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The House that Bitcoin Built
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- เผยแพร่เมื่อ 14 ส.ค. 2024
- 0:00 - Goodbye, rent
1:56 - Houses in England
3:07 - Bitcoin story
6:13 - Mission... accomplished?
7:19 - Bitcoin woes
9:59 - House woes
11:53 - Conclusion
![[LIVE] สิ้นสุดการรอคอย | พี่ดู๋ สัญญา คุณากร | #คุยให้เด็กมันฟัง EP.44/1 (10/08/67)](http://i.ytimg.com/vi/rBNZCh-QEYE/mqdefault.jpg)
Thanks for singularly accelerating the climate apocalypse by years for this piece of shit house you piece of shit
Pin of shaaaaaame
Do you say this to every electricity user ?
@@hughjanus2223 most electricity we use has a purpose other than degrading computer components to do useless compute cycles
Yea, its not corporations or governments that make the biggest impact in climate change, its the funny csgo guy
@@MrMagicSandwich I didn't say that
I swear he just generated those house pictures with dall-e
he defo did
Im thinking its a mix of mostly dall-e pictures with some real house photos thrown in there
thought he did it to stop weirdos from reverse searching, but then i remember he gave a satellite view of the house earlier in the vid lol
...using second hand gpus from miners
Idk why but I feel like this video is all a prank or something
Me and my partner finally got a house last year and it was one of the most surreal, fulfilling moments of my life. I'm glad you're out the rent rat race Philip. And happy for you and your partner for this new chapter in your lives, the best of luck Philip, from another Philip!
Edit.... those house pictures are definitely AI generated and that's hilariously clever of you
@@kliksphilip 👀
@@kliksphilip holy shit Pilps watches Kliksphilip?! This is some of the best news, the dream would be a collab of some sort but their content is so vastly different.
@@kliksphilip Pilps watches Philip…. BASED.
@@kliksphilip We are waiting 😎
What Phillip doesn’t want from a house:
* Exposure to nuclear blasts
What Phillip does want:
* Narrow hallways
He spent so much time on cs mapping that he's subconsciously bought a house designed like one.
It took me a minute to realise all the house pictures are seemingly AI generated
To be honest... I have also been thinking about exposure to nuclear blasts!
As a 19 year old who recently graduated the German equivalent of high school, everything feels like it's going to escalate in just some moments. Inflation, war, pandemic. It's all so.... hopeless. So many thoughts about the future, so few of them positive.
And I still find myself being happy for you, Philip. Because that's another person that has made it. I sure do hope everything gets better for you, as you seem like a great guy, and you deserve all the good things.
I'm in somewhat the same place, I've got my first real job until the end of august (for now... maybe?) and I feel the same.
My Abitur was last year. Time flies. I am glad when I was in school we didn't have to talk about war every day and whenever we talked about the pandemic we were still hopeful that maybe by next year it's all gone and forgotten. These are depressing times we live in. However, I want to congratulate you on your graduation and wish that you find something to be passionate about.
climate change, random catastrophic event from the universe, nuclear downfall, nuclear winter, solar storm etc. :D
Behalte einfach immer im Kopf, dass diese Sorgen die du hast nicht erst seit gestern existieren. Die Welt war nie ein wirklich ruhiger Ort, egal wie sehr unsere nostalgischen Erinnerungen an unsere Kindheit uns vom Gegenteil überzeugen wollen. Jeder hat es schwer und ist besorgt um die Zukunft, aber das heißt nicht, dass deine oder meine Sorgen nichts "wert" sind. Am Ende des Tages ist Geschichte zyklisch und das gilt für das Schlechte als auch das Gute, weshalb ich von mir selber immer denke ich bin ein Short-term Pessimist, aber Long-term Optimist.
@@ochinchin1048 Dir fehlt eine gewaltige Ladung Exurb1a.
Congratulations for the house. Let's hope there's no mesh collision bugs.
Wouldn't wanna end up in the British version of the backrooms. Like an endless pub with an old man chasing you with a knife.
@@mach1nka420 and another one infront of you offering porkscratchings
Debt gets passed down? That's horrible. If your parents were bad with money, you will get dragged down early in life, whilst someone else who's family didn't have financial issues won't have that problem. It's a good way to keep poverty systemic,if that's what they actually want.
honestly probably one of the worst policies I have ever heard. If a financier lends to a risky place and gets burned they deserve to get fucked as well.
modern age serfdom incoming.
Gets to the point where if you’re shafted by multiple generations before you, might as well say fuck it I’ll never clear it so let’s go nuts or rob banks 😂😂😂
Tories aiming for debt slavery
In the US (idk about elsewhere) you can opt to decline an inheritance if the debts are greater than the assets. So you can avoid being made poorer simply by inheriting money. Of course this means that if say your parents go into extreme debt you may inherit little to nothing from them, as their estate will be siezed by their creditors. But you can't actually become a debtor by this process directly.
The housing crisis is indeed crazy
My parents in the 90s-early 2000s: Got a mortgage, bought a car, built a family home, rented away from hometown for work, and still repayed off the mortgage and had leftover money to raise a family
Me, now: I will pay 1000€ a month for a hole in the wall as I work a mindless corporate job for the rest of my depressing life
Boomers: "Have you considered eating less avocado on toast and cancelling Netflix? Then you'll be able to afford a house!"
And that is still the current situation in most scandinavian countries (if you dont live in the capitals).
A decent house in my area (just outside the 3. largest city in Denmark) is 200k and the median income is 50k and the mortgage interest is a tax write off here. For me it made more sense to buy a house than to rent as it was cheaper
I have to say fair play, you managed your money extremely well and bought your own house. I do find it funny at how bad the housing situations are, even here where I am in Ireland (I find it hilarious that our government announced that about 1000 new homes were built last year which is fuck all for an entire country), that if you asked what my dream currently is, it's literally just have a house. Doesn't need to be a mansion, doesn't need to be large estate, just a roof I can call my own. Fair play getting out of the renting market and now knowing that no matter how the economy, goes, at least you will have place you can stay and don't have to worry about getting evicted like I have seen with my friends or my brother who has been jumping from places to place becuase either the landlord has sold the house, roomates are terrible or rent got too expensive. You have done better than most of the young generation so hopefully your financial situations stays good.
Also, I do find it funny that you bought bitcoin for a joke back in the early days as I thought about the same but didn't. I thought I would be a buy a few for fun but decided not to. I don't feel bad about it all as it was impossible to expect it to get to current levels and as you said, if I did, I so would have sold out back when it had reached about 1K thinking I would have made crazy profits not knowing it was going to hits 10s of thousands. I think another example of crazy value is csgo skins. There is some guy who has loads of kato 2014 stickers and still hasn't sold. The inventory he has is worth hundreds of thousands and yet he still won't sell (I think it's because he just really likes them). My point wtih this is just I just think tis the same wtih bit coin. Back when the stickers came out, they were cents. Then as time went most people probably sold out when they doubled or tripled in value, not realising how expensive they would get today. TBH these examples have made really curious in always wondering what will be the next thing that I will see, that will sky rocket in value to levels I could never dream of as it always cool to see it happen.
Unfortunately a steam inventory is literally worthless. $100k in skins = $0 in real cash because you can't turn steam money into real money without massive losses and breaking tos
@@SamCyanide $100k in skins (cash price) = $100k in cash
@@SamCyanide Ive flipped skins countless of times. My AK 47 Case hardened Blue Gem got me a good, newer car
11:05 aaah I feel you. Buying a house completely confused my perception of money. Suddenly, I discussed casually an increase of 20K while I would do extra-research and efforts to spare 20 euros on a computer part. It felt so absurd. Also the fact that considering the amounts that are involved, you have so little information on what you are buying... For someone who likes to read reviews and tests for everything, it is close to complete madness.
Anyway, congrats on the house and thanks for sharing your thoughts as always.
The two situations you describe hit very close to home
holy shit an actual seemingly good person made money with crypto. pls dont have any scandals now phillip
also edit. congrats on the new home! fuck it put a lan cable in the bathroom
"Is that the power cable for your bidet?"
"No, It's the internet"
I mean consider how Philip got it, is it that different from winning the lottery? lol
@@ng.tr.s.p.1254 well, yes and no. i think he got into the bitcoin cadavra when it was 'slightly' trending back in 2015/16. i know because i remember searching Wikipedia about bitcoins in 2018 ish, even have my history to back my source up
@@helper_bot you realize it hit $18k in 2017? searching for it in 2018 isn't anything to write home about...
@@aaaaaa8656 --early 2018, i think it was rising from 2k to 10k, and 5x is something to write home about.-- bc also did peak about 50k which would be another 5x. look im not trying to brag because obviously i didnt buy it at that time (and probably never will), but the takeaway of the conversation is, even a guy from a third world country (me) know this shit, its not something "lucky" oriented
edit: oops didnt understand your whole comment the first time i read it, which is true so, dont read the first sentence. my point is still at the end of the paragraph
The future is extremely bleak for young people right now. Can't afford college, can't afford to move out, can't afford to rent without roommates. The only reason I can even survive right now is help from family despite working regular overtime. And the future only looks bleaker every day.
Huge congrats to you though man, I hope you enjoy your house, you've earned it.
Exremely bleak is an understatement, luckily, most of the renting in my country is not done by landlords but by semi-governmental organizations which sort of keep the price in check (still around 1100-1300 euro's) except for student housing, that's an unmonitored market filled with scummy landlords which charge about 400 to 600 euro's of rent for about 9 square meters.
A lot of the older people and the government don't seem to understand that it is almost impossible for a student to pay for college, books, study and work enough at the same time to afford rent and basic needs forcing them into big debts (which had a rate of 0% interest but they announced will go up to around 5% depending on the economic state at the end of this year, oh and also this debt is prohibiting you from taking out a mortgage until you have paid it off fully). I could go on an entire rant on how this is making higher education very exclusive again but I'll spare you the details.
In conclusion, together with the rising housing market I don't see myself buying a house in the next 15 to 20 years just because I and my generation cannot afford it.
TLDR; if you study you won't be able to buy a house probably until you are about 40.
Thankfully I live on a country where college is affordable... I can't even imagine living somewhere where college costs upwards of 10k€ per year
I'm super happy to hear this ! My Mum bought a house 3 years ago before the pandemic hit our country and paying the bank instead of a landlord feels quite good. Glad u could get it with the BTC and no loan 🙌 well deserved
I am also currently in the process of completing a first time house purchase myself (in the UK). It's a weird coincidence that this happens at the same time as you finding a house. Except in my case the house is coming with a pretty sizeable mortgage.
For some reason this video reminded me of that weird time 7 years ago when I purchased some of your music and then you dropped my name in a video. It's weird how much things have changed in the past 7 years.
Last night I did decided to watch this video drunk after midnight, and man 5:05 forwards that music gave such anxiety that I haven't felt from music before. Very inspiring piece that I had to go back and listen again with clear mind.
I really appreciate that you're willing to talk about this situation in as much detail as you did. It's interesting to see from an outside perspective and I'm glad it all worked out for you :)
this is very cathartic to watch, hearing you so clearly talk about how shit housing is is fantastic. glad to see someone benefit off the mess that's crypto.
Watching these videos as a young adult is so enlightening into the world of actually owning money. Having someone talk about their experiences without bragging about their fat gainz is so refreshing. It's crazy that you finally have a house Philip! Enjoy it!
I am by no means rich and have never had a high income. But I am wealthier that most people my age because I started saving and investing much earlier in my life.
2€/week is how I started. Oh, I made and extra 50€ that month? Better save that. Wow, I landed an extra job that pays me 4000€/year? Better slam dunk that into my savings account.
If you want one piece of advice, practice saving while you‘re still broke and/or living at home. Those habits will carry over.
@@DijaVlogsGames Good advice!
Also, for the love of Gaben, don't keep it all in cash.
(Or crypto... That would be even worse.)
@@DijaVlogsGames Very difficuly when you have near zero income, but good advice.
@@ludisnemo887 Hey there, could you elaborate why keeping your savings in cash is a bad idea? I just started saving stuff up and have been told conflicting things about this.
@@INCASEHASUTUBE no appreciation. Just depreciation actually, because of yearly inflation. That cash will be worth less and less over time.
its quite sickening how in 50 years corporate greed has become so prominent, that the average person struggles more and more with basic life necessities, while there are individuals out there, that could pull out entire countries out of recessions alone..
The "housing crisis" isn't a crisis; it is intentional. At ~20k per person, it would cost 34 billion to end renting. The UK earns over 500 billion per year (based on tax rev from 2019).
As for where I got 20k from? An educated guess based on the construction methods and associated costs of pre-fabricated concrete housing, which has proven to be among the most affordable long-term housing solutions.
Please note that this estimate does not account for the costs of land, corruption, incompetence, or maintenance costs.
Nor does it account for increased tax revenue and GPD that would inevitably occur due to the improved working and housing conditions.
I disagree. Housing crisis is the result of changed behavior - young people want to live alone more often than they used to and they want to live in a big enough town (our parents built the small towns, now we are leaving them, going for larger towns). On the other hand local government (and sometimes state/federal) is either intentionally or because of over regulation not marking land suitable for building and selling it. This is because the mayor wants a cut on each property sold (certainly the case in my country) or some over regulation / action by special interest group (ecological or nimbys) stop government's plans to build. Either way both this reasons lead to backlogged demand, that won't be solved for a long time. The tax revenue can be safely assumed that it would translate to other more productive means of spending and taxation, so the government wouldn't lose anything most likely.
@@JavonAnonimni arent there, like, more than enough existing houses? afaik the housing issue is largely one that is due to property being bought up by rich people who can afford it and who will rent it out at high prices so they can buy more. there are even megacorporations buying up a lot of the houses
State supported housing... Lmfao...
Here’s the thing about making money, Phil: almost nobody deserves the amount of money they make. Your discomfort or guilt is understandable, because I think most people have ingrained that the economy is some pure meritocracy even if they nominally understand that to be a myth. But your experience is the reality: money is often completely fake and tied to nothing and falls one way or another based on what is - to normal people like us - essentially coincidence.
Congratulations on the home! That’s so amazing and I’m so excited for you.
The fact they forced you to prove your innocence is ridiculous, if they feel like your bitcoin was dirty money the onus should be on them to prove it. Using the fact it was made from Bitcoin isn't enough to prove that the money wasn't legit.
Bought my first house half a year ago and it still feels bizarre that the final price almost did a 3x from what the previous owners had paid for it 20 years ago.
Congratz on the House!
I wish I will ever be able to afford a house in the future but being 22 at the moment and not coming from a rich background will most likely have already sealed the deal for the rest of my life for me unless I move to some country in asia.
Its just crazy known that the Housing Market and Inflation is rising more and more while also having a financial recession or crisis or what ever its called on the horizon and not being able to do anything.
I already barely can afford my current situation and I just recently moved into a cheaper place.
I just hope us young generations don't get shafted as bad as it currently looks but its probably going to be far... far worse.
Hope you can make many funny videos from the House Philip and wish you and your Girlfriend the absolute best!
Congrats Philip!! Silent long-time fan here.
In Australia we have a housing crisis of our own. In my area of Western Sydney, the median house price is A$1.6M (€900,000) and is still 1-1.5hrs from the CBD, where the majority of well-paying jobs are. Stamp duty still applies to everyone.
As a single young adult, my choices are to jump on the rent treadmill for life, find a dozen roommates or live with parents for as long as possible. I'm fortunate enough to have the latter option. However it is crushing for independence and doesn't help bring that sense of adulthood and the freedom to create a new identity separate from who you are in your family's eyes.
Anyway, that's my little rant. Thank you for always being an inspiration to me as a fellow creative. 💖
I'm in a very similar boat to you, but in Brisbane, trying to save to buy an apartment. I know exactly what you mean about it crushing your independence
The independence thing really gets me. My college courses are too rigorous for me to work a full time job and even once I graduate I'll need another half a year program to be able to get an actually career and not just working at a restaurant. I'm thankful that my parents haven't kicked me out, but some days I daydream about paying $1k a month for just 10 sq ft. more of space I can call my own.
As someone who is and 22 and still lives with there parents because all the houses in my area are extremally expensive and my childhood home is 15 minutes from work. This short of video is entertaining and well spoken.
It is so depressing being someone without a house right now. I'm 21 years old and I might only be able to buy a house if I either win the lottery or if the housing market crashes so hard that society could drastically change. And i dont know which option i would like more
enjoy the new house
the ai generated house pictures make this feel like a fever dream story lol, but i hope you did actually get a house and that it serves you well! i appreciate your levelheadedness and thoughtful angle on things, and could stand to see you get the best in life just for that
This feels like a fake 3kliks video, like something you'd watch in a dream.
Lmfao
All the pictures are clearly not of his actual house, but AI generated. On top of that, I feel like there's something a bit suspicious about his voice today...
@@Hugobros3 the pictures are legit, look at the patterned wallpaper it is consistent between images
@@eeaahh I don't think they are, each one seems like liminal spaces lol
@@Hugobros3 is it possible he's using gpt3? The one that can make stories, though I think the voice is real, whle there are ones out there I don't think it's possible to train yourself, atleast not to this quality.
Me and my partner bought our first house mid last year, we managed to put down 155k on a 300k house so now have quite a small mortgage which we can easily repay but may be paying off in full soon. It's really amazing. My main feelin was like getting a seat on a life boat of a sinking ship. Not exactly pure happiness, but a sense of relief, whilst also feeling guilty about those still on the ship.
It's insane how expensive houses are in the UK. It seems to be difficult enough to get a mortgage, let alone a house. I'm a student and am currently renting, and the future looks grim. I don't see how the issue of landlords will ever be fixed. Anyway I have work tomorrow and I'm so fucking tired goodnight
The issue isn't landlords, that's mass immigration for you. Us English are a stable, equalised, non-growing population. So WHO are we building 130'000 houses a year for? Yea, those conservatives are hard on immigration my arse.
This is an everywhere problem, nowhere unique to the UK although the density in insane in london for the quality, rivalling asia for slumlords
@@dadonutslvl90 Something tells me they don't have to build 130'00 new homes a year for foreigners in places where they just export their growing population or places that don't have an anti-indigenous immigration policy.
The landlord problem can be fixed with guillotines
@@blunderingfool
well yeah, having a massive and constant influx of people from outside does not help either...but don't count on people to put 2+2 together, that would be xenophobic after all
3:02 is by far my favorite image in this video
there is a printer BY ITSELF in a random hole in the wall
there is a shower(?) with a wooden floor next to a carpeted area
there is a door that leads into the shower even though there is a hole for you to enter the shower
@@kliksphilip lmao
being a young adult its scary, sad that its so hard to find housing let alone afford it while wanting to do what you love, good on you phill im proud of you :)
No kidding! The only thing I want to do is spend every dime I earn on motorcycles, and I do, knowing full well I will need to house myself on my own at some point in the not so distant future
I think I have seen most of the houses you lived in since you started this channel. Glad to know you finally got your own.
I left school early and worked a lot between the age of 16-18. Was lucky enough to buy a cheap block of land in a development that appreciated by double by the time settlement came.
manged to build a house on it with the equity gained simply by time, the bank valued the land so much that I was able to borrow a full house against it. The property market is completely luck based and I'm happy for those who manage to get a foot in.
Congratulations on winning a game that has and always will be against the first home buyer.
I'm happy for you Phillip. I've followed your channels for a long time and I couldn't be happier that you've found your home. Here's to many more entertaining, thoughtful and engaging videos
this has got to be ai generated
I agree. The images are clearly AI, but im still unsure wether the script might bee too.
@@bogiesmigforl1 i think the script was AI generated too. at least some parts are AI, some are still human-like, but parts sound slightly disconnected and narrated strangely.
This actually helps me really really much.
When I first heard of someone buying a pizza with some bitcoins I actually downloaded a miner and tried to configurate it. But I was too young to know why it didnt work. It ran but didnt mine anything. So I got rid of it.
Now when I think back I feel horrible. I could have helped my family, which is in a horrible financial state and still helps me financially. I would have given everything back.
But just like you said. It could have been that I probably would have sold it already when it doubled or tripled.
The only thing that still makes me sick is, that I also could have forgotten my wallet from back then until now. I was young and saved everything on my HDDs. Maybe I only would have sold the bitcoins when they would be mentioned in the news.
I have to get in peace with myself. I tried to repress the thoughts but I need to get in peace with them.
I was in a similar situation. I owned 1 bitcoin from 2013 that I completely forgot about. It was only when bitcoin hit 40k I remembered the wallet it was in. When I logged in I found out the site had been hacked the year before and the wallet was empty. Still haven't unrustled my jimmies from that one.
Hi Philip, while I'm not from GB it feels like your rant fits whats happening in my country. Your video's always seem to have the most grounded takes. Love you're work always looking forward tp your ur next video
I can kind of, sort of relate to feeling like the money you got wasn't earned.
A while back my map reskin for TF2 I made mostly as a hobby was added to the game. It would have been all well and good but the map itself was a buggy and unoptimised, as if it wasn't tested at all. In a later update, Valve added a map that was even more broken and weird, which kinda confirmed my theories. All of my relatives, who don't understand anything about gaming told me that I should be proud that I've earned the money Valve pays to contributors with my hard work and dedication, but I still feel like I simply won at a casino. It doesn't feel like my map was added because it was good, it's like it was just added to fill in a spot.
I realize that all of this just might be me overthinking it all, having low self esteem or thinking that my work isn't good enough or whatever else, but I genuinely can't get rid of this feeling and I didn't want the game I love to stoop down to accepting subpar maps to be added.
Do you mind if i ask what map it was?
@@michaelcera11
Hassle Castle. I've been meaning to make it more presentable, I have a half finished project with all the bugs people reported to me fixed but with some chunks of the actual level missing, because I wanted to remake the sky box and some other stuff, but because of the various shortcomings of my personality and outside forces, I can't seem to finish it.
@@SmileytheSmile I can imagine it's a lot of pressure. What I would genuinely do is try to take at least a month of a break, not opening anything of the project or doing anything with it at all, and go find something nice to do with your time, then after that plannedtime has passed, then you finally begin working on it again.
That said though, even from before Hassle Castle was added there were many maps that could easily be considered way worse on numerous fronts, and honestly your map really only suffers from technical issues. Take a break, rejuvenate, and I promise that you can make it happen
atleast you... you know... actually made something that thousands of people will play on and appreciate for years.
You don't know how many great memories were made on hassle castle
"I have enough extra money for 12 holidays a year"
that really puts it into perspective
you're probably my favourite youtuber
Thanks for being so reasonable and grounded, mr kliksphilip. It's a refreshing change of discourse.
Best thing I did was buy my own place. Its crazy how much they cost nowadays for a half decent house that doesnt have a tiny garden.
Yup, it's pretty much all the same everywhere in the developed world for our generation. Lately I often argue with my father about these things. (I too am millennial)
It's always "Oh your generation has it so easy now", "when are you going to get a mortgage and start a family?"
In these times? I personally make at least double of the average income in my country and I just can't imagine trying to build anything... I have saved almost 8-9 months of salary by now - but that's just enough to let me live stress-free and buy pretty much anything/anytime I want (my living costs are pretty low and hobbies pretty cheap - I don't drink/smoke/do drugs, so that's a big money-saver as well), but it's still by far not enough to even get me on a track of being a homeowner.
I never got into crypto myself, because everything I have personally predicted to happen has happened, or is yet to happen...
I knew it would cost me my nerves to play the "I should have sold/bought at that time" game - So I never got in.
I was one of those kids that back in ~2010 downloaded some basic CPU miner, ran it for couple of minutes/hours on Core duo CPU, probably made hundreds / thousands $ in "todays worth" - laughed it off "what a bullshit" and then uninstalled it.
@@kliksphilip He was kind of lucky since he got into computer graphics, advertisement early on in 90s... The competition here at that time was nearly non-existant. Funny enough 20 years ago, his income was double of what he makes now (noone wants offset printed stuff in todays digital era - margin for that used to be a goldmine). He just flushed obnoxious sums of money down the drain back then.
The realty market in my country is completely busted. The average income is probably ~ 1/3 of the income in the west (compared to Germany/UK), yet a semi-detached house in a town (lets say around 20-40 thousand people) goes for around £200-300k. Detached house in a 100k city goes for over a £500k.
Young people here take mortages with their partners virtually to their graves. Some can't even finish building a house with their mortgage - thanks inflation, thanks Putin.
brilliant video as always..
Oh, that sweet 144p.
hahaha and here I was grumbling about having to watch it in 1080p.
Congratulations Phil! Happy for you :) I hope the ice cream purchase all those years ago did not delay this too much!
I give my parents a hard time each year on my birthday for not listening to me when I asked for $100 of Bitcoin instead of a Lego set for my 14th. To be fair, Lego has also become quite the investment, but I don't think it's going to buy me a house anytime soon. Congrats Philip, happy to see you happy.
I'm so glad you held on to your Bitcoin, Philip! I know it must have been difficult to watch the price go down, but it's all worth it now that you've saved up enough to buy your own house! Congrats and thanks for sharing your story!
I didn't really follow your channels for 2022 and am just checking the videos you made.
Really happy that you achieved a goal that you set for yourself. For me you will forever be the TH-cam/CSGO/Music Guy that makes fun entertaining and informative content.
I've had something similar happen on a smaller scale. I bought 6 thousand euro's worth of tesla stock in 2019, I got about 50 thousand euro's out of it. Which is a fuckton for a twenty year old.
It's shocking to think about how your gains are other people's losses because bitcoin is worse than zero sum. Not trying to make you feel bad about that though :P
Congrats on the house.
congrats on your house
I also think you deserve this cause you entertain many people and didn't sellout when you could
Congrats! Remember that whilst IRL walls have no decal limit, they also have no decal fade - any marks you make will require work to fix. Also, func_detail groups are *not* visible to the naked eye, so please be careful what you tinker with!
I absolutely despite Bitcoin, but glad to hear it got you a house.
Despise that you managed to find a good thing to say :)
Bitcoin is useful for countries with fucked up money politics. Its more stable than politicians
@@finlaygreenaway193 Yeah sorry - not a native speaker lol
Recently (January) bought a house with my partner too - can't wait to be mortgage free in 35 years ;)
I was thinking of buying an aprtment. Prices in Estonia (Tallinn) are ridiculus: few years ago you could buy 68 m2 apartment in old commieblock for 70-90k€. Now you can buy a 40 m2 apartment in old commieblock for 140k€+. Considering our salaries here, i have pretty much given up on trying to buy something...
Man Philip I just love you, you got this house, earned it respectfully, I hope you feel proud of such accomplishment, because you deserved it
Title: Bitcoin
Thumbnail: Dodgecoin
Me: Helalalalot confused
I’m track to buy a house sometime in my forties right now, if I’m lucky. Same goes for a lot of my peers. So, I’m honestly glad for anyone who manages to get a home of their own in this market, no matter the means. Cheers to you, and I hope this’ll help you in creating videos at your own pace for many more years to come, with far less financial stress behind the scenes.
Interesting piece here, cheers
Yes .....
Brilliant video and we'll done 👍
Congratulations Philip!
Bitcoin might be a dumb speculative bubble but its great to hear Phil is one of the winners.
It must be satisfying tho that now in practice your income is basically 1000 pounds more than it used to be (well if u subtract the utilities bills, but that is surely much less than that)
Congrats! Been watching for a long time and I'm glad to see you doing well!
your house looks like this one map i forgot the name off and i am searching for years
Congratz on the big purchase. You've earned it.
The amount of obvious crpyto bots under this video is absolutely insane. Hoping no one falls for those scams. Good for you, Phil.
Congrats Philip on your new house. I'm happy for you
Seeing things like these makes me super sad. Anyway, good job Philip. You had good timing!
For anyone wondering the games shown are Dark Messiah of Might and Magic as well as Ready or Not.
you are very intelligent, i feel like. so calm,collected and rational.
Man this video is good. It is just different from any other video, and it is interesting to know that even people living in the other side of the world (and in more developed countries) suffering from same problems you having in less developed countries
Congratulations on the house. I'm the same age as you (and also live in Devon) and my wife and I were looking at buying our first house until the mess last September put the prices out of reach for our savings. We're now back to looking at rental houses which are 20% more expensive for less space than we currently have (we need to move closer to work). Having spent my whole working life out of debt but regularly paying exorbitant rent prices and then being given crap deals on mortgages because of my lack of credit history (because I don't use credit!) is pretty galling too.
Yeah the idea you have to use a credit card to prove you can handle your debt is ridiculous. Best of luck!
I'm genuinely happy for you. Congrats!
Dude, so happy for you! This is great! I am speechless.
Congratulations! I too also recently bought a house, can't wait to move in!
I'm in the house-hunting phase myself right now. Been living with my parents since finishing Uni, which has allowed me to save the vast majority of my income to the point I have enough for a decent deposit. Annoyingly though, as you say, the house prices here are the highest they've been and I have not won the lottery. Talking to my parents about it all really cemented in me that a lot of people don't realise how bad the market is. My dad suggested I could just get a bungalow near where my grandad lives, as if that would somehow mean it would be affordable. The cheapest in the area being listed at 220k and missing EVERYTHING (Nothing at all but an old falling apart bathroom. It'd been completely stripped out). Showing my parents just how much my mortgage would be a month on even the cheapest of houses around my city had them completely shocked. There are a few nice looking, good location and affordable ones in the area that I've found, but I really don't know if I want or even can afford to take the plunge. I keep telling myself "what if the market crashes in a week?". I'd be kicking myself for the rest of my life if that happened.
I've told myself that I'd never rent a polace unless utterly necessary. As you say, rent is just throwing money away. I know people who do spend more per month on rent than some martgages would cost me. Granted some may include bills or council tax, but at least with a mortgage, the money is actually going towards you owning the place and allowing you to sell it. Renting is the housing equivalent of a hotel; you're not in control, it's expensive, and at the end of the day, the owner has the final say. I'm sure for some people renting might be the better option, but with how many paces there are up for rent, they're massively hurting the housing market by reducing supply.
Don't try and time the market.
i want to play dark messiah again
happy to know that you got to buy a house, I'm still saving for one but I don't think I will ever be able to get one in this country... sad
Congratulations! The world is at a very bad situation for young people like us. I still can't imagine me owning a car, let alone a house. My parents did all this while being in a not-much-paying job, at which time only my father worked.
I'm glad I made the decision to invest in the childhood house. Seeing my sisters and closest friends trying their hardest to find a nice home is tough. Be it here in Sweden or my friends in the States.
My decision has limited my work opportunities but was thankful that the local bus company took a chance on me to get the licens. Though past decade after school has been tough on me financially.
10:56 Buy the beans uncooked wholesale and boil them yourself instead, maybe? This is coming from one bean fan to another.
Oh, and thank you for sharing your thoughts! I can relate to it a lot.
Congrats! Does your new house have a dedicated VR room?
I'm glad for you, dude. The prices are insane tho. You can buy around 10 1-bedroom flats in Russia for 600K pounds and rent 9 of them and have an income like 3K pounds a month
glad to be in this world, atleast i have philip..
Congratz and all the best to you! :)
'You've gone from having an appreciating asset, to nothing'
Errrmmm.. you've literally just bought a house that gained £60k value in the last 18 months alone. Hardly 'nothing' or a 'depreciating asset'
@@kliksphilip fair enough on that front, but house prices have always gained value over time. Objectively there are more and more people in the UK, less and less houses and no clear solution or response to increase supply and reduce demand. It’s extremely unlikely your property will ever depreciate, at least not in the period of time you’d generally stay in a purchased home.
Just seemed odd phrasing to suggest spending money on buying property leaves you with ‘nothing’ as you said. It may not be a liquid asset, but it’s a tangible and far less risk-intensive asset, where the same can’t be said for Bitcoin. It’s objectively not nothing, and objectively not a depreciating asset.
@@kliksphilip I'm not implying that at all. The quote I posted in my original comment was all I commented on.
You've absolutely gone from something you can trade easily to something that's harder to sell - that was never what i was questioning. But it's certainly not 'nothing', and it's almost certainly going to be an appreciating asset.
Thats literally all I'm saying. Nothing to do with how 'liquid' or tradeable it is. It's effectively a certainty it'll be an appreciating asset, and it's objectively not 'nothing'.
No hostility at all, I just found it a really odd and rather pessimistic way to phrase buying a house.
Congrats Philip
Congratulations Philip
Wait, Landlords do suprise inspections in the uk? Im living in germany and the landlord doesnt have a key, nor does he visit without a good reason. Im pretty sure he hasnt seen some flats for decades, since the people in those have lived there for that time without there beeing any reason to enter.
They're required to give 24h notice
Oh hell yes... Dark Messiah!!! I need to reinstall that asap!!! Is their a VR edition lol. And great to see you getting a place 😁
Congrats man. Just bought a house myself. It was half a year of getting outbid by people offering more than asking. Until I got really lucky. Someone listed their house wrong and I was the only one to look at it. Offered low and somehow got it. If that didn't happen... Not sure I'd still be here.
Without your house you'd have killed yourself?
there's a strange peace listening to these videos even though i have no knowledge on most of these things
So glad for you mate!
congratulations, I am unfortunately still stuck just priced out of the market and I can imagine the joy and relief you must feeling right now and I admit I am a little envious.
If you think UK's housing prices are bad. Just look at Australia, we're fucked. Median price for a few months in Melbourne and Sydney was well over $1 Million AUD. Although house prices have gone down, there still ludicrously expensive and unaffordable.
seriously considering living in a van for the rest of my life right now.. if i can afford it
3:01
this is what old people will never understand. my nan saved some money for an extra year and sold a pokey little flat and the house she bought with that money is now worth half a million pounds, in an area that isn't considered even that nice. for me to buy even a 2 bedroom terraced house on a busy main road I'd have to either get married or earn 60k a year. it's impossible to thrive as a young person