Did not like the idea of buying the property after 15 years, then should the person stay on Rent for 15 years??? that's a waste of money in paying rent. Actually these two asste classes are not directly comparable, but video is informative
Before telling people not to buy a house.. Kindly introspect the state of homeless families in Europe and USA.. All of them were renting until disaster happened like covid people lost jobs the rental market went higher the rents went higher.. Now that same family cannot afford house and cannot even afford rent.. The same thing is happening in India.. Influencer telling to rent.. Yes you can rent for a short time.. But having your own home is the best thing you can do.. Look at the state of bangalore classic example.. The rentals are become un affordable.. Plus my friend says he cannot even afford a home in bangalore..
From my perspective, never buy a real estate (flats) with loan. The rent you pay for the flat is only 2-3% of the cost of that property. If you invest this money into the MF, you get more than 10%. There are very many advantages, if you don't have a flat. Live in a rented flat is a wise economical decision, rather than an emotional decision. You can live freely without any fear of loan.
Real estate is a tool to build generational wealth. Every big trader buys some kind of real estate in the end. Having a physical asset is different from digital assets. People are just one scam away from a disaster in the stock market.
I want to invest in Dubai fractional real estate through GetStake or Smartcrowd. Please make a video on the same. How to invest in this as a resident indian and wether this investment willl fall under LRS
Hello NRI Money Clinic team. Can you make a video on NRI investments in Indian mutual funds/real estate considering rupee devaluation against USD. Example UAE dirham which is pegged to USD has appreciated by almost 20% against INR over last 4 to 5 years. To top it there are STCG and LTCG taxes. Does it make financial sense to invest in India under these circumstances? Average return from Index Nifty 50 Mutual funds are about 12% to 15% in long run. Further, AED is predicted to strengthen against INR in coming years.
Recent property reviews indicate that the quality of new properties is worsening. New technology is only assisting in constructing fancy properties at a faster pace, but at the cost of quality. So invest in property ASAP if you have the required funds.
sir, as you know, I’m an OCI in 73 & chose worry free FD & commercial real estate (strata) instead of mutual fund (no firm Knowledge of how Indian markets work AM I ON THE RIGHT & SAFE PATH?
Sir, I always admire your videos. Straight forward and honest. Not like other finfluencers. I need some advice. I am reaching 40yrs next year and I have a corpus of 70L from mutual funds and a site( 60x40). Should I take a loan and construct the house or should I take the Mutual funds corpus to avoid the home loan EMI? please advise
And what about the rental income we generate from the real state if it's in a good location? you didn't talk about that. Seems like more ad video for Mutual Funds as you guys are operating some sort in that
Did not like the idea of buying the property after 15 years, then should the person stay on Rent for 15 years??? that's a waste of money in paying rent. Actually these two asste classes are not directly comparable, but video is informative
Very nice video it is very good information you give in your channel
Great many youngsters must know in the age 25
You are absolutely correct,Sir.I agree with it.
Before telling people not to buy a house.. Kindly introspect the state of homeless families in Europe and USA.. All of them were renting until disaster happened like covid people lost jobs the rental market went higher the rents went higher.. Now that same family cannot afford house and cannot even afford rent.. The same thing is happening in India.. Influencer telling to rent.. Yes you can rent for a short time.. But having your own home is the best thing you can do.. Look at the state of bangalore classic example.. The rentals are become un affordable.. Plus my friend says he cannot even afford a home in bangalore..
From my perspective, never buy a real estate (flats) with loan.
The rent you pay for the flat is only 2-3% of the cost of that property. If you invest this money into the MF, you get more than 10%.
There are very many advantages, if you don't have a flat. Live in a rented flat is a wise economical decision, rather than an emotional decision. You can live freely without any fear of loan.
Real estate is a tool to build generational wealth. Every big trader buys some kind of real estate in the end. Having a physical asset is different from digital assets. People are just one scam away from a disaster in the stock market.
Good information ❤
I want to invest in Dubai fractional real estate through GetStake or Smartcrowd. Please make a video on the same. How to invest in this as a resident indian and wether this investment willl fall under LRS
Hello NRI Money Clinic team. Can you make a video on NRI investments in Indian mutual funds/real estate considering rupee devaluation against USD. Example UAE dirham which is pegged to USD has appreciated by almost 20% against INR over last 4 to 5 years. To top it there are STCG and LTCG taxes. Does it make financial sense to invest in India under these circumstances? Average return from Index Nifty 50 Mutual funds are about 12% to 15% in long run. Further, AED is predicted to strengthen against INR in coming years.
Recent property reviews indicate that the quality of new properties is worsening. New technology is only assisting in constructing fancy properties at a faster pace, but at the cost of quality. So invest in property ASAP if you have the required funds.
Invest in Plots
The video is informative. Does India have the concept of "index fund" where you essentially buy a portion of the entire indian economy?
sir, as you know, I’m an OCI in 73 & chose worry free FD & commercial real estate (strata) instead of mutual fund (no firm
Knowledge of how Indian markets work
AM I ON THE RIGHT & SAFE PATH?
Is fractional commercial real estate the same as REITS. But the ticket size of REITS is very low. Can you do a video comparing these two.
Is there any change (in 2024) in number of days to keep NRI status. If Indian income is less than 15 Lacs, your India stay can be upto 180 days ???
Thank you Sir for making this video. Very is useful information as always 🙏🏼
Sir, I always admire your videos. Straight forward and honest. Not like other finfluencers. I need some advice. I am reaching 40yrs next year and I have a corpus of 70L from mutual funds and a site( 60x40). Should I take a loan and construct the house or should I take the Mutual funds corpus to avoid the home loan EMI? please advise
Take home loan and continue your MF portfolio. The bigger the corpus the higher the returns
Sir pls make content on India's not only on NRI
And what about the rental income we generate from the real state if it's in a good location? you didn't talk about that. Seems like more ad video for Mutual Funds as you guys are operating some sort in that
Unless you have got it for cheap.. rental is max 4% after cost, if you are lucky ..
Thanks
For NRIs, you cant avail reverse mortgage of RE but can get loan against MF in India.
❤❤❤..........very nice information 👌
Thomas Sarah Garcia Mark Jones Donald
I lost alot of money investing in banks. Once a bank collapse, you can lose all your savings
Deposit in public sector bank jo