How I Am Currently Using TONIK Digital Bank: Time Deposit Progress, Debit Card, and Personal Loan

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  • เผยแพร่เมื่อ 5 ต.ค. 2024

ความคิดเห็น • 140

  • @jennydaoang3516
    @jennydaoang3516 2 ปีที่แล้ว

    Just open my tonik account now after I watch your video last night ☺️

  • @nhelrebolanan
    @nhelrebolanan 2 ปีที่แล้ว +1

    super love this vid 🖤 i just opened a tonik acct last month 🥰

    • @osheanlee
      @osheanlee  2 ปีที่แล้ว

      Glad you liked it, Nhel! :)

  • @skyhuntersadventures2124
    @skyhuntersadventures2124 2 ปีที่แล้ว +1

    Sana mag progress pa yung app ng tonik like QR code,more cash in options,at more functions pa that is applicable in the future,further dapat din sana naka print ang name ng account owner sa physical debit card and we will appreciate it.

    • @osheanlee
      @osheanlee  2 ปีที่แล้ว +2

      they have exciting features coming soon! ;)

  • @espiebanaag-singlemompreneur
    @espiebanaag-singlemompreneur ปีที่แล้ว

    good debt naman po ang 50k pesos kaya ok lng hehehe, u put it into an investment na magbibgay rin ng income good job po

  • @mbiason394
    @mbiason394 2 ปีที่แล้ว +2

    Nice content. Anyway, i just entered your referral code! Cheers!

    • @osheanlee
      @osheanlee  2 ปีที่แล้ว

      Thank you and glad you liked it!

  • @annabellelouisadaria7381
    @annabellelouisadaria7381 2 ปีที่แล้ว

    Woooowww amazing Sir,very appreciated👏👏👏from Kuwait😊

    • @osheanlee
      @osheanlee  2 ปีที่แล้ว

      Thank you Annabelle ❤️

  • @yrien982
    @yrien982 ปีที่แล้ว

    talagang ok, sa europe 0.0007 percent lang per year wala kwenta.. yung 6percent napakalaking tubo na yan samantalahin nyo na, sayang talaga wala akong philippine cellphone number...

  • @allansalazar2463
    @allansalazar2463 4 หลายเดือนก่อน

    Sir paano po malqman kung magkano ang laman ng physical card

  • @r_ya_hna
    @r_ya_hna 2 ปีที่แล้ว

    Nice proud of you💜💜💜💜💜

    • @osheanlee
      @osheanlee  2 ปีที่แล้ว

      Thank you Ryanna

  • @joshuasoriano5885
    @joshuasoriano5885 2 ปีที่แล้ว +1

    Thank you for your very informative video! Itanong ko lang po if where did you invest your loan from tonik? Thank you!

    • @osheanlee
      @osheanlee  2 ปีที่แล้ว +1

      Hi! I invested it sa stock market before, pero that’s not advisable always. May risk pa rin of losing money ha. :)

  • @jampawlo9246
    @jampawlo9246 2 ปีที่แล้ว

    How long did it take for you to withdraw your lock in? thank you!

  • @josemariaalonso6478
    @josemariaalonso6478 2 ปีที่แล้ว

    Ang Time deposit ay subject to Documentary stamps tax.

  • @lornalaluces5300
    @lornalaluces5300 2 ปีที่แล้ว +1

    Nice video. Sir.
    Ask ko lang po kung mas OK po ba iyong 6 months period na TD... tapos po rollover na lang.
    SALAMAT po.

    • @osheanlee
      @osheanlee  2 ปีที่แล้ว

      Hi! In terms of interest rate, yes! may okay yung Time Deposit then rollover :)

  • @christophermalabanan3850
    @christophermalabanan3850 2 ปีที่แล้ว +1

    I hope they will accept online check deposits soon! Please relay it to the Tonik Team!!! 🙏🙏🙏

    • @osheanlee
      @osheanlee  2 ปีที่แล้ว +1

      will do! thank you :)

    • @vesiewang
      @vesiewang ปีที่แล้ว

      Wag kayong magdeposit jan

    • @vesiewang
      @vesiewang ปีที่แล้ว

      Blocked nila account ko 87k laman tpos pumunta ako sa office nila walang nag entertain

  • @marjoriepascua6141
    @marjoriepascua6141 2 ปีที่แล้ว

    Tonik user here. Super like ko rin po si Tonik.

  • @SayedAbrarukayukayinmuwellah
    @SayedAbrarukayukayinmuwellah 7 หลายเดือนก่อน

    Sir may nag email po SA akin from tonik but I'm worry po Kasi nag top up po ako Ng 20k base SA binigay nalang approve na loan SA akin ask KO Lang sir naescam Baba ako or Hindi advice po

  • @dianamayhidokushinaide2052
    @dianamayhidokushinaide2052 ปีที่แล้ว

    Sir saan kau nag stock market .? R u also trading ? Can u give a list of legit investors in Phil's. Thank u

    • @osheanlee
      @osheanlee  ปีที่แล้ว

      th-cam.com/video/FnKC_MHUwRs/w-d-xo.html

  • @meecageroza5642
    @meecageroza5642 ปีที่แล้ว

    Bakit Po nawala sa top up un online transactions sa gcash

  • @nors3732
    @nors3732 ปีที่แล้ว

    Thank you for this!

    • @osheanlee
      @osheanlee  ปีที่แล้ว

      Glad it was helpful!

  • @midnightwandering
    @midnightwandering 2 ปีที่แล้ว

    can you make video about investing in stocks? thank you for noticing.

    • @osheanlee
      @osheanlee  2 ปีที่แล้ว

      Say no more! :) th-cam.com/video/FnKC_MHUwRs/w-d-xo.html

  • @SayedAbrarukayukayinmuwellah
    @SayedAbrarukayukayinmuwellah 7 หลายเดือนก่อน

    Hi sir bakit po naghibgi SA akin Ng top up ang tonik Ng 20k SA approve nalang 300k kahit Di pa ako marelease Ito ba ay legit or scam

  • @rogelven
    @rogelven 2 ปีที่แล้ว +1

    Paano po gamitin ang virtual card sir?

    • @osheanlee
      @osheanlee  2 ปีที่แล้ว +1

      Hi! Sa app mismo andun yung virtual card mismo

  • @elsiemercado716
    @elsiemercado716 2 ปีที่แล้ว +1

    I got an email from toniks that my loan has been approved but they are asking me to scan / upload proof of income again and so I did. Getting an email like that, does it give you a guarantee na ma-disburse nila loan mo evernntually?

    • @osheanlee
      @osheanlee  2 ปีที่แล้ว +1

      Hi, yes. They will send you also some documents concerning your loan also like schedule of amortization, etc.

  • @markaxelmolina2599
    @markaxelmolina2599 ปีที่แล้ว

    Hello. What's the physical features at the back of the card?

    • @osheanlee
      @osheanlee  ปีที่แล้ว

      hi! magstripe, but it also has an EMV chip, and at the back of the card you can see the card number. :)

  • @nifizleortiz4498
    @nifizleortiz4498 2 ปีที่แล้ว

    Saan ka sir nag invest?

  • @johnluigialilio3133
    @johnluigialilio3133 ปีที่แล้ว

    Ask lng pg na close Ang acc sa tonik pede p b aq mag create Ng another acc

  • @jennydaoang3516
    @jennydaoang3516 2 ปีที่แล้ว

    New subscriber po ☺️

    • @osheanlee
      @osheanlee  2 ปีที่แล้ว

      Thank you! :)

  • @jaydelacruz6567
    @jaydelacruz6567 ปีที่แล้ว

    Firsr time using tonik. Where i can use it to purchase something

    • @osheanlee
      @osheanlee  ปีที่แล้ว

      Hi Jay, Tonik has a virtual debit card with mastercard kaya pwede mo siya magamit online. :)

  • @shinwonmyheart6065
    @shinwonmyheart6065 2 ปีที่แล้ว

    Tried to linked my payroll atm, but it's not working.. Can you please help.?

    • @osheanlee
      @osheanlee  2 ปีที่แล้ว

      Hi! Best to contact Tonik’s CS. :)

  • @carljayden1167
    @carljayden1167 2 ปีที่แล้ว

    Reject ako jan ,, paano po yung may business and sympre wla man salary slip yun hehe ,,,paano po kya .un

  • @ArcieChannelReview
    @ArcieChannelReview 2 ปีที่แล้ว

    Sir sana po masagot, ung sa Time Deposit po, magkanu bawas sa DST Documentary Stamp TAX? Thank you po

    • @osheanlee
      @osheanlee  2 ปีที่แล้ว

      Not sure, but ang alam ko is whatever your interest is, babawasan ng 20% yun

  • @hoppingbunny1011
    @hoppingbunny1011 2 ปีที่แล้ว

    Question
    May charges po ba in topping up wallets in apps (grab wallet, lalamove wallet, gcash etc) ?

    • @osheanlee
      @osheanlee  2 ปีที่แล้ว

      usually pag top-up wala. :)

  • @jessicaodquin7414
    @jessicaodquin7414 2 ปีที่แล้ว

    Is. It safe to link po your card. Or atm payroll. Acct.? Sa tonik...esp. pafg magloan po? How po. Ang pagdeduct nila. Per. Mo. Automatic. Po nababawas dun sa atm?
    Tnx po .. God Bless!

    • @osheanlee
      @osheanlee  2 ปีที่แล้ว +1

      Hi Jessica! Yup safe naman based on my experience :)

  • @vlog-yd6cr
    @vlog-yd6cr 2 ปีที่แล้ว

    dipa available yung card sakin

  • @diane9322
    @diane9322 ปีที่แล้ว

    Hi sir ask ko lng po kong nawala ang cp ko pano ko maoopen ulit nag dati kong tonik po plz help po salamat sir .

    • @osheanlee
      @osheanlee  ปีที่แล้ว

      1. need to contact mo muna yung sim card provider mo (kung globe or smart) para mabigyan ka ng bagong sim with same number
      2. once may new phone ka na, pwede ka maka-login ulit na sa tonik. yung tonik account mo kasi is paired sa number mo.

  • @josephreyes7574
    @josephreyes7574 2 ปีที่แล้ว

    Bakit hindi na puwede mag Lagay ng refferaL code?

    • @osheanlee
      @osheanlee  2 ปีที่แล้ว

      Hi Joseph, TONIK's promo is already over. :)

  • @jessicaodquin7414
    @jessicaodquin7414 2 ปีที่แล้ว

    how to start or invest sa stock market po? Thanks po...

    • @osheanlee
      @osheanlee  2 ปีที่แล้ว +1

      I made a video on this: th-cam.com/video/FnKC_MHUwRs/w-d-xo.html

  • @jothamcadlaon6560
    @jothamcadlaon6560 2 ปีที่แล้ว

    pwede pa suggest sa tonik na hindi mag change ng password every three months?

    • @osheanlee
      @osheanlee  2 ปีที่แล้ว

      Hi Jotham! You can contact Tonik CS on this but it's best na you should change your password often. Hackers are extremely good these days!

  • @yeah.movement
    @yeah.movement 2 ปีที่แล้ว

    How about depositing money is it real time or takes days to reflect. Kasi sa CIMB nagrereflect siya agad. I'm planning to deposit money on tonik or ING just wanna know kung saan mas secured ang money transfer

    • @osheanlee
      @osheanlee  2 ปีที่แล้ว +2

      Hi Ralf! Apologies for the late reply. It reflects agad kasi Tonik is using instapay. Pwede ring top up via online bank account. Hope this helps!

  • @richarddomingo5931
    @richarddomingo5931 ปีที่แล้ว

    Kapag pinag bayad sya as debit sa card terminal may tee po ba yun?

    • @osheanlee
      @osheanlee  ปีที่แล้ว +1

      ang alam ko wala po :)

  • @aldous8778
    @aldous8778 2 ปีที่แล้ว

    Sir na approve po ako sa tonik ngaun lng april 4,2022...hindi ko kasi na link ung atm payroll card ko.....tanung ko lng po para mas mababa bayad ko pwede pa ba ma link ang atm payroll card ko?

    • @osheanlee
      @osheanlee  2 ปีที่แล้ว

      Hi @Raymond, I'm not sure. Best to ask Tonik CS.

  • @armodia5754
    @armodia5754 2 ปีที่แล้ว

    Paanu mag withdraw e words Ang password paanu mag change Ng password to number salamat po

    • @osheanlee
      @osheanlee  2 ปีที่แล้ว

      Hi, best to contact Tonik CS on this

  • @mommyk5315
    @mommyk5315 2 ปีที่แล้ว

    Hi sir, ilan days po bago ma verify ung tonik account?

    • @osheanlee
      @osheanlee  2 ปีที่แล้ว

      Usually 24 horus lang but depende kung gaano karami nagpapa-verify and minsan they really do background checks, as regulated by BSP :)

  • @ekoydakoykoy
    @ekoydakoykoy 2 ปีที่แล้ว +1

    Sana libre yung card nila.

    • @osheanlee
      @osheanlee  2 ปีที่แล้ว

      Unfortunately hindi libre as of now. Maybe in the future! :)

  • @nerizzadeleon4474
    @nerizzadeleon4474 2 ปีที่แล้ว

    Hi Sir nag try ako mag apply today possible po ba ma reject pag may loan pa sa Gcash? Nawala na kasi yung cp ko with my sim associate with my Gcash.

    • @osheanlee
      @osheanlee  2 ปีที่แล้ว

      hello, it really depends sa bank :)

  • @mikeconcepcion2374
    @mikeconcepcion2374 2 ปีที่แล้ว

    Pwede na ba magbayad sa lahat ng tindahan na nag aaccept ng card yung tonik debit card?

    • @osheanlee
      @osheanlee  2 ปีที่แล้ว

      Hi Mike, not all. Only those na nag-aaccept ng Mastercard.

  • @positivethinking8
    @positivethinking8 2 ปีที่แล้ว

    san po kayo nag invest ?

    • @osheanlee
      @osheanlee  2 ปีที่แล้ว

      Hi! You might be interested to check my video of where I invest: th-cam.com/video/V_D0qZ2gITY/w-d-xo.html

  • @zhichenru
    @zhichenru ปีที่แล้ว

    Safe Po bang e link natin Yung ATM Kay Tonik?

  • @chimdiariesph
    @chimdiariesph 2 ปีที่แล้ว

    Hello update po sa 6% nakuha nyo po ba?

  • @jhonielapacible8176
    @jhonielapacible8176 2 ปีที่แล้ว

    Sir. Pwede nyo po ba ako ma help sa pag verify ng account ko? Hindi kasi mabasa nung app yung PRC ID ko. Ilang months na po ako nag t try. Thank you so much!

    • @jhonielapacible8176
      @jhonielapacible8176 2 ปีที่แล้ว

      Wala rin pong nag rereply sa email

    • @osheanlee
      @osheanlee  2 ปีที่แล้ว

      Hi Jhoniel, best to seek help from Tonik's Customer Service. Thanks!

  • @jessicaodquin7414
    @jessicaodquin7414 2 ปีที่แล้ว

    Can I loan and at the same time have a Time Deposit in Tonik? and magkano po interest nila for loan? tnx po...sa sagot.. God Bless!

    • @osheanlee
      @osheanlee  2 ปีที่แล้ว +2

      Hi Jessica! Yes pwede. :)
      Yung loan would be depende if gaano katagal mo babayaran and if kung magkano yung iloloan mo. best to inquire it kay tonik :)

    • @jessicaodquin7414
      @jessicaodquin7414 2 ปีที่แล้ว

      @@osheanlee thanks po..

    • @jessicaodquin7414
      @jessicaodquin7414 2 ปีที่แล้ว +1

      @@osheanlee Is it safe to link your bank account in Tonik? since automatically sila mag babawas monthly sa atm mo once mag loan po? Tnx po..

  • @diealegendtv5410
    @diealegendtv5410 2 ปีที่แล้ว

    Safe ba kahit maglagay ako 300,000 sa kanila?

    • @osheanlee
      @osheanlee  2 ปีที่แล้ว

      Hi! Safe naman. Use their time deposit feature! Would be a big help for you :)

  • @rinamaybuenaventura4053
    @rinamaybuenaventura4053 2 ปีที่แล้ว

    Hi po..puede po b ang tonik for ofw’s.. thank you po

    • @osheanlee
      @osheanlee  2 ปีที่แล้ว

      Hi! Yes pwede po as long as you are using a PH Mobile Number :)

    • @rinamaybuenaventura4053
      @rinamaybuenaventura4053 2 ปีที่แล้ว

      @@osheanlee aww need q po pla ng roaming sim.. Salamat po sa info. God bless

  • @Seeethhhh4
    @Seeethhhh4 2 ปีที่แล้ว

    Ask ko lang po saan kaya mababa ang withdrawal fee na ATM bank? Or sa lahat talaga 250 ang charge??

    • @osheanlee
      @osheanlee  2 ปีที่แล้ว

      hi! depende sa bako. may iba na 250, may iba na 200 lang ata. kasi mastercard yung network na gamit.

    • @mymidgetbae184
      @mymidgetbae184 2 ปีที่แล้ว

      Parating na bancnet card nila

  • @johncarlosicat8285
    @johncarlosicat8285 2 ปีที่แล้ว

    Sir how much charge fee if you transfer fund from tonik to other bank

    • @osheanlee
      @osheanlee  2 ปีที่แล้ว

      Hi! As of now it's free of charge, but might change in the future. Hope this helps! :)

    • @johncarlosicat8285
      @johncarlosicat8285 2 ปีที่แล้ว

      @@osheanlee from gcash to tonik sir is there any charge?

    • @osheanlee
      @osheanlee  2 ปีที่แล้ว

      @@johncarlosicat8285 afaik wala :)

  • @rosemarierebayla6169
    @rosemarierebayla6169 2 ปีที่แล้ว

    Hello po makakareceive po ba ng money from ibang bansa po gamit ito?

    • @osheanlee
      @osheanlee  2 ปีที่แล้ว

      Hi! Afaik hindi po :(

  • @joanmaglangit5290
    @joanmaglangit5290 2 ปีที่แล้ว

    Hi sir hindi puidi sa mga ofw mag apply sa tonik loan

    • @osheanlee
      @osheanlee  2 ปีที่แล้ว

      Hi! Pwede naman ata as long as may philippine bank account ka and PH mobile number :)

  • @Critterspal2024
    @Critterspal2024 ปีที่แล้ว

    Diba po legit tong tonik bank?

    • @osheanlee
      @osheanlee  ปีที่แล้ว

      Yes legit! May license sila from BSP and member din sila ng PDIC

  • @angelovicentelandicho3195
    @angelovicentelandicho3195 2 ปีที่แล้ว

    ate your beautiful new subscriber

  • @scarletromarate9371
    @scarletromarate9371 2 ปีที่แล้ว

    Pwedi po buh national id ?

  • @ziildv
    @ziildv 2 ปีที่แล้ว

    hello, ask ko lang po sana kung anong bank name usually ang nilalagay if mag-purchase online using Tonik virtual card? aside from card no. po kasi, nagtatanong din ng bank name yung ibang website.

    • @osheanlee
      @osheanlee  2 ปีที่แล้ว

      Hmm that's weird. Yung merchant ba ay nag-aaccept ng mastercard?
      If need ng bank, I think TONIK Digital Bank. But best to contact tonik regarding this.

  • @lossseeer1951
    @lossseeer1951 2 ปีที่แล้ว

    Dipo ako na approve

    • @osheanlee
      @osheanlee  2 ปีที่แล้ว

      Sorry to hear that Marlyn. There are numerous factors before banks can approve us of our loan/credit card applications. Try again na lang next time :)

  • @anniedelbando3176
    @anniedelbando3176 2 ปีที่แล้ว

    sir ang atm card sa tonik e send ba nila sa u kong mag open ka ng time deposit?

    • @osheanlee
      @osheanlee  2 ปีที่แล้ว

      Hi Annie, yung ATM will be delivered when you prompt it sa app mismo. Not necessarily na kelangan mo magbukas ng Time Deposit.

  • @archieabellon5568
    @archieabellon5568 2 ปีที่แล้ว +1

    after maturity ng 6mos@6%P.A.can you put it again in timedeposit for 6mos at 6% P.A.?

    • @osheanlee
      @osheanlee  2 ปีที่แล้ว +2

      yup. pwede mo siya i-rollover :)

  • @AMINOiAN
    @AMINOiAN 2 ปีที่แล้ว

    first😍

  • @notme4550
    @notme4550 2 ปีที่แล้ว

    may withdrawal fee and deposit fee ba if ill use bdo or bpi online?

  • @lanbotictic6853
    @lanbotictic6853 2 ปีที่แล้ว

    Hi po ilang days po ba nila yun delivery kc sakin 14 days na wala padin po

    • @osheanlee
      @osheanlee  2 ปีที่แล้ว

      Hi! 7-10 days lang. Contact Tonik Customer Service agad if that's the case :)

  • @funnyjuan3.06
    @funnyjuan3.06 2 ปีที่แล้ว

    may iba pa bang Way kung mag cashout?

    • @osheanlee
      @osheanlee  2 ปีที่แล้ว

      maraming ways to cash out sa tonik, but what I personally use is via bank transfer.

  • @vesiewang
    @vesiewang ปีที่แล้ว

    Scammer bank,basta basta iba block ang account mo na may laman kahit walang abiso kumpara sa ibng bank tatawagan k nila para sabihang iwidraw mo n pera mo kasi for closed account na account mo

  • @gensayagleenmenard60
    @gensayagleenmenard60 2 ปีที่แล้ว

    Sir kailanagn po ba tlga mag top up

    • @osheanlee
      @osheanlee  2 ปีที่แล้ว

      Hi! Yes. Since online digital bank siya, kelangan mag-top up para malagyan siya ng pera.

  • @scriptea4359
    @scriptea4359 2 ปีที่แล้ว

    pwede po ba ipambili international to, if usd yung pag bibilhan?

    • @osheanlee
      @osheanlee  2 ปีที่แล้ว +1

      Yup, pwede since MasterCard siya :)

    • @scriptea4359
      @scriptea4359 2 ปีที่แล้ว

      @@osheanlee if yung sa virtual credit card naman po kaya din po ba non?