I spend less time shopping. I know what I need. It's on the envelope I carry our cash in. I pick it up and then I'm done. I walk to the register, check it out, and then I'm done. It takes more time to unload it than to buy it. My BJ'S is small. We don't eat out more than 1x/month. The rest I make our favorite meals. We both like Arby's fish sandwiches. I bought a box of breaded haddock, a bag of rolls, lettuce, and tomatoes. I made tarter sauce with what I had on hand and we had 10 sandwiches for about $18.00. There best deal is $3.00/sandwich. Three days we ate them. Eating at home has become more fun. Essentially my superpower is spending less time and money for fun.
Saving becomes spending e.g. save and buy some stocks or ETF. It really is good for the environment. I have 20 year old tee shirts, I wear my shoes till the hole nearly wears through. I wait on phone upgrades until it becomes near unusable. I'm not on product release cycles for upgrades. Just with the phone example how much battery waste do I save compared to people upgrading yearly?
Mindfulness for sure. I strongly believe that mindfulness is the road to peace. Just take the concept of keeping up with the Joneses and burn it in the bonfire the next time you have one in your backyard, and enjoy your every single moment instead. The way that things are these days, mindfulness does sound like a superpower.
NO debt, no Boss, no car payments, no worries, listen to Austin everyone, he is 100 percent correct. I retired at 62. If you need to buy something pay cash !
Same here! 59 and sustained a Tbi at 50 but had enough saved that I am ok financially. Cash is King! Don't follow treads, help society, be honest with yourself, be kind 😊
I was so frugal I lived in what many would consider squalor, a small room for a year or so and with my cat too, so small I was right next to a litter box smelling poo and working. Ate high calorie cheap meals, wore old clothes, drove a paid off 17 year old car. And because of that I was able to save enough for a down payment and got my first house recently. Sometimes it takes some sacrifices to get to where you want to be.
Wow I'm very proud of you for getting where you need to be.sometimes I think a bit of sacrifice can really pay off you suffered a bit now you have your reward❤️🌈❤️🌈
Fantastic, unless we are born rich, everything we want requires some sacrifice. Congratulations, you've been prepared to work through the sacrifices to obtain the reward of your own home, many people just won't do it, so they never receive the reward. We'll done!!
Austin my Granfather came through the Great Depression and he always always said it's not how much you make its how much you don't spend and the older I get the more I have found it to be true you are an extremely smart and disciplined young man keep up the great 👍 work
@@Luncheon23 So true. Someone said even if a person has no money but has no debt their net worth it higher than a person that has money but also has a lot of debt.
It’s very true, my last job, I was told I can’t take the day off I need and the hours I am not available, so I told them this job is not my life and I don’t need it! I only work because I was bored at home and since then they know they can’t push me around! I am in minimalist and being frugal now, but even before I didn’t have to work my husband making way more than enough for me to stay at home. We don’t have debt our cars are paid for and save almost half of our income, we eat simple foods but healthy and don’t spend a much besides our necessities! Thank you for your inspirational TH-cam! More power to you!
I just turned 40 and this year I got diagnosed with ADHD. I’ve always found it impossible to manage my money and have spent the past 20 years in debt and full of anxiety and resentment at having to work for as you say ‘bad bosses’ because my impulsive spending and inability to manage money has made me a slave to debt repayments. Now I realise I’ve been beating myself with a stick for 20 years instead of looking at it completely differently- the way you look at it. I now call my money Freedom Tokens. I think how many Freedom Tokens am I willing to give up for this thing (whatever it is) that I’m fixating on. I’m also finding better ways to manage the impulsivity and novelty-seeking that used to result in my spending. I love your videos. They make me feel galvanised into action :)
Freedom Tokens, I love that and will be using that. Thanks! Edit: Also, I'm approaching 40, ADHD, and on the same financial path as you, also thanks to Augustine. :)
That's fantastic that you have found a way to make it work. I have a friend with a similar issue and I know what a struggle it has been for him--numbers LITERALLY mean nothing to him, so it has made it a very difficult road. Love the Freedom Tokens idea!
Austin has really good persuasive skills and a very likeable personality (unlike Dave Ramsey)… Austin speaks in clear manner and is very relatable - I’m a first time viewer and so very impressed; congratulations on a great channel Austin👍
People watching this video, watch it over and over until it sinks in! This is the truth here. I learned a little later in life than this young man, but I'm still young enough. The freedom that comes with being debt free, the confidence, the respect you feel for yourself, is priceless. Speaking of the word "NO", I read somewhere that you'll never be truly happy until you learn how to say it. "No, I'm sorry. I'm unable to do that today" is so empowering!
Number 5 is excellent. I spent years being frugal and now those bad bosses of the past can take a hike. I don't need them and they don't want me. Good riddance to the nightmare of bad management.
You are so right. I've always been frugal even as a kid. I've never regretted it. I've always had money for inevitable emergencies. My expenses are very low. No debt. My well maintained car is 13 years old and runs great. I buy beans and rice in bulk. I avoid restaurants. I cringe when I see these young folks spending 60K on a car.
Man 60k on a car is waaaay too much I’m not spending that on a car even after I retire I’m going to find me 3 cars that total up to about 25-30k. Cash payments.
Powerful, Mr. Austin Williams. I retired at age 60 because I had no debt as I was frugal for the previous ten years of my working life. I could have worked until 65 or more but I choose to have a very reduced pension in exchange for peace of mind. I just turned 64 and I have absolutely no regrets - and no debts. I was a slave all my working life not just doing work I didn't like but working with many people I didn't like and perhaps they didn't like me either but I went to work every day with knots in my belly. I used to walk in a nearby graveyard on my lunch just to find quietness and to sit quietly on a bench. Now I eat healthy, do what I want, and am relatively pretty happy doing what I want to do when I want to do it. I want to emphasize what you said about debt. The road to freedom is to find a way to eliminate debt. I wish I knew years ago what I know now. In my 20s and 30s, I would often show off and spend money on my friends and lifestyle. Big mistake. Those friends and that lifestyle are gone forever. Keep up the great work, Mr. Austin Williams. Thank you.
Positive message I’m glad you prospered in the end the lord our GOD is so faithful I’m 36 and planing to do the same thing I have 401k and pension. I also have Roth IRA and stocks on the side my dad and grandfather told me to never depend on social security alone
I did the same and retired at 60 years old from an extremely demanding job in a toxic environment. I'm getting close to paying off my mortgage and have no other debt. It has been so wonderful not to be enslaved to a company any longer. My mental health has improved so much and I am enjoying my free time.
I'm 56 and have been working part time for the last four years. My children are adults and moved out years ago. I've only got a very small mortgage left and choose to work two days a week. I don't like work and never have. If it wasn't for money I would never work, there's so many fun things to do!
The most upsetting thing is watching young people get deeper and deeper into debt and their excuse is, "I have to work anyway!" 😬 Love your new LIGHT background! 🤣
I had 3 totally different jobs in my 35 years of work life, and they all sucked. Working midnights, weekends, holidays, and for sucky managers. Narcissistic managers will zap your soul.
There are some who genuinely enjoy working: retirees who find themselves bored/aimless and choose to go back to work, not because they have to, but want to
Selling frugality to our society is like selling abstinence to college students. Sure its an ideal but it’s not nearly as much fun. I am 52, paid off my $360K home, paid cash for recent used cars, paying for two kids in college at same time, and saving about $3,000 per month for retirement. It can be done and done by a middle class guy like me who has never made over $125,000 in a year. Frugality and consistency make all the difference.
Holding myself accountable for my bad spending habits is tough, but I'm still doing it. I realized I was sick of being in debt and turning over hundreds of dollars each month for it. I want my time and freedom, and I'm willing to get my finances together now.
How will you support yourself in retirement? It’s scary ….not having a pension, no investments or assets? How will you contribute to social security? Before you know it you are 60. Lived frugally all my life But inflation and the cost of goods and services are skyrocketing. Its depressing not to mention having no money or feelings of security in retirement is awful.
Being able to walk away from a job that sucks is the best. I have left a few because of back up. Savings. To walk away from a bad situation is freedom. Freedom means everything. If you have money , savings, you have power! Money equals power. Save money if you can.
Thank You for reminding us that we have these superpowers !!! I am now 60 year old and my wife and I have enjoyed a frugal life since 1980's...never worked more than 15-20 hours a week.
I "want" stuff, despite being frugal. The difference is I reckon if I want something for long enough, it just manifests. I've only paid for literally 4 major items in my tiny home - my wood stove, my second hand laptop, my subwoofer, and solar power setup. Everything else came from skips (dumpsters) or was given to me. Wait long enough and it all just appears. Fridge, furniture, bed, speakers, carpet, all free. I'm not a minimalist, but I still refuse to afford stuff! I spend good money on the tools I use to earn a living though, except I maintain them myself both because I enjoy it and because I ain't paying more than double my hourly rate for someone else to do that stuff!
I do Augustine! Watching it while doing chores to serve my family, because I am free right now! No Boss and Useless Stuff owns me! Frugality is Freedom! GO! Augustine!!!
Hi Austin I wish you are my son. I'm as frugal as you are debt and mortgage free. My daughter is older than you but you are more mature seems to be in every aspect of life. She said enjoy life while you are young. I enjoy life when I see my bank account really fat . keep up your good work and don't get tired of reminding people the importance of frugality
Okay last comment- it’s a lot harder to sell things to people who are genuinely happy with their lives. Nothing is more punk rock than creating a life you love! Stick it to the man, love the life you have!
1:20 I am brainwashed 100%. Thank you, for doing this videos, every video puts me back on the right track. I am going to work 7 years now and I had only a little money saved/invested. I found you in September and since then, I was able to save and invest more than last 3 years.
You are still a young guy (forget the few strands of grey hair, it means nothing ) and yet you are so wise and knowledgeable (at least as far as budgeting is concerned ). I have just turned 60, but I am impressed by your prudence and precocious wisdom regarding the importance of frugality and the avoidance of debt. I wish I had someone like you as a mentor when I was younger. I advise anybody who is reading this to listen to Austin. If you do, you'll be on the right track. Godspeed, Austin.
We volunteered to help clear out protected land. There were invasive wine berries aka wild raspberries and wild roses choking out the trees we needed to cut back. At first it sucked because it was cold. After awhile I started to enjoy it. I felt badly for the struggling trees, and felt a need to help them. It became a goal to free more trees than anyone else.
5:42 you forgot to mention Air-Fryers!!! I was sick of hearing about them all the time, everyone bought one, now you don't hear about them. I kept my money. Another great video Agustin. I just love you x
I wait until the trend dies down and then buy it at a charity/thrift store. I love my air fryer toaster oven but hate the Instapot because it works the same as my old fashioned pressure cooker. So glad I didn't pay full price.
Its also a virtue to be healthy and have time for your family and for yoyr soul. 20-30 years is enough for getting a lot of virtue from work... One may use his last decades of life for other virtues
I use a variant of the 30-day list. If I want something that isn't an absolute survival purchase, it goes on my 30-day list. If it is above $50 it goes into my 60-day list and above $100 goes into the 90-day list. You'd be surprised at how many things gets dropped off the list. In addition it gives you time to figure a way to do it so you don't need the item or find something cheaper or free to take care of it. When shopping I only buy what's on my list. If I see something else I like, it gets added to the next trip's list ( most of these get dropped by the time I make the new list as well).
I like your comment a lot. Just the fact you prioritized a list with different amount of spending to them. The only thing I do is cut down on buying video games. I wait for sales & only buy games I like when I research them on youtube. I save $1000 of dollars a year because of it.
Agustin all I can say about this video is... You are one million percent right. Like you've pointed out, so many of us can't say No to our employers because we need the money from our jobs. I used to be one of them 🙂
Austin, thank you for creating videos. I'm 32 and earn 6 figures annually. I own less stuffs than my peers. My belongings fits inside my paid off 2015 Honda Civic when I moved. People always ask me why I'm not living the life, but I know myself that more stuffs is more cluster and I just don't like being clustered with stuffs. Have a nice day!
You just sit a home and think all day. I think being under pressure helps. When I give myself too much time to make videos, I end up getting nothing done.
#2.... YES. That old adage: "If you do what you love you'll never work a day in your life." is something we've all heard and I believe it is complete B.S. This is the kind of thing that teaches us that unless a 'passion' comes with a monetary reward, its not worth doing - which is just wrong on so many levels.
great topic! i dont seek entertainment outside of the house as much and slowly but surely it has begun to make a difference in my finances at the end of the month
Hey Augustine I have been watching you for a long while now. I was attracted to minamilism, location independent travel lifestyle.and just out of the box living against societal norms 15 years ago but have struggled to implement them. I worked up until I had my children then became welfare dependant. Having recently discovered that having childhood PTSD It has had me discombobulated suffering from severe depression along my lifes journey so far. Understanding and addressing this as a brain injury and finding tools to do so has helped. Now I understand what my Dad lived by and TRIED to teach. He worked hard played hard lived frugally but spent money on what he enjoyed i.e alcohol and friends 😉 he did well in self employment,and the stock market retired at 40 years old but sadly died at 55.I So love your wairua (spirit) and I am continually inspired by the knowledge you share to not be taken out by THE MAN Aroha, 💜(love) & blessings 🙏all the way from Aotearoa New Zealand. 🇳🇿
Hi Austin! I love that you said this aint for the ones who can't deal without the uncertainty of a regular paycheck. I have been following your channel since you started this "full time" a few months back. Im so happy for you that you've been able to make it work without dipping into your savings in 6 mths! I'm also a frugal person by nature, and am working on scaling back on work. If I don't desire many "things", I don't need to work as much to fund those "things". Its a great mindset shift I've had over the last year. Living a simpler life really does hypothetically "buy" you back some of your time. Thanks for another great vid.
Thanks! It's wild it's been 6 months since I quit. It's not an easy ride, but it's so much fun. For the 100th video, I'm going to talk about it a bit more.
Each video keeps me on track for my low spend year (needs not wants!). The money I used to count down the days for is now accruing rapidly, despite increasing living costs. Thank you x
I dunno man, I'm doing a job I've wanted to do since being a little kid. Not everyday is awesome, and some days are really friggin hard, but by and large most days are amazing and I'm fortunate to be where I am. So yes, it's entirely possible to like or even love "working."
I work retail and used to spend half of my pay at work. I mean your there looking at all the new stuff and you want it all and let’s not talk about all the clearance bargains. Then I discovered minimalism and even though I’m not a minimalist I did adopt some of the flu gal habits of this lifestyle. It’s helped my wallet and my mental health!
I always look forward to your videos, Austin! You rock! May you earn one million dollars a year soon! You deserve every penny for changing all of our lives and for sharing your incredible energy! Thank you!!!
Thanks Augustin, glad to find ur channel been working 24-32 hours a week still feel drained. I was very inspired by u,I use to spend unintentially. Thanks for continued reminding us that it's possible.
This is so true and so very inspiring! Ive always kept my wants small because I came from a somewhat poor family. It helped me to be frugal which enabled me to leave my crappy job and pursue my dreams and passion!😃👍✨💖✨
Thanks for making another great video, Austin Williams - I very much enjoy the content and your presentation. I've been retired for a couple years and am 52 ... it feels great doing what I want when I want. Peace of mind and not taking crap from crappy bosses is pretty fantastic. Take care!
I have worked for myself for 80% of my life and the greatest feeling is not dreading tomorrow because I have to go work for someone else. I love what I do so it’s a win 🏆 win 😀
I bought myself a luxury new Hoover yesterday because the cheaper one I brought 12 years ago when I first moved out finally died…. I don’t replace things that aren’t broken!
I always buy a quality vacuum/hoover because they work better and keep dust contained. (I don't go for super expensive like Dyson) It is one of the few things I don't cheap out on.
Very good, Austin. I agree with everything you said. Peace of mind and not having to take shit from people - that's how I live my life and I love it. It's really cool listening to you and I love your sense of humor. Great job dude. You keep it up.
I was working on my budget book for February and watched your video while working. I always add monthly inspiring quotes then.... blam! *Spend intentionally! *Take control of my finances! *Have fewer wants! Thank you
This was a great video and the way I look at spending is to spend with purpose. Only spend on necessary costs. If something needs to be repaired, get it fixed right one time instead of getting it fixed cheaply and then having to get it fixed multiple times.
the past year i’ve been able to see through the absurdity of trends, im so glad i’m on the right path and that i found your channel, keep it up with the amazing content
Hi Austin, I really love your content. It reminds me of a saying I heard awhile back ‘there is great gain in godly devotion along with contentment.’ Many people search for wealth but in reality what we want is contentment meaning a state of happiness.. Please keep your videos flowing.😊
I'm sorry, but I like doing my job and I am not brainwashed, and I am not selling anything lol Other than that just wanted to say that you can be frugal and still live a balanced life. I know many people who went frugal for years and then regreted it. Aim for balance in my opinion!
I could not agree with you more... once again. I've lived a life of frugality all my life, and just like you, I am - and always have been - debt-free, even though my income has always been laughable. FYI I lived my first two years in the US on such a small amount of money available to me that none of my American friends believe it actually happened, but I did it anyway. Right on or slightly under the poverty line! So what do I do? I only subscribe to the services that I use, I buy good quality food, but I eat reasonably and do not pig out, and I also keep a limit to my weekly or monthly spending. I try to eat and live healthily because bad food and lifestyle make you buy medicine while good food and lifestyle are your medicine. Let me also clarify: I'm far from perfect, so no angel here. I live with my vices just like we all do. What I also wanted to add on a related note, though, is that there should start a serious national conversation about the absurdity of the prices in this country. Healthcare is just one super prominent example, but I also wonder WHY we must pay at least $50 monthly for access to a cellphone service, WHY the internet is a luxury to so many people because it's expensive, WHY cars have also become a luxury, and WHY people are so sickeningly apathetic here when it comes to such fundamental truths. Is there a way to hire the Men in Black, who could show up and wipe all that craziness out of the minds of the active participants of the rat race in the US? Look at Finland or Denmark, for instance, where there's a ceiling that makes all people aware of the fact that they simply can't go nuts with their income because whatever they have access to is as high as the trip can take them, and that's it. And they simply enjoy their lives with so much more equality and peace of mind. Can this be done here as well?
I love work because it keeps me busy. I can’t stand sitting at home doing nothing. I agree with some of this video but there’s another reason people work and it’s to keep you busy.
Another totally awesome video Austin! You are an incredible money coach. Very inspirational indeed. Been a fan of Suze Orman for quite awhile but you are amazing . Keep up the great work.
In Love your vídeos Austin!! I have been following you for a year now… Thanks for your vídeos to keep people aware that Peace of mind is everything…💪🏻😜👍🏻
What's another superpower you get from being frugal?
An appreciation of value. Whether it be the value of an item, money or your time...the list is endless.
I spend less time shopping. I know what I need. It's on the envelope I carry our cash in. I pick it up and then I'm done. I walk to the register, check it out, and then I'm done. It takes more time to unload it than to buy it. My BJ'S is small. We don't eat out more than 1x/month. The rest I make our favorite meals. We both like Arby's fish sandwiches. I bought a box of breaded haddock, a bag of rolls, lettuce, and tomatoes. I made tarter sauce with what I had on hand and we had 10 sandwiches for about $18.00. There best deal is $3.00/sandwich. Three days we ate them. Eating at home has become more fun. Essentially my superpower is spending less time and money for fun.
Saving becomes spending e.g. save and buy some stocks or ETF.
It really is good for the environment. I have 20 year old tee shirts, I wear my shoes till the hole nearly wears through. I wait on phone upgrades until it becomes near unusable. I'm not on product release cycles for upgrades.
Just with the phone example how much battery waste do I save compared to people upgrading yearly?
Mindfulness for sure. I strongly believe that mindfulness is the road to peace. Just take the concept of keeping up with the Joneses and burn it in the bonfire the next time you have one in your backyard, and enjoy your every single moment instead. The way that things are these days, mindfulness does sound like a superpower.
I have the freedom of time. 🙌🏻
NO debt, no Boss, no car payments, no worries, listen to Austin everyone, he is 100 percent correct. I retired at 62. If you need to buy something pay cash !
Me too!!
Same here! 59 and sustained a Tbi at 50 but had enough saved that I am ok financially. Cash is King! Don't follow treads, help society, be honest with yourself, be kind 😊
I am right with you Richard.
Absolutely, I retired at 60 and I also have no debt, no boss, no car payments, and I never made more than 40K a year.
@@SassySue67 nice ❤
Being cheap is like a game I like to play. It's fun.
I was so frugal I lived in what many would consider squalor, a small room for a year or so and with my cat too, so small I was right next to a litter box smelling poo and working. Ate high calorie cheap meals, wore old clothes, drove a paid off 17 year old car. And because of that I was able to save enough for a down payment and got my first house recently. Sometimes it takes some sacrifices to get to where you want to be.
Wow I'm very proud of you for getting where you need to be.sometimes I think a bit of sacrifice can really pay off you suffered a bit now you have your reward❤️🌈❤️🌈
Congratulations on your new house!
Fantastic, unless we are born rich, everything we want requires some sacrifice. Congratulations, you've been prepared to work through the sacrifices to obtain the reward of your own home, many people just won't do it, so they never receive the reward. We'll done!!
Lol I hope you’re able to eat some quality healthy food now bro. So your health stays strong as well as financial health.
I call bullshit. And even if you are telling the truth so what ? Was it worth it ?
Austin my Granfather came through the Great Depression and he always always said it's not how much you make its how much you don't spend and the older I get the more I have found it to be true you are an extremely smart and disciplined young man keep up the great 👍 work
Simple and true.
Agreed. A lot of people earn a lot of money but spend it all and have fewer savings than others with far smaller incomes.
@@Luncheon23 So true. Someone said even if a person has no money but has no debt their net worth it higher than a person that has money but also has a lot of debt.
So True! Smart man!
My parents went through the Depression. My dad was older. He warned me against debt. It was great advice.
"When You have Peace of Mind, can any material possession beat that?" You are wise beyond your years, Austin.
It's true!
It’s very true, my last job, I was told I can’t take the day off I need and the hours I am not available, so I told them this job is not my life and I don’t need it! I only work because I was bored at home and since then they know they can’t push me around! I am in minimalist and being frugal now, but even before I didn’t have to work my husband making way more than enough for me to stay at home. We don’t have debt our cars are paid for and save almost half of our income, we eat simple foods but healthy and don’t spend a much besides our necessities! Thank you for your inspirational TH-cam! More power to you!
Lucky for you that you have a husband to wipe your bum when you don’t feel like working. Unfortunately that is not a reality for most men.
I just turned 40 and this year I got diagnosed with ADHD. I’ve always found it impossible to manage my money and have spent the past 20 years in debt and full of anxiety and resentment at having to work for as you say ‘bad bosses’ because my impulsive spending and inability to manage money has made me a slave to debt repayments. Now I realise I’ve been beating myself with a stick for 20 years instead of looking at it completely differently- the way you look at it. I now call my money Freedom Tokens. I think how many Freedom Tokens am I willing to give up for this thing (whatever it is) that I’m fixating on. I’m also finding better ways to manage the impulsivity and novelty-seeking that used to result in my spending.
I love your videos. They make me feel galvanised into action :)
Freedom Tokens, I love that and will be using that. Thanks!
Edit: Also, I'm approaching 40, ADHD, and on the same financial path as you, also thanks to Augustine. :)
@@zaprowsdower7664 You’re most welcome :) Wishing you the best on your journey fellow traveller !🙏🏼
That's fantastic that you have found a way to make it work. I have a friend with a similar issue and I know what a struggle it has been for him--numbers LITERALLY mean nothing to him, so it has made it a very difficult road. Love the Freedom Tokens idea!
I got diagnosed at 50 years old. We are so the same!! I think it is our ADHD!!! that does not help us.
Freedom tokens!!!!
Austin kicks me in gear more than the Ramsey show. LMAO. I love the empathy and sincerity in his delivery.
haha, thanks! I'm still reading the comments, Toya, so you don't need to talk in third person (unless you want to). Appreciate your kind words!
Austin has really good persuasive skills and a very likeable personality (unlike Dave Ramsey)… Austin speaks in clear manner and is very relatable - I’m a first time viewer and so very impressed; congratulations on a great channel Austin👍
People watching this video, watch it over and over until it sinks in! This is the truth here. I learned a little later in life than this young man, but I'm still young enough. The freedom that comes with being debt free, the confidence, the respect you feel for yourself, is priceless. Speaking of the word "NO", I read somewhere that you'll never be truly happy until you learn how to say it. "No, I'm sorry. I'm unable to do that today" is so empowering!
Number 5 is excellent. I spent years being frugal and now those bad bosses of the past can take a hike. I don't need them and they don't want me. Good riddance to the nightmare of bad management.
Frugal = more money = more options + more happiness from the lack of worries.
I’ve gained an appreciation for thrift shopping and buying good quality items with history.
You are so right. I've always been frugal even as a kid. I've never regretted it. I've always had money for inevitable emergencies. My expenses are very low. No debt. My well maintained car is 13 years old and runs great. I buy beans and rice in bulk. I avoid restaurants. I cringe when I see these young folks spending 60K on a car.
Man 60k on a car is waaaay too much I’m not spending that on a car even after I retire I’m going to find me 3 cars that total up to about 25-30k. Cash payments.
Here is your twin...
Powerful, Mr. Austin Williams. I retired at age 60 because I had no debt as I was frugal for the previous ten years of my working life. I could have worked until 65 or more but I choose to have a very reduced pension in exchange for peace of mind. I just turned 64 and I have absolutely no regrets - and no debts.
I was a slave all my working life not just doing work I didn't like but working with many people I didn't like and perhaps they didn't like me either but I went to work every day with knots in my belly. I used to walk in a nearby graveyard on my lunch just to find quietness and to sit quietly on a bench. Now I eat healthy, do what I want, and am relatively pretty happy doing what I want to do when I want to do it. I want to emphasize what you said about debt. The road to freedom is to find a way to eliminate debt. I wish I knew years ago what I know now.
In my 20s and 30s, I would often show off and spend money on my friends and lifestyle. Big mistake. Those friends and that lifestyle are gone forever.
Keep up the great work, Mr. Austin Williams. Thank you.
Positive message I’m glad you prospered in the end the lord our GOD is so faithful I’m 36 and planing to do the same thing I have 401k and pension. I also have Roth IRA and stocks on the side my dad and grandfather told me to never depend on social security alone
Great comment, thanks for your wisdom
@@righteousmasculine I wish you the very best! Keep doing what you’re doing.
@@daviddean6032 thanks brother GOD bless 🙏🏾🙏🏾
I did the same and retired at 60 years old from an extremely demanding job in a toxic environment. I'm getting close to paying off my mortgage and have no other debt. It has been so wonderful not to be enslaved to a company any longer. My mental health has improved so much and I am enjoying my free time.
I'm 56 and have been working part time for the last four years. My children are adults and moved out years ago. I've only got a very small mortgage left and choose to work two days a week. I don't like work and never have. If it wasn't for money I would never work, there's so many fun things to do!
The most upsetting thing is watching young people get deeper and deeper into debt and their excuse is, "I have to work anyway!" 😬 Love your new LIGHT background! 🤣
Being frugal has helped me be in more control of my finances.
I had 3 totally different jobs in my 35 years of work life, and they all sucked. Working midnights, weekends, holidays, and for sucky managers. Narcissistic managers will zap your soul.
40 years old today and I am so sick of working for the man for the past 22 years!!! Love your videos!!
I watch your videos to remind me to live frugally. I am about to pay my car note and be done with debt !
Right on!
There are some who genuinely enjoy working: retirees who find themselves bored/aimless and choose to go back to work, not because they have to, but want to
Selling frugality to our society is like selling abstinence to college students. Sure its an ideal but it’s not nearly as much fun.
I am 52, paid off my $360K home, paid cash for recent used cars, paying for two kids in college at same time, and saving about $3,000 per month for retirement. It can be done and done by a middle class guy like me who has never made over $125,000 in a year. Frugality and consistency make all the difference.
Benjamin Franklin said "a penny saved is a penny earned" - Austin, you are very wise for your "age"! God bless you and yours.
Holding myself accountable for my bad spending habits is tough, but I'm still doing it. I realized I was sick of being in debt and turning over hundreds of dollars each month for it. I want my time and freedom, and I'm willing to get my finances together now.
You inspired me to cut down my grocery budget. Thanks Austin!
Haven't dipped into savings. You're rocking it Augustin!
Don't mean it's not scary, haha!
How will you support yourself in retirement? It’s scary ….not having a pension, no investments or assets? How will you contribute to social security? Before you know it you are 60. Lived frugally all my life But inflation and the cost of goods and services are skyrocketing. Its depressing not to mention having no money or feelings of security in retirement is awful.
Very true, work is not fun! Let's remain frugal.
Being able to walk away from a job that sucks is the best. I have left a few because of back up. Savings. To walk away from a bad situation is freedom. Freedom means everything. If you have money , savings, you have power! Money equals power. Save money if you can.
Thank You for reminding us that we have these superpowers !!! I am now 60 year old and my wife and I have enjoyed a frugal life since 1980's...never worked more than 15-20 hours a week.
I "want" stuff, despite being frugal. The difference is I reckon if I want something for long enough, it just manifests. I've only paid for literally 4 major items in my tiny home - my wood stove, my second hand laptop, my subwoofer, and solar power setup. Everything else came from skips (dumpsters) or was given to me. Wait long enough and it all just appears. Fridge, furniture, bed, speakers, carpet, all free. I'm not a minimalist, but I still refuse to afford stuff! I spend good money on the tools I use to earn a living though, except I maintain them myself both because I enjoy it and because I ain't paying more than double my hourly rate for someone else to do that stuff!
I do Augustine! Watching it while doing chores to serve my family, because I am free right now! No Boss and Useless Stuff owns me! Frugality is Freedom! GO! Augustine!!!
Hi Austin I wish you are my son. I'm as frugal as you are debt and mortgage free. My daughter is older than you but you are more mature seems to be in every aspect of life. She said enjoy life while you are young. I enjoy life when I see my bank account really fat . keep up your good work and don't get tired of reminding people the importance of frugality
Okay last comment- it’s a lot harder to sell things to people who are genuinely happy with their lives. Nothing is more punk rock than creating a life you love! Stick it to the man, love the life you have!
1:20 I am brainwashed 100%. Thank you, for doing this videos, every video puts me back on the right track. I am going to work 7 years now and I had only a little money saved/invested. I found you in September and since then, I was able to save and invest more than last 3 years.
Wow! That's awesome!
I absolutely love this super positive approach - frugality gives you superpowers. Frugal living *is* awesome!
You are still a young guy (forget the few strands of grey hair, it means nothing ) and yet you are so wise and knowledgeable (at least as far as budgeting is concerned ). I have just turned 60, but I am impressed by your prudence and precocious wisdom regarding the importance of frugality and the avoidance of debt. I wish I had someone like you as a mentor when I was younger. I advise anybody who is reading this to listen to Austin. If you do, you'll be on the right track. Godspeed, Austin.
Thank you for your messages. I agree 100%. I've been frugal my whole life and it's paid off.
We volunteered to help clear out protected land. There were invasive wine berries aka wild raspberries and wild roses choking out the trees we needed to cut back. At first it sucked because it was cold. After awhile I started to enjoy it. I felt badly for the struggling trees, and felt a need to help them. It became a goal to free more trees than anyone else.
5:42 you forgot to mention Air-Fryers!!! I was sick of hearing about them all the time, everyone bought one, now you don't hear about them. I kept my money. Another great video Agustin. I just love you x
I wait until the trend dies down and then buy it at a charity/thrift store. I love my air fryer toaster oven but hate the Instapot because it works the same as my old fashioned pressure cooker. So glad I didn't pay full price.
I bought mine used. Found out I hate it but didn’t waste much money.
Yeah, haha. Or the instapot!
Can we love work? It’s a virtue to work. It’s part of being human.
Its also a virtue to be healthy and have time for your family and for yoyr soul. 20-30 years is enough for getting a lot of virtue from work... One may use his last decades of life for other virtues
I disagree.
Iv been frugle for 20yrs now.and I'm paid ..very nice retirement stash.home paid for ..zero credit card debt..car. payed off. Ect. Ect.
I am a yoga teacher. I love to work!
But also love being frugal and being abble to chose my contracts and my free time! Thanks for the video
I use a variant of the 30-day list. If I want something that isn't an absolute survival purchase, it goes on my 30-day list. If it is above $50 it goes into my 60-day list and above $100 goes into the 90-day list. You'd be surprised at how many things gets dropped off the list. In addition it gives you time to figure a way to do it so you don't need the item or find something cheaper or free to take care of it. When shopping I only buy what's on my list. If I see something else I like, it gets added to the next trip's list ( most of these get dropped by the time I make the new list as well).
Cool!
I like your comment a lot. Just the fact you prioritized a list with different amount of spending to them. The only thing I do is cut down on buying video games. I wait for sales & only buy games I like when I research them on youtube. I save $1000 of dollars a year because of it.
I absolutely agree with calling it superpowers!
“Work ain’t that fun”…..great quote. I’m working towards being able to say “no”
Good luck! It's a great thing to say!
Agustin all I can say about this video is... You are one million percent right. Like you've pointed out, so many of us can't say No to our employers because we need the money from our jobs. I used to be one of them 🙂
Work is a blessing
Fab video Austin. You nailed it again,,,, 😊👌
Austin, thank you for creating videos. I'm 32 and earn 6 figures annually. I own less stuffs than my peers. My belongings fits inside my paid off 2015 Honda Civic when I moved. People always ask me why I'm not living the life, but I know myself that more stuffs is more cluster and I just don't like being clustered with stuffs. Have a nice day!
I don't know how you come up with these topics but they are brilliant!
You just sit a home and think all day. I think being under pressure helps. When I give myself too much time to make videos, I end up getting nothing done.
#2.... YES. That old adage: "If you do what you love you'll never work a day in your life." is something we've all heard and I believe it is complete B.S. This is the kind of thing that teaches us that unless a 'passion' comes with a monetary reward, its not worth doing - which is just wrong on so many levels.
But sadly that’s what is being taught
great topic! i dont seek entertainment outside of the house as much and slowly but surely it has begun to make a difference in my finances at the end of the month
Hey Augustine I have been watching you for a long while now. I was attracted to minamilism, location independent travel lifestyle.and just out of the box living against societal norms 15 years ago but have struggled to implement them. I worked up until I had my children then became welfare dependant. Having recently discovered that having childhood PTSD It has had me discombobulated suffering from severe depression along my lifes journey so far. Understanding and addressing this as a brain injury and finding tools to do so has helped. Now I understand what my Dad lived by and TRIED to teach. He worked hard played hard lived frugally but spent money on what he enjoyed i.e alcohol and friends 😉 he did well in self employment,and the stock market retired at 40 years old but sadly died at 55.I So love your wairua (spirit) and I am continually inspired by the knowledge you share to not be taken out by THE MAN Aroha, 💜(love) & blessings 🙏all the way from Aotearoa New Zealand. 🇳🇿
I love to work. I’m a stay at home mom and miss working, but I know I’m doing important work here at home too. Able to be here because of frugality.
Hi Austin! I love that you said this aint for the ones who can't deal without the uncertainty of a regular paycheck. I have been following your channel since you started this "full time" a few months back. Im so happy for you that you've been able to make it work without dipping into your savings in 6 mths! I'm also a frugal person by nature, and am working on scaling back on work. If I don't desire many "things", I don't need to work as much to fund those "things". Its a great mindset shift I've had over the last year. Living a simpler life really does hypothetically "buy" you back some of your time. Thanks for another great vid.
Thanks! It's wild it's been 6 months since I quit. It's not an easy ride, but it's so much fun. For the 100th video, I'm going to talk about it a bit more.
Each video keeps me on track for my low spend year (needs not wants!). The money I used to count down the days for is now accruing rapidly, despite increasing living costs. Thank you x
I had a high paying job and it was unpleasant. It also had unethical bits. I have a low paying job now and its pleasant without ethical issues.
I dunno man, I'm doing a job I've wanted to do since being a little kid. Not everyday is awesome, and some days are really friggin hard, but by and large most days are amazing and I'm fortunate to be where I am. So yes, it's entirely possible to like or even love "working."
I work retail and used to spend half of my pay at work. I mean your there looking at all the new stuff and you want it all and let’s not talk about all the clearance bargains. Then I discovered minimalism and even though I’m not a minimalist I did adopt some of the flu gal habits of this lifestyle. It’s helped my wallet and my mental health!
I always look forward to your videos, Austin! You rock! May you earn one million dollars a year soon! You deserve every penny for changing all of our lives and for sharing your incredible energy! Thank you!!!
Va a ser el más rico del cementerio !!! 😂😂😂😂 .Todos queremos a Austin un monton !!!! es como un hermano 💕💕💕💕
Thanks Augustin, glad to find ur channel been working 24-32 hours a week still feel drained. I was very inspired by u,I use to spend unintentially. Thanks for continued reminding us that it's possible.
Your peace of mind is the best investment that you could make...
This is so true and so very inspiring! Ive always kept my wants small because I came from a somewhat poor family. It helped me to be frugal which enabled me to leave my crappy job and pursue my dreams and passion!😃👍✨💖✨
❤ what you said
Thanks for making another great video, Austin Williams - I very much enjoy the content and your presentation. I've been retired for a couple years and am 52 ... it feels great doing what I want when I want. Peace of mind and not taking crap from crappy bosses is pretty fantastic. Take care!
Great video!
Inspirational!
I have worked for myself for 80% of my life and the greatest feeling is not dreading tomorrow because I have to go work for someone else. I love what I do so it’s a win 🏆 win 😀
I also love working for myself! Can decide when you want to work!
You are a voice of reason in a crazy world👍🙂
I bought myself a luxury new Hoover yesterday because the cheaper one I brought 12 years ago when I first moved out finally died…. I don’t replace things that aren’t broken!
I always buy a quality vacuum/hoover because they work better and keep dust contained. (I don't go for super expensive like Dyson) It is one of the few things I don't cheap out on.
Very good, Austin. I agree with everything you said. Peace of mind and not having to take shit from people - that's how I live my life and I love it. It's really cool listening to you and I love your sense of humor. Great job dude. You keep it up.
I was working on my budget book for February and watched your video while working. I always add monthly inspiring quotes then.... blam! *Spend intentionally! *Take control of my finances! *Have fewer wants! Thank you
thank you very much for your videos, all blessings for you
Another excellent video! Keep on keeping on!! 😊
Good points. I work 2 1/2 months a year,for myself, doing other people’s taxes. Then I have time to do what I like.
This was a great video and the way I look at spending is to spend with purpose. Only spend on necessary costs. If something needs to be repaired, get it fixed right one time instead of getting it fixed cheaply and then having to get it fixed multiple times.
One great video after another!!
Great video Austin 👍🏴
the past year i’ve been able to see through the absurdity of trends, im so glad i’m on the right path and that i found your channel, keep it up with the amazing content
Very wise words.
Hi Austin, I really love your content. It reminds me of a saying I heard awhile back ‘there is great gain in godly devotion along with contentment.’ Many people search for wealth but in reality what we want is contentment meaning a state of happiness.. Please keep your videos flowing.😊
I agree with all these points. Great insight and reminders.
What a great video! Well done ✅👍
I'm sorry, but I like doing my job and I am not brainwashed, and I am not selling anything lol
Other than that just wanted to say that you can be frugal and still live a balanced life. I know many people who went frugal for years and then regreted it. Aim for balance in my opinion!
That last one though, pretty powerful superpower!
I could not agree with you more... once again. I've lived a life of frugality all my life, and just like you, I am - and always have been - debt-free, even though my income has always been laughable. FYI I lived my first two years in the US on such a small amount of money available to me that none of my American friends believe it actually happened, but I did it anyway. Right on or slightly under the poverty line! So what do I do? I only subscribe to the services that I use, I buy good quality food, but I eat reasonably and do not pig out, and I also keep a limit to my weekly or monthly spending. I try to eat and live healthily because bad food and lifestyle make you buy medicine while good food and lifestyle are your medicine. Let me also clarify: I'm far from perfect, so no angel here. I live with my vices just like we all do. What I also wanted to add on a related note, though, is that there should start a serious national conversation about the absurdity of the prices in this country. Healthcare is just one super prominent example, but I also wonder WHY we must pay at least $50 monthly for access to a cellphone service, WHY the internet is a luxury to so many people because it's expensive, WHY cars have also become a luxury, and WHY people are so sickeningly apathetic here when it comes to such fundamental truths. Is there a way to hire the Men in Black, who could show up and wipe all that craziness out of the minds of the active participants of the rat race in the US? Look at Finland or Denmark, for instance, where there's a ceiling that makes all people aware of the fact that they simply can't go nuts with their income because whatever they have access to is as high as the trip can take them, and that's it. And they simply enjoy their lives with so much more equality and peace of mind. Can this be done here as well?
Your videos are
So so helpful and real! Thank you Austin!!
Thanks!
I love work because it keeps me busy. I can’t stand sitting at home doing nothing. I agree with some of this video but there’s another reason people work and it’s to keep you busy.
Another totally awesome video Austin! You are an incredible money coach. Very inspirational indeed. Been a fan of Suze Orman for quite awhile but you are amazing . Keep up the great work.
Austin, we need you. Please don't stop to keep us on track and away from all temptation and predators of corporates and society
Don't you worry. I'm too deep in this to quit.
In Love your vídeos Austin!! I have been following you for a year now…
Thanks for your vídeos to keep people aware that Peace of mind is everything…💪🏻😜👍🏻
I don't like woking but I like being someone that's why i am working
All of this is absolute truth. Well done!!!
You are so funny, you have a problem with authority - I bet you were naughty at school. Haha! Love your channel.
I’m really enjoying your content. Thank you
Another brilliant video, had me chuckling 😀
Glad to hear. I love to add jokes. Helps break up the monotony.
I really love your channel. ❤ Always feel so happy watching your videos. 🙏🏻
Thanks!
Love your perspective man. 🤝
Love your energy and how you flip commonly accepted truths on their head. In a friendly way of course :)
@Austiin WiiIliams Channel yeah nah
This man speaks so much truth. I agree with you, word for word.