Hi! I used to work for Uhaul and I highly recommend reserving the uhaul now just in case you need it. You can cancel for free at any time, however the longer you wait to reserve the higher the price gets. Even if you need to change the dates later, you will lock in that rate.
@@AjaDang omgosh Aja thank you! I'm going through a lot of the feelings that you went through a few months ago before you paid off your debt! I'm so thankful for you and the community you've organized for helping me feel normal lol
Aja I always look forward to watching your videos. You have no idea how much of an inspiration you are to soooo many people. Thank you for sharing your journey.
Really excited to see your budgeting video with another person! I've been watching your videos for awhile and I like that yours are more of a natural conversation instead of flashy "quick" fixes.
When you said Bryan had to pay $800 to get new trays I was shocked.. as someone who works in the orthodontic department at my office we scan patients for their invisalign up to 5 times at no additional charge.. please make sure your office isn’t ripping you off!
I actually got new trays last week for refinement and they didn't charge me. So who knows what Brian was charged for... we definitely wasn't paying attention.
The Invisalign tip is so important!!! Everyone says they'll wear it all the time at first, but it's so easy to forget/be too lazy to put them in. My sister had Invisalign all 4 years of high school and was lazy about wearing it. Since she barely made any progress she ended up just getting braces as an adult!! So not only did it cost my parents a lot, she was also really embarrassed about having braces in college.
oh myyy. Ya Invisalign is great bc it's more comfortable and gives you freedom but if you're not responsible it will cost your more time and money in the end.
Uhaul was overpriced for our NJ - CO move bc of the rental and gas (plus we had 2 cars - would have had to ship on or tow behind; not worth the worry and stress tbh). We went with PODS. It was like 3-4k for the size that fits in a parking spot. They drop it off, you load it, they take it away and drive it to your location and park it in a spot and you unload it. We had a single bedroom apartment ~700sq ft and everything fit just fine. We had the pod for a few weeks (1 week in NJ, one week for transport, and maybe a week in CO), and it was hella worth not driving a uhaul truck or trailer.
This video was very informative. It made me realize that the reason why I keep getting stuck in my money goals is that I don't set them out clearly. I have been stuck on baby step 3 for a while now.
Yes. Sit down and set your savings goal and then break it down per paycheck. I set up direct deposit to an online savings account so I didn’t even see the money in my checking account and I was done before I knew it.
Teresiah Wangari take your lowest amount you’ve been paid in the last 6 months and do your budget based on that. Set your direct debt on that number. And work upwards. If you get paid more where is that money going and set it out. That way an amount is getting direct debited and you are able to make a decision on the rest.
I'd love to see a future video on setting realistic goals. What I love most about copying your debt-free flow charts is that you can fill them in as you go and that they're flexible enough to handle all parts of life. Mainly, how do you adjust when life gets in the way OR when things are even going better than expected? What I loved about your debt free journey is that you obviously had a goal, but you kept pushing forward no matter what setbacks got in your way. I think most people quit with bad setbacks and would love to hear how you approach it. (I remember the videos on feeling frustrated, I just wouldn't mind more of that discussion!)
aja if you are planning to go, love to see apartment hunting vid. you don’t have to do it but just telling you i’m a big fan of “house hunters” , well more international then regular cause think american houses are kinda boring. hey! maybe that’s why i like tiny houses and treehouses🤓
Do you have a separate journal to keep track of the expenses? I love your story and have about 50,000 in collected debt I want to get down but for lack of better word its been hard. (especially now) but your videos really help me to not feel alone and that even someone in my shoes can tackle this if I should have a clear plan and am diligent. Thank you for sharing and helping ❤️🙏🏽
I’m still in uni right now but watching your financial journey makes me soooo excited to have a career and tackle my finances and become financially stable 💪
We actually thought about moving to Houston but the weather is just SO humid and hot! LA really has the best weather in the world so I wouldn’t move if I were you...
Super cute thumb nail! Very excited for your car purchase. Such a big purchase for both of you. Do you and brian foresee any joint accounts being opened? OMG HOUSTON?!?!?! DO IT!!! Selfish answer because of all the awesome content that would come from it. Hahaha love you two! xx
Hey Aja! I don’t know if you’ll see this but thanks for being such an inspiration. Thanks for giving me the motivation by sharing your story paying off debt. We started ours in june and before end of Dec of this yr we should be debt free!
Brian normally travels for work and Houston is a hub for United so it won't hurt him. But since his travels have been canceled for the foreseeable future, he's been doing online tutorials which has been more profitable and easier on his body. For myself, I won't get more commercial work (as I won't be going to auditions) but I haven't been booked in a while so it's not too much of a concern. Good question.
I look forward to your budget videos every month, even though the info is U.S. focused (ie Roth, 401ks, online bank accounts) I try to apply it to our Canadian versions of those things. Thanks for posting and sharing!! ❤️
Alex Wyler i guess I had a diff experience from you? I live in LA but grew up in Houston as a minority. Ppl are very nice and accepting there...despite the crazy drivers lol There’s lots of job opportunities, your income goes a long way, great food scene and the most racially/ethically diverse city in the country (even written in LA times). The downside for me is the hot/humidity you deal with almost 3/4th of the year and the outdoor scenery isn’t as beautiful (no mountains). There’s ton of cheap, international flight deals that goes out of Houston. Racism exists everywhere, no matter what town, city, or country you’re in
@@bigbellalilbella4212 Agreed. We are a super diverse city and a majority of people are very nice. U of H was the most diverse college campus back in 2011 when I graduated, and I could only imagine it's continued along the same path. Racism does exist everywhere, but Aja and Brian are advocates for BLM, women's rights, environmentalism, animal rights etc. Living in Houston would not inhibit them from continuing to do so.
Alex Wyler yea I don’t get where you get that from. I live in Dallas and my sis lives in Houston’s and there of lot of diversity. But yes In rural of any area there are racists. And I’m black so I’ve seen it all
I always love watching these budgeting videos! You are such an inspiration to me, enough to get me to start my own channel! Thank you for always sharing ❤
Hey Aja, another great budget video! By watching your budget videos inspires me to stay focus on mine as well. I've been watching more of Dave Ramsey and Suze Orman (women and money podcast) to make me understand about money, investing, retirement, and etc. and it's been helping me tremendously on how I move with my own money. Also I wasn't aware and informed about Reformation clothing brand controversy, which I just purchased (2 months ago or so) new summer pieces.. thank you for sharing that piece of information with all of us. If you ever decide to come out with your own Financial/Budget Calendar Journal that would be super cool, lol I would support that! Wishing you a wonderful 4th of July!! =]
I love how you throw in a lot of tips about a little bit of everything! I got Doggielawn because of you I think a year ago and it’s been a game changer! Also, I have coloring printouts of my goals for inspo! 😊❤️
I would definitely love to see some investing videos for beginners. I think Houston would be a great move for you and Brian! Although I live in North Carolina and don’t know jack sh*t about Houston.
Aja, thank you so much for all of the helpful info you share with us! You've inspired me so much in my own financial freedom journey! Would you consider filming a video on generating income and the various streams of income you currently have. I've been running up against a block of how I can substantially increase my income in order to reach my financial goals faster. My 9-5 takes up a lot of my time, and while it provides a decent salary, if I can't find additional income streams, it caps what I'm able to do financially. I want to break through that! Would love to hear your thoughts on this and how you've been able to go after additional income! Thanks!
Definitely agree that progress bars make you feel more accomplished and encourage you to keep going! I use an app for savings goals and it's brilliant for keeping me going! 😊 Love these videos!
Really love your videos and how real you are with everything! If you're looking for new ideas for videos can we see something like: Fashion- buying second hand outfit online for a date night and diy it yourself, like the shorts you did a while ago. Dance- have Brian to choreograph a dance routine for you to learn. Dance- you just doing some weird and random moves and Brian has to use those moves to create an amazing dance routine from (just something fun and random, don't know if this idea makes sense) Reflection- like a dear 20 year old me type of letter. I guess advice to past self and to other 20 year olds or those younger than you. It doesn't have to be financial, it can be anything. Self help- I know you're way better off now than when you were in debt, but I think we still all go through other types of struggles. How about trying a self help technique for 30 days, like have a diary or meditating, and seeing if you notice a difference in your day to day life. Pets- what to consider before buying a pet, like what safety measures need to be put in place, how often to take them to the vet etc. Edit: hopefully I'm not too late for you to see these ideas!
I’m also really curious about the comment the former ref employee made about the company greenwashing and not actually being sustainable. It made me wonder if any of the “sustainable” brands I continue to support (as I will no longer support ref) are also just greenwashing
Aja Dang yes, there is very little/no regulation regarding how companies can market “green” products. For example, H&M constantly claims that their products are made from recycled materials but they can make that claim and only have a tiny minimal portion of their products be made out of recycled products.
@@Connilee1231 I would never believe in a fast fashion company like HM to have any claim to being ecofriendly. It's just a bummer that a brand like Reformation lies to us. It's confusing to know what brands to really trust.
A nice video would be on how to get kids started with financial literacy :) there is a tradition in Japan for kids to do that and they carry a financial journal called Kakeibo. With your experience id like to see what you would value to teach your kids about financials and why :)
I agree 💯%!! I really wish in the US, the education system and parents would teach kids more about financial literacy from a young age. My parents and grandparents always taught me about saving and living within your means (never spend more than you earn.) However no one really taught me about credit scores, taxes, investing, retirement, life insurance or long-term care, and other important life skills such as how to buy a car/house and other big purchases. Those are VERY VALUABLE lessons for everyone to know at least the basics!
How do you organize your various little saving goals in your bank accounts? Do you have multiple saving accounts or just one big one that you dump everything in? Thanks!
Omg aja DEFF really look into relocating to Texas. I love a couple cities away from Boston and Boston rent is $4000- $6000 while my city (Lynn) rent is 1,800 no more and I’m just 30 min from the city. Girl you’ll save up so fast you’ll even be shocked lol
love that you are thinking ahead for moving and saving money for it already. This might be personal - but have you seen a decrease in your income because of COVID? I feel like you've been killing it with brand collaborations, but was just curious if you've had to change or pivot how you generate income compared to earlier this year.
I think I've been really lucky and have been pretty busy but I'm always scared about work - when my next job is gonna be, when my next paycheck is going to come so there's still no level of "comfort" with everything.
Hi! Questions somewhat unrelated to this video. I have student loans from one degree, but I am getting another degree. Do you recommend paying those off now if I can or just put the money into savings? Thank so much!
Hi there! I saw your comment and wanted to jump in as I also have student loans! Depending on your financial situation, I have always been keen on the power of paying yourself first. Now, debt-free is a financial priority, considering how much you spend on interest each month. But begin to develop a savings habit now by automatically paying yourself first and paying down your debt. Hope this helps!
Hey Aja me and boyfriend recently moved from OC to SF and most moving companies we used (not uhaul) was about $2.5k-$3k (ours was about $2k- but wouldnt reccomended the company we used because they were kinda shady) but I recommend looking up a few on Yelp and calling for an estimate! $7k is veryyy safe but I think you can set some of the money aside towards other things :)
*moving to Houston might be a little more pricey but I’m guessing not $6k-$7k pricey? I would have to look into that but just wanted to share my experience in case it helps!
I think she addressed it on her Instagram and her previous videos in the comments or description box :) she said she won't be purchasing from them anymore
Since watching your last video I read some of Dave Ramsey's books. I personally did not like the amount of religion in them, but did like the financial information. I saved up my first 1k, and am $488 away from paying off my first student loan (one of many). It is so important to save up a bit of emergency money, I realize that now more than every as my husband lost his income due to covid. I would have been able to make a bigger dent in my loans if he hadn't, but I am just glad I am able to cover all of our expenses and more with just my income. I can't wait to see what your planner looks like. I'll make sure to add that to my November budget!
yes his religious beliefs are definitely not something I personally align with so when he goes on about it in his books or podcast I just skip forward.
Hey Aja, 4k is a lot for rent! My partner and I rented in ktown, LA for about $2100 not including utilities before buying our first home in West LA. Have you guys considered renting somewhere cheaper without the hassle of moving to Texas?
Agreed. I forgot how many bedrooms her current apartment is but there are plenty of one bedroom apartments in ktown under $2100. The only thing is that parking in ktown is HORRENDOUS (like I've driven around 30min to find parking on a Saturday night, only to go back home to take an uber there) and a lot of apartments don't come with a parking spot. Maybe it was much easier back when you lived in ktown... But yea I agree, I live in a rent controlled apartment in Arlington Heights by ktown. 2 bedrooms for $2100 with parking and W/D. It's not a nice neighborhood but crime rate is lower than DTLA and South Central and still right in the middle of the city. Or like Eagle Rock, Culver City, and Miracle Mile are good options for cheap, safe, remodeled apartments
Hi Aja - love your videos. Just wanted to add a note that if you are making homemade food for your dogs long-term it’s important to supplement the food with additional nutrients, minerals, vitamins, etc. My dog suffers from chronic pancreatitis and his vet recommended I get a nutritional consult with veterinary department at the university of Indiana. The outcome of the consult was a homemade recipe for my dog and a list of supplements that I could purchase separately or a pre-mixed supplement from BalanceIT.com. I ended up getting the pre-mixed version. This has made a world of difference for my dog (he hasn’t had a pancreatic attack since we switched his diet :) ) and I always like to share this site. I love that so many fur-parents are switching to home cooked meals but my vet was saying that just feeding human grade food may not provide your dog with all the nutrients they need that they would have gotten from eating bones, tendons, etc. and a supplement like Balance IT makes it really simple. I’ve also noticed that the website has a lot of recipes to try for your pet. Just wanted to share this. Thanks again for your videos.
Working toward buying a house would be a great idea. It will only increase your wealth in the long run compared to leasing. My fiancée and I bought our first home being 21/22 years old which means we sacrificed “fun” things others our age are doing...we have old cars and we eat at home most of the time. 7 months in, it was the best decision we made.
I know you're already halfway through your Invisalign but I was just wondering what made you get Invisalign in the first place? Maybe you're not seeing that much of a difference because your teeth was already straight to begin with? No hate, I'm just wondering!
Hey girl! Are you moving the whole apartment? I paid about $1500 to move a one bedroom from NYC to LA. (Without cost of gas, food, hotels.) Of course, a NYC one bedroom is not the same as an LA version lol, so that could make a difference.
@@AjaDang Got it! I assumed you probably had way more to transport than I did. Sorry for not being helpful. I actually had two bedrooms in NYC and stored the second bedroom in NYC since I'm going back. Good luck with your decision!
BUY! DO NOT RENT NOW! HOME INTEREST RATES ARE THE LOWEST IT WILL EVER BE! Seriously, if you buy it will be worth it in Houston, a neighbor is selling their two-story house for $255k. This time is a good time to buy because of the economy.
Aja Dang I think it’s always better to take your time house hunting. The last thing you want to do is to rush into a house and getting shocked by problems or having to move. You don’t want to be burden by doing closing costs again
Aja Dang either way, please buy flood insurance with renters insurance because it’s separate and most people who rent that got flooded were on their own. Landlords are sketchy here, so be careful.
mpen I don’t need the concept of percentages explained. My point was that 85% of my income has to do to bills, food, and rent, and we give away the rest. I’m saying at her salary, 6% is a joke, no matter how much money that computes out
Hi! I used to work for Uhaul and I highly recommend reserving the uhaul now just in case you need it. You can cancel for free at any time, however the longer you wait to reserve the higher the price gets. Even if you need to change the dates later, you will lock in that rate.
oooohh Great tip! Thank you
I always look forward to these at the beginning of the month!!
Same
Me too!
Me too!! Love these monthly updates every time!!
Thank you 🙏🏼, your monthly videos help keep me on track, I’m like 2 months away from being debt free 🤙🏼
wow congrats!!
Congratulations!!
Amazing! You can do it!
@@AjaDang omgosh Aja thank you! I'm going through a lot of the feelings that you went through a few months ago before you paid off your debt! I'm so thankful for you and the community you've organized for helping me feel normal lol
@@ed8329 Thank you so much! you're amazing! I hope that you are fulfilling all of your goals this year!
i love your finance/expenses focused videos!! it's definitely something I'm trying to get in check and educate myself in!!!
Can’t wait till you release your own planner!! Looking forward to it 🥰
hopefully November!
Aja I always look forward to watching your videos. You have no idea how much of an inspiration you are to soooo many people. Thank you for sharing your journey.
Really excited to see your budgeting video with another person! I've been watching your videos for awhile and I like that yours are more of a natural conversation instead of flashy "quick" fixes.
I love watching these! Making me want to budget more!
Officially, you're one of my favorite TH-camrs out here!
Love your budget videos! Inspired me to keep my wedding on a budget and stick to it :)
yes! and congrats on your wedding
I just got furloughed so I need to double down on my budget checking moving forward. Thanks so much for creating this video!
dang Im sorry to hear that
You give me hope! Lately I’ve been feeling down and lost about my financial situation. Watching these are motivational for sure.
You got this!
When you said Bryan had to pay $800 to get new trays I was shocked.. as someone who works in the orthodontic department at my office we scan patients for their invisalign up to 5 times at no additional charge.. please make sure your office isn’t ripping you off!
Right?! I got scanned twice, 2 sets of trays and didnt have to pay any extra for the second set
I actually got new trays last week for refinement and they didn't charge me. So who knows what Brian was charged for... we definitely wasn't paying attention.
Would like to know and learn with you regarding investing
Would love to see more about this too!
The Invisalign tip is so important!!! Everyone says they'll wear it all the time at first, but it's so easy to forget/be too lazy to put them in. My sister had Invisalign all 4 years of high school and was lazy about wearing it. Since she barely made any progress she ended up just getting braces as an adult!! So not only did it cost my parents a lot, she was also really embarrassed about having braces in college.
oh myyy. Ya Invisalign is great bc it's more comfortable and gives you freedom but if you're not responsible it will cost your more time and money in the end.
Your monthly budget videos are always inspiring
Always looking forward to these type of videos from you Aja 👏🏼
Uhaul was overpriced for our NJ - CO move bc of the rental and gas (plus we had 2 cars - would have had to ship on or tow behind; not worth the worry and stress tbh). We went with PODS. It was like 3-4k for the size that fits in a parking spot.
They drop it off, you load it, they take it away and drive it to your location and park it in a spot and you unload it. We had a single bedroom apartment ~700sq ft and everything fit just fine. We had the pod for a few weeks (1 week in NJ, one week for transport, and maybe a week in CO), and it was hella worth not driving a uhaul truck or trailer.
This video was very informative. It made me realize that the reason why I keep getting stuck in my money goals is that I don't set them out clearly. I have been stuck on baby step 3 for a while now.
Yes. Sit down and set your savings goal and then break it down per paycheck. I set up direct deposit to an online savings account so I didn’t even see the money in my checking account and I was done before I knew it.
@@Elena-er7zp Thanks I will try that. Though I have an inconsistent source of income which makes saving difficult
Teresiah Wangari take your lowest amount you’ve been paid in the last 6 months and do your budget based on that. Set your direct debt on that number. And work upwards. If you get paid more where is that money going and set it out. That way an amount is getting direct debited and you are able to make a decision on the rest.
Oreo Emesis Exactly! That's awesome!
I love these videos. They keep me motivated for my own financial journey
Best of luck to you!
As a dentist, Invisalign can move very slowly. Just keep going and wear the trays religiously!
You loooking fire 🔥 Aja! Aloha! 🤙🏼
I'd love to see a future video on setting realistic goals. What I love most about copying your debt-free flow charts is that you can fill them in as you go and that they're flexible enough to handle all parts of life. Mainly, how do you adjust when life gets in the way OR when things are even going better than expected? What I loved about your debt free journey is that you obviously had a goal, but you kept pushing forward no matter what setbacks got in your way. I think most people quit with bad setbacks and would love to hear how you approach it. (I remember the videos on feeling frustrated, I just wouldn't mind more of that discussion!)
Girl you must be rriiiich! I hope you achieve all your goals for 2020! And 2021 as well
Love all your content, but especially all the budget videos! ❤
aja if you are planning to go, love to see apartment hunting vid. you don’t have to do it but just telling you i’m a big fan of “house hunters” , well more international then regular cause think american houses are kinda boring. hey! maybe that’s why i like tiny houses and treehouses🤓
was absolutely planning to do that!
Do you have a separate journal to keep track of the expenses? I love your story and have about 50,000 in collected debt I want to get down but for lack of better word its been hard. (especially now) but your videos really help me to not feel alone and that even someone in my shoes can tackle this if I should have a clear plan and am diligent. Thank you for sharing and helping ❤️🙏🏽
I’m still in uni right now but watching your financial journey makes me soooo excited to have a career and tackle my finances and become financially stable 💪
We actually thought about moving to Houston but the weather is just SO
humid and hot! LA really has the best weather in the world so I wouldn’t move if I were you...
remember I'm from Hawaii so LA weather ain't that good enough to stay
Try a quote for PODS storage/moving. We moved the furniture (+bric a brac) of a 3 bedroom house 2000 miles for $4000. It was 3 large PODS containers.
Super cute thumb nail! Very excited for your car purchase. Such a big purchase for both of you. Do you and brian foresee any joint accounts being opened? OMG HOUSTON?!?!?! DO IT!!! Selfish answer because of all the awesome content that would come from it. Hahaha love you two! xx
I think if we end up putting together a downpayment we will have joint accounts and I'd be in charge of the finances.
Hey Aja! I don’t know if you’ll see this but thanks for being such an inspiration. Thanks for giving me the motivation by sharing your story paying off debt. We started ours in june and before end of Dec of this yr we should be debt free!
If you move to Houston, would that limit your personal modeling, and B's dancing earning potential? I know that you can fly for free/cheap, but can B?
Brian normally travels for work and Houston is a hub for United so it won't hurt him. But since his travels have been canceled for the foreseeable future, he's been doing online tutorials which has been more profitable and easier on his body. For myself, I won't get more commercial work (as I won't be going to auditions) but I haven't been booked in a while so it's not too much of a concern. Good question.
I look forward to your budget videos every month, even though the info is U.S. focused (ie Roth, 401ks, online bank accounts) I try to apply it to our Canadian versions of those things. Thanks for posting and sharing!! ❤️
Alex Wyler i guess I had a diff experience from you? I live in LA but grew up in Houston as a minority. Ppl are very nice and accepting there...despite the crazy drivers lol There’s lots of job opportunities, your income goes a long way, great food scene and the most racially/ethically diverse city in the country (even written in LA times). The downside for me is the hot/humidity you deal with almost 3/4th of the year and the outdoor scenery isn’t as beautiful (no mountains). There’s ton of cheap, international flight deals that goes out of Houston. Racism exists everywhere, no matter what town, city, or country you’re in
@@bigbellalilbella4212 Agreed. We are a super diverse city and a majority of people are very nice. U of H was the most diverse college campus back in 2011 when I graduated, and I could only imagine it's continued along the same path. Racism does exist everywhere, but Aja and Brian are advocates for BLM, women's rights, environmentalism, animal rights etc. Living in Houston would not inhibit them from continuing to do so.
Alex Wyler yea I don’t get where you get that from. I live in Dallas and my sis lives in Houston’s and there of lot of diversity. But yes In rural of any area there are racists. And I’m black so I’ve seen it all
I always love watching these budgeting videos! You are such an inspiration to me, enough to get me to start my own channel! Thank you for always sharing ❤
Agreed!
Hey Aja, another great budget video! By watching your budget videos inspires me to stay focus on mine as well. I've been watching more of Dave Ramsey and Suze Orman (women and money podcast) to make me understand about money, investing, retirement, and etc. and it's been helping me tremendously on how I move with my own money. Also I wasn't aware and informed about Reformation clothing brand controversy, which I just purchased (2 months ago or so) new summer pieces.. thank you for sharing that piece of information with all of us. If you ever decide to come out with your own Financial/Budget Calendar Journal that would be super cool, lol I would support that! Wishing you a wonderful 4th of July!! =]
hoping to release my planner in November!
You will LOVE doggie daycare! It’s the best, our Darla sleeps for two days afterwards she has so much fun!
All that money Aja! That’s great for you
I really loved today’s video. You seem so genuinely happy and stress free. Hope life is good 💗
I love how you throw in a lot of tips about a little bit of everything! I got Doggielawn because of you I think a year ago and it’s been a game changer! Also, I have coloring printouts of my goals for inspo! 😊❤️
oohh yay!!
I would definitely love to see some investing videos for beginners. I think Houston would be a great move for you and Brian! Although I live in North Carolina and don’t know jack sh*t about Houston.
Aja, thank you so much for all of the helpful info you share with us! You've inspired me so much in my own financial freedom journey! Would you consider filming a video on generating income and the various streams of income you currently have. I've been running up against a block of how I can substantially increase my income in order to reach my financial goals faster. My 9-5 takes up a lot of my time, and while it provides a decent salary, if I can't find additional income streams, it caps what I'm able to do financially. I want to break through that! Would love to hear your thoughts on this and how you've been able to go after additional income! Thanks!
Could you make a tutorial on those hair buns? I always seem to mess up mine
maybe I'll do that tutorial on Instagram!
Definitely agree that progress bars make you feel more accomplished and encourage you to keep going! I use an app for savings goals and it's brilliant for keeping me going! 😊 Love these videos!
Really love your videos and how real you are with everything! If you're looking for new ideas for videos can we see something like:
Fashion- buying second hand outfit online for a date night and diy it yourself, like the shorts you did a while ago.
Dance- have Brian to choreograph a dance routine for you to learn.
Dance- you just doing some weird and random moves and Brian has to use those moves to create an amazing dance routine from (just something fun and random, don't know if this idea makes sense)
Reflection- like a dear 20 year old me type of letter. I guess advice to past self and to other 20 year olds or those younger than you. It doesn't have to be financial, it can be anything.
Self help- I know you're way better off now than when you were in debt, but I think we still all go through other types of struggles. How about trying a self help technique for 30 days, like have a diary or meditating, and seeing if you notice a difference in your day to day life.
Pets- what to consider before buying a pet, like what safety measures need to be put in place, how often to take them to the vet etc.
Edit: hopefully I'm not too late for you to see these ideas!
Education- pros and cons of going to uni. Maybe a q and a with someone who didn't go to uni and perhaps went to trade school instead?
Love these videos! Could you do a video of what you feed your dogs and how you prepare it?
Cute look! I love your budget videos.
Great budget video. Very motivating. Have a blessed day.
I’m also really curious about the comment the former ref employee made about the company greenwashing and not actually being sustainable. It made me wonder if any of the “sustainable” brands I continue to support (as I will no longer support ref) are also just greenwashing
I've heard from people in the textile industry that they are not as sustainable as they claim to be
Aja Dang yes, there is very little/no regulation regarding how companies can market “green” products. For example, H&M constantly claims that their products are made from recycled materials but they can make that claim and only have a tiny minimal portion of their products be made out of recycled products.
@@Connilee1231 I would never believe in a fast fashion company like HM to have any claim to being ecofriendly. It's just a bummer that a brand like Reformation lies to us. It's confusing to know what brands to really trust.
Please take us on your investment journey Aja!
I love this for you but I cant relate.. I can barely make rent this month
A nice video would be on how to get kids started with financial literacy :) there is a tradition in Japan for kids to do that and they carry a financial journal called Kakeibo. With your experience id like to see what you would value to teach your kids about financials and why :)
I agree 💯%!! I really wish in the US, the education system and parents would teach kids more about financial literacy from a young age.
My parents and grandparents always taught me about saving and living within your means (never spend more than you earn.)
However no one really taught me about credit scores, taxes, investing, retirement, life insurance or long-term care, and other important life skills such as how to buy a car/house and other big purchases. Those are VERY VALUABLE lessons for everyone to know at least the basics!
Dave Ramsey wrote an awesome book about this with his daughter called “Smart Money, Smart Kids” (:
That's really interesting!
How do you organize your various little saving goals in your bank accounts? Do you have multiple saving accounts or just one big one that you dump everything in? Thanks!
I have multiple savings account
Omg aja DEFF really look into relocating to Texas. I love a couple cities away from Boston and Boston rent is $4000- $6000 while my city (Lynn) rent is 1,800 no more and I’m just 30 min from the city. Girl you’ll save up so fast you’ll even be shocked lol
Would love a video on Ethical/Green Investing!
Aja, you're the best 🌹
Yay! Love these updates. ❤️
Can you do a video about how you use your passion planner
My sister moved back home to Virginia from Florida and looked into UHaul, but found that Penske was much cheaper and she saved like $400!
She makes 16k a month. Dang.
Doing what ?
@@jessykapop this
love that you are thinking ahead for moving and saving money for it already. This might be personal - but have you seen a decrease in your income because of COVID? I feel like you've been killing it with brand collaborations, but was just curious if you've had to change or pivot how you generate income compared to earlier this year.
I think I've been really lucky and have been pretty busy but I'm always scared about work - when my next job is gonna be, when my next paycheck is going to come so there's still no level of "comfort" with everything.
Hi! Questions somewhat unrelated to this video.
I have student loans from one degree, but I am getting another degree. Do you recommend paying those off now if I can or just put the money into savings?
Thank so much!
Hi there! I saw your comment and wanted to jump in as I also have student loans! Depending on your financial situation, I have always been keen on the power of paying yourself first. Now, debt-free is a financial priority, considering how much you spend on interest each month. But begin to develop a savings habit now by automatically paying yourself first and paying down your debt. Hope this helps!
@@Neighborsgrid Hi! This does help Thank you!
you're so real! I love you!
$4000 on an apartment could be easily put on a house that will be yours. You did so good on your journey, this could be a good plan too.
Hey Aja me and boyfriend recently moved from OC to SF and most moving companies we used (not uhaul) was about $2.5k-$3k (ours was about $2k- but wouldnt reccomended the company we used because they were kinda shady) but I recommend looking up a few on Yelp and calling for an estimate! $7k is veryyy safe but I think you can set some of the money aside towards other things :)
*moving to Houston might be a little more pricey but I’m guessing not $6k-$7k pricey? I would have to look into that but just wanted to share my experience in case it helps!
What crazy teacher expects his students to draw a chair in the first lesson? Its not your fault Aja. That was nuts!
It’s not a good idea to move to houston right now because covid-19 is out of control over there. You guys need to be careful and stay safe.
4.000. Does that mean it's 4.000 a month for that apartment?! WOW, that is so much! Is that a normal price there?
Are you still using qapital to save for your goals?
Can you talk more about reformation??? I love them but am sad to hear about the ethical issues
I think she addressed it on her Instagram and her previous videos in the comments or description box :) she said she won't be purchasing from them anymore
Since watching your last video I read some of Dave Ramsey's books. I personally did not like the amount of religion in them, but did like the financial information. I saved up my first 1k, and am $488 away from paying off my first student loan (one of many). It is so important to save up a bit of emergency money, I realize that now more than every as my husband lost his income due to covid. I would have been able to make a bigger dent in my loans if he hadn't, but I am just glad I am able to cover all of our expenses and more with just my income. I can't wait to see what your planner looks like. I'll make sure to add that to my November budget!
yes his religious beliefs are definitely not something I personally align with so when he goes on about it in his books or podcast I just skip forward.
What is this box method, can we do it for debt?
Do you plan on paying for the house in full or get a mortgage?
I'd like to save almost half for a downpayment and get a mortgage to pay the rest.
Aja Dang that’s a great plan!! Wish you the best!
Hey Aja, 4k is a lot for rent! My partner and I rented in ktown, LA for about $2100 not including utilities before buying our first home in West LA. Have you guys considered renting somewhere cheaper without the hassle of moving to Texas?
Agreed. I forgot how many bedrooms her current apartment is but there are plenty of one bedroom apartments in ktown under $2100. The only thing is that parking in ktown is HORRENDOUS (like I've driven around 30min to find parking on a Saturday night, only to go back home to take an uber there) and a lot of apartments don't come with a parking spot. Maybe it was much easier back when you lived in ktown... But yea I agree, I live in a rent controlled apartment in Arlington Heights by ktown. 2 bedrooms for $2100 with parking and W/D. It's not a nice neighborhood but crime rate is lower than DTLA and South Central and still right in the middle of the city. Or like Eagle Rock, Culver City, and Miracle Mile are good options for cheap, safe, remodeled apartments
I love that you're doing percentages instead of numbers for your budget but your 2020 % goals don't equal 100% (in the budget spreadsheet)
I would be concerned about traveling to Houston right now. The news reports have been grim.
Hi Aja - love your videos. Just wanted to add a note that if you are making homemade food for your dogs long-term it’s important to supplement the food with additional nutrients, minerals, vitamins, etc. My dog suffers from chronic pancreatitis and his vet recommended I get a nutritional consult with veterinary department at the university of Indiana. The outcome of the consult was a homemade recipe for my dog and a list of supplements that I could purchase separately or a pre-mixed supplement from BalanceIT.com. I ended up getting the pre-mixed version. This has made a world of difference for my dog (he hasn’t had a pancreatic attack since we switched his diet :) ) and I always like to share this site. I love that so many fur-parents are switching to home cooked meals but my vet was saying that just feeding human grade food may not provide your dog with all the nutrients they need that they would have gotten from eating bones, tendons, etc. and a supplement like Balance IT makes it really simple. I’ve also noticed that the website has a lot of recipes to try for your pet. Just wanted to share this. Thanks again for your videos.
Hi Aja, which doggy daycare do you use? Is it $300 for both dogs or per dog?
It's a membership so it's $350 for 50 hours at Dog Drop (for both split between them)
Thank you!! :))
so many TH-camrs seem to move from LA to Houston 🤗
I know this has probably already been addressed in the past, but does anyone know what type of planner/journal she’s using?
I use a Passion Planner. But I am also releasing my planner in November 🎉
Aja Dang thank you!! Look forward to it!! :)
Working toward buying a house would be a great idea. It will only increase your wealth in the long run compared to leasing. My fiancée and I bought our first home being 21/22 years old which means we sacrificed “fun” things others our age are doing...we have old cars and we eat at home most of the time. 7 months in, it was the best decision we made.
I know you're already halfway through your Invisalign but I was just wondering what made you get Invisalign in the first place? Maybe you're not seeing that much of a difference because your teeth was already straight to begin with? No hate, I'm just wondering!
My bottom teeth are actually pretty crooked but it has been helping realign my teeth so my jaw issues are getting better.
Hey girl! Are you moving the whole apartment? I paid about $1500 to move a one bedroom from NYC to LA. (Without cost of gas, food, hotels.) Of course, a NYC one bedroom is not the same as an LA version lol, so that could make a difference.
I put 3 bedrooms in uhaul, 2 bedrooms, living room and our outdoor furniture. I mean, I would love it if the cost was closer to $1500
@@AjaDang Got it! I assumed you probably had way more to transport than I did. Sorry for not being helpful. I actually had two bedrooms in NYC and stored the second bedroom in NYC since I'm going back. Good luck with your decision!
Where did you get your hoop earrings?
Sears
What is your favourite part about starting a budget?
Are you still doing the planner?
I am! Will be launching in November
Covid is rampant in TX :/
Houston is way cheaper than LA!
Did you open an account for each of your savings goals?
Your teeth look great!
BUY! DO NOT RENT NOW! HOME INTEREST RATES ARE THE LOWEST IT WILL EVER BE! Seriously, if you buy it will be worth it in Houston, a neighbor is selling their two-story house for $255k. This time is a good time to buy because of the economy.
I doubt we are going to buy. I'd rather rent for a year to figure out the neighborhood I'd want to live in.
Aja Dang I think it’s always better to take your time house hunting. The last thing you want to do is to rush into a house and getting shocked by problems or having to move. You don’t want to be burden by doing closing costs again
Aja Dang either way, please buy flood insurance with renters insurance because it’s separate and most people who rent that got flooded were on their own. Landlords are sketchy here, so be careful.
i pay a higher percentage of my income in donations and i make less than $2,500 a month o_0
Lol girl. The ratio varies per person depending on their income. What may be $50 in donations for you might be $150 for someone else
mpen I don’t need the concept of percentages explained. My point was that 85% of my income has to do to bills, food, and rent, and we give away the rest. I’m saying at her salary, 6% is a joke, no matter how much money that computes out
I think (based on the way your name is spelled), that your name is actually pronounced like “Ah-Jahhh”. Not “Asia”. Your parents lied to you.
🙄
You think you know better than her how her name is pronounced? 😂😂😂 that's actually hilarious
always just "me me me"
it is "my my my" channel...
if you date daly for 90 days at $ 1000.00 per day you can invest that in amazon and be set