How I Got SIX CREDIT CARDS With a NEGATIVE CREDIT SCORE
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- เผยแพร่เมื่อ 20 ต.ค. 2024
- Hi guys! Today I'll share to you on how I was able to get SIX (6) CREDIT CARDS even if I have a NEGATIVE CREDIT SCORE / RECORD / HISTORY. In this video I'll be sharing to you what my 6 credit cards are, how I'm using them, and some of their pros and cons. Super excited to share this video to you guys as I've been working on this video for quite some time.
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Stay educated!
Oshean
Recently got approved with 4 more banks credit card. Now I will have a total of 8 but will close the one that I don't use or like. Thanks for your tips and recommendations . 💯🙏
Dapat yung Eastwest Gold nyo po pinaconvert nyo na lang into EastWest Platinum Mastercard basta may 300k limit na yung card. NAFFL din po si EastWest Platinum Mastercard
Kahit pangit credit score po na approved ka? Basta may savings ka sa bank? Or secured credit card po ang kinuha mo?
I found you here and definitely subscribed ❤
Thank you!
pina cancel ko na UB card ko,it is the only bank na napaka firm and strict sa annuan fee waiver, all of my cards napapa waive ko annual fee except UB
If you don’t mind me asking, mga magkano yung range na need na savings bago ma offeran ng bank to apply for a credit card?
Hindi po tlaga ma reverse ung annual fee nag unionbank . I tried it pero hindi talaga kaya pa putol ko na.
Paanu nyo po nabayaran ang mga overdue nyo na credit card?
When you say negative credit score do you had a document that shows that negative 😢
paano kung naging delinquent ka na sa isang bank , talagang hindi mo na nabayaran yung credit card, tapos after 5 years makakapag apply ka ba ulit sa same bank for a credit card?
how long po kau nkpag apply ng CC after nio na settle ung BPI issue nio po?
Good morning po sir saan po mkikita yong video nyo po about credit report? Subscriber nyo po ako😊 gusto ko po sanang mapanood paano po magcheck ng credit history salamat po sa pagsagot more videos about credit cards God bless po always ❤
th-cam.com/play/PLJlrsmxzOdtYU11UkIdOilrmXyAxLe8wu.html
Thank you for this video.. ❤
Just wanna ask, I have a bad history with BPI like since pandemic below remaining balance na ang account ko pero napapasukan padin sya kaso withdraw agad, just wanna know if I should open nalang sa ibang bank? as of now 1 month palang may laman ung bpi ko na di ko na winidraw, then weekly na pagdeposit. plan ko sana maglipat nalang ng metrobank haha
Hello! We are same scenario pero sa akin naman, since 2017 walang balance ung saving acct ko although dun napasok ang salary ko as VA. Basta walang natitira haha. I tried to apply mga 3 times na din un and una, puro declined tas nitong huli approved na. Got my very first cc with them haha. And on top of that, nag apply ako sa EW and ayun na approved din using my bpi rewards na napaka baba ng cl na wala pang 6 months haha. So aun, napaka gandang reference lng po ni bpi. Try and try until u succeed.
subscribed! very informative
aahhh been a silent viewer of your videos... hopefully maging maayos din yung credit card journey ko with ew and ub 😅 more power to you sir!
Thank you! I appreciate this.
Salamat sa information about this godbless client
Very informative
hi po. nagpunta po yung lawyer sa office nyu? ganu po ba katagal yung unpaid nyu before with bpi?
Same question
Hello, Just wanted to ask if na-settle monaba yung bpi mo bago ka ma-approve sa Security bank gold card?
Yes
Citibank credit card also ma annual feeg waive ng annual fee kaso Union bank na ngyn wl nmn ako
Kapag mag o open account po ba or kukuha ng insurance, chinecheck din nila credit score
afaik no
ilang years niyo po na fully paid ang delinquent account niyo sa BPI po?
ako di rin naka bayad sa 4 cc ko dahil nung covid season, but nabayaran ko naman lahat at me certificate silang binigay ..that was 2022,,, ngayon kayang 2024 na puede na ko avail ng cc uli.
Did you settle ur BPI?
I saw one of your videos last year.
nagtry po ako sa moneymax mag apply wala po update if approve or not po. mahrap po ba makaapply mg credit card pag my bad record ka po before? kelangan po ba na mag apply ka muna po ng savings sa mga bank before makaapply po credit card? sorry dmi po tanong. thank u po in advance❤
hi mam ako negative ako i had history before hsbc i paid it naman din napunta collection meron ako bdo 13 k na dko na napay. after lets 10 years nagkaron ako sa citi was really happy...tried bpi...na approve as well...and last sec bank na im always declined. and yes moneymax to lahat i think...in some way pag persistent ka apply and apply na approve din. this time maingat nako sa credit card syempre..natuto nako...
@@bamb2013 di mo po na pay si BDO? ano po ginawa nila? hinyaan nalang po nila?
Hello sir I was very hirap and stress currently on cc
Ano pong nangyari dun sa account nyo sa BPI? Binayaran nyo? Or tinigilan nalang nila kayo singilin?
di naman nag re reply..tamad
why borrow more when your in a hole of debt
Mabilis na mag-approve metrobank ngayon. Mukhang nagluwag na sila.
Yup payroll account ko sya binigay na CC ay platinum agad . Pero i had it cut na lang kasi di pa ako ready and allergic ako sa AF
Hi, nice informative video. :) Can i request contact details of anyone you know in CCAP? I was told i need to settle outstanding balance ng credit cards donkey years ago, otherwise hindi ma approve homeloan sa bank kasi nasa NFIS ang name.. I dont know anyone in CCAP, iam trying to reach out online kasi naka overseas po ako. Appreciate your help, thank you.
Emp name in found rmfc negative list
Thanks Mel santos client
Security bank online banking savings
Now a days okey n ung Union bank annual fee
Sir nabayaran mo ba ang utang mo sa Bpi..
may unpaid balances kapa rin lod sa ibang bank?
wala na :)
pwede po ba pang buy ng gadgets yung JCB card?!
depende sa merchant
Hello po sir, tanong lang po... Magagamit pa po ba ang credit card kung naka negative credit limit na?
No na po
Pano po ung sobra na bayad mo?
Whats your favorite card?
Did you try applying for BPI credit card again?
Hi! Yes, pero declined na lagi. But they're always texting me na mag-apply ng secured credit card after ko ma-decline.
Hi sir,kapag ba ngapply ka ng secured? Magagamit ba agad or count of several months to use?I hope masagot po thanks
10yrs ago, sa bpi din ako yung may holdout. d na manage ng maayos to the point na umabot ng collections. they went to my house.3 sila. tbh magagaspang ugali nila. 10yrs after, balik bpi ulit hahaha. they offerred a regular cc this time and a decent limit. pidi na.. choosy pa ba
Hi! Same story here with bpi. How decent ang credit limit if i may ask? Kasi before 2010 nasa 150k ang limit ko sa kanila before. Iniisip ko kasi kung magaapply ba ako ulit sa kanila or hindi na. Baka meron pa bang history yun or wala na?
@@jeffersonperrylepon9623nbyran nio po b
osheannnnn
Hi jek!
Ako nga 15k lang hahah
Thanks again Mel santos client
Security bank online banking savings account
May CREDIT SCORE ba tayo dito sa PILIPINAS??? WALA naman tayong CREDIT BEAUREU dito di ba?? 🧐🧐
Meron CIBI at Transunion