I'm £15,000 In Debt | FULL EPISODE | Spendaholics
ฝัง
- เผยแพร่เมื่อ 7 ก.พ. 2025
- This almost 30 year old is addicted to buying coffee, clothes and never ending dinner dates. Can Jay Hunt and Benjamin Fry cure this shopaholic?
#Spendaholics #FullEpisode #CoffeeAddict
This 29 year old 'girl about town' knows her spending habits need to change as she's about to hit her 30's. Jay Hunt and Benjamin Fry use shock tactics to confront Anna with her overspending, but can she commit to going cold turkey for 7 days?
Spendaholics is a British TV series where the Spendaholics team tame out-of-control spenders!
I watch..
how clean is your house to motivate me in cleaning
600lb life, helps me control eating
and now this show.. giving me fear of going in debt
Jelly T me too
Ditto! Also check out Money Moron and Till Debt Do Us Part!
Me, too!
Haha me too 🤣
Jelly T OMG - I’m the same way with these shows!
I make my coffee at home and save so much money. I use to eat out a lot now I make meals which is cheaper. My
Goal is go through 1 whole year not buying anything except food, shampoo, conditioner, and pads. So far I went 4 days without shopping and it might not seem like nothing but it’s a big step for me because I’m a shopaholic. It feels better to not shop but to save.
Yeah, eating out is a poor financial decision all the way around, yet more and more people are doing it. You usually don't get stuff that is that nourishing. Not only un-nourishing, but fattening. And of course, it is overpriced. I even got food poisoning at an Olive Garden once.
LaLa Smith Good luck, you can do it. X
I know right? This show really helps me
Agree it’s when people start to get older they regret there financial mistakes.....
It’s been 12 days I haven’t bought any stuff! It feels so good to see my money grow in my account.
I hope this humble, likeable lady sorted her life out, she is relatable & came across as genuine.
My thoughts exactly! She seems so lovely
Can’t judge anyone in these episodes... I lived in London for 7 years and a good luck saved me from debt as I often retreated into the compulsive spending. I was depressed for many years, lost and alone and there was literally nobody to help or guide. So I really really feel for all these people. Life in the city can be very hard and it either toughens you or breaks you.
And other people love London. It really doesn't matter where you live, you like some places more than others but you can't catch depression just by living in London. And not everyone who's depressed has a shopping addiction.
@@hannahcorinne5388 Why do you want to squash someone else's experience?
Nobody said ALL people living in London are depressed and have shopaholic tendencies.
She was saying 'life in the city can be very hard', and it can! What's it to you if that happens to others? You are invalidating their experience, but what is your motivation? Aren't you being a bit of a bully?
The op actually put it quite simply and true, and ot meets what you're saying: "Life in the city can be very hard and it either toughens you or breaks you".@@hannahcorinne5388
Totally agree....I am trying to get out of Sydney...
London sucks. I was there for 20 years.
I was very focused though. Sick of renting. I saved up for 4 years. Gave up buying shoes. Clothes. Magazines. Hardly ever went out. No holidays. No expensive make up! And I got a 2nd job plus doing tons of over time.
I was focused. Managed to buy a house. Best thing I ever did
She was such a good sport compared to a lot of people that have been on this show. Respectful, open to change, intelligent and put the hard work in straight away :)
Anyone else binge watching these during lockdown
I'm $7,000 in debt I have eight credit cards
@@bentleymilnes1977 okay chile.. anyways.
Yep - love them wish they’d bring it back haha
There’s a similar programme called Bank of Mum and Dad which is also good
Yes! We need more episodes please!!
£1.90 for a Starbucks, been a long time since that was possible!
very true. it is about twice that for a jar of brown sauce at Sainsburys 2024
It’s now costing £3.50 minimum
Which year was this aired?
@@mansimansi2964roughly 2004/5
We know that she got fired but we don't know why she got fired. Maybe she didn't do her work properly and efficiently. There are always two sides to every story. If these two folks worked with the Canadian Folks from Debt Do Us Part or it's other Show Princess (focusing on Singles) they would be mortified but they would have a serious session about their spending. By today's standards she'd live in Tent city.
"designer coffee" really got me 😂 but in any case I thought she was so respectful and not fighting against the help at all but being a really good sport
I'm really glad they didn't talk about her childhood in front of the cameras. They don't need to film every personal detail of a person's life. The episodes that do film the intimate personal conversations between people feel sooooo uncomfortable, like I'm witnessing something that I really shouldn't and should give them some privacy.
Psychological coach Benjamin, 28:33 onwards, asks a question but never waits for an answer, instead he immediately talks over the person and seems to guide the answer to what he wants to hear. 30:05 is not Benjamin’s talk with Wendy, but his talking to Wendy. She only repeated what he said to her. This happened in many videos not just this one.
I agree, it makes me think he is not a good psychologist at all just likes to hear his own voice and theories
I don't think he's even an actual psychologist. Even in the show they introduce him as a psychological coach. He did not study psychology at university- at least there is no proof of that anywhere on the internet. There was an article in daily mail saying that in fact he made all this money by being an entrepreneur in a night-life business. On his website it says "he has received a training in psychotherapy", by European law anyone can call themself a psychotherapist- even the biggest quacks selling snake oil. He talks so much about the childhood- sounding like Freud but we all know how is Freuds work looked upon nowadays.
He’s a Pound shop “therapist” regurgitating every cliche he can think of.
Exactly, being a psycholist myself I don’t see why he thinks he can present himself as the expert about someone elses life and history
He's got terrible energy. Literally goes straight to childhood trauma to explain everything.
Actually Anna is the most likeable person of the series. She wasn't acting like a spoilt brat for a start. I hope she does well in her life.
I was thinking the same. Well said.
I agree she is a great girl
Totally agree
We are about 20 years on now, would be good to have an update.
She and Ruda the South African lady were my favourites. I disliked the blonde who flipped out over T shirts.
I used to love watching this when it was first broadcast on BBC3, in the days before it went exclusively online. It's great to see how things/fashions/costs of things have changed in 15 years. This was before the big banking crisis and literally everybody had a handful of credit cards which were up to their limit. 'Designer' coffee was really starting to take off then too, lol.
Right, I figured this was in the early 2000s. Hopefully she bought a flat before things started turning around in about 2014. If so she’s sitting on a bucket of equity.
This was back in 2004, the early-to-mid noughties was full of British shows that was "no nonsense" with "shock tactics" (Gillian McKeith diet shows come to mind) but I vaguely remember takeaway coffee was referred to as designer coffee. Even Kay is suggesting a low waste approach of reusing the coffee cup, now it's almost habit for everyone 15 years later. Really enjoyed revisiting this series, thank you for uploading the programmes
Sammy Ö saying it cost £1.90 for a coffee in London too...if only! And a flat in London for £260,000. Unheard of!
Someone (might have been Kay) said “how many people do you see going around with these reusable cups!?” That made laugh, especially since now “designer coffee” places encourage them!
Imagine how much it would have been in 2024
I watch to get motivated to keep my room tidy as my finances are fine. Thanks for these videos.
DenBank1 haha, I do the same ... managing to keep it all under control and clean, but sometimes the monster is coming in and tries to drag you down >> off I go to a motivational TH-cam video :)
Massive medical and plenty of student loan debt. Luckily I like lentils, beans, and thrift stores!
My husband’s company provides a Nespresso machine and healthy snacks and quick meals to encourage people to quit spending money on takeout coffee and food. It’s amazing how much people spend on these small daily indulgences.
That is more an exclusion than a norm. With my former boss (small business) I had to ask for literally everything when I ran out - starting with stickie notes and paper clips :(
That's very lovely ! Great company to work with!🌻
What a wonderful company he works for
What is the name of the company, please? I would love to check it out.
My mom used to always tell me (when I was a teenager, granted it’s kinda more acceptable for a teenager to have her mindset) “you’re going to nickel and dime yourself broke!” And I always thought eh ya maybe but oh well... as an adult now??? I have trouble getting a drive thru coffee because I worked at Starbucks so I KNOW I can make it at home and have the stuff for it. I am such a penny pincher now 😂
My Granny always said if you don't have the money for it, don't buy it. Loans, credit cards etc were swear words 🤣
@@pamcoulter6341 wise words!
I like her, she’s a genuinely decent human. In the interview with Ben, she showed her emotional immaturity & avoidance of looking at her childhood and past honestly. I hope she addressed her demons and has a stable income and a nice flat.
I'm Irish and when I lived in London it was a bit of a culture shock. My kitchen was tiny and the majority of my work colleagues didn't cook but ate out every day. To my shame, I followed suit for a while but childhood "training" made me feel guilty about it. I cook on average 6 days a week and "treat" myself to a takeaway on my "kitchen strike" day. I also had a cleaner but would clean before they arrived. It's easy to justify the lifestyle by saying "I'm too busy" but I wanted to make money and return home. Belt was tightened and I retired at 40. I think your mindset has a lot to do with it. If you want to live in the now or if you want to have a life plan.
You retired at 40! Omg you've been clever! Well done!
You spent money on a cleaner but already cleaned before they got there?
@@toniwilliamson94 yes, crazy I know 👀
@@toniwilliamson94 i do the same. Sounds daft but I half feel guilty for someone else dealing with my daily life's messes so I'll always give my house a onceover before my cleaner is due 😂
@@toniwilliamson94that would be me - the thought of someone coming into my home and cleaning up after me is horrifying, what would they think of the mess, and it’s not that messy either.
I'm so glad I rebelled against societal norm and I never took up drinking alcohol. Saves my liver/body and my wallet.
Bit smug
same here, and smoking, drugs, pets, kids ... paid off my mortgage early
Well done, that takes some willpower and resistance to peer pressure, especially in UK. In Europe you would not have had an issue. Thumbs up 💯
@@beaulieuc8910Me too. But I don’t mind pets as much as children But glad I never drank alcohol, smoked or did drugs. It’s not going to bring anything positive in your life.
Anna looks so bright and happy at the end, Jay and Benjamin do a wonderful job with their clients
I can’t believe a takeout coffee was £1.90 at one point! Especially in London! Couldn’t get one for less than £3 when I lived there.
In the USA a Starbucks coffee is about $5. I have never bought a coffee there. If I don’t want to make it at home I will get one at the gas station way cheaper.
Now you’re looking at about £4
This series started in 2005!
This show was taped Friday, November 5th, 2004. See newspaper (1:21)
It used to be £1 in Starbucks back in 2010/11
I used to love this show. Any chance of bringing it back? Also would be good to see how these people got on/what their life is like now as it must be nearly 20 years since these episodes.
I feel like that's so British, that her mum had never thought about talking about emotions with her daughter till a therapist mentioned to her.
I am married to a brit and they are clue less when it comes to emotions. Keep calm and carry on
@@myhappyspace4533 That is quite a rude generalisation, don't you think? Not everyone is made to gush and there is no need to insult people who are different to yourself.
@@sewhip not ment to be rude, just as I do not have a clue about many things in life. Was just a observation
@@myhappyspace4533 yer sure of it I know exactly what ya mean. Carona virus, morgage foreclosure, missus just cheated on me it doesn't matter my mate would be like: wellllllll how about a cup of tea then. Oh come on I'm sure it's not as bad as all that. See c'mon I'll put the kettle on
@@garyhost1830 You are stupid!!!
I think financial planning should be taught in high school as a whole life lesson for every single student! They need to know how to manage their own finances before they start making decisions about their lives and what they really need and what they don’t need.
Yep indeed and paying bills like how to.. how to do basic DIY including cooking basic healthy meals. List goes on.. it should be mandatory.
Is Tesco The UK Equivalent of Costco in Canada. It's such an amazing place to go buy things.
When you are a Freelancer, it's very dangerous because you don't make a steady salary. She's spending more than she makes, and she may not get Unemployment Insurance because if you are fired and they ask why, you won't get it.
Being a contractor or freelancer really causes so much anxiety. You’re always waking up everyday thinking your income can and will end whenever someone else feels like it. I’m glad she was able to find a permanent position. Job security makes a huge difference.
Absolutely. My sister worked in stage management in the west end for sixteen years and was constantly stressed, not just because it’s a hugely stressful career but also because she’d have months of £0 income. She had a houseboat for a while because she was sick of not having a home of her own, but she was constantly on the move. Once she quit backstage theatre entirely and got a job at Kew Gardens she relaxed immensely.
I disagree. I think people who don't understand freelancing think it's just this wild ride but if you're smart and organized you can make more as a freelancer/self-employed person than you can as an employee.
With the right savings, it's not that stressful. You just have to make sure your rate accommodates that idea you might be unemployed 2 or so months a year. Remember- especially in the USA - just because you have a full-time job doesn't mean they can't fire or make you redundant without much notice either...
@@mfenn7325 Exactly.
@@Theaterfreak me too...I feel great to have achieved working in theatre, but the insecurity, constantly looking for the next job, the travelling and the cost trying to live in London..all gets way too much after 17 years.
Leave on a high! Then say "Enough!" 😃🥰
I save £9,500 a year by 1) making my own coffee (used to drink at Starbucks every day) 2) quitting smoking 3) Learned how to professionally dye my hair, eyebrows and eyelashes 4) Doing my own gel nails 5) working out at home, not in the gym 6) got rid of cleaner 7) went on keto diet, and couple of more things I can’t remember. I even made a video about it.
@GW S the best comment ever🤣🤣🤣
Well done! You've inspired me, all the best
lucy hanna Thank you 😃
You rock!!! Congrat
How many pounds for a coffee in Starbucks
"THE THEME OF YOUR LIFE is lost security". Heavy, Benji. Not every habit is a consequence of unresolved childhood issues!
I agree I found Benji a little bit boring with his childhood trauma.What about your childhood Benji, why you think you have a formula for everybody else life?Everybody can do your job with a life experience combined with compassion😉
@@evarose8677 The actual psychologist that comes in this show, Mark, is way better. Benjamin is not a psychologist or psychiatrist. He really shouldn’t have been giving people psychological advice.
For me it happened in reverse. I didn't feel financially secure as a child, due to my spendaholic father. So I was saving money as a child already, not wasting anything. I am glad that it happened for me that way. I don't want to feel like when I was a child ever again.
‘Designer coffee’ lol
Oh I would LOVE to get into her room and help her get it organised!! It makes me anxious!
Then you should definitely come and have a go at my entire house! I'd be happy to pay you❤
@@Sacheen81 if you live in NSW Australia I'll be there!! ;) hehe. Could do a skype consult if not lol. :-)
Borough market looks amazing! Anna's mum is such a pretty lady.
So happy for the lady that things worked out for her.
Is it REALLY that crazy to be approaching 30 and have roommates when you live in an area like London? London is ABSURDLY expensive.
That's actually one of the most sensible things she did from the start.
She was earning decent money (50k salary in 2005) and it was a lot cheaper to buy back then. I earn less than her now and bought my own flat in London 2 years ago at 32. With her earning capacity, and what she could have saved over the years, yeah it was unusual to be sharing at 30 back then.
I’ve seen people in their 40’s and 50’s living like this just so they could live in central London!
The mind boggles!!
I think it's just that she's an "adult" now, and at some point you probably don't want to be single and sharing a flat at 50. Though some would.
Yeeh
i agree, lots of people do that in London, it saves a lot of money and better than renting a 1 bedroom flat., has all facilities and often bills included...
Anna proved to be a positicve thinker in the end and I wish her the best of luck
What I noticed is that she was brushing off the conversation about the childhood and the divorce as if it was not important at all, yet when it came time to talk to her mum, the subject was so difficult and loaded that they could not do it on camera. The lies we tell ourselves just so that we don't need to face our fears and uncomfortable emotions
Indeed😮😮
"Coffee is my treat" "shellfish is my treat" "champagne is my treat" "clothes are my treat"........
😂🤣 classic
House sharing with 4 people is so difficult, I've done it once..... never again, it starts off good as your paying such a low rent but long term it's not worth it
I lived in a five room flat share for four years. I now live alone and hope never to have to share a living space with anyone ever again. I’d rather have to foot the cost for the full rent and bills myself, than deal with what I had to for four years. My current upstairs neighbour is a piece of crap, but at least I don’t have to live with him.
@@Theaterfreak caught one of my house mates having sex in my bed with her boy friend and all of my house mates thought I was over acting as I had thr only double sized bed....
Made me wonder what else people did in my room when I wasnt there, and they protested when I put a lock on
@@Theaterfreak an extra girl was brought in later on and she sticky tried to become me as we were both the only foreign girls and even doed her hair brown ut was so freaky
Yeah agreed. I live alone.
Disgusting@@Lulu-ut9pv
This prog is helping me stop buying CDs and DVDs/Blu rays. Also, got me in the mind frame to sell 99 per cent of them.
I love this series. More please !
More please
They only did a couple of series and it was fifteen years ago! I loved it at the time!
@@velvetindigonight Also Bank of Mum and Dad.
I can’t believe her boss fired her on her birthday that is literally awful
I got fired 4 days before christmas eve, it wrecked my families christmas, new year, and my daughters birthday.
kdlofty 😱. That sucks!
@@SueP-D Tell me about it! I was in complete shock, and only came out of a severe depressive episode at the start of this week.
kdlofty Oh man I’m so sorry that happened to you, but I’m stoked for you to start pulling out of your depression 🙌🏼. You’ll find a better job, I’m certain. Any company that would fire someone 4 DAYS BEFORE CHRISTMAS sounds like a bunch of a$$holes anyways. Go girl! I don’t know you but I’m rooting for you!!!!!💪🏼
@@SueP-D Thanks hun. And i'm a man! Lol.
sometimes I wonder if Jay Hunt makes more good psychological points and observations going around peoples houses than the psychologist she is with does.
She's as qualified as he is to make psychological remarks so yes. He has zero psychology qualifications. He went through therapy as a client and then wrote a few self help books. That's the sum total of his "qualifications"
@@CraftyWitch1990 Omg, yes, finally someone else realizes Benjamin Fry has zero qualifications to give psychological advice! I believe he is a psychotherapist now, but back then he surely wasn’t!
TV series shot in 5th November 2004, I know because the financial Times newspaper she was holding, £15,000 in 2004 is £25,500 in August 2022. Shocking
Lots of gratitude to Jay and Benjamin for disecting the outer n the inner causes of such compulsive xpenditure to help everyone of us
Seems like her life has made a change for the Good. I'm Happy for her. Keep it up. 👍👍
This program reminds me not to spend unless I have to. As I say to myself do I need it or do I want it? Can you get it cheap or free? Can you wait? If so then wait until you can.
My goodness things were so much cheaper back in those days. It’s depressing how expensive life has got
I don’t think that bar would give Anna the birthday party discount if they were not filming.
I like the way they talk negatively about flat sharing. It's an old show. Flat sharing is normal in London at any age guys. They are not too nice anyways.
I was renting a room in a house for 8 years in London. The only thing that kept me from being embarrassed is I knew it was normal. Now I've moved to Kent and I'm earning £200 per week more so finally got my own home.
You dont have to live in a pig sty though!
exactly, lots of students flatshare in their 30s and 40s and are perfectly happy with communal living
Right! She was in her 20s, and doing as non millionaire 20yos do...
Totally agree. They're absolutely gasty. And it's an absolute no go taking her bank statement order. Are they're even real psychologists ?
One of their more successful episodes 👏👏👏
"...tighten the money belt and hope she doesn't BUCKLE"
I see what you did there! 🤨🤣
Absolutely loved this show back in the day - along with 'Would Like to Meet' that Jay Hunt was also on. I really like their 'tough love' approach. Can't imagine what it would be like if made now, but I know I wouldn't watch it 😅
You guys have to stop criticizing the emotional correspondent. He is helping them do internal work. Whoever is saying, "Enough with the psychobabble, just stop spending money" Clearly would not have been able to help people as he has helped.
So true ,I watched several episode and Benjanmin did some great work
It's interesting to see people bash the psychologist in the comments. The second he told her that she and her mother don't really talk about the hard stuff, she became very defensive. I actually found it obnoxious to see her constantly nodding and interjecting "yeah...yeah...yeah" while he is speaking, as if she was only agreeing to get him to hush up, instead of just being quiet and focusing on what he has to say. He is clearly trying to help her address these issues, and they will not go away until she chooses to face them.
@@ericaenchanted the thing is he is not a psychologist! Even in the show they introduce him as a psychological coach. Someone writes a book and boom they can help people? He did not study psychology at university- there is no proof of that anywhere. In fact he made all this money by being entrepreneur in a night-life business. On his website it says "he has received a training in psychotherapy", by European law anyone can call themself a psychotherapist- even the biggest quacks selling snake oil. He says so much about the childhood- sounding like Freud but Freud's work has been criticized and is not used in today psychology. That's why people criticize him. Participants of this show need help but maybe from an actual professional.
I agree with you. At this stage, the woman who spends so much money needed help. These two persons are very helpful, just by coming to visit her, see her rooms , the flat overwhelmed with clothes and stuff. This is to make the woman see that she has really gone too far in her spending. It is not to humiliate her.
@@5kgxistiouvockzit7r94 correct. The episode i watched before this one referred to him as "a self help author and entrepreneur". No mention of any qualifications at any point in the show and there's nothing listed on his website either. A reputable therapist would have their place of study and evidence of degrees/qualifications from that university listed on their website on an about me page. He has nothing.
Benjamin has Hannibal lector mannerisms
Jay is so annoying. “You’d think people living here would be 19”. She’s living in LONDON. Lots of people have to share to live there.
You can share without the place looking like a pig stye
@@Apollyon-sz9sn no, she’s getting at the fact they share, period. Not because of the ‘state’ of the place. Thicko.
@@stargazing3956 you are rude and it was the messy dirty state of the kitchen as no one was looking after it.
@@jenrich111 wrong
yeah not all students are 19, what planet is Jay on?? lots of mature students in their 20s, 30s and 40s flatshare because they enjoy it and because it saves money. I don't like Jay, i find her rude.
THIS IS THE BEST EPISODE SO FAR. I loved this episode, great job guys!!!!!!!!
Imagine buying a flat in London for only £265 thousand pounds. 😂
i wish they'd bring this back.
how long ago is this from?
@@summer_leaf823 around 15 years ago
In my country we drink expresso. So me and colleagues received a money prize for our productivity we spent part of it in a coffee machine with capsules.
Then I would buy my own capsules at the supermarket and would have a 10 cent coffee.
This was our way to use the money prize we couldn’t take the money for ourselves so we bought the machine and each person had their own capsules. We even shared it with other teams.
Considering the fact how bad those used capsules are for the environment, going back to traditional coffee brewing is really a much better idea.
Watching these make me want to be as cheap as possible!! Savings goals!!
Yeee😅
I also used to spend 50 pounds a week on coffee ( at least!) totally stopped now and plan to do so all year so saving 2500. Been a month and really appreciating the cut so far cos I know it's more cash in my pocket for meaningful stuff. I can have coffee at home, make it at work or transport it with me.
Yes
2:22 The weirdest fruit bowl i've ever seen! Two oranges, two limes, two nuts and two potatoes?! lollllll
...i am a loner...it really pays to have no friends hahah
Buying stuff gives you a temporary dopamine hit, so you feel good at first. That’s why it’s an addictive habit.
Not to be unkind but she looked quite a lot older than 29 at the start. By the end she looked so much more happy, healthy and radiant and her age. This process obviously did her the world of good. She was great and really receptive to it. Hope she's still doing well and has her dream home now 💟
My parents were good with money at the beginning but as they lost trust they kept separate finances and that’s when the money trouble started cuz they didn’t want to work together anymore. My dad felt like he had take care of everything and my mom felt like she could spent all her money on stuff instead of both working together and saving together. One of my brothers has those 2 exact ideas for money and I decided to educate myself and as much as I try to help him he doesn’t care for the future
Indeed😮😮
I went to work with two different colors of shoes on my feet and everyone was laughing and saying why? One was black and the other was dark blue and I couldn’t tell the difference between them. It was when they said the heels were a different height I laughed so hard at myself. 😂
im so proud of her cooking herself!
These are great, please can you upload some more full episodes 🙏🏻
Full episode uploaded every Saturday, until then check out the Full Episode Playlist: th-cam.com/play/PLmnDlPe430RLy8Gj3Ob2MxE8C1E8WC6HW.html
The Fellow was so right on! A Person's first experience with money as a child greatly affects them as an adult.
This woman was only 29 back then? I have a hard time believing that.
It was her 10th Anniversary of turning 30. No way she was 30.
Yeah, she looks mid-40s.
Agreed!! She looks way older; I don’t think it’s about Botox or make up standards - just genes and perhaps the alcohol isn’t great for her skin either
Living in shared accommodation in your 30s is normal now, I even 40 year olds are in shared accommodation
No it’s not. Most people are married by then
It’s exciting to work toward a goal, a dream. I’d love to see how she’s doing a year or two from now and hope she’s able to purchase her first place.
Sharon H This was filmed like, 15 years ago. I hope she got her house! It would be great if the people on the show could look it up and leave a comment about how things turned out😩
7:30 her friends chirping her made me lol 😂
We need new episodes!
dobcsek I wish they made these these days
The most accessorized homeless in the world😂 ..
Good one!😀
That’s an insane amount. Just in coffee and seafood
Not good, buy what you can afford to pay cash for. But she is young and as she gets older she might realise that her hard work isnt rewarded if she wastes the money that she sacrifices her time working for.
That flat would be worth like 600k nowadays
15k is like the lowest debt ever on this series
“ you’re laying in this dump “ ouch
You could tell me she’s 47 and I would believe you- 29!? Jesus thats a tough paper round
I've never understood why people feel like if they spend cash, they notice how much they're spending vs. when putting it on a credit card, they don't realize. When you pay cash a little at a time, you never think about how it's adding up, whereas when you put everything on a card, every time you you check your balance you can see what it's adding up to -- plus, you can get alerts when you've spent certain amounts, and at the end you can see exactly where your money is going. If you use them responsibly, credit cards are a much better way to keep track of your finances.
In the time this was filmed online banking was not really a thing so you only saw your statements at the end of the month when you got the letter from the bank
@@celinejenni4140 Actually, I don't know when this episode was filmed, but the series didn't start until 2005. Online banking was really well established by that point.
That only works if you bother to check your online accounts on a regular basis. People that have issues with spending don't do that. It's easier to bury their heads in the sand and pretend everything will be fine. If they don't have access to the cards, but instead have a limited amount if physical cash, then they can see that amount dwindling and it might make them think twice
Not everyone is as OCD as you!;)
@alltheprettypurses I don’t believe the difference between credit cards vs cash is tracking. I think there is something psychological about physically handing over cash because it makes the transaction more real, if that makes sense? With a credit card, you are paying any and every amount with the same card. With cash, you have to count it out, make sure you have enough, you start to think if the item is worth the money in your hand, and if you actually need it.
I had the latte problem too until few months ago.. Now I own nice machine learned barista skills and safe lots of money bc drink coffee at home self made from real beans and at work free of charge. I love this show
I love fresh beans
This kitchen is the first one I’ve seen that looks different! I’ve binging this show and almost all the kitchens have that U-shape. Weird thing to notice, I know lol.
Interesting, I have the same disorder but I spent the most on art.
I livedin London in my early twenties. I soon learned I couldnt afford it and moved away.Even then doing a higher degree in later life I was thirty before I got my own house and could move from shared accommodation. Its very hard when you are working hard and only have one room in a shared house.
The psychologist was super pushy about her family "issues" i hope she is doing well now.
Elizabeth Baker She didn’t want to listen. She kept saying she and her mom talk about the divorce all the time and it turns out they hadn’t at a deeper level. He was right.
Benjamin Fry was not a psychologist or psychiatrist at this time. He is very pushy and it feels like he puts his ideas on the participants. He asks leading questions instead of letting the person talk and talks over them. A real therapist would not do that. I think he’s a psychotherapist now, but he had zero qualifications at the time this show taped to be giving people psychological advice. Every time he talks I cringe.
00:17 squirrel!
Thank god I'm not the only one who saw it
Initially I thought it was a rat 🤣
😃🐿
It’s easy to get away with overspending sometimes it’s a sign of loneliness I’m going to try and budget better in the coming months , I only have 790 pound a month I live on in USA
Designer coffee?! I never call take-out coffee this! Does anyone?
Lizzie Arthur Not me.
Nope
Yes someone designed the cup, the coffee is still just beans and water whatever the cup ! Starmucks=biggest swindle ever !!
I will do from now on haha
No it's not if you can afford to spend £4 five times a day but to most normal people yes this is very much designer coffee.
Is it subconsciously because I saw a lot of these shows growing up that these things are basics for me?
OK bringing ur own vodka into a bar isn't allowed Anna 😂
Nothing wrong with a sneaky bottle of vodka under the table to help dilute your orange juice.
@@danielfinch362 haha i agree but it's not really a plan to save money is it 😂
Pubs and clubs should charge less as supermarkets are so much cheaper
Be very careful when celebrating with friends in a public venue. A friend of mine had an expen$sive sit down meal and people were meant to pay for their own dinner. I noticed several people left without getting their check. I cant even imagine what her bill was at the end of the night. She had to have done from bday girl to dead broke.
And even when you don't "go public", you should make sure everyone contributes. I'm thinking an anual pool party I'm usually invited to where everyone takes one dish. The hostess actually questions online what everyone is taking to the party, with the purpose of not sacrificing the good doers. Even that humble party, that doesn't envolve money must have a rule.
Thought this was recent until I saw her holding a cellular phone.
Would love to know if Anna bought a flat in London and how her life went after the show, she was genuinely trying to take control of her life - she must be approaching 50 now 👀
Yes😮😮
I keep forgetting Topshop no longer exists 😂
She is me. I feel attacked.
Ben seemed much more upbeat in this one, sometimes he's a bit of a pilot light, here there's a proper flame.
Work is the curse of the interest paying classes.
...I just cannot connect with a party being taken so seriously. When I turned 21 & 30...not too long ago, I knew I couldn't afford a party out, so I didn't think about it, case closed. I was thinking about & planning what l wanted & needed to do to shift my situation...a party was not an issue.
I agree. Brits tend to have big celebrations for 18th, 21st, 30th, 40th, 50th etc birthdays although I’m not fussed either