Can i recommend that those who can donate to food banks. there are people who literally can not afford food right now and they can’t be forgotten. so many children are not able to get three meals a day, or even two meals a day. please donate
Just FYI, most schools are still serving breakfast and lunch for kids to pick up for free. Ages 1-18. My kids school is doing it and my neighbor works at a school cafeteria and she going in everyday at 5am.
I’m grateful for my savings fund. I’m grateful to continue my education online. I’m grateful for my job in the health care field. I’m grateful for my health. & I’m grateful for Aja Dang videos. 💛
Fabiola Corona Thank you for staying out and working for the rest of us. Even if it’s not in the hospitals it’s a risk to you and your family. So really from someone else whose family is all medical professionals. It’s a blessing we have people who stick it out.
Us healthcare workers are always so grateful for everyone that has been sending us food. Local restaurants have been sending food every day to us. I am a nurse in an emergency department of an all Covid-19 hospital so it’s been rough. Definitely thankful I have a job and can be helping these sick patients. I just hope and pray those who are not listening and not staying home will finally listen and help end this nightmare. I’m also grateful for my family being healthy. Stay safe! ❤️🙏🏻
You can actually max out your ROTH IRA contribution until July 15. The filing tax date is postponed; therefore, the contribution date is also postponed. Just FYI 😊
With so many of my friends and family losing their jobs, I’m grateful to be employed and working for an organization that respects my health and safety enough to allow us to work from home. I work in the mental health and substance use industry so I’m glad we are still able to help our community. ♥️
Hi Aja, just want to say that I really appreciate your kindheartedness and generosity in supporting your local businesses. It infuriates me that workers considered as “essential” are not given hazard pay or even proper PPE at this point in time. I am counting my blessings and am thankful that I have a job that allows me to work from home.
I'm grateful for the six months emergency fund that i have saved up. It definitely reduces the stress so so so much. Grateful to be able to still work from home and praying that our company get thru to this crisis.
I'm grateful that I am working a temp job at a supermarket during this time and that I was able to move back home from uni and not have to worry about my financial situation. I'm from the UK and the government are paying 80% of people's salaries who can't work I believe.
I'm grateful to have a neighborhood full of trees and natural areas where I can take my dogs on walks every day! It's comforting knowing that Spring is continuing on and nature continues to live and thrive. Also being able to make my dogs so happy every morning with walks now that I'm home from college.
I live in Madrid, and we've been under a national lockdown for over three weeks. Watching your journey over the past year or two has made me more cognizant about putting money away in my emergency fund, so I'm grateful for those savings to help weather this storm. I also grateful that, as a foreigner in Spain, I have a job that can be done remotely, good friends who look out for me (I live alone), and my residency paperwork all sorted out.
You touched on this a bit in your last video, but so many people are more equipped to handle this crisis because of your videos. You've literally helped people become better prepared to fight the effects of a pandemic with your work! Make sure to give yourself some credit!
aja just wanted to let you know as of the end of march i became DEBT FREEEE🤓🤯 i am under furlough right now but luckily they emptied my pto accordingly with my new pay raise😋 so i am good for the next couple months🤓
Aja, I just want you to know that I truly appreciate you and your work, your thoughtfulness to the community you've built and those around you. You truly did push me to get a grip on my finances and at the same time, teach me to be grateful for everything I have. I hope you'll see better days, Aja. I hope every one of us will see better days. Good day/good night.
I am grateful to be quarantined with my husband and son. Seeing my son grow 24/7 has been such a blessing and I’m glad to be witness of that. I am very grateful for my growing emergency fund 💖
The only video I would take an early lunch for! Super excited to see how April budget will turn out. I've had to adjust my quarterly budget to a new norm(save, save, SAVE!) and the sooner we realize we have to adjust to the new norm the better prepare we can be! Love your vidsss support and love from the east coast ❤️
Giving to those in need when your own financial situation isn't secure is the definition of selflessness. Recognizing that there are others who are in a more dire position is the sign of a good person. Put those ads in girl, I want to support you any way I can!
I am a healthcare worker and my hospital temporarily closed down in an effort to save resources and money since our census was crazy low. So I have been out of a job for over a week now - something I never thought would happen during a pandemic. I am grateful that I found your channel in January 2018 and started seriously chasing my financial goals in December 2018 and I have saved up two months worth in my emergency fund and cut out a lot of monthly debts I was previously paying. If not for your influence, I would be struggling like many of the people I know who are also out of jobs right now but did not plan on unfortunate events to happen. I’m doing what I can while also making sure my family is covered first. We have been getting coffee from a local coffee shop that recently opened prior to coronavirus, and I love so much helping to keep their business open! I have no idea when I will be able to work again which is stressful. Praying for everyone because I know times are hard.
I’m grateful to be one of the lucky few whose employment isn’t under (immediate) threat right now. Thank you for continuing to share. These videos are incredibly helpful to me. You’ve changed my & my fiancée’s lives financially!
As a nurse in New Orleans, I greatly appreciate you for donating to healthcare workers. It’s a really scary time for us. Anytime someone coughs even a little, we all start to wonder if they are sick or not. I am on a unit that has many COVID patients, but we are not an exclusive COVID unit on lockdown. God bless everyone and please stay safe in this scary time!
Totally agree that the stimulus package for individual people should have been more. The federal government has the money. They just didn't want to give it to people. On a more positive note, I'm so grateful for a supportive partner, I'm grateful for my health, and I'm grateful that my family is doing okay right now
I’m grateful for my parents being generally healthy and on the younger side. If anything bad were to happen to them, idk what I would do. they are both healthcare workers.
sending love!!! i work in the hospital and i am grateful for the amazing team work coming together in times where everything is being turned upside down and i am thankful for my health!
Aja, I have a friend like you that tries to carry all the burden of other people (who are having a hard time) and solve their problems. It is not your job to solve all their problems and there is only so much you can do as an individual. You probably have your own problems that you have to deal with so just make sure to not go over-board with thinking about helping everyone in the world. Stay strong and healthy!
I just found your channel recently. Must say during these hard times, your vids make me feel not so quarantined. Awesome advice, its been helping me keep my head up financially and emotionally. Thank you from SD
Shifting from saving for Travel and investment funds to just fully putting all of my savings (minus sinking funds) into my emergency fund. I wanted to take my time with it this year but I think I need to be more aggressive with it this year🙌
It's definitely a tough time for a lot of people and I am grateful that I still have my job because I work in healthcare. Thankful that I get to work from home. Grateful that I have a fridge full of food and some wine. Thanks for sharing!
We all need to take care of one another. And if that means more ads from TH-camrs, then so be it. If that means paying a little bit more in tips, then so be it. Because if you're like me and live in a city, small businesses are the foundation to your life. That coffee shop you love so much needs to survive to maintain normalcy, and we need to make sure those small business owners aren't going bankrupt or taking out hundreds of thousands of dollars in loans. Stay safe xx
I am grateful to still be working and to have the ability to video call all of my friends and family during this time. I am thankful for my new puppy I adopted before this lockdown for keeping me distracted with her feisty and cute personality. And of course, this online community brings me so much joy. I know this is a hard time for everyone but I am happy to still be connected to you all online. We will get through this!
I think it's really helpful to donate Internationally as well if it's something that interest you. Personally, I've donated to my home country the Philippines for health supplies, the US dollar goes a pretty long way there. At a local level, we are doing the same thing at least doing takeout at least once a week. I feel so terrible and sad for local restaurants in my area and beyond, these people have worked so hard to have these businesses. To sustain it at this time is a struggle. I'm grateful for having a home to shelter in place in. Take care everyone ♥️
I remember you talking about an emergency fund of 6 months and at the time I thought it was a bit too much and that maybe 3 months would be enough...now I think 6 months is the minimum, we really don't know what can happen anymore so thank you :)
If you are able and want to donate food to health care professionals its a great idea to choose something like sandwiches or burritos that can be individually wrapped. Pizza is a very communal food with many people sharing from one source which isn't the safest options given our current climate. Thanks to everyone who has the ability to help out and are doing their part!
I seriously love your financial videos and learn so much. I live in LA as well and unfortunately i live in an area where they weren't practicing social distancing right away and were still doing large gatherings. They were probably one of the reasons why LA's #s were spiking. 1 month later people in my area are finally staying inside which is sad. Anyways, i'm grateful to have a roof over my head, i live alone so i dont really have physical copmany and haven't seen my family, friends or my partner in a month. However, i'm grateful for my family and friends who have been consistent with communication with me and to still have a job/ working from home. Thankful for having food in my apartment to eat and being able to wake up and see the next day. Thank you Aja.
I am grateful that god is still allowing me to work while we go through these hard times. And my prayers are with everyone who is struggling financially I pray for you and your families to get through these hard times god bless you all and please stay safe.
Hey Aja, I don't really comment on videos but I wanted to say thank you for doing what you can to support those around you +encouraging those in your audience who have the means to do so to support small business etc I work for a small coffee shop and lost my job almost 4 weeks back because even though my boss stopped paying herself and the managers cut their salary in half, it wasn't enough to keep everyone on at all their locations w/barely any foot traffic because with no mandated relief from bills/utilities, rent/water/gas/etc still had to be paid. This all meant that I needed to move back home (even with unemployment) which has been incredibly stressful. The local community/regulars of my shop have been utterly incredible and have been tipping a lot when they purchase to-go orders + sending money to our virtual tip jar and though it's not a lot, it's enough for my employers to give some money to all of us. This is a really stressful time for everyone, especially employees like myself, and communities rallying both on local and national levels to help those in need has been a wonderful, beautiful thing and I am utterly heart warmed by your desire to help the local businesses in your area; it does not go unnoticed and I know all these small businesses deeply appreciate you and everyone who is doing what they can.
wow - you're lucky to have upper management who care about your wellbeing. I find that a lot with smaller businesses - they want to do right by their employees.
@@AjaDang Absolutely! I've worked for larger companies/chains before and I've never received this much kindness and care from management. There's people out there who aren't as lucky as me and I'm extremely grateful that I landed a job where management sends out weekly emails to check in on us :)
I'm grateful for the fact that my job is considered a necessity! I'm a package handler at FedEx and we desperately need people to work on the weekends! It isn't business as usual for me because we have seen a drastic uptick in business. Honestly, I get 40+ hours a week only working 4 days. It's been crazy!
Thank you Aja for sharing your thoughts and how you’re supporting your local community during this difficult time. An idea for a video. How to execute a weekly meal plan during this pandemic.
I am grateful that I have a job where I can work from home & that we are so busy I've been on 12 hr days. Def. helps with being able to save more & invest more.
I'm grateful for my health and the health of all of my loved ones. I am so incredibly grateful for my financial peace of mind, and the wisdom that my 22-year-old self had 21 years ago to avoid debt at all costs and begin investing and saving the majority of my income. It's allowing me to be very generous to those around me now. Thank you for sharing the message about supporting local businesses and people who help us care for our homes. I own rental property. I asked my management company to reach out to my tenants to ask who needed to have rent forgiven for three months. I tip even more heavily than I normally do for take out and meal deliveries. Those of us who can support others in this time should give as much as we are able. Some people are seriously struggling and afraid now.
I’m grateful for my health and the health of those I love. I’m grateful to have paid off my credit cards just before this all began. What a burden lifted off my shoulders. I’m grateful to have the option to stay home and continue my education online. I’m grateful I was able to afford enough groceries to stay home for the month and not leave. I’m grateful I have a safe and comfortable home to shelter in place. Not everyone is so fortunate.
During this time I am grateful that I and my family are all in good health and we all have our jobs (as of now). Thank you for this video because during times like these we need to be financially responsible and its nice to have someone giving out this information. keep it up!!
I think it would be a really good idea to have a “candid conversation” or something similar with an expert from the public sector. Some honest conversation would help explain why the government made some of these decisions and what the government can do better. In the live chat you mentioned that you didn’t know the breakdown of where your taxes go. There are plenty of experts in the public sector that can speak to public sector spending.
I think this would be really interesting. I do get frustrated that money people (especially Dave Ramsay) criticise government spending without ever trying to understand how spending decisions are made.
Aja Dang I don’t have any specific names but I’m sure there are plenty of people. My first thought is to reach out to a professor who specializes in public sector economics but tbh, you can probably still get great answers from people without doctorate degrees. Even MPP/MPA students should be able to talk about govt spending. It would just be a bit more difficult to vet them if that makes sense. I tend to lean towards academia just because that’s the world that I’m familiar with.
I completely agree... They gave trillions to big companies for a bailout but the people who built up those companies get $1200 and “fair” access to loans 🧐
Breann LaFaye I’m actually researching this. The FFCRA and the PPP and the CARE Act are for the employers to retain employees. There are ALOT of businesses that are researching this and trying to keep employees on their payroll. If your company is not doing so it is because they cannot partake on these programs due to making them bankrupt. Or they are not allowed to due to having more than 500 employees. Either way if they don’t participate they DO NOT get a benefit. They are not getting “free” money. Just thought I pass this along. A lot of employers are looking out for the best for their employees.
Yes, online teaching is over saturated right now. I started in January with VIPKID and was starting to get in a good rhythm. Now I have one regular student 1-2x a week. Not my primary income but if you want to start, be prepared to take home about $30 for the month. I still enjoy it and will stick with it but that's the reality for now.
@@zaidel2215 there's no harm in doing so! If you're looking for some income it will probably still bring you some income, just not a full time income. I hope that's helpful!
Thanks for this video!! Im gratefull for youtube channels like yours that inspire people to be creative, which right now is really important, Im gratefull for my family and Im gratefull for our planet: this is so sad for all of us but the Earth is having a great time to breath and actually recover from the damage we make. Im from Argentina, we are better than many countries but there s a lot of people ignoring quarentine so we are all worry and afraid this is going to get worst.
I’m one of the few fortunate people who is still employed full time and working from home !! I am still paying towards my ER Funds as we speak I know it will take more than 2 months for me to pay it off at least I’m half way there !!
I am super grateful that I’m still working and I’m an essential employee. I’m working hard to pay off my debt and continue saving. Also, I’m taking advantage of the 0% interest for my student loans and paying that as well.
Candice Dodd ooh I recommend waiting until just before they start charging interest again (after September 30th for federal loans) and keeping the money aside juuuuuust in case. You can then put all this towards them at the end but you also will have a bit extra saved (backup emergency fund) in case shit hits the fan.
I was supposed to graduate this spring and now I'm a bit anxious to be going into the job market in the middle of this. Fortunately, I was able to move out of my apartment away from university to move in with family and not pay rent. This quarantine has made me realize how lucky I am and that I need to better prepare financially for emergencies.
I am grateful that the company my mother works in is very worried about the health of their employees, so they are all working from home. I’m grateful that she has a job where she can still work and be safe at the same time. I’m grateful for my home, my space and my surroundings.
Wow I'm so early! Aja thanks for sharing, I'm using all the reliefs as a mean to build my emergency fund! Also, sinking fund is a term i learnt from you and I learn to budget forward!
Same here! I’ve done googling and I think I’m more confused than ever. If it can really be “dumb” down for people like me, would def be greatly appreciated.
I am grateful to work in an environment where I can still work. I work in a hospital and I feel bad about it. Many people dont have jobs, but the world is fulfilled with resilent creatures who work are figuring it out.
Thanks Aja, grateful for videos like this that keeps us entertained and feel less lonely! One thing I want to cut out from this quarantine is impulsive online shopping. Any tips?
I'm thankful for my faith and relationship with God, not being in financial need right now, and that both my husband and I are able to work from home. I'm a preschool teacher and we are only open for children of essential employees, so we only need 5-6 staff each day compared to our normal 55. But my boss is paying for us hourly to complete online trainings at home. I'm thankful for my work family.
you are literally so strong in the midst of all of this and im so proud of you. please be careful and also share any info you have about supporting small businesses!!
First, I am giving you a thumbs up for keeping it real. I have been so confused with TH-camr avoiding the subject or speaking in code! Second I am grateful: 1. That I am alive (I have been sick for weeks, two upper respiratory infections, scaring in my left lungs (but because I haven’t had a fever none of my other symptoms makes me eligible for the Covid-19 test). 2. That previous life challenges/experiences helped me to be aware and prepared for the quarantine. 3. That I spent time looking at financial content and videos which helped me to setup a small emergency fund... I will be putting my stimulus check into the bank to add to my emergency fund since I have had medical expenses, a resent comprehensive claim, and I had to increase food/personal items purchases (since a lot of stores that I would go to are closed). 5. That I have hope. I am praying and believing that all of the goals I set for myself for 2020 will still happen despite life obstacles that are outbid my control 🙂
I´m grateful to see how you encourage everyone to keep being generous in the middle of these difficult times. So, thanks so much for that! Also, I think it would be a good idea to see a video about how to do a beauty routine at home... since all beauty salons and spas are currently closed. What do you think? :)
FYI - Under the CARES Act, you can max out you have until July to max out your 2019 IRA contributions. You might be able to put more into retirement for 2019 if you can find it in your budget before the new tax filing deadline.
I would love to hear more about how ROTH IRA and taxes etc work in the US. As an Australian, we have a completely different system and I think it would be so interesting to learn how it works in another country.
I am grateful that the Industry I work for is essential and have transitioned us to work from home full time and also most thankful that my entire family is healthy and safe
do a grocery shopping haul or make a talk with a friend who has also been unemployed. I work from home as most of my friends can but I'm curious to know what the people who are out of work need and what their fears and realities are and how I can help
Valerie Emanuel same!! I’m very lucky than my BF and I work for a med device company and still have our jobs and have plenty of savings. I see posts on Facebook about people losing jobs but haven’t seen them speak much on it.
My mom is being paid for the days they're not working, she got paid from March 15- April 20. But my location closed, they only let us used our sick hours and that was it! They then put is on furlough for a better chance to get approved for unemployment. 😓 I'm expecting to come back May 3rd, the same with my friends who works in the mall. They're actually getting paid without using sick or vacation paid hours. At least for us, we're scared we wont be able to afford mortgage. I think others also have this fear of not being able to pay mortgage or rent.
How about researching what successful spending and investments have been during recessions? I have done some and interested on what your perspective would be.
Thankful for the health of my family. Thankful for still having a job. (currently working at a nursing facility) Thankful for completing Dave Ramsey's Baby Step 1. Thankful for your videos
I've been teaching online for almost a year and I can tell you that with my company the demand for our classes has gone up significantly ever since China started quarantining! My company in particular is currently hiring although I read that the company they use to process background checks has had a slower turnaround time so applicants aren't getting hired as quickly. It still might be worth looking into:)
A A I teach for Magic Ears and make $23 an hour currently. You can make anywhere between $20-$26 with my company depending on experience and education.
Thanks for the video it’s so nice to see a familiar face when I haven’t been able to see my friends and family. I am following your advice and am hoarding money!! 💰
You can use your Roth IRA like an emergency fund. Contributions (not gains) can be withdrawn at anytime without penalties. So you should feel comfortable in funding the full amount because you can pull it out if needed.
Cutting back on my monthly student loan payments was hard but necessary. I'm grateful to still get a paycheck and make some payment even if it's small. I just want to take advantage of the zero interest!
It has definitely been a month. I am self employed and run two businesses, one retail and one just online for myself and it's been a huge hit. Very surreal and my storefront can't be open to the public and we run a bra fit store which is very one-on-one business, it is hard.
Love your videos! I am just grateful that US is providing relief fund to help the citizens. Some countries do not even have that option and I don't understand why people are complaining. Obviously, they have not live in a poorer countries before. You lost your jobs, you get nothing in some countries.
someone said this below but I figured two comments are better than one. THE DEADLINE FOR CONTRIBUTING TO YOUR 2019 ROTH IRA HAS BEEN EXTENDED TO JULY 15th (even if you've filed already your taxes) The reasoning is that because you pay regular income tax on funds going into a Roth IRA, the government doesn't need to have those figures. Technically, you can also go back and make contributions to your Traditional IRA but you'd need your CPA to file the changes because that affects your taxable income. This is not the case for ROTH. You can still make contributions now and don't need to tell anyone. Also, I think you're the type that would really find the F.I.R.E movement very interesting. It stands for the Financially Independent Retire Early. It could be a very interesting interview for the podcast!
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Can i recommend that those who can donate to food banks. there are people who literally can not afford food right now and they can’t be forgotten. so many children are not able to get three meals a day, or even two meals a day. please donate
Where can you donate?
Just FYI, most schools are still serving breakfast and lunch for kids to pick up for free. Ages 1-18. My kids school is doing it and my neighbor works at a school cafeteria and she going in everyday at 5am.
vivlee google the food bank in your city. Supporting local food banks is the best way to help your community
Great comment - great reminder Tori 😘
I was looking into this just a week ago!
I’m grateful for my savings fund.
I’m grateful to continue my education online.
I’m grateful for my job in the health care field.
I’m grateful for my health.
& I’m grateful for Aja Dang videos. 💛
Fabiola Corona Thank you for staying out and working for the rest of us. Even if it’s not in the hospitals it’s a risk to you and your family. So really from someone else whose family is all medical professionals. It’s a blessing we have people who stick it out.
stick more ads in! i’d be happy to watch them knowing that you’re putting that money back into your local community
Amy Ernst yes.
Exactly what I was thinking!
Girl I will be LIVING for it whenever the TFD collab comes through
same girl.
Us healthcare workers are always so grateful for everyone that has been sending us food. Local restaurants have been sending food every day to us. I am a nurse in an emergency department of an all Covid-19 hospital so it’s been rough. Definitely thankful I have a job and can be helping these sick patients. I just hope and pray those who are not listening and not staying home will finally listen and help end this nightmare. I’m also grateful for my family being healthy. Stay safe! ❤️🙏🏻
Thank you! ❤️
we are very grateful for all of you
You can actually max out your ROTH IRA contribution until July 15. The filing tax date is postponed; therefore, the contribution date is also postponed. Just FYI 😊
you can contribute to 2019 Roth IRA after filing your 2019 taxes?
@@MelissaGGGG yes! Unless you're someone who would get a saver's credit, Roth IRA contributions won't affect your taxes.
@@Anna-pd6dc that makes perfect sense, thanks!
@@MelissaGGGG oh thats amazing. the max is $6k right?
@@enrickbui6141 yes! That is correct. Maximum contribution is $6k
I’m grateful to be an ER nurse during this stressful time, and to be able to directly help my community as a frontline worker.
thank you for what you do and I will pray for your safety and strength on your heart. To not loose hope.
“You may be seeing an uptick in ad-“
**ad**
I laughed. Did you plan that or was it random?
Taylor V I was gonna type the same thing. 😃
Same. 😁
100% planned. Taking advantage of the plug ;)
Aja Dang First ad placement I've enjoyed 😂 well done
Omg so weird mine reached on the ad spot and IT DIDN'T SHOW AN AD 😭
With so many of my friends and family losing their jobs, I’m grateful to be employed and working for an organization that respects my health and safety enough to allow us to work from home. I work in the mental health and substance use industry so I’m glad we are still able to help our community. ♥️
Hi Aja, just want to say that I really appreciate your kindheartedness and generosity in supporting your local businesses. It infuriates me that workers considered as “essential” are not given hazard pay or even proper PPE at this point in time. I am counting my blessings and am thankful that I have a job that allows me to work from home.
I'm grateful for the six months emergency fund that i have saved up. It definitely reduces the stress so so so much. Grateful to be able to still work from home and praying that our company get thru to this crisis.
I'm grateful that I am working a temp job at a supermarket during this time and that I was able to move back home from uni and not have to worry about my financial situation. I'm from the UK and the government are paying 80% of people's salaries who can't work I believe.
I'm grateful to have a neighborhood full of trees and natural areas where I can take my dogs on walks every day! It's comforting knowing that Spring is continuing on and nature continues to live and thrive. Also being able to make my dogs so happy every morning with walks now that I'm home from college.
I live in Madrid, and we've been under a national lockdown for over three weeks. Watching your journey over the past year or two has made me more cognizant about putting money away in my emergency fund, so I'm grateful for those savings to help weather this storm. I also grateful that, as a foreigner in Spain, I have a job that can be done remotely, good friends who look out for me (I live alone), and my residency paperwork all sorted out.
You touched on this a bit in your last video, but so many people are more equipped to handle this crisis because of your videos. You've literally helped people become better prepared to fight the effects of a pandemic with your work! Make sure to give yourself some credit!
xoxo
aja just wanted to let you know as of the end of march i became DEBT FREEEE🤓🤯 i am under furlough right now but luckily they emptied my pto accordingly with my new pay raise😋 so i am good for the next couple months🤓
YESSS!!! CONGRATS! Do something fun this week to celebrate... like a puzzle lol
Aja, I just want you to know that I truly appreciate you and your work, your thoughtfulness to the community you've built and those around you. You truly did push me to get a grip on my finances and at the same time, teach me to be grateful for everything I have.
I hope you'll see better days, Aja. I hope every one of us will see better days. Good day/good night.
Yay! THE FINANCIAL DIET COLLAB 😍😍😍
Both of my favourite finance yt channels!! :D
Ellie Bron Can’t Walt to see this collab!
Ellie Bron I am stoked for that!!!
I am grateful to be quarantined with my husband and son. Seeing my son grow 24/7 has been such a blessing and I’m glad to be witness of that. I am very grateful for my growing emergency fund 💖
The only video I would take an early lunch for! Super excited to see how April budget will turn out. I've had to adjust my quarterly budget to a new norm(save, save, SAVE!) and the sooner we realize we have to adjust to the new norm the better prepare we can be! Love your vidsss support and love from the east coast ❤️
thanks so much! Exactly, all about the savings right now.
Giving to those in need when your own financial situation isn't secure is the definition of selflessness. Recognizing that there are others who are in a more dire position is the sign of a good person. Put those ads in girl, I want to support you any way I can!
Sunday everyday is the PERFECT way to describe it
Sunday's are my favorite day but not it's just really sad.
My head is probably where yours is. I’m grateful for my family.
I’m thankful that I’m even still working and for my family. We support one another.
I am a healthcare worker and my hospital temporarily closed down in an effort to save resources and money since our census was crazy low. So I have been out of a job for over a week now - something I never thought would happen during a pandemic. I am grateful that I found your channel in January 2018 and started seriously chasing my financial goals in December 2018 and I have saved up two months worth in my emergency fund and cut out a lot of monthly debts I was previously paying. If not for your influence, I would be struggling like many of the people I know who are also out of jobs right now but did not plan on unfortunate events to happen. I’m doing what I can while also making sure my family is covered first. We have been getting coffee from a local coffee shop that recently opened prior to coronavirus, and I love so much helping to keep their business open! I have no idea when I will be able to work again which is stressful. Praying for everyone because I know times are hard.
I’m grateful to be one of the lucky few whose employment isn’t under (immediate) threat right now.
Thank you for continuing to share. These videos are incredibly helpful to me. You’ve changed my & my fiancée’s lives financially!
As a nurse in New Orleans, I greatly appreciate you for donating to healthcare workers. It’s a really scary time for us. Anytime someone coughs even a little, we all start to wonder if they are sick or not. I am on a unit that has many COVID patients, but we are not an exclusive COVID unit on lockdown. God bless everyone and please stay safe in this scary time!
It’s always heart warming to see others care for another person’s situation like that 💖
I wish others could be like that, including myself 🙂
Totally agree that the stimulus package for individual people should have been more. The federal government has the money. They just didn't want to give it to people.
On a more positive note, I'm so grateful for a supportive partner, I'm grateful for my health, and I'm grateful that my family is doing okay right now
I’m grateful for my parents being generally healthy and on the younger side. If anything bad were to happen to them, idk what I would do. they are both healthcare workers.
sending love!!! i work in the hospital and i am grateful for the amazing team work coming together in times where everything is being turned upside down and i am thankful for my health!
Aja, I have a friend like you that tries to carry all the burden of other people (who are having a hard time) and solve their problems. It is not your job to solve all their problems and there is only so much you can do as an individual. You probably have your own problems that you have to deal with so just make sure to not go over-board with thinking about helping everyone in the world. Stay strong and healthy!
I just found your channel recently. Must say during these hard times, your vids make me feel not so quarantined. Awesome advice, its been helping me keep my head up financially and emotionally. Thank you from SD
Shifting from saving for Travel and investment funds to just fully putting all of my savings (minus sinking funds) into my emergency fund. I wanted to take my time with it this year but I think I need to be more aggressive with it this year🙌
It's definitely a tough time for a lot of people and I am grateful that I still have my job because I work in healthcare. Thankful that I get to work from home. Grateful that I have a fridge full of food and some wine. Thanks for sharing!
We all need to take care of one another. And if that means more ads from TH-camrs, then so be it. If that means paying a little bit more in tips, then so be it. Because if you're like me and live in a city, small businesses are the foundation to your life. That coffee shop you love so much needs to survive to maintain normalcy, and we need to make sure those small business owners aren't going bankrupt or taking out hundreds of thousands of dollars in loans. Stay safe xx
Great video Aja! I think that you are doing well and helping where you can. I hope that you and your loved ones are safe and healthy
I am grateful to still be working and to have the ability to video call all of my friends and family during this time. I am thankful for my new puppy I adopted before this lockdown for keeping me distracted with her feisty and cute personality. And of course, this online community brings me so much joy. I know this is a hard time for everyone but I am happy to still be connected to you all online. We will get through this!
thanks for adopting! A puppy will absolutely keep you on your toes.
Your a sweet person. I love how the heart of this video was about giving and supporting our local communities. Beautiful! 👏
I think it's really helpful to donate Internationally as well if it's something that interest you. Personally, I've donated to my home country the Philippines for health supplies, the US dollar goes a pretty long way there.
At a local level, we are doing the same thing at least doing takeout at least once a week. I feel so terrible and sad for local restaurants in my area and beyond, these people have worked so hard to have these businesses. To sustain it at this time is a struggle.
I'm grateful for having a home to shelter in place in. Take care everyone ♥️
I remember you talking about an emergency fund of 6 months and at the time I thought it was a bit too much and that maybe 3 months would be enough...now I think 6 months is the minimum, we really don't know what can happen anymore so thank you :)
If you are able and want to donate food to health care professionals its a great idea to choose something like sandwiches or burritos that can be individually wrapped. Pizza is a very communal food with many people sharing from one source which isn't the safest options given our current climate. Thanks to everyone who has the ability to help out and are doing their part!
I seriously love your financial videos and learn so much. I live in LA as well and unfortunately i live in an area where they weren't practicing social distancing right away and were still doing large gatherings. They were probably one of the reasons why LA's #s were spiking. 1 month later people in my area are finally staying inside which is sad. Anyways, i'm grateful to have a roof over my head, i live alone so i dont really have physical copmany and haven't seen my family, friends or my partner in a month. However, i'm grateful for my family and friends who have been consistent with communication with me and to still have a job/ working from home. Thankful for having food in my apartment to eat and being able to wake up and see the next day.
Thank you Aja.
I am grateful that god is still allowing me to work while we go through these hard times. And my prayers are with everyone who is struggling financially I pray for you and your families to get through these hard times god bless you all and please stay safe.
Hey Aja, I don't really comment on videos but I wanted to say thank you for doing what you can to support those around you +encouraging those in your audience who have the means to do so to support small business etc I work for a small coffee shop and lost my job almost 4 weeks back because even though my boss stopped paying herself and the managers cut their salary in half, it wasn't enough to keep everyone on at all their locations w/barely any foot traffic because with no mandated relief from bills/utilities, rent/water/gas/etc still had to be paid. This all meant that I needed to move back home (even with unemployment) which has been incredibly stressful. The local community/regulars of my shop have been utterly incredible and have been tipping a lot when they purchase to-go orders + sending money to our virtual tip jar and though it's not a lot, it's enough for my employers to give some money to all of us. This is a really stressful time for everyone, especially employees like myself, and communities rallying both on local and national levels to help those in need has been a wonderful, beautiful thing and I am utterly heart warmed by your desire to help the local businesses in your area; it does not go unnoticed and I know all these small businesses deeply appreciate you and everyone who is doing what they can.
wow - you're lucky to have upper management who care about your wellbeing. I find that a lot with smaller businesses - they want to do right by their employees.
@@AjaDang Absolutely! I've worked for larger companies/chains before and I've never received this much kindness and care from management. There's people out there who aren't as lucky as me and I'm extremely grateful that I landed a job where management sends out weekly emails to check in on us :)
I'm grateful for the fact that my job is considered a necessity! I'm a package handler at FedEx and we desperately need people to work on the weekends! It isn't business as usual for me because we have seen a drastic uptick in business. Honestly, I get 40+ hours a week only working 4 days. It's been crazy!
be safe out on deliveries!
Thank you Aja for sharing your thoughts and how you’re supporting your local community during this difficult time. An idea for a video. How to execute a weekly meal plan during this pandemic.
omg I would suck at that. I honestly am just eating olives out of a can right now.
I think you’ll do well, you’re not giving yourself enough credit. I was impressed with your chicken phó video.
I am grateful that I have a job where I can work from home & that we are so busy I've been on 12 hr days. Def. helps with being able to save more & invest more.
I'm grateful for my health and the health of all of my loved ones. I am so incredibly grateful for my financial peace of mind, and the wisdom that my 22-year-old self had 21 years ago to avoid debt at all costs and begin investing and saving the majority of my income. It's allowing me to be very generous to those around me now.
Thank you for sharing the message about supporting local businesses and people who help us care for our homes. I own rental property. I asked my management company to reach out to my tenants to ask who needed to have rent forgiven for three months. I tip even more heavily than I normally do for take out and meal deliveries. Those of us who can support others in this time should give as much as we are able. Some people are seriously struggling and afraid now.
wow, that is absolutely amazing. To be able to give the gift of free rent to those who need it is a blessing.
Aja Dang It's incredibly humbling and emotional.
Do what you gotta do girl! Don’t mind seeing more ads if it helps you! Stay strong, we will all get through this🙏🏼
I’m grateful for my health and the health of those I love.
I’m grateful to have paid off my credit cards just before this all began. What a burden lifted off my shoulders.
I’m grateful to have the option to stay home and continue my education online.
I’m grateful I was able to afford enough groceries to stay home for the month and not leave.
I’m grateful I have a safe and comfortable home to shelter in place. Not everyone is so fortunate.
During this time I am grateful that I and my family are all in good health and we all have our jobs (as of now). Thank you for this video because during times like these we need to be financially responsible and its nice to have someone giving out this information. keep it up!!
I think it would be a really good idea to have a “candid conversation” or something similar with an expert from the public sector. Some honest conversation would help explain why the government made some of these decisions and what the government can do better. In the live chat you mentioned that you didn’t know the breakdown of where your taxes go. There are plenty of experts in the public sector that can speak to public sector spending.
I think this would be really interesting. I do get frustrated that money people (especially Dave Ramsay) criticise government spending without ever trying to understand how spending decisions are made.
this is a great idea. Do you know who exactly in the public sector I'd have to reach out to?
Aja Dang I don’t have any specific names but I’m sure there are plenty of people. My first thought is to reach out to a professor who specializes in public sector economics but tbh, you can probably still get great answers from people without doctorate degrees. Even MPP/MPA students should be able to talk about govt spending. It would just be a bit more difficult to vet them if that makes sense. I tend to lean towards academia just because that’s the world that I’m familiar with.
Grateful for my family’s health & for having food in the fridge 🙏🏻
I completely agree... They gave trillions to big companies for a bailout but the people who built up those companies get $1200 and “fair” access to loans 🧐
Breann LaFaye I’m actually researching this. The FFCRA and the PPP and the CARE Act are for the employers to retain employees. There are ALOT of businesses that are researching this and trying to keep employees on their payroll. If your company is not doing so it is because they cannot partake on these programs due to making them bankrupt. Or they are not allowed to due to having more than 500 employees. Either way if they don’t participate they DO NOT get a benefit. They are not getting “free” money. Just thought I pass this along. A lot of employers are looking out for the best for their employees.
Yes, online teaching is over saturated right now. I started in January with VIPKID and was starting to get in a good rhythm. Now I have one regular student 1-2x a week. Not my primary income but if you want to start, be prepared to take home about $30 for the month. I still enjoy it and will stick with it but that's the reality for now.
Anna Jankowski thanks for the insight Anna! I was thinking of sending in my smartdemo, but now I’m kind-of hesitating to 🥺
@@zaidel2215 there's no harm in doing so! If you're looking for some income it will probably still bring you some income, just not a full time income. I hope that's helpful!
I’m grateful for my savings fund, a roof over my head, my health & your videos Aja 💛
Lol right when you said ads an ad popped up 😆
Hoping many more sunrises for everyone 🌄
Thanks for this video!! Im gratefull for youtube channels like yours that inspire people to be creative, which right now is really important, Im gratefull for my family and Im gratefull for our planet: this is so sad for all of us but the Earth is having a great time to breath and actually recover from the damage we make.
Im from Argentina, we are better than many countries but there s a lot of people ignoring quarentine so we are all worry and afraid this is going to get worst.
I’m here for the uptick in ads, do what u gotta do girl!
Thank you so much Aja! I love your financial updates. It’s so honest and transparent. Thank you!! xx
I’m one of the few fortunate people who is still employed full time and working from home !! I am still paying towards my ER Funds as we speak I know it will take more than 2 months for me to pay it off at least I’m half way there !!
I am super grateful that I’m still working and I’m an essential employee. I’m working hard to pay off my debt and continue saving. Also, I’m taking advantage of the 0% interest for my student loans and paying that as well.
yes girl. Come out of this pandemic thriving
Candice Dodd ooh I recommend waiting until just before they start charging interest again (after September 30th for federal loans) and keeping the money aside juuuuuust in case. You can then put all this towards them at the end but you also will have a bit extra saved (backup emergency fund) in case shit hits the fan.
We will get out of this! Hope and work will reclaim everything :)
I was supposed to graduate this spring and now I'm a bit anxious to be going into the job market in the middle of this. Fortunately, I was able to move out of my apartment away from university to move in with family and not pay rent. This quarantine has made me realize how lucky I am and that I need to better prepare financially for emergencies.
Love watching these videos! They give me so much empowerment. Thanks for the advice as always Aja!
I am grateful that the company my mother works in is very worried about the health of their employees, so they are all working from home. I’m grateful that she has a job where she can still work and be safe at the same time. I’m grateful for my home, my space and my surroundings.
I am grateful that I have a job I can keep doing from home, and that overtime is needed atm.
Wow I'm so early! Aja thanks for sharing, I'm using all the reliefs as a mean to build my emergency fund! Also, sinking fund is a term i learnt from you and I learn to budget forward!
Yes!! Would love a video on retirement funds. I'm always confused on Roth IRA vs 401k...
Roth IRA means no taxes deducted when it’s time to withdraw. There’s a limit of 6,000$ that you can put in one year.
Same here! I’ve done googling and I think I’m more confused than ever. If it can really be “dumb” down for people like me, would def be greatly appreciated.
I talk about retirement on my channel, but I also offer free financial coaching this month if you want to take deep dive!
I am grateful to work in an environment where I can still work. I work in a hospital and I feel bad about it. Many people dont have jobs, but the world is fulfilled with resilent creatures who work are figuring it out.
don't feel bad about having a job.
I'm thankful for my health and being able to work from home.
Thanks Aja, grateful for videos like this that keeps us entertained and feel less lonely! One thing I want to cut out from this quarantine is impulsive online shopping. Any tips?
I'm thankful for the health of my family and friends
I'm thankful for my faith and relationship with God, not being in financial need right now, and that both my husband and I are able to work from home. I'm a preschool teacher and we are only open for children of essential employees, so we only need 5-6 staff each day compared to our normal 55. But my boss is paying for us hourly to complete online trainings at home. I'm thankful for my work family.
Grateful to still have part time work at this time.
you are literally so strong in the midst of all of this and im so proud of you. please be careful and also share any info you have about supporting small businesses!!
First, I am giving you a thumbs up for keeping it real. I have been so confused with TH-camr avoiding the subject or speaking in code!
Second I am grateful:
1. That I am alive (I have been sick for weeks, two upper respiratory infections, scaring in my left lungs (but because I haven’t had a fever none of my other symptoms makes me eligible for the Covid-19 test).
2. That previous life challenges/experiences helped me to be aware and prepared for the quarantine.
3. That I spent time looking at financial content and videos which helped me to setup a small emergency fund... I will be putting my stimulus check into the bank to add to my emergency fund since I have had medical expenses, a resent comprehensive claim, and I had to increase food/personal items purchases (since a lot of stores that I would go to are closed).
5. That I have hope. I am praying and believing that all of the goals I set for myself for 2020 will still happen despite life obstacles that are outbid my control 🙂
I´m grateful to see how you encourage everyone to keep being generous in the middle of these difficult times. So, thanks so much for that! Also, I think it would be a good idea to see a video about how to do a beauty routine at home... since all beauty salons and spas are currently closed. What do you think? :)
FYI - Under the CARES Act, you can max out you have until July to max out your 2019 IRA contributions. You might be able to put more into retirement for 2019 if you can find it in your budget before the new tax filing deadline.
I am grateful for my family and our health.
I would love to hear more about how ROTH IRA and taxes etc work in the US. As an Australian, we have a completely different system and I think it would be so interesting to learn how it works in another country.
You are 10000000000000% right that NO ONE should rely on the Government to help solve their $$ situation.
The libertarian way of life
@@JK20239 the realistic way of life.
I am grateful that the Industry I work for is essential and have transitioned us to work from home full time and also most thankful that my entire family is healthy and safe
do a grocery shopping haul or make a talk with a friend who has also been unemployed. I work from home as most of my friends can but I'm curious to know what the people who are out of work need and what their fears and realities are and how I can help
Valerie Emanuel same!! I’m very lucky than my BF and I work for a med device company and still have our jobs and have plenty of savings. I see posts on Facebook about people losing jobs but haven’t seen them speak much on it.
My mom is being paid for the days they're not working, she got paid from March 15- April 20. But my location closed, they only let us used our sick hours and that was it! They then put is on furlough for a better chance to get approved for unemployment. 😓 I'm expecting to come back May 3rd, the same with my friends who works in the mall. They're actually getting paid without using sick or vacation paid hours. At least for us, we're scared we wont be able to afford mortgage. I think others also have this fear of not being able to pay mortgage or rent.
How about researching what successful spending and investments have been during recessions? I have done some and interested on what your perspective would be.
Thankful for the health of my family.
Thankful for still having a job. (currently working at a nursing facility)
Thankful for completing Dave Ramsey's Baby Step 1.
Thankful for your videos
Loved this, thank you for being you.
Echo everything you said today. Hope you and your family are keeping well. Thanks for sharing xx
I've been teaching online for almost a year and I can tell you that with my company the demand for our classes has gone up significantly ever since China started quarantining! My company in particular is currently hiring although I read that the company they use to process background checks has had a slower turnaround time so applicants aren't getting hired as quickly. It still might be worth looking into:)
A A I teach for Magic Ears and make $23 an hour currently. You can make anywhere between $20-$26 with my company depending on experience and education.
Feeling the struggle too and stay healthy! Love your channel
Thanks for the video it’s so nice to see a familiar face when I haven’t been able to see my friends and family. I am following your advice and am hoarding money!! 💰
You can use your Roth IRA like an emergency fund. Contributions (not gains) can be withdrawn at anytime without penalties. So you should feel comfortable in funding the full amount because you can pull it out if needed.
Cutting back on my monthly student loan payments was hard but necessary. I'm grateful to still get a paycheck and make some payment even if it's small. I just want to take advantage of the zero interest!
It made it laugh when you say the word ads the ad came up x) Good job! Don't worry about increasing that number!
It has definitely been a month. I am self employed and run two businesses, one retail and one just online for myself and it's been a huge hit. Very surreal and my storefront can't be open to the public and we run a bra fit store which is very one-on-one business, it is hard.
Love your videos! I am just grateful that US is providing relief fund to help the citizens. Some countries do not even have that option and I don't understand why people are complaining. Obviously, they have not live in a poorer countries before. You lost your jobs, you get nothing in some countries.
yes that's very true. But America has a ton of money and the ability to help people more.
I'm grateful for my mom and dad and dog. :D
someone said this below but I figured two comments are better than one.
THE DEADLINE FOR CONTRIBUTING TO YOUR 2019 ROTH IRA HAS BEEN EXTENDED TO JULY 15th (even if you've filed already your taxes)
The reasoning is that because you pay regular income tax on funds going into a Roth IRA, the government doesn't need to have those figures. Technically, you can also go back and make contributions to your Traditional IRA but you'd need your CPA to file the changes because that affects your taxable income. This is not the case for ROTH. You can still make contributions now and don't need to tell anyone.
Also, I think you're the type that would really find the F.I.R.E movement very interesting. It stands for the Financially Independent Retire Early. It could be a very interesting interview for the podcast!
I watched a video where someone talked about F.I.R.E. but they didn't go into more in depth information about it
Are you in Echo Park or Mid-City or like Venice? I can’t think of any other areas that are considered up and coming.
not gonna share my location for security reasons...