😃☎ Private consultation with Dr. Ed? Click here to schedule: calendly.com/mygovexpert/consult Get ALL your questions answered privately AND support all of our FREE CONTENT!! Medicare HELP and MORE HERE: linktr.ee/MyGovExpert
I'm almost 67 and am still working and on my job's insurance. I have signed up for Medicare plan A at 65! I'm planing to retire at 70. Should I stop my Medicare part A and wait till I'm 70? Thanks for this awesome program. Just founded your channel. ❤
Your A is free. It is B. If you keep your health insurance and it is qualified such as more than 20 employees, etc., don't sign up for Part B until you either retire or lose your healthcare benefits. You have a limited time after, to sign up for Part B. There, you will need to determine if you want a Medigap plan to cover the 20% copay and deductible.
You know what I loved about the first 10 minutes of this video? "EVERYTHING" It was all about me. About to turn 66 still working with BCBS Insurance and over 20 employees. Not collecting Social Security yet My dilemma these days is which plan to get. Keep thinking G, But you like N. It's a tough decision. Great Video!
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Advisory, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
I am currently under my husband employer's health coverage. I'm 66 and he's 70. We have started collecting Social Security. We didn't submit CMS40B & CMS L564. Do we have to?
Thank you so much Dr.Ed for sharing us this information. I truly appreciate your kind effort enlightening us with these very important SSS benefits-related issues. I learned a lot. I have some concerns, I'll just post it next time. Bless your kind heart, Dr. Ed.
I’m 62, a retired public school educator. The school district provides both health & dental ins; so I’d like to know if I’m still eligible for Medicare when I reach 65? Thx much!
am still working and i signed up form my medicare even when i still have medical coverage from y employer and i see the deduction of medicare , i heard you mention no deduction if a,m currently covered by my employer for my health insurance , please clarify am confused, thank you
i took ss on my 67th year when i quit work started part b medicare at 69 i started to work again state job i took out insurance i pay 20% 170.00 a month i am healthy should i be paying on insurance or just stay with medicare
Hi Ed, I am 65 now and my retirement is not social security it’s a county district retirement system , but still working. I went to the sss admin office & the lady in one of the desk told me to come back when am already retired but my plan is to work till am 68. Do you think am going to apply for part A now just not to be finalized. Please enlighten me. Thanks!
Part C is a Medicare Advantage program that includes a drug plan. It isn't original medicare. If you are in original Medicare, then you should get a plan D drug plan. You can get inexpensive plans that cover you. If you don't get a plan, then you can be penalized for not having one.
Please join one of my LIVE FREE TH-cam Q&A sessions so I can give you a more accurate and complete answer. There are so many exceptions I don't want to give you an incorrect or partial answer. MORE HELP HERE: linktr.ee/MyGovExpert
As a tribal member, my tribe provides me with payments for Purchased and Referred Care that my local Tribal Health Center is unable to directly provide...and those payments are paid AFTER whatever Medicare pays.
I am and last year I had to give up my refund I was going to get when the tax preparer overlooked and discovered I was still drawing social security plus paid about 3000 more $. Yes you can work as much as you want and not lose social security benefits.but in my case the IRS stepped in and taxed me on it .
I will be 67 in November. Currently laid off and receiving unemployment benefits... but going back to my seasonal position in January (allegedly lol). I want to retire. Should I apply now or wait til February after I go back to work... does it matter? Thanks for help and all your many years of service! ❤🎉
Please join one of my LIVE FREE TH-cam Q&A sessions so I can give you a more accurate and complete answer. There are so many exceptions I don't want to give you an incorrect or partial answer. MORE HELP HERE: linktr.ee/MyGovExpert
What if Im moving out of state, and quit job, get another job with health insurance, can I get on Medicare and then suspend when get another insurance?
Is it wrong to sign up for Medicare A Only.....even though I'm working full-time and have employer's insurance? Obviously...I won't need A or B at this time...but will it help to knock that off of my list for the future? I would like to work at least until full retirement age, and then possibly part-time after that.....
I have a disabled child and she is now 39. Can she claim survivor benefits even if I am still alive? I do not have a husband. How will that affect my benefits and her SSI she gets monthly?
Hi Dr. Ed Thank you for your posts they’re informative and are spoken in layman’s terms in which I truly appreciate! My question is my spouse turned 65 last year and works full time. And because he has less than 20 employees I knew he needed to apply for Medicare B, for that reason so he did, he still has his insurance through work, and now we have both insurances and his work insurance is the one picking up his claims. I understand one or the other will pick it up then send remainder of balance to the other, why though didn’t this employee count of 20 or less apply here. Which is a confusing issue in itself
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Advisory, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options
I have high deductible insurance at work and it is creditable coverage at a large employer. When I turn 65 in April can I sign up for Part A and pay for part B to help pay toward my high deductible/out of pocket expenses? If I do this can I sign up for Part G and Part D later with no penalty or pre-existing condition limitations when I leave work?
Hi Dr, my qus is if I reached my age of 66 and 2 month and started to get my SSN and I still work what happens to my SSN money which I still contribute, I was put on the fixed SSN and am not increased but still paying in. Plz help me to know
I am 60. My husband passed in sept 22 he was 60. Do I have to work a certain amt hrs to get spousal or widow benefits, and can I still do it later if there is a cap cause I don’t want to have less. I have a mortgage and just about unable to pay it now. I don’t want less to not be able to stay in my current home
I did early retirement at age 62 and received and I realized is not enough to pay rent and I was been told it’s not gonna go up anymore its fix… can I still go back to work as full time I’m turning 65 June next year
Ed I seriously need help. I have Clear Spring Health Advantage and I had it now going on two years. I have a torn Meniscus and a bad knee cap. Every doctor that my PCP have referred me to does not accept my insurance. I have had do many falls and it is not only painful but scary.
Sir good day, I wish I can retire now but still working at the age of 69 already. SSS said that I have to complete my 10 yrs contribution. I’ve working for 8 years with 32 points. How much do I get when I reach 70 years old. Thanks for the reply.
Please join one of my LIVE FREE TH-cam Q&A sessions so I can give you a more accurate and complete answer. There are so many exceptions I don't want to give you an incorrect or partial answer. MORE HELP HERE: linktr.ee/MyGovExpert
I will be 62 on 2/2025 not working anymore planning to withdraw SS. My husband retired from state and military can I withdraw from my husband SS benefits too?
I worked for 15 years in Canada and expect about $500/mo from CPP, then moved to the US in 1997 and have worked here and contributed to SS for 27 years. My SS at FRA is about $3300. Will any of the 500 be clawed back? Thanks
Please join one of my LIVE FREE TH-cam Q&A sessions so I can give you a more accurate and complete answer. There are so many exceptions I don't want to give you an incorrect or partial answer. MORE HELP HERE: linktr.ee/MyGovExpert
My husband retired from teaching before 65. He continued to keep his health insurance from school. When he reached 65 he applied for Medicare. They charged him the penalty because he was not still working. We never understood that because he kept his same insurance.
As long as you have creditable coverage SS is not supposed to penalized you. You must show them the creditable coverage. I would appeal to get that money back.
i lived out of state, i have local health insurance ,can i cancel my medicare and save the $175 monthly deduction on my SSA benefits? and how do i file properly the application
Hi, I turned 65 in July 2024 but started collecting SS at 64 in Aug 2023. However, finances turned out to be very tight and had a very good job offer in Mar 2024 working part time, but I’m about $3500 a month over the allowed monthly income for 2024. I understand I have to give back $1 for every $2 I went over, so how does this work, does SS just stops my monthly checks until this is paid off? Or just a portion of until paid or? I’m going to have the same issue for 2025.
Please join one of my FREE LIVE TH-cam Q&A sessions so I can give you a more accurate and complete answer. There are so many exceptions I don't want to give you an incorrect or partial answer. MORE HELP HERE: linktr.ee/MyGovExpert
Hi dr Ed I’m turning 60 in December from the city was thinking to retire at 65 or should I wait too 67 then retire ?my plans are too live in Europe in my wife country
Please join one of my FREE LIVE TH-cam Q&A sessions so I can give you a more accurate and complete answer. There are so many exceptions I don't want to give you an incorrect or partial answer. MORE HELP HERE: linktr.ee/MyGovExpert
I got penalized for not having pot D but I had insurance from where I work and they still said I have to pay a penalty 13 and change in next year. It’s going up to 14 and change is that legal and nobody told me I had to they just said do you have insurance and I said yeah they said it wasn’t comprehensive drug insurance prescription
My wife’s ex husband worked for the railroad, was was married for 18 years, he has retired from there since. My wife just turned 65, how can she collect SS from the railroad and how much Thx
Hi hope you get this message and respond. So I turned 66 this past October 2024. I did not file for Medicare I have online assist appointment on 1/12/2024 to file and I've been told I'll k be penalized. I have a disabled son living with me. Could you please advise: (1) the mistakes I've made (2) mistakes (3) what to expect (4) anything else that I absolutely need to know or expect. I appreciate your response in advance. Thank you
I'm 66, my ex is almost 60. I didn't know and couldn't get consistent answers from SSA regarding if I have to wait until he is 62 to draw. I just found out that I could have been drawing on my own SS until he hits 62. I have a phone appointment on Tuesday to begin signing up. Will it be possible to get my own back payments from when I turned 62?
Please join one of my LIVE FREE TH-cam Q&A sessions so I can give you a more accurate and complete answer. There are so many exceptions I don't want to give you an incorrect or partial answer. MORE HELP HERE: linktr.ee/MyGovExpert
I have submitted my Enrollment application for part B as well as the Employer side to SSA this November 15 but until now have not received any information from SSA if I got enrolled. I am transitioning from under Company health insurance coverage to Medicare coverage for 2025 January.. I have Part A when I reached my full retirement age.., just waiting for Part B. Should I have coverage by January... I'm still working at this time..
Question, since there is no longer mandatory health insurance policy，you don’t get penalty for not having health insurance, why does IRS has to attack elders for not having Medicare plans because they don’t need that ports?
Please join one of my LIVE FREE TH-cam Q&A sessions so I can give you a more accurate and complete answer. There are so many exceptions I don't want to give you an incorrect or partial answer. MORE HELP HERE: linktr.ee/MyGovExpert
I turn 65 June 20, 2025 can I retire with full benifits or do i have to wait until i turn 67? If not and I retire at 65 will I still get raises or is my social security fixed at that amount. Also i am divorced from my ex that i was married to for 11 years and never remarried anyone, can i draw off of his social security when i retire? My ex husband is 14 years older then me and has already retired.
I’m 69 and was working but not anymore due to surgery,,,,I enrolled Medicare when I was furlough on pandemic,,,when I went back to work I decided to cancel my Medicare since in covered with my employer with medical insurance,,,,now SSA are saying I need to pay penalty for cancellation my Medicare last September 2021,,,,,,,,,,,,,,
I am 62 years old now was previously married for 30 years and he has been claiming his Social Security for the past three years. I know that he wasn’t making double the money but he did make more than I make. Right now my current husband is only 61 years oldand would I be able to claim his Social Security since he makes three times more than income than I do?
Disability and a 65 put me on my full retirement benefits. I pay $119 for my healthcare at my job and I get everything UnitedHealthcare advantage PPO but I’m paying Social Security premium and my premium job and all the rest of that stuff is costing me money but they do give me back $130 for six monthsso am I doing OK?
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Advisory, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
I am subscribed to your TH-cam channel, but I always seem to miss the live videos although I always watch them later. Thanks for what you are doing. I have a question. I’m 65 1/2 years old but trying to wait till my full retirement age of 67 to collect my social security. I am divorced. My ex already collects SS. I was married for 30 years. I have a question. If I choose to take my own Social Security benefit, since it won’t be any higher amount to take spousal benefit, can I still get survivor benefit if my ex-husband were to pass away in few years, Because then, it would be higher amount. Or is it once I pick my own benefit Im locked in?
I thought I understood Ed to say that you had to start your own Social Security before you can collect spousal Social Security. Plus my ex-husband does not receive more than half of mine so at my full retirement age I have to collect my own correct? So my question is at full retirement age if I’m collecting mine and my ex-husband dies can I then go to survivor benefit collecting on his?
@@rclose23 I thought I understood Ed to say that you had to start your own Social Security before you can collect spousal Social Security. Plus my ex-husband does not receive more than half of mine so at my full retirement age I have to collect my own correct? So my question is at full retirement age if I’m collecting mine and my ex-husband dies can I then go to survivor benefit collecting on his?
Since Medicare consultants only get paid commissions by Medicare advantage companies (?) and not if one signs up for regular Medicare, I wonder how unbiased the consultants will be since they’re working on commissions.
My husband just retired at age 66 and 8 months. He is self employed. Can he still making high income from his company without affecting his retirement?
Please join one of my LIVE FREE TH-cam Q&A sessions so I can give you a more accurate and complete answer. There are so many exceptions I don't want to give you an incorrect or partial answer. MORE HELP HERE: linktr.ee/MyGovExpert
😃☎ Private consultation with Dr. Ed? Click here to schedule: calendly.com/mygovexpert/consult
Get ALL your questions answered privately AND support all of our FREE CONTENT!!
Medicare HELP and MORE HERE: linktr.ee/MyGovExpert
Thank you for you service Dr. Ed. Today was my first time listening and this was so fruitful.
Hi Dr.Ed,i got my SS benefit statement and the medicare cost $185 per month starting 2025.Thank you.
I'm almost 67 and am still working and on my job's insurance. I have signed up for Medicare plan A at 65! I'm planing to retire at 70. Should I stop my Medicare part A and wait till I'm 70? Thanks for this awesome program. Just founded your channel. ❤
Your A is free. It is B. If you keep your health insurance and it is qualified such as more than 20 employees, etc., don't sign up for Part B until you either retire or lose your healthcare benefits. You have a limited time after, to sign up for Part B.
There, you will need to determine if you want a Medigap plan to cover the 20% copay and deductible.
You know what I loved about the first 10 minutes of this video? "EVERYTHING" It was all about me. About to turn 66 still working with BCBS Insurance and over 20 employees. Not collecting Social Security yet My dilemma these days is which plan to get. Keep thinking G, But you like N. It's a tough decision. Great Video!
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Advisory, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
Go with the N it's more cost effective over time unless you see your doctor weekly for several years😎😎
I am currently under my husband employer's health coverage. I'm 66 and he's 70.
We have started collecting Social Security.
We didn't submit CMS40B & CMS L564. Do we have to?
Retirement for people born in july of 1954 is what. Thanks so much.
Thank you so much Dr.Ed for sharing us this information. I truly appreciate your kind effort enlightening us with these very important SSS benefits-related issues. I learned a lot. I have some concerns, I'll just post it next time. Bless your kind heart, Dr. Ed.
I’m 62, a retired public school educator. The school district provides both health & dental ins; so I’d like to know if I’m still eligible for Medicare when I reach 65? Thx much!
am still working and i signed up form my medicare even when i still have medical coverage from y employer and i see the deduction of medicare , i heard you mention no deduction if a,m currently covered by my employer for my health insurance , please clarify am confused, thank you
You miss one important part. Health insurance through employment is very pricy now with high deductible usually. It's better to sign for Part A, B, D.
i took ss on my 67th year when i quit work started part b medicare at 69 i started to work again state job i took out insurance i pay 20% 170.00 a month i am healthy should i be paying on insurance or just stay with medicare
Great Podcast 👍💯 much appreciated Info 🙏
I’m turning 65 next year can I receive my ss and can still work full time?
Yes I done that right thanks
Hi Ed, I am 65 now and my retirement is not social security it’s a county district retirement system , but still working. I went to the sss admin office & the lady in one of the desk told me to come back when am already retired but my plan is to work till am 68. Do you think am going to apply for part A now just not to be finalized. Please enlighten me. Thanks!
I'm 65 working, and got A and B. I take no medications at all. Should I get C?
Part C is a Medicare Advantage program that includes a drug plan. It isn't original medicare.
If you are in original Medicare, then you should get a plan D drug plan. You can get inexpensive plans that cover you. If you don't get a plan, then you can be penalized for not having one.
You must get D for sure or you will pay a penalty!
If I have insurance from my job, do I need part. D supplemental
I heard it's mandatory to apply for part A when you turn 65-can you please clarify? I did apply.
Please join one of my LIVE FREE TH-cam Q&A sessions so I can give you a more accurate and complete answer. There are so many exceptions I don't want to give you an incorrect or partial answer. MORE HELP HERE: linktr.ee/MyGovExpert
What does triple earnings limit mean at 67?
As a tribal member, my tribe provides me with payments for Purchased and Referred Care that my local Tribal Health Center is unable to directly provide...and those payments are paid AFTER whatever Medicare pays.
When you hit full retirement age, is it ok to continue working? If yes, are there any repercussions?
I am and last year I had to give up my refund I was going to get when the tax preparer overlooked and discovered I was still drawing social security plus paid about 3000 more $. Yes you can work as much as you want and not lose social security benefits.but in my case the IRS stepped in and taxed me on it .
Hello Doc, what about having TRS and have marketplace insurance, thinking about getting social security plus only part A?
I an a consultant so I pay for my own healthcare, can take Madicare and still work full time?
I will be 67 in November. Currently laid off and receiving unemployment benefits... but going back to my seasonal position in January (allegedly lol). I want to retire. Should I apply now or wait til February after I go back to work... does it matter? Thanks for help and all your many years of service! ❤🎉
Please join one of my LIVE FREE TH-cam Q&A sessions so I can give you a more accurate and complete answer. There are so many exceptions I don't want to give you an incorrect or partial answer. MORE HELP HERE: linktr.ee/MyGovExpert
How do you know what percentage of your medicare will be taxed?
Do you have to get the Medicaid if you a veteran my husband is a veteran he didn't want to B
I am 62 on 01/16.
I am self employed. What is my best way to retire?
Hi Dr Ed, what’s the best part D plan for maintenance drugs
How can I get premium reimbursement from my HRA for Medicare premium reimbursement
If I retire at 67 start to receive benefits can I still work at the company I retired from
I turn 65 in April. I have Medicare and Medicaid and was told that if I work after I turn 65, I will lose all my health insurance. Is this correct?
What if Im moving out of state, and quit job, get another job with health insurance, can I get on Medicare and then suspend when get another insurance?
Is it wrong to sign up for Medicare A Only.....even though I'm working full-time and have employer's insurance?
Obviously...I won't need A or B at this time...but will it help to knock that off of my list for the future?
I would like to work at least until full retirement age, and then possibly part-time after that.....
Where to find 65 and I made over the 22,000 how do I affect my social security income
Are there advantages to waiting until you are 70 to claim social security?
I have a disabled child and she is now 39. Can she claim survivor benefits even if I am still alive? I do not have a husband. How will that affect my benefits and her SSI she gets monthly?
Yes she should be able draw off your husband
Thank you so much for this important information, Dr. Ed!
Glad it was helpful!
Question :I have student loan payments that I can hardly afford what’s happens when I start my Social Security in 2years. Will the payments be reduced
My sister is divorced, she was married for 10 years, can she apply for SS benefits from her husband? What is it called? C
As long as she has not remarried.
In 2025 is SSA going to restrict from those transfers from survivor benefits to my own?
Hi Dr. Ed
Thank you for your posts they’re informative and are spoken in layman’s terms in which I truly appreciate! My question is my spouse turned 65 last year and works full time. And because he has less than 20 employees I knew he needed to apply for Medicare B, for that reason so he did, he still has his insurance through work, and now we have both insurances and his work insurance is the one picking up his claims. I understand one or the other will pick it up then send remainder of balance to the other, why though didn’t this employee count of 20 or less apply here. Which is a confusing issue in itself
Hello, Doctor Ed.I just wanted to say hello and have a great day
Hello there!
I am disabled.I am on medicare.Is there anything I need to do when I turn 65?Thank you
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Advisory, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options
Please explain Federal Taxes I am 71 had to pay back taxes
I have high deductible insurance at work and it is creditable coverage at a large employer. When I turn 65 in April can I sign up for Part A and pay for part B to help pay toward my high deductible/out of pocket expenses? If I do this can I sign up for Part G and Part D later with no penalty or pre-existing condition limitations when I leave work?
I stopped my hsa on October 3 when i turned 65 and got medicare A/B plus G plan am i going to be in trouble?
I'm past 65. Still working. Why am I paying dooble taxes SS and what I make work
My husband will turn 60 in May 2025, I'm collecting SS now. Can he apply for spousal benefits at 60? Or, does he have to wait till he's 62?
The earliest to collect SS
Is 62 and he’ll get only 70% of What he would receive full at 67 I believe.
I am 70 years old and still working
I have not signed up for Part B yet. I plan to retire in June 2025
May I know when I should sign up for part b?
Hi Dr, my qus is if I reached my age of 66 and 2 month and started to get my SSN and I still work what happens to my SSN money which I still contribute, I was put on the fixed SSN and am not increased but still paying in. Plz help me to know
Where can I get help to fill out my social security!
I am 60. My husband passed in sept 22 he was 60. Do I have to work a certain amt hrs to get spousal or widow benefits, and can I still do it later if there is a cap cause I don’t want to have less. I have a mortgage and just about unable to pay it now. I don’t want less to not be able to stay in my current home
Does Social Security Supplental income.....receive the 2.5% COLA boost as well as my strait SS?
What if you have insurance through the Va. do I need to sign up for part B.
Turned 65 in May can I sign up now without paying a late filing penalty?
I am 72 yrs old and want to return to work should there be any problem as long as I notify Social Security.
I did early retirement at age 62 and received and I realized is not enough to pay rent and I was been told it’s not gonna go up anymore its fix… can I still go back to work as full time I’m turning 65 June next year
Ed I seriously need help. I have Clear Spring Health Advantage and I had it now going on two years. I have a torn Meniscus and a bad knee cap. Every doctor that my PCP have referred me to does not accept my insurance. I have had do many falls and it is not only painful but scary.
Call your insurance and ask for a case manager.
Sir good day, I wish I can retire now but still working at the age of 69 already. SSS said that I have to complete my 10 yrs contribution. I’ve working for 8 years with 32 points. How much do I get when I reach 70 years old. Thanks for the reply.
Thank you for the info.
I’m on regular social security now since I turned 62. Now I’m disabled. Can I apply for SSI or more assistance. I’m now 71.
Please join one of my LIVE FREE TH-cam Q&A sessions so I can give you a more accurate and complete answer. There are so many exceptions I don't want to give you an incorrect or partial answer. MORE HELP HERE: linktr.ee/MyGovExpert
What if your medical is with the VA.
Thanks SIR
I will be 62 on 2/2025 not working anymore planning to withdraw SS. My husband retired from state and military can I withdraw from my husband SS benefits too?
I worked for 15 years in Canada and expect about $500/mo from CPP, then moved to the US in 1997 and have worked here and contributed to SS for 27 years. My SS at FRA is about $3300. Will any of the 500 be clawed back? Thanks
Please join one of my LIVE FREE TH-cam Q&A sessions so I can give you a more accurate and complete answer. There are so many exceptions I don't want to give you an incorrect or partial answer. MORE HELP HERE: linktr.ee/MyGovExpert
@MyGovExpert when can you answer questions???
Sir I'm in SSDI if reach my full retirement at 67.Do I need to re apply for full retirement or redo my paperwork. Thanks
No SSDI is automatically adjusted by SSA to standard retirement at FRA no input from you is required😎😎
I'm retired at age 64 ,married but separated my husband still working can I apply for spousal to see if I get more from retirement
I am 71 years old but I only work 7 years, can I qualify for pension. Thanks
What does " annual earning limits triples" mean at full retirement age?
My husband retired from teaching before 65. He continued to keep his health insurance from school. When he reached 65 he applied for Medicare. They charged him the penalty because he was not still working. We never understood that because he kept his same insurance.
As long as you have creditable coverage SS is not supposed to penalized you. You must show them the creditable coverage. I would appeal to get that money back.
i lived out of state, i have local health insurance ,can i cancel my medicare and save the $175 monthly deduction on my SSA benefits? and how do i file
properly the application
Hi, I turned 65 in July 2024 but started collecting SS at 64 in Aug 2023. However, finances turned out to be very tight and had a very good job offer in Mar 2024 working part time, but I’m about $3500 a month over the allowed monthly income for 2024. I understand I have to give back $1 for every $2 I went over, so how does this work, does SS just stops my monthly checks until this is paid off? Or just a portion of until paid or? I’m going to have the same issue for 2025.
Please join one of my FREE LIVE TH-cam Q&A sessions so I can give you a more accurate and complete answer. There are so many exceptions I don't want to give you an incorrect or partial answer. MORE HELP HERE: linktr.ee/MyGovExpert
Hi dr Ed I’m turning 60 in December from the city was thinking to retire at 65 or should I wait too 67 then retire ?my plans are too live in Europe in my wife country
Please join one of my FREE LIVE TH-cam Q&A sessions so I can give you a more accurate and complete answer. There are so many exceptions I don't want to give you an incorrect or partial answer. MORE HELP HERE: linktr.ee/MyGovExpert
At what age can you take out your ira without a penalty?
I got penalized for not having pot D but I had insurance from where I work and they still said I have to pay a penalty 13 and change in next year. It’s going up to 14 and change is that legal and nobody told me I had to they just said do you have insurance and I said yeah they said it wasn’t comprehensive drug insurance prescription
Thanks SO MUCH 😊
My wife’s ex husband worked for the railroad, was was married for 18 years, he has retired from there since. My wife just turned 65, how can she collect SS from the railroad and how much
Thx
Is survivors benefit will go up in 2025?
COLA? Yes
Hi hope you get this message and respond. So I turned 66 this past October 2024. I did not file for Medicare I have online assist appointment on 1/12/2024 to file and I've been told I'll k be penalized. I have a disabled son living with me. Could you please advise:
(1) the mistakes I've made
(2) mistakes
(3) what to expect
(4) anything else that I absolutely need to know or expect. I appreciate your response in advance. Thank you
I'm 66, my ex is almost 60. I didn't know and couldn't get consistent answers from SSA regarding if I have to wait until he is 62 to draw. I just found out that I could have been drawing on my own SS until he hits 62. I have a phone appointment on Tuesday to begin signing up. Will it be possible to get my own back payments from when I turned 62?
Please join one of my LIVE FREE TH-cam Q&A sessions so I can give you a more accurate and complete answer. There are so many exceptions I don't want to give you an incorrect or partial answer. MORE HELP HERE: linktr.ee/MyGovExpert
I have submitted my Enrollment application for part B as well as the Employer side to SSA this November 15 but until now have not received any information from SSA if I got enrolled. I am transitioning from under Company health insurance coverage to Medicare coverage for 2025 January.. I have Part A when I reached my full retirement age.., just waiting for Part B. Should I have coverage by January... I'm still working at this time..
Question, since there is no longer mandatory health insurance policy，you don’t get penalty for not having health insurance, why does IRS has to attack elders for not having Medicare plans because they don’t need that ports?
I am on ssdi and 62 years old . Can I found my exhusban benifit at 62?
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Can I apply fir Medicaid to pay fir my Medicare premium $174.00??
Yes
@MyGovExpert OK, I called and they want additional information, so now what, just call them back?
What about SSI I get part a and b I'm 66
I turn 65 June 20, 2025 can I retire with full benifits or do i have to wait until i turn 67? If not and I retire at 65 will I still get raises or is my social security fixed at that amount. Also i am divorced from my ex that i was married to for 11 years and never remarried anyone, can i draw off of his social security when i retire? My ex husband is 14 years older then me and has already retired.
I turn 65 in June of 2025 my retiement age is 67 do I still get medicare at 65.
I’m 69 and was working but not anymore due to surgery,,,,I enrolled Medicare when I was furlough on pandemic,,,when I went back to work I decided to cancel my Medicare since in covered with my employer with medical insurance,,,,now SSA are saying I need to pay penalty for cancellation my Medicare last September 2021,,,,,,,,,,,,,,
If you get Social Security disability and you start investing in crypto, and you make a lot of money do you lose your disability or what happens?
I am 72 y.o.immigrant and US citizen, but still need to work because I have 20 points only.
One more reason to eat, execersie and diet correctly. Good luck on the long road ahead of you.
I am under my husbands insurance and he has retired I am turning 65 next year what do I do
Hi Dr Ed, what’s the best part D plan for people on maintenance drugs
What about SSI I get part a and b
I am 62 years old now was previously married for 30 years and he has been claiming his Social Security for the past three years. I know that he wasn’t making double the money but he did make more than I make. Right now my current husband is only 61 years oldand would I be able to claim his Social Security since he makes three times more than income than I do?
Disability and a 65 put me on my full retirement benefits. I pay $119 for my healthcare at my job and I get everything UnitedHealthcare advantage PPO but I’m paying Social Security premium and my premium job and all the rest of that stuff is costing me money but they do give me back $130 for six monthsso am I doing OK?
I do have regular medicare with A and B plans . I am thinking about adding a D plan also for next year. How much does plan D cost me every month?
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D), please call my Medicare partner, Chapter Advisory, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
@@MyGovExpert Thank you
I am subscribed to your TH-cam channel, but I always seem to miss the live videos although I always watch them later. Thanks for what you are doing.
I have a question. I’m 65 1/2 years old but trying to wait till my full retirement age of 67 to collect my social security. I am divorced. My ex already collects SS. I was married for 30 years. I have a question.
If I choose to take my own Social Security benefit, since it won’t be any higher amount to take spousal benefit, can I still get survivor benefit if my ex-husband were to pass away in few years, Because then, it would be higher amount.
Or is it once I pick my own benefit Im locked in?
I think you can take the spousal right now and let yours grow until your 70. Ask around.
I thought I understood Ed to say that you had to start your own Social Security before you can collect spousal Social Security. Plus my ex-husband does not receive more than half of mine so at my full retirement age I have to collect my own correct? So my question is at full retirement age if I’m collecting mine and my ex-husband dies can I then go to survivor benefit collecting on his?
@@rclose23 I thought I understood Ed to say that you had to start your own Social Security before you can collect spousal Social Security. Plus my ex-husband does not receive more than half of mine so at my full retirement age I have to collect my own correct? So my question is at full retirement age if I’m collecting mine and my ex-husband dies can I then go to survivor benefit collecting on his?
Hello, my name is Mona. Is your office in Michigan? How can I reach out to you. I need some advice about retirement plans. Thank you!!
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Since Medicare consultants only get paid commissions by Medicare advantage companies (?) and not if one signs up for regular Medicare, I wonder how unbiased the consultants will be since they’re working on commissions.
My husband just retired at age 66 and 8 months. He is self employed. Can he still making high income from his company without affecting his retirement?
Please join one of my LIVE FREE TH-cam Q&A sessions so I can give you a more accurate and complete answer. There are so many exceptions I don't want to give you an incorrect or partial answer. MORE HELP HERE: linktr.ee/MyGovExpert