Retirement Planning எப்படி செய்வது: எடுத்துக்காட்டுடன் விளக்கம்

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  • เผยแพร่เมื่อ 25 เม.ย. 2020
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ความคิดเห็น • 288

  • @pattufreefincal
    @pattufreefincal  4 ปีที่แล้ว +11

    English Version is here
    th-cam.com/video/fBPMs7HxBg4/w-d-xo.html

  • @balagkec
    @balagkec หลายเดือนก่อน +17

    I saw this video 3yrs ago and it changed my life for ever.. I was zero when I saw this video now am in track for financial freedom..

  • @dk2969
    @dk2969 2 ปีที่แล้ว +15

    How did i miss the prof's lecture all these years? 😂 he explains it well. no gimmicks. pure objectivity.

  • @iyyappanswaminathan7812
    @iyyappanswaminathan7812 4 ปีที่แล้ว +64

    Excellent explanation.... that to the way you projected “Saavu” .....it’s hilarious

    • @HHP2022
      @HHP2022 4 ปีที่แล้ว +1

      Ha ha.. I too noticed

  • @praveennin
    @praveennin 5 หลายเดือนก่อน +6

    I'm 32. Thank you so much Mr.Pattu. Much helpful. I have seen many retirement planning. But this is indeed!

  • @karthig
    @karthig 2 ปีที่แล้ว +20

    ஒரு மனிசனோட சாவை excel ஷீட்டில பதிவு பண்ணாத இப்போ தான் பார்க்கிறேன் 😂

  • @sivaskumarb7664
    @sivaskumarb7664 4 ปีที่แล้ว +16

    Haven't expect an IIT prof will speak close to heart, and particularly that saavu , love it. Very beautiful and clear analysis, sir.

  • @sridharjee9096
    @sridharjee9096 4 ปีที่แล้ว +49

    It made me to think die before 70.. 😂

    • @ashwathgamingyt7542
      @ashwathgamingyt7542 3 ปีที่แล้ว

      😅😅😅

    • @velmuruganganesan7979
      @velmuruganganesan7979 3 ปีที่แล้ว

      why before 70 and why not 60???? Situation is such Bro...No salary hike on year by year but inflation is sure going up

    • @sridharjee9096
      @sridharjee9096 3 ปีที่แล้ว

      @@velmuruganganesan7979 it's OK bro.. lets face it with 10 years buffer 😉 if we get better salary without inflation.. Life looks bore.

  • @senthilkumaran8502
    @senthilkumaran8502 4 ปีที่แล้ว +27

    Before seeing this video, I took retirement planning lightly, but now i need to consider it serious than other financial goals.. And I'm going to create my own excel sheet..
    Thank u Sir... u made our lockdown days very informative..

    • @sulthanalavudeen9281
      @sulthanalavudeen9281 4 ปีที่แล้ว

      Definitely you may get Diabetic & BP, Life should be a cool

    • @deepalakshmi8400
      @deepalakshmi8400 4 ปีที่แล้ว +5

      @@sulthanalavudeen9281 - I wonder what made you come here then?

  • @balaji9412
    @balaji9412 3 ปีที่แล้ว

    மிக மிக சிறந்த ஒய்வு கால திட்டம். வாழ்க வளமுடன்.

  • @kprabhu1986
    @kprabhu1986 4 ปีที่แล้ว +9

    Luckily Quicktime didn't crash!!! Very useful video.

  • @suriyakumar1306
    @suriyakumar1306 4 ปีที่แล้ว +4

    Dear Pattu Sir,
    Thank you for this video. No one else can explain better than this..👍

  • @cbeshyam07
    @cbeshyam07 3 ปีที่แล้ว +6

    I never knew you had so much of sense of humor! I had seen most of your videos in English which made me think you were a very serious guy. This certainly gives us a definite number we need to invest. Thanks Professor!

  • @venkatakrishnanjayaraman5410
    @venkatakrishnanjayaraman5410 4 ปีที่แล้ว +1

    Namaskaram Pattu, I just constructed my retirement Calculator just the way you did. Thank you now i know how much i require to invest to achieve it. Nandri...

  • @seethahexa
    @seethahexa 4 ปีที่แล้ว +20

    2:52 is the maas, SAAVUU.hmmm. 85 ... Sir, u are very realistic person and your words are very practical. People hesitate to think talk about their old age, u nailed it sir.. but i cant stop laughing by seeing 2:52 for a long time.

  • @KISHOREVIGNESHBARATHARAJ
    @KISHOREVIGNESHBARATHARAJ 4 ปีที่แล้ว +1

    Thanks pattu sir. I never projected expenses according to inflation. you opened my eyes!

  • @partheepanbe
    @partheepanbe 4 ปีที่แล้ว

    Excellent Explanation Sir
    Very clear..... Thank you

  • @RajaSekar-eu1nk
    @RajaSekar-eu1nk 4 ปีที่แล้ว +2

    Not just financial planning i learned excel tips as well. very thank u sir

  • @padmanabanv87
    @padmanabanv87 2 ปีที่แล้ว +2

    Thanks Pattu Sir for guiding us on our retirement planning. Wish I had this information 10 years back 🙂

  • @ariharasudhan545
    @ariharasudhan545 ปีที่แล้ว +1

    Very simple and clear way to showcase complicated planning. Very well presented. Thanks

  • @suganthiv9874
    @suganthiv9874 4 ปีที่แล้ว

    தமிழில் பகிர்ந்தமைக்கு நன்றி ஐயா

  • @venkaraj
    @venkaraj 3 ปีที่แล้ว +1

    Such a casual but very thought provoking session Sir. Thanks a lot for guiding us

  • @SenthilKumar-hi7gm
    @SenthilKumar-hi7gm 3 ปีที่แล้ว

    Excellent explanation. Thanks a lot Sir

  • @5966ramesh
    @5966ramesh 3 ปีที่แล้ว

    Thank you Pattu sir. Very well explained.

  • @manimarankrishnan4109
    @manimarankrishnan4109 4 ปีที่แล้ว +3

    This video is eye opener for me. Everyone must watch the video. Thank you for sharing your knowledge. God bless you and ur family🙏

  • @rganand1365
    @rganand1365 4 ปีที่แล้ว

    Super தலைவா! Never seen such simple and practical plan!

  • @anandpep
    @anandpep 4 ปีที่แล้ว +3

    A real eye opener, Pattu Sir 👍
    Simple and Powerful 😎

  • @anthuvanathanniesinola8010
    @anthuvanathanniesinola8010 11 หลายเดือนก่อน

    Thank you very much for your detailed simple lecture about retirement planning

  • @sreekumars3531
    @sreekumars3531 2 ปีที่แล้ว

    Extraordinarily simple explanation sir thank u

  • @hariraj7240
    @hariraj7240 ปีที่แล้ว

    Well explained sir. Very useful info. Thank you very much.

  • @pabdulhakkeem
    @pabdulhakkeem 4 ปีที่แล้ว

    I love the way explain....Tnx sir

  • @RAJESHKUMAR-zg4jf
    @RAJESHKUMAR-zg4jf 3 ปีที่แล้ว

    Thanks a lot sir..well explained and great useful vedio

  • @Sujathaanbu
    @Sujathaanbu ปีที่แล้ว

    Excellent!!! Thank you Sir !!

  • @srenga49
    @srenga49 7 วันที่ผ่านมา +1

    Very good Mr Pattu. I am now 72. I did not have a chance to see such plan in y previous years. Further I had to support to my parents. Somehow I managed to make a good format. As o today I am able to invest in mutual funds every year. Now I try to make an excel sheet for my future. Thanks

  • @pradeeppep3761
    @pradeeppep3761 4 ปีที่แล้ว +4

    Thanks for this one in Tamil. Able to catch the point more clear and easy to share with friends n dears

  • @KiddoSurgeon_DrAR
    @KiddoSurgeon_DrAR 4 ปีที่แล้ว

    Thanks for starting at 30 years of age!

  • @annamalairobins
    @annamalairobins 4 ปีที่แล้ว

    Very nice explanation sir, everyone need to plan this!

  • @keerthivasan1162
    @keerthivasan1162 6 วันที่ผ่านมา

    Amazing lesson with full clarity data Thank you sir

  • @srinivasanrenganathan1467
    @srinivasanrenganathan1467 3 ปีที่แล้ว

    Thank you. Really eye opener for me

  • @rajeshk956
    @rajeshk956 3 ปีที่แล้ว

    Great Sir, Your explanation is awesome, common man could understand easily . Very useful 🙏🙏

  • @praveen6890
    @praveen6890 4 ปีที่แล้ว

    Hi Pattu Sir, very good video. Day by day your videos are becoming easy to understand. Thanks for the illustration.

  • @jntdurairaj
    @jntdurairaj 2 ปีที่แล้ว

    Very useful. Thank you!

  • @sagarraju6261
    @sagarraju6261 2 ปีที่แล้ว

    Just 1 word- Beautiful! 👌

  • @haibalajibabu
    @haibalajibabu 4 ปีที่แล้ว

    Thank u. This is good one.

  • @rmns987
    @rmns987 3 ปีที่แล้ว +1

    Excellent video.
    He mentions in the video
    Investment p.a = EPF+PPF+NPS+Stock

  • @rviswanathan817
    @rviswanathan817 3 ปีที่แล้ว

    Very informative and eye opening

  • @sangeethb5798
    @sangeethb5798 7 วันที่ผ่านมา

    Sir, really it's such a simple but at the same time very powerful calculator. Hats off to you sir for your service and support... 🙏 🙏 🙏

  • @youthsat
    @youthsat 4 ปีที่แล้ว

    Excellent Mr.Pattu ! Well explained

  • @subramanirajan3398
    @subramanirajan3398 11 หลายเดือนก่อน

    Enjoyed a lot... Thank you so much professor. Really helpful 😊

  • @nitish5924
    @nitish5924 4 ปีที่แล้ว +2

    Thank you sir as always, its nice to watch it in tamil :)

  • @davidsiraj3670
    @davidsiraj3670 4 ปีที่แล้ว

    Very nice video... One of the best video for financial analysis...

  • @ragupathibagavandoss6871
    @ragupathibagavandoss6871 ปีที่แล้ว

    Broad mind good advisor, vazhga. Valarga.

  • @mvkally
    @mvkally 3 ปีที่แล้ว

    First time seeing your video..very practical and nicely explained..thanks for this awareness

  • @sivakumarkp7350
    @sivakumarkp7350 4 ปีที่แล้ว

    Very good sir. Nice explaining style

  • @ashokayyappa198230
    @ashokayyappa198230 4 ปีที่แล้ว

    Super Sir.. Very good explanation

  • @sudharsansathiamoorthy1075
    @sudharsansathiamoorthy1075 ปีที่แล้ว

    Excellent explanation Sir!!

  • @its_rajv
    @its_rajv 2 ปีที่แล้ว

    Excellent! eyeopener

  • @ganesh8495
    @ganesh8495 วันที่ผ่านมา

    Very sensible and smart work.... Nobody talks about this.... only in social media is good for knowledge sharing

  • @thamaraiselvan7684
    @thamaraiselvan7684 4 ปีที่แล้ว +1

    very useful sir my age 36, iam first time think retirement future you teach very useful sir

  • @KKK-vv7yn
    @KKK-vv7yn 3 ปีที่แล้ว

    Practical information thanks

  • @PromodhSridhar
    @PromodhSridhar 3 ปีที่แล้ว

    Very nice and very well presented ..Like you said inspirational video

  • @selltspl
    @selltspl 4 ปีที่แล้ว

    excellent knowledge sharing Brother

  • @sriguruprasathr1334
    @sriguruprasathr1334 4 ปีที่แล้ว

    We like your way of talk 😊

  • @Govindarajan23
    @Govindarajan23 4 ปีที่แล้ว

    Mass as usual , thanks sir

  • @thirumalaikcse
    @thirumalaikcse 4 ปีที่แล้ว

    வணக்கங்க, மிகவும் எளிமையாக உள்ளது. அனைவருக்கும் புரியும். நான் இதை ஏற்கனவே உங்களின் Goal based Investment குழுவில் பார்த்து செய்து விட்டேன்.

    • @aravinthara4096
      @aravinthara4096 4 ปีที่แล้ว

      Thanks sir .Very well explained about the retirement calculation.

  • @srirams5368
    @srirams5368 4 ปีที่แล้ว +4

    கண் திறந்த தெய்வம் நன்றி 🙏♥️💞💞

  • @hariharanb201
    @hariharanb201 3 ปีที่แล้ว

    Videos uncut makes it real. Sema worth Video 👍😀

  • @sivarajsuresh9749
    @sivarajsuresh9749 4 ปีที่แล้ว

    Sema Super explanation.

  • @ganeshs4827
    @ganeshs4827 4 ปีที่แล้ว

    Savu.....Ultimate expression Sir.

  • @sathyarajendran2976
    @sathyarajendran2976 ปีที่แล้ว

    thanks bro very useful

  • @prasanthrajendran1611
    @prasanthrajendran1611 วันที่ผ่านมา

    Excellent eye opener video ❤

  • @balak1263
    @balak1263 4 ปีที่แล้ว

    excellent sir...

  • @PrincePalani
    @PrincePalani 4 ปีที่แล้ว +3

    Hi Sir,
    Watching your video for the first time. TH-cam suggested my your video. One good suggestion that TH-cam gave for me. An eye opener video. The same genric explanation will be charged nearly 1000 to 2000, If I consulted a financial planner. Thank you so much. Will be a regular follower and provide my support. All the best for your future endeavours.

  • @Gowtham_Nataraj
    @Gowtham_Nataraj 5 วันที่ผ่านมา

    Good One Pattu Sir

  • @chockaiyarajarajan5897
    @chockaiyarajarajan5897 4 ปีที่แล้ว

    Very nice tips 👍

  • @palaniyappanchidambaram1284
    @palaniyappanchidambaram1284 6 วันที่ผ่านมา

    This was an interesting video, and I learned a little bit about planning my retirement.

  • @shanmuganathan8881
    @shanmuganathan8881 3 วันที่ผ่านมา

    Saw your video today. Still unable to come out of this. Thanks for making me to understand where I am standing at this age.

  • @kirubakaransujanaranjan2877
    @kirubakaransujanaranjan2877 4 ปีที่แล้ว +1

    Sir, idha vida yaarum theliva villa mudiyathu, thank you

  • @Mykaruvi
    @Mykaruvi 4 ปีที่แล้ว

    Real life ultimate Neenga sir engaluku Pppppa Vera level

  • @SlayerM87
    @SlayerM87 7 วันที่ผ่านมา

    Thanks for Creating this very informative video sir. God Bless 🙌

  • @rahul.j9977
    @rahul.j9977 4 ปีที่แล้ว +1

    Never had an idea we need this much corpus.. Had a fanatastic clarity on retirement planning.. Thanks pattu Sir. Hope ur health is fine and good. Retirement ke paathi salary invest pannanum pola naa .. Matha seleavuku ena panrathu yosikuren ipa ...

  • @sathishr2791
    @sathishr2791 4 ปีที่แล้ว

    Useful sir..

  • @jaibalayya3291
    @jaibalayya3291 7 หลายเดือนก่อน

    great video, thanks professor , making 10% is the difficult part.

  • @KiddoSurgeon_DrAR
    @KiddoSurgeon_DrAR 4 ปีที่แล้ว

    Kalakkal concept sir!!!
    Idhuku dhan AMC fellows saying "SIP podungo and forget the amount" I think :-)
    That said. this is a extremely clear presentation..... kudos!

  • @savingstamizha-8004
    @savingstamizha-8004 4 ปีที่แล้ว

    Very informative sir.
    Regards
    Wealth India Movement

  • @southcomet
    @southcomet 3 ปีที่แล้ว

    Thanks for the initial video. I think this is a baseline retirement plan. I would like to see a followup video, on how to adjust the excel sheet after sudden windfall during the period say a lottery or something to that effect or a major financial emergency that drastically reduces your investment would be more useful. That will give more realistic view.

  • @venkateshsubramanian500
    @venkateshsubramanian500 4 ปีที่แล้ว +5

    Hello sir, more of financial planning, I liked your advice for having fear. I am 27, and have put 20K per month in my expenses with 7% as inflation. Need to build corpus of 5.5Cr. This will really help me to invest in a disciplined manner every month. Thank you so much.

  • @HHP2022
    @HHP2022 4 ปีที่แล้ว

    Cool Sir..first time I am seeing your video...subscribed too...keep continue your efforts

  • @gowrithangavel476
    @gowrithangavel476 4 ปีที่แล้ว

    Thank you sir

  • @sredharbalaraman1387
    @sredharbalaraman1387 4 ปีที่แล้ว

    Hi sir 👋. Nice content 👌.

  • @srinathpadmanabhan
    @srinathpadmanabhan 4 ปีที่แล้ว +6

    Inflation is the real enemy sir. When I kept inflation at 6 % for a monthly expense of 40k, the monthly investment required is only 20k but when I changed inflation to 8%, the required investment amount is 52k/month. For now, I am keeping it at 7% where the monthly investment required is 33k and the retirement corpus is the magic number - 7 crore

    • @MrSmarthunky
      @MrSmarthunky 4 ปีที่แล้ว

      Sir.. for the same monthly expense of 40k with inflation 7%, the required investment for me is 63487.47328
      per month. Getting confused if I am missing anything

    • @liveandletlive5045
      @liveandletlive5045 3 ปีที่แล้ว

      Age boss? What age input?

  • @naga9384
    @naga9384 หลายเดือนก่อน

    Thank you so much Pattu Sir. Watched again after 3 years. Happy to see I am in track towards my retirement planning (Which I did in Google sheet before 3 years). Crores of thanks to you. 😃🙏

  • @srinivasanr4726
    @srinivasanr4726 4 ปีที่แล้ว

    Thanks a lot for your efforts. This video is truly a eye opener. Please share such valuable information as much as possible. I know you won't have time but we are also not intrested in edited videos with background musics and all. Instead we are intrested in value info like urs.

  • @azarsheik4616
    @azarsheik4616 2 ปีที่แล้ว

    I don't know why I oftenly see this video
    l like the way of speech

  • @shibikp552
    @shibikp552 4 ปีที่แล้ว

    Thanks bro

  • @vigneshayyalusamy4717
    @vigneshayyalusamy4717 4 ปีที่แล้ว

    Thank u sir

  • @MrSathish08
    @MrSathish08 4 ปีที่แล้ว

    Good info

  • @multi838
    @multi838 3 ปีที่แล้ว

    Super sir 👍

  • @johnunni85
    @johnunni85 4 ปีที่แล้ว +1

    Ha ha .. Saavu.. Thara local pattu..super .. I like it ..

  • @JoshvaP
    @JoshvaP 2 ปีที่แล้ว

    எல்லாருக்கும் தேவையான அறிவுரை.