I mean , I don't have words . As one engineer and now a B2B sales person, I love this scrutiny of budget which helps maintain a good lifestyle and decent savings ... kudos !!
Massive respect for being so transparent and honest. It gives so much clarity to anyone planning on making the move to Canada! Also, the overall tone of all your videos is so positive, yet grounded!
Feel like copy pasting my comment from last video "Love the transparency in numbers" I guess one of the very few ppl on TH-cam who are not shying away from mentioning about their salaries and savings. 🙏👍
Thank you so much. I was so lazy to keep track of our house hold expenses.But today onwards I will also try to keep eyes on my expenses and surely make budget
So transparent, so informative. I can't even tell you how important it is to have vids like these and are actually so rare. Loved it. Keep up the good work! ❤️💯
What a video again from Potato Talkies ! Every immigrant to Canada (or any other country for that matter) should use Potato Talkies videos as lesson 101 to manage finances and succeed in a meeting country. You are doing so much good to others through these videos and good will come back to you. Way to go !!
Very transparent and helpful. Finance is a fav topic for me aswell. Suggest get a mint act and connect bank and investment acts and put expenses on card and less cash and automatically track expenses.
Just wow guys. Your channel is really a good asset for TH-cam and your audience. So much of good guidance and ways to solve different problems. We have been watching you from the beginning actually and always loved both of you. Keep making keep helping 🤗🤗🤗
You have very disciplined approach towards getting connected with the value of the hard earned money. The video is also perfectly made which accompanies the process of explaining your journey. Music, location and your pleasing persona, all complement each other so well in this video.
The good part about your video is that you let people know that things are not hunky-dory in Canada, people should be willing to work extra hard to earn side income if they want a decent life in Canada. You cannot just leave your managerial job in India and think that Big 4 or IT major will hire you in Canada. If they have to hire an Indian, they will simply hire them in India. Best of Luck!!
This is a detailed and transparent. This is going to become a benchmark for most of the people who follow you. Thanks for all the guidance. I do have one question for you. The amount you've saved in the last year is over and above the money you've invested or is it inclusive of all your investments? If what you save is over and above your investments then can you make a video explaining how you manage investing and all the expenses from one salary (assuming the other salary is saved)?
@@Potatotalkies where do you keep your savings when saving for something that you need in 2 years (for ex: saving for downpayment on a house)? Would you invest it in some fixed return investments (fds/bonds)?
Sir trying to connect with you with Phone a friend but not able to do so. I have just simply question to ask.. Me and my wife are filling file of our own. My wife is post Bsc nursing do we need to have ECS of her diploma and degree both or only degree. Kindly revert as we are not able to get answer of this question. Regards Anil
A good expense tracker is mint app. You can connect your credit cards and bank account. It keeps tracking expenses and notify when you overspend on any specific category.
nice video and great information. i have seen your all videos but this one is my first comment. if you don’t mind, can you share your excel sheet format that you use to manage your monthly expense. i do maintain similar excel sheet since last 5 years but looking for something that can categorize the expenses based on raw inputs.
Hope you all buy the 3rd house also. It all looks easy and people give credit to luck. Its always hard work and discipline. There is no short cut for success !
so 35%, 20% and 10% so are you trying to say that 65% of expenditure? then how are the percentages going to work? then savings will become less than half i did not get that budgeting
I got selected for Marketing management in Humber college and I have experience in sales and Marketing for 3 years, is it worth coming to Canada or Humber college in month of September 2021?
Hi , thank you so much for your awesome videos and information.... Could you please share about taxes(EI employees premiums, CPP employees contribution & employees total tax and so on)in Canada for those working as international students and open work permit holders? Will refund those taxes to employees when we fill out a tax return at the end of the year? Looking forward to seeing your kind reply
@@Potatotalkies got it activated too. But they don't have any lockers available. The teller told that its not easy to get a locker in my branch and nearby too. So $55 deal lost... Lol. Going to get an account opened for my spouse too to get that 300 atleast 😁
Very inspiring!! Simran and Navjot, you guys are doing great earning and saving!! Keep up the good work and stay safe, especially in public places, during COVID-19. God Bless You both!! 🙏👍
Hi. Suppose I have 2 years of experience in a job with NOC 1114 and 1 year work experience where NOC is 1112. Can I use NOC 1112 if I plan to apply for Express Entry? Thank you.
Guys leave the numbers on screen for a little while to analyze u remove it to quick. Can you guys also add some lifestyle blogging like what u eat, fun stuff, hobbies, day to day life, travel etc Other than that love the content, it’s super motivating even for someone who was born and raised in Canada. Makes me want to save and budget even more. You guys are genuine and are gonna do big things Inshallah.
My dad is going canada next month, and his salary will be $3000 ... Is this enough for our family of 5 , he'll be living in Canada and me ,my sisters and mom will be here in india.. so please tell that the salary will be enough
@@Potatotalkies one more thing he'll be having overtime which can earn him 500 to 800 dollars and he does not have to pay rent of home and anything related to that as he'll be living in a room provided by company... So does this make any difference?
@@CaptainSnowball08 thank you for your concern but my dad's living in uae since 10 years and the agency is still there from 10 years and also the agency is dubai police certified and many of is friends are now in Canada and they have gone there through the same agency so it's not at all fake ❤️
Thank you for sharing such informative video..if you could show some video related to recreational fun activities, food, good restaurants etc...every video can’t be about savings and money related :)
Bina salary deposit ke aur automatic payment ke de rahe hain kya bmo 300 cad. If not why you did not mentioned it in the video. Newcomer ke paas job hona jaruri to nahi. They will think of opening the account and availing the offer but then will know the truth
Sir you are really a practical person .I really like and appreciate your financial management rules . Keep it up ... Yours loving subscriber Dr Vikram parihar . 🙏🙏
Hi Navjot! Thanks for the amazing insights. Request you to kindly share a link/excel/reference to the tax calculator. As always, your comments are highly appreciated. Cheers from Singapore!
Awesome work simran and Navjot...Thank you guys for sharing some valuable insights on budgeting , tracking out the expenses and the concepts on savings... everything In the video was well explained... Great guys for being so transparent.👍 continue the good work ❤️
Thank you so much please make more financial videos it's really helpful I love financial videos of your it's really motivating ❤️😀😀😀🙏 Big fan from Mumbai.
Great video. Been waiting for a new installment of video. Do you guys recommend using software like Mint or You Need A Budget for tracking expenses? Also. Does it integrate with BMO online accounts?
Congratulations for your success and Achievements which is hats off to you guys so much organized and you are almost my budget calculator 😀 when I over do my budget in Canada I start following your rules thanks to that.I have few plans though if we can connect need your suggestions if possible as partner 🤝
Thanks guys for the amazing work you are doing. Your videos has helped me a lot and I have got a smooth streamline of the process to my dream Canada. Love to bith of you and all the best for the success coming your way...
Hey Navjot and Simran! I have seen lots of financial rules in many videos. Could you please compile a video, or write a blog with all of these rules? Thank you so much! :)
Bhai, you are really extraordinary. Koi itna planned kaise hosakta hai with respect to expenses. I have said multiple times and would like to repeat again. Both of you are really made for each other. Cannot believe that your marriage was an arranged one. You both are lucky to find each other.
CC are nothing in front of you, In terms of content and they way you present it to public. CC are good for Fake House Tours and Fake fun videos. Stay blessed guys and make more videos. You are the best guys. Keep rocking.
I too like these guys. But, do you really need to put others down to praise these people. All these people are just common people. Some might have a better presentation and content than others. But, it doesn't mean we have to hate others.
Aap dono bht hardworking ho i wish aap bht age jaoge all thebest guys lv u both n u r very calculeted per which is good sbko itna hona hi chahiye for best future or apka bht bright hoga ican see this time 👌👌
So transparent and helpful. These guys are really helping people out there with all their heart. ❤️❤️❤️
😍👏
Very helpful
Thanks Parul
Simple leaving high thinking very nice, specially education for money for young generations smart with your money love it
👍😍
I mean , I don't have words . As one engineer and now a B2B sales person, I love this scrutiny of budget which helps maintain a good lifestyle and decent savings ... kudos !!
Massive respect for being so transparent and honest. It gives so much clarity to anyone planning on making the move to Canada! Also, the overall tone of all your videos is so positive, yet grounded!
Feel like copy pasting my comment from last video "Love the transparency in numbers"
I guess one of the very few ppl on TH-cam who are not shying away from mentioning about their salaries and savings. 🙏👍
Thank you😍😍
Thank you so much. I was so lazy to keep track of our house hold expenses.But today onwards I will also try to keep eyes on my expenses and surely make budget
So transparent, so informative.
I can't even tell you how important it is to have vids like these and are actually so rare.
Loved it. Keep up the good work! ❤️💯
Such a great financial awareness for all
Kudo!! LOVELY COUPLE 💑
Apart from the transparency in numbers, really good tip on budgeting.
And your audio has become so much better for outdoor shots. 🙂
What a video again from Potato Talkies ! Every immigrant to Canada (or any other country for that matter) should use Potato Talkies videos as lesson 101 to manage finances and succeed in a meeting country. You are doing so much good to others through these videos and good will come back to you. Way to go !!
Thank you 😊
Very transparent and helpful. Finance is a fav topic for me aswell. Suggest get a mint act and connect bank and investment acts and put expenses on card and less cash and automatically track expenses.
Congratulations on your new home. Hope to see a tour soon!
Yes... hopefully soon
Just wow guys. Your channel is really a good asset for TH-cam and your audience. So much of good guidance and ways to solve different problems. We have been watching you from the beginning actually and always loved both of you. Keep making keep helping 🤗🤗🤗
Thank you 😊
I have never seen any youtuber such transparent..I became fan of you guys..thanks for motivating all.
I really appreciate your honesty in your presentation, I am learning a lot from you, thanks again!!
Kudos to you guys!!!🔥
I haven't seen anyone - who are this much transparent about their personal finance
More power to you ❤️🙏
Check Mohit for traveling desi .. this channel is more like "baniya" channel..
Content which feels worth.....dikhta h how much research you do for your videos.... amazing
How do you choose a CA to do your accounts & how to choose a doctor when you newly arrive in canada, please do a video on these topics too.
You have very disciplined approach towards getting connected with the value of the hard earned money. The video is also perfectly made which accompanies the process of explaining your journey. Music, location and your pleasing persona, all complement each other so well in this video.
Very helpful and informative.
Thank You guys for putting out such wonderful insights. It feels good to know from you who are living and striving through it. Thank You again!
👏
is it
available for students
The good part about your video is that you let people know that things are not hunky-dory in Canada, people should be willing to work extra hard to earn side income if they want a decent life in Canada. You cannot just leave your managerial job in India and think that Big 4 or IT major will hire you in Canada. If they have to hire an Indian, they will simply hire them in India. Best of Luck!!
Very informative. Keep up the great work.
This is a detailed and transparent. This is going to become a benchmark for most of the people who follow you. Thanks for all the guidance. I do have one question for you. The amount you've saved in the last year is over and above the money you've invested or is it inclusive of all your investments? If what you save is over and above your investments then can you make a video explaining how you manage investing and all the expenses from one salary (assuming the other salary is saved)?
I invest 10% of our household income. But, for now, put all that money on the house :)
Will start again, after closing the house in June
@@Potatotalkies Thanks Navjot! :D
@@Potatotalkies where do you keep your savings when saving for something that you need in 2 years (for ex: saving for downpayment on a house)? Would you invest it in some fixed return investments (fds/bonds)?
Your taste of music for background in your video are superb,
Sir trying to connect with you with Phone a friend but not able to do so. I have just simply question to ask.. Me and my wife are filling file of our own. My wife is post Bsc nursing do we need to have ECS of her diploma and degree both or only degree. Kindly revert as we are not able to get answer of this question.
Regards
Anil
Have you read our ebooks.. it has everything you need to know :) link in the description.
Can we get a link to excel file you mentioned about the monthly budgeting?
Will share on Instagram soon... it’s simple excel file with expenses
@@Potatotalkies thanks, appreciate it!
Amazing efforts !!!
Super explaination & wow discipline and fiscal acquity...Love 💕 the video as always
Thanks for the video. Waiting for the next one. Thanks.
Well done guys, your accomplishments are awesome! God bless.
A good expense tracker is mint app. You can connect your credit cards and bank account. It keeps tracking expenses and notify when you overspend on any specific category.
Yes, that’s really good 👏
Hi Guys
Could you please make a video on the steps involved in spousal sponsorship.
Amazing explanations!
Thanks 😊
In love with the serene beginning of this video
😀😀
How do o connect one to one with you all?? Thanks
Congratulations guys, and so Kind and sweet of you to share such personal information with everyone, not everyone do that. Kudos to you guys 👍💐💐💐👍
nice video and great information. i have seen your all videos but this one is my first comment. if you don’t mind, can you share your excel sheet format that you use to manage your monthly expense. i do maintain similar excel sheet since last 5 years but looking for something that can categorize the expenses based on raw inputs.
Mine is super raw too... didn’t share because it’s too old school ;)
There are several apps available if you are looking for something automated
@@Potatotalkies cool.. No worries.. I love numbers .. I love it when your discuss them at such granular level..
Buddy, you guys are doing so many good things!!! How do you manage your time?? Keep up the good work.
Thanks 😀
The trick is to wake up early ;)
thanks for the transparency. appreciate it
😀😀
Hope you all buy the 3rd house also. It all looks easy and people give credit to luck. Its always hard work and discipline. There is no short cut for success !
Can you help with XL or tool to capture monthly expenses so it can help budgeting
It’s a simple list of all expenses... will share on Instagram soon :)
Navjot please start a financial channel 🤣🤣 Love your financial theories and rules ❤️❤️
How much salary you get both?
It's always a pleasure to listen from you both..
Even we're planning to migrate to Canada and if this happens... It'll be a pleasure meeting you 👍
Oh! I love watching your videos!! ❤️
so 35%, 20% and 10% so are you trying to say that 65% of expenditure? then how are the percentages going to work? then savings will become less than half i did not get that budgeting
You will either rent or pay a mortgage :)
Cool! Nice video. ✌️
I got selected for Marketing management in Humber college and I have experience in sales and Marketing for 3 years, is it worth coming to Canada or Humber college in month of September 2021?
Hi , thank you so much for your awesome videos and information.... Could you please share about taxes(EI employees premiums, CPP employees contribution & employees total tax and so on)in Canada for those working as international students and open work permit holders? Will refund those taxes to employees when we fill out a tax return at the end of the year?
Looking forward to seeing your kind reply
Amazing explanation
Once again a content rich video guys💯. You are making it so easy for the coming immigrants. Love you both 🙏
You did lots of effort 👏
Use YNAB for budgeting , its pretty good
👍
Happy for you guys. BMO account applied. Waiting to finish quarantine to enable it.
👏👏
@@Potatotalkies got it activated too. But they don't have any lockers available. The teller told that its not easy to get a locker in my branch and nearby too. So $55 deal lost... Lol.
Going to get an account opened for my spouse too to get that 300 atleast 😁
Very inspiring!! Simran and Navjot, you guys are doing great earning and saving!! Keep up the good work and stay safe, especially in public places, during COVID-19. God Bless You both!! 🙏👍
Thank you 😊
Hi guys .. you guys are doing wonderful work.. can you please share your insurance company or agent for car insurance.. I really need it.. thanks
Omg you guys are very systematic with your life &Expenses aka Finances 👍🏻
😍👍
This was one of the best 👌..thanks for sharing
which drone you are using
DJI Mavic mini
Lot of respect and love for you both.
Keep up the good work. :)
Hi.
Suppose I have 2 years of experience in a job with NOC 1114 and 1 year work experience where NOC is 1112. Can I use NOC 1112 if I plan to apply for Express Entry?
Thank you.
Sure.. if it’s continuous
Guys leave the numbers on screen for a little while to analyze u remove it to quick. Can you guys also add some lifestyle blogging like what u eat, fun stuff, hobbies, day to day life, travel etc
Other than that love the content, it’s super motivating even for someone who was born and raised in Canada. Makes me want to save and budget even more. You guys are genuine and are gonna do big things Inshallah.
Just pause the video if you want to look at the numbers
hi aaloo jodi how are you,i have a doubt agar koi free lancer hai tho vo experience kaise dhikayega please i am stuck there
My dad is going canada next month, and his salary will be $3000 ... Is this enough for our family of 5 , he'll be living in Canada and me ,my sisters and mom will be here in india.. so please tell that the salary will be enough
You will be living pay check to pay check with no luxuries for a family of 5. It’s good for a couple
@@Potatotalkies one more thing he'll be having overtime which can earn him 500 to 800 dollars and he does not have to pay rent of home and anything related to that as he'll be living in a room provided by company... So does this make any difference?
@@CaptainSnowball08 thank you for your concern but my dad's living in uae since 10 years and the agency is still there from 10 years and also the agency is dubai police certified and many of is friends are now in Canada and they have gone there through the same agency so it's not at all fake ❤️
@@CaptainSnowball08 thanks again for your concern ❤️ means a lot ❤️
Thank you for sharing such informative video..if you could show some video related to recreational fun activities, food, good restaurants etc...every video can’t be about savings and money related :)
What an amazing couple you are! :-)
Love you both
This is amazing, I really love you guys 😍 😍. You guys are so informative that we only see your videos.
Bina salary deposit ke aur automatic payment ke de rahe hain kya bmo 300 cad. If not why you did not mentioned it in the video. Newcomer ke paas job hona jaruri to nahi. They will think of opening the account and availing the offer but then will know the truth
Sure, details are in the description. It’s still a good one and hundreds of subscribers have taken advantage of it :)
@@Potatotalkies thanks
Best best best vloggers❤️❤️❤️
Sir you are really a practical person .I really like and appreciate your financial management rules .
Keep it up ...
Yours loving subscriber
Dr Vikram parihar .
🙏🙏
Thank you 😊
Wow yaar good job u r truly inspiring.... hopefully we also do the same when we come
Thanks for amazing explanation always.. one question .. if you say to save half of take home then how come 10-25-35= 70 makes sense??
You will either rent or pay a mortgage my friend :)
@@Potatotalkies oh yes!! I am clearly not good at numbers , thanks guys!!!
Hi Navjot! Thanks for the amazing insights. Request you to kindly share a link/excel/reference to the tax calculator.
As always, your comments are highly appreciated. Cheers from Singapore!
Thank you 😊
it’s on our website... do check www.potatotalkies.com
@@Potatotalkies Thank you, Navjot!
Waiting for the opening day of Potato Talkies café.
From starting how much does it cost to come Canada through express entry including all visa and other stuff
We made a video on that.. do check in t
Can u give the budget sheet template on excel
Kabhi share krte hain... it’s a normal excel sheet
@@Potatotalkies thnx u spread positivity
Cool videos..
Awesome work simran and Navjot...Thank you guys for sharing some valuable insights on budgeting , tracking out the expenses and the concepts on savings... everything In the video was well explained... Great guys for being so transparent.👍 continue the good work ❤️
Thank you so much please make more financial videos it's really helpful I love financial videos of your it's really motivating ❤️😀😀😀🙏 Big fan from Mumbai.
Great video. Been waiting for a new installment of video. Do you guys recommend using software like Mint or You Need A Budget for tracking expenses? Also. Does it integrate with BMO online accounts?
I like Mint.... but I never used it.. I hear it’s good and connects all your cards
Congratulations for your success and Achievements which is hats off to you guys so much organized and you are almost my budget calculator 😀 when I over do my budget in Canada I start following your rules thanks to that.I have few plans though if we can connect need your suggestions if possible as partner 🤝
👏👏
Hey guys...Could you share with which company is your car insurance?
The cooperators
@@Potatotalkies Thanks Guys
You guys motivate me to live a better life balanced life
Thanks guys for the amazing work you are doing.
Your videos has helped me a lot and I have got a smooth streamline of the process to my dream Canada.
Love to bith of you and all the best for the success coming your way...
I heard there is a rule that you need to pay 20% downpayment for second house
Do watch the previous video :)
Nice video...can u share the excel format to us as well 😊
It’s a simple list of all expenses :)
Hey Navjot and Simran! I have seen lots of financial rules in many videos. Could you please compile a video, or write a blog with all of these rules? Thank you so much! :)
Only these 3 to follow :)
As usual useful content...
😀👏
Bhai, you are really extraordinary. Koi itna planned kaise hosakta hai with respect to expenses.
I have said multiple times and would like to repeat again. Both of you are really made for each other. Cannot believe that your marriage was an arranged one. You both are lucky to find each other.
Thank you 😍🤗
CC are nothing in front of you, In terms of content and they way you present it to public. CC are good for Fake House Tours and Fake fun videos. Stay blessed guys and make more videos. You are the best guys. Keep rocking.
I too like these guys. But, do you really need to put others down to praise these people. All these people are just common people. Some might have a better presentation and content than others. But, it doesn't mean we have to hate others.
One of the inspiring videos and your videos always remind me to follow the rules of 10/25/35 every time i am about to break them :D :D.
Hello Guys ,
Can you make a video on the BC Tech pilot program ,,,the whole process about it ?
It requires a job offer... that’s why we don’t talk about it
@@Potatotalkies Yes, a video could have helped maybe. :) but no worries!
Will hire u for my accounts and budgeting on a monthly retainer.
Hahaha
@@Potatotalkies I was serious. 😀😀
I love watching your videos...keep it up guys..you are inspiring people with your hard work & journey.
Thank you 😊
Aap dono bht hardworking ho i wish aap bht age jaoge all thebest guys lv u both n u r very calculeted per which is good sbko itna hona hi chahiye for best future or apka bht bright hoga ican see this time 👌👌
👏👏
This lake is really beautiful ...dronacharya na hote to aisa lutf utha na pate .
Suqran
😀🤗