Just stuffed my envelopes on Thursday for my third time. Feels so good, I have 400 paid off on my debt. I have been putting the minimums on it for the past year, to have this amount down on it feels so amazing. I feel so in control with this method. Thank you so much for all of your knowledge!!
I can't wait to snow ball again!!!! 9 student loans down to two. $5,000 to go between both. Once it's paid, that's $161 more to the snowball that will go toward my car that I just bought this year and will be able to pay off in a year.
I started my debt free journey about a year and a half ago, but never did the cash envelope system until I came across your videos. Now, I’m addicted to watching all kinds of cash stuffing videos (yours are my favorite) and it made me want to finally go public about my debt free journey! Thank you for the inspiration! ❤️ I also started listening to Dave Ramsey’s podcast again, but I don’t follow him to the T. So glad I came across your channel!
I get paid 2x per month. My expenses are mostly car insurance, gas, food, debt payment :/ I'm only working weekends so I'm basically just keeping myself afloat while I work on things.
Same here. You're going to make it though. Her videos having been helping me a lot along with Dave Ramsey. I even made my own cash envelopes and stared my debt snowball. It can be a little stressful when you do it by yourself, but I learned to stay positive
Yay! My relaxation for the day is catching up to your videos! Can't believe you're at 29k now! God can't believe few months or so ago you were at like 2k!
@@alyssamakesamigurumi I really think this system will change mine and my children's life for the better. I've been watching alot of your videos and I'm gonna make my own envelope system. So you, dear lady, are a blessing.
Is your boyfriend also doing the cash envelope system? Yours is the first video I came across with this system, and I've been hooked ever since! So much fun!
I always look forward to your videos! And I hope you eventually get that thrifting video up 😙 This really inspires me to tackle my debt using this method
Yes!! I NEED to get a thrifting video up! Hopefully sometime soon I'll be able to go thrifting again. I wasn't suuuuper happy with the things I got last time, and I didn't quite hit the dollar amount I wanted to spend for a video I have planned 😊 But hopefully I'll be able to go soon!
I really enjoy your channel!!! ❤️ I do bullet journal videos but I’ve been wanting to do budget videos also! Just kinda nervous talking about money lol.
I totally get that! It can be nerve wracking, but I'd totally love to see even videos about your bullet journal! I've been curious about bullet journaling but it just seems like so much work!
Alyssa Herbert thanks! Yes it can be a lot of work but I love it because you can make as simple or creative as you’d like! If one layout doesn’t work for you you switch it up the next month 👍🏼 feel free to check mine out! I just started TH-cam back in March 🙌🏼
Stellar video! You never fail to inspire!💰🤑💸💴 I love the zoomed inness of this video, on my TV it looked amazing! I was writing in my budget book as well while you were stuffing it 😁.
I had a family friend steal all my cash envelopes! Honestly I am super discouraged and sad! Got money back but lost motivation! I’m a 20 year old college student with car note just trying to get on a budget
That is absolutely awful! I would highly recommend getting a safe! Or you can look into Capital One 360 I believe is what it's called, and you can keep your money in digital "envelopes" there!
I had the exact same thing happen to me from a FAMILY member (non immediate)! She was visiting for the weekend and when I got back from school they were GONE. She was the only one there. I was so angry and sad. I know how you feel! I’m working on getting a safe like Alyssa suggested but in the meantime i just keep them with me in my wallet
Hey! Thank you for inspiring me to do this! Started this pay period and it’s going amazing so far :) also, there is Spotify premium for students and it includes Hulu and showtime for .99 cents the first three months and then 4.99! I was paying for Apple Music and Hulu so it seemed like the best option for me :) anyways sorry for the long post!
I think this is a awesome concept I pull money out to save and put it in a envelope but this the way it’s broken down in each category I should start doing this. Good idea
ive been watching you since you were at like 1k love your videos! ❤️ inspired me so much, finally getting rid of debt, though i am having a little trouble, I am a server so my income will ALWAYS vary, and my main income isn’t my check it would be my tips, what suggestions might you have for me to organize myself ☺️
I'm excited! Slightly nervous though because I was having a rough day yesterday and a little bit of that is obvious at the end of the video, but luckily the video is 40+ minutes so I highly doubt many people will even make it to the end 😂
i went on a full binge of these videos today and i’m definitely going to give it a shot!! I work a main job and have a second job for what i consider “spending money” but like i say to my boyfriend all the time If i’m lazy i just swipe my card which is supposed to be my “savings” if i buy something online i use my card which is supposed to be “savings” and when I see my lump sum of savings it doesn’t seem like so much when i have many things i want to save for. i feel like i will feel so much more accomplished when i have set things and can see “wow i have $1000 saved for a new couch already and $300 towards a new cellphone” or whatever it may be.
Yeah i cancelled movie pass and will also be going to a list. After they changed there program to 3 movies the selection got bad and movies stopped playing late.
i really want to do this but as a high school senior my schedule is every where so some paychecks are like $100 and if i have more time to work i can make like $500
You’ve probably answered this 100x by what do you do with the change from your transactions? Do you throw it in a giant tub for a rainy day or keep it on your to avoid change later.. that’s kind of the hardest part about a cash based budget for me is what to do with the change.
I put the change in a jar in my room, and then when that jar gets full I turn it in for cash and will use that cash for whatever I feel like I need to! Last time I used it to cover my $30 or so deductible for new prescription glasses.
Do you ever feel bad after completing your cash envelopes? Im asking because i get really excited about the process but after all my money has gone into the envelopes i feel bad i have no $ left over :( I love your vids!❤❤
I personally don't! I feel so much more organized and calm! If I had $0 in spending, clothing, toiletries, things like that maybe I'd be sad because then I'd feel like I can't spend money on ANYTHING! But having those envelopes is so crucial. It gives me permission to spend guilt free on things that I need, and I love that!
@@alyssamakesamigurumi that is true! I guess because im trying to put all my $ into my debt snowball that im leaving almost little to no $ for myself 😭
@@irsary14 This is a viewer. My name is Marta. I give myself $100 pocket money to feel I have wiggle room knowing that any of it I don't use goes to principal on my student loan once my next payroll comes in. So, it's a win-win.
Do you make all your payments in cash? I'm just wondering how to go about this since a lot of my payments are automatic payments like for my car, insurance, netflix, spotify, etc.
Lamisa Khoja she goes back to the bank and redeposits it, or like she said in this video her car insurance is on her moms policy so she gives the money to her mom. she said some people leave it in the bank but she lives close so she doesn’t mind making the extra trips
Luckily my boyfriend and I make around $9,000 a month, I wanna try this and watch my debt go down! Maybe pay off both of our cars quicker lol. Only sad thing is I haven’t seen any people doing this for over $1,500 so I’m not really sure how to even go about it.
Honestly it'd be the exact same thing, just with bigger numbers! I think most people with an income like that just aren't willing to share it on the internet.
I’m curious with what you would do with money that you received between your two envelope stuffings? Would you find a home for it then? Or would you put it away to be budgeted the next time you budget?
I buy my stickers from PlannerKate1 on Etsy! And I honestly modified a 6 month extension happy planner pack once and used that for about a month, but now I just use a lined piece of paper. I don't need too much in my budget planner, just a spot to write down what I show you guys here! And in the Erin Condren life planner there is a blank piece of lined paper before every month and I just use that!
I would love to do a more in-depth video on my debt! I do have a video titled "My Debt Free Journey" and I talked a lot about what kind of debt I have in that video, but I'll try and make an updated video about it!
I have a question, what if a random expense you needed came up that you don't necessarily have a cash envelope for, ex. a parking ticket, random bill, needing something for work etc., where would you take the cash out from if you can't necessarily wait until the next pay check to pay for it?
Ashlee Escobar I wondered the same... but from what i’ve gathered watching a few of the videos. this system has what are called “baby steps” and baby step number 1 is to have $1000 saved for emergencies in a savings account that you don’t touch for things like that. but you have to really be strict on what is considered an emergency.. a parking ticket maybe you would use car maintenance funds if you had enough in the envelope. i remember her saying an emergency isn’t an oil change or your son needing soccer cleats. then after that you move into baby step 2 which is where the “debt snowball” happens and you start paying off your debts. once you pay off all debts you move into step 3 etc. but a big part of the envelope system is you’re not supposed to take money out of them if it’s not for what it’s supposed to be for. you’re not supposed to borrow from other envelopes or give and take to make room for things. if you need a shirt for work you would take it out of clothes etc. or you would just wait until the next paycheck when you can make room for it. i also heard them say if you go to the grocery store and forget the envelope don’t even just take $20 from the gas envelope and go home and replace it they say to turn around and go and grab the proper envelope. they say the best way to have success is to be strict about it and what you say is going in an envelope is final. it’s all very interesting.
I had an ordeal with adsense and had to change my name and now I can't change it back for three months 🤷🏻♀️ I know it's probably confusing to you guys and I apologize!
Anyone have any tips on budgeting with a tobacco user😩 my husband blows $150 a month on dip and no matter what I do or say he refuses to cut back. This is one of our biggest sinking fund expenses. I finally got him to let me make his lunches so we went from $220 to $90 a month on that thank goodness. Trying to save for an apartment but he just spends whatever he wants and it’s so frustrating when the budgeting is one sided..
Abbigail Hewitt i had the same trouble as you and it frustrates me so much because he would be asking for extra cash at the end of the month. what i do for him is handing him $100 for one week. it’s to cover for his lunch, transportation and his cigarettes for the week. one pack of cigarette is at least $12 here and he smokes one pack every two days. it forces him to control his intake. i also get him to sit down when i do the cash envelopes stuffing. makes him understand that there are a lot of needs to be covered for the family
This might be a stupid question but I see in almost all the cash stuffing envelopes I watch, they put down ADOBE SUITE but I have no idea what that is? So can you please explain what an ADOBE SUITE is? Ohh and debt snowball,is that like emergency funds kind of thing?
Yes! Adobe suite is just a monthly subscription I pay for Photoshop. It includes a few other programs but the only one I use is photoshop. I use that for my thumbnails for my videos as well as a few things for my "day job". The debt snowball is the method Dave Ramsey recommends for paying off your debt. You pay the minimum payment on all of your debts and then take any and all extra money you can find and attack that smallest debt. Then once that's paid off you take the amount you were paying on that smaller debt plus anything else you can scrape up and pay it on the second smallest, etc. etc!
I think you'd have to check with your bank specifically. I have $1000 in my savings at all times, and I have a direct deposit coming in so I don't pay any sort of fees.
I made a video about the "Dave Ramsey Baby Steps" explaining all of that stuff, but I actually already purchased a MacBook when my old one died on me a few months ago. So now I'm piling up money to pay it off early, since it is one of my debts in my debt snowball. Therefore, since the money is going to pay off the MacBook, I'm just putting it in the "MacBook" envelope!
Alyssa Herbert Thank you so much for your response! I have to find that video now. I'm trying to learn as much as I can because I would love to be able to do this. Thank you. 💕
This is just a random question but how can you be going on a anniversary if you are not married to him.Because you said he was you boyfriend and you was going on a anniversary with him I’m am now confused.
Vardell Wilson She said i think 2 videos ago that she puts all her change (like coins) in a jar. some people put it back in the envelopes but she said she doesn’t.
Hi! This may sound like a dumbo question, do you pay all your bills you stuff in person? Or do you mail your cash? I pay all my bills online so I’m wondering how this would work for me 🤔 please advise 🤗
I got the life planner. That sucker was pricey 😩 But I'm already using it more just because it's more portable than my happy planner, and I'm really enjoying it.
I put the money back in! 😊 I either go to the bank and deposit it or I will hand the money to my mom and she will facebook pay me and then I can buy the item online.
I follow the Dave Ramsey baby steps (I have a video on my channel explaining this), and I'm on step #2. So I have finished my starter emergency savings fund of $1000 and now I am working to pay off my debt as quickly as I can. Once I am debt free (probably in a year in a half-two years) I will resume saving and will be able to save up super quickly because I will have zero debt. In Dave Ramsey's plan he teaches you that your most powerful wealth-building tool is your income, and you can't efficiently build wealth while part of your income is still being used up by payments on things like a car, credit card, student loans, etc.
I better believe I'm on that Spotify for students! 😂 I cancelled it for a while and then someone told me about that and I immediately signed back up haha. Instead of splitting the bill into $3 one paycheck and $2 the next I just do $5 from one and I try and remember not to take out the $5 from the next paycheck, but sometimes I forget!
Just stuffed my envelopes on Thursday for my third time. Feels so good, I have 400 paid off on my debt. I have been putting the minimums on it for the past year, to have this amount down on it feels so amazing. I feel so in control with this method. Thank you so much for all of your knowledge!!
Just started my new job, get paid next week! Going to start this!! Thanks for the inspiration
So awesome! I hope you love it!
I started watching you at 400 subs like less than two months ago. It is absolutely insane how much your channel has grown !
I love seeing OG subscribers!! Isn't it nuts?! I was absolutely freaking out about having even 400! The amount I have no blows my mind.
I have a channel as well, I freaked out about hitting 100. But only 169 :(
I'm in the same boat!!!
Katrina Waddell I would love to support each other !
Yes I was so happy for Alyssa! I had to message her to congratulate her because this was so awesome!!
I can't wait to snow ball again!!!! 9 student loans down to two. $5,000 to go between both. Once it's paid, that's $161 more to the snowball that will go toward my car that I just bought this year and will be able to pay off in a year.
Great Job.
This is so addicting 😍..im obsessed ❤
stephany virgen omg sammmeeeee
I started my debt free journey about a year and a half ago, but never did the cash envelope system until I came across your videos. Now, I’m addicted to watching all kinds of cash stuffing videos (yours are my favorite) and it made me want to finally go public about my debt free journey! Thank you for the inspiration! ❤️ I also started listening to Dave Ramsey’s podcast again, but I don’t follow him to the T. So glad I came across your channel!
I get paid 2x per month. My expenses are mostly car insurance, gas, food, debt payment :/ I'm only working weekends so I'm basically just keeping myself afloat while I work on things.
Same here. You're going to make it though. Her videos having been helping me a lot along with Dave Ramsey. I even made my own cash envelopes and stared my debt snowball. It can be a little stressful when you do it by yourself, but I learned to stay positive
Erin U needddd to do this girl!
Yay! My relaxation for the day is catching up to your videos! Can't believe you're at 29k now! God can't believe few months or so ago you were at like 2k!
Idk why but these are so satisfying
I'm starting a new job and am going to do this. Thank you so much for being detailed.
So awesome! Thank you so much for watching!
@@alyssamakesamigurumi I really think this system will change mine and my children's life for the better. I've been watching alot of your videos and I'm gonna make my own envelope system. So you, dear lady, are a blessing.
You totally inspired me to start doing this. Thank you!
I'm so glad! You can do it!
🤣🤣 I love watching these videos!!
I'm so glad!
Is your boyfriend also doing the cash envelope system? Yours is the first video I came across with this system, and I've been hooked ever since! So much fun!
Cant Get Enough Of Your Cash Stuffing Videos! Literally Went Back & Rewatched All Of Them Lol! ♡
This is so satisfying to watch and such a great thing to teach 🙂
So glad you enjoyed it!
I always look forward to your videos! And I hope you eventually get that thrifting video up 😙
This really inspires me to tackle my debt using this method
Yes!! I NEED to get a thrifting video up! Hopefully sometime soon I'll be able to go thrifting again. I wasn't suuuuper happy with the things I got last time, and I didn't quite hit the dollar amount I wanted to spend for a video I have planned 😊 But hopefully I'll be able to go soon!
I really enjoy your channel!!! ❤️ I do bullet journal videos but I’ve been wanting to do budget videos also! Just kinda nervous talking about money lol.
I totally get that! It can be nerve wracking, but I'd totally love to see even videos about your bullet journal! I've been curious about bullet journaling but it just seems like so much work!
Alyssa Herbert thanks! Yes it can be a lot of work but I love it because you can make as simple or creative as you’d like! If one layout doesn’t work for you you switch it up the next month 👍🏼 feel free to check mine out! I just started TH-cam back in March 🙌🏼
Or if you need any advice 💗
Thank you so much for explaining how you knew how many of each bill you needed and how you did that with the bank 😊😊
Stellar video! You never fail to inspire!💰🤑💸💴 I love the zoomed inness of this video, on my TV it looked amazing! I was writing in my budget book as well while you were stuffing it 😁.
I wish you got paid more often lol, these videos are so satisfying and I love watching them!(:
I had a family friend steal all my cash envelopes! Honestly I am super discouraged and sad! Got money back but lost motivation! I’m a 20 year old college student with car note just trying to get on a budget
Don't give up! Start over again. Just DON'T tell people where you keep your envelopes. Go for it so you can be a debt-free lady!
That is absolutely awful! I would highly recommend getting a safe! Or you can look into Capital One 360 I believe is what it's called, and you can keep your money in digital "envelopes" there!
Oh no! That is not cool. Don't let that discourage you. 💚
Keep going!
I had the exact same thing happen to me from a FAMILY member (non immediate)! She was visiting for the weekend and when I got back from school they were GONE. She was the only one there. I was so angry and sad. I know how you feel! I’m working on getting a safe like Alyssa suggested but in the meantime i just keep them with me in my wallet
When my family member stole from me I bought a little safe from Wal-Mart for $20. Whatever envelopes I don't use, I lock them in that safe at home.
Love when you upload! 🤗
Thank you!!
Hey! Thank you for inspiring me to do this! Started this pay period and it’s going amazing so far :) also, there is Spotify premium for students and it includes Hulu and showtime for .99 cents the first three months and then 4.99! I was paying for Apple Music and Hulu so it seemed like the best option for me :) anyways sorry for the long post!
I have been doing this for 2 months because of you... life changing. 🤙
I think this is a awesome concept I pull money out to save and put it in a envelope but this the way it’s broken down in each category I should start doing this. Good idea
ive been watching you since you were at like 1k love your videos! ❤️ inspired me so much, finally getting rid of debt, though i am having a little trouble, I am a server so my income will ALWAYS vary, and my main income isn’t my check it would be my tips, what suggestions might you have for me to organize myself ☺️
Still love these videos! Keep it up your almost at 30k.
So close! Thank you so much for watching!
Thanks for uploading this! So excited! I love your vids! Can’t wait for tomorrow’s video 😁
I'm excited! Slightly nervous though because I was having a rough day yesterday and a little bit of that is obvious at the end of the video, but luckily the video is 40+ minutes so I highly doubt many people will even make it to the end 😂
Lol. 40 mins! Yay! More content😃 I’m sure everything will come out great!
i went on a full binge of these videos today and i’m definitely going to give it a shot!! I work a main job and have a second job for what i consider “spending money” but like i say to my boyfriend all the time If i’m lazy i just swipe my card which is supposed to be my “savings” if i buy something online i use my card which is supposed to be “savings” and when I see my lump sum of savings it doesn’t seem like so much when i have many things i want to save for. i feel like i will feel so much more accomplished when i have set things and can see “wow i have $1000 saved for a new couch already and $300 towards a new cellphone” or whatever it may be.
Yeah i cancelled movie pass and will also be going to a list. After they changed there program to 3 movies the selection got bad and movies stopped playing late.
I love these videos soooo much 😭😭
Thank you so much for the Etsy plug! You’re awesome & I will continue to support you!
You're so so welcome! ❤️ You're so awesome!
Girl! You are such a genius , love the idea
Your hand writing is beautiful 😭💖
I love the Tallys! Great idea! You Miss are FULL of them!
Thank you so much!
Yay woke up just to watch this video.
Yay!! You're awesome 😊
Whoo hoo. I get my tips tomorrow then my payday is Friday.
We have the same payday so I know when to expect your videos, love love love you and your channel!!
Was waiting for this 💕💕💕
Thank you for watching!
Love your videos 💕💕
In your Disney envelope you had the $100, $10, $20 in that order...my ocd drove me nuts for a bit lol
i really want to do this but as a high school senior my schedule is every where so some paychecks are like $100 and if i have more time to work i can make like $500
Where can I get that cash breakdown sheet? I 💘 it..
CraftyBudgets on Etsy sent it to me!
Right! It's so convenient. And laminated!
@@alyssamakesamigurumi Can't find it on her page..
I want to go see Venom. Have fun on all your movie dates !!
It looks like it will be so good! My boyfriend is a giant comic book nerd so he's really excited. And I'm excited because Tom Hardy 🤤😂
You’ve probably answered this 100x by what do you do with the change from your transactions? Do you throw it in a giant tub for a rainy day or keep it on your to avoid change later.. that’s kind of the hardest part about a cash based budget for me is what to do with the change.
I put the change in a jar in my room, and then when that jar gets full I turn it in for cash and will use that cash for whatever I feel like I need to! Last time I used it to cover my $30 or so deductible for new prescription glasses.
Do you ever feel bad after completing your cash envelopes? Im asking because i get really excited about the process but after all my money has gone into the envelopes i feel bad i have no $ left over :(
I love your vids!❤❤
I personally don't! I feel so much more organized and calm! If I had $0 in spending, clothing, toiletries, things like that maybe I'd be sad because then I'd feel like I can't spend money on ANYTHING! But having those envelopes is so crucial. It gives me permission to spend guilt free on things that I need, and I love that!
@@alyssamakesamigurumi that is true! I guess because im trying to put all my $ into my debt snowball that im leaving almost little to no $ for myself 😭
@@irsary14 This is a viewer. My name is Marta. I give myself $100 pocket money to feel I have wiggle room knowing that any of it I don't use goes to principal on my student loan once my next payroll comes in. So, it's a win-win.
Do you make all your payments in cash? I'm just wondering how to go about this since a lot of my payments are automatic payments like for my car, insurance, netflix, spotify, etc.
Lamisa Khoja she goes back to the bank and redeposits it, or like she said in this video her car insurance is on her moms policy so she gives the money to her mom. she said some people leave it in the bank but she lives close so she doesn’t mind making the extra trips
Luckily my boyfriend and I make around $9,000 a month, I wanna try this and watch my debt go down! Maybe pay off both of our cars quicker lol. Only sad thing is I haven’t seen any people doing this for over $1,500 so I’m not really sure how to even go about it.
Honestly it'd be the exact same thing, just with bigger numbers! I think most people with an income like that just aren't willing to share it on the internet.
You had a $20 star note
Taking my Boyfriend to see Venom for his birthday!!
I’m curious with what you would do with money that you received between your two envelope stuffings? Would you find a home for it then? Or would you put it away to be budgeted the next time you budget?
Where do you buy the stickers and what is the best budget planner you have used?
I buy my stickers from PlannerKate1 on Etsy! And I honestly modified a 6 month extension happy planner pack once and used that for about a month, but now I just use a lined piece of paper. I don't need too much in my budget planner, just a spot to write down what I show you guys here! And in the Erin Condren life planner there is a blank piece of lined paper before every month and I just use that!
Alyssa Herbert awesome!! I’ll definitely be getting those stickers because they are cute. ❤️❤️ thanks!
Her shop is amazing! Use code "HAPPYPLACE20" for 20% off if you do order!
Alyssa Herbert awesome thanks!!
Can we get a breakdown for your debt? That's what I'm having trouble with paying still. && I need envelopes! Lol
Nichole Bradley look on Etsy they got some cute ones on there
I would love to do a more in-depth video on my debt! I do have a video titled "My Debt Free Journey" and I talked a lot about what kind of debt I have in that video, but I'll try and make an updated video about it!
I'd also like to see that.
Do you have any tips on saving money to buy a car?
Definitely get on a strict written budget and put anything left over after expenses and what you need to survive aside for savings!
Have a separate bank and set up an allotment. Make sure you don't have an easy access to that account. Like $100. You won't miss it.😉
Have you researched the debt snowball versus the debt avalanche? If not- I high recommend it! I may have more debt than you but still
I have a question, what if a random expense you needed came up that you don't necessarily have a cash envelope for, ex. a parking ticket, random bill, needing something for work etc., where would you take the cash out from if you can't necessarily wait until the next pay check to pay for it?
Ashlee Escobar I wondered the same... but from what i’ve gathered watching a few of the videos. this system has what are called “baby steps” and baby step number 1 is to have $1000 saved for emergencies in a savings account that you don’t touch for things like that. but you have to really be strict on what is considered an emergency.. a parking ticket maybe you would use car maintenance funds if you had enough in the envelope. i remember her saying an emergency isn’t an oil change or your son needing soccer cleats. then after that you move into baby step 2 which is where the “debt snowball” happens and you start paying off your debts. once you pay off all debts you move into step 3 etc. but a big part of the envelope system is you’re not supposed to take money out of them if it’s not for what it’s supposed to be for. you’re not supposed to borrow from other envelopes or give and take to make room for things. if you need a shirt for work you would take it out of clothes etc. or you would just wait until the next paycheck when you can make room for it. i also heard them say if you go to the grocery store and forget the envelope don’t even just take $20 from the gas envelope and go home and replace it they say to turn around and go and grab the proper envelope. they say the best way to have success is to be strict about it and what you say is going in an envelope is final. it’s all very interesting.
I have a WTF envelope for those types of items.
Butterfly Queen Oooo that’s a good one!! I was thinking of making like a work envelope and a “mini emergency” one but I like that idea more 😂
@@ashleesarahi when I saw the speeding ticket I yelled wtf lol
Are you selling your cash envelopes? If so where can I buy them? I love them!
Question, do you just pay everything in cash or do you deposit the funds in your account? Love your content!
#earlysquad love your videos!
You're awesome! Thank you so much!
Did Tj like his birthday gifts? They were such good gifts lol you’re a good girlfriend!
🤗🤗🤗
I see you changed your youtube name.
I had an ordeal with adsense and had to change my name and now I can't change it back for three months 🤷🏻♀️ I know it's probably confusing to you guys and I apologize!
I saw there was a another Alyssa Budgets username used as well, it kinda skews search results if you search for "Alyssa Budgets"
Anyone have any tips on budgeting with a tobacco user😩 my husband blows $150 a month on dip and no matter what I do or say he refuses to cut back. This is one of our biggest sinking fund expenses. I finally got him to let me make his lunches so we went from $220 to $90 a month on that thank goodness. Trying to save for an apartment but he just spends whatever he wants and it’s so frustrating when the budgeting is one sided..
Abbigail Hewitt i had the same trouble as you and it frustrates me so much because he would be asking for extra cash at the end of the month. what i do for him is handing him $100 for one week. it’s to cover for his lunch, transportation and his cigarettes for the week. one pack of cigarette is at least $12 here and he smokes one pack every two days. it forces him to control his intake. i also get him to sit down when i do the cash envelopes stuffing. makes him understand that there are a lot of needs to be covered for the family
what kind of pen do you use to write on the labels? looks so smooth to write with!!
What is tjs birthday?? Mine is September 26th, that would be so cool if it was the same or close! 😊
What is the movie thing you have now? What is the difference from the movie pass. We had the movie pass but it never worked so we canceled it.
Ok i found out what it is but it is $20 not $10 right.
I feel like the new video set up is a bit to close (zoomed in) to the desk.. does anybody agree?
Agreed!!!
Where is the $$ rent or mortgage, power bills ectra? Or does someone else pay those?
This might be a stupid question but I see in almost all the cash stuffing envelopes I watch, they put down ADOBE SUITE but I have no idea what that is? So can you please explain what an ADOBE SUITE is?
Ohh and debt snowball,is that like emergency funds kind of thing?
Yes! Adobe suite is just a monthly subscription I pay for Photoshop. It includes a few other programs but the only one I use is photoshop. I use that for my thumbnails for my videos as well as a few things for my "day job". The debt snowball is the method Dave Ramsey recommends for paying off your debt. You pay the minimum payment on all of your debts and then take any and all extra money you can find and attack that smallest debt. Then once that's paid off you take the amount you were paying on that smaller debt plus anything else you can scrape up and pay it on the second smallest, etc. etc!
Have fun at Disney!!! Question: does your bf do the cash envelope system too?
So i have a question! Do you keep any extra in your bank ? Or you keep extra cash on hand?
Do banks gives fee's for having a low balance? just wondering. I want to try the zero based budget but I am not sure about my bank. ( im with chase)
I think you'd have to check with your bank specifically. I have $1000 in my savings at all times, and I have a direct deposit coming in so I don't pay any sort of fees.
Do you pay utilities? If so can you add them to this it would be helpful!
I do not, or else I would! I'm living at home still currently while I work full time and go to school.
Alyssa Herbert ahh! Well good! Get that degree girl! Your doing well you know how to budget you just taught me so much!
Thank you so much! 😊 I'm so glad you're learning a lot!
I think I saw you can go 2 days early to see a Star is born. Check it out! :)
How do you pay spotify premium and adobe suite in cash?
I re-deposit the money into my bank. It's not the most practical method but it works for me
I think I missed something.. What is debt snowball? I thought that was for your Macbook?
I made a video about the "Dave Ramsey Baby Steps" explaining all of that stuff, but I actually already purchased a MacBook when my old one died on me a few months ago. So now I'm piling up money to pay it off early, since it is one of my debts in my debt snowball. Therefore, since the money is going to pay off the MacBook, I'm just putting it in the "MacBook" envelope!
Alyssa Herbert Thank you so much for your response! I have to find that video now. I'm trying to learn as much as I can because I would love to be able to do this. Thank you. 💕
Of course! It can all be so confusing at first. Let me know if you have any other questions 😊
This is just a random question but how can you be going on a anniversary if you are not married to him.Because you said he was you boyfriend and you was going on a anniversary with him I’m am now confused.
Dorthy Fletcher we’re celebrating our one year dating anniversary.
What do you do with the change from purchases you make? Do you save it?
Vardell Wilson She said i think 2 videos ago that she puts all her change (like coins) in a jar. some people put it back in the envelopes but she said she doesn’t.
Hi! This may sound like a dumbo question, do you pay all your bills you stuff in person? Or do you mail your cash? I pay all my bills online so I’m wondering how this would work for me 🤔 please advise 🤗
She said in another video she takes the money back to the bank to deposit when the bill is due
Did you get the life planner, or the deluxe monthly planner?
I got the life planner. That sucker was pricey 😩 But I'm already using it more just because it's more portable than my happy planner, and I'm really enjoying it.
So since you essentially pull all of your money out. How do you go about buying things online??
I put the money back in! 😊 I either go to the bank and deposit it or I will hand the money to my mom and she will facebook pay me and then I can buy the item online.
What safe do you use?
I included a link in the description actually! 😊
Thanks!
Hi girl , did u get your cards I sent you
Does your boyfriend use this budgeting method too?
So you don’t have an actual savings?
I follow the Dave Ramsey baby steps (I have a video on my channel explaining this), and I'm on step #2. So I have finished my starter emergency savings fund of $1000 and now I am working to pay off my debt as quickly as I can. Once I am debt free (probably in a year in a half-two years) I will resume saving and will be able to save up super quickly because I will have zero debt. In Dave Ramsey's plan he teaches you that your most powerful wealth-building tool is your income, and you can't efficiently build wealth while part of your income is still being used up by payments on things like a car, credit card, student loans, etc.
I'm a new subscriber. Can anyone tell me what she does for living?
I work for an insurance company investigating fraud 😊
Girl get Spotify for students!! Save $5
I better believe I'm on that Spotify for students! 😂 I cancelled it for a while and then someone told me about that and I immediately signed back up haha. Instead of splitting the bill into $3 one paycheck and $2 the next I just do $5 from one and I try and remember not to take out the $5 from the next paycheck, but sometimes I forget!
Are you selling cash envelopes
They're currently on hold 😊