The BEST Order To Apply for Credit Cards in For MAX VALUE

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  • เผยแพร่เมื่อ 14 มิ.ย. 2024
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ความคิดเห็น • 47

  • @justinlarsen2281
    @justinlarsen2281 หลายเดือนก่อน +5

    “This hobby will destroy you” just makes it sound even cooler. I’m in

  • @zachhamilton8024
    @zachhamilton8024 หลายเดือนก่อน +10

    Got a video on sleeper cards?

  • @flubberghosted2472
    @flubberghosted2472 หลายเดือนก่อน +2

    That was the best Dave Ramsey plug ever! 🤣🤣🤣
    But seriously, it’s a really good thing to warn people about the risks of using credit cards. We have to check ourselves before we wreck ourselves. 😎😎😎

  • @genovaz
    @genovaz 19 วันที่ผ่านมา +1

    how long do you wait between downgrading your CSP and applying for a new one?

  • @kenbookcredit
    @kenbookcredit หลายเดือนก่อน +2

    Great video! Big bonus here comes when you're eligible for business cards, since those usually have the highest signup bonuses and don't count toward 5/24

  • @donovanlopez2164
    @donovanlopez2164 9 วันที่ผ่านมา

    How long after the discover it and savor one should I get a chase freedom flex?

  • @2012shalashaska
    @2012shalashaska หลายเดือนก่อน

    thanks for all your info!

  • @jeremypeyton1251
    @jeremypeyton1251 23 วันที่ผ่านมา

    I’ve had a Discover card for 2 years and a credit score in the 750’s. Just yesterday I got an Amex card for groceries. I’m also interested in getting a Citi card but I don’t want to apply for 2 cards in a short period of time if it will hurt my score. Should I wait for a while before applying for another card?

  • @jasonjohnson5476
    @jasonjohnson5476 หลายเดือนก่อน

    How many months between each of these new card applications for a beginner?

    • @michaelgrayson409
      @michaelgrayson409 หลายเดือนก่อน

      Try for 6 months so you stay under 5/24. It'll probably take you at least 3 months to hit the SUB on your last card anyway.

  • @p4nc4kemix4uTV
    @p4nc4kemix4uTV หลายเดือนก่อน

    If I got the Chase Ink cards with my EIN first, can I re-apply and get them again with just my SSN?

    • @headlibrarian1996
      @headlibrarian1996 หลายเดือนก่อน +1

      Yes, though you don’t necessarily need to.

  • @marcuscallahan4645
    @marcuscallahan4645 หลายเดือนก่อน

    Anyone know if I can turn my chase preferred to the older freedom card? And get a new bonus on the preferred or reserve?

    • @TheCreditShifu
      @TheCreditShifu  หลายเดือนก่อน

      We cover that at the end of the vidoe

    • @marcuscallahan4645
      @marcuscallahan4645 หลายเดือนก่อน

      @@TheCreditShifu saw that thx shifu

  • @PKDN215
    @PKDN215 หลายเดือนก่อน +10

    I wonder what Dave Ramsay would say about investing in Masterworks....

    • @darth_kal-el
      @darth_kal-el หลายเดือนก่อน

      Who cares? Dave Ramsay is a fraud and a joke and no takes him or what he says seriously unless you are an idiot.

    • @TheCreditShifu
      @TheCreditShifu  หลายเดือนก่อน +4

      Ramsey only invests in mutual funds, and looks for returns of around 12%. That's his thing, but I prefer a diversified portfolio, some mutual funds, ETFs and other assets like art

    • @PKDN215
      @PKDN215 หลายเดือนก่อน +2

      @@TheCreditShifu haha nice save. 😉

  • @Timeus
    @Timeus หลายเดือนก่อน

    Funniest Dave Ramsey reference I've ever heard, hands down. 🙌 In seriousness, I'd make the same recommendation.

  • @waddoo1234
    @waddoo1234 หลายเดือนก่อน

    As someone with 3 personal capital one cards, 14:10 , not sure why this is constantly advertised.

  • @matthewhamblin9585
    @matthewhamblin9585 หลายเดือนก่อน

    Wait you have to be under 5/24 to qualify for Chase business cards?

    • @Dopadroid
      @Dopadroid หลายเดือนก่อน

      Yes but there are some data points where people got approved while above 5/24. Typically this happens if they are promoting the business cards but some data points still got them without a promotion. Those people typically have a business account and/or other relationships with chase though

  • @alejandromartinez8393
    @alejandromartinez8393 หลายเดือนก่อน

    Hey man I make around 28k a year im 19 and I don’t have any previous credit history at all. I’m thinking of going the capital one secured route to get started but I would prefer not to go secured what do you recommend?

    • @neyderortiz2550
      @neyderortiz2550 29 วันที่ผ่านมา

      Go with discover it first then decide what card is best for you

    • @jeremypeyton1251
      @jeremypeyton1251 23 วันที่ผ่านมา

      I got the Discover secured card to start and it was a great way for me to begin. Really simple. Even though it’s secured you don’t have to put a ton of money down and you get it back in 12 months.

    • @masterbrice
      @masterbrice 17 วันที่ผ่านมา

      Capital one has quicksilver secured that will be better

    • @alejandromartinez8393
      @alejandromartinez8393 17 วันที่ผ่านมา

      @@masterbrice what about compared to what chase has to offer?

  • @masterbrice
    @masterbrice 17 วันที่ผ่านมา

    I achieved the chase trifecta.

  • @Suijin0
    @Suijin0 หลายเดือนก่อน

    Chase is ending the PP as of July 2024. Huge nerf to that card with the same AF.

    • @PerfectEggRoll
      @PerfectEggRoll หลายเดือนก่อน +2

      Only the restaurant benefit through PP; PP itself will stay. You will still have access to airport lounges in the PP network, as well as their growing Sapphire network of lounges

  • @jcaceres516
    @jcaceres516 หลายเดือนก่อน

    I got denied
    discover it

  • @johnwick860
    @johnwick860 หลายเดือนก่อน +1

    I just noticed Mr Credit Shifu... you looked like Ben Shapiro

    • @darth_kal-el
      @darth_kal-el หลายเดือนก่อน +1

      No he doesn’t.

    • @TheCreditShifu
      @TheCreditShifu  หลายเดือนก่อน +2

      I normally get Simon Garfield

  • @benchoflemons398
    @benchoflemons398 หลายเดือนก่อน

    You don’t have to be under 5/24 to get a chase biz card 11:30

    • @TheCreditShifu
      @TheCreditShifu  หลายเดือนก่อน +6

      You will need to be under 5/24 to get a Chase biz card, but once you have the card the account doesn't count towards your 5/24 status.

    • @benchoflemons398
      @benchoflemons398 หลายเดือนก่อน

      @@TheCreditShifuI’ve seen so many dps of people getting business cards over 5/24. Including myself, just got a card at 7/24