Hallo friends! It's been a few weeks since I last uploaded and I'm sorry for the long wait. School has been really hectic, but I'm super excited to make this video for you guys. Tonik is finally out and everyone (including me) is super excited about it! Let's talk all about it in this video. Have you opened an account with them yet? Share your thoughts about Tonik with me in the comment section below! 🌟👀🍞 -- 📌 The first 1000 people to use the link will get a free trial of Skillshare Premium Membership: skl.sh/nicolealba03211
When I saw testimonies all over the place I thought it was made up stories till I was convinced and gave it a try and honestly I don't regret the move I made because I invested in a big way. Her method surprises me
I was actually one of the beta testers for the app. I was impressed with their CS pati na rin sa mga deposit products nila. I have to agree din with Nicole regarding sa marketing nila. Di ako sanay, especially sa banks na tatawagin akong luv, lolz.
Can't wait for these video to come out, I want to hear that "I can personally vouch for this" that builds up the credibility of the bank lol. Thank you for your time and effort because we definitely see the passion you always put in every content of yours!
Always been wondering why you were inactive. Glad to know youre back on the day i learned about tonik. Haha. Watched you grow from 20k subs to 100k+ keep it up!!!
I understand that digital banks have higher interest rate but it usually just in the beginning. Interest rates fluctuates like in ING it was 4% then now it's only 2.5%. Same goes for CIMB and GSave.
Yep! The super high interest rates are usually just to attract customers, but they're definitely not going to stay like that forever. Thanks for sharing your thoughts!! 😄❤🍞
Hi Ate Nicole, I appreciate the time you spend vlogging these kinds of videos at the same time doing online classes as well. Keep up the good work ate! We got ur back 🤗
I know this kinda cringe to say but I'm gonna say thanks to you I found opportunities to invest my money. I started investing 2 days ago but before I started I've planned everything. I never thought 16 y/o me will ever think about investing and now here I am just started my first investment thanks to you. Thank You So Much!!!!
@@aubreybondoc the beta testing is over now, since Tonik officially launched already. But I signed up on their website using my personal details November last year and they got back to me after a few days via email and told me I got in.
I just watched one of your videos about CIMB and ING then I got here. Hmmm there's a lot of good digital banking indeed. Thank you for sharing this! Your channel is getting bigger! I'm happy for you. ❤️
Free bank transfers! I need that.. Kahit for trial lang.. Sayang din yung matitipid sa fees! Thanks Nicole for the tip.. Let's see if Tonik lives up to their promise
Awesome detailed breakdown as usual 🙌 I hope Tonik does well and gives CIMB and ING a run for our money! I do feel that the cash in options are still a bit limited so hopefully they'll be able to address that, but yes, I don't expect the 6% to last forever too that's why I quickly locked it in as well. Let's go get that bread!
Tonik brought out their big guns when they gave extra high interest rates while everyone else was lowering theirs haha 😆 Hopefully they'll still be able to deliver in the next few months. Sana hindi lang sa start na maganda sila 🤞
Can't wait for the next review of this in the future if it is trustable, planning to put my emergency fund on a high-interest bank once I hit 18 in june
i love your videos it. watching them made me realize that i need to look at my financials , where i want to be in the future and the steps i need to do to get there. keep it up 🥰🤗
I will strongly advice you against self trading, it's really dangerous and had brought so many investors down, you need some one with the knowledge and strategies, someone dedicated to the crypto currency market buisness, and I will strongly recommend expert Mrs Tessy
Sa inyo ko po nalaman about sa digital banking 😊 Specially CIMB, nag i-earn na po ako ng interest mula sa dalawang account na inopen ko, yung kinikita ko sa pag oonline selling dito ko nilalagay. di man kalakihan pero mas mataas parin compare interest sa traditional bank. Ok din service nila madali makapag access. Very thankful ako sa mga katulad niyong influencer na may ganitong content about finances and money savings 😊 More powers po sa channel niyo. Godbless
Thanks for sharing your thoughts on this, Nicole!. Will definitely check it out. Love the way you explain these things...on layman's language or in simple english 😄😊😍 Good work 🍞
6% p.a. and that for the span of 6 months, you will get the half of the annual interest since 5,000x0.06=300, in 6 months(which is half of a year that is 300x0.5=150) you will get around 150php. If you choose 9 months however with 4.5% p.a. interest, since 5,000x0.045=225, in 9 months(which is 3/4 of the year that is 225x0.75=168.75) you will get around 169php. And so on...
Thanks for this video. Just want to ask, if the scenario is, if you have 15-30k emergency funds and you're deciding where to put it, would you personally prefer Tonik or CIMB? Thanks! Subscribed with your channel.
Hello, I'm new to forex trade And have been making huge losses but I recently see a lot of people earning from it. Can someone please tell me what I'm doing wrong
@@presleysusan1690 My first investment with Mr Steve Adam's trading services gave me profit of over $24,000 and ever since then he has never failed to deliver and I can even say he's the most sincere broker I have ever known
Ate Nicole, thank you for making these videos, honestly. You're inspiring students like me to invest rather than spend. I admire you and wish to be able to be as knowledgeable in money as you are. I only found you a few days ago, and I'm sure glad I did :>>
Welcome back.i miss you 🤘 Magingat ka hindi para sa sarili mo kundi para sa pamilya mo. Kung wala kang pamilya, para sa mga kaibigan mo. Kung wala kang kaibigan, para sa jowa mo. Kung wala kang jowa, pede ako na lang?haha
With the news that ING is exiting the Retail Banking industry in the Philippines I wanted to know where I can transfer my savings that would give better interest rates compared to the regular commercial banks available. Appreciate your thoughts on this, especially the part wherein you stayed realistic about the interest rates, you set expectations that it might not stay the same forever and we need to acknowledge that but also enjoy the fact that it's currently available and a good rate at that!
Informative person, thanks for keeping my motivation! I'm getting my postal and national id soon so i can start my part-time job and invest (prolly mp2 since it is tax-free and low risk but i have to take the first one first with tons of bureaucratic paperworks) when i turn 18 in less than 5 months!
I got curious of Tonik when I searched for savings accounts with high interest rates which led me to your videos. I love your contents! You just earned a new subscriber. More power to your channel. 💕
Nice points on the customer service and the high interest rates. A lot of people don't understand that high int rates are initially a marketing strategy to get more customers at the start. Once they have a sizable amount of customers that uses their services, they will slowly introduce fees and lower their interest rates to get more money out of their services. It is still business at the end of the day and other international digital banks do this strategy as well.
Thanks Nicole for this amazing video again! Been on Tonik bank since its beta testing. Ganda ng products and okay yung beta testers community. Hopefully ma-sustain nila :)
hi thanks for sharing about the new digital bank in PH, tonik bank high deposits rate maybe allowed by the bsp for smaller bank capitalization like the rural bank category in which the BSP classified them thus they we're allowed a 4%-6% interest rate
I will strongly advice you against self trading, it's really dangerous and had brought so many investors down, you need some one with the knowledge and strategies, someone dedicated to the crypto currency market buisness, and I will strongly recommend expert Mrs Tessy
Dang, I subbed to you like 10 months ago when you posted on Reddit, I think you only had hundreds or a couple of thousands of subs then. Glad your channel blew up. Congrats!! :)
I will strongly advice you against self trading, it's really dangerous and had brought so many investors down, you need some one with the knowledge and strategies, someone dedicated to the crypto currency market buisness, and I will strongly recommend expert Mrs Tessy
My boyfriend is really into Binance nowadays and he told me to watch tutorials and some stuff on how does Binance works. A few moments later, I found myself binge watching all your videos. Lol. 😂😂😂 I love how you explain everything. Thank you so much for sharing your knowledge to us! 💜💜💜
This was really helpful, Nicole! I was hesitant when I heard about Tonik. I think I’ll wait a bit before starting an account cause I just opened ING and CIMB accounts. 😬
Hi Ms. Nicole, how I wish I watched your videos a year ago pa. Hehe. I just downloaded CIMB and ING yesterday and started to get to it after watching some of your vids (yesterday lang kita nadiscover Lols. Pero naka-click na notif bell agad agad.Haha) Watchin this now, makes me think of downloading it again. Haha Anyway, thanks for inspiring me. Stay safe and God Bless 💕
Yaaaayyy a Tonik review! :D Nag-open ako a day after launch at napakabilis lang ma-approve :D Dahil bumaba na interest ng CIMB at KOMO, baka ilipat ko dito konting funds mula dun to Tonik. :D EDIT: Annnddd salamat din sa clarification kung bakit si Tonik ang first digital bank ng Pilipinas. Madami kasi akong nakikita sa FB na kesyo ING, CIMB, Diskartech, then KOMO daw ang nauna.
Hallo friends! It's been a few weeks since I last uploaded and I'm sorry for the long wait. School has been really hectic, but I'm super excited to make this video for you guys. Tonik is finally out and everyone (including me) is super excited about it! Let's talk all about it in this video. Have you opened an account with them yet? Share your thoughts about Tonik with me in the comment section below! 🌟👀🍞
--
📌 The first 1000 people to use the link will get a free trial of Skillshare Premium Membership: skl.sh/nicolealba03211
( +4-4-7 - 8-6-8 7-2-6 - 0-5-8)
When I saw testimonies all over the place I thought it was made up stories till I was convinced and gave it a try and honestly I don't regret the move I made because I invested in a big way. Her method surprises me
( +4-4-7 - 8-6-8 7-2-6 - 0-5-8)
@@johnpart1777 please help and elaborate. How your $3000 make profit of $24000
Please do GInvest next. Would like to know your take on it if you haven't yet but will search from your vids if you do. Love lots!❤️
I’m a financial analyst for a big bank. Just want to tell you that are giving people great advice. Great job, keep it up! :)
That's great to hear!! Thanks Julio 😄 I'm glad you find value in my videos 😁❤🍞
Sana Ol, financial analyst..
Hello may i know what kind of course you take ?? Before you become financial analyst
@@lynselfernandez8041 try Banking and finance or Financial Mgt.or BSA.
@@jeahclardejesus743 ah ok. Po thanks
When I saw the video was sponsored, I FELT SO HAPPY FOR YOU!!!
THANK YOU ALEC!! Everybody say salamat skillshare 😆😆
@@NicoleAlbaYT tonik and now gcash. Congrats! Next week mag start na ko ng first investment ko sa GInvest.
Content Suggestion: Ginvest Review
I agree 👍🏼👍🏼
Yesss. Btw i like your username 😊
Yeppp ❤
I want to hear your opinion about GInvest, Ms Nicole. Sana ito next.
Ginvest and Seedbox are all powered by ATRAM ;) I guess may videos siya na mention nya ito
I was actually one of the beta testers for the app. I was impressed with their CS pati na rin sa mga deposit products nila. I have to agree din with Nicole regarding sa marketing nila. Di ako sanay, especially sa banks na tatawagin akong luv, lolz.
XOXO 😆
I'm downloading the app now. That's how effective you are to me Nicole. I trust you so much when it comes to financial related reviews.Thanks!
Me too, thanks bread ghorl nicole.
Finally, a new video from the Bread Mother! 🙌
I have returned 🍞🍞🍞
Can't wait for these video to come out, I want to hear that "I can personally vouch for this" that builds up the credibility of the bank lol. Thank you for your time and effort because we definitely see the passion you always put in every content of yours!
HAHAH im a finance budol-er 🥴 I'm happy you're learning from my videos! Thanks for watching 😄❤🥴
Always been wondering why you were inactive. Glad to know youre back on the day i learned about tonik. Haha. Watched you grow from 20k subs to 100k+ keep it up!!!
Had to stop posting for a bit because of school works 🙃 Thanks for sticking around since 20k haha 😄❤🍞
I understand that digital banks have higher interest rate but it usually just in the beginning. Interest rates fluctuates like in ING it was 4% then now it's only 2.5%. Same goes for CIMB and GSave.
Yep! The super high interest rates are usually just to attract customers, but they're definitely not going to stay like that forever. Thanks for sharing your thoughts!! 😄❤🍞
so were is ing now?
Hi Ate Nicole, I appreciate the time you spend vlogging these kinds of videos at the same time doing online classes as well. Keep up the good work ate! We got ur back 🤗
Thaank you Jellee!! Challenging to juggle a lot of commitments, but I appreciate the support 😄❤🍞
I know this kinda cringe to say but I'm gonna say thanks to you I found opportunities to invest my money. I started investing 2 days ago but before I started I've planned everything. I never thought 16 y/o me will ever think about investing and now here I am just started my first investment thanks to you. Thank You So Much!!!!
im interested,, where did u invested?
@@ruzzellemaeescano3781 Crypto sorry for late answer
@@blovs951 same 16 na rin ako at nagumpisa ako sa crypto nung 14 hahaha
High interest rates encourages customers to deposit. Interest rates p.a. may decrease as low as 2.5% but still higher than local savings account.
I was one of the beta testers aka Lighthouse Keeper for Tonik! Glad it's finally out now and I can't wait to see what your take is on this new baby! 😊
How do they choose the Beta Users? What were the qualifications?
@@aubreybondoc the beta testing is over now, since Tonik officially launched already. But I signed up on their website using my personal details November last year and they got back to me after a few days via email and told me I got in.
Hi nicole thank you for uploading regarding TONIK bank as a 43yo mom i learn alot from your video, more power to your videos 😍🙏 j Joy of Tiaong
I just watched one of your videos about CIMB and ING then I got here. Hmmm there's a lot of good digital banking indeed. Thank you for sharing this! Your channel is getting bigger! I'm happy for you. ❤️
Do you experience difficulty in trading {B•T•C}.....For guidance +1=3=4=7=8=9=9=3=9=1=1
W=H=A=T=S=A=P=P=
Knowing how much you share your knowledge and bugdet your time with studies and youtube -- i am not skipping the ads
I hope you'll upload a follow up video about tonik after 6 mos. Thanks! I'm fond of your videos!!!
Free bank transfers! I need that.. Kahit for trial lang.. Sayang din yung matitipid sa fees! Thanks Nicole for the tip.. Let's see if Tonik lives up to their promise
GInvest!! Since available na yung products nila :)) 🍞🍞🍞
Awesome detailed breakdown as usual 🙌 I hope Tonik does well and gives CIMB and ING a run for our money! I do feel that the cash in options are still a bit limited so hopefully they'll be able to address that, but yes, I don't expect the 6% to last forever too that's why I quickly locked it in as well. Let's go get that bread!
Tonik brought out their big guns when they gave extra high interest rates while everyone else was lowering theirs haha 😆 Hopefully they'll still be able to deliver in the next few months. Sana hindi lang sa start na maganda sila 🤞
who ever is editing your videos is doing a good job. Viewers get hooked.
This is better than online games ♥️👌
Online games + financial literacy is better 😉👌🏼
WAAAA, FINALLY NEW VIDEO! BreadFam misses you Nicole! We're always watching your videos! Thank you for sharing! 🍞🍞❤️❤️
I miss BreadFam din haha sorry nabusy sa school 😅 THAANK U FOR WATCHIIINGG!!! 😄❤🍞
Nice! I have just opened an account in Tonik
Premieres in 8 hours... ill watch it when i wake up tomorrow. Are u gonna get into more crypto in the near future?? I just got into it recently.
I just watched your video "High-Interest Savings Account" back in 2020. I was about to do my research when I saw this. Like damn! Thanks Nicole!
+4"4"7"8"6"8"7"2"6"0"5"8
Wow! Sponsored by Skillshare! Your channel has definitely grown! Happy for you.
@Nicole Alba uhhh. Is this a bot?
@@gp.gonzales Nope.
You're so good in explaining that I never double check if it's all true tbh 😅
We love a trustworthy queen 👑
Can't wait for the next review of this in the future if it is trustable, planning to put my emergency fund on a high-interest bank once I hit 18 in june
Haha yeah maybe I'll make an update video in a few months!! We'll see if Tonik manages to keep this up 🤔
Thank you for all that you do, Nicole!
You've been a big instrument sa self improvement goals ko since last year.
Hi Nicole, it is a JOY watching your Videos as they are Educational 💕✅👊💯 More Power and God Bless
Newbie here.. Thank u po .laking tulong
i love your videos it. watching them made me realize that i need to look at my financials , where i want to be in the future and the steps i need to do to get there. keep it up 🥰🤗
currently looking into the different ways i could do it and watching your videos has help me learn😊
I will strongly advice you against self
trading, it's really dangerous and had
brought so many investors down, you need
some one with the knowledge and
strategies, someone dedicated to the
crypto currency market buisness, and I will
strongly recommend expert Mrs Tessy
Sa inyo ko po nalaman about sa digital banking 😊
Specially CIMB, nag i-earn na po ako ng interest mula sa dalawang account na inopen ko, yung kinikita ko sa pag oonline selling dito ko nilalagay. di man kalakihan pero mas mataas parin compare interest sa traditional bank. Ok din service nila madali makapag access. Very thankful ako sa mga katulad niyong influencer na may ganitong content about finances and money savings 😊 More powers po sa channel niyo. Godbless
Watch muna bago download 😂 madami ako matutunan dito thanks
The content and the Smile is what made me watch your videos. Haha! Very informative. Thanks! Keep this up 🍞
Hello!! Thanks for making these videos! Made me realize that im wasting time doing things 😂 cant wait for this video to come out
Thanks JC!! I'm glad you're enjoying the videos. Hopefully this one was worth the wait!! 😄❤🍞
Thanks for sharing your thoughts on this, Nicole!. Will definitely check it out.
Love the way you explain these things...on layman's language or in simple english 😄😊😍
Good work 🍞
6% p.a. and that for the span of 6 months, you will get the half of the annual interest since 5,000x0.06=300, in 6 months(which is half of a year that is 300x0.5=150) you will get around 150php. If you choose 9 months however with 4.5% p.a. interest, since 5,000x0.045=225, in 9 months(which is 3/4 of the year that is 225x0.75=168.75) you will get around 169php. And so on...
I appreciate how you structure your videos. Clear and concise. Very informative.. keep it up!
Yas! Waiting for you to talk about this 👌
Thanks for this video. Just want to ask, if the scenario is, if you have 15-30k emergency funds and you're deciding where to put it, would you personally prefer Tonik or CIMB? Thanks!
Subscribed with your channel.
Hello, I'm new to forex trade And have been making huge losses but I recently see a lot of people earning from it. Can someone please tell me what I'm doing wrong
All you need now is a professional broker else you gonna continue blowing of your account.
Mr Steve Adam's trading services strategies is working for me at the moment and am making good profit from forex and crypto trading.
Honestly, this is where my question lies I have lost over $700 in trading. How can I be oriented or educated about forex trade
@@presleysusan1690 My first investment with Mr Steve Adam's trading services gave me profit of over $24,000 and ever since then he has never failed to deliver and I can even say he's the most sincere broker I have ever known
Who's this Mr Steve Adam's trading services everyone is talking about and how do I contact him directly?
Interesting yung 6percent interest p.a. i want to try this better than regular bank acct.
+4@4@7@8@6@8@7@4@6@0@5@8
Ate Nicole, thank you for making these videos, honestly. You're inspiring students like me to invest rather than spend. I admire you and wish to be able to be as knowledgeable in money as you are. I only found you a few days ago, and I'm sure glad I did :>>
Welcome back.i miss you 🤘
Magingat ka hindi para sa sarili mo kundi para sa pamilya mo. Kung wala kang pamilya, para sa mga kaibigan mo. Kung wala kang kaibigan, para sa jowa mo. Kung wala kang jowa, pede ako na lang?haha
Ay grabe, last time na nood ko ng video wala pang sponsor. Ibang lebel na dis! Congrats!
Hi nicole 😉, thank you for this video of yours it makes my decision easier. More videos and more power to you 😇
With the news that ING is exiting the Retail Banking industry in the Philippines I wanted to know where I can transfer my savings that would give better interest rates compared to the regular commercial banks available. Appreciate your thoughts on this, especially the part wherein you stayed realistic about the interest rates, you set expectations that it might not stay the same forever and we need to acknowledge that but also enjoy the fact that it's currently available and a good rate at that!
Informative person, thanks for keeping my motivation! I'm getting my postal and national id soon so i can start my part-time job and invest (prolly mp2 since it is tax-free and low risk but i have to take the first one first with tons of bureaucratic paperworks) when i turn 18 in less than 5 months!
I got curious of Tonik when I searched for savings accounts with high interest rates which led me to your videos. I love your contents! You just earned a new subscriber. More power to your channel. 💕
At last! Thank you for this💛🌹 i hope you're doing good pa rin dahil sa school😉
Nice points on the customer service and the high interest rates.
A lot of people don't understand that high int rates are initially a marketing strategy to get more customers at the start.
Once they have a sizable amount of customers that uses their services, they will slowly introduce fees and lower their interest rates to get more money out of their services.
It is still business at the end of the day and other international digital banks do this strategy as well.
Make a note to my trader Brian Armstrong on a good trading investment
+=1=5=0=8=3=0=1=4=9=8=1
Whatsap
wow nmn, may skillshare kana rin ah. good job.
Wow nkakainlove na nman..her from south korea all the way.💖👏👏🤘
Ate road to 200k subs na yehey!!!
I hope school's treating you good. More S T O N K S power to you!
School is super tiring ngl HAHA but thank you!! 😆❤🍞
Great video love it ate, keep providing us with educational information.....
@Nicole Alba what'sApp??
Content Suggestion: Your income streams
Omg same suggestion! Make this happen please hahahaha
Great video. I miss though how you segway your sponsor from before. Hope that you continue create more videos.
Thanks Nicole for this amazing video again! Been on Tonik bank since its beta testing. Ganda ng products and okay yung beta testers community. Hopefully ma-sustain nila :)
siguro will wait muna after 6 months before i create an account sa tonik, will look forward to all newbie experience / updates
Good call!! Haha madaming nagsibukasan kaagad ng account, so definitely a smart move to wait a bit until after the honeymoon stage ni Tonik 🍞❤
Whoa, glad you're back!
Thank you for sharing this! i love how your videos help us viewers regarding our financial status.Keep it up and more informational contents to come!
hi thanks for sharing about the new digital bank in PH, tonik bank high deposits rate maybe allowed by the bsp for smaller bank capitalization like the rural bank category in which the BSP classified them thus they we're allowed a 4%-6% interest rate
I will strongly advice you against self
trading, it's really dangerous and had
brought so many investors down, you need
some one with the knowledge and
strategies, someone dedicated to the
crypto currency market buisness, and I will
strongly recommend expert Mrs Tessy
+4@4@7@8@6@8@7@4@6@0@5@8
Can't wait for this review for Tonik. Looking forward
Hopefully worth the wait!! 😊❤🍞
Hope you have time to create a video to discuss which is better to those digital bank like ING or TONIK etc.Thank you
Thanks, Nicole! Keep it up! 💯
Been subscribed since 10 or 20k i guess lol keep up the vids 💯👍🏻 I can’t wait for the GInvest video, I hope you upload it soon 😄
@Nicole Alba hahaha nice fake account
Dang, I subbed to you like 10 months ago when you posted on Reddit, I think you only had hundreds or a couple of thousands of subs then. Glad your channel blew up. Congrats!! :)
Make a note to my trader Brian Armstrong on a good trading investment
+=1=5=0=8=3=0=1=4=9=8=1
Whatsap
Was waiting for your vlog bout tonik bank 😊😊
Hello Nicole! Just wanna say nag-improve yung editing mo here :) Also, thanks for the valuable info as always :)
Well explained. Simple and clear.
Super thumbs up 👍
Pwede ba nating maging topic sa next video mo yung mga books na nasa likod mo? 👀
Haha madaming curious about them so maybe in a future video I'll talk about them!! 😄📚🍞
Godbless poh keep safe and keep us your subscribers updated... Much love 😘😘😘
I will strongly advice you against self
trading, it's really dangerous and had
brought so many investors down, you need
some one with the knowledge and
strategies, someone dedicated to the
crypto currency market buisness, and I will
strongly recommend expert Mrs Tessy
She helped me recover what I lost trying to trade my self
+4@4@7@8@6@8@7@4@6@0@5@8
Love seeing u back here in youtube ❤️
Waiting for this! 💕
I have tonik account but awesome ans excellent about interest rates between account and solo or groups. I'd love to. 💜💜💜
Hi Nicole, thank u for the informative video...I can't wait to open up an account.....
Thank you for the up-to-date information regarding investment opportunities Nicole
Welcome back
I keep watching you and I keep becoming amazed at how your channel keeps growing.👏🙂 Way to go! By the way, what is the video editor you use? 🙂
Yayyy glad you made a video about this. side note: I love the app theme/UI LOL
@Nicole Alba?
@@jessicad.5812 That account is not Nicole alba
No worries, Nicole! You deserve that break and welcome back 🍞🍞❤️❤️❤️
Thank yoou han seol!!! 😄❤🍞
Tonik is now charging PHP25 for every cash in.
Thanks for sharing this.
My boyfriend is really into Binance nowadays and he told me to watch tutorials and some stuff on how does Binance works. A few moments later, I found myself binge watching all your videos. Lol. 😂😂😂 I love how you explain everything. Thank you so much for sharing your knowledge to us! 💜💜💜
I'm your new fan. Love the vibes!
Thanks for commenting. Feel free to write a professionel
I can't give out her personal information here without consulting her first.
do you edit your own videos? the editing is so nice!
Yehes I currently handle all the work when running my channel! I find the video-editing process super fun, so I'm glad you enjoy watching hehe 😄❤🍞
Thanks for stumbling your video, very informative. I am your new subs.
Looking forward to this!
always love your channel nicole!
Am gonna try.
This was really helpful, Nicole! I was hesitant when I heard about Tonik. I think I’ll wait a bit before starting an account cause I just opened ING and CIMB accounts. 😬
I am quite impressed about their financial loan program.
Hi Ms. Nicole, how I wish I watched your videos a year ago pa. Hehe. I just downloaded CIMB and ING yesterday and started to get to it after watching some of your vids (yesterday lang kita nadiscover Lols. Pero naka-click na notif bell agad agad.Haha) Watchin this now, makes me think of downloading it again. Haha Anyway, thanks for inspiring me. Stay safe and God Bless 💕
Thanks ms. Nicole!!! It helps a lot. Keep it up
Yaaaayyy a Tonik review! :D Nag-open ako a day after launch at napakabilis lang ma-approve :D Dahil bumaba na interest ng CIMB at KOMO, baka ilipat ko dito konting funds mula dun to Tonik. :D
EDIT: Annnddd salamat din sa clarification kung bakit si Tonik ang first digital bank ng Pilipinas. Madami kasi akong nakikita sa FB na kesyo ING, CIMB, Diskartech, then KOMO daw ang nauna.
Yes bumaba na nga Sir 😖
@@mariaCUTE1525 Indeed pero mas malaki pa din kumpara sa traditional banks pati monthly interest pa din kahit na anong amount maitago mo.
@@Tsioboy yes sir totoo naman 👌kaya sa cimb ko pa rin pipiliing mag ipon ng pera
Love u nicole 😘
Nicole I love you😍 Dahil sa mga vlog mo naka pag simula akong mag invest sa Bitcoin, seed in at pinag aralan ko na rin ung Stocks.😉