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My IT life Bangalore Expenses My package 22 Lakhs/year, in hand around @142000/month Expenses --- Me+wife+son+perents House Emi + maintenance=20000 School fees=15000 Grocery=12000 Internet+mobile+tv+electricity=5000 House helper=5000 Traveling=10000 Medical expenses+ other=10000 Total=80000 Balance=60000*12=700000/year I love my India
That is roughly seven thousand pounds in a year. Not a lot. In Asian areas of London, if one rents one room to someone, he will earn more than seven thousand pounds in a year. It is so nice you love your India but never think those who live outside India does any less.
@@garygeorge-wi7co he is saving 7k pounds a year, its not his income. His income is 22k pounds a year. If he wishes, he can eat out everyday, he has maids and cooks, cheap food, amazing weather, etc. living in cold, moist, gloomy country and eating terrible food isnt an aspiration for most upper middle class Indians.
$1800 monthly rent is not available in New York. Maybe $2500 to $3000. That is one bedroom in suburbia. City rents are out of reach for $100,000 income
I lived in US for 6 years my salary is more than 1 CR INR,even I can't save 5000 $ sometimes. If you will live a luxurious life you will left with nothing.
I've lived in the US for about three decades. I came here as a student. With my investments and salary, I am making over 350K+ per annum. It is not just about earning a salary that will get you rich and comfortable; it is about investing wisely. India or US .
Great job Bandu...Than you pay 45% in taxes....Key part is building wealth over period of time with 401k,IRA, ROTH, annuities, RE along with investments....
@@vk7875 Investing wisely comes into play here. Invest in tax-free funds, maximize your 401k, live in a state with no state income tax, etc. Having moved from New York City to Florida, I no longer pay state income taxes. So, once again making money is all about wise choices.
At least you told reality. Otherwise mostly people live in US come to India in two years shows off as they are wealthiest in the planet. I have seen few of my relatives posing like Bill Gates. Thanks and good wishes to you and God bless you.
I live in Canada and went to America a couple times and Indian community has the worst attitude there. They look down on each other and are super unfriendly. I used to think Indians don't like each other in Canada, but it became something else when I saw the unfriendliness in the United States. Dollar ki Garmi
From my personal experience I think the biggest difference of living in India and abroad is quality of life / work life balance. It appears simple but it’s critical as it helps reduce stress which we mostly struggle to get rid off in India.
european work life balance is ideal not American, no difference between American and indian work life balance also,, quality of life is also better in Europe than USA due to low crime rate and no gunns allowed, also the health care, public transport, education system, welfare schemes etc are also much much better than usa
@@hemantsandal9281 bro measure salary in ppp terms, in europe there is no huge health care, education bill, chill work life balance, job security, no maass shooting , low crime rate etc etc,
@@hemantsandal9281 depends where you work in Europe .. nordic countries or some western European countries offer good salaries, healthcare, safety but eastern Europe not that good. I don’t know how it is in USA.
This is true. I was in US few years back. If you try to get domestic help in US, even that savings will go away. People have to become all rounders in US to avoid expenses ( do maid's work, self cooking, wash car, throw thrash yourself etc). If one lives frugal life, better saving is possible. India is much better in all aspects (support system, weather). Not sure why so many Indians end up staying long time in US
Children education not yet included in above calculation. If included in average schooling all saving will be swept away and even will require borrowings/remittances to maintain it.
Bhai kuchh shocked hone wali baat nahi hai waha unhone minimum avg salary btayi hai hamare yaha mini avg salary 10k approx hoti hai monthly aur koi company me gye toh 15k iss se jyada nhi deta koi iss time bahut mehngai hai india me bhi....sb barabr ho jata hai kahin bhi
Quality of life cannot be compared .. as getting good quality air to breath itself is so important which is not possible in India.. we have lot of dust and vehicle industry pollution etc
@@sushmaprasad2918 People in US spend most of their time in their cars, homes and offices at least during winters . Air inside these closed spaces is more toxic than open air in India
Good estimate of savings. I have been living in the US for 18 years and would that the savings is not much even if two people are earning $120K each per year with a house and 1-3 kids. Still you will only save 10k - 20k per year with a decent lifestyle of classes for kids, restaurant meals one a week, trips with kids.
I would advice when u live in usa, just do saving. Don't spend on hoteling, body care, shopping. Plan a India trip annually and do all these things in India 😊
bhukhe reh k? There are minimum expenses you have to bear. No bijli or pani chori as in India. Needs car to move around, rent or instalments of loans. Grocery to eat, clothes to wear, Where to save. Needs Insurances for everything, life, health, car, property. How much trip to India cost? I was there last month. Ticket and traveling with shagans etc over $6000, now multiply with 82, (exchange rare). Where U live is best. But spend using head.
US mein one crore rupees India mein 15-20 lakh salary ki tarah hai kyunki wahan India se 7-8 guna mahangai hai.... Yani Jo cheez yahan 1000 mein milti hai US mein 7-8000 mein milti hai.... Bas ek craze hai US/ foreign ka, iske alawa Sara kaam khud karna hoga , maid or servant is very costly there, no middle class person can afford that.... So, it is better to be in India if you are getting package of 20-25 lac which is far far better than 1'20'000 USD ( about one crore rupees)package in US.... Financially, it will be beneficial if you are both earner,then, you can save a good amount... One more thing, you can not enjoy that social life there which you can in your own country... Now, India has no dearth of good jobs for qualified persons so it is not a good idea to leave your own place for the sake of money....
Sir is it true in Canada also because in class 12 th I had a batch of 150+ students everyone gone to abroad. They say we have good quality of lifestyle than india
I am the sole earning member of my family of 3 in India and I save 1 lakh per month(excluding holidays). The rest of all the expenses I bear as families bear in USA. I don't understand why so many people move to USA even when they cannot afford a domestic help. Luckily in India we have one at Rs 1500/-.
In UK a domestic help would cost you 1500 Rupees per hour. Most middle class people cannot afford a maid. And still life in UK is thousand times better than in India. The NHS is free and the standard of service is world class. The common people in India cannot even dream.
Life in Dubai UAE My package 30 Lakhs/year Expenses = Me+wife+son House Rent =35000*12 = 420000 per year Grocery=25000*12 = 300000 per year Mobile=2500*12=30000 per year Car = 200000 per year Traveling=100000 ticket + 80000 Gifts (Twice in a year) Visa = 90000 per year Medical expenses+ other=60000 per year Miscellaneous expenses = 200000 Total Expenses around =1500000 Balance=3000000-1500000=1500000/year (125000 monthly saving) I love my UAE 🇦🇪 .
We (husband and wife) are earning 1cr+ in india and saving 💰 with not so luxurious life but good one and family size is 4. Thank you so much for honest video. 🙏
मेरे तो आराम से 2.5 to 3 k बच जाते थे जब मेरी अकेले की जॉब 100 k हुआ करती थी, I don't think I was living cheaply either, 30 to 35 K investment ये मेरा 4 साल पहले हुआ करता था and all my friends used to say I spend too much. Btw I live in Florida so may be that too matters. अब तो वाइफ भी कमाती है और salary भी 1.5 times है so obviously saving bhi jyada hi hogi. In my view if you are not saving 25 se 30 lakh yearly living in US, it's not worth living here.
कोई मतलब का नहीं है फिर,हमारे देश गांव में छोटे से सर्विस में 3 से 4 लाख कमाते है, पार्ट time खेती बाड़ी भी करते है। But आप लोग लगे रहो, देश के लिए dollor जो ला रहे हो। 💐🎉🎉😛😛
Well explained dear my daughter forty not married has moved to Canada on PR was working well in a PSU bank good salary n rank but now living on rent with a part time job. V all r repenting.
Thank God My friend in the middle east sends 2.5 lacs every month...he is doing this for the last 10 years...he drives Parado there.. his monthly salary is around 3.5 lacs per month...
Both husband and wife can stay closer to their parents or in laws. Either in same apartcment omplex in two different flats.with the help of maids and helpers, children can grow up with super ision of grand parents. Allow grand parents to enjoy weekends annd parents take care of the kids. When grand parents grow very old, grand children will take care of their grandparents alongwith their parents. All cannot stay under one roof these days. Everyone needs their space and freedom. Life in USA is not so great in so many aspects. Everyone has their choice.
In India a salary of 30 LPA in chennai will translate into this 150000 pm takehome - 20000 rent - 600 internet - 200 mobile recharge -1000 lpg cylinder - 2000 electricity - 12000 groceries + veg + meat - 3000 petrol - 2000 ( car insurance + car service per month) - 5000 restaurant food - 2000 movie - 4000 ( travel irctc,redbus) - 2000 medical - 5000 misc The expenses are close to 60000 INR pm. Savings 90000 pm. 10.5L per year. If both husband and wife are working 25LPA each, then savings pm can be easily 2.25 L pm, i.e. approx 26 LPA. BTW in India salary in IT jobs are increasing every year and 30LPA is new normal for 10 to 12 yrs experience. Many are making 40 LPA too. So that will be a ultra luxurious life in India. Also, Indian infrastructure is rapidly expanding and getting better. On top of all, UPI payments in India is far better feature that does not exist in other countries. Literally there is no need of a wallet in big cities.
HAVE YOU ANY EXPERIENCE OF LIVING ABROAD AS AN OLD MAN IN WHEELCHAIR IF NOT THEN REFRAIN FROM MAKING ACCUSATIONS AND INSENSITIVE REMAKS. IT ONLY REVEALS YOUR POOR UP BRINGING . I AM 87 YEARS OLD MAN WITH SEVERAL HEALTH ISSUES. SO DEAR DO NOT JUMP THE GUN TO SHOW YOUR INTELLIGENCE@@garygeorge-wi7co FROM NC USA
**** Bhai America Ki average salary 40 to 60,000 Dollars he for many many Indians unless you are a highly educated engineer, they can earn 70,000 + Salary. Doctors can make anywhere from 70,000 to 125,000 + depending on their specialty and types of Doctor.
भारत मे 25 हजार की नौकरी 75 हजार की घूस एक लाख महीना, सरकारी आवास गांव मे इज्जत ये सुविधा केवल एक पटवारी बनने पर लोगो को मिल रही है, हाँ ये जरूर है कि कभी कभी लोकायुक्त घूस लेते पकड़ लेता है तो जेल जो एक्स्ट्रा बेनिफिट है पटवारी की पोस्ट का 😂😂😂😂😂😂
After listening to you, I feel that I did not even think about coming 🚫🛑🚷 It is better to stay in India than these i ❤ india 🕉️ It's just money but no peace of life
On Serious Note.....So why do people prefer to go to the US? As whatever you have explained it seems that Saving is Day Dream there if you want to live comfortably!!!!
As a family we make ~$200K +. Roughly 30% is taxes, insurance, SSN etc, 35% are expenses with daycare, car emi and 35% is investments /savings. You save roughly 3 years india savings in a year in India. Life is stress free, amazing job culture, great all round education / development for kids and tons of opportunities.
If 2 members earn 200000 then ? Or say 150000? then? You will save 50000*80=400000 pm * 12 = 48,00,000/- per year. Yes it's difficult but with proper saving you can save a good amount.
In London, Asian ladies who work as cleaner and cook, will charge you 1500 rupees for one hour. White ladies will do the same job for at least two thousand. If Mr. Singh has a cook and cleaner ( same lady) for two hours everyday in London, he will spend ninety thousand INR per month for that privilege.
Dear ma'am I m first time on this channel but honestly can tell u 1 thing that ur husband amod is a complete down to earth guy... So simple n genuine. All d best n keep growing together 🙏
Salary for a single person and expenses for 2. Definitely going wrong in the calculation. Should we add the 75K of the other person in savings? that will be 10k+75k, quite good enough savings I guess. Not promoting India or USA, just the picture they are portraying is incorrect.
अब, इंडिया बहुत तरक्की कर रहा है, आप लोग इंडिया मे ही आकर देश की तरक्की मे योगदान करे. इंडिया USA से बहुत अच्छा है.यहाँ जितने पैसे मे आप रह लोगे अच्छी तरह USA मे ऐसा नहीं रहोगे.
बहुत ही अच्छा वीडियो है । बहुत बढिया जानकारी दी है । यदि अविवाहित है तो कितना टैक्स देना पड़ता है और कितनी बचत हो जाये गा । सुना है कि रूस उक्रेन युद्ध से महंगाई बढ़ी है, उसके बारे में भी कुछ बताएँ । एक enginneer को कितना घण्टे काम करना होता है!!?? भारतीयो, पकिस्तनियों, बंग्लादेशियों की स्तिथी समाज में क्या है !!?? आज से करीब 48 -50 वर्ष पहले जब मैं इंग्लैंड में PhD करता था तो यह विद्यार्थी लोग , हमारे साथ में, खुद को इंडियन कहते थे । धन्यवाद । प्रो ।
I wud differ here. If expenses of " family" are being considered then Income of your spouse say 6300 remains additionally (if she is working) as saving!!...so total will be 15000+ 75000=90000 dollars for 12 months . ie 72 lacs INR.!!! Thats why people go to USA. Pl correct the information in video.
@@vecna7523 i have so many friends in usa one of my usa friend who is monthly earning only 2500 dollars and he told me that it's a good income for single in usa and he told me that mostly Americans make 30k to 50k so you can calculate that if you are earning 100k so it's a very good income in USA
I am an IT freelancer working remotely from India, working for my American clients. I can save $3000 USD monthly since my expenses are in INR while I earn in USD.
Very very nice video. Please make a video on whether a person not fit to drive car can commute to office , different places by BUS ?? Is Bus service available easily in USA???
सब खर्चे करके भी आप 12 लाख रु बचा रहे तो वो कम नहीं है और + मैं इतनी लक्जरी लाइफ जीने को मिल रही है।। इंडिया मैं लोग साल के एक लाख बीस हजार कमाते है और उन पैसों मैं ही खर्चे शामिल होते है तो इससे पता चलता है की अमेरिका इंडिया से कितना आगे है।। काश मेरा जन्म भी अमेरिका मैं होता तो मैं भी लक्जरी लाइफ जी पाता इस देश की कीड़ा मकोड़े जेसी जिंदगी नही जीनी पड़ती।।🙄🙄😊😊
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ये कोर्स आप ही करवा रहे है जी।
Hum India ma khus h ❤❤❤❤❤
USA me har chej ke kemat dekhne padte he. Celculet life. Big balance money stor.
❤❤❤❤❤❤❤❤
Mam please apka kors leyahi complete nhihi
My IT life Bangalore Expenses
My package 22 Lakhs/year, in hand around @142000/month
Expenses --- Me+wife+son+perents
House Emi + maintenance=20000
School fees=15000
Grocery=12000
Internet+mobile+tv+electricity=5000
House helper=5000
Traveling=10000
Medical expenses+ other=10000
Total=80000
Balance=60000*12=700000/year
I love my India
U R doing fine. IN US wealth building is life long process...
Atul sir can you share how many years it took to get you 22 lakhs package in IT and what are the core skills
That is roughly seven thousand pounds in a year. Not a lot. In Asian areas of London, if one rents one room to someone, he will earn more than seven thousand pounds in a year.
It is so nice you love your India but never think those who live outside India does any less.
@@garygeorge-wi7co he is saving 7k pounds a year, its not his income. His income is 22k pounds a year.
If he wishes, he can eat out everyday, he has maids and cooks, cheap food, amazing weather, etc.
living in cold, moist, gloomy country and eating terrible food isnt an aspiration for most upper middle class Indians.
my uncle return back from usa
1. I revoked my job application for USA today
2. I will give 500 rs extra to my maid tomorrow, i realised how much help she is .
3. Jai Hind.
Apne diya sachme extra 500?
@@chakrabarti9634 yes. :) She was happy and me too.
@@rastavista great
My wife always oppose the salary hike to maid which I am willing to give
@@fortuner1122your wife may be suspecting you!😂😂
Happy that am living in India with our loved ones.
Now i know why after 26 years living in USA no savings. Other major expenses are kids college education - marriage etc..
😁
In usa PPL don't waste money on marriage lol 😂😂. Indians waste money on it
But but but 90 % of the parents prefer government school which is totally good and free
How much is your savings
Eye opener for all those people who are dying for 🇨🇦 pr, 🇦🇺pr, 🇬🇧 pr.
Right
Cr 3 cr Salary offer this kind of heading is good for Times Of India news paper only
Still..jo log yh gyaan dete hai..kabhi wapas India nhi aate... 😂😂
So rone ko de do to sab royenge..bol do ki phr wapas hi aa jao...koi nhi aata
@@ashishpratap4973 wapas aane ka sawal nahin hai वे कह रहे हैं कि अमेरिका में 1 करोड़ वेतन का मूल्यांकन भारत में 30-40 एलपीए से किया जाए।
before making a decison to come to usa
एक बात तो पक्की है indian विदेश में पैसे तब ही बचा सकता है जब वो गरीबो की तरह रहे
Esi ko brain drain kehte hain. IITIANS ki sacchai. Ye bacche apne desh ko chor k dusre ki gulami liye chale jate hain
east or west india is best
USA ke 1 crore iNDIA ke 35 lakh ke baraabar h
Aur USA main job krenge to bahut saara INCOME TAX cut
INDIA main business KARO
Muh ki baat chin li tumne
35lakh saving h kya
$1800 monthly rent is not available in New York. Maybe $2500 to $3000. That is one bedroom in suburbia. City rents are out of reach for $100,000 income
Agree. All big cities like LA, SFO, bay area, NY TX are over $2000.
But all those cities also have an average pay greater than the mid west
IT professional getting 1.5 crore n above package
Accurate information❤❤ लोगों का भ्रम दूर करने के लिए धन्यवाद। अपने देश को आपने जो सम्मान दिया वो प्रशंसा के योग्य है... Keep it up. ❤❤
इन्होंने सभी बातें सत्य बताई है अन्यथा लोग गप्पें हांकते हैं कि इतने बचा लेते हैं इतने बचा लेते हैं।
She is talking about minimum wage for life long. People are making more than minimum wage after first year.
I lived in US for 6 years my salary is more than 1 CR INR,even I can't save 5000 $ sometimes.
If you will live a luxurious life you will left with nothing.
Thodi meri help karo
@@aayanaakash2709 5000 $ bhi nahi save kar pa rahe hai, help kaha se karenge!!
@@ArunKumar-gc3rb 😂😂😂😂
@@aayanaakash2709 Bhai woh mast Paisa uda k enjoy kr rha hai.
@@vecna7523 haa humari kismat Asia kaha
I've lived in the US for about three decades. I came here as a student. With my investments and salary, I am making over 350K+ per annum. It is not just about earning a salary that will get you rich and comfortable; it is about investing wisely. India or US .
Great job Bandu...Than you pay 45% in taxes....Key part is building wealth over period of time with 401k,IRA, ROTH, annuities, RE along with investments....
@@vk7875 Investing wisely comes into play here. Invest in tax-free funds, maximize your 401k, live in a state with no state income tax, etc. Having moved from New York City to Florida, I no longer pay state income taxes. So, once again making money is all about wise choices.
Chu.....
Apko citizen ship kitne sal me mili thi
Please guide us how to invest wisely in USA .
At least you told reality. Otherwise mostly people live in US come to India in two years shows off as they are wealthiest in the planet. I have seen few of my relatives posing like Bill Gates. Thanks and good wishes to you and God bless you.
😂😂😂😂😂
🤣🤣🤣🤣🤣
😂😂😂billi gates
I live in Canada and went to America a couple times and Indian community has the worst attitude there. They look down on each other and are super unfriendly.
I used to think Indians don't like each other in Canada, but it became something else when I saw the unfriendliness in the United States.
Dollar ki Garmi
😂😂
From my personal experience I think the biggest difference of living in India and abroad is quality of life / work life balance. It appears simple but it’s critical as it helps reduce stress which we mostly struggle to get rid off in India.
American work culture is also not that good.. you will feel very little difference
european work life balance is ideal not American, no difference between American and indian work life balance also,, quality of life is also better in Europe than USA due to low crime rate and no gunns allowed, also the health care, public transport, education system, welfare schemes etc are also much much better than usa
@@sarthakarya02 but salary is too low in Europe
@@hemantsandal9281 bro measure salary in ppp terms, in europe there is no huge health care, education bill, chill work life balance, job security, no maass shooting , low crime rate etc etc,
@@hemantsandal9281 depends where you work in Europe .. nordic countries or some western European countries offer good salaries, healthcare, safety but eastern Europe not that good. I don’t know how it is in USA.
This is true. I was in US few years back. If you try to get domestic help in US, even that savings will go away. People have to become all rounders in US to avoid expenses ( do maid's work, self cooking, wash car, throw thrash yourself etc). If one lives frugal life, better saving is possible. India is much better in all aspects (support system, weather). Not sure why so many Indians end up staying long time in US
Children education not yet included in above calculation. If included in average schooling all saving will be swept away and even will require borrowings/remittances to maintain it.
Bhai kuchh shocked hone wali baat nahi hai waha unhone minimum avg salary btayi hai hamare yaha mini avg salary 10k approx hoti hai monthly aur koi company me gye toh 15k iss se jyada nhi deta koi iss time bahut mehngai hai india me bhi....sb barabr ho jata hai kahin bhi
Quality of life cannot be compared .. as getting good quality air to breath itself is so important which is not possible in India.. we have lot of dust and vehicle industry pollution etc
@@sushmaprasad2918 People in US spend most of their time in their cars, homes and offices at least during winters . Air inside these closed spaces is more toxic than open air in India
@@erakris This is professionals and engineers salary in USA. In India they earn above 12 lac per annum.
Good estimate of savings. I have been living in the US for 18 years and would that the savings is not much even if two people are earning $120K each per year with a house and 1-3 kids. Still you will only save 10k - 20k per year with a decent lifestyle of classes for kids, restaurant meals one a week, trips with kids.
I want my kids in Us
@@praveenagrawal11 kyu
@@jontyrhodes4155if kids are born in US, they become US citizens
@@urvbu27sh864nahi voh pakistan ke citizen banege
This saving of 10k is your real yearly earning
I would advice when u live in usa, just do saving. Don't spend on hoteling, body care, shopping. Plan a India trip annually and do all these things in India 😊
bhukhe reh k? There are minimum expenses you have to bear. No bijli or pani chori as in India. Needs car to move around, rent or instalments of loans. Grocery to eat, clothes to wear, Where to save. Needs Insurances for everything, life, health, car, property. How much trip to India cost? I was there last month. Ticket and traveling with shagans etc over $6000, now multiply with 82, (exchange rare). Where U live is best. But spend using head.
Why can't u just stay here than ,, what's the big deal about living there just for namesake and showoff
US mein one crore rupees India mein 15-20 lakh salary ki tarah hai kyunki wahan India se 7-8 guna mahangai hai.... Yani Jo cheez yahan 1000 mein milti hai US mein 7-8000 mein milti hai....
Bas ek craze hai US/ foreign ka, iske alawa Sara kaam khud karna hoga , maid or servant is very costly there, no middle class person can afford that....
So, it is better to be in India if you are getting package of 20-25 lac which is far far better than 1'20'000 USD ( about one crore rupees)package in US....
Financially, it will be beneficial if you are both earner,then, you can save a good amount...
One more thing, you can not enjoy that social life there which you can in your own country...
Now, India has no dearth of good jobs for qualified persons so it is not a good idea to leave your own place for the sake of money....
Sir is it true in Canada also because in class 12 th I had a batch of 150+ students everyone gone to abroad. They say we have good quality of lifestyle than india
Just query
Yes they are correct USA or Canada life is better.
I am the sole earning member of my family of 3 in India and I save 1 lakh per month(excluding holidays). The rest of all the expenses I bear as families bear in USA. I don't understand why so many people move to USA even when they cannot afford a domestic help. Luckily in India we have one at Rs 1500/-.
Pay more you miser
@@jontyrhodes4155 What is wrong with you. Seems frustrated! Come to me for counselling.
What job do you do in India my friend?
You save upto 3 to 4 times that of India so why won't one go there
In UK a domestic help would cost you 1500 Rupees per hour. Most middle class people cannot afford a maid. And still life in UK is thousand times better than in India. The NHS is free and the standard of service is world class. The common people in India cannot even dream.
In California,1 CR is an entry level salary in a good IT software firm.
For getting 1.5 to 2 Cr salary , you need to Pay 40-50 lakhs College fees for MS .
1 cr in Cali is a beggar 🙈
@@shantanusabade699 seriouly ?
@@shantanusabade699really sorry to know 😢
Life in Dubai UAE
My package 30 Lakhs/year
Expenses = Me+wife+son
House Rent =35000*12 = 420000 per year
Grocery=25000*12 = 300000 per year
Mobile=2500*12=30000 per year
Car = 200000 per year
Traveling=100000 ticket + 80000 Gifts (Twice in a year)
Visa = 90000 per year
Medical expenses+ other=60000 per year
Miscellaneous expenses = 200000
Total Expenses around =1500000
Balance=3000000-1500000=1500000/year (125000 monthly saving)
I love my UAE 🇦🇪 .
12 lakh yearly saving you foregt 😂😂😂
@@Redrum99962 same I have mentioned in last line..
@@amandeep8127 what about taxes 👁️
@@Redrum99962 5% which are included in the expenses..
@@amandeep8127 that's so good what job do you do in Dubai
We (husband and wife) are earning 1cr+ in india and saving 💰 with not so luxurious life but good one and family size is 4. Thank you so much for honest video. 🙏
Don't ever think of coming to US or Canada
Mujhe 60 lakh ka help kr dijiye
Mere papa ki accidental death ke baad maa ki bhi halat kharab h
Mai pai pai chuka dunga
@@HSJ1030kyon bhai ? Main to sochra tha phd krne ki paise ke liye yahan india m to kuch mil nhi rha
@aryakumar3815 it is for Ekta, who's well established in India with family income of 1 Cr+. For Ph.D., you get a good stipend overseas.
@@HSJ1030 aap konsi country me kya kar rahe ho bhai ?
Very true facts, difficult to maintain those who don't know cooking they are in debt
मेरे तो आराम से 2.5 to 3 k बच जाते थे जब मेरी अकेले की जॉब 100 k हुआ करती थी, I don't think I was living cheaply either, 30 to 35 K investment ये मेरा 4 साल पहले हुआ करता था and all my friends used to say I spend too much. Btw I live in Florida so may be that too matters. अब तो वाइफ भी कमाती है और salary भी 1.5 times है so obviously saving bhi jyada hi hogi. In my view if you are not saving 25 se 30 lakh yearly living in US, it's not worth living here.
This video makers have some problems with USA
कोई मतलब का नहीं है फिर,हमारे देश गांव में
छोटे से सर्विस में 3 से 4 लाख कमाते है, पार्ट time खेती बाड़ी भी करते है। But आप लोग लगे रहो, देश के लिए dollor जो ला रहे हो।
💐🎉🎉😛😛
दूर का ढोल सुहाना लगता है।🇮🇳
Be careful what she says...
@@angelbonnie2119 why careful ??🤔 Is she lying ??
Sachme Bharat me aajao
@@angelbonnie2119 l p00
Akal ke andhe chup ker tuh
Abhi chup beth nikamme gober ganesh
Chal mommy bula rahi hai tujhe
Chal soh maa ke paas
India is the best I love my India !❤
भाई इंडिया में ही आ जाओ अपना देश महान है।
Sahi keha.Videshon mein jaakar bas jana koi desh bhakti nahi hai.
They will never come back
Well explained dear my daughter forty not married has moved to Canada on PR was working well in a PSU bank good salary n rank but now living on rent with a part time job. V all r repenting.
Eventually she will find her way. All the best to her.
Thank God My friend in the middle east sends 2.5 lacs every month...he is doing this for the last 10 years...he drives Parado there.. his monthly salary is around 3.5 lacs per month...
Dh 15600 and in dollar $4250 per month is quite good standard in UAE.
Both husband and wife can stay closer to their parents or in laws. Either in same apartcment omplex in two different flats.with the help of maids and helpers, children can grow up with super ision of grand parents.
Allow grand parents to enjoy weekends annd parents take care of the kids.
When grand parents grow very old, grand children will take care of their grandparents alongwith their parents. All cannot stay under one roof these days. Everyone needs their space and freedom. Life in USA is not so great in so many aspects. Everyone has their choice.
My salary here in Sweden is 2300€ and I can save only 1100 euro. But no car no luxury life.
भारत में बाहर जाने पर रोड एक्सीडेंट होने का खतरा USA से भी ज्यादा होता है! And road streep dogs के काटने का भी खतरा रहता है!
In India a salary of 30 LPA in chennai will translate into this
150000 pm takehome
- 20000 rent
- 600 internet
- 200 mobile recharge
-1000 lpg cylinder
- 2000 electricity
- 12000 groceries + veg + meat
- 3000 petrol
- 2000 ( car insurance + car service per month)
- 5000 restaurant food
- 2000 movie
- 4000 ( travel irctc,redbus)
- 2000 medical
- 5000 misc
The expenses are close to 60000 INR pm.
Savings 90000 pm. 10.5L per year.
If both husband and wife are working 25LPA each, then savings pm can be easily 2.25 L pm, i.e. approx 26 LPA.
BTW in India salary in IT jobs are increasing every year and 30LPA is new normal for 10 to 12 yrs experience. Many are making 40 LPA too.
So that will be a ultra luxurious life in India.
Also, Indian infrastructure is rapidly expanding and getting better.
On top of all, UPI payments in India is far better feature that does not exist in other countries. Literally there is no need of a wallet in big cities.
All indian it market clients are mostly us clients
Income tax.????
I love my India 🇮🇳 ❤
EAST OR WEST, HOME IS THE BEST LIVING IN USA SINCE MAY 1985 STILL FEEL LONELY
There is something wrong with you then.
HAVE YOU ANY EXPERIENCE OF LIVING ABROAD AS AN OLD MAN IN WHEELCHAIR IF NOT THEN REFRAIN FROM MAKING ACCUSATIONS AND INSENSITIVE REMAKS. IT ONLY REVEALS YOUR POOR UP BRINGING . I AM 87 YEARS OLD MAN WITH SEVERAL HEALTH ISSUES. SO DEAR DO NOT JUMP THE GUN TO SHOW YOUR INTELLIGENCE@@garygeorge-wi7co FROM NC USA
बच्चों का खर्च तो आपने बताया ही नहीं,schooling etc❤
Unko idea nahin hai bacho ke kharche kaa.. salary Kam giregi phir toh... 1000 bhi nahin save honge monthly 😊
**** Bhai America Ki average salary 40 to 60,000 Dollars he for many many Indians unless you are a highly educated engineer, they can earn 70,000 + Salary. Doctors can make anywhere from 70,000 to 125,000 + depending on their specialty and types of Doctor.
Docs earn approx 500k$ annually
Software engineer makes 125k to 250k annually
Visit USA once please
You completely misinformed
True brother
@@jontyrhodes4155for experience of 15 years
Very well explained. Thanks to Mr & Madam.
Very well described the expenses in USA. Thanks .
भारत मे 25 हजार की नौकरी 75 हजार की घूस एक लाख महीना, सरकारी आवास गांव मे इज्जत ये सुविधा केवल एक पटवारी बनने पर लोगो को मिल रही है, हाँ ये जरूर है कि कभी कभी लोकायुक्त घूस लेते पकड़ लेता है तो जेल जो एक्स्ट्रा बेनिफिट है पटवारी की पोस्ट का 😂😂😂😂😂😂
After listening to you, I feel that I did not even think about coming 🚫🛑🚷
It is better to stay in India than these
i ❤ india 🕉️
It's just money but no peace of life
Standard of living.high.income,high.expenses..taxes,travel,shopping,medical.
,US...nice...explanation.
well explained and I like it you really exposed the truth
Simple things but very well explained. You folks gave a holistic view (Even trip to India included). Well done.
Mai India me rahta hoon aur 15 lakh kamata hoon aur 7 lakh bacha leta hoon aur very comfortable life ke saath।
On Serious Note.....So why do people prefer to go to the US? As whatever you have explained it seems that Saving is Day Dream there if you want to live comfortably!!!!
बहुत-बहुत धन्यवाद इतनी सारी जनकारी बताने के लिए - ये सब कुछ इतनी अच्छी तरह से बतलाने के लिए मैं दिल से शुक्रिया अदा करता हूँ
7-8 lacs can be easily saved in india by IT engineer working from home
As a family we make ~$200K +. Roughly 30% is taxes, insurance, SSN etc, 35% are expenses with daycare, car emi and 35% is investments /savings. You save roughly 3 years india savings in a year in India. Life is stress free, amazing job culture, great all round education / development for kids and tons of opportunities.
My friend is a government teacher in America, she earns $42k in 1 year.
What state and he is primary middle or high school teacher.
@@chh1047 California where are you from?
@@neeraj-yadav0 California.
@@chh1047 Where in california Los Angeles
@@neeraj-yadav0 yes
Thank you for going to USA.Now india is relieved.
If 2 members earn 200000 then ? Or say 150000? then? You will save 50000*80=400000 pm * 12 = 48,00,000/- per year.
Yes it's difficult but with proper saving you can save a good amount.
India me bethe ho na?
Me USA me 10 years rhkar India aa gaye aapne achhi information di hai
सारे जहाँ से अच्छा भारत हमारा
भारतीय उड़ाकर नहीं, दबाकर खर्च करते हैं।
1,00,000 डॉलर कमाने वाले 20,000 डॉलर साल आसानी से बचा लेते हैं।
Well explained 👍 Thanks you Mam 🙏
Great video to discourage Indians from leaving India. I hope Indians stay in India and don’t get tempted to go to any foreign country
It means that domestic help type jobs, running beauty parlor, etc etc pay better..😊
That's self employed or small businesses type entities/owner proprietor earn more than salaried employees.
In London, Asian ladies who work as cleaner and cook, will charge you 1500 rupees for one hour. White ladies will do the same job for at least two thousand.
If Mr. Singh has a cook and cleaner ( same lady) for two hours everyday in London, he will spend ninety thousand INR per month for that privilege.
@@garygeorge-wi7cothat's enough to fk her here for a month... Why are these western countries so expensive without much value addition
Average educated bengali family saves about 2 lakhs per month
The great American craze doesn't end at all. So this keeps happening
Yes I visited this place and my daughter and son in law are there
Thx for sharing the fact otherwise some pretend a different story with Facebook pictures
बहुत ही कंजूसी करके एक साल में दस बारह लाख INR बचा पाओगे जोकि बहुत ज्यादा नहीं है। सही है दूर के ढोल सुहावने है।
My country my state my village are the best❤
Dear ma'am I m first time on this channel but honestly can tell u 1 thing that ur husband amod is a complete down to earth guy... So simple n genuine. All d best n keep growing together 🙏
Salary for a single person and expenses for 2. Definitely going wrong in the calculation. Should we add the 75K of the other person in savings? that will be 10k+75k, quite good enough savings I guess.
Not promoting India or USA, just the picture they are portraying is incorrect.
If you take 2 persons salary then reduce proportionately for kids education clothes entertainment medical etc
अब, इंडिया बहुत तरक्की कर रहा है, आप लोग इंडिया मे ही आकर देश की तरक्की मे योगदान करे.
इंडिया USA से बहुत अच्छा है.यहाँ जितने पैसे मे आप रह लोगे अच्छी तरह USA मे ऐसा नहीं रहोगे.
Love my India❤
Madam and sir, you are the Great. Explained reality.
Thank you so much for your vedio. Really eye opening❤
If your employer is good insurance your copayment is only 15 to 20$ for a visit
बहुत ही अच्छा वीडियो है । बहुत बढिया जानकारी दी है । यदि अविवाहित है तो कितना टैक्स देना पड़ता है और कितनी बचत हो जाये गा । सुना है कि रूस उक्रेन युद्ध से महंगाई बढ़ी है, उसके बारे में भी कुछ बताएँ । एक enginneer को कितना घण्टे काम करना होता है!!?? भारतीयो, पकिस्तनियों, बंग्लादेशियों की स्तिथी समाज में क्या है !!?? आज से करीब 48 -50 वर्ष पहले जब मैं इंग्लैंड में PhD करता था तो यह विद्यार्थी लोग , हमारे साथ में, खुद को इंडियन कहते थे । धन्यवाद । प्रो ।
1800 usd saving per month , even we can save alot in India 😂 than usa
I wud differ here. If expenses of " family" are being considered then Income of your spouse say 6300 remains additionally (if she is working) as saving!!...so total will be 15000+ 75000=90000 dollars for 12 months . ie 72 lacs INR.!!! Thats why people go to USA. Pl correct the information in video.
Then Joint Tax return, and expenses will more high.. shopping , roaming around USA, then will take 2 room apartment or home
That was a good one guys , absolutely true 👌👌 I am part of it 😂
Amazing video 😊 you guys considered the reality!
You both earn in US ..I hope you both save at least $40000/- per year...😊😊😊❤
They have just shown you the calculatiom..estimating NRI's bank balance sitting in india is the favorite activity of some people.
@@HSJ1030 Hilarious, yet you said it right 😂
Ye jaankar kitna sukoon mila ki siraf meri zindagi h badtar nahi hai 😂😂😂😂
We can save more in India, why should we go abroad leaving our country and relatives.
You must be very rich, otherwise for the poor and middle class, India is a hell.
Excellent video with excellent information, thanks a lot
It is only for one person working day if both are working you definitely make 40 to 50 k extra
Same bro , i was thinking they did not mention that, these type of people trying to make demotivate to others
@@karankumar8887 What Demotivate. Mom Dad v jaenge toh unko v bolenge kaam kro kya. Bass kro, reality pta chal gyi toh demotivate ho gye
@@vecna7523 are bhaii mom dad nahi spouse ki baat kar rahe hain, or rahi baat mom dad ki to ek baar check karna ki unka kitna Kam expense hota haii
@@vecna7523 i have so many friends in usa one of my usa friend who is monthly earning only 2500 dollars and he told me that it's a good income for single in usa
and he told me that mostly Americans make 30k to 50k so you can calculate that if you are earning 100k so it's a very good income in USA
Education expenses of children will be high
Ye sab dekhake lag raha hai ki . Meri India hi best hai❤❤ mera Bharat mahan ❤❤
Also you said about tax you didnot mention about ssn tax which you be getting at the age of 65 which is going towards your saving
That true if you are a citizen or green card holder not on other working visa. So, for visa holder that is not a savings
People living in India can save more than that with better standard of living
Why struggle so much, come back 😊
Less pollution, cleanliness,rule of law,
I am an IT freelancer working remotely from India, working for my American clients. I can save $3000 USD monthly since my expenses are in INR while I earn in USD.
TH-cam ka income nahi bataya?
Thank you so much for your information
I was searching that
Within India i am able to save 15 lacs per year.
This year I earned 32 lacs and saved 23 lacs
@@priteshjoshi6559 Difficult unless you are single and living with your parents. (32 - Tax - Expenses = 23?)
In India you pay more taxes. Total tax in India now stands at 55 percent including GST.
nope, bhai likhne se phele soch toh liya karo kya likh rahe ho
That tax is also there in USA 😊
You didn't mention about property and school taxes
That she counted miscellaneous
School is for free upto 10th standard
Property tax comes into picture if you own the house. If you are living in rented apartments then there is no property tax.
Amita ji and friend -- didnt you had excel to jot down and make the calcualtions visible. It would have been more learning
Aur india wale bolte hai America rehto ho ,paise to dabake kamate honge😅
There are no "$ trees or pots of gold on streets" as many Indians think at home.
Dabake kamate to hain per kharch ho jate hain
@@SanjayYadav-ic3jz दबाके कमानेवाले बहुत कम, गावमे रोब जमानेवाले खूब... यह तो असलीयत है!!
India me rehkar American dollar me earn karne ka koi tarika mam !
You are very chalak bro😂😂
Make videos on TH-cam 🤣🤣
Start freelance for us clients
@@faizanansari4889 how
@@amazingshortvideos2412 logo designing ,web dev, app dev, and many more thing you can do
गुडमॉर्निंग अमिता जी
Mam, इंडिया में बहुत गर्मी पड़ रही अराउंड 44 डिग्री सेल्शियस
वहाँ max temp कितना रहता है गर्मियों में 🌹
Ma'am...
Yes... Well explained..
Only one thing missing there is Children's Education Expenses
...
Also, Do we have any Tax Benefits there
Very very nice video.
Please make a video on whether a person not fit to drive car can commute to office , different places by BUS ??
Is Bus service available easily in USA???
सब खर्चे करके भी आप 12 लाख रु बचा रहे तो वो कम नहीं है और + मैं इतनी लक्जरी लाइफ जीने को मिल रही है।।
इंडिया मैं लोग साल के एक लाख बीस हजार कमाते है और उन पैसों मैं ही खर्चे शामिल होते है तो इससे पता चलता है की अमेरिका इंडिया से कितना आगे है।।
काश मेरा जन्म भी अमेरिका मैं होता तो मैं भी लक्जरी लाइफ जी पाता इस देश की कीड़ा मकोड़े जेसी जिंदगी नही जीनी पड़ती।।🙄🙄😊😊
East or west India 🇮🇳 is best ❤️
I have no job in USA
Why are u in USA then😂😂. Everyone is busy there being slaves 😂
Bhai plan changed 😂😂😂
Mera Bharat Mahaan!!!