What I spend in a month living in NYC | 2022
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- เผยแพร่เมื่อ 2 มิ.ย. 2024
- I'm a 30 year old living alone in NYC: this is what I spend in a month REALISTICALLY in 2022 to survive and still have fun. The cost of living in NYC is overwhelming... I hope this video makes you feel more prepared :) This is what I spend in a month living in NYC in 2022.
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timestamps
0:00 Intro
0:45 Fixed Expenses
2:44 Medical Expenses
3:56 Subscriptions
5:55 Food & Entertainment
9:21 Miscellaneous Expenses
10:22 Reflection
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➣Instagram: / chel.call
➣Business Email: chelsea.callahan@fwbtalent.com
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When I was younger, older people would often tell me not to go out so much, because it's expensive. Now that I'm older, I can say, I wish I'd gone out more! Socializing is good for you, both physically and mentally. You connect with more people your age - learn new things or skills to develop, find jobs, partner/spouse. Socializing doesn't have to be expensive either. Go for a drink after work, then go home to eat dinner. Go to brunch instead of dinner. It's being out there that's important. It's far cheaper than therapy!
100% you have to live your life! Drinks are cheaper than meals, lunches are cheaper than dinner, cafes are cheaper than restaurants.... and coffee is expensive, so prefer other drinks that don't go cold.
@@arooogaa In my country going out for drinks is more expensive than going out for dinner, it pains me so much 😂 But I agree that going out is good for mental health. And honestly, as long as you're not spending everything you have... enjoy your life!
You don’t need to buy food to socialize
I know this is an old video so you probably won't see this but when I worked in an office 5 days a week, my friends and I had a rule where we'd bring lunch Mon - Thurs and Friday was our "eat out" day. Having those set parameters really helped to meal plan and motivated me to actually bring my lunch (and save money!).
I did the same!! I almost always turned people down if it wasn’t the one day a week we were going out already haha
I also live in NYC. Can confirm $1,450 is super cheap for a Manhattan studio since mine is $1,850 (but includes all utilities). I spend $25/mo on my phone (shoutout to Consumer Cellular!) and nothing on internet because there is literally free internet on the street (LinkNYC), at every restaurant/cafe, libraries on every block. As for therapy, mine is $20/visit (with insurance) so $80/mo. Subscriptions also aren't a necessity...I just brought my DVD collection from home and workout in Central Park/my apt lol. Eating out is so crazy expensive that I literally taught myself to cook (bad reason to learn Ik) and couponing will save your life! Also having hobbies that don't involve drinking helps a lot...All this to say that you CAN live in NYC on a tighter budget than her and also NOT give up any amenities :)
Note for new viewers - this is, i repeat, one of those rare gem like YT channels that give realistic advice when it comes to LIVING in NY.
Also, extra note to elicit laughter - the highlight of the video = @5:10
awe thanks!!!
Looking at the typical salaries in NY + the taxes it does seem you have quite a comfortable life style. Well done, Chelsea, to make it happen!
Looking at your spending, each month, and recognizing where you’re spending money is a good thing. It’s a shame many don’t realize this.
You hit the nail on the head about living alone and having "socialising" money (aka "dinner and drinks"). It also showcases how much of a privilege it is to socialise as I also live alone however due to other expenses and priorities with my money I do not have 'extra' to spend on socialising. Thus yes my ability to have social interaction has been limited a *lot*. (I also purposefully refuse to have a credit card and have no debt to my name.)
As opposed to living with a partner? I don't get what you both mean by that. You'll always need "socialising money".
living with someone is such a money saver
But if you are happy then thats great for you. Just remember, Living with regrets is always more expensive (not saying you have any)
Many people have credit cards and don't have any debt. My credit card earns points when I use it to buy necessities like groceries.
As someone considering living in NYC, this was such a helpful video, Chelsea! Thank you!
did you ever do it
Just discovered your channel and am binging. I was single living in Boston at your age and blew every dime on going out and new clothes. But looking back it was the best time of my life. Even the worst of times are going to look great when you’re older and looking back, get out as much as you mentally can and make those memories!
got tears in my eyes when watching this (possibly because thinking about my grown up children & the high living cost in NY) . however sincere respect for you & work . keep up the good work & living @ NY
This was super helpful! I'm pretty much a lifelong Brooklynite and have recently gotten into budgeting. It's so illuminating to see actual numbers from other people.
Love to see an updated video for this! Everything went up in price over the year!
Thanks for the video and sharing your story. I live in NYC too and I am double your age. I maxed out my 401k and IRA since the beginning. Good luck to you!
I’m moving to NYC in 5 weeks and so nervous but this helped calm my mind a bit seeing a realistic breakdown of what you spend! It’s gonna be hard but no impossible and I’m soooo excited
How are you doing there now?
Loved the video. “Anyways” is not a word.
We are the same way with food delivery! We spend minimum of $700.00 a month at the grocery store. We spend at least that much on Door Dash. We are a small family, three adults. The food delivery is so easy and convenient it’s hard to say no. It’s really cool to see how well you manage to stay within your means.
I only allow one streaming service at a time. I rotate. If I’m in the mood for HBO, then binge the show for a month and then cancel. I also use nord vpn so I can watch entire Netflix library globally. I never buy lunch at the office bc it’s expensive low grade food. $12.50 for a meal in NYC is a sandwich. I go to Trader Joe’s and buy their flatbread, cold cuts or salads and just bring that to work.
I think it's good sometimes to reflect on you spending habits, I think I'll start to do that more regularly, my motto: spend a little, waste a little, save a little! You need to do whats right for you and what makes you happy, your young, so enjoy your life.
Definitely stick with HBO
I am not a fan of Netflix
Your videos are just so wholesome and it helps me relax. It’s like I’m talking to a friend
Love this video. Every so often I’ll do this and check how much I been spending in a month. Definitely is an eye opening in how much I been spending and also it keeps me in the loop in what I need to get rid off or what I I can keep. I’m in L.A. and we have Ubereat, Instacart and Shipt for food/grocery delivery and YES they do add up. 😊
Thank you for keeping it real. Gets me thinking...
I really enjoyed this video. I've been an official NYC/Brooklyn resident since moving here from California in 2019. I've gone through a few ups and downs in that time, especially with COVID, but I never thought about actually leaving until just recently. I've been considering becoming an expat and heading down to Mexico for cheaper living like so many of my professional peers and friends, but I know I would be so miserable. Living in NYC on a budget is still the best option for me at this time, so thank you for sharing your experiences with us!
I FEEEL that!!
Why move from california to Brooklyn its another rat race
You might as well have moved to Miami.
Hi Chelsea, I came across your video and decided to have a nosey.. You are so funny and entertaining and very informative .. A pleasure to watch from my home in Central London.. UK.. Great stuff!! 😊
Thank you for sharing, I live on Long Island and It is so tough in NY! Your apartment is so nice for that rent! You are lucky! Love your vlog! ❤
Don’t stop making videos Chelsea, don’t give up. It’s been 3 months, it’s time!
I know it’s been so long 😢
A good and honest vid about living expenses. Sounds like you live a good and fun lifestyle.
I'm so flattered and honored all the way on the other coast, San Diego.
While I was living in NYC (a total of about 10 years), my variable expenses were less since I like to cook and am not really into going out to eat (maybe because I've worked in too many restaurants!). I do wish that I had put more money into my travel fund, though. A few months of saving can make for a really nice European vacation! But I totally respect your honesty and your own choices. And, of course, there are ways to live on less in New York, if people need to . . . and when you know where to shop! One way I saved on transportation was to get around by bike (yes, even in the winter), but I love to ride and I know that not everyone does. And some of my co-workers walked to work every day - even if it was a long walk! I loved to ride and they loved to walk, I guess! Best.
I can understand you not going to restaurants because you worked in so many! I believe that is true for most people. If I ask movie theater employees if they have seen a movie I'm there to see most say no they haven't. Probably because most of us don't want to go hang out where we work! I like your idea about saving up for vacation to Europe or anywhere else for that matter. Also, you saved a fortune from not dining out regularly. My wife asked me a few years ago about when would we have the house paid off? I quickly calculated our dining and vacation expenses per year and mulitplied by 20 (years we've had the house). When I told her that we spent $100,000 in 20 years on restaurants she was in shock. When I told her we spent $100,000 in 20 years of summer family vacations she was in shock. This year due to all the inflation around the world, we spent $15,000 for a 6 weeks of vacation including extending her and my daughter vacation in NYC (my daughter is making music there). Anyway, spending money is part of life. How else will we enjoy living if we don't spend it on things that add enjoyment, memories, and social connection with others? Have a nice day.
Thanks for sharing! I enjoy eating out as well.
I always think tracking expenses at least every once in a while can be so eye opening, truly for living in NY I don’t think that’s bad, mine is comparable in North Texas.
I really enjoyed this video! I'm not moving to NY but love to see what everyone spends each month! I totally agree about Netflix, it;'s gone down in quality to be the most expensive lol So I cancelled this month.
The best video! Thank you
💓💓💓
I completely broke down laughing when you ticked on the "ttt" sound with the mouth you do in the middle of your sentence, the attention deficit is soooo relatable haha
Great video. Thank you for sharing.
Hey! Thanks!
I'm the same way about groceries. For about 2 years i spent 900-1000 a month on restaurants per month alone(just for me). I realized i could buy a crap ton of groceries for that same price but obviously it meant i had to try a few things i was afraid of in the kitchen. That money "saved" went to other things but i do feel stronger mentally nowadays that i can invite friends over and have a nice meal and drinks for cheaper.
very informative video, thank you!
18 Lunches at 7:10. I can pack a brown bag lunch for $2-3. That saves what you'd pay at the food court. I worked with someone who averaged $15/day at the food court (or $75/week). That adds up over the year. Plus those pre-work morning or break coffees add up too.
For some reason you were in my feed. Tip: Piggy back onto a Verizon family plan to save (via a sibling, close friend, parent etc.). Pay the family unit in advance upfront every New Year.
Wow, that is a great price for a studio in NYC!! Well done!
As for someone who is single but a home body..I'm blown away at all the eating out/ ordering expenses!
However for your area the rent and utilities are cheap!
I'm
❤❤❤❤ L
Very great video! Personally my expenses when down a lot when I stop buying too often clothes and shoes just to follow a trend, also cancelling unnecessary subscriptions and cooking at home help a lot, Plus it's more healthy =)
I would embrace buying lunch at work. So long as you get something fairly healthy, it's a good investment. It's hard to stare down a boring home made lunch when there are more appetising options available. If you can afford it, go for it!
Thanks for this everything anywhere is expensive
I like that you're very honest about your budget, and that you consider if you're getting enough value for the money on each item. Some you do, some you don't. "Value" can be monetary, or life-enhancing. While I am low-income, I spend an "extra" $100/mo on Instacart fees for groceries, and a monthly cleaning lady, total. I have a bit of a disability. and while I could do all my shopping, and do all the cleaning, it makes my life easier, and frankly, I don't WANT to do it, LOL
thank you for this!! you understand 💘
i liked this video - a lot - thanks for sharing
Super insightful, thks!
Watching a video like this is useful, I think, for raising ones awareness about ones own spending. I suspect that many (most?) people never do an accurate accounting of their spending. If your spending there in NYC seems really high to a lot of viewers, I suspect that many people in smaller, less expensive cities would be surprised at what a similar accounting would reveal about their own spending.
This is so true! Have lived in small villages my whole life, food is much more expensive, legit like can top the cost of a whole rent per week... which sounds insane, but we don't have all of the other categories like socializing, transportation, dinner and drinks, food delivery etc. so it balances out !
New to your channel, and already I'm so impressed by your videos! Please keep these going; you're providing such a valuable honest look at what it's like to live here in this big city we call home. I'm a NY native myself, and like you also single and living in a studio apartment. I pay $1460/mo in rent (in the Bronx), so I feel like I have a similar situation as you in terms of expenses and budget. Most of what you said is spot on! However... I really must ask, LOL: how in the HECK is your Con Ed bill only ~$45/mo? We both live in studio apartments, but my Con Ed bill is typically $68 to $80/mo in the winter months, and around $105 in the summer months because I love my AC! 😀 And I do go into the office in midtown around 16 days out of the month -- so it's not because I'm working from home all the time, either. Ohhhh.... I so wish my bill was as low as yours. Do you also pay Con Ed for gas for your stove? Because I do, so maybe that could be it?
Hahah my con ed has creeped up to around $70/$80 a month now since I made that video. I didn’t know I had it so good at the time 😂😅
Damn that's some deal for that apartment. I haven't seen anything that cheap in a while and I live in FL!
I got sooooo lucky finding covid prices on a rent stabilized building 🙏🏻 thankful every day
💰💸Hey, go out and enjoy yourself!! I know budgets are always hard, but looking at where the money goes helps to see what isn't important.
Pro tip: Go in halvesies (or thirds!) with your immediate neighbor(s), sharing the cost of WiFi. Yes, it can be a pain once or twice a year, but consider the savings... $$$
Bonus tip: Learn to tether WiFi off of your phone, since you're already paying for unlimited data!! Set up wireless tethering so it broadcasts the same SSID and password as your home WiFi's router, and only turn it on when the router goes belly up.
Could you please better explain? I cam completly confused. Thanks
I live in Berlin in a very nice area and my rent is: 715 € per 61 sqm. My WiFi is 30 € a month plus my cellphone 14 € - just as a comparison (Euro and Dollar are of very similiar value at the moment). Your costs are really wild!!!
I agree, greetings from Frankfurt/M.
You wouldn’t find a Berlin flat this cheap if you were to move now though, prices are going crazy. I have been searching for over a year.
@@LizzLunney Yes, my contract is from 2009 I have to say but I had about 3-4 raises within that time.
Very valuable information.
Would love to see more of the city in your videos
Yessss hopefully soon - just been busy lately!
@@ChelseaCallahan take us on your runs and to the supermarket, on the subway etc. that would be cool
I would call your Internet company and tell them you’re going to leave unless the lower your rate to the other one that will give you one more drink when you go out. Your channel is super authentic and I am glad I stumbled across it.
She uses the same company I do (Spectrum). They raised my rate awhile back so I called and they said they couldn't lower it. I told them if they couldn't lower it I was going to go with another company. They straight up replied, "Okay?" The tone came across as, "Why are you telling me?" They could not have cared less. I didn't know how to respond so I asked if they had any deals and they said the only deals they had was for new customers. I didn't switch companies cause I didn't want the hassle of switching only to be in the same situation after 1 year.
@@daisyglaze1817 I will go through quite a hassle to save money. I’ve had spectrum before and I just cancel and call them right back.
@@Tzippi I had wondered about doing that but figured since they have me as a previous customer and they go by address that they wouldn't give me the lower rate. But if it works I'll definitely try. Thanks!
@@daisyglaze1817 I honestly think they don’t care. I have been doing the same thing for years. 😂
They used to negotiate in the past. Not anymore.
What a bargain for a NYC studio apartment!
Dinner and drinks at 8:00. Drinks are a lot especially in NYC. I would skip the drinks and order bottled water. That would reduce the bills. The monthly of $4363.29 USD is a lot per month. That's take home pay, so you have to earn a lot to start with. I have heard a lot of people are ditching the City and going somewhere cheaper where they can work remotely.
Sometimes ordering food in is a form of self care. Eating lunch with coworkers could also be considered socializing 💕
yes!!!
ordering food at home is not self-care. Self-care is saving and investing those thousands of wasted dollars.
@@billjohnson7904 bill please go away. People are allowed to enjoy things that you may not like or agree with.
@@ChelseaCallahan Get real. Of course people are allowed to enjoy things, but calling "ordering food in" self-care is total denial. Good video, though, and interesting to find that your monthly costs are 200% the cost of living in Lisbon (which I do 3 months a year)
Cook in bulk. You have lunches, dinners, or freezer food. Gotta think ahead, and be a little organized. My mom lives with me and I don't have a job at the moment. It's all hard cuz we like easy.
A friend who lives in NYC tells me that the biggest thing he spends on is convenience. It’s convenient to get your groceries delivered. It’s convenient to choose delivery over pickup for a restaurant. You want a washer/dryer in-building, or in unit? You’re paying for it. You want to live near a subway station? You’re paying for it. The more you pay, the more grease your wheels will get, but the stress comes from trying to afford it all.
Wow yes!!! That exactly it
That's a basic rule anywhere in our world!
More comfort, convenience, amenities = more money... you got to pay to play!
I was hoping for a 2022 update!
ohhh! anything specific??
Idk if someone has already said this but if you buy your unlimited metrocard on a card and loose it you can get a refund for the remaining days from the MTA. Also,
Visible and US mobile both have fully unlimited cell plans around $40-50…saves you like $60/month but hey, maybe you can spend all that savings on something nice at the end of the year when it adds up
This is comparable (if not cheaper) than Boston. Good stuff!
Cell phone costs for single lines are ridiculous these days. I don’t know what carrier you use but if you are ever looking to save a good chunk of money Mint Mobile is where it’s at. I’ve used them since 2018.. can’t recommend them enough.
I use MetroPCS. 3 unlimited lines for $120/mo, TOTAL.
Those videos I find them so interesting, here in France compared to the US, people need to make at least 3 to 4 times their rent money to be able to just pay the bill, not including food or anything else. Here, people save at least 45 % of their income and place it somewhere, that means that a loooot of people only have a few euros left ( if any ) at the end of the month. Most have a budget of around 20 to 35 euros to eat for the whole week ( grocery shopping ) The contrast is very interesting, I've lived in Canada and now I'm in France, it's very similar to the US back in Canada ! I enjoy watching your channel, your authenticity is really appreciated !
so crazy how different things are!!
This is the cheapest rent I’ve seen in NYC that wasn’t a complete shoebox or rat hole. Especially for the location. I actually have higher rent and I’m in Ohio rn 😭
No way hahaha, I bet it’s a nice place though with lots of space? That is the dream 😍
I'm in Ohio in a nice suburb of one of the larger metro areas and my rented 2 story townhouse (2 bed/2bath and garage) is $1520 per month. I have about 1300 sq. feet I think. Of course, I'm in the Midwest so my entertainment IS me in my home! 🤣🤣 I wish I had moved and lived in NY at some point when I was younger, but now I love my space. I could never go back to a tiny apartment. But that's what being young is for! Enjoy it and enjoy all NY has to offer. All the best wishes to you!
Internet at 1:18. At the start of the lockdown various internet providers had deals. I went went with a $60 plan since I needed the highest and fastest download speed. Plus I only had two providers to choose from in my neighborhood. That was the intro rate as every six months since then the price goes up. My current rate is almost $130. I just got a notice the rate is increasing again.
Only allow yourself one movie subscription vendor a month. ie. Netflix in April then HBO in May.
Hi there - T Mobile has a 5G Internet Deal for $55 a month. a little black box - no phone cord needed and works great
Wow your life is complete opposite of mine but it’s so interesting to me. I live in the suburbs in New Zealand with my husband and 4 kids. I have a new Kia 8 seater car for my 4 kids and I, we need cars here. Will spend $400 per week in food. No work lunches or deliveries. I don’t go out. We buy takeaways that my husband picks up every couple of weeks. We pay for our kids to have drum, trumpet and guitar lessons. I pay for daycare and sports for our kids. That’s probably where all my going out money goes lol I haven’t had my hair cut since last year.
We have a 4 bedroom brick house we own and a pool and spa. They are my entertainment plus Netflix and Disney. We can have friends over for a bbq if we want to socialise but I am a Middle School Teacher so I’m pretty peopled out during the weekend.
I can’t believe you only spend 1450 on rent.
Locked in those covid rent prices 🙏🏻
@@ChelseaCallahan Good for u!
Why? I only spend $400 on rent in NYC
I’m British but I can’t believe it’s that just for a studio. Yes London is nuts at the moment but you’d get a 1 bed apartment for. that.
@@phoenix-xu9xj You sure. Convert from $ to £s. I WISH you could. Most studios are over £1000 now - and I didn't see a category for council tax, so I'd add that to the rent before comparing. I live in a studio and rent is increasing £75 / month from June. If you get out of tou h with prices for even a year or two, you can quickly be way off on the costs. It's competitive out there!
1450 for a studio in manhattan sounds incredibly cheap.
I always need to remind myself of the income differences. In my country, the average income for a single person household is 1500-2000 after tax. But then again, rent is 500-700 for an apartment. So I guess it all evens out😅
You had me at the grocery amount……and then you added in ordering out which like quadrupled the number!
Living in South Carolina. A NICE 2.5 bedroom… $1,000. You will need a car, insurance, and power & water… phone… etc… so, it does round out.
Nice video. I can’t believe how expensive New York or the US is. It would be interesting for me how much you earn
. I spent around 1500 euros per month in Germany including rent ..sometimes more if I travel or buy expensive things.
Its about how much I spend per month. Its amazing how much it costs for a single person to live these days
Any recommendations for a good easy to use budget tracker??
Shiiiit it’s so expensive to live in States compare to Europe! I mean i knew it’s different numbers but now i see it and I’m shocked. That was interesting thanks
Yes but the salaries there are much higher.
@@phyld6491 agree - as I said
Great vid. I always thought rent would be so much higher in Manhattan. May I ask you how you found such a steal?
Rent is extremely high, I just lucked out! I found this place in 2020 when everyone was leaving the city. Found out it was rent stabilized. Pure luck haha
Great vid - the icloud storage price seems a bit high
The rent i get, it´s NYC! But the wifi and cellphone? Is that normal to pay that much for wifi and cellphone in USA?
It's crazy that a phone bill in US is 100€,that is literally around 1/5th of my moms salary! My phone bill a month is 7€ and that is expensive for me(living in Latvia)
What no way!!! That’s wild 🤯
@@ChelseaCallahan I pay 5,99 € in Germany, it's not unlimited but more than I need.
12 Euro for an unlimited data plan in Europe. I would never go back to paying those US rates again.
15 euros, Amsterdam (April 2023),unlimited.
US Boost Infinite $25 per month everything unlimited.
Also, don't you pay renter's insurance?
Love your candor and easygoing personality.
When I was single, I had a good job. I always had a good amount of savings by the end of each month, even with lunch at work every day and travelling. I pretty much buy whatever I like. But after getting married, now with kids, I had to cut my working hours to look after small kids. Income decreased significantly, spending sky-rocketed. Negative balance every month.😢
It’s a life choice.
That's why i would like to have a home and a plan before starting a family. Lots of expenses as they are kids. Once teens/ they can work and your money will increase.
Wow. I have a PhD in a STEM area and work as a full time lecturer at Fordham University. I get paid ~ $66,000 a year. I can't believe how everyone else makes so much money -- or more correctly, how little I get paid.
dump the lecturer job and work corporate. You are very marketable....
But you don’t work summers and have every holiday off and probably zero overtime. In corporate, when you’re salary, don’t get paid overtime plus get two to four weeks vacation.
Adjunct makes very low salary even in STEM.
@@sct4040 I am not part time. I am full time faculty, still making 66K a year
Seconding the recommendation to find a corporate job. A good company will grant you a considerably higher income and greater opportunities for career progression.
I have watched a few videos. What locks the NYC rent increases? It seems that people move a lot in NYC is this the case?
No
To be fair, these costs are fairly typical of a big city in the western. Apart from a few minor things here or there, those costs are similar to London and if anything, your rent is low!
Wow, great rent price!
$134 for hair? That’s ridiculous. I am a NYer most of my life, and I spend $45 including tips 2x a year. However, I enjoyed getting out for lunch. Cook dinner 6x per week. Take out 1x per week.
Saved into my 403b, 2k per month. 😁 retired in 2021.🎉
I currently live with my parents in Raleigh Durham
The last time I invited friends out to dine and be entertained in NYC was at least 75 dollars sooooo, ppl should realize it’s a choice. They shouldn’t be surprised the premium you pay for this truthfully
$1450 is a bargain compared to Vancouver. You're paying about $2k for a studio here unless it's more on the outskirts.
I feel like that is great .. definitely though it would have been more
This feels expensive but I’m based in the U.K. so I know salaries tend to be higher in the US for similar roles. I wish I could spend that much on food/eating out 😂
Geez I only make $2500 a month lol
I have a huge 4 bedroom house for 1200 a month And I only live 10 minutes away from the beach. I don't know how you do it girl but God-bless you I love your videos
Where is this 4 bedroom house? City?
With your NYC rent so affordable. The expenses are totally doable. Thanks for sharing! Where can I find rents like that? Being priced out of my midtown apt. ☹️
Thanks for watching! I got super lucky and got a rent stabilized apartment during covid, but I found it on streeteasy. Sorry you’re being priced out :((
Inwood
Midtown is the most expensive part of New York. Unfortunately, the other parts of New York aren’t as safe.
No more Seamless. Contact restaurant directly and pick up the food yourself. Take the stairs, walk briskly and turn it into a workout.
I will do what I want 🥰
Okay with day light savings time from March through September, but never in the winter months. I never go out after dark as a NYer.
My most surprising item was health insurance. Could you share which insurance company you use?
my company uses Cigna!
That’s actually cheap. I was on Cobra since retiring early and paid $1,229 per month.
I am now on a Silver Blue Cross Blue Shields and pay $1,095 per month.
Can’t wait to be on Medicare.
Your lipstick is a great color on you
good deal on the rent!
I got soooo lucky during covid!
yeeah gurrrl