Mutual funds or Index funds which is a better buy right now? just got my lump sum inheritance and would love to put my money to work, so i can earn in dividends, i'm also looking at paying mortgage where rates are not so high.
In particular, amid inflation, investors should exercise caution when it comes to their exposure and new purchases. It is only feasible to get such high yields during a recession with the guidance of a qualified specialist or reliable counsel.
I agree with you. I started out with investing on my own, but I lost a lot of money. I was able to pull out about $200k after the 2020 crash. I invested the money using an analyst, and in seven months, I raked in almost $673,000
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
Beginner here! How can I grow $8k-$10k effectively through index fund investing while managing risk? What’s the best way to allocate assets and pick the right funds for long-term growth? Any tips for beginners like me?
Index funds are such a game-changer for building long-term wealth. The simplicity of investing in a diversified portfolio while minimizing fees makes it perfect for anyone starting out. My strategy focuses on balancing high-growth index funds with steady ones for a robust asset allocation
If I only had $1,000 to start, should I prioritize a fund with lower expense ratios or one with a higher historical return? I’m also curious how asset allocation changes as your portfolio grows
I've just begun learning about value investing, and I've found that many good stocks are undervalued despite their intrinsic value. If you had $200,000 to create a strong investment portfolio, which stocks would you choose for better returns?
The strategies are quite rigorous for the regular-joe. As a matter of fact, they are mostly successfully carried out by experts who have had a great deal of skillsets and knowledge to pull such trades off.
Agreed, financial advisors play a key role in portfolio allocation and i've been using one since late 2019 just before covid outbreak. So far, I'm barely 25% short of $1m ballpark goal after subsequent investments.
I started watching your videos 3 years ago when I knew nothing about investing. Shortly after, I opened a Roth IRA and just DCA into FSKAX. I’m 46 now, and almost have 90 shares. Plus, I’ll be maxing out my Roth IRA this year for the first time. Thanks for sharing all your knowledge .
The market trend can turn around very quickly. In fact, the indexes often switch from a bear market to a bull market when the news is at its worst and the mood of investors is at its lowest point. I read an article of people that grossed profits up to $150k during this crash, what are the best stocks to buy now or put on a watchlist?
In particular, amid inflation, investors should exercise caution when it comes to their exposure and new purchases. It is only feasible to get such high yields during a recession with the guidance of a qualified specialist or reliable counsel.
I agree with you. I started out with investing on my own, but I lost a lot of money. I was able to pull out about $200k after the 2020 crash. I invested the money using an analyst, and in seven months, I raked in almost $673,000
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
That’s a tough question not knowing so many factors: age, financial situation, goals etc. FELG, SCHG or SPYG as cheaper alternatives for your growth section of your portfolio. SCHD, SPYD or FDVV for the dividend section of your portfolio. And if you like aggressive dividends and are tolerant to higher risk, I’d say SPYI, JEPQ, QQI and IWMI. But do your research. Personally I put down 1.3m$ on few ETFs, still diversifying. It was this time last year I made a huge break through with 200k. Handed it to a firm here in Texas, I get weekly pay out which I put back on long term ETF's. IWM will probably crush it this quarter
I love Jennifer, I was in a conference in Connecticut where she spoke to the people, very sound human being, there is always this charm with smart, calm and ambitions women
REITs I'm in AGNC and it pays monthly. No issues. It's 10.30 a share right now and a high is around 20. Consistent dividends. Set up dividend reinvestment
The stock market is definitely picking up pace right now, but I still think investors should be careful at this time. I'm actually a newbie in this space, so I'm open to hearing other investors' take on this.
I think the market is likely at its best now, but I still believe having a financial advlsor is crucial to navigate the market and moderate your risk. Their expertise can really help you make informed decisions.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
Judith Lynn Staufer is the analyst that helps me. She has a large following and is easily found online. Investing with her has been a different ball game entirely so different from the stale methods of managers I’ve worked with in the past. last year was my best ever because I'm over 1m which I really never thought I could reach at the start of the year.
Thank you so much for the suggestion! I really needed it. I looked her up on Google and explored her website; she has an impressive background in investments. I've sent her an email, and I hope to hear back from her soon!
2:52 where to invest in stocks? The answer is right in the video: bottom left of screen is (drum roll) Apple. Center left of the screen is (drum roll) TH-cam, which is Google
I've been watching you for 4 years and am proud to share that I'm 99% invested. Everything I learned from you, the books you suggested, your videos, ignited a curiosity in me to learn more about personal finance and investing. I love the process and feel so empowered! I'm at a point where when I watch your vids I know what you're talking about and nod my head. Reptition and practice are important! The market fluctuates and nothing is ever constant.
Keep going mate I started at 41... was in 13K debt and living in my overdraft. I'm now debt free have a 45K emergency fund. 55K saving pot and just surpassed 500K. It's good to have a nice balanced portfolio... I am almost 44 now!
Hey! I have just opened a Vanguard account and its my first time investing I have just started off with a fair amount and I am depositing 20% of my monthly salary I am scared because I don't know what to do now :D
I lost a lot chasing individual stocks and I feel pretty silly for not understanding how investing works. I have a double major in economics but I’ve been trying to make sense of the market. Well done on profits!
Keep it simple, buy things you understand, take some risk but don't try to shoot the lights out. I’m invested in ETFs, equity index funds, and individual stocks and use a CFA. On average, she takes an agreed %age off earnings, but using *Lina Dineikiene's* system makes it much more hands-off. I conservatively follow her recommendations and market entry and exit points, and tbh this makes it fairly simple for me... I am convinced it's not just hard work but smart work :-)
I just switched up my Roth IRA to 50% SCHD, 25% SCHX, 25% SCHG, and my Roth 401k is 70% vanguard S&P 500 index, 20% vanguard growth index, and 10% vanguard international index. Seeking best possible ways to grow $350k into $1m+ before retirement in 3 years
Many individuals have a 'do-it-yourself' mentality but lack the necessary expertise. Fiduciary advisors are ideal representatives for investing, and I can attest to this. Since covid-outbreak to date, my portfolio has grown by over 330%, reaching nearly $1m.
I work with Glen Howard Chester and is NY-based. Just search the name & check if he meets your requirements, You’d find necessary details to work with to set up an appointment.
So do you think it's best for us who are not institutional investors to focus on index funds or individual stocks? I want to redistribute my 60k portfolio and I preferably want the asset class with the best return on investment. Thanks!
Index funds are a safer bet to start. They offer good diversification. But individual stocks could make you a fortune if you know how to invest in them. Know of people who have made upper six figures yearly from investing alone. But it's always a good idea to work with a certified financial planner. It raises your chance of making profit by a lot.
Think the best idea is to speak with a financial advsor. I also had a fair share of ups and downs when i first started investing, until I consulted a financial advsor in 2021, since then I've made over $670k in profits
Finding financial advisors like Carol Vivian Constable who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
Thank you for this tip, Carol appears to be quite knowledgeable. After coming across her online page, I thoroughly went through her resume and I must say, it was quite impressive. I reached out to her, and I have booked a session with her.
I'm currently investing $500/month into my 401k, but I had a short period of getting up to $1000/month between my 401k, employer match, and IRA contributions. That was glorious to watch. Hope to get back to that next year.
Girllllll the way my frontal lobe finally developed after watching this video and another one of yours, I am floored!! Thank you for making your videos appealing and easy to understand! I am so excited now about investing and my future :)
I have fidelity too. At time stamp 15:50. You stated that it’s Thursday night and it will post Friday after select close. This is the main reason why I don’t like fidelity. You literally have to wait a whole day for your position to post. You will miss out on market gains because of this.
I wish I learned all this stuff 30 years ago, rather than 5 years ago…I would be sitting on a pretty sweet portfolio. I’ve watched several of your videos, as well as many from other investing content creators…thanks for sharing all this knowledge. Making the most I can with what little I have. 😉
I lost over $300,000 investing in $GME and $BBBY, which was very depressing. Now, with low risk tolerance, I want to invest wisely. I’ve been researching index funds, ETFs, mutual funds, and growth stocks. I want a simple portfolio with about 3 holdings.
@Charlesman_T i'm blown away! mind sharing basic info please? i am a young adult living in Miami where i've encountered several millionaires, and my goal is to become one as well
@Charlesman_T thanks for sharing, I must say Karen appears to be quite knowledgeable.. just inputted her full name on the web and at once came across her consulting page, no bs!
Thanks so much for your cheat sheet! What do you think about putting a lump some at the beginning/ end of the year instead of automatic 500$ monthly investments?
This was a great video. You have helped me with my finances with your videos more than you know. Keep up the good work Rose and I will definitely be a purchaser of your book when it comes out next year!!
I’ve always been an advocate of investing because it has paid off handsomely since I decided to dabble in it. I've seen my net worth grow exponentially the past 2 years.
Luck is way off the picture. Jonas Herman, a licensed fiduciary is the brain behind my success. I've gotten into a plethora of assets with $21k spread across stocks (options and futures) for the short term and Roth IRA, index funds, cryptocurrency and ETFs, for the long term. Now with over 91k in roi, I sit back and just reinvest at intervals while I handle my other businesses.
Index funds are one of the simplest ways to invest. They track the performance of an entire market, like the S&P 500, so you're essentially buying into the economy's growth. The key is consistency-invest regularly, no matter how small, and let compound interest work its magic. But a lot of beginners make mistakes, like overtrading or chasing "hot" stocks, which can hurt their returns
Rose, thank you so much for this video!! I've been wanting to do this for a very long time, but I didn't want to just hand over my money to an account manager. I wanted to do the research myself and manage my own funds. I was stuck not knowing how to create an account, and your video was super super helpful. Thank you so much! I'm late in my age starting this, but better late than never. At least now I am starting something for my children too, and help them get started sooner. Thanks!!!
About a few months back, just changed my 401k TDF to 80% S&P 500 index fund and 20% in total bonds index fund. Hope I'd made the right moves, planning to retire in 12 years.
Perfect! I’m going to do this form my grandkids, those girls deserve it! Thank you! Keep Healthy and Safe! xo, I know you’re smart but beautiful as well!
I'd only recommend bonds for people who are in retirement or very close to retirement. There's so little growth in bonds that your money actually loses value over time with inflation.
Thank you so much for sharing content like this. This is the clearest and most straight forward video I've watched on how to start investing. I'm 47 years old and have always been afraid and overwhelmed by the idea of investing. Doing my first today. Just shared this with my daughter. Q
If you found this helpful I recommend the Rebel Finance School run by the Donegans here on YT, they and Rose are my faves for easy to understand investment information
How do u get the profit from investing in s&p 500 if let say the stock growth? U can withdraw the profit by selling? Or any other option which you can get the profit out for other uses and let the original investment amount stay inside the stock?
Hi Rose, let’s say I want to buy 5 index funds of different sectors but I only have $500 to invest. Do you put in 100 on each index or do you recommend just sticking to one and adding the 500 to that one in particular? I hope I made sense 😅 Thanks
Hi rose i am a fan of your youtube channel. Can you make a video on treasury inflation protected securities and other ways to protect against inflation?
Hi Rosan, my fund, money are in Merill Edge (BankofA). Is that the same when I buy VOO or FXIAX compared to buying with fund, money in Fidelty or Vangard? I just want to keep money in 1 bank/broker. Thanks. Or you suggest to move part of money to Fidelty or Vangard for investment?
Good info. However if recommending Roth IRAs I would add what they are and how they work in same video or reference another video with full explanation.
Just curious if your account numbers are displayed and can crooks use that info to hack your money? I hope not and maybe pull the video and blank or blurr it out. I hope I'm wrong.
Thanks a lot for this video, it's super transparent and easy to understand. I'm glad for women in this field, men are making everything more complex and enough of their mambo-jambo jargon videos. Thanks a lot!
I must say you are an inspiration because I started up investing and trading as a scared investor who doesn’t want to lose money, glad to say I’m very profitable now and bought my first house through it
As a beginner, educate yourself: Learn the basics of investing and the stock market. There are many resources available online , including books, articles, and online courses. It’s a good idea to diversify your portfolio across different stocks and sectors to minimize risk.
Right, a lot of folks downplay the role of advisors until being burnt by their emotions, no offense. During the covid-outbreak, I needed a good boost to stay afloat, hence researched for advisors and thankfully came across one with grit. As of today, my portfolio has grown by 25% every quarter since Q3 2020.
My CFA ’Stacy Lynn Staples , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Brooke Miller.
Woah for real? I'm so excited. Brooke Miller strategy has normalised winning trades for me also. and it's a huge milestone for me looking back to how it all started
Their ...services are very genius and experienced in the market for over a decade and counting, they changed my life from a poor plumber to a better and middle class family man with 2kids.
I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills
Mutual funds or Index funds which is a better buy right now? just got my lump sum inheritance and would love to put my money to work, so i can earn in dividends, i'm also looking at paying mortgage where rates are not so high.
In particular, amid inflation, investors should exercise caution when it comes to their exposure and new purchases. It is only feasible to get such high yields during a recession with the guidance of a qualified specialist or reliable counsel.
I agree with you. I started out with investing on my own, but I lost a lot of money. I was able to pull out about $200k after the 2020 crash. I invested the money using an analyst, and in seven months, I raked in almost $673,000
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
Actually it’s a Lady. Yes my go to person is a ‘Lauren Camille Brown’ So easy and compassionate Lady. You should take a look at her work.
Found her webpage, I wrote her an email and scheduled a call. Hopefully she responds. Thank you
Beginner here! How can I grow $8k-$10k effectively through index fund investing while managing risk? What’s the best way to allocate assets and pick the right funds for long-term growth? Any tips for beginners like me?
Index funds are such a game-changer for building long-term wealth. The simplicity of investing in a diversified portfolio while minimizing fees makes it perfect for anyone starting out. My strategy focuses on balancing high-growth index funds with steady ones for a robust asset allocation
Don’t rush in blindly. Seek guidance from experts like Amanda Katherine-building a port-folio takes skill
I faced so many losses trying to figure things out alone. Amanda truly saved me from making more mistakes
Finding someone with genuine expertise is rare. Great to see people benefiting from Amanda’s skills
If I only had $1,000 to start, should I prioritize a fund with lower expense ratios or one with a higher historical return? I’m also curious how asset allocation changes as your portfolio grows
I've just begun learning about value investing, and I've found that many good stocks are undervalued despite their intrinsic value. If you had $200,000 to create a strong investment portfolio, which stocks would you choose for better returns?
The strategies are quite rigorous for the regular-joe. As a matter of fact, they are mostly successfully carried out by experts who have had a great deal of skillsets and knowledge to pull such trades off.
Agreed, financial advisors play a key role in portfolio allocation and i've been using one since late 2019 just before covid outbreak. So far, I'm barely 25% short of $1m ballpark goal after subsequent investments.
@@jeffDwyer1 How can i reach this coach, because l'm seeking for a more effective investment approach on my saving.
Can you share details of your advis0r? I want to invest my increased cash flow in stocks and alternative assets to achieve financial goals.
I have worked with a few financial advisors before now but i ultimately settled for 'Annette Christine Conte'. She is SEC regulated
I started watching your videos 3 years ago when I knew nothing about investing. Shortly after, I opened a Roth IRA and just DCA into FSKAX. I’m 46 now, and almost have 90 shares. Plus, I’ll be maxing out my Roth IRA this year for the first time. Thanks for sharing all your knowledge .
The market trend can turn around very quickly. In fact, the indexes often switch from a bear market to a bull market when the news is at its worst and the mood of investors is at its lowest point. I read an article of people that grossed profits up to $150k during this crash, what are the best stocks to buy now or put on a watchlist?
In particular, amid inflation, investors should exercise caution when it comes to their exposure and new purchases. It is only feasible to get such high yields during a recession with the guidance of a qualified specialist or reliable counsel.
I agree with you. I started out with investing on my own, but I lost a lot of money. I was able to pull out about $200k after the 2020 crash. I invested the money using an analyst, and in seven months, I raked in almost $673,000
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
Actually it’s a Lady. Yes my go to person is a ‘Diana Casteel Lynch’ So easy and compassionate Lady. You should take a look at her work.
Found her webpage, I wrote her an email and scheduled a call. Hopefully she responds. Thank you.
I have a lump sum in my possession, what about aggressive dividends etf to hold now
That’s a tough question not knowing so many factors: age, financial situation, goals etc. FELG, SCHG or SPYG as cheaper alternatives for your growth section of your portfolio. SCHD, SPYD or FDVV for the dividend section of your portfolio. And if you like aggressive dividends and are tolerant to higher risk, I’d say SPYI, JEPQ, QQI and IWMI. But do your research.
Personally I put down 1.3m$ on few ETFs, still diversifying. It was this time last year I made a huge break through with 200k. Handed it to a firm here in Texas, I get weekly pay out which I put back on long term ETF's. IWM will probably crush it this quarter
I already added VOO and QQQM, can you share this firm with me
Yeah, Jennifer Kristie Taylor use her name to look her up
I love Jennifer, I was in a conference in Connecticut where she spoke to the people, very sound human being, there is always this charm with smart, calm and ambitions women
REITs I'm in AGNC and it pays monthly. No issues. It's 10.30 a share right now and a high is around 20. Consistent dividends. Set up dividend reinvestment
The stock market is definitely picking up pace right now, but I still think investors should be careful at this time. I'm actually a newbie in this space, so I'm open to hearing other investors' take on this.
I think the market is likely at its best now, but I still believe having a financial advlsor is crucial to navigate the market and moderate your risk. Their expertise can really help you make informed decisions.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
I really need help, please. Can I ask who the financial advsor you work with is?
Judith Lynn Staufer is the analyst that helps me. She has a large following and is easily found online. Investing with her has been a different ball game entirely so different from the stale methods of managers I’ve worked with in the past. last year was my best ever because I'm over 1m which I really never thought I could reach at the start of the year.
Thank you so much for the suggestion! I really needed it. I looked her up on Google and explored her website; she has an impressive background in investments. I've sent her an email, and I hope to hear back from her soon!
2:52 where to invest in stocks? The answer is right in the video: bottom left of screen is (drum roll) Apple. Center left of the screen is (drum roll) TH-cam, which is Google
😂😂😂😂😂
I've been watching you for 4 years and am proud to share that I'm 99% invested. Everything I learned from you, the books you suggested, your videos, ignited a curiosity in me to learn more about personal finance and investing. I love the process and feel so empowered! I'm at a point where when I watch your vids I know what you're talking about and nod my head. Reptition and practice are important! The market fluctuates and nothing is ever constant.
I need to watch this again when I am sitting in front of my vanguard account. This is helpful. Thank you
I hope you did
Watching in my 40s... And only just starting I feel so behind!
Gotta start somewhere
Keep going mate I started at 41... was in 13K debt and living in my overdraft. I'm now debt free have a 45K emergency fund. 55K saving pot and just surpassed 500K. It's good to have a nice balanced portfolio... I am almost 44 now!
Hey! I have just opened a Vanguard account and its my first time investing I have just started off with a fair amount and I am depositing 20% of my monthly salary I am scared because I don't know what to do now :D
I lost a lot chasing individual stocks and I feel pretty silly for not understanding how investing works. I have a double major in economics but I’ve been trying to make sense of the market. Well done on profits!
Keep it simple, buy things you understand, take some risk but don't try to shoot the lights out. I’m invested in ETFs, equity index funds, and individual stocks and use a CFA. On average, she takes an agreed %age off earnings, but using *Lina Dineikiene's* system makes it much more hands-off. I conservatively follow her recommendations and market entry and exit points, and tbh this makes it fairly simple for me... I am convinced it's not just hard work but smart work :-)
I just switched up my Roth IRA to 50% SCHD, 25% SCHX, 25% SCHG, and my Roth 401k is 70% vanguard S&P 500 index, 20% vanguard growth index, and 10% vanguard international index. Seeking best possible ways to grow $350k into $1m+ before retirement in 3 years
Your allocation looks solid. Consider dollar-cost averaging & dividend reinvestment. I suggest you speak with a fiduciary.
Many individuals have a 'do-it-yourself' mentality but lack the necessary expertise. Fiduciary advisors are ideal representatives for investing, and I can attest to this. Since covid-outbreak to date, my portfolio has grown by over 330%, reaching nearly $1m.
Who are you working with please? in dire need of portfolio rebalancing
I work with Glen Howard Chester and is NY-based. Just search the name & check if he meets your requirements, You’d find necessary details to work with to set up an appointment.
His track record looks really good from what I found online. I've scheduled a call to discuss further
So do you think it's best for us who are not institutional investors to focus on index funds or individual stocks? I want to redistribute my 60k portfolio and I preferably want the asset class with the best return on investment. Thanks!
Index funds are a safer bet to start. They offer good diversification. But individual stocks could make you a fortune if you know how to invest in them. Know of people who have made upper six figures yearly from investing alone. But it's always a good idea to work with a certified financial planner. It raises your chance of making profit by a lot.
Think the best idea is to speak with a financial advsor. I also had a fair share of ups and downs when i first started investing, until I consulted a financial advsor in 2021, since then I've made over $670k in profits
I've been looking to switch, but have been kind of relaxed about it. Could you recommend your advis0r? I'll be happy to use some help.
Finding financial advisors like Carol Vivian Constable who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
Thank you for this tip, Carol appears to be quite knowledgeable. After coming across her online page, I thoroughly went through her resume and I must say, it was quite impressive. I reached out to her, and I have booked a session with her.
I'm currently investing $500/month into my 401k, but I had a short period of getting up to $1000/month between my 401k, employer match, and IRA contributions. That was glorious to watch. Hope to get back to that next year.
401k is more like retirement fund. Slower growth than index funds
Girllllll the way my frontal lobe finally developed after watching this video and another one of yours, I am floored!! Thank you for making your videos appealing and easy to understand! I am so excited now about investing and my future :)
𝕟𝕦𝕞𝕓𝕖𝕣±𝟷𝟻𝟽𝟷𝟻𝟷𝟸𝟻𝟷𝟼𝟸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾大家都這樣🙏🏻Big thanks.🎉.
How can I make good profit as a beginner starting with $4,000 ~ij8
As a beginner, it's essential for you to have a guardian to keep you accountable. I'm guided by Amanda Katherine Nakitare
Don't rush in rather seek expertise like Amanda Katherine. Growing a portfolio is complex
I racked up so much losses trying it on my own. Amanda really saved me from myself
Finding someone truly skillful is hard. I'm happy to see that a lot of people found Amanda
Same here. Amanda managing my portfolio was my best decision. I have withdrawn half a mil since
Thanks Rose, going to share your video with my peoples!
Love your tips Rose!! Thank you 😊
I love her so much.
Love the new hair look. Beautiful as ever. Love your videos, I share with my kids often
I have fidelity too. At time stamp 15:50. You stated that it’s Thursday night and it will post Friday after select close. This is the main reason why I don’t like fidelity. You literally have to wait a whole day for your position to post. You will miss out on market gains because of this.
Literally love your content. I wish you had a podcast! ✨
I wish I learned all this stuff 30 years ago, rather than 5 years ago…I would be sitting on a pretty sweet portfolio. I’ve watched several of your videos, as well as many from other investing content creators…thanks for sharing all this knowledge. Making the most I can with what little I have. 😉
𝕟𝕦𝕞𝕓𝕖𝕣±𝟷𝟻𝟽𝟷𝟻𝟷𝟸𝟻𝟷𝟼𝟸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾大家都這樣🙏🏻Big thanks.🎉.
17:10 wait a second Rose, $500 a month at 7% yearly is just about $615k after 30 years. S&P 500 for the past 30 years was 7% per year. QQQ was 10%
Great video! Thank you for making it plain and simple 😊
Thank you so much for this video. Will have to review it again though. And thank you for the "cheat sheet". I plan to use it to get started.
You are literally the best!
I lost over $300,000 investing in $GME and $BBBY, which was very depressing. Now, with low risk tolerance, I want to invest wisely. I’ve been researching index funds, ETFs, mutual funds, and growth stocks. I want a simple portfolio with about 3 holdings.
Sorry for your loss. Directionally this makes sense; $VOO, $VGT, $SCHD. Dollar-cost averaging into these ETFs will likely outperform most investors.
@Charlesman_T i'm blown away! mind sharing basic info please? i am a young adult living in Miami where i've encountered several millionaires, and my goal is to become one as well
@Charlesman_T thanks for sharing, I must say Karen appears to be quite knowledgeable.. just inputted her full name on the web and at once came across her consulting page, no bs!
Ohhh man…I’m sitting go here angry with a couple hundred dollars! I can’t imagine!
@Charlesman_TNice try….
Thanks so much for your cheat sheet! What do you think about putting a lump some at the beginning/ end of the year instead of automatic 500$ monthly investments?
This was a great video. You have helped me with my finances with your videos more than you know. Keep up the good work Rose and I will definitely be a purchaser of your book when it comes out next year!!
Very gooooood job Rose. I have my friends and family watching you know.
𝕎𝕙𝕒 𝕤𝕒𝕡𝕟𝕦𝕞𝕓𝕖𝕣±𝟷𝟸𝟺𝟶𝟸𝟶𝟹𝟷𝟽𝟸𝟶🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾大家都這樣🙏🏻Big thanks.🎉
I’ve always been an advocate of investing because it has paid off handsomely since I decided to dabble in it. I've seen my net worth grow exponentially the past 2 years.
Not everyone has their finances in check and is as lucky as you are. For someone starting out, how are you doing it?
Luck is way off the picture. Jonas Herman, a licensed fiduciary is the brain behind my success. I've gotten into a plethora of assets with $21k spread across stocks (options and futures) for the short term and Roth IRA, index funds, cryptocurrency and ETFs, for the long term. Now with over 91k in roi, I sit back and just reinvest at intervals while I handle my other businesses.
That's your view. In my experience, there is no such formula, it is nearly impossible to achieve success with investing. It’s all just gambling.
Hermanw jonas that’s his gmail okay
New subscriber here, I love your content. Thanks for sharing 🙏🏾
Index funds are one of the simplest ways to invest. They track the performance of an entire market, like the S&P 500, so you're essentially buying into the economy's growth. The key is consistency-invest regularly, no matter how small, and let compound interest work its magic. But a lot of beginners make mistakes, like overtrading or chasing "hot" stocks, which can hurt their returns
𝕟𝕦𝕞𝕓𝕖𝕣±𝟷𝟻𝟽𝟷𝟻𝟷𝟸𝟻𝟷𝟼𝟸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾大家都這樣🙏🏻Big thanks.🎉.
Thank you Rose! Your videos are so informative and makes investing less intimidating!
Rose, thank you so much for this video!! I've been wanting to do this for a very long time, but I didn't want to just hand over my money to an account manager. I wanted to do the research myself and manage my own funds. I was stuck not knowing how to create an account, and your video was super super helpful. Thank you so much! I'm late in my age starting this, but better late than never. At least now I am starting something for my children too, and help them get started sooner. Thanks!!!
𝕟𝕦𝕞𝕓𝕖𝕣±𝟷𝟻𝟽𝟷𝟻𝟷𝟸𝟻𝟷𝟼𝟸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾大家都這樣🙏🏻Big thanks.🎉.
This is awesome video. Very clear. May I know what are taxations if we want redeem index fund.
I just found your page and I am so grateful for it. Thank you for all of the knowledge
𝕟𝕦𝕞𝕓𝕖𝕣±𝟷𝟻𝟽𝟷𝟻𝟷𝟸𝟻𝟷𝟼𝟸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾大家都這樣🙏🏻Big thanks.🎉..
About a few months back, just changed my 401k TDF to 80% S&P 500 index fund and 20% in total bonds index fund. Hope I'd made the right moves, planning to retire in 12 years.
I love your content so much. You break things down in lameness terms and make it so easy to learn everything finance
Thank you, Rose! Spreading the good word!
Nicely explained and made it easy to understand
Thank you for your video ❤
Perfect! I’m going to do this form my grandkids, those girls deserve it! Thank you! Keep Healthy and Safe! xo, I know you’re smart but beautiful as well!
𝕟𝕦𝕞𝕓𝕖𝕣±𝟷𝟻𝟽𝟷𝟻𝟷𝟸𝟻𝟷𝟼𝟸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾大家都這樣🙏🏻Big thanks.🎉.
I got the cheat sheet… very helpful many thanks
𝕟𝕦𝕞𝕓𝕖𝕣±𝟷𝟻𝟽𝟷𝟻𝟷𝟸𝟻𝟷𝟼𝟸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾大家都這樣🙏🏻Big thanks.🎉..
Good change of location, Rose!
Miss Han what do you think about FDVV ETF could you do a video on that?
Hi Rose. Should I reinvest my dividends or take the cash and invest them where I want?
𝕟𝕦𝕞𝕓𝕖𝕣±𝟷𝟻𝟽𝟷𝟻𝟷𝟸𝟻𝟷𝟼𝟸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾大家都這樣🙏🏻Big thanks.🎉.
I'd only recommend bonds for people who are in retirement or very close to retirement. There's so little growth in bonds that your money actually loses value over time with inflation.
Why do you recommend bonds if they lose value?
@@MaryMcClaskey When you retire you don't hold onto your money as long as you would if you were younger so inflation doesn't affect it as much.
Thank you. Your videos are the best
Thank you, really thanks for all the knowledge ❤
Great video Rose.
The new hair do looks good on you Rose. The info is also good.
Thanks for your videos.
Thank you so much for sharing content like this. This is the clearest and most straight forward video I've watched on how to start investing. I'm 47 years old and have always been afraid and overwhelmed by the idea of investing. Doing my first today. Just shared this with my daughter. Q
If you found this helpful I recommend the Rebel Finance School run by the Donegans here on YT, they and Rose are my faves for easy to understand investment information
Subscribed. Great! 😄
Great vid ever❤
𝕟𝕦𝕞𝕓𝕖𝕣±𝟷𝟻𝟽𝟷𝟻𝟷𝟸𝟻𝟷𝟼𝟸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾大家都這樣🙏🏻Big thanks.🎉.
“Investable universe “ 🤙🏻
𝕟𝕦𝕞𝕓𝕖𝕣±𝟷𝟻𝟽𝟷𝟻𝟷𝟸𝟻𝟷𝟼𝟸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾大家都這樣🙏🏻Big thanks.🎉.
Rose I have Target date fun in my Roth, can I add these index funds as well?
𝕟𝕦𝕞𝕓𝕖𝕣±𝟷𝟻𝟽𝟷𝟻𝟷𝟸𝟻𝟷𝟼𝟸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾大家都這樣🙏🏻Big thanks.🎉.
Do you have any suggestions about high yield savings it will be appreciated thanks in advance
I’m grateful for your teaching
Very helpful again. Thanks
Thank you for pointing me in the right direction. I am making money already.
Can I invest in a Nikkei index fund from the United States ?
Thank you for taking the time to teach us! I really appreciate this!❤
How do u get the profit from investing in s&p 500 if let say the stock growth? U can withdraw the profit by selling? Or any other option which you can get the profit out for other uses and let the original investment amount stay inside the stock?
𝕟𝕦𝕞𝕓𝕖𝕣±𝟷𝟻𝟽𝟷𝟻𝟷𝟸𝟻𝟷𝟼𝟸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾大家都這樣🙏🏻Big thanks.🎉.
You look smashing Rose... nice job.. index funds for the win
FXIAX is 0.015% exp ratio. VFIAX is 0.040%
Thank You ❤
what you shared are so inspiring! They motivate me to pursue my financial goals
Thanks for the video. Super useful !
Han, please go back and edit to black out account info. Be safe,
Thank you roseeee !!!❤🤩🤩🤩
Very Informative, Thank You!🥰
Another banging video Rose. Thanks
Thank you Rose. Because of your education, I am investing and making money. You make it so easy to learn.
Great video
𝕟𝕦𝕞𝕓𝕖𝕣±𝟷𝟻𝟽𝟷𝟻𝟷𝟸𝟻𝟷𝟼𝟸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾大家都這樣🙏🏻Big thanks.🎉.
Hi Rose, let’s say I want to buy 5 index funds of different sectors but I only have $500 to invest. Do you put in 100 on each index or do you recommend just sticking to one and adding the 500 to that one in particular? I hope I made sense 😅 Thanks
See if your broker allows fractional trading to allocate your $500 into 5 funds.
Love your video ❤❤
Good stuff..Rose
𝕎𝕙𝕒 𝕤𝕒𝕡𝕟𝕦𝕞𝕓𝕖𝕣±𝟷𝟸𝟺𝟶𝟸𝟶𝟹𝟷𝟽𝟸𝟶🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾大家都這樣🙏🏻Big thanks.🎉
Hi l'm a beginner and need some help.
If I buy FSKAX which includes everything, should I buy some MID and SMALL cap too?
𝕟𝕦𝕞𝕓𝕖𝕣±𝟷𝟻𝟽𝟷𝟻𝟷𝟸𝟻𝟷𝟼𝟸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾大家都這樣🙏🏻Big thanks.🎉....
@ nah want the real Rose 🤣
Hi rose i am a fan of your youtube channel. Can you make a video on treasury inflation protected securities and other ways to protect against inflation?
Thank you for such an informative video!! 🎉
Rose, what are your thoughts about diversifing into large, mid, small, international indexes in a retirement portfolio? Or just buy VTI?
VTI does not include international; VT is my position and does well.
@@tonioyendis4464 thank you!
Hi Rosan, my fund, money are in Merill Edge (BankofA). Is that the same when I buy VOO or FXIAX compared to buying with fund, money in Fidelty or Vangard?
I just want to keep money in 1 bank/broker. Thanks.
Or you suggest to move part of money to Fidelty or Vangard for investment?
@itsrosehan__i ???
Just like i heard Investing in index funds is a great way to start, especially for beginners. Only if i know how to start,
How do we pull the money out? Transfer it to bank accounts?
𝕟𝕦𝕞𝕓𝕖𝕣±𝟷𝟻𝟽𝟷𝟻𝟷𝟸𝟻𝟷𝟼𝟸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾大家都這樣🙏🏻Big thanks.🎉.
Good info. However if recommending Roth IRAs I would add what they are and how they work in same video or reference another video with full explanation.
Just curious if your account numbers are displayed and can crooks use that info to hack your money? I hope not and maybe pull the video and blank or blurr it out. I hope I'm wrong.
I love the 2 versions of you in this video. The good girl next door you at the end, and the smoking hot girl you at the desk.
You just win a New subscriber🎉
𝕟𝕦𝕞𝕓𝕖𝕣±𝟷𝟻𝟽𝟷𝟻𝟷𝟸𝟻𝟷𝟼𝟸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾大家都這樣🙏🏻Big thanks.🎉.
Can this be from anywhere in the world?
Thanks, Coach.
I currently invest in the Vanguard FTSE All-World ETF (VWRP), which is accumulating (automatically reinvests).
Thanks a lot for this video, it's super transparent and easy to understand. I'm glad for women in this field, men are making everything more complex and enough of their mambo-jambo jargon videos. Thanks a lot!
𝕟𝕦𝕞𝕓𝕖𝕣±𝟷𝟻𝟽𝟷𝟻𝟷𝟸𝟻𝟷𝟼𝟸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾大家都這樣🙏🏻Big thanks.🎉..
What about SPY, QQQ?
I must say you are an inspiration because I started up investing and trading as a scared investor who doesn’t want to lose money, glad to say I’m very profitable now and bought my first house through it
As a beginner, educate yourself: Learn the basics of investing and the stock market. There are many resources available online , including books, articles, and online courses. It’s a good idea to diversify your portfolio across different stocks and sectors to minimize risk.
Right, a lot of folks downplay the role of advisors until being burnt by their emotions, no offense. During the covid-outbreak, I needed a good boost to stay afloat, hence researched for advisors and thankfully came across one with grit. As of today, my portfolio has grown by 25% every quarter since Q3 2020.
Could you possibly recommend a CFA you've consulted with?
My CFA ’Stacy Lynn Staples , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
I just curiously looked her up on the web and I would say she really has an impressive background in investing. I will write her an email shortly.
Hi, do i need to do it everymonth ? How to make it automatic investment
𝕟𝕦𝕞𝕓𝕖𝕣±𝟷𝟻𝟽𝟷𝟻𝟷𝟸𝟻𝟷𝟼𝟸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾大家都這樣🙏🏻Big thanks.🎉.
I love SCHG and FTEC 😊😂
I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Brooke Miller.
Woah for real? I'm so excited. Brooke Miller strategy has normalised winning trades for me also. and it's a huge milestone for me looking back to how it all started
The very first time we tried, we invested $1000 and after a week, we received $5500. That really helped us a lot to pay up our bills.
Their
...services are very genius and experienced in the market for over a decade and counting, they changed my life from a poor plumber to a better and middle class family man with 2kids.
I'm new at this, please how can I reach her?
I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills
Hello @Rose Han, Can I open a Fidelity account outside the US?
𝕟𝕦𝕞𝕓𝕖𝕣±𝟷𝟻𝟽𝟷𝟻𝟷𝟸𝟻𝟷𝟼𝟸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾大家都這樣🙏🏻Big thanks.🎉..