Very well articulated. One more important thing for peaceful retirement is learning to accept end of the career. Till last minute don't wait for extension for few more years etc etc. If someone explicitly and passionately not telling your services need to continue, Please exit. I have seen many hearburns which have troubled mentally in post retirement phase.
Best approach according to me: We can keep emergency funds in bank fixed deposit and the returns generated from this fixed deposit can be used for SIP in equity mutual funds..
We need some very good senior living caring gated communities in Mangalore area. Not the for profit enterprises which end up prescribing unwanted surgeries to maximize investors wealth. It is increasingly difficult for children to stay back and work in India for pathetic salaries owing to cheap labor concept with such high inflation. This leaves lots of parents behind in native towns. It is the need of the hour to protect innocent senior citizens from insurance industry, chronic capitalism and online scamsters.
I request every individual at whatever age to see and educate yourself on handling your finances and preparing yourself to meet any eventuality be it retirement, health issues , child's marriage etc. ❤ God bless you Sir.
Bhatt Sir ji: I really appreciate for bringing Mr Gerard Colaco to share this presentation, it is very excellent even though you also mentioned all these things in your early videos, it is only complementing whatever you have been sharing for this age group. This is excellent finance lesson, not only finance but wholesome retirement planning. Keep up your services, citizens like us are immensely benefit through these true education channels. I also agree with some of the subscribers commented about including SGBs, Annuity schemes, Corporate FDs, NCDs, NPS, leveraging EPF higher pension etc. To optimize tax, one can create separate tax entity by opening HUF account & PAN.
Thank you Dr Bhat and Mr Colaco for the excellent subject content & delivery. These are fundamentally important to the pre-retirees community & I wish everyone utilizes the information by implementating the concepts. Please also include the Regular Income Fund & Growth Fund options for the non-returning NRIs as well, since some of the instruments mentioned may not be applicable for this category. Thanks 👍
Dr Bhat, I have just a small suggestion to make with regards to deployment of Emergency fund. As the speaker rightly said that the emergency fund should be 12-30 months of a person's interest, it would be prudent to keep the liquid funds gains in the liquid funds as it will take care of the inflation part(expenses will grow as per inflation). In my opinion, emergency funds have no business being in equity funds. Overall an excellent video
Thank you for bringing up this strategies, I always look up to your video for update. Things appear strange right now. The value of the dollar is declining due to inflation, but it is increasing in comparison to other currencies and commodities such as gold and real estate. People are flocking to the dollar because they believe it is safer. I'm worried that rising inflation will cause my 400k in retirement funds to lose value.I'm really happy for today. I finally got my profit of 170k with my little investment of 45k on this Stock investment with the help of Miss Clara Brandon after feeling so ecstatic and heavy minded that nothing good can come out of it
That's true. I've been looking into different retirement strategies, and it seems like there are ways to make the most of your savings and investments without necessarily hitting that million-dollar mark.
Thanks for providing valuable content.. Could you also please create a video on withdraw plan for NRIs.. For ex., i have 50L and in my retirement how i can withdraw money without paying taxes
Excellent Sir. Hope it is not only focused for NRIs. You should have started with how much corpus is required with some examples and thumb rules, then go into investment avenues. Nonetheless is was good. Do start next video with required Corpus
Retire with Grace at 55? Nonsense, my boss is 72yrs and he is still fit and healthy while 35yrs get heart attack. So it is not grace, it is a disgrace. Work untill you can do.
For your Growing Wealth, BJP Govt should be in Center, incase if Rahul Gandagi and 40 thieves comes into Power, then your Corpus will cut by min 75-80%.. So think before voting.. By pressing wrong button on VOTING Machine you will be sleeping on Footpath...
Very well articulated. One more important thing for peaceful retirement is learning to accept end of the career. Till last minute don't wait for extension for few more years etc etc. If someone explicitly and passionately not telling your services need to continue, Please exit. I have seen many hearburns which have troubled mentally in post retirement phase.
Excellent session. Very very insightful. Thank you so much Dr. Bhat for arranging this.
Best approach according to me: We can keep emergency funds in bank fixed deposit and the returns generated from this fixed deposit can be used for SIP in equity mutual funds..
Excellent inputs.
We need some very good senior living caring gated communities in Mangalore area. Not the for profit enterprises which end up prescribing unwanted surgeries to maximize investors wealth. It is increasingly difficult for children to stay back and work in India for pathetic salaries owing to cheap labor concept with such high inflation. This leaves lots of parents behind in native towns. It is the need of the hour to protect innocent senior citizens from insurance industry, chronic capitalism and online scamsters.
Excellent Mr Gerard Colaco!
Excellent presentation. 🙏👍 It has well summarised what ever you had been talking about in most of your presentations.
very nice...iam on same goal path and hopefully reach it in the next 3 years....very helpfull insights
The presentation is good merits and thoughtful in terms segmentation of retirement funds
I request every individual at whatever age to see and educate yourself on handling your finances and preparing yourself to meet any eventuality be it retirement, health issues , child's marriage etc. ❤ God bless you Sir.
Very well articulated and very good information for people who are retiring
Very well articulated. Fantastic presentation.
Excellent advice , very true , this should not be limited to 55+ applicable to everyone , better start early to build the portfolio as you go.
Excellant presentation with high quality content !!! Hats off to NRI Money clinic for bringing quality resource persons 🎉
Excellent explanation. Waiting for part 2
Precise, practical and easy to understand presentation. Waiting for the next part.
Excellent video with very valuable information that is well presented. Thank you!
Thanks a lot for guidance. God bless you and your family ❤
Bhatt Sir ji: I really appreciate for bringing Mr Gerard Colaco to share this presentation, it is very excellent even though you also mentioned all these things in your early videos, it is only complementing whatever you have been sharing for this age group. This is excellent finance lesson, not only finance but wholesome retirement planning. Keep up your services, citizens like us are immensely benefit through these true education channels. I also agree with some of the subscribers commented about including SGBs, Annuity schemes, Corporate FDs, NCDs, NPS, leveraging EPF higher pension etc. To optimize tax, one can create separate tax entity by opening HUF account & PAN.
Thank you very much for your feedback
Thank you very much for your kind words and feedback
Very clear, concise and precise. With real numbers. Very nice.
Thanks a lot for a simple and clear explanation. Superb presentation!
Thank you for the wonderful investment and tax planning.
Excellent planning for better retirement life
Excellent. Waiting for next episode.
Super guide lines! Thanks a lot!
Very nice and useful episode, Sir. Thank you very much, Sir.
Highly useful guidance to consider the various options for reducing the retirement burdens..
Thank you Dr Bhat and Mr Colaco for the excellent subject content & delivery. These are fundamentally important to the pre-retirees community & I wish everyone utilizes the information by implementating the concepts. Please also include the Regular Income Fund & Growth Fund options for the non-returning NRIs as well, since some of the instruments mentioned may not be applicable for this category. Thanks 👍
Excellent review. I recommend this should be followed. Very good presentation and practical. Good luck 👍
A very beautiful presentation by Mr Colaco 🎉🎉🎉
Very well explained, also very precise, Thank you Sir
Nice, lucid & informative presentation ! Keep up the good work!! 👍👍
Excellent points presented. Don't know why SGB is not covered being tax efficient, i.e. tax exempted on maturity gains.
Dr Bhat, I have just a small suggestion to make with regards to deployment of Emergency fund.
As the speaker rightly said that the emergency fund should be 12-30 months of a person's interest, it would be prudent to keep the liquid funds gains in the liquid funds as it will take care of the inflation part(expenses will grow as per inflation). In my opinion, emergency funds have no business being in equity funds.
Overall an excellent video
Very informative video for people of our age group. Thanks
Thank you for bringing up this strategies, I always look up to your video for update. Things appear strange right now. The value of the dollar is declining due to inflation, but it is increasing in comparison to other currencies and commodities such as gold and real estate. People are flocking to the dollar because they believe it is safer. I'm worried that rising inflation will cause my 400k in retirement funds to lose value.I'm really happy for today. I finally got my profit of 170k with my little investment of 45k on this Stock investment with the help of Miss Clara Brandon after feeling so ecstatic and heavy minded that nothing good can come out of it
That's true. I've been looking into different retirement strategies, and it seems like there are ways to make the most of your savings and investments without necessarily hitting that million-dollar mark.
She's mostly on the Telegrams, using the username
Clara Brandon
this is her user ID
Very very deeply researched advice 🎉🎉
Excellent video, very informative. Awaiting part 2
Very good presentation👍
Useful guidance indeed.
Very very useful information.
Excellent informative video
👍
Excellent presentation
Wow excellent video
Thank you sir to both of you
Very good presentation
Thanks a lot for such an informative session.
Good information. Thanks.
Thanks for providing valuable content..
Could you also please create a video on withdraw plan for NRIs.. For ex., i have 50L and in my retirement how i can withdraw money without paying taxes
He not recommended ANNUITY for regular income because in other investment there is reinvestment risk involved.
Please comment
Thanks for this wonderful presentation
Fantastic. Thanks a lot.
Thank u sir from Pakistan for making such good video...
excellent thanks very much sir for guidance
I enjoy all your shows as they are very relevant to NRI and sensible. Can you give me idea of charges that your company charges?
You can send WhatsApp message on the number mentioned in the description box
Nicely explained.
Outstanding lecture❤❤❤❤❤❤❤❤❤ thank you sir❤❤❤
one of the best video ❤
Great knowledge ❤
Excellent insights on retirement planning
Excellent video.
Children becoming financially independent at the time of retirement may not be possible
Excellent Session
Nice presentation
Excellent Sir. Hope it is not only focused for NRIs. You should have started with how much corpus is required with some examples and thumb rules, then go into investment avenues. Nonetheless is was good. Do start next video with required Corpus
Watch part 2 for answers
Very well explained 👏
Well presented 👌
Absolutely great inputs sir...
We need tons of money.
Very very useful ടോക്ക്.
Awesome video
Thank you 🙏
Excellent knowledge ❤
Very useful
Excellent
Thank you.❤❤❤
Really useful
Good
Excellent👍
How do I contact you or your team for getting consultancy. My retirement is imminent
Very much useful
Does anyone find the ask for money on the side? to get banking or property work done in government offices in India ?
Excellent video
Ty Sir, great video.
Too good.
Very useful
Super
😊 NICE
Can SWP of mutual funds be a regular income? It is not mentioned in the session.
❤
❤❤
Retire with Grace at 55? Nonsense, my boss is 72yrs and he is still fit and healthy while 35yrs get heart attack. So it is not grace, it is a disgrace. Work untill you can do.
😂😂😂😂😂😂😂
For your Growing Wealth, BJP Govt should be in Center, incase if Rahul Gandagi and 40 thieves comes into Power, then your Corpus will cut by min 75-80%.. So think before voting.. By pressing wrong button on VOTING Machine you will be sleeping on Footpath...
Harris Jennifer White Deborah Walker Susan
How to contact you
Send WhatsApp Message on 00971 50 1484595
Very well explained.
Excellent