filling all the data, it is asking for Ckyc number. Where from we will get that. Kindly explain.
Ye to no pension wala yojana hai ise mp mla ko do
NPS is worst, Mutual fund is far better than NPS.
Thank you sir, can you make the video for NRE retirement, how to retire in India and get regular income. Thanks
Very nice informative video Sir🙏🙏🙏👍👍
Agr kisi ki pension less than 9000 bne to, kya use 9000 milegi ya less wali
लेकिन सरकारी कर्मचारी अपने मनसे एन पी एस मे योगदान बढा किंवा घटा नही सकते.
Paritosh, very good explanation. I have a question. At the age of 60, I can withdraw 60% and rest will be invested in annuity. Now, will the POP invests this amount to annuity or we have to do it as per our choice?
What happens to my annuity amount of 40%? Will I get it back after some years or how does it work. please clarify this doubt of mine.
The POP will invest it on their own, and the amount will be returned after your death or the death of your spouse, but that will depend on your annuity plan.
Very Good Explain Sir
Very useful information
Bhut hi ghatiya scheme h...government employee k liye
I think pension scheme interest 3%4% after 15or 20 years sir . Today interest 6.5 or7%
Hello Excel file not available on that link please share new link for to download file
Sir civil defence employees 20 year service ka bath pension kithna milenge
Auto choice conservative option almost gov bonds main to 10% milega kya.
Best bhaiyaa
20 ya 30 saal baad 6 ya 7% intrest na koi fd degi na shayad post office as inflation bhi badega uske according
Hmm thats why i suggested other option ..that we took as example.. you can change the no in sheet as per your expectation
@@Moneytalke yes..i think equity is better over. Nps
My age is 45 is nps is good option to invest
Nps excel sheet not available in this link,can u pls share again
Written on Premium Me After Our death Family Ko Sirf Pension Milti hai Ya Annuity ka amount Bhi(Jo 40% Annuity buy Ki Thi)
Jab annuity select kroge toh usme options hote ki kaunse type ki annuity lena hai. usme select kr lena after death annuity ka jitna b hota hai
Sab nominee ko.milega
Sarkar ko 40/ Desh hit men laga dena chahiye Desh teji se aage badhe ga
Nice information
My last salary was 183ooo.
Now I am getting only 8ooo only
So pathetic and cruel rule
excel sheet download nahi ho raha hai
pl guide us how to download
Total Corpus na 100% Annuity ley to chale ke ni ? Reply karjo please
Beautiful content
20 saal k baad 40 lack sirf 50 Hajaar k saman hoga koi value nahi rehegi 40 lack ki
Man lo aaj k jamane me 2 bhk 35 se 40 lack me mil jata hai vahi 20 saal k baad same rate rahegi kya?
Kya milega 20 saal k baad 40 lack me?
Does government also contribute any amount in individual nps..?
Please reply Sir..
no
Ok.. Thankyou for reply..!!
For government employees they contribute
NPS 18 SAAL KI SERVICE ME VRS LE SAKTE H
I like your content
Retirement pe 15000 months itne saal baad Zada nahi H,kiya
Kuch bhi nhi hai
If the person dies at the age of 62 then what will happen to 40% Annuity
Sir nahi samjha video
Please compare nps investing with pure index sip investing
Compare
Nps vs index funds ( Nifty 50 & Nifty next 50) vs large cap funds
And how to select plans in nps.
Jo totally withdrawal nehi karega uska hoga ki nehi
40% blockage for Annuity is the most disgusting part, because you get only 6-7% return on that annuity. After 30-40 years from now, 6-7% will be just worthless because of inflation. The day this norms changes NPS will be better investment than PPF also
NPS Hopeless scheme
You need to remember that returns are tax free ie appreciation is tax free .
@@RD-ij2sz aaj hamare govt employees apni 18-20 service me inko 2000-3000 pension mil rahi hai ye NPS ki safalta ...annuty 6 % jo FD se bhi kam hai 🎉
@@Neha1989vlog What about tax free appreciation which happens over the period ?
any how you have to fix min 8500
40 percent Vagas Kab molata hai,,,,pension lene vale k na rahene par ye amount nominated ko mlegii??
excel link is not working
Pls provide new link
Sir mera basic pay 56200 tha aur da 38 percent total service length 7 years plaze calculate every thing
We want only OPS
can you provide this calculator
9year. 10 year par pension milaga sir
Han
Excel remove ho gyi hai
Jabardasti anunity kiu kharidega????😠😠😠 jab tak yeh bandh nshi hoga tab tak NPS populer nahi hoga.
We want ops
सिर्फ पुरानी पेंशन व्यवस्था बहाल करने हेतु सरकार से आग्रह है
We want only OPS OPS OPS OPS
ops not goot
@@monajkumar9745 Aap OPS mat kijiye.Humey toh OPS OPS OPS hi chahiye.
@@jagannathnaik9175 Sab free ka chahiye tum log ko 😂😂😂
Don’t invest NPS useless scheme very very very bed policy
Bhai apka nps calculator hi galat hai 5000 se 15 saal ke liye 9lakh hota hai 15 lakh kaha se aur corpus 64 lakh kaha se hoga 14 years 8 months toh mera nps me huwa rs 5000 per month abhi mera nps corpus 17 lakh 29000 hai kaise 4 mahine me yeh 64lakh - 17 lakh = 47 lakh bargaya 1 saal me 47 lakh isko detail me samjao jhumla hai yeh jhumla NPS se bache
Bhai ...aaj kal koi LIVE stream nahin karte aap
Bohat jaldi dobara startt kr rhe hai next week se
❤❤❤❤❤
Annuity Ka Paisa Kabhi Nahi Milta?
Marne k baad nominee ko
Only OPS
1st like
We want ops ops ops ops
First view
Kuchh nahi keval 40%ka interest only
Only ops
channel naam change kr lo
Char aana se aath aana bus.
Faltu
Hi Sir, very well explained 👍
I have opened a zerodha account through your invite link and mailed the details but no response received. Please add me in your passive income group 🙏
Sure, allow some time i will check and add you immediately
@@Moneytalke thanks for your quick response
Only OPS
We want ops