Growing my Net Worth to $100k | Tracking My Net Worth *exact amounts* (Savings, Investments, Debt)
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- เผยแพร่เมื่อ 19 ก.ย. 2024
- thanks for watching ✨ Today we are (finally) talking about net worth again! In early 2024, I set the goal to start growing my net worth to $100,000. Now, we are checking in to see how it is going, and discovering a new way to track your net worth and hopefully help motivate us on our journey to building wealth. As always, I am sharing my exact numbers as it pertains to savings, investments, debt, and other assets. I hope you enjoy this video!
The net worth tracker (only $25 +code use ZOE10 for 10% off): thelineshop.ca...
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Items Mentioned:
📌 WealthSimple (my fave saving and investing platform) wealthsimple.s...
📌 KOHO Prepaid Credit Card (get $20 when you sign up!) kohofinancial....
📌 Digital Budget Tracker: thelineshop.ca...
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What I love about your videos is that you're so clearly not trying to prove how rich you are, and how you have all the secrets for overnight success. It probably shouldn't be as rare of a thing as it is, but almost every finance or self-development channel on TH-cam seems to have become a bragging contest on how everybody is a millionaire and how you can be one too, if you do exactly what they did. Sometimes it even involves buying their course.
I have been rewatching your first Growing to 100k to keep myself motivated so I am so happy to see your update!! ❤🎉
oh yayy!! i plan to post more frequent updates now that i am tracking it 🩷🩷
I would recommend doing smaller checks weekly! Having that net worth with no debt is def an accomplishment. I still remember when hit the number it was such a weird feeling keep it up!
Love your attitude and positivity Zoe. I have a lil bit over 50k on my nw, it is slow, sometimes i had setbacks too, but thanks to you who reminded me that doesn't matter how little progress ive made. it's still a progress. Stay well Zoe!!
Such great progress. Your 60+ self will thank you! Congratulations!!
Go Beautiful, Zoe! You’re well on your way to $100K! (that rhymes lol)❤
Off topic but you look stunning.
Congratulation! Thanks for recording your passionate healthy and wealthy journey. I am older and restarting my health and wealth journey. Keep up the good work!
Loved watching this Zoe! I love how realistic everything is here.
Just growing naturally, no beating yourself up for anything, that's the vibe we all should carry in our lives.
I was someone who used to beat herself up. I used to see what other freelancers are earning and I made it mandatory for myself to hit those goals and compete with them. It took me quite a lot of time to fix it and get out of that mindset. Now I know its my journey and my journey alone and I don't need to decide what's right for me based on what others are doing.
Very inspiring Zoe! Thanks for sharing! ❤
obsessed with ur vids zoe!
New subscriber here! I started watching your videos two weeks ago. Just started my first job out of college and am excited to start my journey to becoming debt free! You're inspiring and I love your content
Zoe!! I love your videos, you motivate me so much to pay off my debt and get better with my money. Thank you so much for posting your videos 🫶 💕
This is also my goal, but for my savings! So awesome to be doing this together! You're looking GORGEOUS, btw 😍 💕
Very good you accomplished alot. You should be proud of yourself. Keep uo the good work
I was so excited to hear you on the Inspired Budget podcast today! I was like, "I know that voice! That's Zoe!" 😅
hahahaa i haven’t listened to it yet 🙈
@@ZoePritchard it was really good!!
Not done the video yet, but so far it’s great as always! What mic do you use Zoe?
Love your long hair! And congratulations!
Hi Zoe. Great video. In my opinion, you should always encourage people who can't afford to spend money at the beginning of their debt free or finance journey to look into free resources first and then evolve as their finances allow. Everyone's finances are different and there is no shame in trying out free resources first.
At the end of the day, the net worth equation is simply, what you own - what you owe. Cheers! 🙂
thats true! i didnt mean to sound like i was discouraging free resources 🙈 i just meant the ones I tried (paper cash envelopes and a different budget tracker) didnt work for me.
Zoe you are so beautiful 😭❤ Inside out!!
Thanks for sharing Zoe! I love the honesty and insights! :) I've shared your vids with girlfriends and they love it!
Quick - maybe stupid my bad - question, I'm assuming you are tracking everything in Canadian dollar currency? I.e. your current net worth is in Canadian dollars :)?
You are just so interesting! Love how organized and cute you are!
You are doing great.
Zoe you look soooo gorgeous ❤
What's your thoughts on having multiple checking accounts and multiple savings accounts? I have a handful of each
What year are you planning on obtaining a million dollar net worth?
no idea 🤪 lets hit 100k first haha
I get confused when calculating net worth when it comes to including asset's... I have a home with some equity build up and a camp property, do I include that equity in my net worth, also have a union self directed pension plan can I include that?
I include my pension in my net worth. Also, as far as your home, the total loan balance is listed in liabilities and any equity in your home can be listed as the home's full value in your assets, if you know that. For instance if your home is worth $500K but you owe $450K, you have $50 in equity and that will show in your favor in your net worth equation.
If you sell the house tomorrow, how much profit will you actually make after paying off your whole mortgage? I think that's what the house is worth to you, financially speaking.
personally i would include my homes resale value and my pension if I had these things 🫶🏼
@@ZoePritchard you do have a pension! 😃CPP will be around when you hit your 60s and it's *your* money. Not sure I'd include it in a net worth calculation but definitely for retirement planning.
Jesus, 100k Canadian!? GBP would be understandable but 100k Canadian should be fairly easy to achieve within a year. Also, genuinely curious about average house prices in Canada as 100k even in the UK won't get you a mortgage for a shoebox in London. Good job on being debt free though
is it really that fairly easy to save 100k Canadian in a year?! on what salary? Perhaps if you are making 150k after taxes and live very frugally. 100k Canadian is about 75k USD, 100k GBP is about 133k USD. And people in the UK barely scrape by.. How many people her age have these savings in UK? Hardly any or some lucky ones inherited from grandparents.
Loved this update! Very information and motivating, great job on route to 100k!! 🥹🫶🏼🫶🏼