Investing in Roth IRA can be a good choice since they are funded with after tax dollars, your contributions can grow tax-free over time. When you withdraw money from your Roth IRA in retirement, you won’t have to pay tax on it, which will help you keep more of your hard-earned money. I retired with 5 million dollars
People don't really know this, You need to create your own process, manage risk and stick to the plan, through thick or thin while also continuously learning from mistakes and improving.
On the contrary, even if you’re not skilled, it is still possible to hire one. I am a project manager and my personal port-folio of approximately $750k took a big hit in April due to the crash. I quickly got in touch with a financial-planner that devised a defensive strategy to protect and profit from my port-folio this red season. I’ve made over $150k since then
I work with Rebecca Nassar Dunne as my fiduciary advisor. Simply look up the name. You would discover the information you needed to schedule an appointment.
Keep going mate I started at 34... was in 13K debt and living in my overdraft. I'm now debt free have a 45K emergency fund. 55K saving pot and just surpassed ~$500K. My portfolio is roughly half ETFs and half in individual stocks... I am almost 36 now!
which companies would you recommend or where should I invest a hundred K to get the best returns right off the bat? I have just opened a Vanguard account and its my first time investing I have just started and I am depositing 20% of my monthly salary I am scared because I don't know what to do now :D
I lost a lot chasing individual stocks and I feel pretty silly for not understanding how investing works. I have a double major in economics but I’ve been trying to make sense of the market. Well done on profits!
Keep it simple, buy things you understand, take some risk but don't try to shoot the lights out. Talk to a CFA if you really aren't sure. I am with *Lina Dineikiene* .I conservatively follow her recommendations and guidance on market entry and exit points, and tbh this approach makes investing fairly simple and worthwhile. I am convinced it's not just hard work but smart work :-)
Well explained. Thanks for bringing up the videos financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject.
Your explanations are clear and concise. Despite watching several trading videos, I haven't found practical advice that resonates with me. Can you kindly suggest a reputable trading coach who can effectively guide me through the process?
Your video is a calming presence, especially during turbulent times in the financial markets. Your insightful analysis provides a thoughtful and prudent roadmap, aligning perfectly with the current economic landscape.
There are many coaches available, but Sheryl K Nicole stands out as a popular choice. Her recognition is growing daily, and her strategies have been highly effective during this period. With years of financial market experience, she is someone I cannot afford to lose as a guidance
Meeting Sheryl has been a game-changer for me and my family. I was skeptical about trading, but today's encounter completely changed my perspective. I just withdrew $185,300.
I came across your channel through this video-case studies are incredibly valuable, and I'm eager to see more in the future! Building wealth involves establishing routines, like consistently setting aside funds at regular intervals for smart investments.
People believe their currency has the worth it does because they have no other option. Even in a hyperinflationary environment, individuals must continue to use their hyperinflationary currency since they likely have minimal access to other currencies or gold/silver coins.
Uncertainty... it took me 5 years to stop trying to predict what bout to happen in market based on charts studying, cause you never know. not having a mentor cost me 5 years of pain I learn to go we’re the market is wanting to go and keep it simple with discipline.
NICOLE ANASTASIA PLUMLEE is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.
Man Steve you are sooooo dope I appreciate your teaching. I'm 53 and needed this simple breakdown I was never taught about money growing up I want to retire at 65 please continue to help us late bloomers great work!
Same here. I’m 40 and I do have a bunch of investments i never looked into this till now. I’m starting at the age of 40. But I put 7k at the beginning of the year , next year I’ll put another 7k. Makes it easier for me. Another life investment that im pumped about
For a long time, I got caught up in lifestyle inflation. Every time I got a raise, I found a way to spend more, and soon enough, what felt like luxuries became part of my daily life. I think this happens to a lot of people, but it took me a while to notice. When I finally stopped and reevaluated what really mattered to me, I realized I could redirect that money toward savings and investments instead. Now, I’m on track to reach $4 million in retirement savings, which honestly feels surreal. And to top it off, I've developed a habit of watching finance content, something I used to avoid like the plague
I agree, luck plays a role, especially early on, but consistent results tend to come from more than just luck. When I had only saved $300k, I realized I couldn’t afford to rely on luck or time alone. I needed a more deliberate approach that wasn’t just hoping for the best. Thats when I found Emily Ava Milligan, a fund manager whose approach to balancing risk and growth gave me the confidence to build from that foundation
Thank you so much! This is the best tutorial I’ve come across thus far. Yes, I’ve made the mistake of just adding money into a Roth IRA and did not invest it - thank you so much for taking the time to break down each step and actually showing how to do it on the website
Truly appreciate the video. I’m hoping to show this and convince my children to start early. You need to continue teaching classes for late teens. I would have paid to send my kids to this class 👍🇺🇸
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.
Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks
@@Donnafrank-k6e However, if you do not have access to a professional like Clementina Abate Russo, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments.
You work for 40yrs to have $1m in your retirement, Meanwhile some people are putting just $10k in a meme coin for just few months and now they are multi millionaires. I pray that anyone who reads this will be successful in life
Thanks for continuing updates I'd rather trade the stock market as it's more profitable. I make an average of $34,500 per week even though I barely trade myself.
Great video. I'm a financial advisor, and your video has made me realize I may not be distilling information enough, when meeting with clients. It proves not everyone can teach! You're a natural teacher. I'm glad I found your video. Bravo!
This video needs to be viral! Hands down the best break down video about investing. I’m turning 30 next month and I am ready to stop spending and start investing! Thank you so much for this video❤️! So clear and concise!!!
Love THIS!!!!! NEWBIE here and VERY VERY late to the savings game. In my 40s with a mortgage. I kick myself thinking about the mistakes I made in my early 20s up until now. Please continue with these type of videos. I appreciate how you break it down to us and you show us where to click and what to look at. New sub!
I believe investors should focus on under-the-radar stocks, especially given the present rollercoaster nature of the stock market. 35% of my $270,000 portfolio consists of collapsing stocks that were previously respected, and I don't know where to go from here.
To tackle investment risks, the safest approach is to diversify across various asset classes, such as bonds, real estate, and international stocks, to minimize the impact of a market meltdown. Seeking expert guidance is essential.
Many people underestimate the value of advisers until they experience burnout. After a challenging divorce a few summers ago, I sought out a highly qualified licensed advisor. Her guidance has been invaluable in keeping my company afloat and thriving, despite inflation.
how can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your succedss??
You might research potential candidates and keep a look out for those with clever methods that can help you grow your portfolio gradually and steadily. Carol Vivian Constable is my FA. She is knowledgeable and accommodating to your needs. establish her identity
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’ Carol Vivian Constable” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
Thank for your simplicity. The ETF/investing portion of this video is what I was really looking for. It’s always been intimidating. Thank you again. I’m always looking for more beginner’s advice
Thank u so much ur helping more people than u know. Ive seen a million vids on this topic but 4 some reason it just stuck when i saw ur vid. Probly cuz ur were a teacher! Recently set up roth ira deposited $500 yesterday and now im ready to buy my 1st etf. Im 37 so starting late but i still got 30 yrs 2 invest. Thank u 🙏🙏🙏
I’m 38 and about to start investing myself - started my teaching career this year and just settling with a pension and life insurance. I sometimes feel bad that I haven’t made smarter money decisions but we all start somewhere. When I read your age I thought, wooooo we are all in this together!
Thank you! ✨👍🏻 I now know exactly what to do and how. 😃 I’ve watched so many videos re: “How to start investing” what time do etc. and they all confused me with too much talking and less of the steps to take. Or too much info at a time. Nothing like your videos! So informative straight to the point and easy to follow instructions. Truly appreciated 🤗🙏🏻🙌🏻✨
Newbies need to learn the ropes, know how much risk they can handle and diversify their portfolio. Some folks get help from money experts or do their homework before making investment moves. It's all about being smart with your funds.
Generally , the stock market provides a platform for buying and selling shares of publicly traded companies, offering potential opportunities for investors to grow their wealth, but it's essential to approach it with knowledge and caution.
That's correct. At first, I wasn't too pleased with my gains compared to my previous performances, I was doing so poorly, I thought I needed to diversify into better assets, so I got in touch with an investment-advisor. That same year, I pulled a net gain of £550k, which is about 10 times more than I average on...
My CFA Vivian Jean Wilhelm, a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
Thank you Steve... I started watching your insta videos a year ago. They just affirm what I think about finances every time. The psychology behind is awesome!!! My question would be. What about the IRS limits if you invest across different types of investments and brokerages???
Thank you for mentioning that it’s tempting to “inflate” our lifestyle but the end goal is more important to me and sometimes I do feel like I’m missing out but I find comfort knowing I’m taking care of me for later
Love your videos!!! You really took the anxiety out if investing for me ... i send them to family and friends to try and get them on board too cause you make it so easy to understand!! Thank you so much
@CalltoLeap So what if I put the 7,000 in the Roth IRA in one transaction and buy 7,000 worth of s&p500, I don't need to keep investing money monthly right? Because I hit the maximum for that year, Right? Thanks for the video
I have a few questions and i'll be grateful if someone will reply. how can i invest in stocks? or how i can help to grow a portfolio? I want to invest around 140K cash savings. What are the best strategies?
Knowledgeable Investors know where and how to put money in order to reduce risk and maximize returns. See a market strategist with experience if you are unable to manage market conditions.
Accurate asset allocation is crucial, I used hedging strategies to allocate part of my portfolio to defensive assets for market downturns. Expert guidance is vital for achieving this. This approach has helped me stay financially secure for over five years, yielding nearly $1 million in returns on investments.
I work with the popular Sophia Nadene Morgan, Who happens to be a is a hot topic among financial elitist in NYC. Especially for her works during Covid. All the information you need to set up an appointment is on her web page.
You are a really good teacher. I appreciate how you simplify things so that they're easy to understand. Your willingness and desire to help people shines through in what you do!!
Hello. You are so AMAZING! I love your videos on financial education, for people like me, who never get financial education. Please keeping up doing doing this great video. Thank you.
This is really helpfull by listening to too many people talk this one make it simple and show how to for someone have no idea where to start thank you so much
Thank you for the help I know I’m behind already I’m 53 years old and don’t have any retirement plan but I would definitely look into this is very important thank you again
Came Across This Channel A Few Months Ago & I Like It! This Episode Made Me Do A Deep Dive Into My ROTH & I Just Found Out That I DID NOT Have The DRIP Turned On Within My ROTH! Thank You For The Wake Up Call!
Im 33 and ive just started investing and i dont make alot of money but i have invested about 3k so far most of it in 2 etf's and a few different stocks i need to contribute to my roth ira tho im still learning. (75 a week we will see where it goes)
Can you make a video on how parents should have their teens invest. I have 2 teenagers that are starting to work part time and would love to know how to help them.
Same here! Turning 50 in a month. I do have a 401k but started only 9 years ago so it’s not big, still growing. Husband doesn’t have any so I’m trying to quickly plan for our retirement. This video took the scary part of the Roth IRA out. Thank you!
You have just opened my eyes since I have transferred some $$$ from my 401k to Roth. I still have to invest that $$$ into some kind of investment. Thanks
Thank you so much! It's so sad to learn this so late in life. But for the first time, I felt the confidence to follow this step by step and start this process. Though I my not get to the million, but hopeully it will be double and triple of what I invest at least.
👌🏾👍🏾👏🏾👏🏾 from a guy that played a Klingon in Star Trek, worked in 2 Transformers movies, 4 Marvel, 3 Matrix and more. Thanks for putting this together.
Steve thank you so much for your video. It is THE BEST TH-cam video BY FAR on the topic. You took the time to really simplify a complicated subject. I walked away informed. I am forwarding your video to the young adults in my family because I could see that you truly care about educating your viewers and I could see the passion you have for the topic. Your video covers a topic that don't get a lot of focus on in most households.The video was well articulated and well presented. I smashed the like button and subscribed to your channel. I look forward to more of your content. Bravo. Well done!
This was great, I am late to the game, investing is confusing and I'm just starting the journey of learning. I really liked all the visual stuff, as someone with adhd, i sometimes have a hard time keeping my focus if there is not visual ques or the speaker is slow...but you can always speed up the video. 🤣 I would encourage you to keep the video format and presentation as is, because it gives a good overview, we still see you and it's not overly busy. I love when you do the bullet point style, that's how my brain works. Thanks for all your hard work!
I just switched up my Roth IRA to 50% SCHD, 25% SCHX, 25% SCHG, and my Roth 401k is 70% vanguard S&P 500 index, 20% vanguard growth index, and 10% vanguard international index. Seeking best possible ways to grow $350k into $1m+ before retirement, I'm 55.
Your allocation seems well-diversified. To take it to the next level, explore dollar-cost averaging and dividend reinvestment. However, it's essential to consult with a financial advisor to create a tailored plan aligned with your unique goals, risk tolerance, and retirement timeline.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfoIlo allocation
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’ *Amy Desiree Irish* ” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
I think investors should always put their cash to work, especially In 2024, we'll start to see more market diversification. I'm hoping to invest about $350k of my savings in stocks against next year. Hope to make millions in 2024
I like how you break investing down and make it a step-by-step process. I would like to learn at what stage you diversify your portfolio (i.e. buy a few different ETF's, etc.)? How much percentage of your portfolio should it be dedicated to say 1 ETF? At what stage/milestone do I buy 3-5 different ETF's?
I am trying to avoid making any new buys at this point in other not to get sucked into a bear market trap.It's tough making money in stocks when institutional investors are the driving force behind the selling.. although I read an article of people that grossed profits up to $150k during this crash, what are the best stocks to buy now or put on a watchlist?
You’re right! The current market might give opportunities to maximize profit within a short term, but in order to execute such strategy , you must be a skilled practitioner.
Yes. It is very easy to buy in on trending stocks but the problem is knowing when to sell or hold, which is why a coach is important. I've been in touch with one for about a year now and although I was initially skeptical about it, I will say I've made more progress within a year generating 6figure profit
How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.
Sonya Lee Mitchell is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your pointers
Great information! Something that might help would be a snapshot of your purchase history. Did you focus only on one ETF, or stock, initially and how long you focused on it before branching out. Or, did you initially start out with purchasing a set of stocks and divide your money each month between them?
Thank you so much for this video Steve! Made mistakes in the past but turning it around and all ur videos have been super helpful! No more life lessons pls, need real results only from here on out. Let’s go!
![[안방1열 직캠4K] 베이비몬스터 치키타 'DRIP' (BABYMONSTER CHIQUITA FanCam) @SBS Inkigayo 241110](http://i.ytimg.com/vi/tnlxo79cAqY/mqdefault.jpg)
Investing in Roth IRA can be a good choice since they are funded with after tax dollars, your contributions can grow tax-free over time. When you withdraw money from your Roth IRA in retirement, you won’t have to pay tax on it, which will help you keep more of your hard-earned money. I retired with 5 million dollars
People don't really know this, You need to create your own process, manage risk and stick to the plan, through thick or thin while also continuously learning from mistakes and improving.
On the contrary, even if you’re not skilled, it is still possible to hire one. I am a project manager and my personal port-folio of approximately $750k took a big hit in April due to the crash. I quickly got in touch with a financial-planner that devised a defensive strategy to protect and profit from my port-folio this red season. I’ve made over $150k since then
Your advisor must be really good. How I can get in touch? My retirement portfolio's decline is a concern, and I could use some guidance.
I work with Rebecca Nassar Dunne as my fiduciary advisor. Simply look up the name. You would discover the information you needed to schedule an appointment.
I searched for her full name online, found her page, and sent an email to schedule a meeting. Hopefully, she responds soon. Thank you.
Investments are the roots of financial security; the deeper they grow, the stronger your future will be."
The deeper your investment roots, the stronger your financial security will be in the future.
Exactly! With my adviser, I’ve cultivated deep investment roots, strengthening my financial security for the future.
I would love an introduction to an adviser who can help me strengthen my financial roots.
My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further.
Thank you for this amazing tip. I just looked the name up and wrote her.
Watching in my 40s... And only just starting I feel so behind!
Gotta start somewhere
Keep going mate I started at 34... was in 13K debt and living in my overdraft. I'm now debt free have a 45K emergency fund. 55K saving pot and just surpassed ~$500K. My portfolio is roughly half ETFs and half in individual stocks... I am almost 36 now!
which companies would you recommend or where should I invest a hundred K to get the best returns right off the bat? I have just opened a Vanguard account and its my first time investing I have just started and I am depositing 20% of my monthly salary I am scared because I don't know what to do now :D
I lost a lot chasing individual stocks and I feel pretty silly for not understanding how investing works. I have a double major in economics but I’ve been trying to make sense of the market. Well done on profits!
Keep it simple, buy things you understand, take some risk but don't try to shoot the lights out. Talk to a CFA if you really aren't sure. I am with *Lina Dineikiene* .I conservatively follow her recommendations and guidance on market entry and exit points, and tbh this approach makes investing fairly simple and worthwhile. I am convinced it's not just hard work but smart work :-)
Well explained. Thanks for bringing up the videos financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject.
Trading in Bitcoin now is the wisest thing to do now especially beginner.....
Most people think, investing in crypto is all about buying coins and hodling, come on it takes much analysis to be a successful crypto trader.
Please how do I go about it, am still a newbie on investment trading and how can I make profit?
Annabelle's assessment of cryptocurrencies is by far the most accurate... A must for all beginners and experienced crypto traders.
Ever since I started following Annabelle Hartfield strategies, my trading game has elevated to new heights truly a mastermind in the trading
Your explanations are clear and concise. Despite watching several trading videos, I haven't found practical advice that resonates with me. Can you kindly suggest a reputable trading coach who can effectively guide me through the process?
Your video is a calming presence, especially during turbulent times in the financial markets. Your insightful analysis provides a thoughtful and prudent roadmap, aligning perfectly with the current economic landscape.
Trading with a professional is the best strategy for beginners as well as busy investors who have little or know time to monitor their trade.
There are many coaches available, but Sheryl K Nicole stands out as a popular choice. Her recognition is growing daily, and her strategies have been highly effective during this period. With years of financial market experience, she is someone I cannot afford to lose as a guidance
How can I reach her please🙏
Meeting Sheryl has been a game-changer for me and my family. I was skeptical about trading, but today's encounter completely changed my perspective. I just withdrew $185,300.
I came across your channel through this video-case studies are incredibly valuable, and I'm eager to see more in the future! Building wealth involves establishing routines, like consistently setting aside funds at regular intervals for smart investments.
People believe their currency has the worth it does because they have no other option. Even in a hyperinflationary environment, individuals must continue to use their hyperinflationary currency since they likely have minimal access to other currencies or gold/silver coins.
Uncertainty... it took me 5 years to stop trying to predict what bout to happen in market based on charts studying, cause you never know. not having a mentor cost me 5 years of pain I learn to go we’re the market is wanting to go and keep it simple with discipline.
NICOLE ANASTASIA PLUMLEE is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.
Man Steve you are sooooo dope I appreciate your teaching. I'm 53 and needed this simple breakdown I was never taught about money growing up I want to retire at 65 please continue to help us late bloomers great work!
This video has change my life! I cannot believe I’m learning at my age 43. I’m teaching this to my kids. Thank you so much!
Same here. I’m 40 and I do have a bunch of investments i never looked into this till now. I’m starting at the age of 40. But I put 7k at the beginning of the year , next year I’ll put another 7k. Makes it easier for me. Another life investment that im pumped about
For a long time, I got caught up in lifestyle inflation. Every time I got a raise, I found a way to spend more, and soon enough, what felt like luxuries became part of my daily life. I think this happens to a lot of people, but it took me a while to notice. When I finally stopped and reevaluated what really mattered to me, I realized I could redirect that money toward savings and investments instead. Now, I’m on track to reach $4 million in retirement savings, which honestly feels surreal. And to top it off, I've developed a habit of watching finance content, something I used to avoid like the plague
I’ve always thought luck plays a huge role in investing. Without it, it’s hard to really succeed, no matter what resources you have
I agree, luck plays a role, especially early on, but consistent results tend to come from more than just luck. When I had only saved $300k, I realized I couldn’t afford to rely on luck or time alone. I needed a more deliberate approach that wasn’t just hoping for the best. Thats when I found Emily Ava Milligan, a fund manager whose approach to balancing risk and growth gave me the confidence to build from that foundation
I did a quick search of the name and found her page. and I’m curious to learn more now. I appreciate that you pointed that out
Scammers
Thank you so much! This is the best tutorial I’ve come across thus far. Yes, I’ve made the mistake of just adding money into a Roth IRA and did not invest it - thank you so much for taking the time to break down each step and actually showing how to do it on the website
I just opened my Roth IRA. I will keep watering my plant. Thank you for this video!!!!
What’s the best strategy to enter crypto investing now for someone with more or less than $45k?
You need a proTrader or someone good at navigating the market. Someone like Stephany Reuben
Same here. Stephany managing my portfolio was my best decision. I have withdrawn half already
true, almost gave up due to constant losses, but Stephany turned my luck around
Meeting Stephany Reuben changed my life. I could barely pay my rent; now I own two houses
How can she be consulted?
Truly appreciate the video. I’m hoping to show this and convince my children to start early. You need to continue teaching classes for late teens. I would have paid to send my kids to this class 👍🇺🇸
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.
Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks
@@Donnafrank-k6e However, if you do not have access to a professional like Clementina Abate Russo, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments.
@@BrandonIvan-c6e Oh please I’d love that. Thanks!.
@@Donnafrank-k6e Clementina Abate Russo is her name.
Lookup with her name on the webpage.
You work for 40yrs to have $1m in your retirement, Meanwhile some people are putting just $10k in a meme coin for just few months and now they are multi millionaires. I pray that anyone who reads this will be successful in life
Thanks for continuing updates I'd rather trade the stock market as it's more profitable. I make an average of $34,500 per week even though I barely trade myself.
@@OliviaKate-n7lI'm favoured financially, Thank you Jesus $32,000 weekly profit regardless of how bad it gets on the economy.
@@MandyMoore-ie7jwHow
..? Am a newbie in crypto investment, please can you guide me through on how you made profit?
@@Richard-y3bThanks to ALICE LEE CHEN FINANCIALS
She's a licensed broker here in the states
Great video. I'm a financial advisor, and your video has made me realize I may not be distilling information enough, when meeting with clients.
It proves not everyone can teach! You're a natural teacher. I'm glad I found your video. Bravo!
This video needs to be viral! Hands down the best break down video about investing. I’m turning 30 next month and I am ready to stop spending and start investing! Thank you so much for this video❤️! So clear and concise!!!
Love THIS!!!!! NEWBIE here and VERY VERY late to the savings game. In my 40s with a mortgage. I kick myself thinking about the mistakes I made in my early 20s up until now. Please continue with these type of videos. I appreciate how you break it down to us and you show us where to click and what to look at. New sub!
Thank you for the screen shots and arrows im a visual learner and this made it more easier to learn then just someone talking in a video
Thank you so much for making this so clear and straightforward. I am 53 years old with very little saved. I need to learn from you. Thanks again!
I believe investors should focus on under-the-radar stocks, especially given the present rollercoaster nature of the stock market. 35% of my $270,000 portfolio consists of collapsing stocks that were previously respected, and I don't know where to go from here.
To tackle investment risks, the safest approach is to diversify across various asset classes, such as bonds, real estate, and international stocks, to minimize the impact of a market meltdown. Seeking expert guidance is essential.
Many people underestimate the value of advisers until they experience burnout. After a challenging divorce a few summers ago, I sought out a highly qualified licensed advisor. Her guidance has been invaluable in keeping my company afloat and thriving, despite inflation.
how can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your succedss??
You might research potential candidates and keep a look out for those with clever methods that can help you grow your portfolio gradually and steadily. Carol Vivian Constable is my FA. She is knowledgeable and accommodating to your needs. establish her identity
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’ Carol Vivian Constable” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
Thank for your simplicity. The ETF/investing portion of this video is what I was really looking for. It’s always been intimidating. Thank you again.
I’m always looking for more beginner’s advice
Glad it was helpful!
Dear Steve, Please make a video like this one about the back door Roth IRA . Thank you 🙏🏻
🤔
Amazing video. I’m a beginner and I have learned a lot from your videos. Thank you!
Glad to help!
Thank u so much ur helping more people than u know. Ive seen a million vids on this topic but 4 some reason it just stuck when i saw ur vid. Probly cuz ur were a teacher! Recently set up roth ira deposited $500 yesterday and now im ready to buy my 1st etf. Im 37 so starting late but i still got 30 yrs 2 invest. Thank u 🙏🙏🙏
I’m 38 and about to start investing myself - started my teaching career this year and just settling with a pension and life insurance. I sometimes feel bad that I haven’t made smarter money decisions but we all start somewhere. When I read your age I thought, wooooo we are all in this together!
42
Thank you! ✨👍🏻
I now know exactly what to do and how. 😃
I’ve watched so many videos re: “How to start investing” what time do etc. and they all confused me with too much talking and less of the steps to take. Or too much info at a time. Nothing like your videos! So informative straight to the point and easy to follow instructions.
Truly appreciated 🤗🙏🏻🙌🏻✨
Awww I'm glad the video helped!
@@CalltoLeapwhat if i didn’t contribute too much on my roth ira account this yr?
Steve Thank You, great video!! My 20 year old daughter also starting the investment journey!
Newbies need to learn the ropes, know how much risk they can handle and diversify their portfolio. Some folks get help from money experts or do their homework before making investment moves. It's all about being smart with your funds.
Generally , the stock market provides a platform for buying and selling shares of publicly traded companies, offering potential opportunities for investors to grow their wealth, but it's essential to approach it with knowledge and caution.
That's correct. At first, I wasn't too pleased with my gains compared to my previous performances, I was doing so poorly, I thought I needed to diversify into better assets, so I got in touch with an investment-advisor. That same year, I pulled a net gain of £550k, which is about 10 times more than I average on...
I’ve been looking to switch to an advisor for a while now. Any help pointing me to who your advisor is?
My CFA Vivian Jean Wilhelm, a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
Wow, her track record looks really good from what I found online. I'll take a chance and see how it goes. Thanks for the info
thank you for all your help. I'm going to start investing now.
Thank you Steve... I started watching your insta videos a year ago. They just affirm what I think about finances every time. The psychology behind is awesome!!! My question would be. What about the IRS limits if you invest across different types of investments and brokerages???
Thank you for such a detailed video especially I’m 54.
Thanks for watching!!!
Great video! I will start at 52 I didn’t start earlier because I didn’t understand and this explains it.
You got this!
Great job! Nice, soothing voice. Thanks for the info about watering the plant
Thank you for mentioning that it’s tempting to “inflate” our lifestyle but the end goal is more important to me and sometimes I do feel like I’m missing out but I find comfort knowing I’m taking care of me for later
Love your videos!!! You really took the anxiety out if investing for me ... i send them to family and friends to try and get them on board too cause you make it so easy to understand!! Thank you so much
Aww thank you!!!! :)
@CalltoLeap So what if I put the 7,000 in the Roth IRA in one transaction and buy 7,000 worth of s&p500, I don't need to keep investing money monthly right? Because I hit the maximum for that year, Right?
Thanks for the video
@@xharly620. That's correct. If you put in more than the 7K max you will be penalized for it.
I appreciate you being so informative. I learned quite a bit. Keep your videos coming.
Your investment education is really inspiring. I look forward on implementing them. Thank you 🙏🏽
Happy to hear that!
Your video was simple but very effective
I have a few questions and i'll be grateful if someone will reply. how can i invest in stocks? or how i can help to grow a portfolio? I want to invest around 140K cash savings. What are the best strategies?
Knowledgeable Investors know where and how to put money in order to reduce risk and maximize returns. See a market strategist with experience if you are unable to manage market conditions.
Accurate asset allocation is crucial, I used hedging strategies to allocate part of my portfolio to defensive assets for market downturns. Expert guidance is vital for achieving this. This approach has helped me stay financially secure for over five years, yielding nearly $1 million in returns on investments.
Hey friend, can I work with your Fiduciary?
I work with the popular Sophia Nadene Morgan, Who happens to be a is a hot topic among financial elitist in NYC. Especially for her works during Covid. All the information you need to set up an appointment is on her web page.
Yeah, she is Sophia Nadene Morgan, look her up. Anyone is free to contact her.
Thank you so much for detailed step by step investments. You are the best!!!
I love your easy-to-follow simple teaching! Thank you!
Glad it was helpful!
You are a really good teacher. I appreciate how you simplify things so that they're easy to understand. Your willingness and desire to help people shines through in what you do!!
I learn so much from you. I wish I found you years ago.
I’m setting the account up for my kids as well.
I am 63 years old & will use this to help me have a decent Retirement & help my grown children improve their financial portfolios. ✊🏾❣️
Hello. You are so AMAZING! I love your videos on financial education, for people like me, who never get financial education. Please keeping up doing doing this great video. Thank you.
This is really helpfull by listening to too many people talk this one make it simple and show how to for someone have no idea where to start thank you so much
I'm glad it helped!
Thank you for the help I know I’m behind already I’m 53 years old and don’t have any retirement plan but I would definitely look into this is very important thank you again
Came Across This Channel A Few Months Ago & I Like It! This Episode Made Me Do A Deep Dive Into My ROTH & I Just Found Out That I DID NOT Have The DRIP Turned On Within My ROTH! Thank You For The Wake Up Call!
Im 33 and ive just started investing and i dont make alot of money but i have invested about 3k so far most of it in 2 etf's and a few different stocks i need to contribute to my roth ira tho im still learning. (75 a week we will see where it goes)
You are the “New SUZE Orman” of finance. You’re awesome and I love your teaching skills. I’m subscribing!!!
Can you make a video on how parents should have their teens invest. I have 2 teenagers that are starting to work part time and would love to know how to help them.
Thank you Steve! Wish I would have found you years ago, but I guess it’s never too late to start! 😊
100% true! It is never too late to start.
What about a video for people who didn’t start investing until 50+
Yes im one of them I will love to see a video about it 😊
Same here! Turning 50 in a month. I do have a 401k but started only 9 years ago so it’s not big, still growing. Husband doesn’t have any so I’m trying to quickly plan for our retirement. This video took the scary part of the Roth IRA out. Thank you!
57 here, no 401k and just started my roth ira this year by watching your great videos! I would love to see a video on this topic TIA ❤
Or 40?
Thanks for guiding us. Very excited to open Roth IRA…thanks
You have just opened my eyes since I have transferred some $$$ from my 401k to Roth. I still have to invest that $$$ into some kind of investment. Thanks
This really is well explained! You have a great head on your shoulders.
Thank you so much! It's so sad to learn this so late in life. But for the first time, I felt the confidence to follow this step by step and start this process. Though I my not get to the million, but hopeully it will be double and triple of what I invest at least.
This was an awesome step-by-step video. Thank you so much. It was incredibly helpful.
Glad it was helpful!
I love your tutorial step by step I can follow❤ easy to understand, thank you for educating people to have a good retirement.
👌🏾👍🏾👏🏾👏🏾 from a guy that played a Klingon in Star Trek, worked in 2 Transformers movies, 4 Marvel, 3 Matrix and more. Thanks for putting this together.
Thanks so much Steve! I am a beginner investor and I learned a lot from this video.
Thanks so much for your video. You did such a wonderful job explaining and modeling the steps. You definitely encouraged me to start investing.
Steve thank you so much for your video. It is THE BEST TH-cam video BY FAR on the topic. You took the time to really simplify a complicated subject. I walked away informed. I am forwarding your video to the young adults in my family because I could see that you truly care about educating your viewers and I could see the passion you have for the topic. Your video covers a topic that don't get a lot of focus on in most households.The video was well articulated and well presented. I smashed the like button and subscribed to your channel. I look forward to more of your content. Bravo. Well done!
Thank you for sharing. Great information.
Thank you SO much for sharing this! I’m a newbie, but jumping in and your videos are so understandable. Thank you again!!
steve , is it late for me to invest? im 57 , i can do this
but im just
at loss with financial term
so this really helps, thanks a lot
This has been the most helpful video about roth iras I have seen. Thank you. Please make more financial literacy content like this.
Thank you! Will do! :)
Thank you for being very clear; I’m excited to start I feel like I understand a lot more are watch this. 😊
This was great, I am late to the game, investing is confusing and I'm just starting the journey of learning. I really liked all the visual stuff, as someone with adhd, i sometimes have a hard time keeping my focus if there is not visual ques or the speaker is slow...but you can always speed up the video. 🤣 I would encourage you to keep the video format and presentation as is, because it gives a good overview, we still see you and it's not overly busy. I love when you do the bullet point style, that's how my brain works. Thanks for all your hard work!
This is really helpful and attainable. Thank you
Awesome video , thank you for the free education 🔥🔥🔥
THANK YOU WELL DONE 25:43
Woohoo!
It does help a lot! This is awesome! THANK YOU!!
I just switched up my Roth IRA to 50% SCHD, 25% SCHX, 25% SCHG, and my Roth 401k is 70% vanguard S&P 500 index, 20% vanguard growth index, and 10% vanguard international index. Seeking best possible ways to grow $350k into $1m+ before retirement, I'm 55.
Your allocation seems well-diversified. To take it to the next level, explore dollar-cost averaging and dividend reinvestment. However, it's essential to consult with a financial advisor to create a tailored plan aligned with your unique goals, risk tolerance, and retirement timeline.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfoIlo allocation
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’ *Amy Desiree Irish* ” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
I love the way you break down this information, I will be tuning in!
Awesome, thank you!
Haha,,this video "didnt" suck :) You gave some good insight on how to start this darn investing thang, Thank you so much..Subed/follow!
Wow I learned a lot from this video. Thank you
Glad it was helpful!
I’m saving this video, very easy to understand to start putting money away, thank you so much 😊
I think investors should always put their cash to work, especially In 2024, we'll start to see more market diversification. I'm hoping to invest about $350k of my savings in stocks against next year. Hope to make millions in 2024
I like how you break investing down and make it a step-by-step process. I would like to learn at what stage you diversify your portfolio (i.e. buy a few different ETF's, etc.)? How much percentage of your portfolio should it be dedicated to say 1 ETF? At what stage/milestone do I buy 3-5 different ETF's?
Thanks Steve. Enjoy you're breakdown and visuals!
Good video. Very informative and detailed
Thank you so so much!
Great video. Thank you for the valuable insight
Thanks! Great vid
Thank you, Steve. Made it very easy!!!
Great video! Im ready to invest, did all the steps! Thank you🙏
Great video! Thanks for sharing, and please keep the videos coming. I'm 50, and I have a lot of catching up to do.
Thank you!
I am trying to avoid making any new buys at this point in other not to get sucked into a bear market trap.It's tough making money in stocks when institutional investors are the driving force behind the selling.. although I read an article of people that grossed profits up to $150k during this crash, what are the best stocks to buy now or put on a watchlist?
You’re right! The current market might give opportunities to maximize profit within a short term, but in order to execute such strategy , you must be a skilled practitioner.
Yes. It is very easy to buy in on trending stocks but the problem is knowing when to sell or hold, which is why a coach is important. I've been in touch with one for about a year now and although I was initially skeptical about it, I will say I've made more progress within a year generating 6figure profit
How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.
Sonya Lee Mitchell is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your pointers
This is very informative for the younger/older generation on how to start investing 😊
Not too late to start!
Great information! Something that might help would be a snapshot of your purchase history. Did you focus only on one ETF, or stock, initially and how long you focused on it before branching out. Or, did you initially start out with purchasing a set of stocks and divide your money each month between them?
You mad smart now I understand how it works and I bet there’s more to it
This video does NOT suck ...Thank you kind Sir🐿️
Thank you ❤️
Thank you so much for this video Steve! Made mistakes in the past but turning it around and all ur videos have been super helpful! No more life lessons pls, need real results only from here on out. Let’s go!
Really love your honest and educated info video
HI Steve. I have shared ur videos with my entire family. Esp the younger generation. You are so awesome. T u.
❤
Thanks for educating my adult professional children. Gratitude to you!
Awesomeness, Thank You😉
thanks to the teacher!
Thank you!