Amex Referral link to get 12k points , click on view cards in top left corner and select plat travel. www.americanexpress.com/en-in/referral/intl/membership-rewards?CORID=s~H~R~E~Y~s~H~C~Z~8-1730203775327-1062482628&CPID=100364208&GENCODE=349993269070153&XL=MIMNS&ref=sHREYsHCZ8&v=2
Biggest challenge with Amex (I speak as an amex user) is that most retailers and e-commerce players don’t accept AMEX cards. You need to have a Visa backup card. Card points are only useful if you can actually swipe the card.
The biggest advantage of this card is that it doesn’t have rigid monthly milestones and requirement of a certain minimum number of transactions like MRCC
@@sandyg7952 4Lac in a year is easy to achieve if you have monthly expenses around 34K which I do on credit card by charging the Amazon pay wallet, eating out, groceries and biggest expense of them all is tuition fees. It's easier for me to achieve 4lac
Hi Pranay! Great video covering all the benefits and also caveats which one misses on. Yesterday, I received this year’s Taj voucher with a validity of 360 days. I chatted with Amex CC to extend them but they said they cannot as it’s a 3rd party thing. Do you have any pointers if it still can be done and how? Did you ask the Taj CC to extend them or Amex CC? I do have some past vouchers which expired as well. I was unable to use them because of covid time. Amex CC said they definitely cannot do anything about it. Thought of checking with you regarding that as well, though have zero hopes for that. Thanks again for the great video!
Damn, I didn't know about calling for additional reward points. It only took like 5 mins to reflect on the app once they were credited. But quite a silly requirement, this.
To be realistic lets do a calculation based on the actual scenario and not the best cases. I usually use credit card to make all kinds of payments including fuel, insurance etc. For all these cases you do not get any reward points hence regular reward rate which we are taking about will obviously be
Thanks for sharing your detailed thoughts :) I agree with you, this is a framework one can use to evaluate it and I'm only sharing how i use this card and find good value.
i have just completed my first milestone on this card, and the total points i earned so far is 23745. and this does not include any points after joining. so in some catagories there wont be any points.. but if you use reward multiplier than it will make it up for that. and we are at least getting some value in terms of milestone calculation, which most of other cards are not providing these days.
@abhinavkesarwani26 Bro are you not using the amex giftyr to buy Amazon pay vouches and then make your insurance and utility payments.. Not only you get your regular reward points + 2x or 3x points for using the amex giftyr platform.. I think you are missing on these rewards.. Do research and try this method
do you get same MR when you pay offline also how is availibility of amex at major grocery outlets looking to make my dad switch from SBI to Amex . Would you recomend
This was shot on a rented DJI osmo pocket 3. I am quite happy with the output and the ease and therefore ended up buying one - you will see a lot more of this clarity :D
Hi Pranay, do we get the welcome gift of 10k points if applying through the link shared by you or is it only applicable if we get the card on payment of the fee?
Can you make a video with the subject of Overlap of benefits with multiple cards and which 2 cards one should not have at the same time. Ex: If we have Amex travel should we have an Amex membership reward as well?
Applied the card with your link and got the approval. Just a question whether any spends are excluded for milestone calculation. I am planning to buy gold worth 4 lakhs from this card. Will that suffice for getting 40000 points.
yes should count, once you get the card, just call up amex and double check please? But most likely it will count towards milestone benefits, might not count for base rewards
@@pranayk37 Hi Pranay. Got the card and confirmed from customer representative that we get the base reward points and also it is considered for milestone benefit. So it is good to buy this card for investment purpose and get free travel!!
Thank you for the excellent video. Glad to know the 1:1 points conversion for Marriott. I do have Club Marriott membership with discounts. Can i quote the membership id while redeeming the vouchers for optimal room rate ?
Love your content, Pranay. Got into the Amex world seeing your videos, excited to see more content regarding the best deals for Bonvoy points or potential to use them in other ways. It's quite beneficial to convert them to virgin Atlantic points too, I think you can get a very sizeable discount. I saw somewhere that Mumbai London return flights are only 20k virgin points + taxes that you have to pay. Any other strategies of where we could use these points?
hi Pranay, I applied this card with your referral link and got this card , But in first statement AMEX charged me 3500+ tax , I called Customer care and they said they will come back to me , But just want to confirm ,Are they really charging first year fee though we apply with referral link . Because I shared this link with my friends and assured them , they will not be charged. But if AMEX charge them, then I need to pay their fees.😓
Hi Pranay Housing is now accepting Amex cards for rent payment. Should I use my Amex platinu travel card for payment of around 9L per year? Is it worth it? Please guide
Recently booked a stay at Taj, Agra and wanted to redeem my voucher. I was told it cannot be redeemed for any discounted rate, not even the member rates. Any workaround for this?
you can use hdfc infinia or diners black if you have it. you can also use mrcc or gold to hit their monthly milestone by spending 6K per month. see my mrcc vs gold video
I’ve been using Amex MR card for 5 years. I keep getting emails for upgrade to platinum travel card. However, I don’t do 5-star hotel stays. I mostly use the rewards multiplier platform to buy coupons from Amazon, Uber, etc… so does it make sense for me to upgrade? My overall yearly spends are like close to 6L on the Amex MR card
Made another video later after amex changed its policies. They charge for the first year now but give points to compensate. See that video for more details
Pranay, unfortunately they don't serve tier-2 cities,............any other idea how to get a card ? Should i go for Axis Atlas or Amex Travel Platinum ? already have HDFC Ragalia and Axis Vistara
I got it delivered to tier 3 town...I went with my friend referral and got it approved... You can try through referral links... Link in my channel description...upon clicking, click on VIEW ALL CARDS and then choose the card u wish to apply
Get them all with those spends 😂 Jokes apart, Amex platinum travel for first 4 lacs, sbi or idfc vistara card which has milestone benefits upto 8/9 lacs to give you a bunch of premium economy tickets. Amex mrcc is also a good option upto 2.4 lacs per annum. Can also get axis atlas for milestone benefits
Hi Pranay, I paid 4.5L income tax last week. looked at the income tax portal, amex wasnt mentioned anywhere. Can you please tell me how you did it? Cheers!
Hey Pranay - Given that I have Infinia for that amazing 16% reward rate and SBI cashback for everything non SmartBuy, does this card still makes sense?
@@pranayk37 Yeah makes sense, SBI cashback caps at 5k per month while with Amex Platinum I can get more returns on my travel spends and they don’t expire so I can plan with no rush.
I had this card almost 10 years ago but closed it as I already had AMEX Gold charge card and Amex Rewards card, which I continue to hold even now. But i use my Infinia and Diners black card most of the time.
Can I take this for one month like I am planning to trip so I can buy electronics worth around 6 lack then pay back the amount and get cash back benefit
@pranay how does one extend the validity of the taj vouchers...what are the steps ? shd i call amex or taj customer care also is there conceirge service for amex platinum card for great deal on hotels ?
Hi Pranay, I have AmazonPay cc for shopping and Airtel Axis for utilities and groceries. Looking for a card that can offer great benefits on travel and hotels. Also if I can maximise on rent, fuel, dining, lounge, insurance premiums, subscriptions and Govt spends/taxes with the card, it would be great... My annual spends are between 5-7lpa Confused between Amex Gold, mrcc, platinum travel and hdfc diners black. Which one do you think would be better? Would love to hear from you... I'm open to having more than 2 of these cards or any better card if you can suggest. Thanks!
@@pranayk37 Thanks Pranay! Do these spends count towards milestone for Gold and Mrcc too? Also, any idea which platform to use for rent payment using Amex?
@pranay does any card offers reward for govt transaction ? I have to pay abt 6 l for stamp duty and reg and was thinking if I can make use of my Cards. I have magnus, Amex platinum travel and Diners black, FYI .
can u please share the invite link for amex platinum travel credit card. The link that you have given is for gold. It would be a great help. Thanks in advance.
It's 7.5K bonus points at 1.9L milestone and 10K bonus points at 4L milestone. That's what I have. How are you getting 40K points? Can you tell in detail about the call thing?
Total is 40k points after 4 lacs including the points you get at 1.9L milestone. At 1.9L, you get 15k points (7.5+7.5k on calling amex) and at 4L you get 25k points (10k+ 15K on calling amex). 15K + 25K = 40K
Isn't it like 1.9lak spend milestone 15000 points added and then once i touch 4lak mark from 1.9lak... 4lak spend milestone 40000 points Total accumulated milestone would be the sum 55000 points ?
SBI charges 199 + taxes for rental payments apart from rent portal charges, better to use BharatNxt application and transfer money from any bank's credit card.
Hi Pranay, could please suggest a card for me. My minimum monthly spend is 30k ( excluding rent). Currently using HDFC Milli. card + amazon card. Thanks bro
So i checked with the customer care and they said one needs to have marriot membership for us to use the points there. Is there a way around using these points without purchasing Marriott membership?
You don't need to purchase Marriott membership, it's free. You're confusing it with club Marriott which is paid. Just Google sign up for Marriott bonvoy
Marriott membership is free. Just login and you get a member id. Input your id and points are credited within the day. Pro-tip: Newer properties (less than 2 years) are cheaper than rupee value to book in points. Ex: Westin Rishikesh, Four Points Srinagar and many more in and out of India
Hi, I wanted to get it but they turned down my application post video kyc because I’m not at my permanent address, working at another city. Can i apply again and get it delivered at my permanent address or do i have to be there physically to be eligible. I do not wish to update my aadhar right now.
Yes you can. While filling the application, put your aadhar address in the residential address and your current address in your office address field. When it asks you where you want to get your card delivered, opt for your office address.
for redemption, the 0.5 value is mostly on very less items max are of 0.25, now say a person is not eager to stay on taj, he is a budget traveller, he would save more, then just to get best redemption value he would have to purchase marriot or taj stay.. not on basic necessity items
If you’re judicious about choosing merchants, you can get value as high as Rs 2 per point. Coming Thursday- a video coming up on how we used these points to get good value
Amex Referral link to get 12k points , click on view cards in top left corner and select plat travel.
www.americanexpress.com/en-in/referral/intl/membership-rewards?CORID=s~H~R~E~Y~s~H~C~Z~8-1730203775327-1062482628&CPID=100364208&GENCODE=349993269070153&XL=MIMNS&ref=sHREYsHCZ8&v=2
The link is for a gold card and not for a Platinum travel card
Click on view cards on the top left and select whichever card you like @@jerrydrummer04
@@pranayk37 thank you. It worked.
Link is not working?
@@tsv0101tinyurl.com/v8en87a3
Biggest challenge with Amex (I speak as an amex user) is that most retailers and e-commerce players don’t accept AMEX cards. You need to have a Visa backup card. Card points are only useful if you can actually swipe the card.
You need a good strategy. The advantage is that amex gives a lot of bonus points
Applied. Got the card in 4 days. Paid advance tax 4Lakhs. Got 40k points. Converted to bonvoy.. booked stay in W hotels. Thank Pranay
Made my day, someone making the most of it!
How can I pay advance tax with credit card ??
how did you do it , i am stuck with the application for almost a month now , please help @pranay @devang011219872
@pranayk37: same query, for salaries peoples how to pay adv tax and avail the same. I am AMEX PLAT HOLDER but not taken benefits.
What is this advanced tax payment? Can anyone do this?
The biggest advantage of this card is that it doesn’t have rigid monthly milestones and requirement of a certain minimum number of transactions like MRCC
I got this card just before i started furnishing my home. Got all the appliances on this card and i hit the 4L mark in 4 months...🎉
What about next year?
@@sandyg7952 4Lac in a year is easy to achieve if you have monthly expenses around 34K which I do on credit card by charging the Amazon pay wallet, eating out, groceries and biggest expense of them all is tuition fees. It's easier for me to achieve 4lac
@@sandyg7952naya ghar, naya furniture😂
@@sandyg7952 I'll pay the school fees with this card.
I an using from 2017. It is one of best cards. You can make nps contribution as well using this card.
Hi Pranay!
Great video covering all the benefits and also caveats which one misses on. Yesterday, I received this year’s Taj voucher with a validity of 360 days. I chatted with Amex CC to extend them but they said they cannot as it’s a 3rd party thing. Do you have any pointers if it still can be done and how? Did you ask the Taj CC to extend them or Amex CC?
I do have some past vouchers which expired as well. I was unable to use them because of covid time. Amex CC said they definitely cannot do anything about it. Thought of checking with you regarding that as well, though have zero hopes for that.
Thanks again for the great video!
Looks like everytime I mention a hack / feature on the channel, they change it 😔
Can confirm that they've stopped extending it recently
@@pranayk37 Yeah 😔! Thanks for confirming, let’s hope they revise this.
Damn, I didn't know about calling for additional reward points. It only took like 5 mins to reflect on the app once they were credited. But quite a silly requirement, this.
You can use Taj voucher only if you book standard rates. Any discounted member rate Taj doesn't allow to redeem.
Hi sir Good Video on one of the best card. Just wanted to know if it gives benefits on the insurance payments
Hi,
Does the Taj voucher have an expiry date as well?
Assuming you get 1 each year...can the 2 year Taj vouchers be clubbed??
They've recently stopped extending them. I need to stop making videos, it seems like they see these hacks and make changes
can i buy digital gold using this card? will get milestone benefit?
Yes
I use axis magnus, and despite devaluation I manage to get 16-25 percent return. I used last booking a 5 lakh ruppe business class ticket for free
How is it possible
Explain more
To be realistic lets do a calculation based on the actual scenario and not the best cases.
I usually use credit card to make all kinds of payments including fuel, insurance etc. For all these cases you do not get any reward points hence regular reward rate which we are taking about will obviously be
Thanks for sharing your detailed thoughts :)
I agree with you, this is a framework one can use to evaluate it and I'm only sharing how i use this card and find good value.
i have just completed my first milestone on this card, and the total points i earned so far is 23745. and this does not include any points after joining. so in some catagories there wont be any points.. but if you use reward multiplier than it will make it up for that. and we are at least getting some value in terms of milestone calculation, which most of other cards are not providing these days.
@abhinavkesarwani26 Bro are you not using the amex giftyr to buy Amazon pay vouches and then make your insurance and utility payments.. Not only you get your regular reward points + 2x or 3x points for using the amex giftyr platform.. I think you are missing on these rewards.. Do research and try this method
Value of the reward point is not .5 but .25
Hey!
Do they count insurance premium payments towards
a) spends criteria
b) crediting points
?
Spend criteria towards milestones - yes.
@@pranayk37 thanks
Very neatly explained :)
do you get same MR when you pay offline also how is availibility of amex at major grocery outlets looking to make my dad switch from SBI to Amex . Would you recomend
Hi, do the insurance premium payments count towards the milestone benefit?
Yes
HI Pranay
What is a camera setup? Iphone, vlogging camera, or a mirrorless?
This was shot on a rented DJI osmo pocket 3.
I am quite happy with the output and the ease and therefore ended up buying one - you will see a lot more of this clarity :D
@@pranayk37 thanks for your prompt response. Please do, video quality was just fantastic
I got this card few days back. Did not know about this link. Can i still make my 1st yr fee free,?
First year free has been discontinued. I made a recent video on this
@@pranayk37 Thank you for the clarification sir
Hi Pranay, do we get the welcome gift of 10k points if applying through the link shared by you or is it only applicable if we get the card on payment of the fee?
Nope, we don't get 10K points if applied through referral.
Hii Pranay , it is possible to get reward points after paying renewal fee.
Do we get reward points if we use it for online marketing purposes of google and meta ads?
Yes
Can you make a video with the subject of Overlap of benefits with multiple cards and which 2 cards one should not have at the same time. Ex: If we have Amex travel should we have an Amex membership reward as well?
Hi
Gold charge vs Platinum travel, which is better to have if i intend to keep the points for travel?
Points are the same. Doesn't matter
@@pranayk37 thanks for replying. Found the magic of 5x multiplier... anyway, love your content and keep up the great work 👍
How is this one compared to Infinia?
Any card you recommend over Infinia?
AXIS ATLAS if you don't get Infinia
Better than infinia for the first 4 lacs. After 4 lacs, infinia is better
Hi Pranay, great insights. Thanks for the wonderful video.
I was trying to get the card through your referral, however the referral link has expired.
www.americanexpress.com/en-in/referral/intl/platinum-travel?CORID=v~E~E~N~A~A~o~P~j~a-1728454708479-1401268708&CPID=100364247&GENCODE=349993293970436&XL=MNMNS&ref=vEENAAoPja&v=2
@@pranayk37 The link also showing expired.
great video explanation, i too am trying to find my card in the amex ecosystem.
I do pay general transaction outside india for day to day expenses, can you please share markup fee or any other charges on it?
Hey, can you suggest Amex PlatinumYravel or Axis Atlas is better for annual sends of 2-3 Lakhs a year?
MRCC ya Gold card lele Bhai , iski true worth 4lacs spend karne ke bad hi nikal paega. Atlas trash h
Do we get Points for EMI and as well as does it count for Milestone?
How are you paying EMIs using a card?
@@pranayk37 Buying under EMI option from Flipkart & Amazon
Applied the card with your link and got the approval. Just a question whether any spends are excluded for milestone calculation. I am planning to buy gold worth 4 lakhs from this card. Will that suffice for getting 40000 points.
yes should count, once you get the card, just call up amex and double check please? But most likely it will count towards milestone benefits, might not count for base rewards
@@pranayk37 Thanks for the prompt response. Even if I don’t get the base rewards the milestone benefit is worth the investment🤑
@@pranayk37 Hi Pranay. Got the card and confirmed from customer representative that we get the base reward points and also it is considered for milestone benefit. So it is good to buy this card for investment purpose and get free travel!!
Thank you for the excellent video. Glad to know the 1:1 points conversion for Marriott. I do have Club Marriott membership with discounts. Can i quote the membership id while redeeming the vouchers for optimal room rate ?
Sure, no harm trying to
Love your content, Pranay. Got into the Amex world seeing your videos, excited to see more content regarding the best deals for Bonvoy points or potential to use them in other ways. It's quite beneficial to convert them to virgin Atlantic points too, I think you can get a very sizeable discount. I saw somewhere that Mumbai London return flights are only 20k virgin points + taxes that you have to pay. Any other strategies of where we could use these points?
Going to make a video on using amex points soon, stay tuned!
@@pranayk37 can’t wait!
@@pranayk37Eagerly waiting how to use amex point.
Is there any validity on these taj voucher's??
Have you used Axis Atlas? How would you compare Amex Plat travel against it.
Video coming up on this on Thursday, stay tuned! 😀
Can I use this card for buying a car ?
Also, I have 25k RP from ICICI CC, how to utilize it for maximum return?
Even I have 21 k RP for ICICI credit card, we can buy vouchers. Nothing else to do with it 😂
Yes you can. The dealership will ask for an extra 3% or so for using amex card. But upto 4 Lacs makes sense, after that it doesn't
may i get the referral link to use the Amex platinum travel card for use 1st year to get the fee waived off as you explained in the video....
www.americanexpress.com/en-in/referral/intl/platinum-travel?CORID=n~I~M~I~S~A~X~3~y~w-1729654972803-1698906228&CPID=100364221&GENCODE=349993166162004&XL=MIANS&ref=nIMISAX3yw&v=2
Do they give points on insurance payments or mediclaim payments and utilities which is my maximum payment on these cards
hi Pranay, I applied this card with your referral link and got this card , But in first statement AMEX charged me 3500+ tax , I called Customer care and they said they will come back to me , But just want to confirm ,Are they really charging first year fee though we apply with referral link . Because I shared this link with my friends and assured them , they will not be charged. But if AMEX charge them, then I need to pay their fees.😓
I had made an updated video. About how they had started charging the fee but the benefits outweigh the charges
Do I get reward points for mobile bill payment? It mobile bill considered as utility?
Everything is counted towards milestone benefits
Do spending on fuel help in achieving the milestone?
Yes
Hi Pranay
Housing is now accepting Amex cards for rent payment. Should I use my Amex platinu travel card for payment of around 9L per year?
Is it worth it?
Please guide
Recently booked a stay at Taj, Agra and wanted to redeem my voucher. I was told it cannot be redeemed for any discounted rate, not even the member rates.
Any workaround for this?
Which amex card is good for insurance payments like car or commercial vehicle
Amex plat travel is good. Counts towards the 4L milestone
Is it wise to use this card into pos will we get reward points in the same 50rs=1 point ??
yes
Does the amex have an acceptability issue still persisting??
I was planning to get the plat travel card
Once we have completed the 2nd milestone, which credit card one should use to avail max travel benefits?
you can use hdfc infinia or diners black if you have it. you can also use mrcc or gold to hit their monthly milestone by spending 6K per month. see my mrcc vs gold video
I’ve been using Amex MR card for 5 years. I keep getting emails for upgrade to platinum travel card. However, I don’t do 5-star hotel stays. I mostly use the rewards multiplier platform to buy coupons from Amazon, Uber, etc… so does it make sense for me to upgrade? My overall yearly spends are like close to 6L on the Amex MR card
If you’re spending 5-6L a year, first 4L can be on plat travel and the remaining 1-2L can be on MRCC
I am having LIC premium to pay can i pay with this card and it will be considered in milestone
That's right, it will be
@pranay I applied from your referral link hoping it would be first year free but i just received the annual fee cost, not sure what went wrong.
Made another video later after amex changed its policies. They charge for the first year now but give points to compensate. See that video for more details
Can we take gold charge and at the end of the year migrate to travel platinum?
Sure, can do
3 days back Amex made some changes to platinum travel card. Could you please provide your opinion on that please
Yes @Pranayk27 - pls provide your inputs on it
Pranay, unfortunately they don't serve tier-2 cities,............any other idea how to get a card ?
Should i go for Axis Atlas or Amex Travel Platinum ?
already have HDFC Ragalia and Axis Vistara
I got it delivered to tier 3 town...I went with my friend referral and got it approved... You can try through referral links... Link in my channel description...upon clicking, click on VIEW ALL CARDS and then choose the card u wish to apply
I personally prefer Amex plat travel because atlas gets devalued often and hard to plan spends on an unpredictable card..
@@pranayk37 Amex is not providing at my city (Jamnagar,Gujarat) any tricks or tips ?
If i use it for insurance premium payments and online shopping, i wouldn't get the regular reward points?
That’s ok, regular rewards only count for 8K out of 48K total points on spending 4 Lacs
Which is the best card for miles redemption (except Infinia)?
Diners black
I have a rent payment of 56k per month. Can you suggest the best credit card for this.
SBI vistara
Hello. my usual annual spend is around 25-30 lakhs, excluding utility/govt/school fees etc…Which card is best for me?
No HDFC, No Axis plz…
Get them all with those spends 😂
Jokes apart, Amex platinum travel for first 4 lacs, sbi or idfc vistara card which has milestone benefits upto 8/9 lacs to give you a bunch of premium economy tickets. Amex mrcc is also a good option upto 2.4 lacs per annum. Can also get axis atlas for milestone benefits
will insurance payment included as milestone ?
Yes
Can I pay a down payment for a two wheeler with this card
Yes
Hi Pranay, I paid 4.5L income tax last week. looked at the income tax portal, amex wasnt mentioned anywhere. Can you please tell me how you did it? Cheers!
Select Credit card -> canara bank as payment gateway, enter your amex card details
@@pranayk37 didn’t think it’ll be this easy!
Hey Pranay - Given that I have Infinia for that amazing 16% reward rate and SBI cashback for everything non SmartBuy, does this card still makes sense?
not at all
Depends. Amex travel makes sense if -
A) If your non smartbuy spends are greater than 1.9L
B) You have a taj/Marriott use case
@@pranayk37 Yeah makes sense, SBI cashback caps at 5k per month while with Amex Platinum I can get more returns on my travel spends and they don’t expire so I can plan with no rush.
Also sbi cashback has a LOT of exclusions. So please do look at that list once and evaluate:)
Very insightful Video.
However the Link is not working anymore. Could you please share it again.
americanexpress.com/en-in/referral/gold?ref=aNEESCOkZO&XL=MNANS
I had this card almost 10 years ago but closed it as I already had AMEX Gold charge card and Amex Rewards card, which I continue to hold even now. But i use my Infinia and Diners black card most of the time.
Thanks for sharing. Id say for the first 4 lacs and if you have a taj/Marriott use case, this card is better than DCB/infinia
Can I take this for one month like I am planning to trip so I can buy electronics worth around 6 lack then pay back the amount and get cash back benefit
You can achieve the 4L milestone in 1 month
Do spending on fuel help in achieving milestone.?
Yes
Yes
@@pranayk37 Thank you! Ive used your referral link for the card :)
If I have the plat charge do I need this?
Yes. Plat charge doesn’t have milestone benefits
Does it give reward points on GST and other Tax payments ??
Doesn't give points but it counts towards 4 Lac milestone benefits
@pranay how does one extend the validity of the taj vouchers...what are the steps ? shd i call amex or taj customer care
also is there conceirge service for amex platinum card for great deal on hotels ?
To extend taj vouchers, call amex.
Great deals on hotels - unlikely that you'll find any with platinum travel card
@@pranayk37 thanks a lot for the quick reply...for great deals on hotels which amex or credit card to use
@@pranayk37 I just spoke to amex platinum travel customer care...they said they don't extend or re validate the Taj vouchers unfortunately
@pranayk37 I just spoke to amex platinum travel customer care...they said they don't extend or re validate the Taj vouchers unfortunately
They do charge for first year as well Pranay and Taj voucher seems to be after milestone only
They started charging after I made this video. You can see the latest video for more details
Please suggest a card for annual international trip for hotel or flights... And this year would probably spend more than 10lakhs.
If above 7.5L Axis Atlas
I actually used amex plat charge on my international trip. No milestone benefits but 3X reward points offset the 3.5% forex charges
Okay but is there any card which which would cover 30% or more cost of hotels or flights. I already have a forex card @@pranayk37
@@pranayk37Okay but is there any card which would cover 30% or more cost of either hotel or flight booking. I already have a forex card.
Can we convert these reward points into miles / travel tickets, what is the conversion rate for miles?
Yes you can convert. Every airline has different conversion rates
Hi Pranay,
I have AmazonPay cc for shopping and Airtel Axis for utilities and groceries.
Looking for a card that can offer great benefits on travel and hotels. Also if I can maximise on rent, fuel, dining, lounge, insurance premiums, subscriptions and Govt spends/taxes with the card, it would be great...
My annual spends are between 5-7lpa
Confused between Amex Gold, mrcc, platinum travel and hdfc diners black.
Which one do you think would be better? Would love to hear from you...
I'm open to having more than 2 of these cards or any better card if you can suggest.
Thanks!
@@risheekaiyar4920 plat travel since everything counts towards milestone
@@pranayk37
Great! Thank you so much
Referral link in my channel bio
@@pranayk37
Thanks Pranay!
Do these spends count towards milestone for Gold and Mrcc too?
Also, any idea which platform to use for rent payment using Amex?
Thanks, Seth Godin.
Waiting for someone to call me Satya Nadella now 😂
Are school fees payment considered for points?
Counts towards milestones for sure
@pranay does any card offers reward for govt transaction ? I have to pay abt 6 l for stamp duty and reg and was thinking if I can make use of my Cards. I have magnus, Amex platinum travel and Diners black, FYI .
Amex gold charge card gives base return
I mentioned in the video that you can pay tax using this card, it counts towards milestone spends (no regular reward rates though)
can u please share the invite link for amex platinum travel credit card. The link that you have given is for gold. It would be a great help. Thanks in advance.
Click on view cards on the top left corner and select platinum travel
Which indoor trainer do you use?
Volt V2 jetblack :)
It's 7.5K bonus points at 1.9L milestone and 10K bonus points at 4L milestone. That's what I have. How are you getting 40K points? Can you tell in detail about the call thing?
Just call amex on customer care and tell them to credit the remaining points
Total is 40k points after 4 lacs including the points you get at 1.9L milestone.
At 1.9L, you get 15k points (7.5+7.5k on calling amex) and at 4L you get 25k points (10k+ 15K on calling amex). 15K + 25K = 40K
Isn't it like
1.9lak spend milestone 15000 points added and then once i touch 4lak mark from 1.9lak...
4lak spend milestone 40000 points
Total accumulated milestone would be the sum 55000 points ?
Total would be 40000 (15k+25k)
Hi. Could you please re send the referral link. The earlier links have expired. Thanks
Link in my channel description
Please do mention Tax Payment will Incur a Transaction charge from 0.95 to 1.18% depending upon Payment Gateway
Usage of the card to get accelerated reward points through Rewards multiplier link should also be a part of the card review
Can you make a video or let me know here that which is best credit card for rent payments in nowadays?
Sbi vistara prime
SBI charges 199 + taxes for rental payments apart from rent portal charges, better to use BharatNxt application and transfer money from any bank's credit card.
when do we get offer to transfer points to marriott bonvoy for an higher value conversion?? and does it come out every year?
Right now . please check the amex portal now . Thay are giving 30% extra.
I don't see this 🤔
@@pranayk37 when do we get offer to transfer points to marriott bonvoy for an higher value conversion?? and does it come out every year?
If/when it comes out, I'll update on the channel :)
Don't know for sure when will it come
Can I use this card to buy car ?
Sure. You'll have to pay about 3% to the dealer for amex cards, so don't pay more than 4L using this card
Hi Pranay, could please suggest a card for me. My minimum monthly spend is 30k ( excluding rent). Currently using HDFC Milli. card + amazon card. Thanks bro
Amex plat travel.. you're at about 3.6 Lacs annually, almost 4 lacs to avail the milestone benefits
Has rhe bonus now dropped to 25000 points instead of 40000? Or am i mis-understanding this?
Bonus is still 40k. 15K at 1.9L spends and 25K at 4L. 15+25=40
Hi Pranay
Can you share the referral link again, the current one had expired
Thank you in advance
americanexpress.com/en-in/referral/membership-rewards?ref=sANGEKnVao&XLINK=MYCP
@@pranayk37 Can you share referral link for Platinum Travel card pls
Above link is for another card type
Thank you
@@manikandanmc click on “view cards” on the top left corner and you’ll see all the cards. Apply to the card of your choice
So i checked with the customer care and they said one needs to have marriot membership for us to use the points there. Is there a way around using these points without purchasing Marriott membership?
You don't need to purchase Marriott membership, it's free.
You're confusing it with club Marriott which is paid. Just Google sign up for Marriott bonvoy
Marriott membership is free. Just login and you get a member id. Input your id and points are credited within the day. Pro-tip: Newer properties (less than 2 years) are cheaper than rupee value to book in points. Ex: Westin Rishikesh, Four Points Srinagar and many more in and out of India
@@patraprateek got it thanks
Try Housing for rental payments, they charge less than what they charge for visa or mastercard
Thanks for sharing 🙏🏼
Do Amex plat travel give priority pass member lsgip free??
No
How do i make tax payments using Amex cards. You mentioned this card can be used for tax payments
On the income tax portal, when you go to payment gateway select credit card -> canara bank and enter your amex details.. it's quite straight forward
Has the 40,000 points been revised to 25,000?
No. 40k is the sum of 15k at 1.9L and 25K at 4L
Hi, I wanted to get it but they turned down my application post video kyc because I’m not at my permanent address, working at another city. Can i apply again and get it delivered at my permanent address or do i have to be there physically to be eligible. I do not wish to update my aadhar right now.
Yes you can. While filling the application, put your aadhar address in the residential address and your current address in your office address field. When it asks you where you want to get your card delivered, opt for your office address.
Do we get points for insurance payments?
Yes, if paid by Amazon Pay
Accelerated rewards if used AmexXGyftr
www.youtube.com/@EximPro-w5y
Counts towards the 1.9L and 4L milestone spends
Pls make a vedio on Amex platinum reserve card
for redemption, the 0.5 value is mostly on very less items max are of 0.25, now say a person is not eager to stay on taj, he is a budget traveller, he would save more, then just to get best redemption value he would have to purchase marriot or taj stay.. not on basic necessity items
If you’re judicious about choosing merchants, you can get value as high as Rs 2 per point. Coming Thursday- a video coming up on how we used these points to get good value
You'll probably get better than 0.5 if you put in effort
Pranay your referral link seem to have expired. Mind sharing one again.
check my bio, you will get there with amazon vouchers
americanexpress.com/en-in/referral/gold?ref=pRANAKecbe&XL=MNMNS
@@pranayk37 This link has expired as well. Can you update this?
www.americanexpress.com/en-in/referral/gold?ref=rAHULBxy95&XL=MIMNS@@shwetasquarepants9765
The link is expired. Can you give me referral link for Amex platinum travel card?
americanexpress.com/en-in/referral/gold?ref=iSHANKBo1k&CPID=999999544
Click on view cards on the top left corner and select the card of your choice
Can you send referral link again? I have to re-apply.
@@santhoshmohan11 www.americanexpress.com/en-in/credit-cards/referral/prospect/cards/intl/sANGEKnVao?CORID=s~A~N~G~E~K~n~V~a~o-1726120276826-1786880141&CPID=100255990&GENCODE=349993285436123&XLINK=MYCP&ref=sANGEKnVao&v=2
Hi, can I get the referral link for Platinum? Says link expired