Technically, It is not really a credit card scam, but an investment scam.. those were not unauthorized credit card charges.. they were very much authorized by the victims after magpa-uto kay scammer na mag invest sa business nya
We know what’s next when media is used to announce a problem. They have readied a solution. Perhaps more “security measures”. And this is “for your own safety”. LOL
This is correct. In the eyes of the bank, the card holder is complicit to the action of the purchase (the guy did even mention that he himself inputted the details for the purchase). This is an investment scam. Parang: "Pre, pagamit credit card para sa negosyo kong sari sari store, bigyan kita 1,000 pesos sa 10k na paninda na bibilhin ko." pumayag ka naman (either para sa points o sa 10% return). Wala kang habol sa CC issuer dahil pumayag ka na gamitin card mo. Habulin mo ang nangako sayo ng bayad + interest.
Lot's of questions here.... A few of which are: To process credit/debit card transactions you need a Merchant account from a bank. Which bank granted this business owner a Merchant acccount to accept card payments? Customers should raise a dispute (Chargeback) through the bank that issued their card. Disputes can be raised if you do not receive the services/products that you have purchased.
Kaya ako if may nakikita ako sa malls or restaurants na taong mayayaman d agad ako na aamaze kasi iniisip ko baka ito ma yung mga scammers na hindi pa nahuhuli etc.
Hahaha korek,tingnan mo mga evil scammers na indian grabi mga mamahalin ang mga suot,damit sasakyan,relo,sapatos,mga bahay at iba pa 😅yun pala mga evil scammers at hackers.
mahuli nyo man yang scammer na yan di din kayo babayaran nun, magpapakulong lang yan. tapos di parin nabawasan problema nyo sa credit card nyo na pangbayad sa bangko.
There are supermakets here in Davao City that require cashiers to write down credit card details on a sheet of paper like a log where everything is in plain view to customers. There was even an instance where my credit card details were written on what appeared to be scratch paper that the cashier left on the counter as I left.
If you also gave the 3 digit number behind the credit card, then you may be screwed, wish whoever is holding that paper is not smart enough to milk those plastics.
I still can’t believe people would fall for this scam. It’s so obvious. I don’t entertain calls from credit card company offering nonsense. If I need funds, go to legitimate banks.
Kapag its too good to be true mag isip ka na kc walang easy money at sa dami ng scammers wag magihiyang magtanong o mag imbistiga muna wag agad agad iisipin na malaki ang papasok na pera sa inyo .
Banks regardless of what people think are Not responsible for credit charges that customers admittedly authorize. It was the Customers choice to invest, not the Bank's choice. Therefore the Banks are Not even legally required to assist the Customers in any way at all. It is the responsibility of the criminal justice system to locate, prosecute and recover the money acquired from the scam. Wake up people and stop trying being greedy by falling for scams. And stop attempting to place the responsibility for your ignorance onto the Banks.
My sister was scammed 40k and immediately reported to her bank after learning, but they were not able to help her. Thus asked her to wait 7 days for a manager to investigate, after 7 days they said they cannot help her anymore! F!
We all eat LIES. When our heart are HUNGRY...( insatable lust, hate egoism, torment, heresy, resentment, arrogance guilt, selfist, envy, possession, jealousy, greed....)
What the victims did was risky. They loaned out capital they did not own. Capital which really was just credit granted by a bank. I would not call this a scam but a brain dead financial venture. It is like trying to start a business with borrowed capital. If your business thrives, good. But if it fails, prepare yourself for a world of hurt. The bank that granted them credit won't care how they lost the credited money. They will use the full force of the law so that get paid back. Some of the victims may even end up in prison for estafa committed against their bank
Here’s us wanting to make it BIG: Utang and hope to get returns. 5% interest will not break even or provide income with credit card fees, financial charges, and late charges. Invest in yourself. Aral and Hard Work. Get into business if you can. Do it on your own.
@@mgyrn I cant think of anyone who made it big JUST BY INVESTING their funds on stocks, bonds, or letting their funds sleep sa bank. I think I did say “Get into business if you can. Do it on your own.” Thats what I did. Thats what other people who I look up to did. Its a lot of hard work- ganon talaga. These people who get scammed false hopes on it being that easy.
Saan ba talaga pwede mag invest? Saang bangko sa pilipinas pwede mag invest? Anong stocks sa pilipinas well known na pwede maginvest? Kaya sang damakmak na scam nangyayari sa pilipinas.
Napaka unfair nman yan BOC. Alam ng mga mmayan ang Job order, casual employee sila nmn ung nauutusan dyan at mahirap n gawain pro pgdating s benefits luging lugi sila .anu ba nmn yan paminsan lng ang pasko pagbigyan nyu na rin kawawa nman yan kayu mga regular dyan bukod na permanent n kau makabenepisyo maawa nmn kau s mga casual nyu ..diba tama ako??!!
Dasurv yan ng mga taong mahilig sa madaling kita. Anu tingin nyo sa pera pinupulot? Una nyong tanungin sarili nyo. Kaya sinasangkalan ung credit card nyo kasi sya mismo di sya makapag generate sa sarili nya kasi kung ganun kalaki ang kitaan sa investment edi sya na lang mag investbsolo pa nya ung profit sus
15k? Kahit nga landing page using wordpress mababa pa yan. Parang di nga naman app developer yun tingnan mo naman, sunog yung mga balat parang nasa initan lagi.
And once again. How many time will you guys learn, when is come to money matter you should be smart. NEVER IN A LIFE TIME WILL THAT HSPPEN THAT YOU WILL GET INTEREST THAT QUICK. The problem with you is that you are greedy . And the scammers know it.
banks need to provide 24hrs before clearing the transaction. banks must text the cc holder: "did you authorize this amount? beware 9f scams!" yes or no.
Stop these stupid rules. They authorised the transactions themselves. It was not credit card scam or fraud. It was investment scam. The only difference is the stupid victims used their credit card
Yung pattern naman talaga kasi sa scam karamihan sa mga victims na e enganyo sabhuge returns. Imposibli po yang huge returns kaya nilalaru ng mga scammers ang isipin ng mga tao kaya ayan na scam tuloy
@@alice_agogo May nagtanong lang ng "How is it greed?" Isip bata ka na? Sobrang talino mo mag-isip. Hahaha. Taas ng IQ mo patingin ka na sa mekaniko maluwag na yan. Hahahaha
Yung po ba na nasa mall na mga nakatayo . At ngttanong kung my cc or debit card.. tpos my free daw na ganito gnyan.. ano b mga yun?? Pag kasi nppdaan ako saknila sabiko lang wla ako cc at debit..😂 ayoko kc mgtanong sa knila nkktakot haha.. bka mahypnotize ako or macorner nako.. habng nglalakad sabiko ko lang meron kako ako pero wala laman, luma na.. lalagyan nyo ba ng laman? 😂
Greed took the best out of these people, blinded by easy high returns. They dont even know the person they are dealing with. We never learned arent we.
Technically, It is not really a credit card scam, but an investment scam.. those were not unauthorized credit card charges.. they were very much authorized by the victims after magpa-uto kay scammer na mag invest sa business nya
We know what’s next when media is used to announce a problem. They have readied a solution. Perhaps more “security measures”. And this is “for your own safety”. LOL
oo nga, kung fraudulent charges pwede yata i-cancel ng credit card company, ganun sa US ewan ko lang sa pinas
Ang alam ko, ganun na rin po dito sa Pinas pero mas harder at longer lang ang process.
This is correct. In the eyes of the bank, the card holder is complicit to the action of the purchase (the guy did even mention that he himself inputted the details for the purchase). This is an investment scam.
Parang: "Pre, pagamit credit card para sa negosyo kong sari sari store, bigyan kita 1,000 pesos sa 10k na paninda na bibilhin ko." pumayag ka naman (either para sa points o sa 10% return). Wala kang habol sa CC issuer dahil pumayag ka na gamitin card mo. Habulin mo ang nangako sayo ng bayad + interest.
Ang masaklap diyan, yung mga biktima pwede ipakulong ng banko kung di nila mabayaran yung credit card nila.
This is not a credit card scam. Credit card was used for the scam. That’s different and it’s not the bank’s responsibility kung nagpa scam ka.
Paulit-ulit ito nangyayari. Marami kasi dito sa atin easy money ang gusto
outside of africa pilipino pinaka uto-uto na mga tao sa mundo
Globally maraming scammers. Merun ngang scam village sa hongkong, cambodia at china. Amg ganda ng docu ng channel news asia sa love scam.
Mga greedy eh gusto kikita kahit walang gagawin ayan napala lol
It's a scam but not a credit card scam.
Misleading..
Lot's of questions here.... A few of which are: To process credit/debit card transactions you need a Merchant account from a bank. Which bank granted this business owner a Merchant acccount to accept card payments? Customers should raise a dispute (Chargeback) through the bank that issued their card. Disputes can be raised if you do not receive the services/products that you have purchased.
Kaya ako if may nakikita ako sa malls or restaurants na taong mayayaman d agad ako na aamaze kasi iniisip ko baka ito ma yung mga scammers na hindi pa nahuhuli etc.
Drama queen.
We live comfortably. My friends and family members really dress well with jewelry even in malls. We have legit businesses.
True. Madami na ganyan sa panahon ngayon.
Wag judgemental. Di naman natin alam kwento ng buhay nila.
Hahaha korek,tingnan mo mga evil scammers na indian grabi mga mamahalin ang mga suot,damit sasakyan,relo,sapatos,mga bahay at iba pa 😅yun pala mga evil scammers at hackers.
mahuli nyo man yang scammer na yan di din kayo babayaran nun, magpapakulong lang yan. tapos di parin nabawasan problema nyo sa credit card nyo na pangbayad sa bangko.
There are supermakets here in Davao City that require cashiers to write down credit card details on a sheet of paper like a log where everything is in plain view to customers. There was even an instance where my credit card details were written on what appeared to be scratch paper that the cashier left on the counter as I left.
If you also gave the 3 digit number behind the credit card, then you may be screwed, wish whoever is holding that paper is not smart enough to milk those plastics.
cc is supposed to be convenient but it's faster to pay cash 😂
I think here in bulacab bulakan puregold they do the same
request for a card replacement nalang po
may otp naman po
I still can’t believe people would fall for this scam. It’s so obvious. I don’t entertain calls from credit card company offering nonsense. If I need funds, go to legitimate banks.
15k for an app? that is so low. this is the reason why developers opt to work online. tsk!
Grabeng katangahan na yung ipinakita nila. Kahit pinapakita na "legit", remain vigilant always. It's their fault nagpa uto sila
Mga greedy kasi. Nasilaw sa 5%
Kapag its too good to be true mag isip ka na kc walang easy money at sa dami ng scammers wag magihiyang magtanong o mag imbistiga muna wag agad agad iisipin na malaki ang papasok na pera sa inyo .
Banks regardless of what people think are Not responsible for credit charges that customers admittedly authorize. It was the Customers choice to invest, not the Bank's choice. Therefore the Banks are Not even legally required to assist the Customers in any way at all. It is the responsibility of the criminal justice system to locate, prosecute and recover the money acquired from the scam. Wake up people and stop trying being greedy by falling for scams. And stop attempting to place the responsibility for your ignorance onto the Banks.
My sister was scammed 40k and immediately reported to her bank after learning, but they were not able to help her. Thus asked her to wait 7 days for a manager to investigate, after 7 days they said they cannot help her anymore! F!
lesson learned.
Yeah being stupid should not be the responsibility of the bank.
Raise a charheback with the bank that issued you the card
Just like me i just being scammed almost 100k because of credit card
Pslamat kyo mliit lng e nay milyones
We all eat LIES. When our heart are HUNGRY...( insatable lust, hate egoism, torment, heresy, resentment, arrogance guilt, selfist, envy, possession, jealousy, greed....)
What the victims did was risky. They loaned out capital they did not own. Capital which really was just credit granted by a bank. I would not call this a scam but a brain dead financial venture. It is like trying to start a business with borrowed capital. If your business thrives, good. But if it fails, prepare yourself for a world of hurt. The bank that granted them credit won't care how they lost the credited money. They will use the full force of the law so that get paid back. Some of the victims may even end up in prison for estafa committed against their bank
No.. just dont accept or sign the letter from lawyer...
15k app?? 6 figures minimum!
Gusto ng malaking tubo,mas nawala tuloy ang pera.
agree
Wala naman masama kung gusto malaki tubo. Maging matalino lang sa mga pinapasukang opportunities.
@@rockprime1136 👍
Every offer that is TOO GOOD TO BE TRUE is a scam
15k for mobile app? tapos business?
kahit pang projet ng students di yan tatangapin haha
Pano kaya kikita kung credit card ang gagawing pambayad eh interest nun ay 28%?
wow BOC! that's estimated PHP433,333 per regular employee in incentives :) Never knew gov't agency that generous in incentives.
Here’s us wanting to make it BIG:
Utang and hope to get returns.
5% interest will not break even or provide income with credit card fees, financial charges, and late charges.
Invest in yourself. Aral and Hard Work. Get into business if you can. Do it on your own.
Bro we can invest pero saan ba tlaga pwedeng maginvest sa pinas? kung sa america may mga well known investing sa pinas ano kaya?
@@mgyrn I cant think of anyone who made it big JUST BY INVESTING their funds on stocks, bonds, or letting their funds sleep sa bank. I think I did say “Get into business if you can. Do it on your own.” Thats what I did. Thats what other people who I look up to did.
Its a lot of hard work- ganon talaga. These people who get scammed false hopes on it being that easy.
Mahirap sa taong gusto ng get rich fast...gullible...ang dami ganyan matalinong mangmang
15k for an app? That is actually very low. Most apps go for six figures.
Lmao true, even students wont take that project.
red flag na agad yun 15k for mobile app.
exactly! madugas din yun mag asawa
This is fraud but not credit card fraud.
15k mobile app?
bakit pa nag blur sa muhka ng suspect dapat wala na para ma iwasan natin.
Kya wala akong credirs cards kakatakot😔😔😔
why are so many still fooled, why!!!😫😭
greedy... easy money kasi gusto kumita ng paldo,too good to be true,ayan tuloy imbes kumita nawalan pa.
"Big returns" is already a big red flag.
Saan ba talaga pwede mag invest? Saang bangko sa pilipinas pwede mag invest? Anong stocks sa pilipinas well known na pwede maginvest? Kaya sang damakmak na scam nangyayari sa pilipinas.
greed is good
Ganyan ang scam instant gain will lead you to a big loss.
Wow! 20% Bunos for the work you received salary from. Sana all! No wonder Pinas is Pinas.
its more fun in the philippines
A good example of when fake rich people use their credit cards...
Reporter needs to improve her intonation, diction and pronunciation.
Merry Christmas. Enjoy the learning experience
One word: greed.
its more fun in the philippines
Ang daming nag chachat sa akin na mag invest sa knila using my credit card, but I ignore it all.
Hindi mauubos ang scammer if maraming SWAPANG😂😂😂
they are both greedy...
its more fun in the philippines
it's more like an estafa case to me.
Nagtataka ako paano sila yumaman kung madali lang sila ma uto?? 😅
Mdami dyan ofw, ipon nila.
@@ILovePlayingZeldaGamesOnSwitchuto-uto talaga mga ofw pati pinsan pinapaaral 😂
Naku, noon pabyan sinasabi na wag mapaniwala. Kasalanan nyo kasi gusto nyo malimpak na pera na agad ang gusto nyo kumita. Naniniwala kayo kaagad...
Greed.
not a credit card scam ....more of an investment scam same with kappa or mlm
14:36, your husband is cheating on his job by hiring someone who can do the project for him. Shame on your husband!
"When it's too good to be true... TRULAU"
sabi nga ni idle raff , "IF IT'S TOO GOOD TO BE TRUE , THEN IT IS NOT TRUE."
Greed is also play the part
Parang perang ipapautang lng yan. Dont invest.the money that u cant afford to lose!
Philippines credit card security is weak 😂
Investigator na pala si Vic Sotto ngayon.
Ingat mga kabayan! Dagsa ngayon dito mga Chinese hackers at scammers! Very sophisticated mga gamit nila.
hays e2 na naman tayo sa una ok daw pero lately di na nakikipagusap yung katransaction nila
Napaka unfair nman yan BOC. Alam ng mga mmayan ang Job order, casual employee sila nmn ung nauutusan dyan at mahirap n gawain pro pgdating s benefits luging lugi sila .anu ba nmn yan paminsan lng ang pasko pagbigyan nyu na rin kawawa nman yan kayu mga regular dyan bukod na permanent n kau makabenepisyo maawa nmn kau s mga casual nyu ..diba tama ako??!!
"Humihingi na lang po sana kami ng patawad..."
Typical statement of criminals when caught. Kasohan at ikulong ng tumanda! 😠
dapat naman talagang magpatawad 😀
@@alice_agogoKung ganyan ang mentalidad mo, aabusuhin ka ng mapagsamantalang tao.
@@blogusvox problema na nila yan. ang importante ma pag patawad ka 😊
Katangahan na cguro kung ganyan tao Ang pptwrin mo
You authorized it unfortunately you are liable
correct
Dasurv yan ng mga taong mahilig sa madaling kita. Anu tingin nyo sa pera pinupulot? Una nyong tanungin sarili nyo. Kaya sinasangkalan ung credit card nyo kasi sya mismo di sya makapag generate sa sarili nya kasi kung ganun kalaki ang kitaan sa investment edi sya na lang mag investbsolo pa nya ung profit sus
Makontento kc…wag easy money lagi
15k? Kahit nga landing page using wordpress mababa pa yan. Parang di nga naman app developer yun tingnan mo naman, sunog yung mga balat parang nasa initan lagi.
Dios ko from 55/kilo ngyon 60/kilo n bigas,oh promise me PBBM nsaan n Ang murang bigas b sinasabi mo noon kampanya 😢
Itaya mo nlng sa color game. More chances of winning pa 😅😅
hahaha pinamadaling maiscam mga pinoy greedy kasi hahaha..
well said
kaya gusto kong mag apprentice sa mga indians at nigerians char 🤗 😀
misleading title
Paano natawag na cc scam to? Authorized nila yung pag gamit ng cc nila. In return sa promised na 5% return kuno
Ay dimlang credit card yong debit card mo din ginamit ang QR code naka withdraw na online Sa BDO bank
Kulong!!!
Only in Pinas, 🤣🤣🤣🤣
This is protected by the bank right? I mean its credit card
nope he willingly gave money to the scammer .....bank is only responsible if you did not authorize the transaction
San yung navy or coast guard ng PINAS?
naliligo po
Mga mahilig sa easy money ayan, if its too good to be true, its not true.
Tunegaga, frozen goods, ngyon eto naman. Tas mayron pa isa na about candidates ekek hayst mga tao d natututo. Easy come easy go.
Lagyan ng sticker ung cvv kasi
Yung volunteer ka sa patrol vs china in wps
Pero dds ka.. hehehe
Minsan kasi ganid tyo masyado khit na mayaman na gus2 pa easy money.
Play Stupid games Win Stupid Prizes. DUH inutang mo pang invest risk mo na yun… pag di ka nabayaran. DUH.
15k para sa apps, buraot din tong mag asawa di nalang hiningi 😂😂😂
And once again. How many time will you guys learn, when is come to money matter you should be smart. NEVER IN A LIFE TIME WILL THAT HSPPEN THAT YOU WILL GET INTEREST THAT QUICK. The problem with you is that you are greedy . And the scammers know it.
Well, matanda na kayo ..
banks need to provide 24hrs before clearing the transaction.
banks must text the cc holder: "did you authorize this amount? beware 9f scams!" yes or no.
Stop these stupid rules. They authorised the transactions themselves. It was not credit card scam or fraud. It was investment scam. The only difference is the stupid victims used their credit card
para sa 25k? hahahahah.
Jail the victims
Yung pattern naman talaga kasi sa scam karamihan sa mga victims na e enganyo sabhuge returns.
Imposibli po yang huge returns kaya nilalaru ng mga scammers ang isipin ng mga tao kaya ayan na scam tuloy
Swapang
Yan dapat ang sinasako na pira piraso o kaya headshot.
Hunting time guys. Hanapin nyo na ASAP.
antatanga nyo
absolutely!!
yan nalang din masasabi ko😂😂
😂😂😂. Common sense and logic broooo. No wonder Pinas is in the 💩 .
di yan credit card fraud though. di rin unauthorized since pinayagan nila ginamit card. it's all greed so not sorry for them.
How is it greed?
@@lopsidedgapnasilaw sa 5% interest kahit d nila kilala personally ung tao
@@lopsidedgapisip bata ka ba?
@@ILovePlayingZeldaGamesOnSwitchAh okay, that's how you thought it's greed pala.
@@alice_agogo May nagtanong lang ng "How is it greed?" Isip bata ka na? Sobrang talino mo mag-isip. Hahaha. Taas ng IQ mo patingin ka na sa mekaniko maluwag na yan. Hahahaha
Yung po ba na nasa mall na mga nakatayo . At ngttanong kung my cc or debit card.. tpos my free daw na ganito gnyan.. ano b mga yun?? Pag kasi nppdaan ako saknila sabiko lang wla ako cc at debit..😂 ayoko kc mgtanong sa knila nkktakot haha.. bka mahypnotize ako or macorner nako.. habng nglalakad sabiko ko lang meron kako ako pero wala laman, luma na.. lalagyan nyo ba ng laman? 😂
pano kayo di eextortan ng pera eh ang barat nyo, 15000 para sa online app?? kung hindi nyo afford mag bayad wag ipilit 🤦🏻♂️
They never learned. I have no sympathy for these greedy people.
mas worst pa ito kesa sa mga nakuhanan ng cash investment since nanganganak ng interest ang credit card.
If you stupid to believe a stranger that you don't even know then sorry you can't blame her..
well said
Greed took the best out of these people, blinded by easy high returns. They dont even know the person they are dealing with. We never learned arent we.
@@crixzeusdelarothschild1241 so true, stupid scam but they just put money in they dont have (credit), because they are blinded by greed.
@@crixzeusdelarothschild1241Like gamble.. thirsty for easy money
ganid kasi maling investment endi na natuto ang pinoy
Hanggang ngayon may nai-scam pa rin? Ano ba naman kayo? 😢 Katangahan na yan ah.
Greedy kasi eh.
you are an easy victim if you always trust the people who are good in sales talk. Always think and research about the offer.
Sasabihin na nman nung victim eh sia din daw biktima rin.